Greene County, NY Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,667 mortgage applications in Greene County, NY totaling $410.0 million, down 5% from 2023. The average application was for $245,000, and applicants reported an average income of $177,000. 51% of applications resulted in an originated loan and 20% were denied. The most active lender was Homestead Funding Corp., with 191 applications, followed by The Bank of Greene County and Broadview Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,667
Total Mortgage Loan Application Amount $410,005,000
Average Mortgage Loan Application Amount $245,000
Highest Mortgage Loan Application Amount $2,205,000
Average Applicant Income $177,000
Highest Applicant Income $4,374,000

Mortgage Company List for Lending in Greene County, NY for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 191 $ 55,275,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ n/a 126 $ 24,540,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ n/a 85 $ 6,825,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ n/a 69 $ 18,845,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 59 $ 6,895,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ n/a 53 $ 5,175,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 44 $ 12,060,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 38 $ 5,630,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ n/a 38 $ 14,340,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 33 $ 9,815,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ n/a 33 $ 4,255,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 30 $ 9,180,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ n/a 30 $ 6,090,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 30 $ 7,930,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ n/a 29 $ 4,975,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 27 $ 9,415,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ n/a 25 $ 5,735,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 25 $ 5,665,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 24 $ 9,320,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 22 $ 7,150,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 21 $ 5,955,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 19 $ 6,425,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ n/a 19 $ 6,665,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 19 $ 6,455,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 18 $ 4,120,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ n/a 18 $ 4,610,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 17 $ 1,905,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 17 $ 5,485,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 16 $ 2,810,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 14 $ 3,300,000
Sawyer Savings Bank
PO BOX 420
SAUGERTIES, NY 12477
* $ n/a 13 $ 2,735,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 13 $ 2,975,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 12 $ 3,670,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 12 $ 5,010,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 11 $ 1,415,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 11 $ 2,585,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 9 $ 2,595,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 8 $ 2,330,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ n/a 8 $ 920,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 8 $ 720,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ n/a 8 $ 1,690,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 1,730,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 7 $ 2,925,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ n/a 7 $ 2,375,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 6 $ 3,390,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 1,350,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 6 $ 2,270,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ n/a 6 $ 1,430,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 5 $ 1,135,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 2,405,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 1,345,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 5 $ 1,485,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ n/a 5 $ 2,135,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 5 $ 545,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 5 $ 645,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 4 $ 1,150,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ n/a 4 $ 1,490,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ n/a 4 $ 2,860,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 4 $ 1,070,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 4 $ 610,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 3 $ 1,415,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ n/a 3 $ 925,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ n/a 3 $ 455,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ n/a 3 $ 655,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 3 $ 645,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ n/a 3 $ 935,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 1,095,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 955,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 3 $ 665,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ n/a 3 $ 885,000
Catskill Hudson Bank
101 KINGS MALL CT
KINGSTON, NY 12401
* $ n/a 3 $ 1,305,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ n/a 3 $ 1,065,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 3 $ 745,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 3 $ 835,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 3 $ 215,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 2,235,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 1,265,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 1,605,000
Wallkill Valley Federal Savings & Loan Association
23 WALLKILL AVENUE
WALLKILL, NY 12589
* $ n/a 3 $ 1,445,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ n/a 3 $ 395,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ n/a 3 $ 665,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ n/a 3 $ 1,115,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 3 $ 415,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 405,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 580,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ n/a 2 $ 530,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 860,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 2 $ 360,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 2 $ 230,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 500,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ n/a 2 $ 380,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 250,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 170,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 2 $ 500,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ n/a 2 $ 900,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 640,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 2 $ 520,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 700,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 2 $ 650,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 2 $ 430,000
Saratoga National Bank

GLENS FALLS, NY 12801
* $ n/a 2 $ 590,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 2 $ 510,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 2,010,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 910,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 2 $ 460,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ n/a 2 $ 490,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 1,020,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 370,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 345,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 215,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 155,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 275,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ n/a 1 $ 365,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 355,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 175,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 1 $ 485,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ n/a 1 $ 445,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 205,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 1 $ 405,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 1,125,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 115,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 105,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 535,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 465,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ n/a 1 $ 355,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 615,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 245,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 1 $ 355,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 175,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 235,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 265,000
New Millennium Bank
1620 LEMOINE AVE
FORT LEE, NJ 07024
* $ n/a 1 $ 305,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ n/a 1 $ 505,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 245,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 1 $ 535,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 765,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 5,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 435,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ n/a 1 $ 755,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ n/a 1 $ 15,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 955,000
First National Bank of Scotia
201 MOHAWK AVE
SCOTIA, NY 12302
* $ n/a 1 $ 65,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ n/a 1 $ 255,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 1 $ 555,000
Ocean Financial FCU
45 ATLANTIC AVENUE
OCEANSIDE, NY 11572
* $ n/a 1 $ 25,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ n/a 1 $ 1,085,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 25,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 155,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 265,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 305,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ n/a 1 $ 155,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 255,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ n/a 1 $ 365,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 645,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 1 $ 35,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 125,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 405,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 205,000
Bank of Richmondville
857 EAST MAIN STREET
COBLESKILL, NY 12043
* $ n/a 1 $ 75,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 475,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 415,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 1 $ 245,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 345,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 1 $ 425,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 355,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 35,000
Ark Mortgage, Inc.
400 RELLA BLVD SUITE 300
MONTEBELLO, NY 10901
* $ n/a 1 $ 255,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 1 $ 95,000

The tables below break down 2024 mortgage applications in Greene County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, NY in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 853 $273,325,000 $320,000 $2,005,000 $202,000 $3,236,000
Home Improvement 245 $28,575,000 $116,000 $1,935,000 $143,000 $3,200,000
Other Purpose 219 $29,785,000 $136,000 $1,405,000 $161,000 $2,238,000
Cash-out Refinancing 218 $50,470,000 $231,000 $2,205,000 $150,000 $4,374,000
Refinancing 130 $27,550,000 $211,000 $1,365,000 $161,000 $2,910,000
Not Applicable 2 $300,000 $150,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,133 $252,515,000 $222,000 $2,005,000 $168,000 $4,374,000
Not Provided 194 $52,620,000 $271,000 $1,005,000 $178,000 $1,069,000
Not applicable 183 $58,715,000 $320,000 $2,205,000 $217,000 $852,000
Hispanic 76 $19,860,000 $261,000 $875,000 $208,000 $3,236,000
Asian 52 $19,860,000 $381,000 $1,065,000 $308,000 $1,753,000
Black or African American 25 $5,845,000 $233,000 $485,000 $126,000 $300,000
American Indian or Alaskan Native 4 $590,000 $147,000 $255,000 $46,000 $80,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,446 $351,980,000 $243,000 $2,205,000 $188,000 $4,374,000
FHA-insured (Federal Housing Administration) 180 $44,650,000 $248,000 $475,000 $78,000 $208,000
VA-guaranteed (Veterans Administration) 36 $12,470,000 $346,000 $895,000 $120,000 $422,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $905,000 $181,000 $225,000 $55,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 846 $210,650,000 $248,000 $2,205,000 $183,000 $3,200,000
Application Denied By Financial Institution 332 $63,760,000 $192,000 $2,005,000 $127,000 $3,290,000
Application Withdrawn By Applicant 199 $53,855,000 $270,000 $1,225,000 $212,000 $4,374,000
Loan Purchased By The Institution 158 $45,880,000 $290,000 $975,000 $212,000 $852,000
File Closed For Incompleteness 81 $21,975,000 $271,000 $1,405,000 $202,000 $2,238,000
Application Approved But Not Accepted 48 $12,890,000 $268,000 $2,005,000 $178,000 $1,232,000
Preapproval Approved but not Accepted 2 $620,000 $310,000 $355,000 $278,000 $327,000
Preapproval Denied by Financial Institution 1 $375,000 $375,000 $375,000 $87,000 $87,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,316 $341,740,000 $259,000 $2,205,000 $191,000 $4,374,000
Debt-To-Income Ratio 146 $27,150,000 $185,000 $1,935,000 $92,000 $408,000
Credit History 82 $12,270,000 $149,000 $755,000 $117,000 $550,000
Collateral 64 $16,560,000 $258,000 $2,005,000 $233,000 $3,290,000
Other 30 $6,620,000 $220,000 $1,105,000 $108,000 $250,000
Credit Application Incomplete 15 $2,075,000 $138,000 $375,000 $74,000 $120,000
Unverifiable Information 7 $2,175,000 $310,000 $895,000 $227,000 $422,000
Employment History 4 $1,020,000 $255,000 $605,000 $208,000 $530,000
Insufficient Cash (Downpayment, Closing Cost) 3 $395,000 $131,000 $175,000 $58,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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