Crawford County, MI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 599 mortgage applications in Crawford County, MI totaling $88.9 million, up 15% from 2023. The average application was for $148,000, and applicants reported an average income of $103,000. 54% of applications resulted in an originated loan and 17% were denied. The most active lender was Huntington National Bank, with 95 applications, followed by Union Home Mortgage Corp. and Fifth Third Bank, National Association.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 599
Total Mortgage Loan Application Amount $88,945,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $775,000
Average Applicant Income $103,000
Highest Applicant Income $1,301,000

Mortgage Company List for Lending in Crawford County, MI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 95 $ 9,455,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 57 $ 8,945,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 23 $ 3,275,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 21 $ 3,715,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 17 $ 2,845,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 2,610,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 13 $ 1,075,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ n/a 13 $ 1,035,000
State Savings Bank
703 MAIN ST
FRANKFORT, MI 49635
* $ n/a 12 $ 1,620,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ n/a 10 $ 2,050,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 1,065,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 9 $ 1,725,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 9 $ 1,575,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 1,390,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 1,225,000
4front Credit Union
101 N PARK ST
TRAVERSE CITY, MI 49685
* $ n/a 7 $ 875,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 7 $ 965,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 1,685,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,070,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 170,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 6 $ 1,010,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 6 $ 1,030,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ n/a 6 $ 1,380,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 240,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 6 $ 960,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 445,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ n/a 4 $ 870,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 460,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 340,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 890,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 330,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 4 $ 660,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 810,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 620,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 620,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 385,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ n/a 3 $ 385,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ n/a 3 $ 285,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 365,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 275,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ n/a 3 $ 975,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 3 $ 425,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 345,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 275,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 3 $ 695,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 3 $ 515,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ n/a 3 $ 125,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ n/a 3 $ 305,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ n/a 3 $ 345,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ n/a 2 $ 560,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ n/a 2 $ 340,000
United Financial Credit Union
4685 STATE ST.
SAGINAW, MI 48603
* $ n/a 2 $ 350,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ n/a 2 $ 270,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 370,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ n/a 2 $ 280,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 110,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 2 $ 540,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 510,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 220,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 2 $ 460,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 230,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 310,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 505,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 165,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 505,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 235,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 145,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 225,000
Highpoint Community Bank
150 W COURT ST
HASTINGS, MI 49058
* $ n/a 1 $ 95,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 55,000
Total Quality Financial Inc

CARMEL, IN 46032
* $ n/a 1 $ 225,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ n/a 1 $ 145,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 125,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 1 $ 255,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 155,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 85,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 165,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 225,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 195,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ n/a 1 $ 95,000
Community Choice Credit Union
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ n/a 1 $ 55,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 205,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 235,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 105,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 145,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 1 $ 355,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 175,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 215,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 105,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 265,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 145,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ n/a 1 $ 85,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ n/a 1 $ 125,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 175,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 105,000
Meijer Credit Union
2410 GAYNOR AVE. NW
GRAND RAPIDS, MI 49544
* $ n/a 1 $ 25,000
Kalsee Credit Union
2501 MILLCORK STREET
KALAMAZOO, MI 49001
* $ n/a 1 $ 135,000
Michigan Legacy Credit Union
144 E PIKE
WYANDOTTE, MI 48192
* $ n/a 1 $ 35,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ n/a 1 $ 105,000
Zeal Credit Union
17250 NEWBURGH
LIVONIA, MI 48152
* $ n/a 1 $ 75,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 105,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ n/a 1 $ 65,000
Legacy Mortgage
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ n/a 1 $ 135,000

The tables below break down 2024 mortgage applications in Crawford County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crawford County, MI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 267 $50,185,000 $187,000 $775,000 $115,000 $1,301,000
Cash-out Refinancing 126 $17,110,000 $135,000 $455,000 $80,000 $489,000
Refinancing 75 $11,475,000 $153,000 $505,000 $90,000 $415,000
Home Improvement 66 $4,620,000 $70,000 $305,000 $108,000 $900,000
Other Purpose 65 $5,555,000 $85,000 $505,000 $105,000 $800,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 470 $70,530,000 $150,000 $775,000 $106,000 $1,301,000
Not Provided 77 $10,435,000 $135,000 $365,000 $88,000 $900,000
Not applicable 34 $5,520,000 $162,000 $505,000 $0 $0
Hispanic 10 $1,330,000 $133,000 $235,000 $87,000 $195,000
Asian 4 $430,000 $107,000 $185,000 $43,000 $55,000
Black or African American 4 $700,000 $175,000 $245,000 $85,000 $113,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 412 $57,130,000 $138,000 $775,000 $114,000 $1,301,000
FHA-insured (Federal Housing Administration) 93 $13,625,000 $146,000 $395,000 $64,000 $250,000
VA-guaranteed (Veterans Administration) 86 $17,070,000 $198,000 $535,000 $82,000 $432,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,120,000 $140,000 $225,000 $62,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 321 $50,845,000 $158,000 $775,000 $110,000 $1,301,000
Application Denied By Financial Institution 102 $12,510,000 $122,000 $505,000 $99,000 $1,161,000
Application Withdrawn By Applicant 99 $15,095,000 $152,000 $605,000 $81,000 $360,000
Loan Purchased By The Institution 32 $4,570,000 $142,000 $245,000 $0 $0
File Closed For Incompleteness 25 $3,385,000 $135,000 $435,000 $87,000 $250,000
Application Approved But Not Accepted 16 $1,720,000 $107,000 $225,000 $132,000 $900,000
Preapproval Denied by Financial Institution 3 $635,000 $211,000 $265,000 $117,000 $134,000
Preapproval Approved but not Accepted 1 $185,000 $185,000 $185,000 $80,000 $80,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 481 $74,105,000 $154,000 $775,000 $104,000 $1,301,000
Debt-To-Income Ratio 35 $4,675,000 $133,000 $455,000 $74,000 $199,000
Collateral 33 $4,555,000 $138,000 $505,000 $83,000 $238,000
Credit History 24 $1,700,000 $70,000 $155,000 $64,000 $115,000
Other 11 $2,065,000 $187,000 $355,000 $217,000 $800,000
Credit Application Incomplete 10 $1,060,000 $106,000 $195,000 $74,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 3 $465,000 $155,000 $245,000 $86,000 $119,000
Unverifiable Information 1 $145,000 $145,000 $145,000 $1,161,000 $1,161,000
Employment History 1 $175,000 $175,000 $175,000 $236,000 $236,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Michigan Lender List