Isanti County, MN Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,952 mortgage applications in Isanti County, MN totaling $427.7 million, up 6% from 2023. The average application was for $219,000, and applicants reported an average income of $114,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Affinity Plus Federal Credit Union, with 159 applications, followed by Minnco Credit Union and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,952
Total Mortgage Loan Application Amount $427,740,000
Average Mortgage Loan Application Amount $219,000
Highest Mortgage Loan Application Amount $9,755,000
Average Applicant Income $114,000
Highest Applicant Income $3,819,000

Mortgage Company List for Lending in Isanti County, MN for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 159 $ 14,095,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ n/a 147 $ 10,405,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 118 $ 23,530,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 72 $ 17,370,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 66 $ 18,660,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 62 $ 18,770,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 57 $ 16,745,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 54 $ 17,090,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 47 $ 6,805,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 43 $ 11,565,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 42 $ 5,910,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 40 $ 13,150,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 37 $ 8,875,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 36 $ 8,150,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 31 $ 6,765,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 29 $ 5,565,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 29 $ 9,915,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 28 $ 6,970,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 27 $ 2,215,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 26 $ 4,690,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 23 $ 4,875,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 23 $ 7,795,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 23 $ 7,165,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ n/a 21 $ 2,735,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 21 $ 5,355,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 21 $ 3,995,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 18 $ 4,190,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 18 $ 1,830,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 15 $ 3,755,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 14 $ 4,560,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 14 $ 2,010,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 13 $ 895,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 12 $ 1,220,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 11 $ 3,215,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 11 $ 3,005,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 11 $ 1,285,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 11 $ 2,925,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 11 $ 2,425,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 11 $ 2,675,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 10 $ 2,830,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 10 $ 2,220,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 10 $ 2,050,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 10 $ 2,480,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 9 $ 945,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 9 $ 1,735,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 9 $ 395,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 8 $ 2,690,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 8 $ 2,380,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 8 $ 1,460,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 550,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 7 $ 2,585,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 655,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 2,445,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ n/a 7 $ 455,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 7 $ 1,795,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 1,235,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 6 $ 1,470,000
Security Bank & Trust Company
735 11TH ST E
GLENCOE, MN 55336
* $ n/a 6 $ 2,220,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 6 $ 1,020,000
Anoka Hennepin Credit Union
11681 THEATRE DR N
MINNEAPOLIS, MN 55448
* $ n/a 6 $ 390,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 6 $ 1,890,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ n/a 6 $ 6,080,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 2,460,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 1,090,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 6 $ 870,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 6 $ 1,140,000
Sherburne State Bank
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ n/a 5 $ 1,605,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 5 $ 455,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 5 $ 1,305,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,555,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ n/a 4 $ 1,510,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 1,200,000
Platinum Bank
7667 10TH ST N
OAKDALE, MN 55128
* $ n/a 4 $ 740,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 780,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 980,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 4 $ 1,200,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 830,000
Security State Bank of Marine
120 JUDD STREET
MARINE ON ST CROIX, MN 55047
* $ n/a 4 $ 900,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 4 $ 1,120,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 4 $ 1,580,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ n/a 4 $ 500,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 865,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 805,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 3 $ 10,755,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 145,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 565,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 1,075,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 3 $ 175,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ n/a 3 $ 105,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 3 $ 345,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 3 $ 295,000
The Bank of Elk River
630 MAIN STREET
ELK RIVER, MN 55330
* $ n/a 3 $ 1,525,000
Expedition Credit Union
1270 NORTHLAND DRIVE SUITE 350
MENDOTA HEIGHTS, MN 55120
* $ n/a 3 $ 45,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 3 $ 735,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 415,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 805,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 3 $ 885,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 3 $ 155,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ n/a 3 $ 415,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 375,000
Pine River State Bank
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ n/a 3 $ 1,375,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ n/a 2 $ 410,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 2 $ 690,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 320,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 260,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 2 $ 4,040,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 660,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 2 $ 780,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 720,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 630,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 2 $ 720,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 590,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 440,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 2 $ 430,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 470,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 270,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 600,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 2 $ 590,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 350,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ n/a 2 $ 590,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 2 $ 500,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 2 $ 680,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 2 $ 350,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 2 $ 450,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 620,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 460,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 350,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ n/a 2 $ 320,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 500,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 520,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 590,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 135,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 325,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 265,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ n/a 1 $ 325,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 325,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ n/a 1 $ 285,000
First Security Bank
316 BYRON AVE N
BYRON, MN 55920
* $ n/a 1 $ 315,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 245,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 305,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,085,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 1 $ 55,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 105,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 165,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 265,000
Freeport State Bank
111 MAIN ST E
FREEPORT, MN 56331
* $ n/a 1 $ 245,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 195,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 405,000
Bankcherokee
607 SMITH AV S
SAINT PAUL, MN 55107
* $ n/a 1 $ 565,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 1 $ 315,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 335,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ n/a 1 $ 155,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ n/a 1 $ 545,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ n/a 1 $ 45,000
Gateway Bank
745 MARKET STREET
MENDOTA HEIGHTS, MN 55118
* $ n/a 1 $ 245,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 595,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 1 $ 155,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ n/a 1 $ 35,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ n/a 1 $ 315,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ n/a 1 $ 85,000
Fnb Moose Lake
400 ELM AVENUE PO BOX 429
MOOSE LAKE, MN 55767
* $ n/a 1 $ 465,000
Ccm Finance, LLC
7801 E BUSH LAKE RD SUITE 430
MINNEAPOLIS, MN 55439
* $ n/a 1 $ 105,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 1 $ 115,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 435,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ n/a 1 $ 275,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 95,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 195,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ n/a 1 $ 435,000
Park State Bank
2630 WEST SUPERIOR STREET
DULUTH, MN 55806
* $ n/a 1 $ 285,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 1 $ 295,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 295,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 1 $ 125,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 1 $ 1,005,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 385,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 105,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 495,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 315,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 315,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 255,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 245,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 265,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 235,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 55,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ n/a 1 $ 445,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ n/a 1 $ 335,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 335,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ n/a 1 $ 425,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 395,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 1 $ 245,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 1 $ 85,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 255,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 1 $ 495,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 565,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 255,000

The tables below break down 2024 mortgage applications in Isanti County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Isanti County, MN in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 944 $275,880,000 $292,000 $9,755,000 $116,000 $3,819,000
Other Purpose 305 $23,315,000 $76,000 $545,000 $116,000 $1,559,000
Cash-out Refinancing 261 $60,445,000 $231,000 $995,000 $104,000 $839,000
Home Improvement 231 $16,155,000 $69,000 $305,000 $113,000 $539,000
Refinancing 208 $51,670,000 $248,000 $725,000 $117,000 $708,000
Not Applicable 3 $275,000 $91,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,446 $286,730,000 $198,000 $1,505,000 $110,000 $1,647,000
Not Provided 197 $44,255,000 $224,000 $735,000 $109,000 $643,000
Not applicable 178 $67,720,000 $380,000 $9,755,000 $96,000 $209,000
Asian 48 $10,590,000 $220,000 $485,000 $104,000 $342,000
Hispanic 38 $7,870,000 $207,000 $455,000 $94,000 $230,000
Black or African American 30 $7,430,000 $247,000 $565,000 $378,000 $3,819,000
American Indian or Alaskan Native 13 $2,495,000 $191,000 $385,000 $126,000 $455,000
Native Hawaiian or Other Pacific Islander 2 $650,000 $325,000 $325,000 $84,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,506 $287,800,000 $191,000 $9,755,000 $119,000 $3,819,000
FHA-insured (Federal Housing Administration) 279 $85,845,000 $307,000 $555,000 $93,000 $267,000
VA-guaranteed (Veterans Administration) 138 $47,110,000 $341,000 $995,000 $99,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $6,985,000 $240,000 $395,000 $96,000 $167,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,099 $245,845,000 $223,000 $9,755,000 $124,000 $3,819,000
Application Denied By Financial Institution 285 $46,315,000 $162,000 $4,805,000 $95,000 $455,000
Loan Purchased By The Institution 215 $59,655,000 $277,000 $1,085,000 $86,000 $228,000
Application Withdrawn By Applicant 213 $49,725,000 $233,000 $695,000 $106,000 $367,000
File Closed For Incompleteness 79 $13,615,000 $172,000 $995,000 $102,000 $245,000
Application Approved But Not Accepted 50 $9,880,000 $197,000 $595,000 $104,000 $279,000
Preapproval Denied by Financial Institution 8 $2,090,000 $261,000 $445,000 $87,000 $145,000
Preapproval Approved but not Accepted 3 $615,000 $205,000 $295,000 $65,000 $104,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,615 $367,335,000 $227,000 $9,755,000 $115,000 $3,819,000
Debt-To-Income Ratio 141 $25,925,000 $183,000 $735,000 $114,000 $1,559,000
Credit History 84 $11,810,000 $140,000 $485,000 $108,000 $316,000
Collateral 43 $6,505,000 $151,000 $655,000 $113,000 $455,000
Credit Application Incomplete 27 $4,845,000 $179,000 $435,000 $99,000 $157,000
Other 23 $8,055,000 $350,000 $4,805,000 $101,000 $242,000
Unverifiable Information 7 $895,000 $127,000 $445,000 $86,000 $197,000
Employment History 7 $1,325,000 $189,000 $365,000 $73,000 $99,000
Insufficient Cash (Downpayment, Closing Cost) 4 $930,000 $232,000 $425,000 $99,000 $162,000
Mortgage Insurance Denied 1 $115,000 $115,000 $115,000 $92,000 $92,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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