Clinton County, MO Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,203 mortgage applications in Clinton County, MO totaling $154.9 million, down 3% from 2012. The average application was for $128,000, and applicants reported an average income of $66,000. 51% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 115 applications, followed by JPMorgan Chase Bank, NA and Nbh Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,203
Total Mortgage Loan Application Amount $154,944,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $1,608,000
Average Applicant Income $66,000
Highest Applicant Income $1,246,000

Mortgage Company List for Lending in Clinton County, MO for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 115 $ 14,773,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 87 $ 10,753,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 5,302,932,000 85 $ 8,859,000
Farmers State Bank
124 E 3RD ST.
CAMERON, MO 64429
* $ 180,702,000 66 $ 7,990,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 56 $ 5,509,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 47 $ 5,761,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 41 $ 5,337,000
Platte Valley Bank of Missouri
PO BOX 1250
PLATTE CITY, MO 64079
* $ 391,137,000 41 $ 5,099,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 39 $ 4,286,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 38 $ 4,783,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 26 $ 3,576,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 22 $ 2,695,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 19 $ 2,940,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 18 $ 2,534,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 240,895,000 14 $ 2,369,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 14 $ 1,930,000
1st Cameron State Bank
P.O. BOX 465
CAMERON, MO 64429
* $ 50,755,000 13 $ 720,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,223,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 3,546,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 12 $ 1,460,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 11 $ 1,487,000
Kearney Trust Company
310 W. 92 HIGHWAY
KEARNEY, MO 64060
* $ 147,007,000 10 $ 964,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 10 $ 1,750,000
The Hamilton Bank
111 NORTH DAVIS, P.O. BOX 127
HAMILTON, MO 64644
* $ 56,257,000 10 $ 598,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 10 $ 1,625,000
Kcb Bank
950 W 92 HWY
KEARNEY, MO 64060
* $ 195,106,000 9 $ 1,210,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 9 $ 1,339,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 1,111,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 9 $ 1,536,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 8 $ 1,118,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 7 $ 928,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 7 $ 569,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 1,424,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 7 $ 1,247,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 7 $ 493,000
Goppert Financial Bank
P.O. BOX 606
LATHROP, MO 64465
* $ 82,650,000 6 $ 427,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 350,904,000 6 $ 1,101,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 6 $ 910,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 6 $ 1,014,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 6 $ 858,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 6 $ 755,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 6 $ 704,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 683,000
Lawson Bank
401 PENNSYLVANIA
LAWSON, MO 64062
* $ 126,003,000 5 $ 118,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 5 $ 664,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 204,291,000 5 $ 685,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 14,689,863,000 5 $ 695,000
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ 827,239,000 5 $ 356,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 5 $ 706,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 404,150,000 5 $ 1,036,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 4 $ 453,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 617,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 850,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 4 $ 627,000
First Missouri Bank
PO BOX 190
BROOKFIELD, MO 64628
* $ 146,401,000 4 $ 325,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 440,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 3 $ 342,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 3 $ 490,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 3 $ 204,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 521,000
Bank Northwest
201 S DAVIS
HAMILTON, MO 64644
* $ 104,998,000 3 $ 301,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 3 $ 574,000
Clay County Savings Bank
1178 W KANSAS
LIBERTY, MO 64068
* $ 99,144,000 3 $ 680,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 98,854,000 3 $ 265,000
Community Bank of Missouri
904 WALTON WAY
RICHMOND, MO 64085
* $ 51,671,000 2 $ 270,000
Independent Farmers Bank
PO BOX 128
MAYSVILLE, MO 64469
* $ 110,525,000 2 $ 76,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 2 $ 221,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 296,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 186,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 2 $ 247,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 570,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 2 $ 355,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ 102,117,000 2 $ 343,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,381,142,000 2 $ 322,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 241,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 2 $ 421,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 293,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 190,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 2 $ 358,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,241,781,000 2 $ 444,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,859,936,000 2 $ 91,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 2 $ 243,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 290,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 2 $ 273,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 2 $ 237,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 593,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 230,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 2 $ 303,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 129,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 2 $ 50,000
Central Bank of the Midwest
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,186,995,000 2 $ 368,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 243,492,000 2 $ 318,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 2 $ 242,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 292,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 369,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 2 $ 203,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,668,374,000 2 $ 282,000
Bank of Weston
PO BOX 8
WESTON, MO 64098
* $ 113,092,000 2 $ 229,000
Pony Express Bank
213 MAIN ST
BRAYMER, MO 64624
* $ 135,284,000 1 $ 854,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 517,600,000 1 $ 189,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 162,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 180,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 10,000,000 1 $ 253,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 1 $ 105,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 1 $ 77,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 95,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 199,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 171,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 1 $ 162,000
Pony Express Community Bank
3702 FARARON STREET
SAINT JOSEPH, MO 64506
* $ 69,382,000 1 $ 164,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 189,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 92,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 71,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 65,000
Public Safety Credit Union
2800 E 14TH ST
KANSAS CITY, MO 64127
* $ 103,298,000 1 $ 246,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 470,276,000 1 $ 20,000
Arvest Bank

TULSA, OK 74103
* $ 13,199,987,000 1 $ 6,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,170,136,000 1 $ 135,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 14,500,067,000 1 $ 160,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 1 $ 132,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 1 $ 88,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 1 $ 214,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 1 $ 109,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 103,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,173,000 1 $ 164,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ 126,896,000 1 $ 73,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 1 $ 141,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 246,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 831,270,000 1 $ 224,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 123,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 100,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 75,000
Endura Financial F. C. U.
820 N LILAC
MINNEAPOLIS, MN 55422
* $ 352,711,000 1 $ 31,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 1 $ 124,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 273,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 83,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 104,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 54,000
Bankliberty
16 W FRANKLIN
LIBERTY, MO 64068
* $ 413,086,000 1 $ 68,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 115,000
United Bank
2600 SOUTH THOMPSON
SPRINGDALE, AR 72764
* $ 157,522,000 1 $ 271,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 552,370,000 1 $ 279,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 164,424,000 1 $ 58,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 232,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 73,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 238,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 56,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 113,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 250,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 266,761,000 1 $ 116,000
United Consumers Credit Union
1111 E 23RD ST S
INDEPENDENCE, MO 64055
* $ 115,948,000 1 $ 98,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,864,395,000 1 $ 140,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 61,038,000 1 $ 192,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,678,270,000 1 $ 43,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 118,000

The tables below break down 2013 mortgage applications in Clinton County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clinton County, MO in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 739 $98,233,000 $132,000 $1,608,000 $71,000 $1,246,000
Home Purchase 394 $53,494,000 $135,000 $659,000 $59,000 $524,000
Home Improvement 70 $3,217,000 $45,000 $222,000 $52,000 $176,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 942 $122,185,000 $129,000 $1,608,000 $72,000 $1,246,000
Not applicable 137 $17,074,000 $124,000 $586,000 $27,000 $160,000
Not Provided 103 $13,381,000 $129,000 $854,000 $62,000 $215,000
Hispanic 8 $1,115,000 $139,000 $239,000 $51,000 $68,000
Black or African American 6 $540,000 $90,000 $129,000 $56,000 $98,000
American Indian or Alaskan Native 5 $585,000 $117,000 $282,000 $46,000 $70,000
Asian 1 $10,000 $10,000 $10,000 $22,000 $22,000
Native Hawaiian or Other Pacific Islander 1 $54,000 $54,000 $54,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 846 $104,785,000 $123,000 $854,000 $74,000 $1,246,000
FHA-insured (Federal Housing Administration) 175 $22,901,000 $130,000 $276,000 $46,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 93 $10,627,000 $114,000 $247,000 $35,000 $81,000
VA-guaranteed (Veterans Administration) 89 $16,631,000 $186,000 $1,608,000 $55,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 615 $78,855,000 $128,000 $854,000 $72,000 $553,000
Loan Purchased By The Institution 217 $29,200,000 $134,000 $371,000 $45,000 $311,000
Application Denied By Financial Institution 182 $21,737,000 $119,000 $1,608,000 $66,000 $1,246,000
Application Withdrawn By Applicant 99 $12,224,000 $123,000 $357,000 $69,000 $296,000
File Closed For Incompleteness 50 $6,390,000 $127,000 $279,000 $62,000 $150,000
Application Approved But Not Accepted 40 $6,538,000 $163,000 $659,000 $82,000 $524,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $3,173,000 $79,000 $176,000 $89,000 $1,246,000
Collateral 39 $5,305,000 $136,000 $357,000 $74,000 $250,000
Debt-To-Income Ratio 18 $2,405,000 $133,000 $332,000 $56,000 $157,000
Credit Application Incomplete 14 $1,688,000 $120,000 $305,000 $66,000 $126,000
Other 13 $1,116,000 $85,000 $141,000 $49,000 $134,000
Unverifiable Information 6 $725,000 $120,000 $167,000 $99,000 $139,000
Insufficient Cash (Downpayment, Closing Cost) 3 $465,000 $155,000 $400,000 $12,000 $24,000
Employment History 2 $58,000 $29,000 $40,000 $77,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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