Coles County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Coles County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,049
Total Mortgage Loan Application Amount $106,470,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $4,320,000
Average Applicant Income $63,000
Highest Applicant Income $750,000

Mortgage Company List for Lending in Coles County IL for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,105,732,000 240 $ 20,007,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 88 $ 9,179,000
PRAIRIE STATE BANK AND TRUST
3751 W. WABASH AVE
SPRINGFIELD, IL 62711
* $ 709,932,000 80 $ 7,588,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 42 $ 3,284,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 35 $ 3,921,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 31 $ 3,944,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,882,577,000 29 $ 2,073,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 28 $ 2,402,000
STATE BANK OF LINCOLN
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 350,254,000 26 $ 1,932,000
MIDWEST AMERICA FEDERAL CREDIT UNION
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 520,614,000 17 $ 1,080,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 17 $ 2,578,000
FIRST BANK & TRUST, IL
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 449,541,000 16 $ 5,270,000
PEOPLES BANK & TRUST
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 403,812,000 14 $ 2,238,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 11 $ 905,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,202,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 10 $ 1,421,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 348,291,098,000 9 $ 804,000
DIETERICH BANK, NATIONAL ASSOCIATION
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 574,090,000 9 $ 621,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 8 $ 415,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 8 $ 647,000
LAND OF LINCOLN CREDIT UNION
3130 E MOUND RD
DECATUR, IL 62526
* $ 221,510,000 7 $ 550,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 7 $ 132,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 7 $ 411,000
PETEFISH, SKILES & CO.
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 177,497,000 6 $ 734,000
SCOTT STATE BANK
101 W MAIN ST
BETHANY, IL 62549
* $ 159,834,000 6 $ 421,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 6 $ 610,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 623,000
ILLINI BANK
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 284,800,000 6 $ 613,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 6 $ 180,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 5 $ 727,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 522,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 339,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 5 $ 490,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 5 $ 440,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 5 $ 602,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 5 $ 735,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 5 $ 830,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 4 $ 676,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 4 $ 503,000
FIRST FARMERS BANK & TRUST CO.
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 1,476,311,000 4 $ 261,000
PERFORMANCE EQUITY PARTNERS, INC.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 4 $ 76,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 368,000
UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 306,758,000 4 $ 188,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 4 $ 326,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 4 $ 409,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 4 $ 256,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 4 $ 24,000
LONGVIEW BANK
102 S EAST AVE P.O.BOX 47
OGDEN, IL 61859
* $ 178,998,000 4 $ 277,000
FIRST STATE BANK AND TRUST
201 W MAIN ST
MONTICELLO, IL 61856
* $ 228,272,000 4 $ 475,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 621,057,000 4 $ 585,000
PROSPECT BANK
PO BOX 400
PARIS, IL 61944
* $ 419,284,000 3 $ 119,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 269,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 3 $ 504,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 3 $ 227,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 2,883,399,000 3 $ 262,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 462,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ 1,198,484,000 3 $ 279,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 3 $ 353,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 3 $ 141,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,649,486,000 3 $ 425,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 333,575,000 2 $ 370,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 85,747,508,000 2 $ 65,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,887,863,000 2 $ 346,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 2 $ 153,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 2 $ 196,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 266,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 240,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 161,000
HEALTHCARE ASSOCIATES CREDIT UNION
1151 E WARRENVILLE ROAD
NAPERVILLE, IL 60563
* $ 304,336,000 2 $ 60,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 284,507,000 2 $ 427,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 2 $ 194,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 107,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 516,267,000 2 $ 59,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 130,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 138,620,635,000 2 $ 45,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 2 $ 160,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 504,343,000 2 $ 265,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 2 $ 176,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,073,879,000 2 $ 339,000
HOME STATE BANK, NATIONAL ASSOCIATION
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 602,889,000 1 $ 177,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 1 $ 180,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 144,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 1 $ 40,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,475,176,000 1 $ 120,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 200,000
BANK OF MODESTO
201 EAST STATE, PO BOX 19
MODESTO, IL 62667
* $ 47,333,000 1 $ 85,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 1 $ 57,000
THE GERBER STATE BANK
PO BOX 410
ARGENTA, IL 62501
* $ 76,479,000 1 $ 73,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 1 $ 115,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 149,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,128,215,000 1 $ 37,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 100,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 1 $ 124,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,297,355,000 1 $ 100,000
CONSUMERS COOPERATIVE CREDIT UNION
1075 TRI-STATE PARKWAY
GURNEE, IL 60061
* $ 901,950,000 1 $ 54,000
DECATUR EARTHMOVER CREDIT UNION
260 W MARION AVE
FORSYTH, IL 62535
* $ 266,909,000 1 $ 23,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 243,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 126,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 54,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 78,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 123,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 78,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 143,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 184,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 30,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ 1,003,316,000 1 $ 86,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 650,443,000 1 $ 75,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 303,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 96,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ 12,000,000 1 $ 299,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 1 $ 117,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 1 $ 58,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 126,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 98,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 328,575,000 1 $ 95,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 268,926,000 1 $ 4,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 20,000
FIRST NATIONAL BANK OF PANA
306 S. LOCUST ST.
PANA, IL 62557
* $ 172,854,000 1 $ 45,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 104,121,677,000 1 $ 94,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 52,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 11,846,211,000 1 $ 4,320,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 39,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 11,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,134,877,000 1 $ 60,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Coles County IL in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 501 $55,576,000 $110,000 $4,320,000 $59,000 $439,000
Refinancing 421 $45,644,000 $108,000 $1,601,000 $66,000 $750,000
Home Improvement 127 $5,250,000 $41,000 $321,000 $66,000 $576,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 889 $84,669,000 $95,000 $1,601,000 $67,000 $750,000
Not applicable 76 $14,001,000 $184,000 $4,320,000 $15,000 $623,000
Not Provided 53 $4,635,000 $87,000 $318,000 $60,000 $222,000
Hispanic 11 $832,000 $75,000 $285,000 $26,000 $59,000
Black or African American 8 $833,000 $104,000 $157,000 $32,000 $93,000
Asian 6 $786,000 $131,000 $322,000 $76,000 $118,000
American Indian or Alaskan Native 4 $419,000 $104,000 $150,000 $85,000 $193,000
Native Hawaiin or Other Pacific Islander 2 $295,000 $147,000 $162,000 $160,000 $215,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 672 $69,071,000 $102,000 $4,320,000 $76,000 $750,000
FHA-insured (Federal Housing Administration) 137 $12,673,000 $92,000 $228,000 $40,000 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 135 $10,248,000 $75,000 $173,000 $28,000 $150,000
VA-guaranteed (Veterans Administration) 105 $14,478,000 $137,000 $306,000 $53,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 629 $69,859,000 $111,000 $4,320,000 $68,000 $430,000
Application Denied By Financial Institution 199 $16,220,000 $81,000 $490,000 $64,000 $750,000
Loan Purchased By The Institution 103 $9,328,000 $90,000 $306,000 $31,000 $623,000
Application Withdrawn By Applicant 70 $6,688,000 $95,000 $280,000 $69,000 $430,000
File Closed For Incompleteness 28 $2,702,000 $96,000 $228,000 $42,000 $96,000
Application Approved But Not Accepted 20 $1,673,000 $83,000 $241,000 $69,000 $439,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $2,643,000 $51,000 $249,000 $64,000 $576,000
Debt-To-Income Ratio 19 $2,153,000 $113,000 $322,000 $54,000 $200,000
Collateral 17 $1,657,000 $97,000 $417,000 $100,000 $750,000
Other 15 $1,236,000 $82,000 $490,000 $71,000 $198,000
Credit Application Incomplete 12 $661,000 $55,000 $117,000 $56,000 $121,000
Unverifiable Information 7 $709,000 $101,000 $248,000 $124,000 $430,000
Employment History 4 $227,000 $56,000 $90,000 $58,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 4 $267,000 $66,000 $108,000 $40,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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