Daniels County, MT Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 22 mortgage applications in Daniels County, MT totaling $3.3 million, down 15% from 2018. The average application was for $150,000, and applicants reported an average income of $81,000. 64% of applications resulted in an originated loan and 9% were denied. The most active lender was United Wholesale Mortgage, with 8 applications, followed by Wells Fargo Bank NA and New Day Financial, Llc..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22
Total Mortgage Loan Application Amount $3,310,000
Average Mortgage Loan Application Amount $150,000
Highest Mortgage Loan Application Amount $295,000
Average Applicant Income $81,000
Highest Applicant Income $178,000
Download the Montana Lender List

Top Mortgage Lenders in Daniels County, MT (2019)

Ranked by the number of mortgage applications each lender reported in Daniels County, MT in 2019.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 United Wholesale Mortgage
Plymouth, MI
8 $1,090,000 $136,000 $91,000
2 Wells Fargo Bank NA
Minneapolis, MN
2 $260,000 $130,000 $95,000
3 New Day Financial, Llc.
West Palm Beach, FL
1 $295,000 $295,000 $100,000
4 JPMorgan Chase Bank, NA
Columbus, OH
1 $25,000 $25,000 $0
5 Cardinal Financial Company, Li
Charlotte, NC
1 $75,000 $75,000 $44,000
6 Amerisave Mortgage Company
Sandy Springs, GA
1 $165,000 $165,000 $60,000
7 USAA Federal Savings Bank
San Antonio, TX
1 $105,000 $105,000 $23,000
8 Citizens Bank, NA
Providence, RI
1 $255,000 $255,000 $116,000
9 Flagstar Bank NA
Troy, MI
1 $175,000 $175,000 $127,000
10 Stockman Bank of Montana
Miles City, MT
1 $255,000 $255,000 $116,000

See every lender active in Daniels County, MT in 2019 »

The tables below break down 2019 mortgage applications in Daniels County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Daniels County, MT in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11 $1,435,000 $130,000 $255,000 $68,000 $116,000
Cash-out Refinancing 5 $875,000 $175,000 $295,000 $86,000 $127,000
Refinancing 5 $975,000 $195,000 $255,000 $107,000 $178,000
Not Applicable 1 $25,000 $25,000 $25,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17 $2,805,000 $165,000 $295,000 $79,000 $178,000
Not Provided 3 $405,000 $135,000 $175,000 $97,000 $127,000
Not applicable 1 $25,000 $25,000 $25,000 $0 $0
Asian 1 $75,000 $75,000 $75,000 $70,000 $70,000
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18 $2,710,000 $150,000 $255,000 $81,000 $178,000
VA-guaranteed (Veterans Administration) 3 $575,000 $191,000 $295,000 $83,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $25,000 $25,000 $25,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14 $2,120,000 $151,000 $255,000 $87,000 $178,000
Application Withdrawn By Applicant 3 $475,000 $158,000 $295,000 $55,000 $100,000
Application Denied By Financial Institution 2 $270,000 $135,000 $185,000 $77,000 $83,000
Loan Purchased By The Institution 2 $280,000 $140,000 $255,000 $116,000 $116,000
File Closed For Incompleteness 1 $165,000 $165,000 $165,000 $60,000 $60,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20 $3,040,000 $152,000 $295,000 $82,000 $178,000
Collateral 2 $270,000 $135,000 $185,000 $77,000 $83,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Montana Lender List