Clarion County, PA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 827 mortgage applications in Clarion County, PA totaling $114.1 million, up 24% from 2024. The average application was for $137,000, and applicants reported an average income of $96,000. 56% of applications resulted in an originated loan and 18% were denied. The most active lender was Top Tier Federal Credit Union, with 90 applications, followed by Northwest Bank and S&T Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 827
Total Mortgage Loan Application Amount $114,105,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $2,175,000
Average Applicant Income $96,000
Highest Applicant Income $800,000

Mortgage Company List for Lending in Clarion County, PA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Top Tier Federal Credit Union
144 HOLIDAY INN RD
CLARION, PA 16214
* $ n/a 90 $ 12,700,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 71 $ 6,625,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ n/a 57 $ 6,525,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ n/a 46 $ 4,420,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 35 $ 7,045,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 31 $ 4,645,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ n/a 26 $ 1,930,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ n/a 22 $ 3,840,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 21 $ 2,495,000
Greenville Savings Bank
233 MAIN STREET
GREENVILLE, PA 16125
* $ n/a 19 $ 3,405,000
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ n/a 13 $ 1,455,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 13 $ 2,295,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 12 $ 1,320,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 12 $ 2,870,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 12 $ 2,450,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 11 $ 1,975,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 11 $ 1,085,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 11 $ 1,905,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 11 $ 1,995,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 9 $ 365,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 9 $ 605,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 1,500,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 600,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 7 $ 1,175,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 1,175,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 565,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 1,105,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ n/a 6 $ 890,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 310,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 370,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 330,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 520,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 6 $ 1,080,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 1,400,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 5 $ 885,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 565,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 545,000
Usx Federal Credit Union
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ n/a 5 $ 415,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ n/a 4 $ 640,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 4 $ 930,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 510,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 250,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 4 $ 730,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 4 $ 600,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 450,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 4 $ 380,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 3 $ 385,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 815,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 795,000
Elderton State Bank
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ n/a 3 $ 535,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 195,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 305,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 200,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 2 $ 400,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 2 $ 250,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 420,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 510,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 340,000
First Financial of Maryland Federal Credit Union
72 LOVETON CIRCLE
SPARKS GLENCOE, MD 21152
* $ n/a 2 $ 210,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 120,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 2 $ 330,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 2 $ 330,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ n/a 2 $ 430,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 130,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 2 $ 700,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ n/a 2 $ 110,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 60,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 2 $ 250,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 1,030,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 210,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 100,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 2 $ 290,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 45,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ n/a 1 $ 755,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 625,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 1 $ 295,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 305,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 255,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 55,000
SSB Bank
8700 PERRY HIGHWAY
PITTSBURGH, PA 15237
* $ n/a 1 $ 125,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 165,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 135,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 85,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 115,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 1 $ 35,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 215,000
Marion Center Bank
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ n/a 1 $ 75,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 95,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 1 $ 125,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 305,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 1 $ 195,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 55,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ n/a 1 $ 155,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 105,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 165,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 115,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 25,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 185,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 85,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 1 $ 75,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 75,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 135,000
Brentwood Bank
411 MCMURRAY ROAD
BETHEL PARK, PA 15102
* $ n/a 1 $ 2,175,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 55,000
State Financial Network LLC
5 HILLMAN DR
CHADDS FORD, PA 19317
* $ n/a 1 $ 155,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 185,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 235,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 75,000

The tables below break down 2025 mortgage applications in Clarion County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clarion County, PA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 374 $62,410,000 $166,000 $895,000 $95,000 $573,000
Cash-out Refinancing 141 $20,405,000 $144,000 $1,005,000 $90,000 $500,000
Home Improvement 116 $8,410,000 $72,000 $395,000 $92,000 $565,000
Refinancing 97 $16,735,000 $172,000 $2,175,000 $117,000 $800,000
Other Purpose 96 $5,950,000 $61,000 $205,000 $97,000 $281,000
Not Applicable 3 $195,000 $65,000 $115,000 $54,000 $54,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 666 $87,700,000 $131,000 $1,005,000 $96,000 $592,000
Not applicable 78 $13,670,000 $175,000 $2,175,000 $85,000 $167,000
Not Provided 61 $9,515,000 $155,000 $625,000 $96,000 $800,000
Black or African American 9 $1,425,000 $158,000 $325,000 $91,000 $137,000
Hispanic 7 $1,125,000 $160,000 $525,000 $114,000 $278,000
American Indian or Alaskan Native 5 $445,000 $89,000 $205,000 $101,000 $153,000
Asian 1 $225,000 $225,000 $225,000 $65,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 600 $72,430,000 $120,000 $2,175,000 $100,000 $800,000
FHA-insured (Federal Housing Administration) 124 $19,420,000 $156,000 $515,000 $81,000 $224,000
VA-guaranteed (Veterans Administration) 83 $19,395,000 $233,000 $895,000 $90,000 $335,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,860,000 $143,000 $195,000 $67,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 464 $65,780,000 $141,000 $2,175,000 $101,000 $592,000
Application Denied By Financial Institution 146 $16,870,000 $115,000 $1,005,000 $80,000 $500,000
Application Withdrawn By Applicant 91 $14,595,000 $160,000 $845,000 $96,000 $800,000
Loan Purchased By The Institution 69 $10,395,000 $150,000 $315,000 $94,000 $167,000
File Closed For Incompleteness 41 $5,035,000 $122,000 $275,000 $100,000 $355,000
Application Approved But Not Accepted 16 $1,430,000 $89,000 $265,000 $106,000 $289,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 572 $79,190,000 $138,000 $895,000 $100,000 $800,000
Debt-To-Income Ratio 139 $21,915,000 $157,000 $2,175,000 $89,000 $342,000
Collateral 37 $3,505,000 $94,000 $235,000 $82,000 $347,000
Credit History 36 $3,240,000 $90,000 $355,000 $93,000 $235,000
Credit Application Incomplete 20 $2,260,000 $113,000 $225,000 $63,000 $161,000
Other 13 $2,795,000 $215,000 $1,005,000 $145,000 $500,000
Unverifiable Information 6 $710,000 $118,000 $245,000 $98,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 3 $465,000 $155,000 $295,000 $64,000 $98,000
Employment History 1 $25,000 $25,000 $25,000 $31,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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