Crook County, OR Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,327 mortgage applications in Crook County, OR totaling $413.8 million, up 8% from 2023. The average application was for $311,000, and applicants reported an average income of $134,000. 55% of applications resulted in an originated loan and 13% were denied. The most active lender was Mid Oregon Federal Credit Union, with 132 applications, followed by Guild Mortgage Company and United Wholesale Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,327
Total Mortgage Loan Application Amount $413,795,000
Average Mortgage Loan Application Amount $311,000
Highest Mortgage Loan Application Amount $2,675,000
Average Applicant Income $134,000
Highest Applicant Income $6,784,000

Mortgage Company List for Lending in Crook County, OR for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mid Oregon Federal Credit Union
1386 NE CUSHING DRIVE
BEND, OR 97701
* $ n/a 132 $ 16,220,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 87 $ 30,845,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 47 $ 18,475,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 46 $ 14,980,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 41 $ 16,635,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 37 $ 11,185,000
Selco Community Credit Union
PO BOX 7487
SPRINGFIELD, OR 97475
* $ n/a 36 $ 3,250,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ n/a 36 $ 8,610,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 33 $ 12,885,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 33 $ 11,165,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 30 $ 14,830,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 29 $ 10,805,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 28 $ 10,150,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 22 $ 2,130,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 22 $ 8,250,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 19 $ 8,825,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 19 $ 6,685,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 18 $ 7,560,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 16 $ 930,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 16 $ 3,240,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 16 $ 4,620,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 15 $ 5,215,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 15 $ 1,575,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 14 $ 1,060,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 13 $ 5,105,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 13 $ 3,265,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 13 $ 5,855,000
Oregonians Credit Union
6915 SE LAKE RD
MILWAUKIE, OR 97267
* $ n/a 12 $ 1,010,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 12 $ 7,990,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 5,280,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 11 $ 1,175,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 11 $ 3,425,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 11 $ 4,745,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 11 $ 4,765,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 11 $ 2,205,000
Peak Credit Union
4501 INTELCO LOOP SE
LACEY, WA 98503
* $ n/a 10 $ 2,730,000
Oregon Community Credit Union
2880 CHAD DRIVE
EUGENE, OR 97408
* $ n/a 10 $ 1,650,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 3,380,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 10 $ 4,260,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 9 $ 2,325,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 9 $ 4,025,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 9 $ 3,115,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 4,020,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 2,545,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 2,935,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 7 $ 3,205,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 1,655,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 6 $ 1,910,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 6 $ 2,210,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 1,810,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 6 $ 2,060,000
Lpmc, LLC dba Landmark Profess
1255 LEE ST SE
SALEM, OR 97302
* $ n/a 6 $ 2,300,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 6 $ 2,250,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 6 $ 2,560,000
First Community Credit Union
200 N. ADAMS ST.
COQUILLE, OR 97423
* $ n/a 6 $ 2,310,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 6 $ 830,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 6 $ 1,700,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 5 $ 1,915,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 1,495,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 5 $ 1,005,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 5 $ 2,125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 4 $ 450,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 4 $ 1,460,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 4 $ 2,630,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 1,630,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 2,220,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ n/a 4 $ 1,620,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 4 $ 1,730,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 4 $ 760,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 4 $ 1,110,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 3 $ 1,105,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 3 $ 2,215,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 1,015,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 3 $ 1,455,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 1,405,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ n/a 3 $ 595,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 1,155,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 3 $ 1,755,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 3 $ 2,145,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 3 $ 905,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 3 $ 235,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 2 $ 1,650,000
Consolidated Community Credit
1033 NE 6TH AVE
PORTLAND, OR 97232
* $ n/a 2 $ 290,000
Oregon State Credit Union
1980 NW 9TH STREET
CORVALLIS, OR 97330
* $ n/a 2 $ 140,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 1,000,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 780,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 460,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 660,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 1,650,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 660,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 2 $ 3,800,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 330,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 2 $ 970,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ n/a 2 $ 670,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 2 $ 950,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 2 $ 1,520,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 1,010,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 2 $ 140,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 540,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 2 $ 780,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 1,195,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 745,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 155,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 755,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 345,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 135,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 385,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 55,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ n/a 1 $ 175,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 425,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 135,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,145,000
Inroads Federal Credit Union
PO BOX 537
ST HELENS, OR 97051
* $ n/a 1 $ 205,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 165,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 125,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 695,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 675,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 455,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 475,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 625,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 435,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 1 $ 325,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 115,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 125,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 295,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 455,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 245,000
Embold Federal Credit Union
18600 SE MCLOUGHLIN BOULEVARD
OAK GROVE, OR 97267
* $ n/a 1 $ 285,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ n/a 1 $ 315,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 355,000
Castpartsemplfcu
8120 LUTHER RD
PORTLAND, OR 97206
* $ n/a 1 $ 405,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 285,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 405,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 515,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ n/a 1 $ 455,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 255,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 265,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 605,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 205,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 535,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 1 $ 245,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 115,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 165,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 225,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ n/a 1 $ 55,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 635,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 475,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 755,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 455,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 355,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 165,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ n/a 1 $ 315,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 1 $ 375,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ n/a 1 $ 525,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 1 $ 195,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 305,000

The tables below break down 2024 mortgage applications in Crook County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crook County, OR in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 648 $264,720,000 $408,000 $2,675,000 $151,000 $6,784,000
Other Purpose 216 $25,630,000 $118,000 $1,005,000 $115,000 $1,096,000
Cash-out Refinancing 205 $66,665,000 $325,000 $1,425,000 $121,000 $1,200,000
Home Improvement 131 $14,665,000 $111,000 $1,005,000 $123,000 $970,000
Refinancing 127 $42,115,000 $331,000 $1,105,000 $122,000 $656,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 956 $283,620,000 $296,000 $2,485,000 $134,000 $6,784,000
Not Provided 151 $47,305,000 $313,000 $2,675,000 $150,000 $871,000
Not applicable 132 $55,030,000 $416,000 $1,505,000 $173,000 $293,000
Hispanic 45 $14,155,000 $314,000 $1,195,000 $116,000 $528,000
American Indian or Alaskan Native 20 $6,860,000 $343,000 $805,000 $112,000 $203,000
Asian 11 $3,315,000 $301,000 $645,000 $109,000 $256,000
Native Hawaiian or Other Pacific Islander 6 $1,300,000 $216,000 $435,000 $89,000 $124,000
Black or African American 5 $1,845,000 $369,000 $465,000 $96,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 918 $256,460,000 $279,000 $2,675,000 $146,000 $6,784,000
FHA-insured (Federal Housing Administration) 238 $82,700,000 $347,000 $505,000 $97,000 $242,000
VA-guaranteed (Veterans Administration) 165 $72,605,000 $440,000 $1,315,000 $103,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $2,030,000 $338,000 $375,000 $100,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 732 $230,100,000 $314,000 $2,675,000 $142,000 $6,784,000
Application Withdrawn By Applicant 197 $66,895,000 $339,000 $1,365,000 $125,000 $656,000
Application Denied By Financial Institution 174 $39,240,000 $225,000 $1,815,000 $111,000 $970,000
Loan Purchased By The Institution 138 $56,740,000 $411,000 $1,685,000 $195,000 $850,000
File Closed For Incompleteness 44 $9,750,000 $221,000 $1,425,000 $126,000 $1,200,000
Application Approved But Not Accepted 41 $10,505,000 $256,000 $1,315,000 $126,000 $471,000
Preapproval Approved but not Accepted 1 $565,000 $565,000 $565,000 $118,000 $118,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,138 $370,940,000 $325,000 $2,675,000 $138,000 $6,784,000
Debt-To-Income Ratio 74 $18,370,000 $248,000 $1,815,000 $83,000 $256,000
Collateral 37 $7,195,000 $194,000 $775,000 $177,000 $970,000
Credit History 32 $5,520,000 $172,000 $645,000 $98,000 $300,000
Credit Application Incomplete 20 $5,650,000 $282,000 $775,000 $110,000 $250,000
Other 18 $2,720,000 $151,000 $365,000 $107,000 $290,000
Insufficient Cash (Downpayment, Closing Cost) 4 $2,600,000 $650,000 $1,365,000 $221,000 $539,000
Unverifiable Information 2 $70,000 $35,000 $45,000 $53,000 $64,000
Employment History 2 $730,000 $365,000 $415,000 $55,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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