Humacao Municipio, PR Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 499 mortgage applications in Humacao Municipio, PR totaling $136.3 million, down 1% from 2023. The average application was for $273,000, and applicants reported an average income of $176,000. 55% of applications resulted in an originated loan and 15% were denied. The most active lender was Banco Popular, with 140 applications, followed by Firstbank and The Moneyhouse Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 499 |
| Total Mortgage Loan Application Amount | $136,335,000 |
| Average Mortgage Loan Application Amount | $273,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $176,000 |
| Highest Applicant Income | $2,440,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 140 | $ 50,630,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 53 | $ 13,565,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 52 | $ 8,250,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 31 | $ 3,075,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 31 | $ 12,775,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ n/a | 23 | $ 7,455,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 19 | $ 2,405,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 14 | $ 3,140,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 13 | $ 5,025,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 11 | $ 3,765,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ n/a | 11 | $ 1,175,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ n/a | 10 | $ 1,120,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 8 | $ 2,230,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ n/a | 7 | $ 1,245,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 7 | $ 1,555,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 7 | $ 1,435,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 7 | $ 915,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 6 | $ 990,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 5 | $ 1,215,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 5 | $ 1,415,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ n/a | 3 | $ 445,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ n/a | 3 | $ 645,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ n/a | 3 | $ 525,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 3 | $ 805,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ n/a | 3 | $ 2,035,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ n/a | 3 | $ 455,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 2 | $ 450,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ n/a | 2 | $ 870,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ n/a | 2 | $ 140,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ n/a | 2 | $ 300,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ n/a | 2 | $ 1,540,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ n/a | 1 | $ 195,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ n/a | 1 | $ 55,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 1 | $ 265,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 1 | $ 625,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ n/a | 1 | $ 195,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 1 | $ 135,000 |
| Banesco USA 3155 NW 77TH AVE MIAMI, FL 33122 |
* | $ n/a | 1 | $ 2,405,000 |
| Cooperativa De Ac Valenciano PO BOX 1510 JUNCOS, PR 00777 |
* | $ n/a | 1 | $ 35,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 1 | $ 95,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 1 | $ 135,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ n/a | 1 | $ 605,000 |
The tables below break down 2024 mortgage applications in Humacao Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Humacao Municipio, PR in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 429 | $115,025,000 | $268,000 | $3,005,000 | $181,000 | $2,440,000 |
| Cash-out Refinancing | 33 | $9,625,000 | $291,000 | $1,105,000 | $156,000 | $829,000 |
| Other Purpose | 12 | $4,750,000 | $395,000 | $1,095,000 | $172,000 | $467,000 |
| Not Applicable | 10 | $710,000 | $71,000 | $165,000 | $0 | $0 |
| Refinancing | 9 | $4,105,000 | $456,000 | $2,405,000 | $83,000 | $199,000 |
| Home Improvement | 6 | $2,120,000 | $353,000 | $925,000 | $159,000 | $286,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 358 | $82,610,000 | $230,000 | $1,675,000 | $137,000 | $2,322,000 |
| Not applicable | 84 | $18,480,000 | $220,000 | $2,585,000 | $0 | $0 |
| White | 43 | $26,225,000 | $609,000 | $3,005,000 | $455,000 | $2,440,000 |
| Not Provided | 9 | $6,535,000 | $726,000 | $2,585,000 | $370,000 | $1,069,000 |
| Asian | 2 | $1,100,000 | $550,000 | $565,000 | $152,000 | $209,000 |
| Black or African American | 2 | $400,000 | $200,000 | $265,000 | $67,000 | $90,000 |
| American Indian or Alaskan Native | 1 | $985,000 | $985,000 | $985,000 | $628,000 | $628,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216 | $95,130,000 | $440,000 | $3,005,000 | $296,000 | $2,440,000 |
| FHA-insured (Federal Housing Administration) | 155 | $25,085,000 | $161,000 | $505,000 | $66,000 | $503,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $12,920,000 | $113,000 | $275,000 | $44,000 | $108,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,200,000 | $228,000 | $385,000 | $98,000 | $205,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 272 | $76,100,000 | $279,000 | $2,595,000 | $168,000 | $2,272,000 |
| Loan Purchased By The Institution | 83 | $16,075,000 | $193,000 | $2,585,000 | $0 | $0 |
| Application Denied By Financial Institution | 75 | $21,665,000 | $288,000 | $3,005,000 | $146,000 | $1,535,000 |
| Application Withdrawn By Applicant | 48 | $15,220,000 | $317,000 | $1,485,000 | $215,000 | $2,440,000 |
| Application Approved But Not Accepted | 11 | $2,405,000 | $218,000 | $635,000 | $162,000 | $729,000 |
| File Closed For Incompleteness | 9 | $4,265,000 | $473,000 | $1,425,000 | $488,000 | $2,322,000 |
| Preapproval Denied by Financial Institution | 1 | $605,000 | $605,000 | $605,000 | $240,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 422 | $111,660,000 | $264,000 | $2,595,000 | $183,000 | $2,440,000 |
| Collateral | 33 | $9,525,000 | $288,000 | $3,005,000 | $183,000 | $1,535,000 |
| Debt-To-Income Ratio | 17 | $7,815,000 | $459,000 | $2,405,000 | $98,000 | $460,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,160,000 | $145,000 | $375,000 | $47,000 | $118,000 |
| Credit History | 7 | $2,225,000 | $317,000 | $495,000 | $209,000 | $512,000 |
| Other | 5 | $1,435,000 | $287,000 | $665,000 | $100,000 | $167,000 |
| Employment History | 4 | $1,400,000 | $350,000 | $725,000 | $172,000 | $243,000 |
| Unverifiable Information | 3 | $1,115,000 | $371,000 | $535,000 | $190,000 | $325,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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