Dallas County, MO Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 792 mortgage applications in Dallas County, MO totaling $142.6 million, up 21% from 2024. The average application was for $180,000, and applicants reported an average income of $78,000. 48% of applications resulted in an originated loan and 21% were denied. The most active lender was Oakstar Bank, with 45 applications, followed by Flat Branch Mortgage, Inc. and US Bank, N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 792
Total Mortgage Loan Application Amount $142,640,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $1,145,000
Average Applicant Income $78,000
Highest Applicant Income $579,000

Mortgage Company List for Lending in Dallas County, MO for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 45 $ 7,825,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 36 $ 7,950,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 32 $ 4,550,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 31 $ 6,895,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 29 $ 3,475,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 29 $ 4,545,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 27 $ 7,035,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 27 $ 6,935,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 24 $ 3,670,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ n/a 23 $ 3,605,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ n/a 22 $ 4,230,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 20 $ 2,000,000
O'bannon Banking Company
PO BOX 890
BUFFALO, MO 65622
* $ n/a 19 $ 2,885,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 17 $ 4,575,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 17 $ 2,065,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 16 $ 1,670,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 14 $ 2,720,000
Blucurrent Credit Union
1770 W SUNSET
SPRINGFIELD, MO 65810
* $ n/a 13 $ 1,785,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 12 $ 1,300,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 12 $ 2,510,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 2,790,000
Arvest Bank

TULSA, OK 74103
* $ n/a 12 $ 1,700,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 11 $ 2,965,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 10 $ 1,060,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 9 $ 1,815,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 1,125,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 800,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 8 $ 1,170,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 8 $ 600,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ n/a 8 $ 1,680,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 1,220,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 7 $ 945,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 7 $ 1,525,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,080,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 6 $ 1,200,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 470,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 6 $ 500,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 1,180,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ n/a 6 $ 680,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 6 $ 670,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 5 $ 2,305,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 1,195,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 885,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 1,130,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 330,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 900,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 4 $ 1,380,000
Infuze Credit Union
1300 U.S. RT. 66
WAYNESVILLE, MO 65583
* $ n/a 4 $ 620,000
Mid-Missouri Bank
3546 EAST SUNSHINE
SPRINGFIELD, MO 65804
* $ n/a 4 $ 720,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ n/a 3 $ 735,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 845,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 495,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 3 $ 745,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 455,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 865,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 3 $ 865,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 655,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 190,000
Guaranty Bank

ANKENY, IA 50023
* $ n/a 2 $ 480,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 290,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 370,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ n/a 2 $ 470,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 470,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 520,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 180,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 340,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 150,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ n/a 2 $ 1,260,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 2 $ 380,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 2 $ 430,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 310,000
Peoples Community Bank
PO BOX 350
GREENVILLE, MO 63944
* $ n/a 2 $ 670,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ n/a 2 $ 40,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 180,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 310,000
Telcomm Credit Union
2155 E SUNSHINE
SPRINGFIELD, MO 65804
* $ n/a 2 $ 160,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 610,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 185,000
Citizens Bank of Rogersville
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ n/a 1 $ 355,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 245,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 165,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 245,000
Southwest Missouri Bank
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ n/a 1 $ 275,000
Grand Missouri Bank
PO BOX 98
BOLIVAR, MO 65613
* $ n/a 1 $ 115,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 305,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 215,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 205,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 115,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 125,000
Freedom Bank of Southern Missouri
P O BOX 309
CASSVILLE, MO 65625
* $ n/a 1 $ 255,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 385,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 275,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 225,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 105,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 165,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 305,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 115,000
Ozark Bank
PO BOX 220
OZARK, MO 65721
* $ n/a 1 $ 75,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 1 $ 145,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 175,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 375,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 65,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 135,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 125,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 425,000
The Seymour Bank
119 N MAIN
SEYMOUR, MO 65746
* $ n/a 1 $ 35,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 55,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 155,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 195,000

The tables below break down 2025 mortgage applications in Dallas County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dallas County, MO in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 415 $82,065,000 $197,000 $805,000 $80,000 $579,000
Cash-out Refinancing 132 $21,770,000 $164,000 $555,000 $70,000 $192,000
Refinancing 130 $30,010,000 $230,000 $1,145,000 $83,000 $190,000
Other Purpose 64 $4,190,000 $65,000 $225,000 $81,000 $500,000
Home Improvement 48 $4,260,000 $88,000 $305,000 $79,000 $183,000
Not Applicable 3 $345,000 $115,000 $185,000 $25,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 595 $100,285,000 $168,000 $565,000 $77,000 $492,000
Not applicable 108 $26,170,000 $242,000 $1,145,000 $80,000 $109,000
Not Provided 59 $12,085,000 $204,000 $805,000 $98,000 $579,000
Hispanic 16 $2,270,000 $141,000 $275,000 $54,000 $154,000
American Indian or Alaskan Native 14 $1,830,000 $130,000 $285,000 $57,000 $74,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 534 $85,130,000 $159,000 $1,145,000 $79,000 $579,000
FHA-insured (Federal Housing Administration) 130 $24,090,000 $185,000 $395,000 $66,000 $165,000
VA-guaranteed (Veterans Administration) 83 $25,535,000 $307,000 $565,000 $104,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $7,885,000 $175,000 $295,000 $64,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 380 $75,550,000 $198,000 $1,145,000 $86,000 $492,000
Application Denied By Financial Institution 163 $19,185,000 $117,000 $425,000 $62,000 $500,000
Loan Purchased By The Institution 102 $22,420,000 $219,000 $805,000 $80,000 $131,000
Application Withdrawn By Applicant 79 $14,395,000 $182,000 $555,000 $81,000 $579,000
File Closed For Incompleteness 39 $6,995,000 $179,000 $555,000 $67,000 $203,000
Application Approved But Not Accepted 25 $2,885,000 $115,000 $305,000 $70,000 $232,000
Preapproval Approved but not Accepted 3 $1,015,000 $338,000 $385,000 $89,000 $104,000
Preapproval Denied by Financial Institution 1 $195,000 $195,000 $195,000 $158,000 $158,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 556 $109,850,000 $197,000 $1,145,000 $83,000 $579,000
Debt-To-Income Ratio 119 $18,675,000 $156,000 $1,095,000 $69,000 $217,000
Credit History 50 $6,200,000 $124,000 $385,000 $68,000 $500,000
Collateral 26 $3,030,000 $116,000 $295,000 $55,000 $158,000
Credit Application Incomplete 13 $1,325,000 $101,000 $205,000 $46,000 $83,000
Unverifiable Information 13 $1,755,000 $135,000 $425,000 $75,000 $216,000
Other 10 $1,360,000 $136,000 $255,000 $92,000 $287,000
Employment History 4 $370,000 $92,000 $115,000 $76,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $45,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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