Custer County, NE Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 204 mortgage applications in Custer County, NE totaling $24.7 million, down 1% from 2018. The average application was for $121,000, and applicants reported an average income of $77,000. 56% of applications resulted in an originated loan and 17% were denied. The most active lender was Great Western Bank, with 34 applications, followed by West Gate Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 204
Total Mortgage Loan Application Amount $24,740,000
Average Mortgage Loan Application Amount $121,000
Highest Mortgage Loan Application Amount $525,000
Average Applicant Income $77,000
Highest Applicant Income $624,000

Mortgage Company List for Lending in Custer County, NE for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 34 $ 2,880,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 28 $ 4,010,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 11 $ 1,665,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 9 $ 905,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 9 $ 805,000
Citizens Bank & Trust Company
PO BOX 385, 7217TH STREET
ST. PAUL, NE 68873
* $ 205,553,000 7 $ 1,435,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 630,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 505,901,000 5 $ 415,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 655,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 675,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 4,149,669,000 4 $ 420,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 270,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 830,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 255,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 485,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 3 $ 345,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 282,963,000 3 $ 615,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 2 $ 90,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,104,715,000 2 $ 150,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 250,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 2 $ 310,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 210,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 110,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,516,051,000 2 $ 110,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 280,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 1 $ 165,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 55,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 225,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 155,000
Wahoo State Bank
PO BOX 188
WAHOO, NE 68066
* $ 79,836,000 1 $ 115,000
University of Nebraska
1720 P STREET
LINCOLN, NE 68508
* $ 103,288,000 1 $ 125,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,729,390,000 1 $ 145,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 445,000
Firstier Bank
115 S WALNUT STREET, PO BOX 730
KIMBALL, NE 69145
* $ 349,300,000 1 $ 15,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ 706,600,000 1 $ 125,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 353,041,000 1 $ 185,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 135,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 780,385,000 1 $ 45,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 85,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 1 $ 135,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 25,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 1 $ 325,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 282,419,000 1 $ 145,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 265,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 185,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 75,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 115,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,121,514,000 1 $ 85,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 75,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 155,000

The tables below break down 2019 mortgage applications in Custer County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Custer County, NE in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 111 $13,075,000 $117,000 $445,000 $69,000 $624,000
Refinancing 40 $6,100,000 $152,000 $525,000 $102,000 $453,000
Cash-out Refinancing 33 $4,185,000 $126,000 $325,000 $77,000 $176,000
Home Improvement 12 $670,000 $55,000 $155,000 $68,000 $137,000
Other Purpose 7 $705,000 $100,000 $195,000 $87,000 $131,000
Not Applicable 1 $5,000 $5,000 $5,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 146 $18,380,000 $125,000 $525,000 $76,000 $453,000
Not applicable 29 $3,195,000 $110,000 $335,000 $0 $0
Not Provided 22 $2,460,000 $111,000 $445,000 $93,000 $624,000
Hispanic 3 $295,000 $98,000 $125,000 $43,000 $57,000
American Indian or Alaskan Native 2 $100,000 $50,000 $95,000 $40,000 $55,000
Asian 1 $145,000 $145,000 $145,000 $59,000 $59,000
Black or African American 1 $165,000 $165,000 $165,000 $65,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 140 $17,880,000 $127,000 $525,000 $86,000 $624,000
FHA-insured (Federal Housing Administration) 30 $2,550,000 $85,000 $225,000 $52,000 $176,000
VA-guaranteed (Veterans Administration) 24 $3,420,000 $142,000 $355,000 $57,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $890,000 $89,000 $185,000 $40,000 $57,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 114 $13,790,000 $120,000 $355,000 $85,000 $453,000
Application Denied By Financial Institution 35 $3,935,000 $112,000 $525,000 $49,000 $100,000
Loan Purchased By The Institution 27 $3,275,000 $121,000 $325,000 $64,000 $113,000
Application Withdrawn By Applicant 24 $2,600,000 $108,000 $245,000 $57,000 $126,000
File Closed For Incompleteness 2 $500,000 $250,000 $325,000 $60,000 $62,000
Application Approved But Not Accepted 2 $640,000 $320,000 $445,000 $349,000 $624,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 154 $19,040,000 $123,000 $445,000 $86,000 $624,000
Debt-To-Income Ratio 31 $4,065,000 $131,000 $525,000 $49,000 $115,000
Credit History 8 $480,000 $60,000 $95,000 $48,000 $100,000
Collateral 6 $780,000 $130,000 $195,000 $63,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 2 $150,000 $75,000 $95,000 $41,000 $41,000
Other 1 $95,000 $95,000 $95,000 $29,000 $29,000
Unverifiable Information 1 $35,000 $35,000 $35,000 $62,000 $62,000
Credit Application Incomplete 1 $95,000 $95,000 $95,000 $60,000 $60,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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