First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First Technology Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,832 |
| Total Mortgage Loan Application Amount | $1,854,980,000 |
| Average Mortgage Loan Application Amount | $206,666 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $2,342,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,550 | $ 641,187,000 | $ 413,000 | $ 153,000 |
| Washington County Oregon | 1,331 | $ 275,383,000 | $ 206,000 | $ 107,000 |
| Multnomah County Oregon | 340 | $ 80,311,000 | $ 236,000 | $ 124,000 |
| Santa Clara County California | 292 | $ 169,959,000 | $ 582,000 | $ 187,000 |
| Lane County Oregon | 250 | $ 11,286,000 | $ 45,000 | $ 67,000 |
| Snohomish County Washington | 207 | $ 66,100,000 | $ 319,000 | $ 128,000 |
| Larimer County Colorado | 203 | $ 34,051,000 | $ 167,000 | $ 109,000 |
| Marion County Oregon | 183 | $ 18,239,000 | $ 99,000 | $ 82,000 |
| Clackamas County Oregon | 156 | $ 42,020,000 | $ 269,000 | $ 125,000 |
| Placer County California | 140 | $ 34,591,000 | $ 247,000 | $ 126,000 |
| Ada County Idaho | 121 | $ 20,888,000 | $ 172,000 | $ 107,000 |
| San Diego County California | 105 | $ 32,947,000 | $ 313,000 | $ 141,000 |
| Harris County Texas | 92 | $ 21,236,000 | $ 230,000 | $ 134,000 |
| Clark County Washington | 89 | $ 18,120,000 | $ 203,000 | $ 129,000 |
| Sonoma County California | 78 | $ 24,153,000 | $ 309,000 | $ 129,000 |
| Benton County Oregon | 72 | $ 12,259,000 | $ 170,000 | $ 121,000 |
| Alameda County California | 65 | $ 28,415,000 | $ 437,000 | $ 163,000 |
| El Paso County Colorado | 57 | $ 8,213,000 | $ 144,000 | $ 98,000 |
| Sacramento County California | 56 | $ 10,706,000 | $ 191,000 | $ 119,000 |
| San Mateo County California | 55 | $ 28,859,000 | $ 524,000 | $ 192,000 |
| Maricopa County Arizona | 49 | $ 10,850,000 | $ 221,000 | $ 99,000 |
| Linn County Oregon | 44 | $ 4,169,000 | $ 94,000 | $ 70,000 |
| Deschutes County Oregon | 42 | $ 8,561,000 | $ 203,000 | $ 115,000 |
| Polk County Oregon | 41 | $ 4,032,000 | $ 98,000 | $ 90,000 |
| Weld County Colorado | 38 | $ 4,417,000 | $ 116,000 | $ 77,000 |
| Arapahoe County Colorado | 37 | $ 5,753,000 | $ 155,000 | $ 113,000 |
| Los Angeles County California | 35 | $ 17,490,000 | $ 499,000 | $ 162,000 |
| Douglas County Colorado | 33 | $ 8,040,000 | $ 243,000 | $ 130,000 |
| Orange County California | 32 | $ 12,720,000 | $ 397,000 | $ 129,000 |
| Yamhill County Oregon | 29 | $ 4,477,000 | $ 154,000 | $ 156,000 |
| Columbia County Oregon | 27 | $ 4,085,000 | $ 151,000 | $ 90,000 |
| Denver County Colorado | 25 | $ 4,257,000 | $ 170,000 | $ 163,000 |
| Riverside County California | 24 | $ 5,589,000 | $ 232,000 | $ 119,000 |
| Contra Costa County California | 22 | $ 6,332,000 | $ 287,000 | $ 171,000 |
| Fulton County Georgia | 20 | $ 4,356,000 | $ 217,000 | $ 119,000 |
| Cobb County Georgia | 19 | $ 3,361,000 | $ 176,000 | $ 108,000 |
| Montgomery County Texas | 17 | $ 2,579,000 | $ 151,000 | $ 129,000 |
| El Dorado County California | 15 | $ 3,999,000 | $ 266,000 | $ 176,000 |
| San Francisco County California | 15 | $ 5,548,000 | $ 369,000 | $ 199,000 |
| Santa Cruz County California | 15 | $ 6,340,000 | $ 422,000 | $ 174,000 |
| Nevada County California | 14 | $ 3,876,000 | $ 276,000 | $ 153,000 |
| Clark County Nevada | 14 | $ 1,939,000 | $ 138,000 | $ 135,000 |
| San Joaquin County California | 13 | $ 2,101,000 | $ 161,000 | $ 146,000 |
| Solano County California | 13 | $ 5,162,000 | $ 397,000 | $ 101,000 |
| Broward County Florida | 13 | $ 3,303,000 | $ 254,000 | $ 156,000 |
| Tillamook County Oregon | 13 | $ 2,200,000 | $ 169,000 | $ 127,000 |
| Fort Bend County Texas | 13 | $ 3,401,000 | $ 261,000 | $ 164,000 |
| Travis County Texas | 12 | $ 2,278,000 | $ 189,000 | $ 185,000 |
| Adams County Colorado | 11 | $ 1,670,000 | $ 151,000 | $ 99,000 |
| Jefferson County Colorado | 11 | $ 1,934,000 | $ 175,000 | $ 108,000 |
| Gwinnett County Georgia | 11 | $ 1,460,000 | $ 132,000 | $ 105,000 |
| Essex County Massachusetts | 11 | $ 1,921,000 | $ 174,000 | $ 130,000 |
| Middlesex County Massachusetts | 11 | $ 3,201,000 | $ 291,000 | $ 143,000 |
| Lincoln County Oregon | 10 | $ 1,358,000 | $ 135,000 | $ 93,000 |
| Collin County Texas | 10 | $ 1,953,000 | $ 195,000 | $ 151,000 |
| Pierce County Washington | 10 | $ 1,640,000 | $ 164,000 | $ 92,000 |
| Forsyth County Georgia | 9 | $ 2,685,000 | $ 298,000 | $ 128,000 |
| Dallas County Texas | 9 | $ 5,060,000 | $ 562,000 | $ 83,000 |
| Denton County Texas | 9 | $ 2,105,000 | $ 233,000 | $ 145,000 |
| Kitsap County Washington | 9 | $ 2,524,000 | $ 280,000 | $ 161,000 |
| San Bernardino County California | 8 | $ 1,136,000 | $ 142,000 | $ 144,000 |
| Boulder County Colorado | 8 | $ 1,850,000 | $ 231,000 | $ 130,000 |
| Miami-Dade County Florida | 8 | $ 2,118,000 | $ 264,000 | $ 102,000 |
| Palm Beach County Florida | 8 | $ 1,397,000 | $ 174,000 | $ 129,000 |
| Washoe County Nevada | 8 | $ 2,158,000 | $ 269,000 | $ 178,000 |
| Rockingham County New Hampshire | 8 | $ 944,000 | $ 118,000 | $ 94,000 |
| Marin County California | 7 | $ 5,018,000 | $ 716,000 | $ 219,000 |
| Elbert County Colorado | 7 | $ 1,435,000 | $ 205,000 | $ 148,000 |
| New Castle County Delaware | 7 | $ 638,000 | $ 91,000 | $ 83,000 |
| DeKalb County Georgia | 7 | $ 1,059,000 | $ 151,000 | $ 104,000 |
| Canyon County Idaho | 7 | $ 802,000 | $ 114,000 | $ 96,000 |
| Hays County Texas | 7 | $ 974,000 | $ 139,000 | $ 141,000 |
| Williamson County Texas | 7 | $ 974,000 | $ 139,000 | $ 133,000 |
| Island County Washington | 7 | $ 1,576,000 | $ 225,000 | $ 164,000 |
| Spokane County Washington | 7 | $ 1,689,000 | $ 241,000 | $ 138,000 |
| Monterey County California | 6 | $ 2,523,000 | $ 420,000 | $ 145,000 |
| Orange County Florida | 6 | $ 405,000 | $ 67,000 | $ 176,000 |
| Cherokee County Georgia | 6 | $ 1,087,000 | $ 181,000 | $ 132,000 |
| Cook County Illinois | 6 | $ 102,000 | $ 17,000 | $ 84,000 |
| Hillsborough County New Hampshire | 6 | $ 1,442,000 | $ 240,000 | $ 140,000 |
| San Juan County Washington | 6 | $ 1,665,000 | $ 277,000 | $ 116,000 |
| Yolo County California | 5 | $ 526,000 | $ 105,000 | $ 86,000 |
| Yuba County California | 5 | $ 335,000 | $ 67,000 | $ 70,000 |
| Seminole County Florida | 5 | $ 511,000 | $ 102,000 | $ 306,000 |
| Oakland County Michigan | 5 | $ 155,000 | $ 31,000 | $ 125,000 |
| Nassau County New York | 5 | $ 357,000 | $ 71,000 | $ 122,000 |
| Cuyahoga County Ohio | 5 | $ 389,000 | $ 77,000 | $ 164,000 |
| Aguadilla County Puerto Rico | 5 | $ 30,000 | $ 6,000 | $ 41,000 |
| Isabela County Puerto Rico | 5 | $ 35,000 | $ 7,000 | $ 47,000 |
| Tarrant County Texas | 5 | $ 2,784,000 | $ 556,000 | $ 110,000 |
| Salt Lake County Utah | 5 | $ 823,000 | $ 164,000 | $ 103,000 |
| Chelan County Washington | 5 | $ 1,474,000 | $ 294,000 | $ 582,000 |
| Thurston County Washington | 5 | $ 866,000 | $ 173,000 | $ 146,000 |
| Stanislaus County California | 4 | $ 882,000 | $ 220,000 | $ 109,000 |
| Sutter County California | 4 | $ 669,000 | $ 167,000 | $ 129,000 |
| Pinellas County Florida | 4 | $ 295,000 | $ 73,000 | $ 79,000 |
| Valley County Idaho | 4 | $ 492,000 | $ 123,000 | $ 123,000 |
| Linn County Iowa | 4 | $ 25,000 | $ 6,000 | $ 86,000 |
| Baltimore County Maryland | 4 | $ 486,000 | $ 121,000 | $ 87,000 |
| Montgomery County Maryland | 4 | $ 1,372,000 | $ 343,000 | $ 147,000 |
| Norfolk County Massachusetts | 4 | $ 475,000 | $ 118,000 | $ 142,000 |
| Hudson County New Jersey | 4 | $ 1,127,000 | $ 281,000 | $ 171,000 |
| Mecklenburg County North Carolina | 4 | $ 200,000 | $ 50,000 | $ 172,000 |
| Clatsop County Oregon | 4 | $ 676,000 | $ 169,000 | $ 107,000 |
| Wasco County Oregon | 4 | $ 291,000 | $ 72,000 | $ 62,000 |
| Chester County Pennsylvania | 4 | $ 798,000 | $ 199,000 | $ 221,000 |
| Aguada County Puerto Rico | 4 | $ 28,000 | $ 7,000 | $ 44,000 |
| Fairfax County Virginia | 4 | $ 462,000 | $ 115,000 | $ 181,000 |
| Kittitas County Washington | 4 | $ 1,253,000 | $ 313,000 | $ 181,000 |
| Whatcom County Washington | 4 | $ 561,000 | $ 140,000 | $ 135,000 |
| Mohave County Arizona | 3 | $ 132,000 | $ 44,000 | $ 52,000 |
| Pinal County Arizona | 3 | $ 414,000 | $ 138,000 | $ 95,000 |
| Yavapai County Arizona | 3 | $ 524,000 | $ 174,000 | $ 57,000 |
| Madera County California | 3 | $ 1,372,000 | $ 457,000 | $ 87,000 |
| San Luis Obispo County California | 3 | $ 1,016,000 | $ 338,000 | $ 166,000 |
| Shasta County California | 3 | $ 51,000 | $ 17,000 | $ 118,000 |
| Fairfield County Connecticut | 3 | $ 900,000 | $ 300,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 3 | $ 585,000 | $ 195,000 | $ 141,000 |
| Alachua County Florida | 3 | $ 139,000 | $ 46,000 | $ 111,000 |
| Escambia County Florida | 3 | $ 236,000 | $ 78,000 | $ 96,000 |
| Hillsborough County Florida | 3 | $ 199,000 | $ 66,000 | $ 63,000 |
| Lake County Florida | 3 | $ 201,000 | $ 67,000 | $ 117,000 |
| Volusia County Florida | 3 | $ 299,000 | $ 99,000 | $ 130,000 |
| Gem County Idaho | 3 | $ 155,000 | $ 51,000 | $ 92,000 |
| Anoka County Minnesota | 3 | $ 376,000 | $ 125,000 | $ 203,000 |
| Bernalillo County New Mexico | 3 | $ 510,000 | $ 170,000 | $ 122,000 |
| Suffolk County New York | 3 | $ 56,000 | $ 18,000 | $ 118,000 |
| Crook County Oregon | 3 | $ 181,000 | $ 60,000 | $ 33,000 |
| Curry County Oregon | 3 | $ 728,000 | $ 242,000 | $ 79,000 |
| Douglas County Oregon | 3 | $ 171,000 | $ 57,000 | $ 57,000 |
| Hood River County Oregon | 3 | $ 745,000 | $ 248,000 | $ 199,000 |
| Philadelphia County Pennsylvania | 3 | $ 201,000 | $ 67,000 | $ 86,000 |
| San Sebastian County Puerto Rico | 3 | $ 59,000 | $ 19,000 | $ 62,000 |
| Loudoun County Virginia | 3 | $ 787,000 | $ 262,000 | $ 138,000 |
| Benton County Washington | 3 | $ 6,128,000 | $ 2,042,000 | $ 67,000 |
| Jefferson County Washington | 3 | $ 729,000 | $ 243,000 | $ 101,000 |
| Skagit County Washington | 3 | $ 741,000 | $ 247,000 | $ 310,000 |
| Coconino County Arizona | 2 | $ 8,000 | $ 4,000 | $ 432,000 |
| Navajo County Arizona | 2 | $ 148,000 | $ 74,000 | $ 143,000 |
| Pima County Arizona | 2 | $ 114,000 | $ 57,000 | $ 50,000 |
| Butte County California | 2 | $ 422,000 | $ 211,000 | $ 142,000 |
| Fresno County California | 2 | $ 190,000 | $ 95,000 | $ 164,000 |
| Kern County California | 2 | $ 56,000 | $ 28,000 | $ 144,000 |
| San Benito County California | 2 | $ 860,000 | $ 430,000 | $ 87,000 |
| La Plata County Colorado | 2 | $ 517,000 | $ 258,000 | $ 44,000 |
| Pueblo County Colorado | 2 | $ 223,000 | $ 111,000 | $ 119,000 |
| Teller County Colorado | 2 | $ 7,000 | $ 3,000 | $ 33,000 |
| Tolland County Connecticut | 2 | $ 52,000 | $ 26,000 | $ 101,000 |
| Gadsden County Florida | 2 | $ 18,000 | $ 9,000 | $ 23,000 |
| St. Lucie County Florida | 2 | $ 257,000 | $ 128,000 | $ 176,000 |
| Gooding County Idaho | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Kootenai County Idaho | 2 | $ 116,000 | $ 58,000 | $ 52,000 |
| DuPage County Illinois | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| Calcasieu County Louisiana | 2 | $ 36,000 | $ 18,000 | $ 64,000 |
| Cumberland County Maine | 2 | $ 171,000 | $ 85,000 | $ 131,000 |
| Wicomico County Maryland | 2 | $ 166,000 | $ 83,000 | $ 115,000 |
| Suffolk County Massachusetts | 2 | $ 406,000 | $ 203,000 | $ 50,000 |
| Burlington County New Jersey | 2 | $ 485,000 | $ 242,000 | $ 158,000 |
| Morris County New Jersey | 2 | $ 604,000 | $ 302,000 | $ 138,000 |
| Somerset County New Jersey | 2 | $ 97,000 | $ 48,000 | $ 159,000 |
| Sussex County New Jersey | 2 | $ 153,000 | $ 76,000 | $ 77,000 |
| Monroe County New York | 2 | $ 198,000 | $ 99,000 | $ 79,000 |
| Onslow County North Carolina | 2 | $ 35,000 | $ 17,000 | $ 73,000 |
| Union County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 241,000 |
| Wake County North Carolina | 2 | $ 1,532,000 | $ 766,000 | $ 210,000 |
| Medina County Ohio | 2 | $ 21,000 | $ 10,000 | $ 62,000 |
| Summit County Ohio | 2 | $ 53,000 | $ 26,000 | $ 124,000 |
| Allegheny County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 52,000 |
| Moca County Puerto Rico | 2 | $ 11,000 | $ 5,000 | $ 52,000 |
| Yauco County Puerto Rico | 2 | $ 41,000 | $ 20,000 | $ 49,000 |
| Bell County Texas | 2 | $ 41,000 | $ 20,000 | $ 99,000 |
| Bexar County Texas | 2 | $ 252,000 | $ 126,000 | $ 85,000 |
| Fairfax City County Virginia | 2 | $ 638,000 | $ 319,000 | $ 120,000 |
| Prince William County Virginia | 2 | $ 213,000 | $ 106,000 | $ 114,000 |
| Clallam County Washington | 2 | $ 90,000 | $ 45,000 | $ 105,000 |
| Klickitat County Washington | 2 | $ 615,000 | $ 307,000 | $ 84,000 |
| Autauga County Alabama | 1 | $ 193,000 | $ 193,000 | $ 76,000 |
| Chilton County Alabama | 1 | $ 1,000 | $ 1,000 | $ 204,000 |
| Jefferson County Alabama | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Anchorage County Alaska | 1 | $ 75,000 | $ 75,000 | $ 218,000 |
| Yuma County Arizona | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Pulaski County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 62,000 |
| Calaveras County California | 1 | $ 23,000 | $ 23,000 | $ 150,000 |
| Humboldt County California | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| Inyo County California | 1 | $ 272,000 | $ 272,000 | $ 6,000 |
| Mariposa County California | 1 | $ 26,000 | $ 26,000 | $ 81,000 |
| Mendocino County California | 1 | $ 820,000 | $ 820,000 | $ 190,000 |
| Plumas County California | 1 | $ 184,000 | $ 184,000 | $ 122,000 |
| Santa Barbara County California | 1 | $ 2,325,000 | $ 2,325,000 | $ 589,000 |
| Siskiyou County California | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| Tuolumne County California | 1 | $ 40,000 | $ 40,000 | $ 575,000 |
| Broomfield County Colorado | 1 | $ 30,000 | $ 30,000 | $ 130,000 |
| Chaffee County Colorado | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| Logan County Colorado | 1 | $ 3,000 | $ 3,000 | $ 70,000 |
| Routt County Colorado | 1 | $ 416,000 | $ 416,000 | $ 174,000 |
| San Miguel County Colorado | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Summit County Colorado | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Litchfield County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Brevard County Florida | 1 | $ 6,000 | $ 6,000 | $ 99,000 |
| Charlotte County Florida | 1 | $ 27,000 | $ 27,000 | $ 48,000 |
| Duval County Florida | 1 | $ 40,000 | $ 40,000 | $ 230,000 |
| Indian River County Florida | 1 | $ 242,000 | $ 242,000 | $ 98,000 |
| Lee County Florida | 1 | $ 53,000 | $ 53,000 | $ 196,000 |
| Monroe County Florida | 1 | $ 40,000 | $ 40,000 | $ 300,000 |
| Okaloosa County Florida | 1 | $ 50,000 | $ 50,000 | $ 250,000 |
| Osceola County Florida | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Pasco County Florida | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Sarasota County Florida | 1 | $ 510,000 | $ 510,000 | $ 164,000 |
| Suwannee County Florida | 1 | $ 10,000 | $ 10,000 | $ 100,000 |
| Walton County Florida | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Chatham County Georgia | 1 | $ 216,000 | $ 216,000 | $ 115,000 |
| Dawson County Georgia | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Douglas County Georgia | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 10,000 | $ 10,000 | $ 131,000 |
| Lowndes County Georgia | 1 | $ 2,000 | $ 2,000 | $ 42,000 |
| Oconee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Polk County Georgia | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Rockdale County Georgia | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
| Honolulu County Hawaii | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Maui County Hawaii | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Adams County Idaho | 1 | $ 133,000 | $ 133,000 | $ 85,000 |
| Blaine County Idaho | 1 | $ 520,000 | $ 520,000 | $ 196,000 |
| Bonner County Idaho | 1 | $ 256,000 | $ 256,000 | $ 273,000 |
| Sangamon County Illinois | 1 | $ 7,000 | $ 7,000 | $ 83,000 |
| Lake County Indiana | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Vanderburgh County Indiana | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Anderson County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| St. Tammany County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Hancock County Maine | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Anne Arundel County Maryland | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Baltimore City County Maryland | 1 | $ 2,000 | $ 2,000 | $ 62,000 |
| Frederick County Maryland | 1 | $ 100,000 | $ 100,000 | $ 249,000 |
| Harford County Maryland | 1 | $ 288,000 | $ 288,000 | $ 137,000 |
| Prince George's County Maryland | 1 | $ 10,000 | $ 10,000 | $ 1,402,000 |
| Washington County Maryland | 1 | $ 10,000 | $ 10,000 | $ 141,000 |
| Barnstable County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 203,000 |
| Bristol County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 604,000 | $ 604,000 | $ 274,000 |
| Worcester County Massachusetts | 1 | $ 12,000 | $ 12,000 | $ 154,000 |
| Macomb County Michigan | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
| Carver County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 130,000 |
| Isanti County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Jackson County Missouri | 1 | $ 190,000 | $ 190,000 | $ 230,000 |
| Cascade County Montana | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
| Douglas County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 85,000 |
| Atlantic County New Jersey | 1 | $ 32,000 | $ 32,000 | $ 122,000 |
| Bergen County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Camden County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Essex County New Jersey | 1 | $ 3,000 | $ 3,000 | $ 230,000 |
| Mercer County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 180,000 |
| Middlesex County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Monmouth County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 140,000 |
| San Juan County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Bronx County New York | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Clinton County New York | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Erie County New York | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Kings County New York | 1 | $ 30,000 | $ 30,000 | $ 152,000 |
| Niagara County New York | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Orange County New York | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Saratoga County New York | 1 | $ 3,000 | $ 3,000 | $ 90,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 250,000 |
| Cabarrus County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Chatham County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 179,000 |
| Cleveland County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Cumberland County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 206,000 |
| Durham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Forsyth County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Pitt County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Richmond County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Franklin County Ohio | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Hamilton County Ohio | 1 | $ 7,000 | $ 7,000 | $ 74,000 |
| Mahoning County Ohio | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Montgomery County Ohio | 1 | $ 176,000 | $ 176,000 | $ 223,000 |
| Portage County Ohio | 1 | $ 13,000 | $ 13,000 | $ 35,000 |
| Tulsa County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 110,000 |
| Baker County Oregon | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Coos County Oregon | 1 | $ 88,000 | $ 88,000 | $ 333,000 |
| Harney County Oregon | 1 | $ 38,000 | $ 38,000 | $ 69,000 |
| Jackson County Oregon | 1 | $ 210,000 | $ 210,000 | $ 58,000 |
| Josephine County Oregon | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| Klamath County Oregon | 1 | $ 106,000 | $ 106,000 | $ 83,000 |
| Umatilla County Oregon | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Carbon County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Crawford County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Delaware County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Montgomery County Pennsylvania | 1 | $ 1,292,000 | $ 1,292,000 | $ 315,000 |
| Westmoreland County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 62,000 |
| Anasco County Puerto Rico | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Cabo Rojo County Puerto Rico | 1 | $ 13,000 | $ 13,000 | $ 59,000 |
| Corozal County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Mayaguez County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Quebradillas County Puerto Rico | 1 | $ 4,000 | $ 4,000 | $ 12,000 |
| Utuado County Puerto Rico | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Vega Baja County Puerto Rico | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Cumberland County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Atascosa County Texas | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Bosque County Texas | 1 | $ 24,000 | $ 24,000 | $ 139,000 |
| El Paso County Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Galveston County Texas | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Hopkins County Texas | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Kaufman County Texas | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Lubbock County Texas | 1 | $ 96,000 | $ 96,000 | $ 95,000 |
| Nueces County Texas | 1 | $ 300,000 | $ 300,000 | $ 148,000 |
| Wise County Texas | 1 | $ 267,000 | $ 267,000 | $ 125,000 |
| Tooele County Utah | 1 | $ 264,000 | $ 264,000 | $ 72,000 |
| Weber County Utah | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Arlington County Virginia | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Caroline County Virginia | 1 | $ 99,000 | $ 99,000 | $ 177,000 |
| Charlottesville County Virginia | 1 | $ 276,000 | $ 276,000 | $ 51,000 |
| Fauquier County Virginia | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Greene County Virginia | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Henrico County Virginia | 1 | $ 162,000 | $ 162,000 | $ 76,000 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Suffolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Cowlitz County Washington | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Douglas County Washington | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Franklin County Washington | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| Grant County Washington | 1 | $ 254,000 | $ 254,000 | $ 201,000 |
| Grays Harbor County Washington | 1 | $ 124,000 | $ 124,000 | $ 218,000 |
| Lewis County Washington | 1 | $ 150,000 | $ 150,000 | $ 231,000 |
| Mason County Washington | 1 | $ 302,000 | $ 302,000 | $ 146,000 |
| Okanogan County Washington | 1 | $ 279,000 | $ 279,000 | $ 274,000 |
| Pacific County Washington | 1 | $ 26,000 | $ 26,000 | $ 74,000 |
| Skamania County Washington | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Yakima County Washington | 1 | $ 192,000 | $ 192,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,283 | $1,210,822,000 | $368,000 | $5,130,000 | $137,000 | $2,058,000 |
| Refinancing | 2,649 | $631,475,000 | $238,000 | $6,000,000 | $123,000 | $2,342,000 |
| Home Improvement | 900 | $12,683,000 | $14,000 | $327,000 | $106,000 | $1,620,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,011 | $804,668,000 | $267,000 | $3,608,000 | $124,000 | $2,058,000 |
| Not Provided | 2,121 | $408,707,000 | $192,000 | $2,920,000 | $130,000 | $2,342,000 |
| Asian | 1,284 | $506,750,000 | $394,000 | $2,000,000 | $137,000 | $779,000 |
| Hispanic | 276 | $65,513,000 | $237,000 | $1,312,000 | $114,000 | $426,000 |
| Black or African American | 84 | $23,624,000 | $281,000 | $1,168,000 | $109,000 | $299,000 |
| American Indian or Alaskan Native | 24 | $4,447,000 | $185,000 | $636,000 | $108,000 | $369,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,036,000 | $212,000 | $475,000 | $109,000 | $204,000 |
| Not applicable | 13 | $37,235,000 | $2,864,000 | $6,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,832 | $1,854,980,000 | $271,000 | $6,000,000 | $128,000 | $2,342,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,671 | $1,373,294,000 | $294,000 | $6,000,000 | $130,000 | $2,342,000 |
| Application Approved But Not Accepted | 1,135 | $298,867,000 | $263,000 | $1,500,000 | $131,000 | $1,480,000 |
| Application Denied By Financial Institution | 731 | $113,839,000 | $155,000 | $5,900,000 | $107,000 | $1,402,000 |
| Application Withdrawn By Applicant | 263 | $45,663,000 | $173,000 | $888,000 | $132,000 | $2,058,000 |
| Loan Purchased By The Institution | 30 | $22,857,000 | $761,000 | $1,575,000 | $18,000 | $47,000 |
| File Closed For Incompleteness | 2 | $460,000 | $230,000 | $288,000 | $93,000 | $103,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 150 | $24,881,000 | $165,000 | $1,120,000 | $125,000 | $505,000 |
| Credit History | 141 | $29,819,000 | $211,000 | $1,128,000 | $116,000 | $1,320,000 |
| Debt-To-Income Ratio | 116 | $35,672,000 | $307,000 | $3,975,000 | $89,000 | $300,000 |
| Other | 29 | $10,605,000 | $365,000 | $5,900,000 | $142,000 | $369,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,253,000 | $303,000 | $740,000 | $104,000 | $206,000 |
| Employment History | 6 | $1,744,000 | $290,000 | $435,000 | $117,000 | $180,000 |
| Unverifiable Information | 5 | $1,556,000 | $311,000 | $560,000 | $109,000 | $151,000 |
| Credit Application Incomplete | 4 | $621,000 | $155,000 | $200,000 | $71,000 | $104,000 |
| Mortgage Insurance Denied | 2 | $431,000 | $215,000 | $216,000 | $96,000 | $136,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.