Jackson County AL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Jackson County AL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alabama.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,380
Total Mortgage Loan Application Amount $139,504,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $870,000
Average Applicant Income $57,000
Highest Applicant Income $1,583,000

Mortgage Company List for Lending in Jackson County AL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CITIZENS BANK & TRUST, INC.
P O BOX 249
TRENTON, GA 30752
* $ 90,115,000 102 $ 4,805,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 86 $ 6,937,000
FIRST JACKSON BANK, INC.
43243 U S HIGHWAY 72
STEVENSON, AL 35772
* $ 221,453,000 84 $ 5,201,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 80 $ 9,212,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 0 78 $ 8,795,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 64 $ 2,848,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 49 $ 6,039,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 48 $ 3,110,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 5,733,100,000 36 $ 6,037,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 35 $ 3,827,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 32 $ 3,200,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 30 $ 3,522,000
EVABANK
1710 CHEROKEE AVE SW
EVA, AL 35055
* $ 323,275,000 28 $ 1,061,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 25 $ 2,523,000
FAMILY SAVINGS CREDIT UNION
711 E MEIGHAN BLVD
RAINBOW CITY, AL 35903
* $ 318,015,000 24 $ 1,602,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 24 $ 2,144,000
PEOPLES INDEPENDENT BANK
121 BILLY DYAR BLVD PO BOX 669
BOAZ, AL 35957
* $ 181,438,000 21 $ 1,998,000
AMERICAN BANK OF HUNTSVILLE
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 140,293,000 18 $ 1,884,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 17 $ 1,957,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 16 $ 1,408,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 15 $ 2,579,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 15 $ 2,314,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,256,102,000 13 $ 2,043,000
TOWER COMMUNITY BANK
4564 MAIN ST
JASPER, TN 37347
* $ 132,163,000 13 $ 803,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 13 $ 1,008,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 12 $ 1,860,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ 10,000,000 12 $ 1,387,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 1,929,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 11 $ 1,434,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 10 $ 1,505,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 9 $ 1,606,000
TENNESSEE VALLEY FCU
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 989,062,000 8 $ 1,035,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 570,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 8 $ 1,033,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 8 $ 1,238,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 8 $ 1,084,000
BANK OF DADE
P.O. DRAWER 9
TRENTON, GA 30752
* $ 92,751,000 8 $ 130,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 7 $ 72,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 7 $ 435,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 7 $ 488,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 6 $ 608,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 6 $ 1,081,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 6 $ 594,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 6 $ 706,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ 10,000,000 6 $ 1,023,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,481,480,000 5 $ 457,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,032,498,000 5 $ 1,079,000
FIRST VOLUNTEER BANK
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 862,016,000 5 $ 360,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 608,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 5 $ 1,022,000
CITIZENS TRI-COUNTY BANK
P.O. BOX, 15699
DUNLAP, TN 37327
* $ 594,167,000 5 $ 142,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,417,666,000 4 $ 438,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 4 $ 817,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 304,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 4 $ 439,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 4 $ 622,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 4 $ 318,000
NATIONAL BANK OF COMMERCE
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 791,246,000 4 $ 2,450,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 4 $ 215,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 4 $ 974,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 4 $ 714,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 3 $ 292,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 284,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 333,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 3 $ 302,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 3 $ 288,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 3 $ 642,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 3 $ 866,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 295,000
ORIGIN BANK
2211 NORTH 7TH
CHOUDRANT, LA 71291
* $ 3,199,260,000 3 $ 392,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 3 $ 404,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 3 $ 393,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 120,000
COMTRUST FEDERAL CREDIT UNION
1020 RIVERFRONT PARKWAY
CHATTANOOGA, TN 37402
* $ 348,661,000 3 $ 158,000
PEOPLES STATE BANK OF COMMERCE
7122 NOLENSVILLE RD
NOLENSVILLE, TN 37135
* $ 145,213,000 3 $ 328,000
CAPITALMARK BANK & TRUST
801 BROAD STREET
CHATTANOOGA, TN 37402
* $ 828,163,000 2 $ 320,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 499,849,000 2 $ 115,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 2 $ 280,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 2 $ 320,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 2 $ 379,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 2 $ 171,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 210,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 2 $ 159,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 2 $ 224,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ 608,779,509,000 2 $ 188,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 227,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 2 $ 203,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 2 $ 69,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 2 $ 426,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,933,259,000 2 $ 124,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 233,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 2 $ 186,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 2 $ 294,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 2 $ 266,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
MONTGOMERY, AL 35209
* $ 10,000,000 2 $ 323,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 160,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ 941,000 1 $ 187,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 95,000
CASTLE MORTGAGE CORPORATION
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ 18,039,000 1 $ 55,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 135,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 88,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 147,000
CMC FUNDING, INC.
814 A1A NORTH, STE. 303
PONTE VEDRA BEACH, FL 32082
* $ 10,000,000 1 $ 133,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 80,000
FIRST NATIONAL BANK OF PULASKI
PO BOX 289
PULASKI, TN 38478
* $ 708,025,000 1 $ 237,000
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION
1110 MARKET STREET SUITE 300
CHATTANOOGA, TN 37402
* $ 977,364,000 1 $ 53,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 148,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 23,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 83,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 112,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 48,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 25,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ 10,000,000 1 $ 83,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 106,000
COOSA PINES FEDERAL CREDIT UNION
33710 US HIGHWAY 280
CHILDERSBURG, AL 35044
* $ 220,150,000 1 $ 216,000
HOMETRUST MORTGAGE COMPANY
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 138,000
PROGRESS BANK AND TRUST
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 530,092,000 1 $ 160,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 183,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,560,571,000 1 $ 28,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 1 $ 203,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,841,126,000 1 $ 149,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 170,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 220,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 11,681,215,000 1 $ 166,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 25,878,030,000 1 $ 208,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 72,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 16,840,840,000 1 $ 95,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ 21,269,000 1 $ 81,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 120,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 6,437,850,000 1 $ 8,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 136,000
PINNACLE BANK
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 5,544,747,000 1 $ 243,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 120,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 678,563,000 1 $ 41,000
THE EXCHANGE BANK OF ALABAMA
PO BOX 1100
ALTOONA, AL 35902
* $ 245,280,000 1 $ 10,000
COASTALSTATES BANK
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 369,447,000 1 $ 128,000
CORNERSTONE COMMUNITY BANK
6401 LEE HIGHWAY, SUITE 119
CHATTANOOGA, TN 37421
* $ 428,701,000 1 $ 205,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jackson County AL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 661 $77,146,000 $116,000 $870,000 $64,000 $1,034,000
Home Purchase 604 $58,990,000 $97,000 $868,000 $51,000 $1,583,000
Home Improvement 115 $3,368,000 $29,000 $340,000 $49,000 $208,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,119 $109,902,000 $98,000 $868,000 $61,000 $1,583,000
Not applicable 113 $13,857,000 $122,000 $473,000 $5,000 $158,000
Not Provided 77 $8,366,000 $108,000 $870,000 $62,000 $1,034,000
Black or African American 32 $3,197,000 $99,000 $372,000 $56,000 $208,000
American Indian or Alaskan Native 17 $1,592,000 $93,000 $173,000 $62,000 $147,000
Hispanic 12 $1,580,000 $131,000 $460,000 $94,000 $402,000
Asian 8 $850,000 $106,000 $210,000 $42,000 $74,000
Native Hawaiian or Other Pacific Islander 2 $160,000 $80,000 $80,000 $57,000 $57,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 944 $90,247,000 $95,000 $870,000 $63,000 $1,034,000
FHA-insured (Federal Housing Administration) 237 $25,187,000 $106,000 $471,000 $46,000 $1,583,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 134 $13,627,000 $101,000 $219,000 $30,000 $90,000
VA-guaranteed (Veterans Administration) 65 $10,443,000 $160,000 $428,000 $60,000 $210,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 657 $67,812,000 $103,000 $870,000 $66,000 $1,034,000
Application Denied By Financial Institution 335 $28,582,000 $85,000 $417,000 $53,000 $1,583,000
Loan Purchased By The Institution 182 $21,328,000 $117,000 $471,000 $25,000 $247,000
Application Withdrawn By Applicant 100 $12,923,000 $129,000 $585,000 $66,000 $302,000
Application Approved But Not Accepted 75 $5,426,000 $72,000 $340,000 $53,000 $266,000
File Closed For Incompleteness 31 $3,433,000 $110,000 $868,000 $66,000 $333,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 44 $2,761,000 $62,000 $174,000 $57,000 $249,000
Debt-To-Income Ratio 30 $3,083,000 $102,000 $417,000 $46,000 $205,000
Collateral 30 $3,508,000 $116,000 $303,000 $58,000 $175,000
Credit Application Incomplete 9 $895,000 $99,000 $212,000 $72,000 $181,000
Insufficient Cash (Downpayment, Closing Cost) 6 $725,000 $120,000 $285,000 $49,000 $147,000
Unverifiable Information 4 $404,000 $101,000 $219,000 $124,000 $276,000
Other 3 $235,000 $78,000 $111,000 $24,000 $42,000
Employment History 3 $250,000 $83,000 $139,000 $44,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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