1st Signature Lending, LLC Mortgage Lending & HMDA Data, 2020

In 2020, 1st Signature Lending, LLC of Indianapolis, IN reported 1,845 mortgage applications totaling $375.4 million, up 29% from 2019. The average application was for $203,455, and applicants reported an average income of $78,341. 49% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (243), Atlanta-Sandy Springs-Roswell, GA (88) and Charlotte-Concord-Gastonia, NC-SC (78) (applications in parentheses).

Mortgage Company & Address 1st Signature Lending, LLC
9800 Crosspoint Blvd.
Indianapolis, IN 46256
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,845
Total Mortgage Loan Application Amount $375,375,000
Average Mortgage Loan Application Amount $203,455
Highest Mortgage Loan Application Amount $585,000
Average Applicant Income $78,341
Highest Applicant Income $720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records 1st Signature Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for 1st Signature Lending, LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Indiana 89 $ 16,085,000 $ 180,730 $ 83,000
Hamilton, Indiana 60 $ 14,550,000 $ 242,500 $ 105,000
Cabarrus, North Carolina 24 $ 6,630,000 $ 276,250 $ 121,000
Delaware, Indiana 23 $ 4,335,000 $ 188,478 $ 95,000
Wake, North Carolina 22 $ 6,080,000 $ 276,363 $ 106,000
Hendricks, Indiana 21 $ 4,525,000 $ 215,476 $ 102,000
Madison, Indiana 19 $ 3,105,000 $ 163,421 $ 65,000
Jefferson, Kentucky 19 $ 3,755,000 $ 197,631 $ 106,000
Marion, Florida 18 $ 3,240,000 $ 180,000 $ 67,000
El Paso, Colorado 15 $ 5,205,000 $ 347,000 $ 88,000
Lake, Indiana 15 $ 2,425,000 $ 161,666 $ 74,000
York, South Carolina 15 $ 3,625,000 $ 241,666 $ 120,000
Cobb, Georgia 14 $ 2,660,000 $ 190,000 $ 92,000
Dickson, Tennessee 14 $ 2,720,000 $ 194,285 $ 61,000
Mecklenburg, North Carolina 13 $ 3,835,000 $ 295,000 $ 141,000
Sampson, North Carolina 13 $ 1,865,000 $ 143,461 $ 55,000
Jennings, Indiana 12 $ 1,830,000 $ 152,500 $ 45,000
Johnson, Indiana 12 $ 2,120,000 $ 176,666 $ 70,000
Greenville, South Carolina 12 $ 1,990,000 $ 165,833 $ 55,000
Lexington, South Carolina 12 $ 2,020,000 $ 168,333 $ 65,000
Richland, South Carolina 12 $ 1,510,000 $ 125,833 $ 58,000
McMinn, Tennessee 12 $ 2,120,000 $ 176,666 $ 72,000
Hillsborough, Florida 11 $ 2,025,000 $ 184,090 $ 60,000
Lake, Florida 11 $ 2,195,000 $ 199,545 $ 72,000
Chatham, Georgia 11 $ 2,895,000 $ 263,181 $ 96,000
Forsyth, Georgia 11 $ 3,005,000 $ 273,181 $ 114,000
Gwinnett, Georgia 11 $ 2,635,000 $ 239,545 $ 91,000
Shelby, Indiana 11 $ 2,295,000 $ 208,636 $ 83,000
Harnett, North Carolina 11 $ 1,665,000 $ 151,363 $ 55,000
Union, North Carolina 11 $ 3,305,000 $ 300,454 $ 124,000
Summit, Ohio 11 $ 1,995,000 $ 181,363 $ 108,000
Charleston, South Carolina 11 $ 2,905,000 $ 264,090 $ 81,000
Hamilton, Tennessee 11 $ 2,145,000 $ 195,000 $ 79,000
Pasco, Florida 10 $ 2,030,000 $ 203,000 $ 87,000
Howard, Indiana 10 $ 1,700,000 $ 170,000 $ 94,000
Morgan, Indiana 10 $ 2,760,000 $ 276,000 $ 67,000
Buncombe, North Carolina 10 $ 2,230,000 $ 223,000 $ 61,000
Chatham, North Carolina 10 $ 1,910,000 $ 191,000 $ 75,000
Cumberland, North Carolina 10 $ 1,530,000 $ 153,000 $ 64,000
Robeson, North Carolina 10 $ 1,580,000 $ 158,000 $ 54,000
Horry, South Carolina 10 $ 1,370,000 $ 137,000 $ 64,000
Orangeburg, South Carolina 10 $ 1,840,000 $ 184,000 $ 55,000
Alachua, Florida 9 $ 1,995,000 $ 221,666 $ 76,000
Duval, Florida 9 $ 1,455,000 $ 161,666 $ 54,000
Hancock, Indiana 9 $ 1,645,000 $ 182,777 $ 88,000
Butler, Ohio 9 $ 2,385,000 $ 265,000 $ 115,000
Franklin, Ohio 9 $ 2,225,000 $ 247,222 $ 80,000
Bradley, Tennessee 9 $ 1,355,000 $ 150,555 $ 50,000
Palm Beach, Florida 8 $ 2,350,000 $ 293,750 $ 125,000
Pinellas, Florida 8 $ 1,570,000 $ 196,250 $ 117,000
Tippecanoe, Indiana 8 $ 1,500,000 $ 187,500 $ 70,000
Washington, Indiana 8 $ 1,200,000 $ 150,000 $ 49,000
White, Indiana 8 $ 1,520,000 $ 190,000 $ 65,000
Alamance, North Carolina 8 $ 1,740,000 $ 217,500 $ 67,000
Columbus, North Carolina 8 $ 1,240,000 $ 155,000 $ 71,000
Randolph, North Carolina 8 $ 1,270,000 $ 158,750 $ 58,000
Clermont, Ohio 8 $ 1,880,000 $ 235,000 $ 102,000
Aiken, South Carolina 8 $ 1,510,000 $ 188,750 $ 73,000
Humphreys, Tennessee 8 $ 1,520,000 $ 190,000 $ 62,000
Williamson, Tennessee 8 $ 2,800,000 $ 350,000 $ 159,000
Polk, Florida 7 $ 1,225,000 $ 175,000 $ 46,000
Fulton, Georgia 7 $ 1,935,000 $ 276,428 $ 123,000
Boone, Indiana 7 $ 1,325,000 $ 189,285 $ 60,000
Crawford, Indiana 7 $ 1,065,000 $ 152,142 $ 50,000
Kenton, Kentucky 7 $ 1,345,000 $ 192,142 $ 73,000
Franklin, North Carolina 7 $ 1,385,000 $ 197,857 $ 56,000
Guilford, North Carolina 7 $ 1,055,000 $ 150,714 $ 53,000
Moore, North Carolina 7 $ 1,185,000 $ 169,285 $ 43,000
Montgomery, Ohio 7 $ 1,885,000 $ 269,285 $ 136,000
Anderson, South Carolina 7 $ 1,305,000 $ 186,428 $ 69,000
Davidson, Tennessee 7 $ 1,835,000 $ 262,142 $ 70,000
Hickman, Tennessee 7 $ 925,000 $ 132,142 $ 33,000
Knox, Tennessee 7 $ 1,625,000 $ 232,142 $ 87,000
Wilson, Tennessee 7 $ 1,695,000 $ 242,142 $ 104,000
Arapahoe, Colorado 6 $ 2,030,000 $ 338,333 $ 129,000
Putnam, Florida 6 $ 960,000 $ 160,000 $ 40,000
Thomas, Georgia 6 $ 1,180,000 $ 196,666 $ 56,000
Elkhart, Indiana 6 $ 840,000 $ 140,000 $ 66,000
Boone, Kentucky 6 $ 1,620,000 $ 270,000 $ 108,000
Bladen, North Carolina 6 $ 1,060,000 $ 176,666 $ 53,000
Brunswick, North Carolina 6 $ 920,000 $ 153,333 $ 50,000
Nash, North Carolina 6 $ 960,000 $ 160,000 $ 55,000
Vance, North Carolina 6 $ 850,000 $ 141,666 $ 59,000
Warren, Ohio 6 $ 1,290,000 $ 215,000 $ 62,000
Colleton, South Carolina 6 $ 890,000 $ 148,333 $ 70,000
Edgefield, South Carolina 6 $ 1,540,000 $ 256,666 $ 84,000
Kershaw, South Carolina 6 $ 990,000 $ 165,000 $ 47,000
Maury, Tennessee 6 $ 1,000,000 $ 166,666 $ 64,000
Douglas, Colorado 5 $ 1,685,000 $ 337,000 $ 103,000
Teller, Colorado 5 $ 1,655,000 $ 331,000 $ 71,000
Brevard, Florida 5 $ 825,000 $ 165,000 $ 127,000
Broward, Florida 5 $ 1,315,000 $ 263,000 $ 84,000
Citrus, Florida 5 $ 625,000 $ 125,000 $ 73,000
Lee, Florida 5 $ 1,015,000 $ 203,000 $ 65,000
St. Johns, Florida 5 $ 905,000 $ 181,000 $ 71,000
Sumter, Florida 5 $ 705,000 $ 141,000 $ 69,000
Columbia, Georgia 5 $ 955,000 $ 191,000 $ 87,000
DeKalb, Georgia 5 $ 835,000 $ 167,000 $ 65,000
Gilmer, Georgia 5 $ 1,045,000 $ 209,000 $ 55,000
Hall, Georgia 5 $ 935,000 $ 187,000 $ 60,000
Madison, Georgia 5 $ 1,115,000 $ 223,000 $ 58,000
McDuffie, Georgia 5 $ 1,615,000 $ 323,000 $ 90,000
Walton, Georgia 5 $ 1,135,000 $ 227,000 $ 73,000
Clark, Indiana 5 $ 885,000 $ 177,000 $ 101,000
LaPorte, Indiana 5 $ 565,000 $ 113,000 $ 36,000
Porter, Indiana 5 $ 825,000 $ 165,000 $ 65,000
Scott, Indiana 5 $ 735,000 $ 147,000 $ 58,000
Campbell, Kentucky 5 $ 1,295,000 $ 259,000 $ 105,000
Edgecombe, North Carolina 5 $ 695,000 $ 139,000 $ 59,000
Forsyth, North Carolina 5 $ 745,000 $ 149,000 $ 56,000
Lincoln, North Carolina 5 $ 1,335,000 $ 267,000 $ 104,000
Cuyahoga, Ohio 5 $ 935,000 $ 187,000 $ 128,000
Delaware, Ohio 5 $ 1,225,000 $ 245,000 $ 77,000
Hamilton, Ohio 5 $ 765,000 $ 153,000 $ 108,000
Licking, Ohio 5 $ 1,255,000 $ 251,000 $ 93,000
Logan, Ohio 5 $ 1,085,000 $ 217,000 $ 59,000
Beaufort, South Carolina 5 $ 1,555,000 $ 311,000 $ 100,000
Spartanburg, South Carolina 5 $ 885,000 $ 177,000 $ 56,000
Jefferson, Tennessee 5 $ 725,000 $ 145,000 $ 63,000
Loudon, Tennessee 5 $ 1,105,000 $ 221,000 $ 71,000
Montgomery, Tennessee 5 $ 765,000 $ 153,000 $ 64,000
Rutherford, Tennessee 5 $ 855,000 $ 171,000 $ 70,000
Sumner, Tennessee 5 $ 1,165,000 $ 233,000 $ 119,000
Elbert, Colorado 4 $ 1,180,000 $ 295,000 $ 70,000
Jefferson, Colorado 4 $ 1,870,000 $ 467,500 $ 198,000
Columbia, Florida 4 $ 870,000 $ 217,500 $ 84,000
Hernando, Florida 4 $ 770,000 $ 192,500 $ 41,000
Leon, Florida 4 $ 970,000 $ 242,500 $ 63,000
Miami-Dade, Florida 4 $ 840,000 $ 210,000 $ 74,000
Okaloosa, Florida 4 $ 570,000 $ 142,500 $ 77,000
Orange, Florida 4 $ 610,000 $ 152,500 $ 55,000
Volusia, Florida 4 $ 850,000 $ 212,500 $ 61,000
Cherokee, Georgia 4 $ 1,290,000 $ 322,500 $ 105,000
Effingham, Georgia 4 $ 990,000 $ 247,500 $ 101,000
Haralson, Georgia 4 $ 1,100,000 $ 275,000 $ 79,000
Houston, Georgia 4 $ 460,000 $ 115,000 $ 40,000
Grant, Indiana 4 $ 650,000 $ 162,500 $ 50,000
Greene, Indiana 4 $ 810,000 $ 202,500 $ 69,000
Henry, Indiana 4 $ 890,000 $ 222,500 $ 84,000
Jasper, Indiana 4 $ 650,000 $ 162,500 $ 98,000
Kosciusko, Indiana 4 $ 700,000 $ 175,000 $ 34,000
Monroe, Indiana 4 $ 1,300,000 $ 325,000 $ 108,000
Putnam, Indiana 4 $ 780,000 $ 195,000 $ 62,000
Bullitt, Kentucky 4 $ 940,000 $ 235,000 $ 116,000
Calloway, Kentucky 4 $ 660,000 $ 165,000 $ 34,000
Daviess, Kentucky 4 $ 500,000 $ 125,000 $ 53,000
Hancock, Kentucky 4 $ 770,000 $ 192,500 $ 70,000
Muhlenberg, Kentucky 4 $ 770,000 $ 192,500 $ 65,000
Beaufort, North Carolina 4 $ 500,000 $ 125,000 $ 39,000
Dare, North Carolina 4 $ 1,380,000 $ 345,000 $ 193,000
Durham, North Carolina 4 $ 930,000 $ 232,500 $ 53,000
Granville, North Carolina 4 $ 560,000 $ 140,000 $ 68,000
Henderson, North Carolina 4 $ 1,030,000 $ 257,500 $ 98,000
Pitt, North Carolina 4 $ 540,000 $ 135,000 $ 53,000
Clark, Ohio 4 $ 1,370,000 $ 342,500 $ 88,000
Lucas, Ohio 4 $ 850,000 $ 212,500 $ 85,000
Pickaway, Ohio 4 $ 1,110,000 $ 277,500 $ 104,000
Florence, South Carolina 4 $ 720,000 $ 180,000 $ 80,000
Pickens, South Carolina 4 $ 520,000 $ 130,000 $ 51,000
Cheatham, Tennessee 4 $ 970,000 $ 242,500 $ 58,000
Giles, Tennessee 4 $ 570,000 $ 142,500 $ 70,000
Monroe, Tennessee 4 $ 420,000 $ 105,000 $ 46,000
Rhea, Tennessee 4 $ 880,000 $ 220,000 $ 67,000
Sevier, Tennessee 4 $ 560,000 $ 140,000 $ 91,000
Adams, Colorado 3 $ 965,000 $ 321,666 $ 79,000
Collier, Florida 3 $ 795,000 $ 265,000 $ 25,000
Indian River, Florida 3 $ 485,000 $ 161,666 $ 50,000
Seminole, Florida 3 $ 1,045,000 $ 348,333 $ 115,000
Bibb, Georgia 3 $ 335,000 $ 111,666 $ 50,000
Brooks, Georgia 3 $ 645,000 $ 215,000 $ 91,000
Burke, Georgia 3 $ 615,000 $ 205,000 $ 48,000
Carroll, Georgia 3 $ 735,000 $ 245,000 $ 79,000
Clayton, Georgia 3 $ 365,000 $ 121,666 $ 60,000
Coweta, Georgia 3 $ 605,000 $ 201,666 $ 69,000
Crawford, Georgia 3 $ 685,000 $ 228,333 $ 101,000
Henry, Georgia 3 $ 555,000 $ 185,000 $ 40,000
Jackson, Georgia 3 $ 525,000 $ 175,000 $ 37,000
Jones, Georgia 3 $ 855,000 $ 285,000 $ 69,000
Lumpkin, Georgia 3 $ 575,000 $ 191,666 $ 43,000
Monroe, Georgia 3 $ 1,025,000 $ 341,666 $ 130,000
Whitfield, Georgia 3 $ 375,000 $ 125,000 $ 30,000
Bartholomew, Indiana 3 $ 535,000 $ 178,333 $ 56,000
Carroll, Indiana 3 $ 695,000 $ 231,666 $ 145,000
Dubois, Indiana 3 $ 565,000 $ 188,333 $ 54,000
Franklin, Indiana 3 $ 535,000 $ 178,333 $ 80,000
Lawrence, Indiana 3 $ 435,000 $ 145,000 $ 47,000
Orange, Indiana 3 $ 455,000 $ 151,666 $ 44,000
Owen, Indiana 3 $ 595,000 $ 198,333 $ 71,000
Randolph, Indiana 3 $ 715,000 $ 238,333 $ 74,000
Tipton, Indiana 3 $ 485,000 $ 161,666 $ 67,000
Warrick, Indiana 3 $ 435,000 $ 145,000 $ 72,000
Fayette, Kentucky 3 $ 585,000 $ 195,000 $ 54,000
Grant, Kentucky 3 $ 675,000 $ 225,000 $ 69,000
Hardin, Kentucky 3 $ 555,000 $ 185,000 $ 58,000
Meade, Kentucky 3 $ 855,000 $ 285,000 $ 74,000
Ohio, Kentucky 3 $ 625,000 $ 208,333 $ 106,000
Pulaski, Kentucky 3 $ 375,000 $ 125,000 $ 90,000
Caswell, North Carolina 3 $ 445,000 $ 148,333 $ 50,000
Cherokee, North Carolina 3 $ 545,000 $ 181,666 $ 69,000
Currituck, North Carolina 3 $ 565,000 $ 188,333 $ 87,000
Halifax, North Carolina 3 $ 495,000 $ 165,000 $ 39,000
Iredell, North Carolina 3 $ 415,000 $ 138,333 $ 60,000
Jackson, North Carolina 3 $ 535,000 $ 178,333 $ 88,000
McDowell, North Carolina 3 $ 735,000 $ 245,000 $ 66,000
Pasquotank, North Carolina 3 $ 535,000 $ 178,333 $ 80,000
Richmond, North Carolina 3 $ 755,000 $ 251,666 $ 152,000
Transylvania, North Carolina 3 $ 545,000 $ 181,666 $ 56,000
Medina, Ohio 3 $ 745,000 $ 248,333 $ 61,000
Laurens, South Carolina 3 $ 435,000 $ 145,000 $ 26,000
Oconee, South Carolina 3 $ 565,000 $ 188,333 $ 79,000
Saluda, South Carolina 3 $ 705,000 $ 235,000 $ 61,000
Union, South Carolina 3 $ 675,000 $ 225,000 $ 77,000
Blount, Tennessee 3 $ 665,000 $ 221,666 $ 154,000
Houston, Tennessee 3 $ 485,000 $ 161,666 $ 81,000
Meigs, Tennessee 3 $ 415,000 $ 138,333 $ 39,000
Polk, Tennessee 3 $ 375,000 $ 125,000 $ 39,000
Robertson, Tennessee 3 $ 735,000 $ 245,000 $ 72,000
Alamosa, Colorado 2 $ 530,000 $ 265,000 $ 63,000
Denver, Colorado 2 $ 370,000 $ 185,000 $ 50,000
Larimer, Colorado 2 $ 620,000 $ 310,000 $ 54,000
Weld, Colorado 2 $ 1,040,000 $ 520,000 $ 95,000
Bay, Florida 2 $ 310,000 $ 155,000 $ 66,000
Clay, Florida 2 $ 620,000 $ 310,000 $ 99,000
Levy, Florida 2 $ 410,000 $ 205,000 $ 58,000
Manatee, Florida 2 $ 430,000 $ 215,000 $ 57,000
Santa Rosa, Florida 2 $ 380,000 $ 190,000 $ 81,000
Union, Florida 2 $ 550,000 $ 275,000 $ 49,000
Banks, Georgia 2 $ 400,000 $ 200,000 $ 48,000
Barrow, Georgia 2 $ 400,000 $ 200,000 $ 53,000
Bartow, Georgia 2 $ 500,000 $ 250,000 $ 48,000
Bulloch, Georgia 2 $ 610,000 $ 305,000 $ 122,000
Camden, Georgia 2 $ 600,000 $ 300,000 $ 15,000
Chattahoochee, Georgia 2 $ 290,000 $ 145,000 $ 119,000
Clarke, Georgia 2 $ 400,000 $ 200,000 $ 90,000
Fayette, Georgia 2 $ 480,000 $ 240,000 $ 114,000
Habersham, Georgia 2 $ 270,000 $ 135,000 $ 60,000
Hart, Georgia 2 $ 390,000 $ 195,000 $ 83,000
Lincoln, Georgia 2 $ 640,000 $ 320,000 $ 124,000
McIntosh, Georgia 2 $ 290,000 $ 145,000 $ 61,000
Newton, Georgia 2 $ 350,000 $ 175,000 $ 52,000
Spalding, Georgia 2 $ 540,000 $ 270,000 $ 74,000
Tift, Georgia 2 $ 470,000 $ 235,000 $ 58,000
Twiggs, Georgia 2 $ 440,000 $ 220,000 $ 102,000
Worth, Georgia 2 $ 330,000 $ 165,000 $ 89,000
Allen, Indiana 2 $ 240,000 $ 120,000 $ 91,000
Dearborn, Indiana 2 $ 530,000 $ 265,000 $ 93,000
Decatur, Indiana 2 $ 440,000 $ 220,000 $ 104,000
Harrison, Indiana 2 $ 290,000 $ 145,000 $ 39,000
Jefferson, Indiana 2 $ 330,000 $ 165,000 $ 51,000
Montgomery, Indiana 2 $ 390,000 $ 195,000 $ 65,000
Ripley, Indiana 2 $ 240,000 $ 120,000 $ 72,000
Rush, Indiana 2 $ 290,000 $ 145,000 $ 44,000
St. Joseph, Indiana 2 $ 280,000 $ 140,000 $ 130,000
Wells, Indiana 2 $ 310,000 $ 155,000 $ 91,000
Breckinridge, Kentucky 2 $ 410,000 $ 205,000 $ 27,000
Greenup, Kentucky 2 $ 200,000 $ 100,000 $ 58,000
Hopkins, Kentucky 2 $ 250,000 $ 125,000 $ 79,000
Jessamine, Kentucky 2 $ 420,000 $ 210,000 $ 50,000
Lewis, Kentucky 2 $ 250,000 $ 125,000 $ 54,000
Lincoln, Kentucky 2 $ 380,000 $ 190,000 $ 95,000
Logan, Kentucky 2 $ 270,000 $ 135,000 $ 49,000
McCracken, Kentucky 2 $ 340,000 $ 170,000 $ 93,000
McLean, Kentucky 2 $ 420,000 $ 210,000 $ 61,000
Oldham, Kentucky 2 $ 350,000 $ 175,000 $ 65,000
Spencer, Kentucky 2 $ 570,000 $ 285,000 $ 133,000
Trimble, Kentucky 2 $ 310,000 $ 155,000 $ 34,000
Carteret, North Carolina 2 $ 400,000 $ 200,000 $ 58,000
Gaston, North Carolina 2 $ 540,000 $ 270,000 $ 98,000
Johnston, North Carolina 2 $ 400,000 $ 200,000 $ 121,000
Lee, North Carolina 2 $ 430,000 $ 215,000 $ 69,000
Macon, North Carolina 2 $ 310,000 $ 155,000 $ 65,000
Madison, North Carolina 2 $ 390,000 $ 195,000 $ 46,000
Orange, North Carolina 2 $ 520,000 $ 260,000 $ 157,000
Pamlico, North Carolina 2 $ 360,000 $ 180,000 $ 83,000
Pender, North Carolina 2 $ 360,000 $ 180,000 $ 51,000
Person, North Carolina 2 $ 360,000 $ 180,000 $ 65,000
Rowan, North Carolina 2 $ 260,000 $ 130,000 $ 65,000
Washington, North Carolina 2 $ 200,000 $ 100,000 $ 84,000
Brown, Ohio 2 $ 240,000 $ 120,000 $ 42,000
Champaign, Ohio 2 $ 660,000 $ 330,000 $ 87,000
Columbiana, Ohio 2 $ 130,000 $ 65,000 $ 29,000
Fulton, Ohio 2 $ 690,000 $ 345,000 $ 105,000
Gallia, Ohio 2 $ 300,000 $ 150,000 $ 39,000
Geauga, Ohio 2 $ 310,000 $ 155,000 $ 28,000
Greene, Ohio 2 $ 380,000 $ 190,000 $ 78,000
Jefferson, Ohio 2 $ 230,000 $ 115,000 $ 52,000
Lorain, Ohio 2 $ 440,000 $ 220,000 $ 59,000
Mahoning, Ohio 2 $ 510,000 $ 255,000 $ 77,000
Mercer, Ohio 2 $ 230,000 $ 115,000 $ 30,000
Portage, Ohio 2 $ 400,000 $ 200,000 $ 62,000
Sandusky, Ohio 2 $ 580,000 $ 290,000 $ 80,000
Trumbull, Ohio 2 $ 220,000 $ 110,000 $ 112,000
Union, Ohio 2 $ 660,000 $ 330,000 $ 82,000
Berkeley, South Carolina 2 $ 500,000 $ 250,000 $ 82,000
Cherokee, South Carolina 2 $ 390,000 $ 195,000 $ 57,000
Darlington, South Carolina 2 $ 440,000 $ 220,000 $ 132,000
Lancaster, South Carolina 2 $ 310,000 $ 155,000 $ 167,000
Anderson, Tennessee 2 $ 430,000 $ 215,000 $ 97,000
Decatur, Tennessee 2 $ 260,000 $ 130,000 $ 35,000
Marshall, Tennessee 2 $ 660,000 $ 330,000 $ 120,000
Morgan, Tennessee 2 $ 300,000 $ 150,000 $ 74,000
Smith, Tennessee 2 $ 660,000 $ 330,000 $ 108,000
Archuleta, Colorado 1 $ 245,000 $ 245,000 $ 75,000
Clear Creek, Colorado 1 $ 415,000 $ 415,000 $ 87,000
Costilla, Colorado 1 $ 165,000 $ 165,000 $ 45,000
Crowley, Colorado 1 $ 185,000 $ 185,000 $ 60,000
Delta, Colorado 1 $ 135,000 $ 135,000 $ 72,000
Eagle, Colorado 1 $ 335,000 $ 335,000 $ 94,000
Fremont, Colorado 1 $ 295,000 $ 295,000 $ 99,000
La Plata, Colorado 1 $ 325,000 $ 325,000 $ 59,000
Las Animas, Colorado 1 $ 205,000 $ 205,000 $ 165,000
Montezuma, Colorado 1 $ 185,000 $ 185,000 $ 44,000
Park, Colorado 1 $ 275,000 $ 275,000 $ 54,000
Pueblo, Colorado 1 $ 205,000 $ 205,000 $ 67,000
Yuma, Colorado 1 $ 235,000 $ 235,000 $ 45,000
Bradford, Florida 1 $ 215,000 $ 215,000 $ 59,000
Charlotte, Florida 1 $ 185,000 $ 185,000 $ 56,000
Escambia, Florida 1 $ 155,000 $ 155,000 $ 73,000
Franklin, Florida 1 $ 215,000 $ 215,000 $ 54,000
Gadsden, Florida 1 $ 245,000 $ 245,000 $ 31,000
Gilchrist, Florida 1 $ 135,000 $ 135,000 $ 76,000
Gulf, Florida 1 $ 125,000 $ 125,000 $ 100,000
Highlands, Florida 1 $ 195,000 $ 195,000 $ 54,000
Jackson, Florida 1 $ 265,000 $ 265,000 $ 153,000
Jefferson, Florida 1 $ 325,000 $ 325,000 $ 145,000
Madison, Florida 1 $ 295,000 $ 295,000 $ 100,000
Martin, Florida 1 $ 55,000 $ 55,000 $ 20,000
Baldwin, Georgia 1 $ 175,000 $ 175,000 $ 70,000
Cook, Georgia 1 $ 255,000 $ 255,000 $ 41,000
Douglas, Georgia 1 $ 185,000 $ 185,000 $ 18,000
Elbert, Georgia 1 $ 175,000 $ 175,000 $ 56,000
Emanuel, Georgia 1 $ 125,000 $ 125,000 $ 41,000
Fannin, Georgia 1 $ 185,000 $ 185,000 $ 56,000
Floyd, Georgia 1 $ 425,000 $ 425,000 $ 173,000
Franklin, Georgia 1 $ 205,000 $ 205,000 $ 123,000
Glascock, Georgia 1 $ 175,000 $ 175,000 $ 42,000
Gordon, Georgia 1 $ 125,000 $ 125,000 $ 48,000
Grady, Georgia 1 $ 235,000 $ 235,000 $ 64,000
Hancock, Georgia 1 $ 205,000 $ 205,000 $ 107,000
Heard, Georgia 1 $ 185,000 $ 185,000 $ 48,000
Jenkins, Georgia 1 $ 175,000 $ 175,000 $ 57,000
Johnson, Georgia 1 $ 165,000 $ 165,000 $ 44,000
Liberty, Georgia 1 $ 375,000 $ 375,000 $ 87,000
Long, Georgia 1 $ 65,000 $ 65,000 $ 119,000
Lowndes, Georgia 1 $ 65,000 $ 65,000 $ 57,000
Marion, Georgia 1 $ 205,000 $ 205,000 $ 72,000
Meriwether, Georgia 1 $ 245,000 $ 245,000 $ 83,000
Murray, Georgia 1 $ 175,000 $ 175,000 $ 720,000
Paulding, Georgia 1 $ 175,000 $ 175,000 $ 44,000
Pickens, Georgia 1 $ 255,000 $ 255,000 $ 69,000
Putnam, Georgia 1 $ 185,000 $ 185,000 $ 48,000
Schley, Georgia 1 $ 305,000 $ 305,000 $ 0
Stephens, Georgia 1 $ 175,000 $ 175,000 $ 31,000
Talbot, Georgia 1 $ 365,000 $ 365,000 $ 106,000
Toombs, Georgia 1 $ 135,000 $ 135,000 $ 55,000
Towns, Georgia 1 $ 195,000 $ 195,000 $ 67,000
Turner, Georgia 1 $ 165,000 $ 165,000 $ 88,000
Union, Georgia 1 $ 495,000 $ 495,000 $ 267,000
Upson, Georgia 1 $ 115,000 $ 115,000 $ 39,000
Walker, Georgia 1 $ 165,000 $ 165,000 $ 136,000
Wayne, Georgia 1 $ 135,000 $ 135,000 $ 34,000
Wheeler, Georgia 1 $ 125,000 $ 125,000 $ 76,000
Brown, Indiana 1 $ 215,000 $ 215,000 $ 55,000
Cass, Indiana 1 $ 115,000 $ 115,000 $ 37,000
Clinton, Indiana 1 $ 65,000 $ 65,000 $ 26,000
DeKalb, Indiana 1 $ 115,000 $ 115,000 $ 50,000
Fayette, Indiana 1 $ 315,000 $ 315,000 $ 35,000
Floyd, Indiana 1 $ 175,000 $ 175,000 $ 33,000
Fountain, Indiana 1 $ 245,000 $ 245,000 $ 43,000
Gibson, Indiana 1 $ 245,000 $ 245,000 $ 65,000
Jay, Indiana 1 $ 255,000 $ 255,000 $ 83,000
Marshall, Indiana 1 $ 95,000 $ 95,000 $ 52,000
Miami, Indiana 1 $ 75,000 $ 75,000 $ 86,000
Newton, Indiana 1 $ 265,000 $ 265,000 $ 0
Noble, Indiana 1 $ 265,000 $ 265,000 $ 145,000
Perry, Indiana 1 $ 155,000 $ 155,000 $ 83,000
Posey, Indiana 1 $ 165,000 $ 165,000 $ 45,000
Spencer, Indiana 1 $ 115,000 $ 115,000 $ 69,000
Sullivan, Indiana 1 $ 55,000 $ 55,000 $ 18,000
Switzerland, Indiana 1 $ 225,000 $ 225,000 $ 62,000
Vanderburgh, Indiana 1 $ 75,000 $ 75,000 $ 48,000
Wayne, Indiana 1 $ 165,000 $ 165,000 $ 90,000
Whitley, Indiana 1 $ 145,000 $ 145,000 $ 42,000
Allen, Kentucky 1 $ 165,000 $ 165,000 $ 45,000
Barren, Kentucky 1 $ 85,000 $ 85,000 $ 53,000
Butler, Kentucky 1 $ 105,000 $ 105,000 $ 26,000
Carroll, Kentucky 1 $ 245,000 $ 245,000 $ 87,000
Casey, Kentucky 1 $ 255,000 $ 255,000 $ 108,000
Christian, Kentucky 1 $ 55,000 $ 55,000 $ 21,000
Clinton, Kentucky 1 $ 105,000 $ 105,000 $ 74,000
Crittenden, Kentucky 1 $ 185,000 $ 185,000 $ 61,000
Edmonson, Kentucky 1 $ 125,000 $ 125,000 $ 124,000
Franklin, Kentucky 1 $ 95,000 $ 95,000 $ 37,000
Gallatin, Kentucky 1 $ 145,000 $ 145,000 $ 42,000
Graves, Kentucky 1 $ 145,000 $ 145,000 $ 37,000
Hart, Kentucky 1 $ 105,000 $ 105,000 $ 70,000
Lyon, Kentucky 1 $ 185,000 $ 185,000 $ 113,000
Monroe, Kentucky 1 $ 155,000 $ 155,000 $ 176,000
Nelson, Kentucky 1 $ 245,000 $ 245,000 $ 64,000
Pendleton, Kentucky 1 $ 335,000 $ 335,000 $ 79,000
Simpson, Kentucky 1 $ 195,000 $ 195,000 $ 48,000
Warren, Kentucky 1 $ 115,000 $ 115,000 $ 34,000
Webster, Kentucky 1 $ 165,000 $ 165,000 $ 54,000
Alexander, North Carolina 1 $ 55,000 $ 55,000 $ 18,000
Anson, North Carolina 1 $ 245,000 $ 245,000 $ 54,000
Avery, North Carolina 1 $ 115,000 $ 115,000 $ 87,000
Burke, North Carolina 1 $ 155,000 $ 155,000 $ 66,000
Craven, North Carolina 1 $ 125,000 $ 125,000 $ 45,000
Davidson, North Carolina 1 $ 145,000 $ 145,000 $ 64,000
Haywood, North Carolina 1 $ 225,000 $ 225,000 $ 60,000
Hoke, North Carolina 1 $ 195,000 $ 195,000 $ 55,000
Montgomery, North Carolina 1 $ 135,000 $ 135,000 $ 55,000
New Hanover, North Carolina 1 $ 225,000 $ 225,000 $ 64,000
Onslow, North Carolina 1 $ 165,000 $ 165,000 $ 50,000
Perquimans, North Carolina 1 $ 75,000 $ 75,000 $ 99,000
Polk, North Carolina 1 $ 145,000 $ 145,000 $ 91,000
Stanly, North Carolina 1 $ 185,000 $ 185,000 $ 74,000
Stokes, North Carolina 1 $ 85,000 $ 85,000 $ 82,000
Swain, North Carolina 1 $ 125,000 $ 125,000 $ 19,000
Warren, North Carolina 1 $ 165,000 $ 165,000 $ 64,000
Wilson, North Carolina 1 $ 205,000 $ 205,000 $ 54,000
Ashland, Ohio 1 $ 105,000 $ 105,000 $ 100,000
Athens, Ohio 1 $ 65,000 $ 65,000 $ 24,000
Clinton, Ohio 1 $ 105,000 $ 105,000 $ 35,000
Crawford, Ohio 1 $ 65,000 $ 65,000 $ 84,000
Erie, Ohio 1 $ 145,000 $ 145,000 $ 42,000
Fairfield, Ohio 1 $ 235,000 $ 235,000 $ 60,000
Fayette, Ohio 1 $ 195,000 $ 195,000 $ 57,000
Hardin, Ohio 1 $ 285,000 $ 285,000 $ 60,000
Henry, Ohio 1 $ 115,000 $ 115,000 $ 80,000
Lake, Ohio 1 $ 145,000 $ 145,000 $ 92,000
Madison, Ohio 1 $ 155,000 $ 155,000 $ 41,000
Meigs, Ohio 1 $ 205,000 $ 205,000 $ 84,000
Miami, Ohio 1 $ 255,000 $ 255,000 $ 121,000
Morrow, Ohio 1 $ 345,000 $ 345,000 $ 87,000
Muskingum, Ohio 1 $ 275,000 $ 275,000 $ 98,000
Ottawa, Ohio 1 $ 145,000 $ 145,000 $ 63,000
Ross, Ohio 1 $ 175,000 $ 175,000 $ 48,000
Seneca, Ohio 1 $ 145,000 $ 145,000 $ 75,000
Stark, Ohio 1 $ 95,000 $ 95,000 $ 37,000
Wayne, Ohio 1 $ 175,000 $ 175,000 $ 23,000
Wyandot, Ohio 1 $ 65,000 $ 65,000 $ 21,000
Barnwell, South Carolina 1 $ 235,000 $ 235,000 $ 50,000
Calhoun, South Carolina 1 $ 275,000 $ 275,000 $ 116,000
Dillon, South Carolina 1 $ 115,000 $ 115,000 $ 40,000
Dorchester, South Carolina 1 $ 245,000 $ 245,000 $ 76,000
Fairfield, South Carolina 1 $ 135,000 $ 135,000 $ 73,000
Georgetown, South Carolina 1 $ 185,000 $ 185,000 $ 61,000
Greenwood, South Carolina 1 $ 265,000 $ 265,000 $ 77,000
Jasper, South Carolina 1 $ 285,000 $ 285,000 $ 73,000
McCormick, South Carolina 1 $ 175,000 $ 175,000 $ 91,000
Newberry, South Carolina 1 $ 185,000 $ 185,000 $ 113,000
Bedford, Tennessee 1 $ 335,000 $ 335,000 $ 100,000
Carroll, Tennessee 1 $ 195,000 $ 195,000 $ 28,000
Coffee, Tennessee 1 $ 145,000 $ 145,000 $ 0
DeKalb, Tennessee 1 $ 215,000 $ 215,000 $ 36,000
Fayette, Tennessee 1 $ 265,000 $ 265,000 $ 148,000
Franklin, Tennessee 1 $ 115,000 $ 115,000 $ 57,000
Hardin, Tennessee 1 $ 85,000 $ 85,000 $ 50,000
Henderson, Tennessee 1 $ 145,000 $ 145,000 $ 45,000
Lewis, Tennessee 1 $ 215,000 $ 215,000 $ 58,000
Lincoln, Tennessee 1 $ 255,000 $ 255,000 $ 59,000
Marion, Tennessee 1 $ 145,000 $ 145,000 $ 47,000
Overton, Tennessee 1 $ 165,000 $ 165,000 $ 0
Sequatchie, Tennessee 1 $ 185,000 $ 185,000 $ 77,000
Shelby, Tennessee 1 $ 265,000 $ 265,000 $ 76,000
Stewart, Tennessee 1 $ 235,000 $ 235,000 $ 67,000
Union, Tennessee 1 $ 135,000 $ 135,000 $ 33,000
Warren, Tennessee 1 $ 165,000 $ 165,000 $ 31,000
Wayne, Tennessee 1 $ 165,000 $ 165,000 $ 173,000

Mortgage Loan Application Detail Totals for 1st Signature Lending, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,052 $215,430,000 $204,000 $585,000 $82,000 $415,000
Home Purchase 557 $117,805,000 $211,000 $575,000 $72,000 $720,000
Cash-out Refinancing 236 $42,140,000 $178,000 $515,000 $77,000 $450,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,375 $277,805,000 $202,000 $575,000 $77,000 $720,000
Black or African American 199 $38,545,000 $193,000 $485,000 $70,000 $300,000
Not Provided 120 $23,570,000 $196,000 $585,000 $83,000 $234,000
Asian 69 $19,565,000 $283,000 $515,000 $128,000 $312,000
Hispanic 65 $12,815,000 $197,000 $415,000 $71,000 $165,000
American Indian or Alaskan Native 12 $1,750,000 $145,000 $185,000 $51,000 $110,000
Native Hawaiian or Other Pacific Islander 2 $310,000 $155,000 $165,000 $95,000 $155,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 890 $183,100,000 $205,000 $585,000 $95,000 $720,000
FHA-insured (Federal Housing Administration) 573 $108,325,000 $189,000 $415,000 $62,000 $236,000
VA-guaranteed (Veterans Administration) 273 $64,625,000 $236,000 $525,000 $68,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $19,325,000 $177,000 $335,000 $58,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 902 $194,240,000 $215,000 $535,000 $81,000 $497,000
Application Withdrawn By Applicant 723 $138,535,000 $191,000 $575,000 $80,000 $720,000
Application Denied By Financial Institution 220 $42,600,000 $193,000 $585,000 $61,000 $229,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,625 $332,775,000 $204,000 $575,000 $81,000 $720,000
Other 75 $15,445,000 $205,000 $585,000 $74,000 $229,000
Debt-To-Income Ratio 67 $12,935,000 $193,000 $455,000 $46,000 $125,000
Credit History 35 $5,555,000 $158,000 $375,000 $55,000 $113,000
Collateral 24 $4,750,000 $197,000 $355,000 $78,000 $173,000
Employment History 11 $2,475,000 $225,000 $385,000 $54,000 $101,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,190,000 $198,000 $325,000 $71,000 $144,000
Unverifiable Information 2 $250,000 $125,000 $165,000 $40,000 $49,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into 1st Signature Lending, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess 1st Signature Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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