Affinity Mortgage LLC Mortgage Lending & HMDA Data, 2008
In 2008, Affinity Mortgage LLC of Dallas, TX reported 1,095 mortgage applications totaling $219.4 million. The average application was for $200,336, and applicants reported an average income of $122,463. 65% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (86), Chicago-Naperville-Joliet, IL (69) and Riverside-San Bernardino-Ontario, CA (45) (applications in parentheses).
| Mortgage Company & Address | Affinity Mortgage LLC 1700 Pacific Avenue, Suite 1260 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 |
| Total Number of Mortgage Applications | 1,095 |
| Total Mortgage Loan Application Amount | $219,368,000 |
| Average Mortgage Loan Application Amount | $200,336 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $122,463 |
| Highest Applicant Income | $649,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Affinity Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 86 | $ 21,291,000 | $ 247,569 | $ 131,000 |
| Chicago-Naperville-Joliet, IL | 69 | $ 13,177,000 | $ 190,971 | $ 147,000 |
| Riverside-San Bernardino-Ontario, CA | 45 | $ 9,737,000 | $ 216,377 | $ 127,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 43 | $ 10,728,000 | $ 249,488 | $ 176,395 |
| Dallas-Plano-Irving, TX | 41 | $ 7,210,000 | $ 175,853 | $ 100,000 |
| Santa Ana-Anaheim-Irvine, CA | 37 | $ 9,827,000 | $ 265,594 | $ 140,000 |
| Baltimore-Towson, MD | 32 | $ 5,900,000 | $ 184,375 | $ 115,000 |
| Oakland-Fremont-Hayward, CA | 31 | $ 6,118,000 | $ 197,354 | $ 102,000 |
| Seattle-Bellevue-Everett, WA | 29 | $ 6,427,000 | $ 221,620 | $ 102,000 |
| Portland-Vancouver-Beaverton, OR-WA | 26 | $ 4,437,000 | $ 170,653 | $ 106,307 |
| San Diego-Carlsbad-San Marcos, CA | 25 | $ 5,742,000 | $ 229,680 | $ 119,000 |
| Denver-Aurora, CO | 24 | $ 3,989,000 | $ 166,208 | $ 93,000 |
| Houston-Sugar Land-Baytown, TX | 22 | $ 3,268,000 | $ 148,545 | $ 122,000 |
| Charlotte-Gastonia-Concord, NC-SC | 21 | $ 3,912,000 | $ 186,285 | $ 148,000 |
| San Francisco-San Mateo-Redwood City, CA | 20 | $ 6,311,000 | $ 315,550 | $ 168,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 16 | $ 3,311,000 | $ 206,937 | $ 124,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 5,186,000 | $ 324,125 | $ 153,000 |
| Bethesda-Frederick-Gaithersburg, MD | 15 | $ 2,913,000 | $ 194,200 | $ 137,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 2,940,000 | $ 196,000 | $ 96,000 |
| Cambridge-Newton-Framingham, MA | 14 | $ 2,426,000 | $ 173,285 | $ 114,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,456,000 | $ 188,923 | $ 124,000 |
| Wilmington, DE-MD-NJ | 13 | $ 2,222,000 | $ 170,923 | $ 153,153 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 2,195,000 | $ 182,916 | $ 138,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 3,146,000 | $ 286,000 | $ 212,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 1,802,000 | $ 163,818 | $ 138,000 |
| Bakersfield, CA | 10 | $ 1,771,000 | $ 177,100 | $ 133,000 |
| Austin-Round Rock, TX | 9 | $ 2,085,000 | $ 231,666 | $ 110,000 |
| San Luis Obispo-Paso Robles, CA | 9 | $ 1,650,000 | $ 183,333 | $ 96,000 |
| Boston-Quincy, MA | 8 | $ 1,251,000 | $ 156,375 | $ 92,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,546,000 | $ 193,250 | $ 152,000 |
| Memphis, TN-MS-AR | 8 | $ 1,564,000 | $ 195,500 | $ 120,750 |
| Peabody, MA | 8 | $ 1,567,000 | $ 195,875 | $ 115,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,023,000 | $ 146,142 | $ 94,000 |
| Jacksonville, FL | 7 | $ 1,208,000 | $ 172,571 | $ 95,000 |
| Manchester-Nashua, NH | 7 | $ 1,097,000 | $ 156,714 | $ 196,000 |
| New Haven-Milford, CT | 7 | $ 1,853,000 | $ 264,714 | $ 193,000 |
| Tacoma, WA | 7 | $ 1,134,000 | $ 162,000 | $ 101,000 |
| Fort Worth-Arlington, TX | 6 | $ 1,154,000 | $ 192,333 | $ 92,000 |
| Fresno, CA | 6 | $ 900,000 | $ 150,000 | $ 92,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 989,000 | $ 164,833 | $ 234,000 |
| Raleigh-Cary, NC | 6 | $ 751,000 | $ 125,166 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 807,000 | $ 134,500 | $ 82,000 |
| Colorado Springs, CO | 5 | $ 896,000 | $ 179,200 | $ 88,000 |
| Portland-South Portland-Biddeford, ME | 5 | $ 764,000 | $ 152,800 | $ 49,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 1,058,000 | $ 211,600 | $ 105,000 |
| San Antonio, TX | 5 | $ 858,000 | $ 171,600 | $ 59,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,435,000 | $ 287,000 | $ 105,000 |
| Eugene-Springfield, OR | 4 | $ 442,000 | $ 110,500 | $ 65,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 938,000 | $ 234,500 | $ 101,000 |
| Greeley, CO | 4 | $ 643,000 | $ 160,750 | $ 128,000 |
| Jackson, MS | 4 | $ 489,000 | $ 122,250 | $ 118,000 |
| Knoxville, TN | 4 | $ 693,000 | $ 173,250 | $ 142,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 813,000 | $ 203,250 | $ 128,000 |
| Niles-Benton Harbor, MI | 4 | $ 515,000 | $ 128,750 | $ 101,000 |
| St. Louis, MO-IL | 4 | $ 808,000 | $ 202,000 | $ 119,500 |
| Wilmington, NC | 4 | $ 835,000 | $ 208,750 | $ 136,000 |
| Worcester, MA | 4 | $ 670,000 | $ 167,500 | $ 102,000 |
| Albuquerque, NM | 3 | $ 373,000 | $ 124,333 | $ 99,000 |
| Ann Arbor, MI | 3 | $ 611,000 | $ 203,666 | $ 114,000 |
| Barnstable Town, MA | 3 | $ 586,000 | $ 195,333 | $ 114,000 |
| Baton Rouge, LA | 3 | $ 493,000 | $ 164,333 | $ 84,000 |
| Bradenton-Sarasota-Venice, FL | 3 | $ 454,000 | $ 151,333 | $ 89,000 |
| Chico, CA | 3 | $ 616,000 | $ 205,333 | $ 90,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 353,000 | $ 117,666 | $ 109,000 |
| Idaho Falls, ID | 3 | $ 698,000 | $ 232,666 | $ 78,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 355,000 | $ 118,333 | $ 65,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 362,000 | $ 120,666 | $ 100,000 |
| Richmond, VA | 3 | $ 460,000 | $ 153,333 | $ 90,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 818,000 | $ 272,666 | $ 219,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 685,000 | $ 228,333 | $ 162,000 |
| Shreveport-Bossier City, LA | 3 | $ 549,000 | $ 183,000 | $ 120,000 |
| Tallahassee, FL | 3 | $ 268,000 | $ 89,333 | $ 59,000 |
| Yakima, WA | 3 | $ 620,000 | $ 206,666 | $ 91,000 |
| Asheville, NC | 2 | $ 376,000 | $ 188,000 | $ 51,000 |
| Auburn-Opelika, AL | 2 | $ 391,000 | $ 195,500 | $ 199,000 |
| Boise City-Nampa, ID | 2 | $ 161,000 | $ 80,500 | $ 45,000 |
| Boulder, CO | 2 | $ 443,000 | $ 221,500 | $ 102,000 |
| Bremerton-Silverdale, WA | 2 | $ 630,000 | $ 315,000 | $ 182,000 |
| Champaign-Urbana, IL | 2 | $ 208,000 | $ 104,000 | $ 105,000 |
| Charlottesville, VA | 2 | $ 324,000 | $ 162,000 | $ 205,000 |
| Coeur D'Alene, ID | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| College Station-Bryan, TX | 2 | $ 364,000 | $ 182,000 | $ 55,000 |
| El Paso, TX | 2 | $ 98,000 | $ 49,000 | $ 84,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 153,000 | $ 76,500 | $ 107,000 |
| Fort Collins-Loveland, CO | 2 | $ 525,000 | $ 262,500 | $ 103,000 |
| Las Cruces, NM | 2 | $ 220,000 | $ 110,000 | $ 49,000 |
| Lewiston, ID-WA | 2 | $ 300,000 | $ 150,000 | $ 86,000 |
| Lubbock, TX | 2 | $ 123,000 | $ 61,500 | $ 111,000 |
| Lynchburg, VA | 2 | $ 301,000 | $ 150,500 | $ 89,000 |
| Medford, OR | 2 | $ 328,000 | $ 164,000 | $ 75,000 |
| Monroe, MI | 2 | $ 128,000 | $ 64,000 | $ 119,000 |
| Olympia, WA | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 429,000 | $ 214,500 | $ 178,000 |
| Santa Fe, NM | 2 | $ 475,000 | $ 237,500 | $ 113,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 350,000 | $ 175,000 | $ 122,000 |
| Spokane, WA | 2 | $ 330,000 | $ 165,000 | $ 162,000 |
| Stockton, CA | 2 | $ 260,000 | $ 130,000 | $ 207,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 328,000 | $ 164,000 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 268,000 | $ 134,000 | $ 170,000 |
| Abilene, TX | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Beaumont-Port Arthur, TX | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Bellingham, WA | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Bend, OR | 1 | $ 280,000 | $ 280,000 | $ 60,000 |
| Cheyenne, WY | 1 | $ 100,000 | $ 100,000 | $ 183,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 129,000 | $ 129,000 | $ 105,000 |
| Columbus, OH | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| Corpus Christi, TX | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 410,000 | $ 410,000 | $ 73,000 |
| Dover, DE | 1 | $ 152,000 | $ 152,000 | $ 87,000 |
| Durham, NC | 1 | $ 406,000 | $ 406,000 | $ 118,000 |
| Fayetteville, NC | 1 | $ 138,000 | $ 138,000 | $ 120,000 |
| Hanford-Corcoran, CA | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Hot Springs, AR | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Huntsville, AL | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 317,000 | $ 317,000 | $ 74,000 |
| Lake Charles, LA | 1 | $ 180,000 | $ 180,000 | $ 130,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| Madison, WI | 1 | $ 348,000 | $ 348,000 | $ 143,000 |
| Merced, CA | 1 | $ 336,000 | $ 336,000 | $ 57,000 |
| Midland, TX | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 255,000 | $ 255,000 | $ 34,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 182,000 | $ 182,000 | $ 85,000 |
| Norwich-New London, CT | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Ocala, FL | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Ogden-Clearfield, UT | 1 | $ 98,000 | $ 98,000 | $ 99,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 260,000 | $ 260,000 | $ 144,000 |
| Salem, OR | 1 | $ 334,000 | $ 334,000 | $ 119,000 |
| Springfield, MA | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| St. George, UT | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Winston-Salem, NC | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Yuba City, CA | 1 | $ 413,000 | $ 413,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Affinity Mortgage LLC in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,053 | $210,501,000 | $199,000 | $1,000,000 | $123,000 | $649,000 |
| Home Purchase | 42 | $8,867,000 | $211,000 | $417,000 | $109,000 | $250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,087 | $218,453,000 | $200,000 | $1,000,000 | $123,000 | $649,000 |
| White | 8 | $915,000 | $114,000 | $220,000 | $103,000 | $200,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,095 | $219,368,000 | $200,000 | $1,000,000 | $123,000 | $649,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 713 | $144,200,000 | $202,000 | $615,000 | $121,000 | $531,000 |
| Application Withdrawn By Applicant | 355 | $68,121,000 | $191,000 | $1,000,000 | $126,000 | $649,000 |
| Application Denied By Financial Institution | 27 | $7,047,000 | $261,000 | $417,000 | $139,000 | $446,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 16 | $4,333,000 | $270,000 | $417,000 | $156,000 | $446,000 |
| Credit Application Incomplete | 4 | $1,462,000 | $365,000 | $417,000 | $182,000 | $345,000 |
| Debt-To-Income Ratio | 4 | $1,004,000 | $251,000 | $330,000 | $83,000 | $148,000 |
| Unverifiable Information | 1 | $94,000 | $94,000 | $94,000 | $26,000 | $26,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Mortgage LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity Mortgage LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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