Custer County, MT Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 294 mortgage applications in Custer County, MT totaling $50.0 million, down 33% from 2022. The average application was for $170,000, and applicants reported an average income of $88,000. 56% of applications resulted in an originated loan and 12% were denied. The most active lender was Stockman Bank of Montana, with 90 applications, followed by First Interstate Bank and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 294
Total Mortgage Loan Application Amount $50,000,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $88,000
Highest Applicant Income $449,000

Mortgage Company List for Lending in Custer County, MT for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 6,029,685,000 90 $ 13,030,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 31 $ 3,835,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 14 $ 2,870,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 11 $ 2,175,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 11 $ 2,205,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 10 $ 2,370,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 990,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 8 $ 1,370,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 7 $ 555,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ 424,965,000 6 $ 580,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 26,612,483,000 5 $ 785,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 795,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 690,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 1,941,231,000 4 $ 810,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 825,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 325,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 955,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 15,840,363,000 3 $ 845,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 915,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 545,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 3 $ 525,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 2 $ 550,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 240,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 2 $ 590,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 2 $ 220,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 2 $ 270,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 2 $ 340,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 155,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 285,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 185,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 215,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 225,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 1 $ 405,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 155,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 395,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 105,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 265,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 225,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 1 $ 485,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 285,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 165,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 125,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 225,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 15,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 145,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 75,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 155,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 165,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 265,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 115,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 465,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 475,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 928,906,000 1 $ 165,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 505,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 1 $ 185,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 1 $ 135,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 125,000

The tables below break down 2023 mortgage applications in Custer County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Custer County, MT in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 191 $35,155,000 $184,000 $765,000 $87,000 $449,000
Cash-out Refinancing 36 $7,470,000 $207,000 $565,000 $88,000 $215,000
Other Purpose 25 $2,355,000 $94,000 $255,000 $92,000 $344,000
Home Improvement 21 $1,315,000 $62,000 $155,000 $77,000 $171,000
Refinancing 19 $3,475,000 $182,000 $725,000 $104,000 $257,000
Not Applicable 2 $230,000 $115,000 $145,000 $72,000 $72,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 215 $34,325,000 $159,000 $765,000 $89,000 $449,000
Not applicable 47 $9,185,000 $195,000 $395,000 $84,000 $94,000
Not Provided 20 $4,270,000 $213,000 $375,000 $99,000 $215,000
American Indian or Alaskan Native 6 $880,000 $146,000 $225,000 $52,000 $70,000
Asian 3 $535,000 $178,000 $255,000 $66,000 $100,000
Hispanic 1 $115,000 $115,000 $115,000 $40,000 $40,000
Native Hawaiian or Other Pacific Islander 1 $185,000 $185,000 $185,000 $29,000 $29,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 194 $28,480,000 $146,000 $765,000 $91,000 $449,000
FHA-insured (Federal Housing Administration) 51 $9,965,000 $195,000 $485,000 $72,000 $205,000
VA-guaranteed (Veterans Administration) 39 $9,905,000 $253,000 $565,000 $96,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,650,000 $165,000 $215,000 $65,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 165 $25,615,000 $155,000 $765,000 $91,000 $449,000
Loan Purchased By The Institution 38 $7,980,000 $210,000 $395,000 $85,000 $94,000
Application Denied By Financial Institution 34 $4,950,000 $145,000 $505,000 $68,000 $215,000
Application Withdrawn By Applicant 32 $6,870,000 $214,000 $725,000 $96,000 $257,000
File Closed For Incompleteness 15 $2,735,000 $182,000 $465,000 $66,000 $123,000
Application Approved But Not Accepted 9 $1,635,000 $181,000 $325,000 $116,000 $222,000
Preapproval Denied by Financial Institution 1 $215,000 $215,000 $215,000 $90,000 $90,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 258 $44,350,000 $171,000 $765,000 $90,000 $449,000
Debt-To-Income Ratio 13 $2,115,000 $162,000 $485,000 $66,000 $205,000
Collateral 9 $1,025,000 $113,000 $185,000 $80,000 $151,000
Credit History 7 $1,285,000 $183,000 $505,000 $83,000 $215,000
Insufficient Cash (Downpayment, Closing Cost) 3 $485,000 $161,000 $365,000 $57,000 $76,000
Credit Application Incomplete 2 $450,000 $225,000 $255,000 $96,000 $105,000
Other 1 $185,000 $185,000 $185,000 $84,000 $84,000
Unverifiable Information 1 $105,000 $105,000 $105,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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