Cleburne County, AR Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,419 mortgage applications in Cleburne County, AR totaling $196.6 million, up 16% from 2015. The average application was for $138,000, and applicants reported an average income of $88,000. 46% of applications resulted in an originated loan and 21% were denied. The most active lender was US Bank, N.A., with 148 applications, followed by Wells Fargo Bank NA and Eagle Bank and Trust Company.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,419
Total Mortgage Loan Application Amount $196,559,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $893,000
Average Applicant Income $88,000
Highest Applicant Income $2,780,000

Mortgage Company List for Lending in Cleburne County, AR for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 148 $ 16,891,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 129 $ 21,198,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 390,027,000 103 $ 12,678,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 9,264,881,000 58 $ 9,224,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 56 $ 3,368,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 52 $ 8,753,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 4,903,891,000 47 $ 6,276,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 42 $ 2,668,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ 1,011,891,000 40 $ 4,484,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 35 $ 4,953,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 33 $ 4,682,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 7,515,756,000 26 $ 4,061,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 1,046,238,000 26 $ 4,328,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 866,511,000 24 $ 4,272,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 205,378,000 18 $ 3,211,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ 710,764,000 18 $ 2,109,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 9,870,373,000 17 $ 2,315,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 17 $ 3,043,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 17 $ 2,039,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 16 $ 967,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 14 $ 2,296,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 13 $ 1,729,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 13 $ 2,814,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 13 $ 2,188,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 13 $ 1,330,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 12 $ 1,041,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 252,239,000 12 $ 1,136,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,349,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 11 $ 1,218,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 2,373,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 10 $ 1,935,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ 264,095,000 10 $ 1,007,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 9 $ 1,231,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 9 $ 1,745,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 9 $ 1,192,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 9 $ 1,145,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 754,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 7 $ 600,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 7 $ 1,198,000
The Citizens Bank
200 S THIRD ST, PO BOX 2156
BATESVILLE, AR 72503
* $ 722,365,000 7 $ 522,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 7 $ 1,219,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 6 $ 804,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,790,125,000 6 $ 976,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 6 $ 832,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 1,007,344,000 6 $ 913,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 918,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ 5,029,863,000 6 $ 863,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 6 $ 605,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 6 $ 1,025,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 6 $ 965,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 5 $ 67,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 5 $ 532,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 844,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 785,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 5 $ 1,074,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 554,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 4 $ 342,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 4 $ 1,101,000
Financial Federal Bank
1715 AARON BRENNER DRIVE
MEMPHIS, TN 38120
* $ 434,589,000 3 $ 706,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,185,130,000 3 $ 481,000
The Carroll Mortgage Group, Inc.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 3 $ 269,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 3 $ 495,000
First National Bank of Eastern Arkansas
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 377,542,000 3 $ 552,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 345,242,000 3 $ 306,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 3 $ 146,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 3 $ 579,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 283,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 3 $ 479,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 1,330,996,000 3 $ 309,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 497,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 972,298,000 2 $ 600,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 2 $ 690,000
Focus Bank
PO BOX 99
CHARLESTON, MO 63834
* $ 722,830,000 2 $ 165,000
Central Bank
1506 MARKET ST STE C180
LITTLE ROCK, AR 72758
* $ 113,584,000 2 $ 1,236,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 2 $ 459,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,677,017,000 2 $ 281,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 7,901,669,000 2 $ 345,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 343,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 271,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 510,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 2 $ 318,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 286,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 272,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ 373,904,000 2 $ 342,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 265,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 407,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 148,000
River Town Bank
PO BOX 577
DARDANELLE, AR 72834
* $ 143,602,000 1 $ 177,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 102,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 288,284,000 1 $ 60,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 891,158,000 1 $ 34,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 300,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ 176,416,000 1 $ 332,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 74,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 61,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 99,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 130,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 72,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 225,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 78,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 595,215,000 1 $ 55,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 53,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 83,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,569,849,000 1 $ 379,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 321,852,000 1 $ 49,000
Richland State Bank
P O BOX 817
RAYVILLE, LA 71269
* $ 290,426,000 1 $ 138,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 103,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 1 $ 50,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 510,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 187,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 140,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 1 $ 311,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 128,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,994,534,000 1 $ 250,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 1 $ 327,000
Stone Bank
PO BOX 2750
MOUNTAIN VIEW, AR 72560
* $ 103,307,000 1 $ 31,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 20,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 735,030,000 1 $ 52,000
Cse Federal Credit Union
4321 NELSON RD
LAKE CHARLES, LA 70605
* $ 291,068,000 1 $ 234,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 667,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 5,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ 339,466,000 1 $ 78,000
The Capital Bank
12224 CHENAL PKWY
LITTLE ROCK, AR 72211
* $ 145,549,000 1 $ 152,000
Premier Bank of Arkansas
205 BLOCK STREET
JONESBORO, AR 72364
* $ 151,370,000 1 $ 40,000
Cross County Bank
P. O. BOX 9
WYNNE, AR 72396
* $ 235,375,000 1 $ 40,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ 502,899,000 1 $ 52,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ 339,466,000 1 $ 184,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 128,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 3,260,257,000 1 $ 50,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 784,567,000 1 $ 383,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 1 $ 172,000
Landmark Community Bank
1015 W POPLAR
COLLIERVILLE, TN 38017
* $ 831,235,000 1 $ 450,000
Pinnacle Bank
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 8,685,659,000 1 $ 68,000
First Capital Bank
7575 POPLAR AVENUE
GERMANTOWN, TN 38138
* $ 253,355,000 1 $ 195,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 275,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 304,320,000 1 $ 417,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ 435,000,000 1 $ 180,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 130,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 110,000
Bear State Bank
5315 HIGHLAND DRIVE
LITTLE ROCK, AR 72223
* $ 1,461,020,000 1 $ 130,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 398,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 1 $ 247,000
One Bank & Trust, National Association
300 W CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 325,945,000 1 $ 356,000

The tables below break down 2016 mortgage applications in Cleburne County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cleburne County, AR in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 755 $95,351,000 $126,000 $750,000 $84,000 $1,108,000
Refinancing 575 $93,723,000 $162,000 $893,000 $95,000 $2,780,000
Home Improvement 89 $7,485,000 $84,000 $510,000 $76,000 $517,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,162 $157,709,000 $135,000 $893,000 $98,000 $2,780,000
Not applicable 133 $22,228,000 $167,000 $790,000 $9,000 $597,000
Not Provided 105 $14,342,000 $136,000 $385,000 $83,000 $665,000
Hispanic 11 $993,000 $90,000 $184,000 $50,000 $150,000
American Indian or Alaskan Native 5 $555,000 $111,000 $241,000 $59,000 $76,000
Asian 3 $732,000 $244,000 $270,000 $77,000 $81,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,046 $146,026,000 $139,000 $893,000 $102,000 $2,780,000
FHA-insured (Federal Housing Administration) 166 $19,716,000 $118,000 $384,000 $45,000 $204,000
VA-guaranteed (Veterans Administration) 135 $23,219,000 $171,000 $480,000 $56,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 72 $7,598,000 $105,000 $214,000 $31,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 655 $95,954,000 $146,000 $790,000 $101,000 $1,160,000
Application Denied By Financial Institution 301 $35,065,000 $116,000 $893,000 $61,000 $719,000
Loan Purchased By The Institution 233 $35,487,000 $152,000 $417,000 $62,000 $597,000
Application Withdrawn By Applicant 106 $15,493,000 $146,000 $417,000 $78,000 $720,000
File Closed For Incompleteness 82 $8,989,000 $109,000 $455,000 $161,000 $2,780,000
Application Approved But Not Accepted 42 $5,571,000 $132,000 $468,000 $97,000 $1,108,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 37 $5,342,000 $144,000 $863,000 $49,000 $157,000
Credit History 34 $2,785,000 $81,000 $202,000 $43,000 $108,000
Collateral 31 $4,911,000 $158,000 $893,000 $95,000 $665,000
Other 10 $1,119,000 $111,000 $250,000 $146,000 $719,000
Unverifiable Information 7 $941,000 $134,000 $330,000 $61,000 $100,000
Credit Application Incomplete 7 $1,389,000 $198,000 $667,000 $57,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 4 $690,000 $172,000 $302,000 $117,000 $297,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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