Fremont County, WY Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 987 mortgage applications in Fremont County, WY totaling $214.2 million, up 15% from 2023. The average application was for $217,000, and applicants reported an average income of $108,000. 49% of applications resulted in an originated loan and 17% were denied. The most active lender was First Interstate Bank, with 69 applications, followed by Guild Mortgage Company and PennyMac Loan Services LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 987
Total Mortgage Loan Application Amount $214,235,000
Average Mortgage Loan Application Amount $217,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $108,000
Highest Applicant Income $1,194,000

Mortgage Company List for Lending in Fremont County, WY for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 69 $ 11,545,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 44 $ 9,810,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 35 $ 8,445,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ n/a 34 $ 7,750,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 31 $ 1,765,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 31 $ 7,895,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 30 $ 8,250,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 29 $ 3,805,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 28 $ 8,310,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 28 $ 7,810,000
Central Bank & Trust
285 MAIN STREET
LANDER, WY 82520
* $ n/a 27 $ 5,445,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 24 $ 5,890,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 22 $ 5,710,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 17 $ 2,795,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 17 $ 1,835,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 17 $ 4,485,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 16 $ 4,220,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 15 $ 3,895,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 14 $ 540,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 14 $ 2,050,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 12 $ 2,900,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 11 $ 2,145,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 11 $ 2,025,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 11 $ 1,795,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 2,300,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 9 $ 2,435,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 9 $ 2,265,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 8 $ 1,600,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 2,630,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 2,165,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 7 $ 1,885,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 7 $ 1,135,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 1,735,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,630,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 1,040,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ n/a 6 $ 540,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 6 $ 1,720,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 5 $ 615,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 5 $ 895,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 5 $ 575,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 5 $ 795,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 5 $ 1,115,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 155,000
Wyhy Federal Credit Union
1715 STILLWATER AVE
CHEYENNE, WY 82009
* $ n/a 5 $ 485,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 5 $ 525,000
Uniwyo Federal Credit Union
2020 GRAND AVE
LARAMIE, WY 82070
* $ n/a 5 $ 595,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 1,975,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 1,600,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 1,080,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 4 $ 1,410,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 4 $ 290,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 4 $ 800,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 4 $ 1,270,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 760,000
Western Vista Federal Credit U
3207 SPARKS ROAD
CHEYENNE, WY 82003
* $ n/a 3 $ 405,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 635,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 3 $ 575,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 3 $ 1,115,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 3 $ 275,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 475,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 3 $ 905,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,315,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 3 $ 405,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 965,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 695,000
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ n/a 3 $ 1,095,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 625,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ n/a 2 $ 340,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 2 $ 390,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 2 $ 1,280,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 240,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 620,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 2 $ 950,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 740,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 2 $ 650,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 2 $ 1,420,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 340,000
Advantage Plus FCU
2133 E CENTER ST.
POCATELLO, ID 83201
* $ n/a 2 $ 220,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 550,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 640,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ n/a 2 $ 270,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 2 $ 20,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 2 $ 560,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 2 $ 760,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 670,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 135,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 1 $ 55,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 325,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ n/a 1 $ 335,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 195,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 195,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 75,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 245,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 155,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 405,000
Jefferson Financial Federal Credit Union

BILOXI, MS 39531
* $ n/a 1 $ 105,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 325,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ n/a 1 $ 325,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 125,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 235,000
Rnb State Bank

LONGMONT, CO 80501
* $ n/a 1 $ 245,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 295,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 105,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 325,000
Peak Financial LLC
1780 S BELLAIRE ST STE 780
DENVER, CO 80222
* $ n/a 1 $ 325,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 245,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 265,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 415,000
Credit Union of Colorado, A Federal Credit Union
1390 LOGAN STREET
DENVER, CO 80217
* $ n/a 1 $ 45,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 1 $ 105,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 245,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 205,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 95,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 365,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 1 $ 205,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 295,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 1 $ 105,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ n/a 1 $ 175,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 415,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 185,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 365,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 205,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 215,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 225,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 145,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 475,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 245,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 465,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 395,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 175,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 75,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 505,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 295,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 225,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 435,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 255,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 85,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 1 $ 405,000
Citizens Savings Bank & Trust Co
2013 JEFFERSON ST
NASHVILLE, TN 37208
* $ n/a 1 $ 5,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 535,000
Blue Federal Credit Union
PO BOX 3200
CHEYENNE, WY 82001
* $ n/a 1 $ 145,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 235,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 1 $ 175,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 1 $ 115,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 55,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 865,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 95,000

The tables below break down 2024 mortgage applications in Fremont County, WY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fremont County, WY in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 502 $131,480,000 $261,000 $1,005,000 $118,000 $1,194,000
Cash-out Refinancing 184 $37,920,000 $206,000 $505,000 $92,000 $485,000
Refinancing 125 $30,215,000 $241,000 $815,000 $93,000 $256,000
Other Purpose 98 $8,600,000 $87,000 $505,000 $108,000 $890,000
Home Improvement 76 $5,900,000 $77,000 $295,000 $97,000 $451,000
Not Applicable 2 $120,000 $60,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 654 $138,130,000 $211,000 $1,005,000 $108,000 $1,194,000
Not applicable 126 $33,190,000 $263,000 $815,000 $125,000 $256,000
Not Provided 110 $24,700,000 $224,000 $865,000 $118,000 $624,000
Hispanic 45 $7,275,000 $161,000 $445,000 $77,000 $240,000
American Indian or Alaskan Native 35 $6,155,000 $175,000 $385,000 $87,000 $170,000
Asian 16 $4,550,000 $284,000 $515,000 $135,000 $346,000
Black or African American 1 $235,000 $235,000 $235,000 $77,000 $77,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 670 $130,160,000 $194,000 $1,005,000 $115,000 $1,118,000
FHA-insured (Federal Housing Administration) 176 $44,420,000 $252,000 $505,000 $77,000 $198,000
VA-guaranteed (Veterans Administration) 115 $34,235,000 $297,000 $585,000 $114,000 $1,194,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $5,420,000 $208,000 $315,000 $81,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 483 $106,975,000 $221,000 $1,005,000 $111,000 $1,118,000
Application Denied By Financial Institution 163 $26,835,000 $164,000 $795,000 $89,000 $624,000
Application Withdrawn By Applicant 152 $38,610,000 $254,000 $1,005,000 $125,000 $1,194,000
Loan Purchased By The Institution 105 $29,935,000 $285,000 $565,000 $117,000 $256,000
File Closed For Incompleteness 62 $8,580,000 $138,000 $395,000 $87,000 $300,000
Application Approved But Not Accepted 21 $3,125,000 $148,000 $505,000 $95,000 $260,000
Preapproval Approved but not Accepted 1 $175,000 $175,000 $175,000 $56,000 $56,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 798 $181,910,000 $227,000 $1,005,000 $112,000 $1,194,000
Debt-To-Income Ratio 67 $12,205,000 $182,000 $545,000 $79,000 $226,000
Collateral 43 $7,305,000 $169,000 $515,000 $87,000 $346,000
Credit History 42 $6,020,000 $143,000 $795,000 $103,000 $624,000
Credit Application Incomplete 21 $4,035,000 $192,000 $485,000 $131,000 $451,000
Other 8 $1,460,000 $182,000 $335,000 $76,000 $148,000
Unverifiable Information 7 $1,215,000 $173,000 $385,000 $82,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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