Glens Falls, NY Metro Area Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 3,755 mortgage applications in Glens Falls, NY metro area totaling $787.4 million, down 28% from 2022. The average application was for $209,697, and applicants reported an average income of $127,000. 53% of applications resulted in an originated loan and 18% were denied. The most active lender was Arrow Bank NA, with 481 applications, followed by Homestead Funding Corp. and Citizens Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,755
Total Mortgage Loan Application Amount $787,415,000
Average Mortgage Loan Application Amount $209,697
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $127,000
Highest Applicant Income $5,629,000

Mortgage Company List for Lending in Glens Falls, NY for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arrow Bank NA
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 3,125,180,000 481 $ 153,805,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 307 $ 67,385,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 197 $ 29,205,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,999,551,000 185 $ 24,795,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 162 $ 19,110,000
Hudson River Community CU
ONE THIRD STREET
CORINTH, NY 12822
* $ 329,430,000 147 $ 16,955,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 7,999,108,000 144 $ 14,590,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 91 $ 19,355,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 89 $ 25,265,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 85 $ 16,605,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 84 $ 6,090,000
Tct Federal Credit Union
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 295,788,000 77 $ 5,825,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 66 $ 15,480,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,834,148,000 66 $ 18,170,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 64 $ 19,060,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 11,659,908,000 63 $ 14,965,000
The Adirondack Trust Company
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 1,640,057,000 57 $ 14,715,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 56 $ 12,940,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 50 $ 9,000,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 1,121,757,000 49 $ 9,925,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 47 $ 10,015,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 45 $ 7,055,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 39 $ 4,485,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 38 $ 14,740,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 36 $ 5,220,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,656,860,000 33 $ 21,375,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 32 $ 7,600,000
Saratoga National Bank

GLENS FALLS, NY 12801
* $ 895,584,000 28 $ 7,110,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 27 $ 4,865,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 26 $ 5,460,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 25 $ 4,635,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 25 $ 4,995,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 24 $ 4,980,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 24 $ 2,940,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 23 $ 1,735,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 4,825,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 23 $ 4,845,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 18 $ 3,230,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 17 $ 4,035,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 17 $ 3,805,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 16 $ 4,100,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 506,511,000 16 $ 4,110,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 15 $ 3,575,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 14 $ 3,050,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 14 $ 2,280,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 13 $ 4,905,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 13 $ 1,855,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ 453,220,000 13 $ 2,085,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 2,750,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 12 $ 1,860,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 11 $ 3,315,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 11 $ 3,805,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 10 $ 1,740,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 753,438,000 10 $ 2,850,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 10 $ 1,390,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,641,568,000 9 $ 1,815,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 8 $ 1,740,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 8 $ 960,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 7 $ 2,105,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 7 $ 1,765,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 7 $ 1,175,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 6 $ 830,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 6 $ 1,020,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 114,308,000 6 $ 340,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 6,691,880,000 6 $ 510,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 6 $ 1,510,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 6 $ 1,620,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 6 $ 1,480,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 1,180,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 6 $ 1,030,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 5 $ 1,135,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 71,166,370,000 5 $ 2,265,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 5 $ 995,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 865,000
First National Bank of Scotia
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 669,571,000 5 $ 705,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 1,235,000
Saratoga's Community Federal Credit Union
189 BALLSTON AVE
SARATOGA SPRINGS, NY 12866
* $ 58,887,000 5 $ 305,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 650,000
Nextstep FCU
150 DEFREEST DRIVE
TROY, NY 12180
* $ 120,400,000 4 $ 430,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 4 $ 690,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 4 $ 880,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 910,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 4 $ 380,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 4 $ 740,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 3,193,673,000 4 $ 1,870,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 1,480,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 830,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 4 $ 4,300,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 4 $ 410,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 875,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 3 $ 515,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 2,696,102,000 3 $ 655,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 3 $ 515,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 405,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 3 $ 3,355,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 3 $ 735,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 965,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 455,000
Northern Credit Union
120 FACTORY ST
WATERTOWN, NY 13601
* $ 598,530,000 3 $ 815,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 725,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 3 $ 545,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 3 $ 795,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 2 $ 240,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 440,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 2 $ 750,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,422,290,000 2 $ 110,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 2 $ 40,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 2 $ 310,000
Adirondack Bank
185 GENESEE ST
UTICA, NY 13501
* $ 954,358,000 2 $ 770,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 2 $ 420,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 730,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 2 $ 410,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 820,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 2 $ 540,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 600,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 2 $ 1,140,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 2 $ 490,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 2 $ 330,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 320,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 4,471,539,000 2 $ 210,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 660,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,302,495,000 2 $ 310,000
Tioga State Bank, N.A.
PO BOX 386
SPENCER, NY 14883
* $ 542,205,000 1 $ 305,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,753,561,000 1 $ 625,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 135,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 1 $ 375,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 1 $ 145,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 762,143,000 1 $ 75,000
Republic Bank
50 S. 16TH STREET SUITE 2400
PHILADELPHIA, PA 19102
* $ 5,972,192,000 1 $ 105,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 1 $ 425,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 155,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 175,000
Gpo Federal Credit Union
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 476,677,000 1 $ 185,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 162,436,537,000 1 $ 335,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 4,230,638,000 1 $ 105,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 109,180,139,000 1 $ 85,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 397,701,000 1 $ 45,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,739,658,000 1 $ 145,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 485,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 118,382,000 1 $ 45,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 1 $ 435,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 1,365,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 65,000
Catskill Hudson Bank
101 KINGS MALL CT
KINGSTON, NY 12401
* $ 576,539,000 1 $ 245,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,541,582,000 1 $ 145,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 95,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 524,847,000 1 $ 165,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 145,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 1,287,359,000 1 $ 155,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 570,452,000 1 $ 125,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 235,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 1 $ 445,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 308,456,000 1 $ 245,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 166,783,000 1 $ 25,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 10,777,878,000 1 $ 225,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 155,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 1 $ 225,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 12,963,839,000 1 $ 235,000
Hughes Federal Credit Union
971 W WETMORE RD
TUCSON, AZ 85705
* $ 1,893,959,000 1 $ 15,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 1 $ 365,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 305,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 1 $ 65,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 275,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ -1,000 1 $ 175,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 245,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 225,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 335,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 7,207,694,000 1 $ 915,000
First Citizens Community Bank
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ 2,329,851,000 1 $ 215,000

The tables below break down 2023 mortgage applications in Glens Falls, NY metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Glens Falls, NY in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,928 $542,060,000 $281,000 $50,005,000 $133,000 $2,848,000
Home Improvement 593 $50,985,000 $85,000 $685,000 $132,000 $5,629,000
Cash-out Refinancing 471 $84,925,000 $180,000 $1,545,000 $100,000 $700,000
Other Purpose 447 $52,625,000 $117,000 $4,005,000 $131,000 $4,610,000
Refinancing 301 $54,655,000 $181,000 $1,365,000 $118,000 $998,000
Not Applicable 15 $2,165,000 $144,000 $455,000 $268,000 $268,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,886 $518,850,000 $179,000 $4,005,000 $125,000 $5,629,000
Not Provided 360 $83,750,000 $232,000 $3,155,000 $144,000 $1,820,000
Not applicable 327 $149,875,000 $458,000 $50,005,000 $154,000 $700,000
Hispanic 69 $12,855,000 $186,000 $505,000 $118,000 $672,000
Black or African American 47 $8,425,000 $179,000 $625,000 $86,000 $200,000
Asian 40 $10,000,000 $250,000 $655,000 $164,000 $1,175,000
American Indian or Alaskan Native 21 $3,245,000 $154,000 $585,000 $124,000 $900,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $131,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,989 $625,575,000 $209,000 $50,005,000 $138,000 $5,629,000
FHA-insured (Federal Housing Administration) 551 $109,385,000 $198,000 $485,000 $76,000 $275,000
VA-guaranteed (Veterans Administration) 199 $49,985,000 $251,000 $955,000 $87,000 $342,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $2,470,000 $154,000 $235,000 $70,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,995 $462,375,000 $231,000 $50,005,000 $137,000 $4,610,000
Application Denied By Financial Institution 686 $95,600,000 $139,000 $3,055,000 $86,000 $1,125,000
Application Withdrawn By Applicant 509 $103,755,000 $203,000 $4,005,000 $128,000 $2,848,000
Loan Purchased By The Institution 340 $82,220,000 $241,000 $2,435,000 $125,000 $774,000
File Closed For Incompleteness 157 $26,675,000 $169,000 $3,005,000 $170,000 $5,629,000
Application Approved But Not Accepted 67 $16,625,000 $248,000 $3,005,000 $146,000 $1,078,000
Preapproval Denied by Financial Institution 1 $165,000 $165,000 $165,000 $80,000 $80,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,967 $675,185,000 $227,000 $50,005,000 $137,000 $5,629,000
Debt-To-Income Ratio 371 $53,005,000 $142,000 $1,425,000 $87,000 $870,000
Credit History 172 $17,380,000 $101,000 $615,000 $95,000 $1,125,000
Collateral 120 $18,710,000 $155,000 $3,055,000 $97,000 $468,000
Other 52 $8,660,000 $166,000 $905,000 $105,000 $500,000
Credit Application Incomplete 28 $6,210,000 $221,000 $955,000 $108,000 $379,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,645,000 $191,000 $345,000 $71,000 $126,000
Unverifiable Information 15 $2,685,000 $179,000 $505,000 $110,000 $300,000
Employment History 11 $1,935,000 $175,000 $465,000 $75,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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