Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2005
In 2005, Accredited Home Lenders, Inc of San Diego, CA reported 299,628 mortgage applications totaling $44.8 billion, up 18% from 2004. The average application was for $149,367, and applicants reported an average income of $63,312. 36% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (12,302), Atlanta-Sandy Springs-Marietta, GA (11,007) and New York-Wayne-White Plains, NY-NJ (7,086) (applications in parentheses).
| Mortgage Company & Address | Accredited Home Lenders, Inc 15253 Avenue of Science Bldg 1 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 299,628 |
| Total Mortgage Loan Application Amount | $44,754,782,000 |
| Average Mortgage Loan Application Amount | $149,367 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $63,312 |
| Highest Applicant Income | $8,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 12,302 | $ 1,901,923,000 | $ 154,602 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 11,007 | $ 1,430,144,000 | $ 129,930 | $ 59,000 |
| New York-Wayne-White Plains, NY-NJ | 7,086 | $ 1,930,887,000 | $ 272,493 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,536 | $ 1,019,965,000 | $ 156,053 | $ 70,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,141 | $ 789,717,000 | $ 128,597 | $ 62,000 |
| Riverside-San Bernardino-Ontario, CA | 5,880 | $ 1,237,786,000 | $ 210,507 | $ 87,000 |
| Los Angeles-Long Beach-Glendale, CA | 5,191 | $ 1,324,473,000 | $ 255,147 | $ 90,000 |
| Las Vegas-Paradise, NV | 4,987 | $ 902,997,000 | $ 181,070 | $ 79,000 |
| Miami-Miami Beach-Kendall, FL | 4,491 | $ 713,773,000 | $ 158,934 | $ 70,000 |
| Houston-Baytown-Sugar Land, TX | 4,466 | $ 497,718,000 | $ 111,446 | $ 65,000 |
| San Diego-Carlsbad-San Marcos, CA | 4,319 | $ 1,136,103,000 | $ 263,047 | $ 103,000 |
| St. Louis, MO-IL | 3,979 | $ 460,391,000 | $ 115,705 | $ 49,000 |
| Orlando, FL | 3,786 | $ 550,988,000 | $ 145,533 | $ 65,000 |
| Dallas-Plano-Irving, TX | 3,381 | $ 426,359,000 | $ 126,104 | $ 67,000 |
| Nassau-Suffolk, NY | 3,292 | $ 789,111,000 | $ 239,705 | $ 98,000 |
| Philadelphia, PA | 3,129 | $ 440,093,000 | $ 140,649 | $ 61,000 |
| Indianapolis, IN | 3,101 | $ 353,223,000 | $ 113,906 | $ 53,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,095 | $ 493,852,000 | $ 159,564 | $ 69,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,893 | $ 365,692,000 | $ 126,405 | $ 62,000 |
| Seattle-Bellevue-Everett, WA | 2,867 | $ 528,559,000 | $ 184,359 | $ 73,000 |
| Denver-Aurora, CO | 2,822 | $ 437,338,000 | $ 154,974 | $ 78,000 |
| Baltimore-Towson, MD | 2,768 | $ 444,779,000 | $ 160,686 | $ 70,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,750 | $ 599,995,000 | $ 218,180 | $ 89,000 |
| San Antonio, TX | 2,402 | $ 226,964,000 | $ 94,489 | $ 51,000 |
| Detroit-Livonia-Dearborn, MI | 2,266 | $ 236,585,000 | $ 104,406 | $ 52,000 |
| Jacksonville, FL | 2,207 | $ 268,805,000 | $ 121,796 | $ 58,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2,197 | $ 317,048,000 | $ 144,309 | $ 64,000 |
| Newark-Union, NJ-PA | 2,196 | $ 468,500,000 | $ 213,342 | $ 95,000 |
| Kansas City, MO-KS | 2,111 | $ 241,923,000 | $ 114,601 | $ 51,000 |
| Oakland-Fremont-Hayward, CA | 2,074 | $ 581,910,000 | $ 280,573 | $ 104,000 |
| Albuquerque, NM | 1,978 | $ 224,919,000 | $ 113,710 | $ 51,000 |
| Pittsburgh, PA | 1,926 | $ 204,558,000 | $ 106,208 | $ 51,000 |
| Tacoma, WA | 1,867 | $ 284,457,000 | $ 152,360 | $ 59,000 |
| Warren-Farmington Hills-Troy, MI | 1,852 | $ 288,856,000 | $ 155,969 | $ 65,000 |
| Memphis, TN-MS-AR | 1,843 | $ 184,094,000 | $ 99,888 | $ 50,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,780 | $ 217,391,000 | $ 122,129 | $ 51,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,755 | $ 304,585,000 | $ 173,552 | $ 75,000 |
| Boston-Quincy, MA | 1,728 | $ 400,263,000 | $ 231,633 | $ 88,000 |
| Fort Worth-Arlington, TX | 1,646 | $ 185,617,000 | $ 112,768 | $ 58,000 |
| Bakersfield, CA | 1,644 | $ 245,416,000 | $ 149,279 | $ 66,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,638 | $ 223,696,000 | $ 136,566 | $ 61,000 |
| Fresno, CA | 1,612 | $ 260,149,000 | $ 161,382 | $ 67,000 |
| Hartford-West Hartford-East Hartford, CT | 1,583 | $ 218,490,000 | $ 138,022 | $ 66,000 |
| Edison, NJ | 1,541 | $ 356,995,000 | $ 231,664 | $ 90,000 |
| Oklahoma City, OK | 1,481 | $ 138,709,000 | $ 93,659 | $ 44,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,459 | $ 246,801,000 | $ 169,157 | $ 70,000 |
| New Haven-Milford, CT | 1,455 | $ 207,826,000 | $ 142,835 | $ 62,000 |
| Columbus, OH | 1,421 | $ 184,323,000 | $ 129,713 | $ 60,000 |
| Stockton, CA | 1,417 | $ 322,965,000 | $ 227,921 | $ 105,000 |
| Birmingham-Hoover, AL | 1,412 | $ 145,056,000 | $ 102,730 | $ 55,000 |
| Tulsa, OK | 1,349 | $ 129,286,000 | $ 95,838 | $ 43,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,345 | $ 396,141,000 | $ 294,528 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 1,313 | $ 199,454,000 | $ 151,907 | $ 68,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,268 | $ 272,344,000 | $ 214,782 | $ 86,000 |
| Salt Lake City, UT | 1,209 | $ 143,307,000 | $ 118,533 | $ 68,000 |
| El Paso, TX | 1,152 | $ 90,922,000 | $ 78,925 | $ 62,000 |
| Cleveland-Elyria-Mentor, OH | 1,146 | $ 137,233,000 | $ 119,749 | $ 61,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,146 | $ 142,280,000 | $ 124,153 | $ 50,000 |
| Richmond, VA | 1,130 | $ 145,158,000 | $ 128,458 | $ 54,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,126 | $ 187,083,000 | $ 166,148 | $ 82,000 |
| Gary, IN | 1,106 | $ 119,705,000 | $ 108,232 | $ 49,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1,103 | $ 199,102,000 | $ 180,509 | $ 78,000 |
| Austin-Round Rock, TX | 1,102 | $ 136,304,000 | $ 123,687 | $ 60,000 |
| Visalia-Porterville, CA | 1,080 | $ 156,968,000 | $ 145,340 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,061 | $ 333,001,000 | $ 313,855 | $ 116,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,060 | $ 235,321,000 | $ 222,000 | $ 91,000 |
| Worcester, MA | 1,055 | $ 181,813,000 | $ 172,334 | $ 64,000 |
| Lakeland, FL | 1,054 | $ 108,226,000 | $ 102,681 | $ 47,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,048 | $ 138,389,000 | $ 132,050 | $ 56,000 |
| Albany-Schenectady-Troy, NY | 969 | $ 110,732,000 | $ 114,274 | $ 61,000 |
| Camden, NJ | 952 | $ 147,896,000 | $ 155,352 | $ 62,000 |
| Cambridge-Newton-Framingham, MA | 916 | $ 211,251,000 | $ 230,623 | $ 89,000 |
| Sarasota-Bradenton-Venice, FL | 881 | $ 139,290,000 | $ 158,104 | $ 59,000 |
| Port St. Lucie-Fort Pierce, FL | 873 | $ 125,927,000 | $ 144,246 | $ 63,000 |
| Louisville, KY-IN | 866 | $ 93,513,000 | $ 107,982 | $ 50,000 |
| Lake County-Kenosha County, IL-WI | 858 | $ 127,630,000 | $ 148,752 | $ 72,000 |
| Charlotte-Gastonia-Concord, NC-SC | 850 | $ 91,882,000 | $ 108,096 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 846 | $ 88,495,000 | $ 104,604 | $ 46,000 |
| Spokane, WA | 834 | $ 89,405,000 | $ 107,200 | $ 51,000 |
| Tucson, AZ | 834 | $ 110,853,000 | $ 132,917 | $ 54,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 830 | $ 110,614,000 | $ 133,269 | $ 54,000 |
| Colorado Springs, CO | 798 | $ 105,117,000 | $ 131,725 | $ 64,000 |
| Buffalo-Niagara Falls, NY | 788 | $ 68,360,000 | $ 86,751 | $ 49,000 |
| Dayton, OH | 773 | $ 84,143,000 | $ 108,852 | $ 56,000 |
| Modesto, CA | 753 | $ 156,487,000 | $ 207,818 | $ 77,000 |
| Salem, OR | 694 | $ 84,372,000 | $ 121,573 | $ 61,000 |
| Reno-Sparks, NV | 667 | $ 128,833,000 | $ 193,152 | $ 74,000 |
| Provo-Orem, UT | 658 | $ 77,336,000 | $ 117,531 | $ 61,000 |
| Chattanooga, TN-GA | 651 | $ 59,108,000 | $ 90,795 | $ 47,000 |
| Eugene-Springfield, OR | 647 | $ 80,667,000 | $ 124,678 | $ 57,000 |
| Honolulu, HI | 647 | $ 153,950,000 | $ 237,944 | $ 101,000 |
| Wichita, KS | 646 | $ 60,262,000 | $ 93,284 | $ 45,000 |
| Omaha-Council Bluffs, NE-IA | 643 | $ 68,366,000 | $ 106,323 | $ 51,000 |
| Essex County, MA | 641 | $ 129,855,000 | $ 202,581 | $ 71,000 |
| Boise City-Nampa, ID | 619 | $ 68,575,000 | $ 110,783 | $ 53,000 |
| Vallejo-Fairfield, CA | 615 | $ 156,007,000 | $ 253,669 | $ 89,000 |
| El Centro, CA | 603 | $ 94,592,000 | $ 156,868 | $ 97,000 |
| Tallahassee, FL | 595 | $ 66,948,000 | $ 112,517 | $ 47,000 |
| Evansville, IN-KY | 590 | $ 54,004,000 | $ 91,532 | $ 47,000 |
| Wilmington, DE-MD-NJ | 577 | $ 78,647,000 | $ 136,303 | $ 55,000 |
| Grand Rapids-Wyoming, MI | 562 | $ 65,943,000 | $ 117,336 | $ 49,000 |
| Knoxville, TN | 552 | $ 55,206,000 | $ 100,010 | $ 42,000 |
| San Francisco-San Mateo-Redwood City, CA | 542 | $ 184,971,000 | $ 341,274 | $ 132,000 |
| Mobile, AL | 529 | $ 47,358,000 | $ 89,523 | $ 49,000 |
| Rochester, NY | 520 | $ 50,254,000 | $ 96,642 | $ 52,000 |
| Toledo, OH | 517 | $ 56,256,000 | $ 108,812 | $ 54,000 |
| Olympia, WA | 510 | $ 73,953,000 | $ 145,005 | $ 64,000 |
| Montgomery, AL | 506 | $ 47,996,000 | $ 94,853 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 497 | $ 61,858,000 | $ 124,462 | $ 67,000 |
| St. George, UT | 496 | $ 70,059,000 | $ 141,247 | $ 66,000 |
| Fort Wayne, IN | 493 | $ 48,157,000 | $ 97,681 | $ 43,000 |
| Augusta-Richmond County, GA-SC | 490 | $ 45,467,000 | $ 92,789 | $ 44,000 |
| Merced, CA | 486 | $ 100,020,000 | $ 205,802 | $ 81,000 |
| Syracuse, NY | 472 | $ 40,947,000 | $ 86,752 | $ 56,000 |
| Springfield, MA | 465 | $ 56,858,000 | $ 122,275 | $ 49,000 |
| Norwich-New London, CT | 462 | $ 66,052,000 | $ 142,969 | $ 57,000 |
| Ocala, FL | 453 | $ 48,716,000 | $ 107,540 | $ 47,000 |
| Santa Rosa-Petaluma, CA | 447 | $ 123,629,000 | $ 276,574 | $ 121,000 |
| Little Rock-North Little Rock, AR | 442 | $ 49,826,000 | $ 112,728 | $ 52,000 |
| Salinas, CA | 429 | $ 130,212,000 | $ 303,524 | $ 107,000 |
| Redding, CA | 417 | $ 70,485,000 | $ 169,028 | $ 65,000 |
| Portland-South Portland-Biddeford, ME | 416 | $ 71,953,000 | $ 172,963 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 415 | $ 37,736,000 | $ 90,930 | $ 48,000 |
| Raleigh-Cary, NC | 407 | $ 42,972,000 | $ 105,582 | $ 60,000 |
| Pueblo, CO | 402 | $ 41,997,000 | $ 104,470 | $ 46,000 |
| Baton Rouge, LA | 400 | $ 39,558,000 | $ 98,895 | $ 58,000 |
| Flint, MI | 387 | $ 39,685,000 | $ 102,545 | $ 46,000 |
| McAllen-Edinburg-Pharr, TX | 386 | $ 34,113,000 | $ 88,375 | $ 52,000 |
| Harrisburg-Carlisle, PA | 381 | $ 42,117,000 | $ 110,543 | $ 49,000 |
| Elkhart-Goshen, IN | 380 | $ 38,115,000 | $ 100,302 | $ 45,000 |
| Scranton--Wilkes-Barre, PA | 378 | $ 36,812,000 | $ 97,386 | $ 45,000 |
| Naples-Marco Island, FL | 376 | $ 73,483,000 | $ 195,433 | $ 71,000 |
| Springfield, MO | 375 | $ 37,254,000 | $ 99,344 | $ 43,000 |
| Huntsville, AL | 363 | $ 37,989,000 | $ 104,652 | $ 52,000 |
| Akron, OH | 358 | $ 44,007,000 | $ 122,924 | $ 58,000 |
| Ogden-Clearfield, UT | 358 | $ 39,801,000 | $ 111,175 | $ 52,000 |
| Beaumont-Port Arthur, TX | 347 | $ 30,254,000 | $ 87,187 | $ 49,000 |
| York-Hanover, PA | 346 | $ 46,611,000 | $ 134,713 | $ 59,000 |
| Corpus Christi, TX | 342 | $ 32,284,000 | $ 94,397 | $ 62,000 |
| Greeley, CO | 341 | $ 49,011,000 | $ 143,727 | $ 61,000 |
| Bremerton-Silverdale, WA | 339 | $ 55,066,000 | $ 162,436 | $ 67,000 |
| Manchester-Nashua, NH | 335 | $ 57,983,000 | $ 173,083 | $ 74,000 |
| Lexington-Fayette, KY | 330 | $ 36,984,000 | $ 112,072 | $ 51,000 |
| Columbus, GA-AL | 329 | $ 32,781,000 | $ 99,638 | $ 47,000 |
| Des Moines, IA | 329 | $ 35,881,000 | $ 109,060 | $ 54,000 |
| Savannah, GA | 327 | $ 35,265,000 | $ 107,844 | $ 47,000 |
| Lansing-East Lansing, MI | 323 | $ 39,731,000 | $ 123,006 | $ 55,000 |
| Macon, GA | 323 | $ 30,782,000 | $ 95,300 | $ 47,000 |
| Killeen-Temple-Fort Hood, TX | 306 | $ 29,498,000 | $ 96,398 | $ 49,000 |
| New Orleans-Metairie-Kenner, LA | 292 | $ 35,565,000 | $ 121,797 | $ 63,000 |
| Yakima, WA | 292 | $ 33,581,000 | $ 115,003 | $ 50,000 |
| Charleston-North Charleston, SC | 290 | $ 38,109,000 | $ 131,410 | $ 55,000 |
| Columbia, SC | 289 | $ 31,139,000 | $ 107,747 | $ 51,000 |
| Yuba City, CA | 286 | $ 50,914,000 | $ 178,020 | $ 70,000 |
| Terre Haute, IN | 280 | $ 25,307,000 | $ 90,382 | $ 44,000 |
| Las Cruces, NM | 277 | $ 31,559,000 | $ 113,931 | $ 49,000 |
| Reading, PA | 276 | $ 32,894,000 | $ 119,181 | $ 58,000 |
| Topeka, KS | 276 | $ 27,017,000 | $ 97,887 | $ 46,000 |
| Anderson, IN | 275 | $ 24,998,000 | $ 90,901 | $ 43,000 |
| Gainesville, FL | 275 | $ 29,040,000 | $ 105,600 | $ 52,000 |
| Kalamazoo-Portage, MI | 275 | $ 29,776,000 | $ 108,276 | $ 51,000 |
| Lancaster, PA | 271 | $ 34,078,000 | $ 125,749 | $ 56,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 271 | $ 81,686,000 | $ 301,424 | $ 91,000 |
| Punta Gorda, FL | 268 | $ 38,011,000 | $ 141,832 | $ 68,000 |
| Rockingham County-Strafford County, NH | 260 | $ 45,435,000 | $ 174,750 | $ 67,000 |
| Fort Walton Beach-Crestview-Destin, FL | 259 | $ 33,720,000 | $ 130,193 | $ 52,000 |
| Kennewick-Richland-Pasco, WA | 259 | $ 29,300,000 | $ 113,127 | $ 48,000 |
| Clarksville, TN-KY | 258 | $ 22,667,000 | $ 87,856 | $ 43,000 |
| Hickory-Lenoir-Morganton, NC | 251 | $ 22,220,000 | $ 88,525 | $ 41,000 |
| Hanford-Corcoran, CA | 246 | $ 35,261,000 | $ 143,337 | $ 61,000 |
| Barnstable Town, MA | 241 | $ 54,940,000 | $ 227,966 | $ 95,000 |
| Kingston, NY | 241 | $ 40,798,000 | $ 169,286 | $ 60,000 |
| Brownsville-Harlingen, TX | 235 | $ 22,458,000 | $ 95,565 | $ 49,000 |
| Panama City-Lynn Haven, FL | 234 | $ 27,942,000 | $ 119,410 | $ 47,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 232 | $ 61,698,000 | $ 265,939 | $ 71,000 |
| Greenville, SC | 227 | $ 26,408,000 | $ 116,334 | $ 49,000 |
| Kokomo, IN | 227 | $ 23,148,000 | $ 101,973 | $ 52,000 |
| Madera, CA | 227 | $ 39,680,000 | $ 174,801 | $ 71,000 |
| Fort Collins-Loveland, CO | 226 | $ 34,816,000 | $ 154,053 | $ 68,000 |
| Trenton-Ewing, NJ | 225 | $ 35,217,000 | $ 156,520 | $ 65,000 |
| Farmington, NM | 222 | $ 24,800,000 | $ 111,711 | $ 62,000 |
| Chico, CA | 214 | $ 32,747,000 | $ 153,023 | $ 55,000 |
| Anchorage, AK | 213 | $ 37,651,000 | $ 176,765 | $ 89,000 |
| Yuma, AZ | 212 | $ 26,898,000 | $ 126,877 | $ 66,000 |
| Albany, GA | 209 | $ 16,999,000 | $ 81,334 | $ 40,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 208 | $ 48,458,000 | $ 232,971 | $ 106,000 |
| Prescott, AZ | 207 | $ 30,495,000 | $ 147,318 | $ 80,000 |
| Vero Beach, FL | 205 | $ 29,261,000 | $ 142,736 | $ 55,000 |
| Tyler, TX | 204 | $ 20,449,000 | $ 100,240 | $ 50,000 |
| Cleveland, TN | 203 | $ 19,765,000 | $ 97,364 | $ 40,000 |
| Kingsport-Bristol-Bristol, TN-VA | 200 | $ 17,465,000 | $ 87,325 | $ 37,000 |
| Lawton, OK | 199 | $ 15,986,000 | $ 80,331 | $ 34,000 |
| Gainesville, GA | 198 | $ 24,815,000 | $ 125,328 | $ 60,000 |
| Athens-Clarke County, GA | 196 | $ 22,509,000 | $ 114,841 | $ 50,000 |
| Utica-Rome, NY | 196 | $ 18,678,000 | $ 95,295 | $ 45,000 |
| Dalton, GA | 195 | $ 18,801,000 | $ 96,415 | $ 42,000 |
| Erie, PA | 191 | $ 17,111,000 | $ 89,586 | $ 34,000 |
| Greensboro-High Point, NC | 190 | $ 20,239,000 | $ 106,521 | $ 62,000 |
| Canton-Massillon, OH | 189 | $ 19,416,000 | $ 102,730 | $ 52,000 |
| Jackson, MI | 189 | $ 21,884,000 | $ 115,788 | $ 43,000 |
| Bloomington, IN | 186 | $ 18,731,000 | $ 100,704 | $ 46,000 |
| Roanoke, VA | 186 | $ 19,288,000 | $ 103,698 | $ 57,000 |
| Ann Arbor, MI | 182 | $ 30,170,000 | $ 165,769 | $ 74,000 |
| Longview, WA | 181 | $ 19,169,000 | $ 105,906 | $ 48,000 |
| Atlantic City, NJ | 180 | $ 28,063,000 | $ 155,905 | $ 57,000 |
| Youngstown-Warren-Boardman, OH-PA | 180 | $ 18,705,000 | $ 103,916 | $ 53,000 |
| St. Joseph, MO-KS | 178 | $ 16,201,000 | $ 91,016 | $ 44,000 |
| Warner Robins, GA | 178 | $ 16,515,000 | $ 92,780 | $ 41,000 |
| Lubbock, TX | 177 | $ 15,822,000 | $ 89,389 | $ 40,000 |
| Santa Fe, NM | 176 | $ 31,673,000 | $ 179,960 | $ 71,000 |
| Coeur D'Alene, ID | 175 | $ 23,833,000 | $ 136,188 | $ 70,000 |
| Lafayette, IN | 174 | $ 17,816,000 | $ 102,390 | $ 47,000 |
| Laredo, TX | 174 | $ 18,404,000 | $ 105,770 | $ 48,000 |
| Saginaw-Saginaw Township North, MI | 173 | $ 16,122,000 | $ 93,190 | $ 44,000 |
| Joplin, MO | 172 | $ 15,623,000 | $ 90,831 | $ 39,000 |
| Niles-Benton Harbor, MI | 171 | $ 19,337,000 | $ 113,081 | $ 70,000 |
| Michigan City-La Porte, IN | 169 | $ 16,134,000 | $ 95,467 | $ 42,000 |
| Hagerstown-Martinsburg, MD-WV | 168 | $ 26,291,000 | $ 156,494 | $ 62,000 |
| Jackson, MS | 168 | $ 16,759,000 | $ 99,755 | $ 60,000 |
| Johnson City, TN | 165 | $ 16,025,000 | $ 97,121 | $ 39,000 |
| Amarillo, TX | 162 | $ 13,817,000 | $ 85,290 | $ 48,000 |
| Medford, OR | 162 | $ 27,563,000 | $ 170,141 | $ 60,000 |
| Muncie, IN | 159 | $ 13,560,000 | $ 85,283 | $ 34,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 158 | $ 18,894,000 | $ 119,582 | $ 54,000 |
| Dover, DE | 157 | $ 19,819,000 | $ 126,235 | $ 60,000 |
| Glens Falls, NY | 157 | $ 15,199,000 | $ 96,808 | $ 48,000 |
| Rockford, IL | 155 | $ 16,006,000 | $ 103,264 | $ 58,000 |
| Tuscaloosa, AL | 155 | $ 15,558,000 | $ 100,374 | $ 45,000 |
| Burlington-South Burlington, VT | 153 | $ 21,494,000 | $ 140,483 | $ 71,000 |
| Racine, WI | 149 | $ 16,531,000 | $ 110,946 | $ 46,000 |
| Charlottesville, VA | 148 | $ 23,003,000 | $ 155,425 | $ 58,000 |
| Bellingham, WA | 147 | $ 23,779,000 | $ 161,761 | $ 60,000 |
| Muskegon-Norton Shores, MI | 145 | $ 12,725,000 | $ 87,758 | $ 41,000 |
| Salisbury, MD | 145 | $ 17,163,000 | $ 118,365 | $ 51,000 |
| Wilmington, NC | 143 | $ 18,149,000 | $ 126,916 | $ 71,000 |
| Grand Junction, CO | 142 | $ 18,826,000 | $ 132,577 | $ 78,000 |
| Decatur, AL | 139 | $ 13,655,000 | $ 98,237 | $ 42,000 |
| Waco, TX | 139 | $ 12,664,000 | $ 91,107 | $ 44,000 |
| Jackson, TN | 138 | $ 11,959,000 | $ 86,659 | $ 43,000 |
| Lincoln, NE | 138 | $ 16,516,000 | $ 119,681 | $ 50,000 |
| Holland-Grand Haven, MI | 133 | $ 16,291,000 | $ 122,488 | $ 49,000 |
| Monroe, MI | 131 | $ 18,848,000 | $ 143,877 | $ 74,000 |
| Springfield, OH | 130 | $ 12,483,000 | $ 96,023 | $ 46,000 |
| Winston-Salem, NC | 129 | $ 12,924,000 | $ 100,186 | $ 62,000 |
| Morristown, TN | 127 | $ 13,047,000 | $ 102,732 | $ 43,000 |
| Battle Creek, MI | 124 | $ 12,872,000 | $ 103,806 | $ 47,000 |
| Lynchburg, VA | 124 | $ 12,364,000 | $ 99,709 | $ 37,000 |
| Anderson, SC | 123 | $ 13,710,000 | $ 111,463 | $ 46,000 |
| Columbia, MO | 123 | $ 13,474,000 | $ 109,544 | $ 44,000 |
| San Luis Obispo-Paso Robles, CA | 123 | $ 34,779,000 | $ 282,756 | $ 100,000 |
| Boulder, CO | 122 | $ 22,856,000 | $ 187,344 | $ 72,000 |
| Binghamton, NY | 120 | $ 10,180,000 | $ 84,833 | $ 50,000 |
| Victoria, TX | 118 | $ 9,951,000 | $ 84,330 | $ 53,000 |
| Valdosta, GA | 117 | $ 9,904,000 | $ 84,649 | $ 45,000 |
| Winchester, VA-WV | 115 | $ 19,742,000 | $ 171,669 | $ 56,000 |
| Fayetteville, NC | 113 | $ 8,945,000 | $ 79,159 | $ 47,000 |
| Gadsden, AL | 113 | $ 10,428,000 | $ 92,283 | $ 56,000 |
| Mount Vernon-Anacortes, WA | 113 | $ 18,906,000 | $ 167,309 | $ 59,000 |
| Santa Cruz-Watsonville, CA | 112 | $ 39,592,000 | $ 353,500 | $ 193,000 |
| Spartanburg, SC | 112 | $ 12,048,000 | $ 107,571 | $ 49,000 |
| Altoona, PA | 109 | $ 10,169,000 | $ 93,293 | $ 47,000 |
| Wichita Falls, TX | 108 | $ 7,965,000 | $ 73,750 | $ 39,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 107 | $ 16,176,000 | $ 151,177 | $ 90,000 |
| Sherman-Denison, TX | 106 | $ 11,004,000 | $ 103,811 | $ 55,000 |
| San Angelo, TX | 105 | $ 8,690,000 | $ 82,761 | $ 48,000 |
| Longview, TX | 104 | $ 9,881,000 | $ 95,009 | $ 46,000 |
| Ocean City, NJ | 98 | $ 23,892,000 | $ 243,795 | $ 78,000 |
| College Station-Bryan, TX | 97 | $ 8,882,000 | $ 91,567 | $ 49,000 |
| Shreveport-Bossier City, LA | 97 | $ 9,341,000 | $ 96,298 | $ 55,000 |
| Abilene, TX | 96 | $ 8,484,000 | $ 88,375 | $ 40,000 |
| Bend, OR | 96 | $ 13,010,000 | $ 135,520 | $ 56,000 |
| Durham, NC | 96 | $ 10,981,000 | $ 114,385 | $ 61,000 |
| Lebanon, PA | 96 | $ 10,430,000 | $ 108,645 | $ 40,000 |
| Dothan, AL | 95 | $ 8,902,000 | $ 93,705 | $ 49,000 |
| Brunswick, GA | 94 | $ 11,098,000 | $ 118,063 | $ 43,000 |
| Pocatello, ID | 93 | $ 7,789,000 | $ 83,752 | $ 46,000 |
| Bangor, ME | 92 | $ 10,035,000 | $ 109,076 | $ 92,000 |
| Vineland-Millville-Bridgeton, NJ | 91 | $ 11,053,000 | $ 121,461 | $ 53,000 |
| Wenatchee, WA | 91 | $ 12,494,000 | $ 137,296 | $ 64,000 |
| Flagstaff, AZ | 88 | $ 17,374,000 | $ 197,431 | $ 77,000 |
| Idaho Falls, ID | 88 | $ 8,321,000 | $ 94,556 | $ 65,000 |
| Madison, WI | 88 | $ 12,797,000 | $ 145,420 | $ 68,000 |
| Anniston-Oxford, AL | 85 | $ 7,641,000 | $ 89,894 | $ 41,000 |
| Columbus, IN | 85 | $ 8,458,000 | $ 99,505 | $ 43,000 |
| Duluth, MN-WI | 83 | $ 10,102,000 | $ 121,710 | $ 47,000 |
| Elizabethtown, KY | 83 | $ 9,125,000 | $ 109,939 | $ 58,000 |
| Jefferson City, MO | 83 | $ 9,014,000 | $ 108,602 | $ 46,000 |
| Lawrence, KS | 83 | $ 10,791,000 | $ 130,012 | $ 60,000 |
| Florence-Muscle Shoals, AL | 82 | $ 6,876,000 | $ 83,853 | $ 38,000 |
| Williamsport, PA | 82 | $ 7,387,000 | $ 90,085 | $ 38,000 |
| Rome, GA | 80 | $ 8,661,000 | $ 108,262 | $ 44,000 |
| Lewiston-Auburn, ME | 78 | $ 9,090,000 | $ 116,538 | $ 48,000 |
| Napa, CA | 78 | $ 23,375,000 | $ 299,679 | $ 96,000 |
| Auburn-Opelika, AL | 77 | $ 8,669,000 | $ 112,584 | $ 56,000 |
| Janesville, WI | 76 | $ 8,700,000 | $ 114,473 | $ 60,000 |
| Johnstown, PA | 74 | $ 6,369,000 | $ 86,067 | $ 34,000 |
| Midland, TX | 74 | $ 5,863,000 | $ 79,229 | $ 48,000 |
| Harrisonburg, VA | 72 | $ 12,818,000 | $ 178,027 | $ 70,000 |
| Owensboro, KY | 71 | $ 6,004,000 | $ 84,563 | $ 42,000 |
| Danville, VA | 70 | $ 5,719,000 | $ 81,700 | $ 38,000 |
| Blacksburg-Christiansburg-Radford, VA | 69 | $ 7,386,000 | $ 107,043 | $ 47,000 |
| Odessa, TX | 69 | $ 5,084,000 | $ 73,681 | $ 42,000 |
| State College, PA | 66 | $ 7,953,000 | $ 120,500 | $ 56,000 |
| Kankakee-Bradley, IL | 65 | $ 7,164,000 | $ 110,215 | $ 49,000 |
| Texarkana, Tx-Texarkana, AR | 65 | $ 5,829,000 | $ 89,676 | $ 49,000 |
| Pittsfield, MA | 63 | $ 8,242,000 | $ 130,825 | $ 55,000 |
| Carson City, NV | 61 | $ 11,415,000 | $ 187,131 | $ 58,000 |
| Fort Smith, AR-OK | 61 | $ 4,397,000 | $ 72,081 | $ 39,000 |
| Bay City, MI | 60 | $ 5,759,000 | $ 95,983 | $ 36,000 |
| Elmira, NY | 60 | $ 6,080,000 | $ 101,333 | $ 52,000 |
| Florence, SC | 60 | $ 6,270,000 | $ 104,500 | $ 42,000 |
| Cedar Rapids, IA | 59 | $ 6,747,000 | $ 114,355 | $ 51,000 |
| Peoria, IL | 59 | $ 5,678,000 | $ 96,237 | $ 57,000 |
| Asheville, NC | 58 | $ 7,035,000 | $ 121,293 | $ 59,000 |
| Billings, MT | 57 | $ 6,504,000 | $ 114,105 | $ 54,000 |
| Cumberland, MD-WV | 55 | $ 4,403,000 | $ 80,054 | $ 44,000 |
| Hinesville-Fort Stewart, GA | 55 | $ 4,869,000 | $ 88,527 | $ 47,000 |
| Mansfield, OH | 54 | $ 6,531,000 | $ 120,944 | $ 52,000 |
| Rochester, MN | 53 | $ 6,475,000 | $ 122,169 | $ 51,000 |
| Hot Springs, AR | 52 | $ 4,808,000 | $ 92,461 | $ 48,000 |
| Bowling Green, KY | 51 | $ 4,863,000 | $ 95,352 | $ 41,000 |
| Cheyenne, WY | 51 | $ 6,259,000 | $ 122,725 | $ 60,000 |
| Lima, OH | 51 | $ 5,190,000 | $ 101,764 | $ 46,000 |
| Pine Bluff, AR | 51 | $ 3,248,000 | $ 63,686 | $ 35,000 |
| St. Cloud, MN | 51 | $ 6,868,000 | $ 134,666 | $ 47,000 |
| Alexandria, LA | 47 | $ 5,015,000 | $ 106,702 | $ 67,000 |
| Eau Claire, WI | 47 | $ 4,503,000 | $ 95,808 | $ 56,000 |
| Davenport-Moline-Rock Island, IA-IL | 46 | $ 4,756,000 | $ 103,391 | $ 53,000 |
| Sioux Falls, SD | 44 | $ 4,616,000 | $ 104,909 | $ 47,000 |
| Green Bay, WI | 42 | $ 5,405,000 | $ 128,690 | $ 58,000 |
| Jacksonville, NC | 42 | $ 4,246,000 | $ 101,095 | $ 60,000 |
| Rapid City, SD | 41 | $ 4,600,000 | $ 112,195 | $ 41,000 |
| Appleton, WI | 40 | $ 5,094,000 | $ 127,350 | $ 58,000 |
| Champaign-Urbana, IL | 40 | $ 3,977,000 | $ 99,425 | $ 56,000 |
| Great Falls, MT | 39 | $ 4,510,000 | $ 115,641 | $ 50,000 |
| Sandusky, OH | 39 | $ 4,757,000 | $ 121,974 | $ 54,000 |
| Fargo, ND-MN | 38 | $ 4,360,000 | $ 114,736 | $ 72,000 |
| Wausau, WI | 37 | $ 3,454,000 | $ 93,351 | $ 60,000 |
| Corvallis, OR | 36 | $ 4,264,000 | $ 118,444 | $ 54,000 |
| Jonesboro, AR | 36 | $ 2,826,000 | $ 78,500 | $ 44,000 |
| Danville, IL | 34 | $ 2,614,000 | $ 76,882 | $ 37,000 |
| Sumter, SC | 34 | $ 2,607,000 | $ 76,676 | $ 49,000 |
| Logan, UT-ID | 33 | $ 3,903,000 | $ 118,272 | $ 60,000 |
| Pascagoula, MS | 33 | $ 3,002,000 | $ 90,969 | $ 55,000 |
| Gulfport-Biloxi, MS | 31 | $ 3,922,000 | $ 126,516 | $ 59,000 |
| Lafayette, LA | 31 | $ 3,185,000 | $ 102,741 | $ 57,000 |
| Rocky Mount, NC | 31 | $ 2,977,000 | $ 96,032 | $ 47,000 |
| Waterloo-Cedar Falls, IA | 31 | $ 2,800,000 | $ 90,322 | $ 42,000 |
| Greenville, NC | 30 | $ 3,298,000 | $ 109,933 | $ 72,000 |
| Ithaca, NY | 30 | $ 3,061,000 | $ 102,033 | $ 49,000 |
| Fairbanks, AK | 27 | $ 3,301,000 | $ 122,259 | $ 71,000 |
| Sheboygan, WI | 26 | $ 2,821,000 | $ 108,500 | $ 53,000 |
| Sioux City, IA-NE-SD | 26 | $ 2,274,000 | $ 87,461 | $ 49,000 |
| Casper, WY | 25 | $ 2,183,000 | $ 87,320 | $ 38,000 |
| Lake Charles, LA | 23 | $ 2,109,000 | $ 91,695 | $ 68,000 |
| Lewiston, ID-WA | 23 | $ 1,835,000 | $ 79,782 | $ 62,000 |
| Oshkosh-Neenah, WI | 23 | $ 2,498,000 | $ 108,608 | $ 47,000 |
| Burlington, NC | 22 | $ 2,445,000 | $ 111,136 | $ 102,000 |
| Fond Du Lac, WI | 22 | $ 2,396,000 | $ 108,909 | $ 64,000 |
| Missoula, MT | 22 | $ 4,100,000 | $ 186,363 | $ 34,000 |
| Springfield, IL | 22 | $ 2,652,000 | $ 120,545 | $ 60,000 |
| Bismarck, ND | 21 | $ 2,421,000 | $ 115,285 | $ 47,000 |
| Charleston, WV | 21 | $ 2,342,000 | $ 111,523 | $ 62,000 |
| Decatur, IL | 21 | $ 1,985,000 | $ 94,523 | $ 40,000 |
| Bloomington-Normal, IL | 19 | $ 1,733,000 | $ 91,210 | $ 65,000 |
| Goldsboro, NC | 19 | $ 1,679,000 | $ 88,368 | $ 50,000 |
| Houma-Bayou Cane-Thibodaux, LA | 18 | $ 2,177,000 | $ 120,944 | $ 52,000 |
| Ames, IA | 17 | $ 1,401,000 | $ 82,411 | $ 43,000 |
| Hattiesburg, MS | 17 | $ 1,731,000 | $ 101,823 | $ 56,000 |
| Iowa City, IA | 17 | $ 2,031,000 | $ 119,470 | $ 58,000 |
| Dubuque, IA | 14 | $ 1,709,000 | $ 122,071 | $ 50,000 |
| Grand Forks, ND-MN | 13 | $ 1,291,000 | $ 99,307 | $ 41,000 |
| La Crosse, WI-MN | 13 | $ 1,527,000 | $ 117,461 | $ 47,000 |
| Monroe, LA | 12 | $ 1,266,000 | $ 105,500 | $ 53,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 855,000 | $ 77,727 | $ 40,000 |
| Parkersburg-Marietta, WV-OH | 9 | $ 810,000 | $ 90,000 | $ 46,000 |
| Wheeling, WV-OH | 8 | $ 787,000 | $ 98,375 | $ 42,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 1,119,000 | $ 159,857 | $ 98,000 |
| Morgantown, WV | 4 | $ 426,000 | $ 106,500 | $ 125,000 |
Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 191,156 | $28,962,642,000 | $146,384 | $3,500,000 | $57,769 | $8,400,000 |
| Home Purchase | 101,181 | $14,718,615,000 | $123,980 | $1,840,000 | $68,961 | $8,000,000 |
| Home Improvement | 7,291 | $1,073,525,000 | $120,102 | $1,750,000 | $52,081 | $1,548,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 133,070 | $19,337,569,000 | $140,230 | $3,500,000 | $64,326 | $5,014,000 |
| Not Provided | 68,965 | $9,884,402,000 | $136,903 | $1,824,000 | $55,846 | $8,400,000 |
| Hispanic | 47,615 | $7,977,153,000 | $127,346 | $1,500,000 | $57,865 | $1,736,000 |
| Black or African American | 40,768 | $5,667,659,000 | $134,576 | $1,325,000 | $56,442 | $8,000,000 |
| Asian | 6,642 | $1,428,032,000 | $159,940 | $1,840,000 | $80,220 | $2,619,000 |
| Native Hawaiian or Other Pacific Islander | 1,456 | $294,962,000 | $153,325 | $2,000,000 | $70,604 | $900,000 |
| American Indian or Alaskan Native | 1,043 | $152,216,000 | $136,577 | $1,500,000 | $60,444 | $1,200,000 |
| Not applicable | 69 | $12,789,000 | $175,285 | $750,000 | $73,500 | $1,004,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 299,628 | $44,754,782,000 | $137,038 | $3,500,000 | $60,826 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 107,201 | $16,383,352,000 | $134,980 | $1,950,000 | $67,941 | $5,014,000 |
| Application Denied By Financial Institution | 99,862 | $14,788,861,000 | $136,846 | $3,500,000 | $60,826 | $8,000,000 |
| Application Withdrawn By Applicant | 91,057 | $13,370,201,000 | $138,403 | $2,586,000 | $55,230 | $8,400,000 |
| Application Approved But Not Accepted | 1,460 | $202,578,000 | $127,200 | $1,200,000 | $51,577 | $1,704,000 |
| Loan Purchased By The Institution | 48 | $9,790,000 | $190,166 | $750,000 | $81,666 | $1,004,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 34,146 | $5,297,540,000 | $141,711 | $1,900,000 | $72,826 | $8,000,000 |
| Credit History | 22,586 | $3,044,773,000 | $132,529 | $2,000,000 | $52,176 | $1,392,000 |
| Credit Application Incomplete | 12,802 | $1,984,517,000 | $128,980 | $3,500,000 | $58,980 | $1,200,000 |
| Collateral | 8,945 | $1,198,120,000 | $137,058 | $1,800,000 | $62,392 | $1,500,000 |
| Debt-To-Income Ratio | 6,799 | $990,053,000 | $136,705 | $1,500,000 | $47,627 | $1,680,000 |
| Unverifiable Information | 3,018 | $498,980,000 | $147,411 | $1,425,000 | $61,568 | $1,200,000 |
| Employment History | 1,460 | $213,153,000 | $142,163 | $980,000 | $63,571 | $1,440,000 |
| Mortgage Insurance Denied | 103 | $16,457,000 | $129,681 | $683,000 | $78,636 | $461,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $129,000 | $64,500 | $79,000 | $36,500 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Accredited Home Lenders, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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