Juneau County, WI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 928 mortgage applications in Juneau County, WI totaling $169.2 million, up 14% from 2023. The average application was for $182,000, and applicants reported an average income of $112,000. 59% of applications resulted in an originated loan and 19% were denied. The most active lender was Summit Credit Union, with 78 applications, followed by Royal Bank and Westby Co-Op Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 928
Total Mortgage Loan Application Amount $169,190,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $1,485,000
Average Applicant Income $112,000
Highest Applicant Income $1,918,000

Mortgage Company List for Lending in Juneau County, WI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 78 $ 14,050,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ n/a 70 $ 10,200,000
Westby Co-Op Credit Union
501 N MAIN ST
WESTBY, WI 54667
* $ n/a 41 $ 4,375,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 32 $ 4,290,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 29 $ 3,225,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 25 $ 4,945,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 25 $ 2,365,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 24 $ 4,360,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 23 $ 3,025,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 21 $ 4,275,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 20 $ 4,520,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 19 $ 3,745,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 15 $ 3,105,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 15 $ 3,725,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ n/a 15 $ 1,505,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 14 $ 1,870,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 13 $ 2,805,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 12 $ 1,760,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 12 $ 1,720,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 12 $ 1,790,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 11 $ 3,495,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 11 $ 2,165,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 10 $ 2,050,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 10 $ 1,790,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 9 $ 445,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 8 $ 720,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 8 $ 450,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 2,075,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 7 $ 1,565,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 7 $ 705,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ n/a 7 $ 1,375,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 2,120,000
Bank of Wisconsin Dells
716 SUPERIOR ST
716 SUPERIOR ST, WI 53965
* $ n/a 6 $ 2,600,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 630,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 310,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 6 $ 1,250,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 6 $ 820,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,090,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 5 $ 1,605,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 1,325,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 5 $ 945,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 5 $ 255,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 785,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ n/a 5 $ 375,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ n/a 5 $ 1,135,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 5 $ 1,095,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 5 $ 1,195,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 820,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ n/a 4 $ 670,000
The Peoples Community Bank
222 W. COMMERCIAL ST., PO BOX 8
MAZOMANIE, WI 53560
* $ n/a 4 $ 1,470,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 830,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 4 $ 590,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 350,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 4 $ 1,310,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ n/a 3 $ 665,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 555,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 3 $ 115,000
Citizens First Bank
101 S MAIN ST
VIROQUA, WI 54665
* $ n/a 3 $ 645,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ n/a 3 $ 915,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 3 $ 1,405,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ n/a 3 $ 765,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 3 $ 315,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 675,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 3 $ 745,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 3 $ 285,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ n/a 3 $ 355,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 3 $ 1,325,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 3 $ 1,405,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 165,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 745,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 3 $ 965,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 775,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ n/a 3 $ 1,255,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 2 $ 880,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 930,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 90,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 2 $ 390,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 2 $ 80,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 140,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 2 $ 200,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 2 $ 680,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 2 $ 470,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 2 $ 130,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 2 $ 180,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 2 $ 1,160,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 660,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 560,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 2 $ 320,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 190,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 230,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 310,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 470,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 330,000
Park Bank National Association
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ n/a 2 $ 740,000
First Community Credit Union of Beloit
1702 PARK AVE
BELOIT, WI 53511
* $ n/a 2 $ 140,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ n/a 2 $ 260,000
Capitol Bank
710 N. HIGH POINT ROAD
MADISON, WI 53717
* $ n/a 1 $ 715,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 305,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 25,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 1 $ 405,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 185,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 315,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 405,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 525,000
The Bank of New Glarus
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ n/a 1 $ 225,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 295,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 55,000
Resource Bank N.A.
555 BETHANY RD 2ND FLOOR
DEKALB, IL 60115
* $ n/a 1 $ 385,000
Bank of Ontario
315 MAIN ST
ONTARIO, WI 54651
* $ n/a 1 $ 15,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 215,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 205,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 135,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ n/a 1 $ 405,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 125,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ n/a 1 $ 265,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 1 $ 765,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 325,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 425,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 475,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 265,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 275,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 145,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 15,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 315,000
Gateway Mortgage Corporation
6501 GREEN BAY ROAD
KENOSHA, WI 53142
* $ n/a 1 $ 135,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 1 $ 195,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ n/a 1 $ 45,000
Collins State Bank
20741 COUNTY ROAD JJ
COLLINS, WI 54207
* $ n/a 1 $ 415,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ n/a 1 $ 425,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ n/a 1 $ 15,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ n/a 1 $ 145,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 1 $ 205,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 1 $ 285,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ n/a 1 $ 75,000
Oostburg State Bank
905 CENTER AVE
OOSTBURG, WI 53070
* $ n/a 1 $ 765,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 15,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 115,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ n/a 1 $ 335,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 365,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ n/a 1 $ 125,000
Bank of Sun Prairie
228 E MAIN ST
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 635,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 295,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ n/a 1 $ 75,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 235,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 1 $ 125,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ n/a 1 $ 15,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ n/a 1 $ 315,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 335,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 355,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 555,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ n/a 1 $ 65,000
Holcomb Bank
108 W MAIN ST
ROCHELLE, IL 61068
* $ n/a 1 $ 105,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 215,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ n/a 1 $ 535,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 55,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 205,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 55,000

The tables below break down 2024 mortgage applications in Juneau County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Juneau County, WI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 431 $95,265,000 $221,000 $1,485,000 $117,000 $1,918,000
Cash-out Refinancing 201 $32,265,000 $160,000 $835,000 $90,000 $1,140,000
Refinancing 128 $26,880,000 $210,000 $1,195,000 $131,000 $1,891,000
Other Purpose 91 $7,885,000 $86,000 $485,000 $118,000 $1,440,000
Home Improvement 75 $6,085,000 $81,000 $305,000 $103,000 $295,000
Not Applicable 2 $810,000 $405,000 $675,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 774 $140,420,000 $181,000 $1,485,000 $111,000 $1,918,000
Not Provided 78 $13,400,000 $171,000 $835,000 $118,000 $1,440,000
Not applicable 48 $10,590,000 $220,000 $675,000 $0 $0
Hispanic 14 $1,840,000 $131,000 $405,000 $106,000 $266,000
Asian 7 $1,545,000 $220,000 $405,000 $100,000 $230,000
American Indian or Alaskan Native 5 $975,000 $195,000 $405,000 $223,000 $291,000
Black or African American 2 $420,000 $210,000 $255,000 $55,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 703 $119,305,000 $169,000 $1,485,000 $119,000 $1,918,000
FHA-insured (Federal Housing Administration) 140 $28,540,000 $203,000 $485,000 $80,000 $253,000
VA-guaranteed (Veterans Administration) 66 $17,870,000 $270,000 $835,000 $100,000 $405,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $3,475,000 $182,000 $365,000 $74,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 548 $105,240,000 $192,000 $1,485,000 $116,000 $1,918,000
Application Denied By Financial Institution 176 $24,870,000 $141,000 $835,000 $79,000 $371,000
Application Withdrawn By Applicant 107 $20,115,000 $187,000 $635,000 $145,000 $1,891,000
Loan Purchased By The Institution 35 $8,465,000 $241,000 $675,000 $180,000 $187,000
File Closed For Incompleteness 34 $5,160,000 $151,000 $645,000 $100,000 $395,000
Application Approved But Not Accepted 23 $3,515,000 $152,000 $765,000 $103,000 $295,000
Preapproval Approved but not Accepted 4 $1,640,000 $410,000 $765,000 $184,000 $274,000
Preapproval Denied by Financial Institution 1 $185,000 $185,000 $185,000 $62,000 $62,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 706 $131,080,000 $185,000 $1,485,000 $114,000 $1,891,000
Debt-To-Income Ratio 95 $20,415,000 $214,000 $765,000 $141,000 $1,918,000
Credit History 43 $5,245,000 $121,000 $365,000 $74,000 $209,000
Collateral 34 $4,630,000 $136,000 $475,000 $98,000 $371,000
Credit Application Incomplete 19 $2,645,000 $139,000 $285,000 $78,000 $196,000
Other 13 $3,045,000 $234,000 $835,000 $88,000 $329,000
Unverifiable Information 8 $990,000 $123,000 $295,000 $69,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 6 $890,000 $148,000 $275,000 $75,000 $108,000
Employment History 4 $250,000 $62,000 $135,000 $41,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Wisconsin Lender List