Gage County, NE Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 885 mortgage applications in Gage County, NE totaling $134.1 million, down 24% from 2021. The average application was for $151,000, and applicants reported an average income of $89,000. 58% of applications resulted in an originated loan and 13% were denied. The most active lender was US Bank, N.A., with 79 applications, followed by Pinnacle Bank and First National Bank of Omaha.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 885
Total Mortgage Loan Application Amount $134,065,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $1,465,000
Average Applicant Income $89,000
Highest Applicant Income $1,632,000

Mortgage Company List for Lending in Gage County, NE for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 79 $ 7,085,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 7,852,003,000 65 $ 10,105,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 64 $ 8,420,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 853,742,000 63 $ 10,545,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 1,463,879,000 31 $ 4,445,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 27 $ 5,155,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 25 $ 4,715,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 400,583,000 23 $ 1,535,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 23 $ 3,115,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 6,586,972,000 22 $ 3,950,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 21 $ 2,725,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 312,460,000 20 $ 4,750,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 19 $ 4,245,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 19 $ 2,935,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 405,261,000 18 $ 3,360,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 16 $ 3,380,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 14 $ 2,470,000
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 356,428,000 12 $ 1,720,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 11 $ 575,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,000,660,000 10 $ 1,620,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 10 $ 2,120,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 10 $ 380,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 10 $ 790,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 9 $ 975,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 9 $ 855,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 2,210,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,490,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 920,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 1,275,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,315,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,920,266,000 7 $ 1,435,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,150,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 6 $ 640,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,180,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 905,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 5 $ 835,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 1,145,112,000 5 $ 365,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 5 $ 445,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 867,559,000 5 $ 755,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 5 $ 705,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 650,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 4 $ 460,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 4 $ 540,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 750,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 500,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 910,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 13,339,325,000 3 $ 365,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 3 $ 635,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 405,000
Midwest Bank
114 W MAIN ST
PIERCE, NE 68767
* $ 963,689,000 3 $ 135,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 535,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 1,065,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 3 $ 275,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 3 $ 815,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 2 $ 230,000
US Home Mortgage, Inc.
5901 S 58TH ST A
LINCOLN, NE 68516
* $ -1,000 2 $ 350,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 280,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 310,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 610,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 2 $ 160,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 260,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 2 $ 120,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 2 $ 310,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 110,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 1,298,642,000 2 $ 1,950,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 170,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 2 $ 790,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 450,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 349,214,000 2 $ 270,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 2 $ 380,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 332,473,000 1 $ 85,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 55,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 1,106,372,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 225,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 162,963,000 1 $ 155,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 2,056,362,000 1 $ 185,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 65,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 1 $ 285,000
University Credit Union
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ 1,047,101,000 1 $ 65,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 145,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 205,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 165,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 1 $ 135,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 225,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 115,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 45,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 169,996,000 1 $ 25,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 1 $ 145,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ -1,000 1 $ 165,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 195,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 265,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 235,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 1,803,219,000 1 $ 325,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 251,923,000 1 $ 185,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 35,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 315,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 402,951,000 1 $ 5,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 335,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 1,266,449,000 1 $ 315,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 2,905,965,000 1 $ 205,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 352,941,000 1 $ 35,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 145,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 135,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 155,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 782,780,000 1 $ 125,000

The tables below break down 2022 mortgage applications in Gage County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gage County, NE in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 468 $78,050,000 $166,000 $1,005,000 $85,000 $559,000
Cash-out Refinancing 171 $29,185,000 $170,000 $605,000 $92,000 $1,632,000
Refinancing 116 $19,220,000 $165,000 $1,465,000 $103,000 $340,000
Home Improvement 73 $3,835,000 $52,000 $205,000 $89,000 $488,000
Other Purpose 54 $3,490,000 $64,000 $315,000 $87,000 $383,000
Not Applicable 3 $285,000 $95,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 643 $94,675,000 $147,000 $1,005,000 $91,000 $1,632,000
Not applicable 118 $21,850,000 $185,000 $1,465,000 $119,000 $119,000
Not Provided 83 $12,075,000 $145,000 $605,000 $82,000 $309,000
Hispanic 24 $2,910,000 $121,000 $285,000 $76,000 $314,000
American Indian or Alaskan Native 7 $725,000 $103,000 $205,000 $75,000 $139,000
Asian 4 $370,000 $92,000 $125,000 $49,000 $66,000
Black or African American 4 $720,000 $180,000 $255,000 $79,000 $94,000
Native Hawaiian or Other Pacific Islander 1 $195,000 $195,000 $195,000 $66,000 $66,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 643 $91,265,000 $141,000 $1,465,000 $94,000 $1,632,000
FHA-insured (Federal Housing Administration) 122 $16,790,000 $137,000 $345,000 $65,000 $157,000
VA-guaranteed (Veterans Administration) 86 $21,660,000 $251,000 $605,000 $97,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $4,350,000 $127,000 $285,000 $54,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 513 $76,875,000 $149,000 $1,465,000 $88,000 $559,000
Loan Purchased By The Institution 124 $22,160,000 $178,000 $545,000 $106,000 $383,000
Application Denied By Financial Institution 112 $11,850,000 $105,000 $605,000 $72,000 $290,000
Application Withdrawn By Applicant 104 $17,840,000 $171,000 $765,000 $102,000 $1,632,000
File Closed For Incompleteness 22 $3,540,000 $160,000 $435,000 $93,000 $333,000
Application Approved But Not Accepted 9 $1,655,000 $183,000 $565,000 $147,000 $395,000
Preapproval Approved but not Accepted 1 $145,000 $145,000 $145,000 $119,000 $119,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 698 $109,960,000 $157,000 $1,465,000 $90,000 $1,632,000
Debt-To-Income Ratio 105 $15,045,000 $143,000 $655,000 $94,000 $383,000
Credit History 31 $2,805,000 $90,000 $445,000 $79,000 $160,000
Collateral 22 $2,220,000 $100,000 $265,000 $79,000 $290,000
Credit Application Incomplete 17 $2,675,000 $157,000 $605,000 $89,000 $225,000
Other 5 $955,000 $191,000 $355,000 $116,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 4 $170,000 $42,000 $65,000 $47,000 $80,000
Employment History 2 $200,000 $100,000 $105,000 $42,000 $53,000
Unverifiable Information 1 $35,000 $35,000 $35,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Nebraska Lender List