Grand Island, NE Metro Area Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 2,252 mortgage applications in Grand Island, NE metro area totaling $413.4 million, up 2% from 2023. The average application was for $183,561, and applicants reported an average income of $101,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was US Bank, N.A., with 207 applications, followed by Pinnacle Bank and First National Bank of Omaha.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 2,252
Total Mortgage Loan Application Amount $413,380,000
Average Mortgage Loan Application Amount $183,561
Highest Mortgage Loan Application Amount $5,365,000
Average Applicant Income $101,000
Highest Applicant Income $2,000,000

Mortgage Company List for Lending in Grand Island, NE for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 207 $ 35,095,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 135 $ 31,205,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 121 $ 17,905,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ n/a 107 $ 15,795,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ n/a 105 $ 23,345,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 99 $ 21,575,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 94 $ 20,490,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ n/a 81 $ 11,945,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ n/a 73 $ 6,465,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 68 $ 12,010,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ n/a 55 $ 8,805,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 51 $ 10,305,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 51 $ 10,125,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 50 $ 10,140,000
Bruning Bank
104 E MAIN STREET
BRUNING, NE 68322
* $ n/a 48 $ 14,270,000
Pathway Bank
306 S HIGH ST PO BOX 428
CAIRO, NE 68824
* $ n/a 45 $ 6,095,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 43 $ 2,745,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 43 $ 9,805,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 41 $ 6,955,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 37 $ 8,965,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 36 $ 8,950,000
Archer Cooperative Credit Union
2121 ARCHER RD
ARCHER, NE 68816
* $ n/a 36 $ 4,860,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 32 $ 5,360,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 31 $ 8,235,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 23 $ 5,705,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 21 $ 5,015,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 20 $ 3,000,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 20 $ 870,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 18 $ 3,040,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 17 $ 3,435,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 14 $ 2,420,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 14 $ 2,360,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ n/a 13 $ 1,985,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 13 $ 2,055,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 13 $ 795,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 13 $ 535,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 12 $ 2,070,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 12 $ 1,990,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 12 $ 1,500,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 12 $ 3,490,000
Mnb Bank
220 NORRIS AVE
MCCOOK, NE 69001
* $ n/a 11 $ 1,445,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 11 $ 2,345,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 11 $ 2,335,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 11 $ 1,815,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 2,650,000
Heritage Bank
110 E 9TH ST
WOOD RIVER, NE 68883
* $ n/a 10 $ 1,400,000
Citizens Bank & Trust Col.
PO BOX 385, 7217TH STREET
ST. PAUL, NE 68873
* $ n/a 10 $ 1,140,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 1,935,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 8 $ 1,700,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 1,305,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 7 $ 1,745,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,180,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 6 $ 920,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 5 $ 285,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,275,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 5 $ 1,405,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 900,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 720,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 4 $ 1,260,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 590,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 865,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 3 $ 525,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 655,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 310,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 240,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 2 $ 700,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 860,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 2 $ 270,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 2 $ 600,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 720,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 300,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 230,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 430,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 2 $ 240,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 370,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 350,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 310,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 2 $ 470,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 2 $ 630,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 2 $ 670,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 135,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 145,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 355,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ n/a 1 $ 45,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 185,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 335,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 205,000
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ n/a 1 $ 355,000
Points West Community Bank
2234 MAIN ST
TORRINGTON, WY 82240
* $ n/a 1 $ 275,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 185,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 85,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 455,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ n/a 1 $ 155,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 1 $ 165,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 235,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 105,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 55,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 215,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 65,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 175,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 255,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ n/a 1 $ 255,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ n/a 1 $ 45,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ n/a 1 $ 255,000
Heartland Bank
896 G ST, GENEVA, NE
GENEVA, NE 68361
* $ n/a 1 $ 45,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 255,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 295,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 255,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ n/a 1 $ 45,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 285,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 165,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 125,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 365,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 35,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 295,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 255,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 405,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 455,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 75,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 215,000

The tables below break down 2024 mortgage applications in Grand Island, NE metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grand Island, NE in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,303 $286,985,000 $220,000 $3,845,000 $100,000 $2,000,000
Cash-out Refinancing 304 $52,140,000 $171,000 $1,785,000 $95,000 $1,102,000
Other Purpose 230 $15,490,000 $67,000 $375,000 $107,000 $1,356,000
Refinancing 226 $46,700,000 $206,000 $5,365,000 $107,000 $378,000
Home Improvement 185 $11,745,000 $63,000 $315,000 $105,000 $1,271,000
Not Applicable 4 $320,000 $80,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,201 $207,035,000 $172,000 $1,785,000 $110,000 $2,000,000
Hispanic 589 $102,645,000 $174,000 $1,235,000 $81,000 $460,000
Not applicable 297 $75,515,000 $254,000 $5,365,000 $99,000 $117,000
Not Provided 111 $19,125,000 $172,000 $535,000 $94,000 $344,000
Asian 29 $5,025,000 $173,000 $405,000 $112,000 $344,000
Black or African American 13 $2,235,000 $171,000 $565,000 $211,000 $1,259,000
American Indian or Alaskan Native 11 $1,765,000 $160,000 $375,000 $103,000 $201,000
Native Hawaiian or Other Pacific Islander 1 $35,000 $35,000 $35,000 $32,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,575 $259,075,000 $164,000 $5,365,000 $109,000 $2,000,000
FHA-insured (Federal Housing Administration) 516 $113,010,000 $219,000 $505,000 $79,000 $311,000
VA-guaranteed (Veterans Administration) 152 $39,570,000 $260,000 $695,000 $86,000 $208,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,725,000 $191,000 $255,000 $75,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,341 $245,435,000 $183,000 $5,365,000 $109,000 $2,000,000
Loan Purchased By The Institution 330 $75,070,000 $227,000 $605,000 $84,000 $345,000
Application Denied By Financial Institution 288 $38,920,000 $135,000 $525,000 $80,000 $460,000
Application Withdrawn By Applicant 194 $39,480,000 $203,000 $835,000 $111,000 $975,000
File Closed For Incompleteness 53 $7,335,000 $138,000 $445,000 $75,000 $230,000
Application Approved But Not Accepted 40 $6,010,000 $150,000 $395,000 $81,000 $204,000
Preapproval Denied by Financial Institution 5 $875,000 $175,000 $305,000 $59,000 $70,000
Preapproval Approved but not Accepted 1 $255,000 $255,000 $255,000 $151,000 $151,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,695 $327,805,000 $193,000 $5,365,000 $99,000 $1,356,000
Debt-To-Income Ratio 377 $62,295,000 $165,000 $3,555,000 $116,000 $2,000,000
Credit History 85 $8,245,000 $97,000 $475,000 $91,000 $460,000
Collateral 36 $5,350,000 $148,000 $385,000 $83,000 $151,000
Credit Application Incomplete 25 $4,115,000 $164,000 $405,000 $75,000 $311,000
Unverifiable Information 16 $2,510,000 $156,000 $405,000 $104,000 $213,000
Other 12 $2,070,000 $172,000 $365,000 $140,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 6 $990,000 $165,000 $235,000 $84,000 $154,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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