Danville, IL Metro Area Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 2,189 mortgage applications in Danville, IL metro area totaling $169.2 million, down 4% from 2014. The average application was for $77,289, and applicants reported an average income of $58,000. 54% of applications resulted in an originated loan and 24% were denied. The most active lender was Iroquois Federal Savings & Loan Association, with 215 applications, followed by First Midwest Bank and The First National Bank of Cat.

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Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,189
Total Mortgage Loan Application Amount $169,186,000
Average Mortgage Loan Application Amount $77,289
Highest Mortgage Loan Application Amount $3,200,000
Average Applicant Income $58,000
Highest Applicant Income $767,000

Mortgage Company List for Lending in Danville, IL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Iroquois Federal Savings & Loan Association
201 E CHERRY ST
WATSEKA, IL 60970
* $ 549,212,000 215 $ 20,086,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 190 $ 6,092,000
The First National Bank of Cat
202 S SANDUSKY
CATLIN, IL 61817
* $ 44,740,000 166 $ 11,868,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,904,575,000 111 $ 7,679,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 7,873,796,000 94 $ 3,966,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 88 $ 7,022,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 72 $ 9,228,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 333,038,000 66 $ 5,413,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 57 $ 3,944,000
Landmark Credit Union
506 W. FAIRCHILD ST
DANVILLE, IL 61832
* $ 76,156,000 56 $ 2,405,000
Midwest America Federal Credit Union
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 497,029,000 54 $ 1,202,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 47 $ 3,793,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 617,803,000 42 $ 3,511,000
Education Personnel FCU
1102 N WALNUT ST
DANVILLE, IL 61832
* $ 46,292,000 38 $ 2,253,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 37 $ 3,847,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 3,124,382,000 35 $ 1,892,000
First Illinois Credit Union
323 N GILBERT ST
DANVILLE, IL 61832
* $ 44,617,000 34 $ 1,243,000
The Gifford State Bank
PO BOX 400
GIFFORD, IL 61847
* $ 141,020,000 33 $ 2,705,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 27 $ 3,532,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,603,427,000 26 $ 1,948,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 24 $ 2,306,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 164,706,000 20 $ 2,182,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 1,334,488,000 20 $ 1,662,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 20 $ 1,812,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 20 $ 1,637,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 294,710,000 19 $ 655,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 19 $ 1,721,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 18 $ 1,562,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 16 $ 903,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 16 $ 2,019,000
Kentland Bank
PO BOX 145 612 E DUNLAP ST
KENTLAND, IN 47951
* $ 300,462,000 15 $ 1,030,000
First National Bank in Georget
111 S MAIN ST
GEORGETOWN, IL 61846
* $ 50,946,000 15 $ 697,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 682,680,000 14 $ 1,142,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 13 $ 806,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 13 $ 927,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 12 $ 1,108,000
First Bank & Trust, Il
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 433,275,000 12 $ 1,862,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 11 $ 252,000
Longview Bank
102 S EAST AVE P.O.BOX 47
OGDEN, IL 61859
* $ 168,408,000 11 $ 924,000
Community Bank
221 BANK STREET - P.O. BOX 70
HOOPESTON, IL 60942
* $ 82,407,000 11 $ 509,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 291,766,000 11 $ 1,515,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 10 $ 724,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 9 $ 413,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 9 $ 860,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 8 $ 508,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 8 $ 732,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 8 $ 1,031,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 7 $ 588,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 7 $ 623,000
National Asset Mortgage, LLC
4350 ST. ANDREWS RD.; SUITE F
COLUMBIA, SC 29210
* $ 3,392,190,000 7 $ 205,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 6 $ 563,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,090,048,000 6 $ 409,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 6 $ 402,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 471,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 5 $ 454,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 5 $ 466,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 5 $ 269,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 5 $ 407,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 5 $ 558,000
United Community Bank
106 S. OAKWOOD, P.O. BOX 159
OAKWOOD, IL 61858
* $ 44,806,000 4 $ 174,000
The Fountain Trust Company
615 THIRD ST.
COVINGTON, IN 47932
* $ 274,014,000 4 $ 194,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 383,000
Bank of Rantoul
201 E CHAMPAIGN AVE
RANTOUL, IL 61866
* $ 217,334,000 4 $ 154,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 213,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 4 $ 583,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 3 $ 126,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 3 $ 219,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 315,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 301,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 419,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 763,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,790,595,000 3 $ 275,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 238,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ 391,254,000 3 $ 377,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 459,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 161,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 229,000
First National Bank in Paxton
106 N. MARKET ST.
PAXTON, IL 60957
* $ 79,388,000 2 $ 43,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,511,567,000 2 $ 522,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 103,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 230,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 122,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 2 $ 207,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 313,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 193,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 114,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 137,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 2 $ 197,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 309,000
First Merchants Bank, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 5,801,944,000 2 $ 164,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 2 $ 30,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 2 $ 124,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 106,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 2 $ 198,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 2 $ 74,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 122,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 162,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 156,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 75,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 258,204,000 1 $ 15,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ 377,350,000 1 $ 100,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 180,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 1 $ 167,000
Federated Bank
107 N. CHESTNUT
ONARGA, IL 60955
* $ 81,818,000 1 $ 46,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 1 $ 184,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 1 $ 74,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 698,391,000 1 $ 100,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 30,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 3,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 13,563,392,000 1 $ 280,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 106,058,000 1 $ 112,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 1 $ 195,000
The Bank of New York Mellon
225 LIBERTY STREET
NEW YORK, NY 10286
* $ 304,166,000,000 1 $ 3,000,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 1 $ 35,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,600,032,000 1 $ 87,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 711,985,000 1 $ 194,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 11,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 1 $ 600,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 95,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 63,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 72,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 72,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 1 $ 151,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 39,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 52,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 180,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 51,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 500,171,000 1 $ 4,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 212,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,096,436,000 1 $ 63,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 178,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 210,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 89,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 109,000
Farmers-Merchants National Bank of Paxton
101 N. TAFT ST.
PAXTON, IL 60957
* $ 113,646,000 1 $ 53,000
Gs Commercial Real Estate LP
200 WEST STREET
NEW YORK, NY 10282
* $ 856,301,000,000 1 $ 2,750,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,508,876,000 1 $ 49,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 108,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 151,000
Philo Exchange Bank
102 WEST WASHINGTON STREET
PHILO, IL 61864
* $ 86,931,000 1 $ 10,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 43,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 1 $ 63,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 128,000
Fowler State Bank
300 E 5TH ST
FOWLER, IN 47944
* $ 141,972,000 1 $ 18,000
Standard Bank and Trust Co.
7800 W 95TH ST
HICKORY HILLS, IL 60457
* $ 2,287,197,000 1 $ 107,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 1 $ 90,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 813,990,000 1 $ 34,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,180,805,000 1 $ 215,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 123,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 59,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 320,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 66,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 421,350,000 1 $ 65,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 1 $ 69,000
Farmers State Bank of Danforth
200 NORTH FRONT STREET, P.O. BOX 168
DANFORTH, IL 60930
* $ 64,815,000 1 $ 52,000

The tables below break down 2015 mortgage applications in Danville, IL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Danville, IL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 917 $75,363,000 $82,000 $600,000 $52,000 $728,000
Refinancing 850 $78,208,000 $92,000 $3,000,000 $61,000 $767,000
Home Improvement 422 $15,615,000 $37,000 $3,200,000 $64,000 $446,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,722 $123,451,000 $71,000 $530,000 $63,000 $767,000
Not applicable 202 $25,501,000 $126,000 $3,200,000 $3,000 $94,000
Not Provided 101 $8,162,000 $80,000 $340,000 $64,000 $350,000
Black or African American 92 $5,881,000 $63,000 $356,000 $60,000 $246,000
Hispanic 46 $2,575,000 $55,000 $245,000 $48,000 $114,000
Asian 17 $2,832,000 $166,000 $320,000 $125,000 $298,000
American Indian or Alaskan Native 8 $714,000 $89,000 $600,000 $108,000 $588,000
Native Hawaiian or Other Pacific Islander 1 $70,000 $70,000 $70,000 $26,000 $26,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,552 $116,119,000 $74,000 $3,200,000 $67,000 $767,000
FHA-insured (Federal Housing Administration) 342 $26,593,000 $77,000 $276,000 $35,000 $141,000
VA-guaranteed (Veterans Administration) 163 $17,331,000 $106,000 $276,000 $45,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 132 $9,143,000 $69,000 $212,000 $23,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,192 $97,000,000 $81,000 $3,200,000 $66,000 $767,000
Application Denied By Financial Institution 524 $32,928,000 $62,000 $2,750,000 $54,000 $366,000
Loan Purchased By The Institution 208 $15,959,000 $76,000 $356,000 $12,000 $204,000
Application Withdrawn By Applicant 155 $13,829,000 $89,000 $356,000 $69,000 $728,000
Application Approved But Not Accepted 70 $4,660,000 $66,000 $335,000 $65,000 $288,000
File Closed For Incompleteness 40 $4,810,000 $120,000 $320,000 $58,000 $165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 219 $8,351,000 $38,000 $312,000 $53,000 $366,000
Debt-To-Income Ratio 76 $3,495,000 $45,000 $196,000 $46,000 $200,000
Collateral 61 $4,713,000 $77,000 $233,000 $67,000 $275,000
Other 22 $3,710,000 $168,000 $2,750,000 $50,000 $181,000
Credit Application Incomplete 20 $1,550,000 $77,000 $123,000 $63,000 $109,000
Employment History 8 $534,000 $66,000 $102,000 $55,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 5 $300,000 $60,000 $127,000 $63,000 $144,000
Unverifiable Information 3 $179,000 $59,000 $97,000 $32,000 $37,000
Mortgage Insurance Denied 1 $112,000 $112,000 $112,000 $58,000 $58,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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