Fairbanks North Star, AK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 2,631 mortgage applications in Fairbanks North Star, AK totaling $694.9 million, up 4% from 2023. The average application was for $264,000, and applicants reported an average income of $134,000. 56% of applications resulted in an originated loan and 13% were denied. The most active lender was Newrez LLC, with 334 applications, followed by Global Federal Credit Union and Mortgage Research Center.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,631
Total Mortgage Loan Application Amount $694,875,000
Average Mortgage Loan Application Amount $264,000
Highest Mortgage Loan Application Amount $4,335,000
Average Applicant Income $134,000
Highest Applicant Income $7,083,000

Mortgage Company List for Lending in Fairbanks North Star, AK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 334 $ 110,170,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ n/a 286 $ 55,790,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 187 $ 60,595,000
Mt McKinley Bank
PO BOX 73880
FAIRBANKS, AK 99707
* $ n/a 165 $ 38,705,000
Denali State Bank
119 N. CUSHMAN ST.
FAIRBANKS, AK 99701
* $ n/a 135 $ 36,265,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 106 $ 31,330,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ n/a 102 $ 32,780,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 87 $ 31,315,000
Spirit of Alaska Federal Credit Union
1417 GILLAM WAY
FAIRBANKS, AK 99701
* $ n/a 78 $ 13,380,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 71 $ 20,195,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 61 $ 16,695,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 60 $ 5,180,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 51 $ 11,095,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 48 $ 14,150,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 43 $ 12,235,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 35 $ 11,345,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 34 $ 4,070,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 34 $ 5,450,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 34 $ 11,170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 31 $ 7,115,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 30 $ 10,380,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 29 $ 6,525,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ n/a 28 $ 4,970,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 24 $ 7,290,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 23 $ 7,515,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 22 $ 1,240,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ n/a 20 $ 12,530,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 19 $ 3,975,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 19 $ 4,305,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 19 $ 5,335,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 18 $ 5,830,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 18 $ 1,200,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 17 $ 1,945,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 17 $ 5,295,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 17 $ 4,305,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 16 $ 2,020,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 12 $ 2,870,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 11 $ 2,875,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 9 $ 2,655,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 2,005,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 7 $ 1,795,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 1,955,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 6 $ 1,470,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 6 $ 560,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 6 $ 1,330,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 1,085,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 5 $ 1,685,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 5 $ 945,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 1,905,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 5 $ 915,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 1,175,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 4 $ 830,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 1,550,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 1,140,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 890,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 4 $ 1,120,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 955,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 3 $ 725,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 845,000
True North Federal Credit Union
2777 POSTAL WAY
JUNEAU, AK 99801
* $ n/a 3 $ 165,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 575,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 3 $ 895,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ n/a 3 $ 1,135,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 3 $ 945,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 855,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 3 $ 675,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 3 $ 1,185,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 975,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 945,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 440,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 530,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 770,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 260,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 610,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 480,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 410,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 820,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 2 $ 1,020,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 350,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 2 $ 590,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 570,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 2 $ 780,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 700,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 2 $ 1,210,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 265,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 225,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 135,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 445,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 265,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 165,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 235,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 255,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 285,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 145,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 425,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 65,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 245,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 455,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 5,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 15,000
Mit Federal Credit Union
700 TECHNOLOGY SQUARE
LEXINGTON, MA 02421
* $ n/a 1 $ 335,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 245,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 325,000
Freedom Northwest Credit Union
303 MAIN ST
KAMIAH, ID 83536
* $ n/a 1 $ 125,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 355,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 185,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 1 $ 205,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 505,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 105,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 235,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 315,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 1 $ 285,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 345,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 225,000

The tables below break down 2024 mortgage applications in Fairbanks North Star, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fairbanks North Star, AK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,591 $489,375,000 $307,000 $4,335,000 $127,000 $1,297,000
Cash-out Refinancing 334 $73,620,000 $220,000 $1,145,000 $183,000 $7,083,000
Refinancing 318 $99,360,000 $312,000 $755,000 $123,000 $540,000
Other Purpose 209 $18,325,000 $87,000 $565,000 $122,000 $894,000
Home Improvement 176 $13,740,000 $78,000 $355,000 $115,000 $393,000
Not Applicable 3 $455,000 $151,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,543 $399,515,000 $258,000 $2,975,000 $123,000 $1,297,000
Not Provided 388 $96,060,000 $247,000 $1,145,000 $191,000 $7,083,000
Not applicable 242 $80,060,000 $330,000 $4,335,000 $152,000 $420,000
Hispanic 164 $42,460,000 $258,000 $595,000 $114,000 $600,000
American Indian or Alaskan Native 111 $24,375,000 $219,000 $815,000 $108,000 $384,000
Asian 101 $27,195,000 $269,000 $575,000 $140,000 $545,000
Black or African American 73 $21,745,000 $297,000 $685,000 $109,000 $302,000
Native Hawaiian or Other Pacific Islander 9 $3,465,000 $385,000 $995,000 $179,000 $423,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,412 $296,940,000 $210,000 $4,335,000 $148,000 $7,083,000
VA-guaranteed (Veterans Administration) 910 $305,290,000 $335,000 $745,000 $113,000 $333,000
FHA-insured (Federal Housing Administration) 298 $89,620,000 $300,000 $755,000 $112,000 $478,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $3,025,000 $275,000 $385,000 $98,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,477 $414,675,000 $280,000 $4,335,000 $136,000 $7,060,000
Application Withdrawn By Applicant 387 $104,995,000 $271,000 $3,205,000 $136,000 $1,297,000
Application Denied By Financial Institution 355 $62,775,000 $176,000 $1,125,000 $128,000 $7,083,000
Loan Purchased By The Institution 229 $69,615,000 $303,000 $1,025,000 $126,000 $232,000
File Closed For Incompleteness 104 $23,130,000 $222,000 $535,000 $115,000 $550,000
Application Approved But Not Accepted 72 $17,570,000 $244,000 $665,000 $118,000 $561,000
Preapproval Denied by Financial Institution 4 $1,250,000 $312,000 $505,000 $66,000 $104,000
Preapproval Approved but not Accepted 3 $865,000 $288,000 $335,000 $176,000 $311,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,927 $549,125,000 $284,000 $4,335,000 $125,000 $846,000
Debt-To-Income Ratio 434 $98,460,000 $226,000 $1,145,000 $160,000 $7,060,000
Collateral 82 $13,480,000 $164,000 $1,125,000 $213,000 $7,083,000
Credit History 72 $10,540,000 $146,000 $615,000 $146,000 $894,000
Credit Application Incomplete 54 $10,650,000 $197,000 $705,000 $109,000 $336,000
Other 32 $6,870,000 $214,000 $505,000 $105,000 $392,000
Unverifiable Information 13 $2,125,000 $163,000 $325,000 $102,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,550,000 $212,000 $355,000 $85,000 $149,000
Employment History 5 $1,075,000 $215,000 $445,000 $129,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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