Aaa Worldwide Financial Co. Mortgage Lending & HMDA Data, 2006
In 2006, Aaa Worldwide Financial Co. of Addison, TX reported 827 mortgage applications totaling $90.2 million, down 1% from 2005. The average application was for $109,083, and applicants reported an average income of $48,818. 50% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Dallas-Plano-Irving, TX (171), Houston-Sugar Land-Baytown, TX (52) and Fort Worth-Arlington, TX (42) (applications in parentheses).
| Mortgage Company & Address | Aaa Worldwide Financial Co. 5057 Keller Springs Rd Addison, TX 75001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 827 |
| Total Mortgage Loan Application Amount | $90,212,000 |
| Average Mortgage Loan Application Amount | $109,083 |
| Highest Mortgage Loan Application Amount | $576,000 |
| Average Applicant Income | $48,818 |
| Highest Applicant Income | $357,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aaa Worldwide Financial Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 171 | $ 20,546,000 | $ 120,152 | $ 53,000 |
| Houston-Sugar Land-Baytown, TX | 52 | $ 6,460,000 | $ 124,230 | $ 52,000 |
| Fort Worth-Arlington, TX | 42 | $ 4,937,000 | $ 117,547 | $ 53,000 |
| Monroe, LA | 31 | $ 3,461,000 | $ 111,645 | $ 43,000 |
| St. Louis, MO-IL | 26 | $ 3,279,000 | $ 126,115 | $ 42,115 |
| Mobile, AL | 15 | $ 1,505,000 | $ 100,333 | $ 36,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 1,683,000 | $ 112,200 | $ 42,000 |
| Shreveport-Bossier City, LA | 15 | $ 1,484,000 | $ 98,933 | $ 42,000 |
| Gulfport-Biloxi, MS | 13 | $ 1,574,000 | $ 121,076 | $ 52,000 |
| Longview, TX | 13 | $ 1,218,000 | $ 93,692 | $ 35,000 |
| Texarkana, Tx-Texarkana, AR | 11 | $ 1,062,000 | $ 96,545 | $ 42,545 |
| Memphis, TN-MS-AR | 10 | $ 935,000 | $ 93,500 | $ 44,200 |
| Corpus Christi, TX | 9 | $ 930,000 | $ 103,333 | $ 46,000 |
| Dothan, AL | 8 | $ 676,000 | $ 84,500 | $ 27,000 |
| Little Rock-North Little Rock, AR | 8 | $ 688,000 | $ 86,000 | $ 39,000 |
| San Antonio, TX | 8 | $ 731,000 | $ 91,375 | $ 40,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 272,000 | $ 68,000 | $ 39,000 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 432,000 | $ 108,000 | $ 46,000 |
| Oklahoma City, OK | 4 | $ 364,000 | $ 91,000 | $ 29,000 |
| Tyler, TX | 4 | $ 400,000 | $ 100,000 | $ 62,000 |
| Abilene, TX | 3 | $ 385,000 | $ 128,333 | $ 55,000 |
| Albuquerque, NM | 3 | $ 286,000 | $ 95,333 | $ 57,000 |
| Greensboro-High Point, NC | 3 | $ 300,000 | $ 100,000 | $ 60,000 |
| Jackson, MS | 3 | $ 265,000 | $ 88,333 | $ 34,000 |
| Jonesboro, AR | 3 | $ 241,000 | $ 80,333 | $ 40,000 |
| Pascagoula, MS | 3 | $ 280,000 | $ 93,333 | $ 42,000 |
| Sherman-Denison, TX | 3 | $ 264,000 | $ 88,000 | $ 39,000 |
| Austin-Round Rock, TX | 2 | $ 333,000 | $ 166,500 | $ 36,000 |
| College Station-Bryan, TX | 2 | $ 195,000 | $ 97,500 | $ 89,000 |
| Columbia, SC | 2 | $ 183,000 | $ 91,500 | $ 35,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 556,000 | $ 278,000 | $ 103,000 |
| El Paso, TX | 2 | $ 283,000 | $ 141,500 | $ 68,000 |
| Greenville, NC | 2 | $ 164,000 | $ 82,000 | $ 37,000 |
| Lubbock, TX | 2 | $ 345,000 | $ 172,500 | $ 171,000 |
| Midland, TX | 2 | $ 233,000 | $ 116,500 | $ 57,000 |
| Orlando-Kissimmee, FL | 2 | $ 234,000 | $ 117,000 | $ 42,000 |
| Panama City-Lynn Haven, FL | 2 | $ 274,000 | $ 137,000 | $ 62,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 237,000 | $ 118,500 | $ 40,000 |
| Tuscaloosa, AL | 2 | $ 146,000 | $ 73,000 | $ 51,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Auburn-Opelika, AL | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Baton Rouge, LA | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Beaumont-Port Arthur, TX | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Colorado Springs, CO | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Columbia, MO | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Decatur, AL | 1 | $ 186,000 | $ 186,000 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Florence, SC | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Florence-Muscle Shoals, AL | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Fresno, CA | 1 | $ 158,000 | $ 158,000 | $ 134,000 |
| Gainesville, FL | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| Goldsboro, NC | 1 | $ 93,000 | $ 93,000 | $ 20,000 |
| Hattiesburg, MS | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Hot Springs, AR | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Indianapolis-Carmel, IN | 1 | $ 464,000 | $ 464,000 | $ 207,000 |
| Jackson, TN | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Joplin, MO | 1 | $ 54,000 | $ 54,000 | $ 71,000 |
| Kansas City, MO-KS | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Las Cruces, NM | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Montgomery, AL | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Morgantown, WV | 1 | $ 131,000 | $ 131,000 | $ 57,000 |
| Springfield, MO | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Tulsa, OK | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Valdosta, GA | 1 | $ 97,000 | $ 97,000 | $ 22,000 |
| Wichita Falls, TX | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Wilmington, NC | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Aaa Worldwide Financial Co. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 687 | $75,391,000 | $109,000 | $576,000 | $48,000 | $357,000 |
| Refinancing | 139 | $14,750,000 | $106,000 | $427,000 | $53,000 | $300,000 |
| Home Improvement | 1 | $71,000 | $71,000 | $71,000 | $30,000 | $30,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 446 | $48,807,000 | $109,000 | $464,000 | $52,000 | $357,000 |
| Hispanic | 153 | $15,971,000 | $104,000 | $280,000 | $46,000 | $153,000 |
| Not Provided | 136 | $15,237,000 | $112,000 | $420,000 | $44,000 | $141,000 |
| Black or African American | 86 | $9,582,000 | $111,000 | $576,000 | $48,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $171,000 | $85,000 | $137,000 | $87,000 | $99,000 |
| American Indian or Alaskan Native | 2 | $236,000 | $118,000 | $155,000 | $53,000 | $86,000 |
| Asian | 2 | $208,000 | $104,000 | $133,000 | $61,000 | $62,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 615 | $63,729,000 | $103,000 | $304,000 | $44,000 | $134,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 208 | $25,895,000 | $124,000 | $576,000 | $63,000 | $357,000 |
| VA-guaranteed (Veterans Administration) | 3 | $494,000 | $164,000 | $191,000 | $63,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $94,000 | $94,000 | $94,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 410 | $44,116,000 | $107,000 | $464,000 | $52,000 | $357,000 |
| Application Denied By Financial Institution | 274 | $30,081,000 | $109,000 | $350,000 | $43,000 | $141,000 |
| Application Withdrawn By Applicant | 118 | $13,366,000 | $113,000 | $280,000 | $49,000 | $357,000 |
| Application Approved But Not Accepted | 17 | $1,931,000 | $113,000 | $576,000 | $59,000 | $250,000 |
| File Closed For Incompleteness | 8 | $718,000 | $89,000 | $178,000 | $42,000 | $84,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 167 | $19,362,000 | $115,000 | $350,000 | $44,000 | $138,000 |
| Debt-To-Income Ratio | 44 | $4,488,000 | $102,000 | $300,000 | $40,000 | $85,000 |
| Other | 19 | $1,947,000 | $102,000 | $225,000 | $42,000 | $65,000 |
| Credit Application Incomplete | 11 | $888,000 | $80,000 | $116,000 | $49,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $677,000 | $96,000 | $167,000 | $33,000 | $53,000 |
| Unverifiable Information | 5 | $453,000 | $90,000 | $115,000 | $38,000 | $70,000 |
| Employment History | 5 | $498,000 | $99,000 | $194,000 | $40,000 | $55,000 |
| Mortgage Insurance Denied | 2 | $227,000 | $113,000 | $116,000 | $42,000 | $45,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aaa Worldwide Financial Co.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aaa Worldwide Financial Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About