Access National Bank Mortgage Lending & HMDA Data, 2017
In 2017, Access National Bank of Reston, VA reported 2,685 mortgage applications totaling $731.3 million, down 9% from 2016. The average application was for $272,381, and applicants reported an average income of $115,921. 68% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (595), Atlanta-Sandy Springs-Roswell, GA (375) and Nashville-Davidson--Murfreesboro--Franklin, TN (160) (applications in parentheses).
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,685 |
| Total Mortgage Loan Application Amount | $731,344,000 |
| Average Mortgage Loan Application Amount | $272,381 |
| Highest Mortgage Loan Application Amount | $4,800,000 |
| Average Applicant Income | $115,921 |
| Highest Applicant Income | $4,215,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 595 | $ 248,180,000 | $ 417,109 | $ 165,963 |
| Atlanta-Sandy Springs-Roswell, GA | 375 | $ 95,747,000 | $ 255,325 | $ 116,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 160 | $ 45,238,000 | $ 282,737 | $ 108,000 |
| Indianapolis-Carmel-Anderson, IN | 151 | $ 32,874,000 | $ 217,708 | $ 117,000 |
| Hagerstown-Martinsburg, MD-WV | 138 | $ 24,558,000 | $ 177,956 | $ 72,826 |
| Roanoke, VA | 132 | $ 20,919,000 | $ 158,477 | $ 69,000 |
| Fort Wayne, IN | 92 | $ 10,417,000 | $ 113,228 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 42 | $ 11,584,000 | $ 275,809 | $ 96,761 |
| Silver Spring-Frederick-Rockville, MD | 33 | $ 17,520,000 | $ 530,909 | $ 201,000 |
| Chambersburg-Waynesboro, PA | 24 | $ 4,690,000 | $ 195,416 | $ 92,000 |
| Cleveland-Elyria, OH | 24 | $ 4,375,000 | $ 182,291 | $ 73,000 |
| Denver-Aurora-Lakewood, CO | 21 | $ 5,560,000 | $ 264,761 | $ 134,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 5,194,000 | $ 247,333 | $ 89,000 |
| Charlotte-Concord-Gastonia, NC-SC | 18 | $ 3,590,000 | $ 199,444 | $ 313,111 |
| Chicago-Naperville-Arlington Heights, IL | 18 | $ 4,460,000 | $ 247,777 | $ 127,000 |
| Lynchburg, VA | 16 | $ 3,031,000 | $ 189,437 | $ 61,000 |
| Salisbury, MD-DE | 16 | $ 3,669,000 | $ 229,312 | $ 128,750 |
| Winchester, VA-WV | 15 | $ 3,349,000 | $ 223,266 | $ 74,000 |
| Charlottesville, VA | 14 | $ 9,287,000 | $ 663,357 | $ 131,000 |
| Baltimore-Columbia-Towson, MD | 12 | $ 3,974,000 | $ 331,166 | $ 167,000 |
| Richmond, VA | 11 | $ 6,616,000 | $ 601,454 | $ 41,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 1,400,000 | $ 155,555 | $ 50,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,250,000 | $ 250,000 | $ 137,000 |
| Las Vegas-Henderson-Paradise, NV | 9 | $ 1,566,000 | $ 174,000 | $ 67,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,292,000 | $ 161,500 | $ 67,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 2,306,000 | $ 288,250 | $ 122,000 |
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 1,432,000 | $ 204,571 | $ 89,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 2,612,000 | $ 373,142 | $ 103,000 |
| Raleigh, NC | 7 | $ 1,443,000 | $ 206,142 | $ 63,000 |
| Chattanooga, TN-GA | 6 | $ 1,418,000 | $ 236,333 | $ 142,000 |
| Dallas-Plano-Irving, TX | 6 | $ 887,000 | $ 147,833 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 3,351,000 | $ 558,500 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 1,976,000 | $ 329,333 | $ 87,000 |
| Beckley, WV | 5 | $ 364,000 | $ 72,800 | $ 76,000 |
| Charleston, WV | 5 | $ 751,000 | $ 150,200 | $ 56,000 |
| Columbus, OH | 5 | $ 1,192,000 | $ 238,400 | $ 105,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 897,000 | $ 179,400 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,311,000 | $ 262,200 | $ 98,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,207,000 | $ 241,400 | $ 120,200 |
| New Orleans-Metairie, LA | 5 | $ 1,021,000 | $ 204,200 | $ 73,000 |
| Oklahoma City, OK | 5 | $ 762,000 | $ 152,400 | $ 81,000 |
| Philadelphia, PA | 5 | $ 1,302,000 | $ 260,400 | $ 137,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 1,111,000 | $ 222,200 | $ 66,000 |
| Providence-Warwick, RI-MA | 5 | $ 1,388,000 | $ 277,600 | $ 137,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,425,000 | $ 485,000 | $ 162,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 1,203,000 | $ 240,600 | $ 115,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 3,494,000 | $ 873,500 | $ 354,000 |
| Athens-Clarke County, GA | 4 | $ 718,000 | $ 179,500 | $ 73,000 |
| Baton Rouge, LA | 4 | $ 1,239,000 | $ 309,750 | $ 135,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 921,000 | $ 230,250 | $ 91,000 |
| Cincinnati, OH-KY-IN | 4 | $ 730,000 | $ 182,500 | $ 55,000 |
| Columbia, SC | 4 | $ 827,000 | $ 206,750 | $ 72,000 |
| Dayton, OH | 4 | $ 869,000 | $ 217,250 | $ 104,000 |
| Durham-Chapel Hill, NC | 4 | $ 808,000 | $ 202,000 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 361,000 | $ 90,250 | $ 57,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 797,000 | $ 199,250 | $ 88,500 |
| Pittsburgh, PA | 4 | $ 1,089,000 | $ 272,250 | $ 181,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 801,000 | $ 200,250 | $ 97,000 |
| Yuma, AZ | 4 | $ 542,000 | $ 135,500 | $ 47,000 |
| Birmingham-Hoover, AL | 3 | $ 605,000 | $ 201,666 | $ 103,000 |
| Boston, MA | 3 | $ 869,000 | $ 289,666 | $ 83,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 424,000 | $ 141,333 | $ 85,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 608,000 | $ 202,666 | $ 143,000 |
| Clarksville, TN-KY | 3 | $ 681,000 | $ 227,000 | $ 69,000 |
| Evansville, IN-KY | 3 | $ 395,000 | $ 131,666 | $ 59,000 |
| Fort Worth-Arlington, TX | 3 | $ 617,000 | $ 205,666 | $ 50,000 |
| Greeley, CO | 3 | $ 764,000 | $ 254,666 | $ 72,000 |
| Greensboro-High Point, NC | 3 | $ 554,000 | $ 184,666 | $ 54,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 337,000 | $ 112,333 | $ 125,000 |
| Jackson, MS | 3 | $ 495,000 | $ 165,000 | $ 88,000 |
| Jacksonville, FL | 3 | $ 629,000 | $ 209,666 | $ 64,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 418,000 | $ 139,333 | $ 63,000 |
| Memphis, TN-MS-AR | 3 | $ 483,000 | $ 161,000 | $ 75,333 |
| Modesto, CA | 3 | $ 759,000 | $ 253,000 | $ 67,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 842,000 | $ 280,666 | $ 101,000 |
| New Bern, NC | 3 | $ 497,000 | $ 165,666 | $ 87,000 |
| Newark, NJ-PA | 3 | $ 676,000 | $ 225,333 | $ 54,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 747,000 | $ 249,000 | $ 429,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,003,000 | $ 334,333 | $ 154,000 |
| San Antonio-New Braunfels, TX | 3 | $ 567,000 | $ 189,000 | $ 199,000 |
| State College, PA | 3 | $ 981,000 | $ 327,000 | $ 327,000 |
| Staunton-Waynesboro, VA | 3 | $ 523,000 | $ 174,333 | $ 36,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,237,000 | $ 412,333 | $ 748,000 |
| Asheville, NC | 2 | $ 980,000 | $ 490,000 | $ 230,000 |
| Austin-Round Rock, TX | 2 | $ 756,000 | $ 378,000 | $ 227,000 |
| Bloomington, IN | 2 | $ 238,000 | $ 119,000 | $ 86,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 308,000 | $ 154,000 | $ 47,000 |
| California-Lexington Park, MD | 2 | $ 1,115,000 | $ 557,500 | $ 238,000 |
| Camden, NJ | 2 | $ 532,000 | $ 266,000 | $ 135,000 |
| Charleston-North Charleston, SC | 2 | $ 1,606,000 | $ 803,000 | $ 142,000 |
| Coeur D'Alene, ID | 2 | $ 473,000 | $ 236,500 | $ 35,000 |
| Colorado Springs, CO | 2 | $ 763,000 | $ 381,500 | $ 54,000 |
| Columbus, GA-AL | 2 | $ 319,000 | $ 159,500 | $ 46,000 |
| Dover, DE | 2 | $ 556,000 | $ 278,000 | $ 90,000 |
| El Paso, TX | 2 | $ 636,000 | $ 318,000 | $ 172,000 |
| Gainesville, GA | 2 | $ 564,000 | $ 282,000 | $ 81,000 |
| Gettysburg, PA | 2 | $ 264,000 | $ 132,000 | $ 81,000 |
| Harrisburg-Carlisle, PA | 2 | $ 345,000 | $ 172,500 | $ 54,000 |
| Harrisonburg, VA | 2 | $ 406,000 | $ 203,000 | $ 47,000 |
| Homosassa Springs, FL | 2 | $ 531,000 | $ 265,500 | $ 83,000 |
| Huntsville, AL | 2 | $ 565,000 | $ 282,500 | $ 90,000 |
| Kansas City, MO-KS | 2 | $ 267,000 | $ 133,500 | $ 58,000 |
| Knoxville, TN | 2 | $ 567,000 | $ 283,500 | $ 73,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 552,000 | $ 276,000 | $ 286,000 |
| Lexington-Fayette, KY | 2 | $ 276,000 | $ 138,000 | $ 76,000 |
| Manchester-Nashua, NH | 2 | $ 459,000 | $ 229,500 | $ 106,000 |
| New Haven-Milford, CT | 2 | $ 505,000 | $ 252,500 | $ 170,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 2,215,000 | $ 1,107,500 | $ 222,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 382,000 | $ 191,000 | $ 69,000 |
| Parkersburg-Vienna, WV | 2 | $ 568,000 | $ 284,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| Portland-South Portland, ME | 2 | $ 571,000 | $ 285,500 | $ 165,000 |
| Rome, GA | 2 | $ 357,000 | $ 178,500 | $ 61,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Salt Lake City, UT | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,383,000 | $ 691,500 | $ 241,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,026,000 | $ 513,000 | $ 190,000 |
| Santa Rosa, CA | 2 | $ 763,000 | $ 381,500 | $ 142,000 |
| St. George, UT | 2 | $ 294,000 | $ 147,000 | $ 42,000 |
| Tacoma-Lakewood, WA | 2 | $ 2,032,000 | $ 1,016,000 | $ 374,000 |
| Vallejo-Fairfield, CA | 2 | $ 505,000 | $ 252,500 | $ 210,000 |
| Wilmington, DE-MD-NJ | 2 | $ 418,000 | $ 209,000 | $ 107,000 |
| Wilmington, NC | 2 | $ 356,000 | $ 178,000 | $ 67,000 |
| Winston-Salem, NC | 2 | $ 275,000 | $ 137,500 | $ 48,000 |
| Akron, OH | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Albany, GA | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Appleton, WI | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Auburn-Opelika, AL | 1 | $ 233,000 | $ 233,000 | $ 71,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| Bakersfield, CA | 1 | $ 133,000 | $ 133,000 | $ 312,000 |
| Barnstable Town, MA | 1 | $ 310,000 | $ 310,000 | $ 58,000 |
| Bellingham, WA | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Bend-Redmond, OR | 1 | $ 390,000 | $ 390,000 | $ 84,000 |
| Bremerton-Silverdale, WA | 1 | $ 307,000 | $ 307,000 | $ 129,000 |
| Brunswick, GA | 1 | $ 193,000 | $ 193,000 | $ 72,000 |
| Burlington, NC | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Burlington-South Burlington, VT | 1 | $ 242,000 | $ 242,000 | $ 67,000 |
| Canton-Massillon, OH | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Casper, WY | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 666,000 | $ 666,000 | $ 422,000 |
| Cumberland, MD-WV | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 196,000 | $ 196,000 | $ 121,000 |
| Decatur, AL | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| Des Moines-West Des Moines, IA | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 342,000 | $ 342,000 | $ 168,000 |
| Duluth, MN-WI | 1 | $ 262,000 | $ 262,000 | $ 223,000 |
| East Stroudsburg, PA | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Elgin, IL | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 261,000 | $ 261,000 | $ 92,000 |
| Eugene, OR | 1 | $ 229,000 | $ 229,000 | $ 95,000 |
| Fargo, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Florence, SC | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Gainesville, FL | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 313,000 | $ 313,000 | $ 158,000 |
| Hammond, LA | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Idaho Falls, ID | 1 | $ 194,000 | $ 194,000 | $ 67,000 |
| Iowa City, IA | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Jackson, MI | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Jacksonville, NC | 1 | $ 274,000 | $ 274,000 | $ 76,000 |
| Kennewick-Richland, WA | 1 | $ 394,000 | $ 394,000 | $ 145,000 |
| Killeen-Temple, TX | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Lafayette, LA | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Lake Charles, LA | 1 | $ 243,000 | $ 243,000 | $ 141,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 256,000 | $ 256,000 | $ 67,000 |
| Lawton, OK | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| Lincoln, NE | 1 | $ 90,000 | $ 90,000 | $ 15,000 |
| Macon-Bibb County, GA | 1 | $ 152,000 | $ 152,000 | $ 76,000 |
| Madison, WI | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 82,000 | $ 82,000 | $ 17,000 |
| Mobile, AL | 1 | $ 87,000 | $ 87,000 | $ 21,000 |
| Morgantown, WV | 1 | $ 123,000 | $ 123,000 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 371,000 | $ 371,000 | $ 60,000 |
| Nassau County-Suffolk County, NY | 1 | $ 346,000 | $ 346,000 | $ 68,000 |
| Niles-Benton Harbor, MI | 1 | $ 219,000 | $ 219,000 | $ 42,000 |
| Norwich-New London, CT | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Olympia-Tumwater, WA | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 296,000 | $ 296,000 | $ 82,000 |
| Peoria, IL | 1 | $ 214,000 | $ 214,000 | $ 76,000 |
| Pine Bluff, AR | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| Pittsfield, MA | 1 | $ 109,000 | $ 109,000 | $ 31,000 |
| Port St. Lucie, FL | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Prescott, AZ | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
| Punta Gorda, FL | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Reading, PA | 1 | $ 620,000 | $ 620,000 | $ 240,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 164,000 | $ 164,000 | $ 107,000 |
| Rockingham County-Strafford County, NH | 1 | $ 298,000 | $ 298,000 | $ 105,000 |
| Saginaw, MI | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| San Diego-Carlsbad, CA | 1 | $ 613,000 | $ 613,000 | $ 146,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 251,000 | $ 251,000 | $ 91,000 |
| Savannah, GA | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| St. Louis, MO-IL | 1 | $ 249,000 | $ 249,000 | $ 122,000 |
| Sumter, SC | 1 | $ 192,000 | $ 192,000 | $ 41,000 |
| Tallahassee, FL | 1 | $ 286,000 | $ 286,000 | $ 95,000 |
| Terre Haute, IN | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Tucson, AZ | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Tulsa, OK | 1 | $ 69,000 | $ 69,000 | $ 103,000 |
| Tyler, TX | 1 | $ 284,000 | $ 284,000 | $ 110,000 |
| Victoria, TX | 1 | $ 383,000 | $ 383,000 | $ 181,000 |
| Watertown-Fort Drum, NY | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Wheeling, WV-OH | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Access National Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,741 | $457,726,000 | $262,000 | $4,800,000 | $112,000 | $4,215,000 |
| Refinancing | 933 | $265,725,000 | $284,000 | $3,500,000 | $122,000 | $3,953,000 |
| Home Improvement | 11 | $7,893,000 | $717,000 | $1,338,000 | $221,000 | $546,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,974 | $509,211,000 | $257,000 | $3,500,000 | $118,000 | $4,215,000 |
| Black or African American | 219 | $47,629,000 | $217,000 | $1,855,000 | $107,000 | $3,953,000 |
| Not Provided | 210 | $78,957,000 | $375,000 | $2,280,000 | $150,000 | $1,781,000 |
| Hispanic | 99 | $26,340,000 | $266,000 | $1,412,000 | $93,000 | $598,000 |
| Asian | 99 | $30,430,000 | $307,000 | $2,080,000 | $108,000 | $1,193,000 |
| Not applicable | 68 | $34,635,000 | $509,000 | $4,800,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,783,000 | $253,000 | $488,000 | $107,000 | $269,000 |
| American Indian or Alaskan Native | 5 | $1,359,000 | $271,000 | $400,000 | $178,000 | $296,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,641 | $515,510,000 | $314,000 | $4,800,000 | $144,000 | $4,215,000 |
| FHA-insured (Federal Housing Administration) | 643 | $120,661,000 | $187,000 | $647,000 | $68,000 | $281,000 |
| VA-guaranteed (Veterans Administration) | 274 | $76,245,000 | $278,000 | $999,000 | $88,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 127 | $18,928,000 | $149,000 | $438,000 | $53,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,835 | $493,079,000 | $268,000 | $4,800,000 | $114,000 | $4,215,000 |
| Application Withdrawn By Applicant | 423 | $128,046,000 | $302,000 | $3,500,000 | $143,000 | $4,139,000 |
| Application Denied By Financial Institution | 372 | $90,656,000 | $243,000 | $1,575,000 | $93,000 | $1,163,000 |
| Preapproval Denied by Financial Institution | 29 | $9,705,000 | $334,000 | $1,220,000 | $101,000 | $256,000 |
| Application Approved But Not Accepted | 24 | $6,353,000 | $264,000 | $1,000,000 | $154,000 | $546,000 |
| Loan Purchased By The Institution | 2 | $3,505,000 | $1,752,000 | $2,660,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 144 | $33,291,000 | $231,000 | $1,000,000 | $98,000 | $384,000 |
| Debt-To-Income Ratio | 74 | $23,225,000 | $313,000 | $1,575,000 | $65,000 | $256,000 |
| Unverifiable Information | 55 | $14,704,000 | $267,000 | $1,467,000 | $111,000 | $649,000 |
| Credit History | 51 | $11,975,000 | $234,000 | $1,412,000 | $86,000 | $598,000 |
| Other | 39 | $9,055,000 | $232,000 | $1,200,000 | $112,000 | $1,163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $6,569,000 | $218,000 | $576,000 | $103,000 | $326,000 |
| Employment History | 8 | $1,542,000 | $192,000 | $285,000 | $60,000 | $195,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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