Hartley County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 126 mortgage applications in Hartley County, TX totaling $24.6 million, up 31% from 2023. The average application was for $194,000, and applicants reported an average income of $120,000. 46% of applications resulted in an originated loan and 23% were denied. The most active lender was 21st Mortgage, with 12 applications, followed by Tib, National Association and PennyMac Loan Services LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 126
Total Mortgage Loan Application Amount $24,550,000
Average Mortgage Loan Application Amount $194,000
Highest Mortgage Loan Application Amount $755,000
Average Applicant Income $120,000
Highest Applicant Income $852,000

Mortgage Company List for Lending in Hartley County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 12 $ 2,140,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ n/a 9 $ 2,135,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 925,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ n/a 7 $ 1,805,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 6 $ 1,530,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 5 $ 1,125,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 565,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 4 $ 810,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 4 $ 1,030,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 4 $ 630,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 850,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 4 $ 660,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 225,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 3 $ 405,000
Access Community Credit Union
6401 BELL ST.
AMARILLO, TX 79114
* $ n/a 3 $ 495,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 3 $ 485,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 470,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 540,000
Wellington State Bank
1000 8TH ST
WELLINGTON, TX 79095
* $ n/a 1 $ 115,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 105,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 1 $ 315,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 135,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 1 $ 65,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 265,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 275,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 55,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 145,000
Firstbank Southwest
2401 S. GEORGIA
AMARILLO, TX 79109
* $ n/a 1 $ 145,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 285,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ n/a 1 $ 285,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 35,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 225,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 1 $ 175,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 1 $ 335,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 265,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 105,000
Education Credit Union
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ n/a 1 $ 55,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 1 $ 625,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 135,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 125,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 105,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ n/a 1 $ 275,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ n/a 1 $ 195,000

The tables below break down 2024 mortgage applications in Hartley County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hartley County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 96 $20,560,000 $214,000 $755,000 $117,000 $852,000
Cash-out Refinancing 13 $1,665,000 $128,000 $305,000 $135,000 $238,000
Other Purpose 8 $550,000 $68,000 $125,000 $135,000 $210,000
Refinancing 7 $1,675,000 $239,000 $445,000 $128,000 $301,000
Home Improvement 2 $100,000 $50,000 $65,000 $69,000 $72,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51 $11,085,000 $217,000 $755,000 $137,000 $338,000
Hispanic 41 $6,825,000 $166,000 $315,000 $84,000 $181,000
Not Provided 17 $3,455,000 $203,000 $625,000 $153,000 $852,000
Not applicable 14 $2,290,000 $163,000 $285,000 $0 $0
Black or African American 3 $895,000 $298,000 $535,000 $96,000 $96,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 93 $16,455,000 $176,000 $755,000 $123,000 $852,000
FHA-insured (Federal Housing Administration) 27 $6,285,000 $232,000 $355,000 $106,000 $181,000
VA-guaranteed (Veterans Administration) 4 $1,260,000 $315,000 $445,000 $116,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $550,000 $275,000 $275,000 $97,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 58 $12,760,000 $220,000 $755,000 $134,000 $852,000
Application Denied By Financial Institution 29 $4,755,000 $163,000 $535,000 $101,000 $241,000
Loan Purchased By The Institution 14 $2,280,000 $162,000 $285,000 $0 $0
Application Withdrawn By Applicant 13 $2,795,000 $215,000 $335,000 $102,000 $301,000
File Closed For Incompleteness 6 $580,000 $96,000 $135,000 $95,000 $160,000
Application Approved But Not Accepted 6 $1,380,000 $230,000 $355,000 $130,000 $319,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 95 $19,535,000 $205,000 $755,000 $127,000 $852,000
Credit History 10 $2,010,000 $201,000 $535,000 $113,000 $241,000
Debt-To-Income Ratio 6 $780,000 $130,000 $195,000 $48,000 $79,000
Collateral 4 $400,000 $100,000 $145,000 $98,000 $138,000
Credit Application Incomplete 4 $720,000 $180,000 $255,000 $102,000 $111,000
Unverifiable Information 4 $670,000 $167,000 $325,000 $158,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 2 $170,000 $85,000 $115,000 $65,000 $67,000
Other 1 $265,000 $265,000 $265,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Texas Lender List