Access National Bank Mortgage Lending & HMDA Data, 2017

In 2017, Access National Bank of Reston, VA reported 2,685 mortgage applications totaling $731.3 million, down 9% from 2016. The average application was for $272,381, and applicants reported an average income of $115,921. 68% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (595), Atlanta-Sandy Springs-Roswell, GA (375) and Nashville-Davidson--Murfreesboro--Franklin, TN (160) (applications in parentheses).

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,685
Total Mortgage Loan Application Amount $731,344,000
Average Mortgage Loan Application Amount $272,381
Highest Mortgage Loan Application Amount $4,800,000
Average Applicant Income $115,921
Highest Applicant Income $4,215,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Access National Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 169 $ 89,690,000 $ 530,710 $ 189,000
Cobb, Georgia 113 $ 25,552,000 $ 226,123 $ 102,000
Loudoun, Virginia 107 $ 46,159,000 $ 431,392 $ 240,000
Washington, Maryland 102 $ 17,657,000 $ 173,107 $ 71,000
Prince William, Virginia 102 $ 31,700,000 $ 310,784 $ 105,000
Davidson, Tennessee 94 $ 27,101,000 $ 288,308 $ 108,000
Allen, Indiana 90 $ 10,171,000 $ 113,011 $ 48,000
Fulton, Georgia 85 $ 25,536,000 $ 300,423 $ 139,000
Hamilton, Indiana 82 $ 21,120,000 $ 257,560 $ 122,000
Tazewell, Virginia 65 $ 8,188,000 $ 125,969 $ 67,000
Mercer, West Virginia 63 $ 7,084,000 $ 112,444 $ 56,000
Roanoke, Virginia 58 $ 10,027,000 $ 172,879 $ 72,000
DeKalb, Georgia 52 $ 18,177,000 $ 349,557 $ 152,000
District of Columbia, District Of Columbia 48 $ 21,323,000 $ 444,229 $ 183,000
Marion, Indiana 46 $ 7,208,000 $ 156,695 $ 125,000
Roanoke City, Virginia 42 $ 5,958,000 $ 141,857 $ 64,000
Cherokee, Georgia 38 $ 8,000,000 $ 210,526 $ 95,000
Berkeley, West Virginia 36 $ 6,901,000 $ 191,694 $ 78,000
Fauquier, Virginia 34 $ 14,588,000 $ 429,058 $ 169,000
Prince George's, Maryland 29 $ 6,646,000 $ 229,172 $ 76,000
Paulding, Georgia 27 $ 5,180,000 $ 191,851 $ 70,000
Franklin, Pennsylvania 24 $ 4,690,000 $ 195,416 $ 92,000
Gwinnett, Georgia 20 $ 4,384,000 $ 219,200 $ 83,000
Montgomery, Maryland 19 $ 13,189,000 $ 694,157 $ 265,000
Arlington, Virginia 19 $ 10,469,000 $ 551,000 $ 134,000
Williamson, Tennessee 17 $ 6,564,000 $ 386,117 $ 160,000
Dickson, Tennessee 16 $ 3,082,000 $ 192,625 $ 73,000
Bedford, Virginia 16 $ 3,031,000 $ 189,437 $ 61,000
Frederick, Maryland 14 $ 4,331,000 $ 309,357 $ 115,000
Botetourt, Virginia 14 $ 2,128,000 $ 152,000 $ 74,000
Alexandria, Virginia 13 $ 5,539,000 $ 426,076 $ 164,000
Stafford, Virginia 13 $ 4,013,000 $ 308,692 $ 123,000
Cook, Illinois 12 $ 2,994,000 $ 249,500 $ 120,000
Frederick, Virginia 11 $ 2,552,000 $ 232,000 $ 83,000
Sussex, Delaware 10 $ 2,527,000 $ 252,700 $ 164,000
Cuyahoga, Ohio 10 $ 1,690,000 $ 169,000 $ 63,000
Chesapeake, Virginia 10 $ 1,847,000 $ 184,700 $ 82,000
Broward, Florida 9 $ 2,250,000 $ 250,000 $ 137,000
Clark, Nevada 9 $ 1,566,000 $ 174,000 $ 67,000
Salem, Virginia 9 $ 1,627,000 $ 180,777 $ 63,000
Jefferson, West Virginia 9 $ 2,555,000 $ 283,888 $ 102,000
Hartford, Connecticut 8 $ 1,292,000 $ 161,500 $ 67,000
Boone, Indiana 8 $ 1,798,000 $ 224,750 $ 107,000
Mecklenburg, North Carolina 8 $ 1,709,000 $ 213,625 $ 612,000
Albemarle, Virginia 8 $ 7,475,000 $ 934,375 $ 161,000
Manassas, Virginia 8 $ 2,273,000 $ 284,125 $ 145,000
Coweta, Georgia 7 $ 1,275,000 $ 182,142 $ 200,000
Forsyth, Georgia 7 $ 2,198,000 $ 314,000 $ 153,000
Hendricks, Indiana 7 $ 1,334,000 $ 190,571 $ 62,000
Hennepin, Minnesota 7 $ 2,003,000 $ 286,142 $ 106,000
Cheatham, Tennessee 7 $ 1,395,000 $ 199,285 $ 91,000
Rutherford, Tennessee 7 $ 2,136,000 $ 305,142 $ 99,000
Sumner, Tennessee 7 $ 2,178,000 $ 311,142 $ 160,000
Clarke, Virginia 7 $ 2,057,000 $ 293,857 $ 92,000
Culpeper, Virginia 7 $ 1,717,000 $ 245,285 $ 237,000
Spotsylvania, Virginia 7 $ 2,546,000 $ 363,714 $ 96,000
Los Angeles, California 6 $ 3,351,000 $ 558,500 $ 101,000
Adams, Colorado 6 $ 1,585,000 $ 264,166 $ 97,000
Denver, Colorado 6 $ 1,984,000 $ 330,666 $ 233,000
Hamilton, Tennessee 6 $ 1,418,000 $ 236,333 $ 142,000
Franklin, Virginia 6 $ 777,000 $ 129,500 $ 69,000
Manassas Park, Virginia 6 $ 1,083,000 $ 180,500 $ 78,000
Virginia Beach, Virginia 6 $ 1,682,000 $ 280,333 $ 104,000
Warren, Virginia 6 $ 1,523,000 $ 253,833 $ 95,000
Arapahoe, Colorado 5 $ 1,131,000 $ 226,200 $ 109,000
Miami-Dade, Florida 5 $ 1,311,000 $ 262,200 $ 98,000
St. Joseph, Indiana 5 $ 1,203,000 $ 240,600 $ 115,000
Worcester, Maryland 5 $ 999,000 $ 199,800 $ 64,000
Oakland, Michigan 5 $ 1,200,000 $ 240,000 $ 88,000
Dare, North Carolina 5 $ 1,715,000 $ 343,000 $ 448,000
Geauga, Ohio 5 $ 1,075,000 $ 215,000 $ 67,000
Lorain, Ohio 5 $ 826,000 $ 165,200 $ 86,000
Philadelphia, Pennsylvania 5 $ 1,302,000 $ 260,400 $ 137,000
Hickman, Tennessee 5 $ 921,000 $ 184,200 $ 68,000
Montgomery, Virginia 5 $ 776,000 $ 155,200 $ 51,000
Suffolk, Virginia 5 $ 1,156,000 $ 231,200 $ 76,000
Raleigh, West Virginia 5 $ 364,000 $ 72,800 $ 76,000
Yuma, Arizona 4 $ 542,000 $ 135,500 $ 47,000
Orange, California 4 $ 3,494,000 $ 873,500 $ 354,000
Orange, Florida 4 $ 1,420,000 $ 355,000 $ 112,000
Volusia, Florida 4 $ 756,000 $ 189,000 $ 79,000
Bartow, Georgia 4 $ 858,000 $ 214,500 $ 72,000
Carroll, Georgia 4 $ 700,000 $ 175,000 $ 124,000
Clayton, Georgia 4 $ 498,000 $ 124,500 $ 44,000
Fayette, Georgia 4 $ 990,000 $ 247,500 $ 159,000
DuPage, Illinois 4 $ 914,000 $ 228,500 $ 138,000
Johnson, Indiana 4 $ 782,000 $ 195,500 $ 72,000
Anne Arundel, Maryland 4 $ 2,101,000 $ 525,250 $ 281,000
Calvert, Maryland 4 $ 1,698,000 $ 424,500 $ 198,000
Currituck, North Carolina 4 $ 3,175,000 $ 793,750 $ 104,000
Union, North Carolina 4 $ 670,000 $ 167,500 $ 70,000
Wake, North Carolina 4 $ 1,024,000 $ 256,000 $ 77,000
Horry, South Carolina 4 $ 1,143,000 $ 285,750 $ 142,000
Wilson, Tennessee 4 $ 1,063,000 $ 265,750 $ 67,000
Dallas, Texas 4 $ 529,000 $ 132,250 $ 62,000
Harris, Texas 4 $ 785,000 $ 196,250 $ 94,000
Hampton, Virginia 4 $ 1,218,000 $ 304,500 $ 105,000
Portsmouth, Virginia 4 $ 475,000 $ 118,750 $ 97,000
Richmond City, Virginia 4 $ 5,182,000 $ 1,295,500 $ 14,000
King, Washington 4 $ 1,900,000 $ 475,000 $ 166,000
Jackson, West Virginia 4 $ 523,000 $ 130,750 $ 53,000
Kanawha, West Virginia 4 $ 586,000 $ 146,500 $ 53,000
Morgan, West Virginia 4 $ 600,000 $ 150,000 $ 68,000
Maricopa, Arizona 3 $ 734,000 $ 244,666 $ 60,000
Stanislaus, California 3 $ 759,000 $ 253,000 $ 67,000
Jefferson, Colorado 3 $ 632,000 $ 210,666 $ 74,000
Weld, Colorado 3 $ 764,000 $ 254,666 $ 72,000
Brevard, Florida 3 $ 1,003,000 $ 334,333 $ 154,000
Lee, Florida 3 $ 608,000 $ 202,666 $ 143,000
Palm Beach, Florida 3 $ 1,237,000 $ 412,333 $ 748,000
Douglas, Georgia 3 $ 1,022,000 $ 340,666 $ 127,000
Baltimore City, Maryland 3 $ 756,000 $ 252,000 $ 137,000
Charles, Maryland 3 $ 890,000 $ 296,666 $ 73,000
Isanti, Minnesota 3 $ 764,000 $ 254,666 $ 70,000
Ramsey, Minnesota 3 $ 466,000 $ 155,333 $ 55,000
Scott, Minnesota 3 $ 995,000 $ 331,666 $ 130,000
Camden, North Carolina 3 $ 845,000 $ 281,666 $ 41,000
Craven, North Carolina 3 $ 497,000 $ 165,666 $ 87,000
Lake, Ohio 3 $ 510,000 $ 170,000 $ 74,000
Cleveland, Oklahoma 3 $ 426,000 $ 142,000 $ 90,000
Allegheny, Pennsylvania 3 $ 809,000 $ 269,666 $ 211,000
Centre, Pennsylvania 3 $ 981,000 $ 327,000 $ 327,000
Franklin, Tennessee 3 $ 938,000 $ 312,666 $ 280,000
Montgomery, Tennessee 3 $ 681,000 $ 227,000 $ 69,000
Bexar, Texas 3 $ 567,000 $ 189,000 $ 199,000
Tarrant, Texas 3 $ 617,000 $ 205,666 $ 50,000
Craig, Virginia 3 $ 402,000 $ 134,000 $ 53,000
Louisa, Virginia 3 $ 841,000 $ 280,333 $ 217,000
Newport News, Virginia 3 $ 364,000 $ 121,333 $ 72,000
Norfolk, Virginia 3 $ 747,000 $ 249,000 $ 106,000
Russell, Virginia 3 $ 441,000 $ 147,000 $ 72,000
Westmoreland, Virginia 3 $ 1,610,000 $ 536,666 $ 187,000
Wythe, Virginia 3 $ 325,000 $ 108,333 $ 97,000
Hampshire, West Virginia 3 $ 692,000 $ 230,666 $ 62,000
Shelby, Alabama 2 $ 455,000 $ 227,500 $ 99,000
Pinal, Arizona 2 $ 377,000 $ 188,500 $ 75,000
Alameda, California 2 $ 2,215,000 $ 1,107,500 $ 222,000
Sacramento, California 2 $ 500,000 $ 250,000 $ 55,000
San Mateo, California 2 $ 1,383,000 $ 691,500 $ 241,000
Santa Barbara, California 2 $ 1,026,000 $ 513,000 $ 190,000
Solano, California 2 $ 505,000 $ 252,500 $ 210,000
Sonoma, California 2 $ 763,000 $ 381,500 $ 142,000
El Paso, Colorado 2 $ 763,000 $ 381,500 $ 54,000
Fairfield, Connecticut 2 $ 308,000 $ 154,000 $ 47,000
Litchfield, Connecticut 2 $ 714,000 $ 357,000 $ 85,000
New Haven, Connecticut 2 $ 505,000 $ 252,500 $ 170,000
Kent, Delaware 2 $ 556,000 $ 278,000 $ 90,000
New Castle, Delaware 2 $ 418,000 $ 209,000 $ 107,000
Citrus, Florida 2 $ 531,000 $ 265,500 $ 83,000
Lake, Florida 2 $ 556,000 $ 278,000 $ 37,000
Manatee, Florida 2 $ 475,000 $ 237,500 $ 394,000
Monroe, Florida 2 $ 965,000 $ 482,500 $ 43,000
Nassau, Florida 2 $ 430,000 $ 215,000 $ 67,000
Pinellas, Florida 2 $ 365,000 $ 182,500 $ 77,000
Santa Rosa, Florida 2 $ 500,000 $ 250,000 $ 65,000
Decatur, Georgia 2 $ 292,000 $ 146,000 $ 68,000
Floyd, Georgia 2 $ 357,000 $ 178,500 $ 61,000
Hall, Georgia 2 $ 564,000 $ 282,000 $ 81,000
Muscogee, Georgia 2 $ 319,000 $ 159,500 $ 46,000
Oglethorpe, Georgia 2 $ 408,000 $ 204,000 $ 74,000
Walton, Georgia 2 $ 306,000 $ 153,000 $ 57,000
Kootenai, Idaho 2 $ 473,000 $ 236,500 $ 35,000
Hancock, Indiana 2 $ 418,000 $ 209,000 $ 102,000
Monroe, Indiana 2 $ 238,000 $ 119,000 $ 86,000
Noble, Indiana 2 $ 336,000 $ 168,000 $ 63,000
Vanderburgh, Indiana 2 $ 287,000 $ 143,500 $ 72,000
Whitley, Indiana 2 $ 246,000 $ 123,000 $ 36,000
Atchison, Kansas 2 $ 256,000 $ 128,000 $ 75,000
East Baton Rouge, Louisiana 2 $ 836,000 $ 418,000 $ 149,000
Jefferson, Louisiana 2 $ 332,000 $ 166,000 $ 48,000
St. Tammany, Louisiana 2 $ 461,000 $ 230,500 $ 101,000
Howard, Maryland 2 $ 300,000 $ 150,000 $ 115,000
St. Mary's, Maryland 2 $ 1,115,000 $ 557,500 $ 238,000
Essex, Massachusetts 2 $ 490,000 $ 245,000 $ 105,000
Middlesex, Massachusetts 2 $ 431,000 $ 215,500 $ 77,000
Plymouth, Massachusetts 2 $ 576,000 $ 288,000 $ 67,000
Livingston, Michigan 2 $ 902,000 $ 451,000 $ 183,000
Anoka, Minnesota 2 $ 392,000 $ 196,000 $ 69,000
Otter Tail, Minnesota 2 $ 411,000 $ 205,500 $ 50,000
Jackson, Missouri 2 $ 267,000 $ 133,500 $ 58,000
Sarpy, Nebraska 2 $ 382,000 $ 191,000 $ 69,000
Hillsborough, New Hampshire 2 $ 459,000 $ 229,500 $ 106,000
Niagara, New York 2 $ 163,000 $ 81,500 $ 69,000
Durham, North Carolina 2 $ 329,000 $ 164,500 $ 72,000
Granville, North Carolina 2 $ 423,000 $ 211,500 $ 99,000
Guilford, North Carolina 2 $ 348,000 $ 174,000 $ 25,000
Johnston, North Carolina 2 $ 327,000 $ 163,500 $ 55,000
New Hanover, North Carolina 2 $ 356,000 $ 178,000 $ 67,000
Orange, North Carolina 2 $ 479,000 $ 239,500 $ 73,000
Pasquotank, North Carolina 2 $ 368,000 $ 184,000 $ 72,000
Vance, North Carolina 2 $ 496,000 $ 248,000 $ 142,000
Franklin, Ohio 2 $ 362,000 $ 181,000 $ 114,000
Miami, Ohio 2 $ 455,000 $ 227,500 $ 98,000
Oklahoma, Oklahoma 2 $ 336,000 $ 168,000 $ 67,000
Adams, Pennsylvania 2 $ 264,000 $ 132,000 $ 81,000
Bucks, Pennsylvania 2 $ 612,000 $ 306,000 $ 127,000
Providence, Rhode Island 2 $ 380,000 $ 190,000 $ 88,000
Washington, Rhode Island 2 $ 822,000 $ 411,000 $ 218,000
Charleston, South Carolina 2 $ 1,606,000 $ 803,000 $ 142,000
Richland, South Carolina 2 $ 458,000 $ 229,000 $ 86,000
York, South Carolina 2 $ 372,000 $ 186,000 $ 87,000
DeKalb, Tennessee 2 $ 477,000 $ 238,500 $ 145,000
Robertson, Tennessee 2 $ 526,000 $ 263,000 $ 94,000
Shelby, Tennessee 2 $ 373,000 $ 186,500 $ 88,000
Denton, Texas 2 $ 358,000 $ 179,000 $ 78,000
El Paso, Texas 2 $ 636,000 $ 318,000 $ 172,000
Travis, Texas 2 $ 756,000 $ 378,000 $ 227,000
Salt Lake, Utah 2 $ 300,000 $ 150,000 $ 73,000
Washington, Utah 2 $ 294,000 $ 147,000 $ 42,000
Rutland, Vermont 2 $ 338,000 $ 169,000 $ 54,000
Bland, Virginia 2 $ 231,000 $ 115,500 $ 49,000
Buchanan, Virginia 2 $ 129,000 $ 64,500 $ 40,000
Charlottesville, Virginia 2 $ 973,000 $ 486,500 $ 105,000
Chesterfield, Virginia 2 $ 685,000 $ 342,500 $ 78,000
Fairfax City, Virginia 2 $ 439,000 $ 219,500 $ 129,000
Falls Church, Virginia 2 $ 1,272,000 $ 636,000 $ 164,000
Floyd, Virginia 2 $ 303,000 $ 151,500 $ 54,000
Fluvanna, Virginia 2 $ 319,000 $ 159,500 $ 98,000
Henrico, Virginia 2 $ 402,000 $ 201,000 $ 71,000
James City, Virginia 2 $ 496,000 $ 248,000 $ 155,000
Rockingham, Virginia 2 $ 406,000 $ 203,000 $ 47,000
Scott, Virginia 2 $ 204,000 $ 102,000 $ 68,000
Shenandoah, Virginia 2 $ 554,000 $ 277,000 $ 107,000
Staunton, Virginia 2 $ 287,000 $ 143,500 $ 33,000
Washington, Virginia 2 $ 157,000 $ 78,500 $ 45,000
Pierce, Washington 2 $ 2,032,000 $ 1,016,000 $ 374,000
Greenbrier, West Virginia 2 $ 302,000 $ 151,000 $ 69,000
Nicholas, West Virginia 2 $ 201,000 $ 100,500 $ 47,000
Tucker, West Virginia 2 $ 420,000 $ 210,000 $ 139,000
Wood, West Virginia 2 $ 568,000 $ 284,000 $ 90,000
Baldwin, Alabama 1 $ 196,000 $ 196,000 $ 121,000
Coosa, Alabama 1 $ 108,000 $ 108,000 $ 98,000
Cullman, Alabama 1 $ 320,000 $ 320,000 $ 394,000
DeKalb, Alabama 1 $ 122,000 $ 122,000 $ 149,000
Jefferson, Alabama 1 $ 150,000 $ 150,000 $ 110,000
Lee, Alabama 1 $ 233,000 $ 233,000 $ 71,000
Limestone, Alabama 1 $ 280,000 $ 280,000 $ 65,000
Madison, Alabama 1 $ 285,000 $ 285,000 $ 115,000
Mobile, Alabama 1 $ 87,000 $ 87,000 $ 21,000
Morgan, Alabama 1 $ 132,000 $ 132,000 $ 24,000
Mohave, Arizona 1 $ 256,000 $ 256,000 $ 67,000
Navajo, Arizona 1 $ 200,000 $ 200,000 $ 62,000
Pima, Arizona 1 $ 92,000 $ 92,000 $ 47,000
Yavapai, Arizona 1 $ 425,000 $ 425,000 $ 144,000
Benton, Arkansas 1 $ 123,000 $ 123,000 $ 93,000
Columbia, Arkansas 1 $ 93,000 $ 93,000 $ 74,000
Faulkner, Arkansas 1 $ 208,000 $ 208,000 $ 78,000
Jefferson, Arkansas 1 $ 169,000 $ 169,000 $ 86,000
Pulaski, Arkansas 1 $ 150,000 $ 150,000 $ 76,000
Saline, Arkansas 1 $ 60,000 $ 60,000 $ 37,000
Kern, California 1 $ 133,000 $ 133,000 $ 312,000
Lake, California 1 $ 245,000 $ 245,000 $ 110,000
Mariposa, California 1 $ 309,000 $ 309,000 $ 75,000
Mendocino, California 1 $ 375,000 $ 375,000 $ 174,000
San Bernardino, California 1 $ 164,000 $ 164,000 $ 107,000
San Diego, California 1 $ 613,000 $ 613,000 $ 146,000
Santa Cruz, California 1 $ 251,000 $ 251,000 $ 91,000
Ventura, California 1 $ 296,000 $ 296,000 $ 82,000
Archuleta, Colorado 1 $ 424,000 $ 424,000 $ 61,000
Douglas, Colorado 1 $ 228,000 $ 228,000 $ 83,000
Fremont, Colorado 1 $ 150,000 $ 150,000 $ 51,000
La Plata, Colorado 1 $ 247,000 $ 247,000 $ 91,000
New London, Connecticut 1 $ 160,000 $ 160,000 $ 70,000
Alachua, Florida 1 $ 240,000 $ 240,000 $ 118,000
Charlotte, Florida 1 $ 175,000 $ 175,000 $ 84,000
Clay, Florida 1 $ 199,000 $ 199,000 $ 58,000
Collier, Florida 1 $ 371,000 $ 371,000 $ 60,000
Flagler, Florida 1 $ 141,000 $ 141,000 $ 31,000
Franklin, Florida 1 $ 129,000 $ 129,000 $ 48,000
Hernando, Florida 1 $ 164,000 $ 164,000 $ 80,000
Hillsborough, Florida 1 $ 272,000 $ 272,000 $ 155,000
Leon, Florida 1 $ 286,000 $ 286,000 $ 95,000
Sarasota, Florida 1 $ 272,000 $ 272,000 $ 498,000
St. Lucie, Florida 1 $ 150,000 $ 150,000 $ 60,000
Taylor, Florida 1 $ 51,000 $ 51,000 $ 74,000
Walton, Florida 1 $ 666,000 $ 666,000 $ 422,000
Bryan, Georgia 1 $ 124,000 $ 124,000 $ 56,000
Camden, Georgia 1 $ 111,000 $ 111,000 $ 23,000
Clarke, Georgia 1 $ 203,000 $ 203,000 $ 94,000
Colquitt, Georgia 1 $ 125,000 $ 125,000 $ 29,000
Dawson, Georgia 1 $ 202,000 $ 202,000 $ 45,000
Franklin, Georgia 1 $ 694,000 $ 694,000 $ 139,000
Glynn, Georgia 1 $ 193,000 $ 193,000 $ 72,000
Haralson, Georgia 1 $ 179,000 $ 179,000 $ 74,000
Henry, Georgia 1 $ 181,000 $ 181,000 $ 109,000
Madison, Georgia 1 $ 107,000 $ 107,000 $ 51,000
Monroe, Georgia 1 $ 152,000 $ 152,000 $ 76,000
Newton, Georgia 1 $ 128,000 $ 128,000 $ 156,000
Pickens, Georgia 1 $ 381,000 $ 381,000 $ 221,000
Putnam, Georgia 1 $ 57,000 $ 57,000 $ 46,000
Troup, Georgia 1 $ 210,000 $ 210,000 $ 129,000
Worth, Georgia 1 $ 158,000 $ 158,000 $ 70,000
Bonneville, Idaho 1 $ 194,000 $ 194,000 $ 67,000
Elmore, Idaho 1 $ 108,000 $ 108,000 $ 59,000
Latah, Idaho 1 $ 204,000 $ 204,000 $ 128,000
Kane, Illinois 1 $ 123,000 $ 123,000 $ 29,000
Lake, Illinois 1 $ 207,000 $ 207,000 $ 62,000
McHenry, Illinois 1 $ 377,000 $ 377,000 $ 215,000
Peoria, Illinois 1 $ 214,000 $ 214,000 $ 76,000
St. Clair, Illinois 1 $ 249,000 $ 249,000 $ 122,000
Will, Illinois 1 $ 175,000 $ 175,000 $ 72,000
Adams, Indiana 1 $ 108,000 $ 108,000 $ 36,000
Daviess, Indiana 1 $ 182,000 $ 182,000 $ 55,000
DeKalb, Indiana 1 $ 88,000 $ 88,000 $ 42,000
Dubois, Indiana 1 $ 137,000 $ 137,000 $ 0
Floyd, Indiana 1 $ 161,000 $ 161,000 $ 93,000
Grant, Indiana 1 $ 155,000 $ 155,000 $ 68,000
Harrison, Indiana 1 $ 120,000 $ 120,000 $ 21,000
Kosciusko, Indiana 1 $ 123,000 $ 123,000 $ 31,000
Madison, Indiana 1 $ 103,000 $ 103,000 $ 49,000
Morgan, Indiana 1 $ 111,000 $ 111,000 $ 53,000
Steuben, Indiana 1 $ 128,000 $ 128,000 $ 33,000
Tipton, Indiana 1 $ 133,000 $ 133,000 $ 48,000
Vigo, Indiana 1 $ 96,000 $ 96,000 $ 27,000
Warrick, Indiana 1 $ 108,000 $ 108,000 $ 33,000
Johnson, Iowa 1 $ 170,000 $ 170,000 $ 59,000
Polk, Iowa 1 $ 117,000 $ 117,000 $ 25,000
Geary, Kansas 1 $ 169,000 $ 169,000 $ 103,000
Harper, Kansas 1 $ 212,000 $ 212,000 $ 143,000
Reno, Kansas 1 $ 162,000 $ 162,000 $ 62,000
Boone, Kentucky 1 $ 91,000 $ 91,000 $ 61,000
Boyle, Kentucky 1 $ 130,000 $ 130,000 $ 131,000
Fayette, Kentucky 1 $ 138,000 $ 138,000 $ 95,000
Floyd, Kentucky 1 $ 73,000 $ 73,000 $ 47,000
Jefferson, Kentucky 1 $ 194,000 $ 194,000 $ 52,000
Jessamine, Kentucky 1 $ 138,000 $ 138,000 $ 58,000
Kenton, Kentucky 1 $ 351,000 $ 351,000 $ 100,000
Meade, Kentucky 1 $ 261,000 $ 261,000 $ 92,000
Nelson, Kentucky 1 $ 146,000 $ 146,000 $ 42,000
Oldham, Kentucky 1 $ 322,000 $ 322,000 $ 188,000
Ascension, Louisiana 1 $ 280,000 $ 280,000 $ 135,000
Calcasieu, Louisiana 1 $ 243,000 $ 243,000 $ 141,000
Evangeline, Louisiana 1 $ 167,000 $ 167,000 $ 72,000
Lafayette, Louisiana 1 $ 192,000 $ 192,000 $ 0
Livingston, Louisiana 1 $ 123,000 $ 123,000 $ 109,000
Orleans, Louisiana 1 $ 228,000 $ 228,000 $ 67,000
Tangipahoa, Louisiana 1 $ 96,000 $ 96,000 $ 54,000
Cumberland, Maine 1 $ 231,000 $ 231,000 $ 91,000
York, Maine 1 $ 340,000 $ 340,000 $ 240,000
Baltimore, Maryland 1 $ 219,000 $ 219,000 $ 53,000
Carroll, Maryland 1 $ 238,000 $ 238,000 $ 74,000
Queen Anne's, Maryland 1 $ 360,000 $ 360,000 $ 114,000
Talbot, Maryland 1 $ 644,000 $ 644,000 $ 133,000
Wicomico, Maryland 1 $ 143,000 $ 143,000 $ 101,000
Barnstable, Massachusetts 1 $ 310,000 $ 310,000 $ 58,000
Berkshire, Massachusetts 1 $ 109,000 $ 109,000 $ 31,000
Norfolk, Massachusetts 1 $ 293,000 $ 293,000 $ 115,000
Allegan, Michigan 1 $ 175,000 $ 175,000 $ 42,000
Antrim, Michigan 1 $ 130,000 $ 130,000 $ 280,000
Arenac, Michigan 1 $ 59,000 $ 59,000 $ 28,000
Berrien, Michigan 1 $ 219,000 $ 219,000 $ 42,000
Branch, Michigan 1 $ 115,000 $ 115,000 $ 40,000
Jackson, Michigan 1 $ 150,000 $ 150,000 $ 102,000
Newaygo, Michigan 1 $ 102,000 $ 102,000 $ 31,000
Oceana, Michigan 1 $ 60,000 $ 60,000 $ 100,000
Ottawa, Michigan 1 $ 313,000 $ 313,000 $ 158,000
Saginaw, Michigan 1 $ 225,000 $ 225,000 $ 67,000
St. Clair, Michigan 1 $ 204,000 $ 204,000 $ 169,000
Wayne, Michigan 1 $ 342,000 $ 342,000 $ 168,000
Aitkin, Minnesota 1 $ 95,000 $ 95,000 $ 23,000
Chisago, Minnesota 1 $ 50,000 $ 50,000 $ 37,000
Dakota, Minnesota 1 $ 304,000 $ 304,000 $ 86,000
Goodhue, Minnesota 1 $ 178,000 $ 178,000 $ 65,000
Jackson, Minnesota 1 $ 184,000 $ 184,000 $ 81,000
Lake of the Woods, Minnesota 1 $ 150,000 $ 150,000 $ 24,000
Mower, Minnesota 1 $ 149,000 $ 149,000 $ 111,000
St. Louis, Minnesota 1 $ 262,000 $ 262,000 $ 223,000
Washington, Minnesota 1 $ 220,000 $ 220,000 $ 103,000
Adams, Mississippi 1 $ 750,000 $ 750,000 $ 217,000
Benton, Mississippi 1 $ 110,000 $ 110,000 $ 50,000
Hinds, Mississippi 1 $ 239,000 $ 239,000 $ 54,000
Jones, Mississippi 1 $ 168,000 $ 168,000 $ 89,000
Madison, Mississippi 1 $ 181,000 $ 181,000 $ 67,000
Simpson, Mississippi 1 $ 75,000 $ 75,000 $ 145,000
Lancaster, Nebraska 1 $ 90,000 $ 90,000 $ 15,000
Phelps, Nebraska 1 $ 276,000 $ 276,000 $ 111,000
Churchill, Nevada 1 $ 220,000 $ 220,000 $ 79,000
Coos, New Hampshire 1 $ 161,000 $ 161,000 $ 49,000
Grafton, New Hampshire 1 $ 232,000 $ 232,000 $ 65,000
Rockingham, New Hampshire 1 $ 298,000 $ 298,000 $ 105,000
Burlington, New Jersey 1 $ 382,000 $ 382,000 $ 188,000
Camden, New Jersey 1 $ 150,000 $ 150,000 $ 83,000
Essex, New Jersey 1 $ 238,000 $ 238,000 $ 0
Monmouth, New Jersey 1 $ 341,000 $ 341,000 $ 61,000
Morris, New Jersey 1 $ 213,000 $ 213,000 $ 75,000
Ocean, New Jersey 1 $ 166,000 $ 166,000 $ 56,000
Union, New Jersey 1 $ 225,000 $ 225,000 $ 89,000
Erie, New York 1 $ 261,000 $ 261,000 $ 118,000
Greene, New York 1 $ 157,000 $ 157,000 $ 55,000
Jefferson, New York 1 $ 189,000 $ 189,000 $ 54,000
Kings, New York 1 $ 529,000 $ 529,000 $ 168,000
New York, New York 1 $ 499,000 $ 499,000 $ 175,000
Queens, New York 1 $ 449,000 $ 449,000 $ 130,000
Richmond, New York 1 $ 328,000 $ 328,000 $ 78,000
Rockland, New York 1 $ 300,000 $ 300,000 $ 56,000
Suffolk, New York 1 $ 346,000 $ 346,000 $ 68,000
Alamance, North Carolina 1 $ 132,000 $ 132,000 $ 46,000
Beaufort, North Carolina 1 $ 346,000 $ 346,000 $ 253,000
Brunswick, North Carolina 1 $ 64,000 $ 64,000 $ 33,000
Buncombe, North Carolina 1 $ 772,000 $ 772,000 $ 418,000
Cabarrus, North Carolina 1 $ 247,000 $ 247,000 $ 41,000
Davidson, North Carolina 1 $ 157,000 $ 157,000 $ 48,000
Forsyth, North Carolina 1 $ 118,000 $ 118,000 $ 49,000
Franklin, North Carolina 1 $ 92,000 $ 92,000 $ 25,000
Henderson, North Carolina 1 $ 208,000 $ 208,000 $ 42,000
Jackson, North Carolina 1 $ 360,000 $ 360,000 $ 114,000
Lincoln, North Carolina 1 $ 292,000 $ 292,000 $ 163,000
Onslow, North Carolina 1 $ 274,000 $ 274,000 $ 76,000
Randolph, North Carolina 1 $ 206,000 $ 206,000 $ 113,000
Sampson, North Carolina 1 $ 145,000 $ 145,000 $ 49,000
Cass, North Dakota 1 $ 175,000 $ 175,000 $ 60,000
Auglaize, Ohio 1 $ 147,000 $ 147,000 $ 36,000
Butler, Ohio 1 $ 145,000 $ 145,000 $ 61,000
Columbiana, Ohio 1 $ 137,000 $ 137,000 $ 38,000
Greene, Ohio 1 $ 254,000 $ 254,000 $ 145,000
Hamilton, Ohio 1 $ 143,000 $ 143,000 $ 0
Hocking, Ohio 1 $ 419,000 $ 419,000 $ 100,000
Licking, Ohio 1 $ 211,000 $ 211,000 $ 110,000
Logan, Ohio 1 $ 104,000 $ 104,000 $ 85,000
Madison, Ohio 1 $ 200,000 $ 200,000 $ 89,000
Medina, Ohio 1 $ 274,000 $ 274,000 $ 134,000
Montgomery, Ohio 1 $ 160,000 $ 160,000 $ 75,000
Ottawa, Ohio 1 $ 121,000 $ 121,000 $ 104,000
Pike, Ohio 1 $ 128,000 $ 128,000 $ 44,000
Ross, Ohio 1 $ 177,000 $ 177,000 $ 105,000
Stark, Ohio 1 $ 195,000 $ 195,000 $ 79,000
Summit, Ohio 1 $ 159,000 $ 159,000 $ 72,000
Trumbull, Ohio 1 $ 210,000 $ 210,000 $ 120,000
Comanche, Oklahoma 1 $ 220,000 $ 220,000 $ 89,000
Delaware, Oklahoma 1 $ 109,000 $ 109,000 $ 72,000
Tulsa, Oklahoma 1 $ 69,000 $ 69,000 $ 103,000
Deschutes, Oregon 1 $ 390,000 $ 390,000 $ 84,000
Lane, Oregon 1 $ 229,000 $ 229,000 $ 95,000
Berks, Pennsylvania 1 $ 620,000 $ 620,000 $ 240,000
Chester, Pennsylvania 1 $ 230,000 $ 230,000 $ 50,000
Cumberland, Pennsylvania 1 $ 192,000 $ 192,000 $ 68,000
Dauphin, Pennsylvania 1 $ 153,000 $ 153,000 $ 40,000
Juniata, Pennsylvania 1 $ 93,000 $ 93,000 $ 15,000
Monroe, Pennsylvania 1 $ 140,000 $ 140,000 $ 61,000
Northampton, Pennsylvania 1 $ 155,000 $ 155,000 $ 61,000
Westmoreland, Pennsylvania 1 $ 280,000 $ 280,000 $ 92,000
Newport, Rhode Island 1 $ 186,000 $ 186,000 $ 72,000
Aiken, South Carolina 1 $ 71,000 $ 71,000 $ 51,000
Anderson, South Carolina 1 $ 185,000 $ 185,000 $ 138,000
Calhoun, South Carolina 1 $ 189,000 $ 189,000 $ 46,000
Chester, South Carolina 1 $ 149,000 $ 149,000 $ 42,000
Darlington, South Carolina 1 $ 82,000 $ 82,000 $ 42,000
Greenville, South Carolina 1 $ 101,000 $ 101,000 $ 138,000
Lancaster, South Carolina 1 $ 151,000 $ 151,000 $ 46,000
McCormick, South Carolina 1 $ 149,000 $ 149,000 $ 38,000
Newberry, South Carolina 1 $ 139,000 $ 139,000 $ 42,000
Pickens, South Carolina 1 $ 51,000 $ 51,000 $ 99,000
Saluda, South Carolina 1 $ 180,000 $ 180,000 $ 73,000
Sumter, South Carolina 1 $ 192,000 $ 192,000 $ 41,000
Bedford, Tennessee 1 $ 261,000 $ 261,000 $ 105,000
Hardeman, Tennessee 1 $ 201,000 $ 201,000 $ 80,000
Humphreys, Tennessee 1 $ 85,000 $ 85,000 $ 99,000
Knox, Tennessee 1 $ 277,000 $ 277,000 $ 81,000
Loudon, Tennessee 1 $ 290,000 $ 290,000 $ 66,000
Marshall, Tennessee 1 $ 69,000 $ 69,000 $ 22,000
Maury, Tennessee 1 $ 272,000 $ 272,000 $ 56,000
Bell, Texas 1 $ 115,000 $ 115,000 $ 36,000
Brazoria, Texas 1 $ 256,000 $ 256,000 $ 160,000
Galveston, Texas 1 $ 200,000 $ 200,000 $ 56,000
Gillespie, Texas 1 $ 300,000 $ 300,000 $ 108,000
Hidalgo, Texas 1 $ 200,000 $ 200,000 $ 44,000
Montgomery, Texas 1 $ 191,000 $ 191,000 $ 36,000
Smith, Texas 1 $ 284,000 $ 284,000 $ 110,000
Tyler, Texas 1 $ 192,000 $ 192,000 $ 90,000
Victoria, Texas 1 $ 383,000 $ 383,000 $ 181,000
Chittenden, Vermont 1 $ 242,000 $ 242,000 $ 67,000
Lamoille, Vermont 1 $ 263,000 $ 263,000 $ 69,000
Windsor, Vermont 1 $ 121,000 $ 121,000 $ 25,000
Buckingham, Virginia 1 $ 136,000 $ 136,000 $ 58,000
Carroll, Virginia 1 $ 146,000 $ 146,000 $ 85,000
Cumberland, Virginia 1 $ 280,000 $ 280,000 $ 83,000
Dinwiddie, Virginia 1 $ 59,000 $ 59,000 $ 23,000
Essex, Virginia 1 $ 101,000 $ 101,000 $ 36,000
Giles, Virginia 1 $ 162,000 $ 162,000 $ 42,000
Goochland, Virginia 1 $ 143,000 $ 143,000 $ 27,000
Hanover, Virginia 1 $ 145,000 $ 145,000 $ 45,000
Henry, Virginia 1 $ 134,000 $ 134,000 $ 81,000
King George, Virginia 1 $ 210,000 $ 210,000 $ 75,000
Martinsville, Virginia 1 $ 181,000 $ 181,000 $ 50,000
Mecklenburg, Virginia 1 $ 198,000 $ 198,000 $ 99,000
Nelson, Virginia 1 $ 384,000 $ 384,000 $ 83,000
Northumberland, Virginia 1 $ 302,000 $ 302,000 $ 0
Norton, Virginia 1 $ 210,000 $ 210,000 $ 113,000
Nottoway, Virginia 1 $ 71,000 $ 71,000 $ 131,000
Orange, Virginia 1 $ 424,000 $ 424,000 $ 450,000
Radford, Virginia 1 $ 159,000 $ 159,000 $ 48,000
Smyth, Virginia 1 $ 275,000 $ 275,000 $ 108,000
Southampton, Virginia 1 $ 143,000 $ 143,000 $ 199,000
Waynesboro, Virginia 1 $ 236,000 $ 236,000 $ 42,000
Williamsburg, Virginia 1 $ 424,000 $ 424,000 $ 182,000
Winchester, Virginia 1 $ 105,000 $ 105,000 $ 15,000
Benton, Washington 1 $ 394,000 $ 394,000 $ 145,000
Grant, Washington 1 $ 93,000 $ 93,000 $ 30,000
Kitsap, Washington 1 $ 307,000 $ 307,000 $ 129,000
Snohomish, Washington 1 $ 525,000 $ 525,000 $ 150,000
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Mortgage Loan Application Detail Totals for Access National Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,741 $457,726,000 $262,000 $4,800,000 $112,000 $4,215,000
Refinancing 933 $265,725,000 $284,000 $3,500,000 $122,000 $3,953,000
Home Improvement 11 $7,893,000 $717,000 $1,338,000 $221,000 $546,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,974 $509,211,000 $257,000 $3,500,000 $118,000 $4,215,000
Black or African American 219 $47,629,000 $217,000 $1,855,000 $107,000 $3,953,000
Not Provided 210 $78,957,000 $375,000 $2,280,000 $150,000 $1,781,000
Hispanic 99 $26,340,000 $266,000 $1,412,000 $93,000 $598,000
Asian 99 $30,430,000 $307,000 $2,080,000 $108,000 $1,193,000
Not applicable 68 $34,635,000 $509,000 $4,800,000 $0 $0
Native Hawaiian or Other Pacific Islander 11 $2,783,000 $253,000 $488,000 $107,000 $269,000
American Indian or Alaskan Native 5 $1,359,000 $271,000 $400,000 $178,000 $296,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,641 $515,510,000 $314,000 $4,800,000 $144,000 $4,215,000
FHA-insured (Federal Housing Administration) 643 $120,661,000 $187,000 $647,000 $68,000 $281,000
VA-guaranteed (Veterans Administration) 274 $76,245,000 $278,000 $999,000 $88,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 127 $18,928,000 $149,000 $438,000 $53,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,835 $493,079,000 $268,000 $4,800,000 $114,000 $4,215,000
Application Withdrawn By Applicant 423 $128,046,000 $302,000 $3,500,000 $143,000 $4,139,000
Application Denied By Financial Institution 372 $90,656,000 $243,000 $1,575,000 $93,000 $1,163,000
Preapproval Denied by Financial Institution 29 $9,705,000 $334,000 $1,220,000 $101,000 $256,000
Application Approved But Not Accepted 24 $6,353,000 $264,000 $1,000,000 $154,000 $546,000
Loan Purchased By The Institution 2 $3,505,000 $1,752,000 $2,660,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 144 $33,291,000 $231,000 $1,000,000 $98,000 $384,000
Debt-To-Income Ratio 74 $23,225,000 $313,000 $1,575,000 $65,000 $256,000
Unverifiable Information 55 $14,704,000 $267,000 $1,467,000 $111,000 $649,000
Credit History 51 $11,975,000 $234,000 $1,412,000 $86,000 $598,000
Other 39 $9,055,000 $232,000 $1,200,000 $112,000 $1,163,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,569,000 $218,000 $576,000 $103,000 $326,000
Employment History 8 $1,542,000 $192,000 $285,000 $60,000 $195,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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