Lafayette County, MO Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,591 mortgage applications in Lafayette County, MO totaling $187.6 million, up 10% from 2011. The average application was for $117,000, and applicants reported an average income of $56,000. 50% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 202 applications, followed by JPMorgan Chase Bank, NA and First Community Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,591
Total Mortgage Loan Application Amount $187,551,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $622,000
Average Applicant Income $56,000
Highest Applicant Income $896,000

Mortgage Company List for Lending in Lafayette County, MO for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 202 $ 26,184,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 110 $ 11,761,000
First Community Bank
301 SE MAIN ST
LEE'S SUMMIT, MO 64063
* $ 638,293,000 97 $ 10,607,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 94 $ 12,306,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ 245,393,000 62 $ 4,520,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 55 $ 6,643,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 55 $ 4,806,000
First Central Bank
401 N MAGUIRE, PO BOX 477
WARRENSBURG, MO 64093
* $ 208,077,000 52 $ 4,436,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 6,236,548,000 44 $ 2,879,000
B & L Bank
205 S. 13TH ST.
LEXINGTON, MO 64067
* $ 155,234,000 41 $ 3,744,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 36 $ 3,861,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 31 $ 4,118,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 27 $ 3,200,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 26 $ 3,217,000
Blue Ridge Bank and Trust Co.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 469,926,000 25 $ 3,303,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 23 $ 3,542,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 23 $ 3,648,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 22 $ 2,695,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 21 $ 2,561,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 20 $ 2,566,000
State Bank of Missouri
101 NW 2ND ST.
CONCORDIA, MO 64020
* $ 83,137,000 19 $ 1,153,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 17 $ 1,802,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 16 $ 2,653,000
Central Bank of the Midwest
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,124,600,000 16 $ 2,116,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 514,118,000 15 $ 1,910,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 15 $ 2,892,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 12 $ 2,129,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,636,000
Commercial Bank of Oak Grove, Mo
1114 BROADWAY
OAK GROVE, MO 64075
* $ 87,955,000 11 $ 927,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 10 $ 1,527,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 9 $ 1,198,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 9 $ 552,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 474,461,000 9 $ 1,249,000
Concordia Bank
PO BOX 909
CONCORDIA, MO 64020
* $ 56,586,000 9 $ 911,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 9 $ 1,402,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 9 $ 1,488,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 1,516,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 605,882,000 8 $ 463,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 8 $ 1,305,000
Community Bank of Marshall
P.O. BOX 700
MARSHALL, MO 65340
* $ 113,196,000 7 $ 561,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 1,021,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 955,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 7 $ 1,014,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 7 $ 303,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 6 $ 686,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 6 $ 857,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 6 $ 730,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 6 $ 689,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 6 $ 908,000
Central Missouri Community Credit Union
620 N MAGUIRE
WARRENSBURG, MO 64093
* $ 74,267,000 5 $ 392,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 487,435,000 5 $ 552,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 5 $ 788,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 562,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 624,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 913,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 5 $ 489,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 590,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 5 $ 530,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 5 $ 786,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 4 $ 596,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 4 $ 382,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 4 $ 506,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 389,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 693,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 4 $ 779,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 4 $ 614,000
United Consumers Credit Union
1111 E 23RD ST S
INDEPENDENCE, MO 64055
* $ 110,656,000 4 $ 250,000
Community Bank of Missouri
904 WALTON WAY
RICHMOND, MO 64085
* $ 49,491,000 4 $ 741,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 329,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 3 $ 393,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 3 $ 619,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 3 $ 282,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 3 $ 71,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 3 $ 33,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 3 $ 196,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 217,217,000 3 $ 517,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,152,160,000 3 $ 554,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 3 $ 537,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 3 $ 469,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 142,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 3 $ 353,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 525,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 472,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 192,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 226,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 272,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 134,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 2 $ 160,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 342,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 58,972,000 2 $ 277,000
F & C Bank
P.O. BOX 157
HOLDEN, MO 64040
* $ 117,530,000 2 $ 224,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 2 $ 325,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 2 $ 288,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 2 $ 83,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 2 $ 221,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 2 $ 312,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,839,722,000 2 $ 248,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,788,680,000 1 $ 189,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 191,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 180,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 25,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,167,422,000 1 $ 118,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 123,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,926,000 1 $ 95,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 174,000
Hometown Bank, National Association
PO BOX 797
CARTHAGE, MO 64836
* $ 182,716,000 1 $ 85,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 773,263,000 1 $ 80,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 25,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 115,000
Bankliberty
16 W FRANKLIN
LIBERTY, MO 64068
* $ 434,332,000 1 $ 540,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 214,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 60,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 139,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 110,000
Bank of St. Elizabeth
215 MAIN STREET, PO BOX 8
SAINT ELIZABETH, MO 65075
* $ 96,317,000 1 $ 107,000
Bank Star One
118 WEST 5TH STREET
FULTON, MO 65251
* $ 95,352,000 1 $ 146,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD
JEFFERSON CITY, MO 65102
* $ 488,854,000 1 $ 220,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 223,219,000 1 $ 32,000
Public Safety Credit Union
2800 E 14TH ST
KANSAS CITY, MO 64127
* $ 99,704,000 1 $ 11,000
Community First Bank
P.O. BOX 407
BUTLER, MO 64730
* $ 158,580,000 1 $ 34,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 133,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 189,152,000 1 $ 190,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,559,633,000 1 $ 123,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 869,721,000 1 $ 68,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 601,825,000 1 $ 60,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 200,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 1 $ 66,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 170,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 1 $ 15,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 1 $ 136,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 1 $ 160,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 1 $ 323,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 206,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 160,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 114,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 73,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 73,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 1 $ 50,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 159,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 60,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 142,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 162,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 61,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 212,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 63,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 205,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 258,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 132,000

The tables below break down 2012 mortgage applications in Lafayette County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lafayette County, MO in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,057 $134,994,000 $127,000 $622,000 $58,000 $450,000
Home Purchase 442 $48,551,000 $109,000 $540,000 $53,000 $896,000
Home Improvement 92 $4,006,000 $43,000 $197,000 $57,000 $160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,239 $144,054,000 $116,000 $622,000 $62,000 $896,000
Not applicable 163 $21,524,000 $132,000 $540,000 $8,000 $200,000
Not Provided 143 $15,911,000 $111,000 $350,000 $62,000 $312,000
Hispanic 20 $2,835,000 $141,000 $245,000 $55,000 $136,000
Black or African American 15 $1,925,000 $128,000 $306,000 $58,000 $117,000
American Indian or Alaskan Native 7 $504,000 $72,000 $174,000 $59,000 $121,000
Asian 3 $626,000 $208,000 $318,000 $153,000 $276,000
Native Hawaiian or Other Pacific Islander 1 $172,000 $172,000 $172,000 $133,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,043 $116,699,000 $111,000 $622,000 $65,000 $896,000
FHA-insured (Federal Housing Administration) 303 $37,675,000 $124,000 $276,000 $41,000 $315,000
VA-guaranteed (Veterans Administration) 140 $22,374,000 $159,000 $327,000 $39,000 $157,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $10,803,000 $102,000 $173,000 $37,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 794 $91,360,000 $115,000 $622,000 $65,000 $896,000
Loan Purchased By The Institution 306 $40,186,000 $131,000 $404,000 $33,000 $238,000
Application Denied By Financial Institution 244 $26,491,000 $108,000 $417,000 $55,000 $312,000
Application Withdrawn By Applicant 164 $20,270,000 $123,000 $350,000 $55,000 $167,000
Application Approved But Not Accepted 54 $5,952,000 $110,000 $320,000 $69,000 $208,000
File Closed For Incompleteness 29 $3,292,000 $113,000 $417,000 $48,000 $140,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $4,202,000 $77,000 $230,000 $61,000 $312,000
Collateral 49 $6,457,000 $131,000 $407,000 $66,000 $172,000
Debt-To-Income Ratio 30 $3,261,000 $108,000 $315,000 $49,000 $151,000
Other 19 $2,313,000 $121,000 $417,000 $57,000 $121,000
Credit Application Incomplete 16 $2,212,000 $138,000 $326,000 $28,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 5 $725,000 $145,000 $232,000 $74,000 $110,000
Employment History 2 $144,000 $72,000 $81,000 $44,000 $63,000
Unverifiable Information 1 $112,000 $112,000 $112,000 $65,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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