Crittenden County, AR Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,967 mortgage applications in Crittenden County, AR totaling $225.5 million, up 8% from 2015. The average application was for $114,000, and applicants reported an average income of $60,000. 45% of applications resulted in an originated loan and 27% were denied. The most active lender was Iberiabank Mortgage Company, with 239 applications, followed by Suntrust Bank and Wells Fargo Bank NA.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,967
Total Mortgage Loan Application Amount $225,480,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $15,981,000
Average Applicant Income $60,000
Highest Applicant Income $5,223,000

Mortgage Company List for Lending in Crittenden County, AR for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 239 $ 28,590,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 181 $ 1,230,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 158 $ 22,269,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 157 $ 8,409,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 99 $ 13,233,000
Fidelity National Bank
330 WEST BROADWAY ST.
WEST MEMPHIS, AR 72301
* $ 385,820,000 85 $ 5,957,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 54 $ 8,634,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 45 $ 5,283,000
Premier Bank of Arkansas
205 BLOCK STREET
JONESBORO, AR 72364
* $ 151,370,000 45 $ 3,233,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 42 $ 4,166,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 39 $ 5,582,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 38 $ 4,742,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 36 $ 2,404,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 33 $ 4,356,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 28 $ 3,067,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 28 $ 4,404,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 26 $ 2,052,000
First National Bank of Eastern Arkansas
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 377,542,000 25 $ 1,751,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 23 $ 3,689,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 22 $ 1,463,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,287,000
Pinnacle Bank
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 8,685,659,000 16 $ 2,223,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 16 $ 542,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 15 $ 1,732,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 15 $ 2,198,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 14 $ 1,820,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 14 $ 2,282,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 14 $ 2,038,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 13 $ 1,559,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 13 $ 1,420,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 13 $ 1,526,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 525,826,000 12 $ 1,780,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 11 $ 1,142,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 11 $ 1,761,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 11 $ 1,234,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 181,267,000 11 $ 142,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 10 $ 2,111,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 9 $ 1,573,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 7 $ 862,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 7 $ 1,287,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 1,011,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 7 $ 1,101,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 6 $ 730,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 6 $ 379,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 6 $ 686,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,790,125,000 6 $ 729,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 618,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 5 $ 39,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 880,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 595,215,000 5 $ 598,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 5 $ 758,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 857,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 463,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 611,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 866,511,000 4 $ 780,000
The First National Bank of Wynne
P.O. BOX 129, 528 E MERRIMAN AVE
WYNNE, AR 72396
* $ 290,916,000 4 $ 239,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,994,534,000 4 $ 549,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 3 $ 258,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 107,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 306,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 432,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 3 $ 366,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 3 $ 560,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 2 $ 382,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 785,530,000 2 $ 99,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 345,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 2 $ 264,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 385,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 7,515,756,000 2 $ 130,000
First Delta Bank
214 H PARKER DR
MARKED TREE, AR 72365
* $ 57,287,000 2 $ 9,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,185,130,000 2 $ 198,000
Financial Federal Bank
1715 AARON BRENNER DRIVE
MEMPHIS, TN 38120
* $ 434,589,000 2 $ 488,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 237,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 414,179,000 2 $ 290,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 245,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 878,814,000 2 $ 310,000
Southern Security Federal Credit Union
765 W POPLAR AVE
COLLIERVILLE, TN 38017
* $ 141,727,000 2 $ 132,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 2 $ 230,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 280,408,000 2 $ 467,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,142,256,000 2 $ 67,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 2 $ 79,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 2 $ 411,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 226,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 502,781,000 2 $ 136,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 251,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 972,298,000 2 $ 453,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 2 $ 134,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 304,320,000 2 $ 437,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 150,488,000 1 $ 92,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 167,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 191,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ 779,049,000 1 $ 72,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ 339,466,000 1 $ 182,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 9,264,881,000 1 $ 123,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 177,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ 11,000,000 1 $ 274,000
Renasant Bk
201 SOUTH JACKSON ST
CRYSTAL SPRINGS, MS 39059
* $ 990,303,000 1 $ 218,000
Integrity First Bank, National Association
502 S HICKORY ST
MOUNTAIN HOME, AR 72653
* $ 431,724,000 1 $ 60,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 134,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 1 $ 190,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 55,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 1 $ 104,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 345,242,000 1 $ 137,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 767,869,000 1 $ 221,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 225,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ 339,466,000 1 $ 142,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 1 $ 159,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,677,017,000 1 $ 133,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 134,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 117,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 108,000
The Carroll Mortgage Group, Inc.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 1 $ 188,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 115,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 1 $ 155,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 204,000
Farmers Bank and Trust Company
400 W. MAIN STREET, P. O. BOX 688
BLYTHEVILLE, AR 72316
* $ 448,378,000 1 $ 274,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 162,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 1 $ 41,000
Bank of Ripley
134 N JEFFERSON STREET
RIPLEY, TN 38063
* $ 203,444,000 1 $ 205,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 153,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 35,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 152,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 136,000
Origin Bank

HOUSTON, TX 77024
* $ 3,951,154,000 1 $ 115,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 1 $ 3,645,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 78,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 154,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 265,000
Commercial Bank & Trust Company
P.O. BOX 1000
PARIS, TN 38242
* $ 694,088,000 1 $ 29,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 217,000
Community Bank, North Mississippi
P. O. BOX 270
AMORY, MS 38821
* $ 523,128,000 1 $ 120,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 7,901,669,000 1 $ 31,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 121,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 141,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 119,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 1 $ 15,981,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 1 $ 68,000

The tables below break down 2016 mortgage applications in Crittenden County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crittenden County, AR in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 915 $134,655,000 $147,000 $15,981,000 $53,000 $828,000
Refinancing 709 $86,522,000 $122,000 $466,000 $65,000 $1,260,000
Home Improvement 343 $4,303,000 $12,000 $250,000 $71,000 $5,223,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,001 $113,874,000 $113,000 $386,000 $78,000 $5,223,000
Black or African American 582 $47,081,000 $80,000 $304,000 $55,000 $1,080,000
Not applicable 237 $48,166,000 $203,000 $15,981,000 $2,000 $79,000
Not Provided 126 $13,915,000 $110,000 $345,000 $57,000 $165,000
Hispanic 10 $964,000 $96,000 $174,000 $59,000 $211,000
Asian 8 $1,241,000 $155,000 $216,000 $69,000 $147,000
American Indian or Alaskan Native 3 $239,000 $79,000 $127,000 $100,000 $180,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,085 $107,277,000 $98,000 $15,981,000 $75,000 $5,223,000
FHA-insured (Federal Housing Administration) 553 $69,724,000 $126,000 $276,000 $45,000 $1,260,000
VA-guaranteed (Veterans Administration) 199 $31,141,000 $156,000 $306,000 $48,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 130 $17,338,000 $133,000 $247,000 $27,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 887 $120,043,000 $135,000 $15,981,000 $66,000 $828,000
Application Denied By Financial Institution 531 $37,305,000 $70,000 $363,000 $69,000 $5,223,000
Loan Purchased By The Institution 311 $40,989,000 $131,000 $340,000 $26,000 $442,000
Application Withdrawn By Applicant 126 $14,723,000 $116,000 $304,000 $60,000 $300,000
File Closed For Incompleteness 64 $6,724,000 $105,000 $298,000 $58,000 $752,000
Application Approved But Not Accepted 48 $5,696,000 $118,000 $333,000 $87,000 $606,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 125 $3,058,000 $24,000 $363,000 $101,000 $5,223,000
Debt-To-Income Ratio 68 $3,465,000 $50,000 $300,000 $51,000 $213,000
Collateral 28 $3,250,000 $116,000 $280,000 $51,000 $96,000
Other 13 $934,000 $71,000 $236,000 $39,000 $82,000
Credit Application Incomplete 11 $1,173,000 $106,000 $249,000 $51,000 $147,000
Unverifiable Information 8 $242,000 $30,000 $136,000 $61,000 $150,000
Employment History 3 $575,000 $191,000 $274,000 $120,000 $241,000
Insufficient Cash (Downpayment, Closing Cost) 2 $221,000 $110,000 $159,000 $55,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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