Affinity Mortgage LLC Mortgage Lending & HMDA Data, 2008

In 2008, Affinity Mortgage LLC of Dallas, TX reported 1,095 mortgage applications totaling $219.4 million. The average application was for $200,336, and applicants reported an average income of $122,463. 65% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (86), Chicago-Naperville-Joliet, IL (69) and Riverside-San Bernardino-Ontario, CA (45) (applications in parentheses).

Mortgage Company & Address Affinity Mortgage LLC
1700 Pacific Avenue, Suite 1260
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  
Total Number of Mortgage Applications 1,095
Total Mortgage Loan Application Amount $219,368,000
Average Mortgage Loan Application Amount $200,336
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $122,463
Highest Applicant Income $649,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Affinity Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Affinity Mortgage LLC by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 86 $ 21,291,000 $ 247,569 $ 131,000
Orange, California 37 $ 9,827,000 $ 265,594 $ 140,000
Cook, Illinois 36 $ 6,661,000 $ 185,027 $ 174,000
San Diego, California 25 $ 5,742,000 $ 229,680 $ 119,000
Riverside, California 23 $ 4,912,000 $ 213,565 $ 131,000
Dallas, Texas 23 $ 3,902,000 $ 169,652 $ 107,000
San Bernardino, California 22 $ 4,825,000 $ 219,318 $ 122,000
King, Washington 21 $ 4,497,000 $ 214,142 $ 113,000
Alameda, California 20 $ 4,016,000 $ 200,800 $ 98,000
Ventura, California 15 $ 2,940,000 $ 196,000 $ 96,000
Mecklenburg, North Carolina 15 $ 2,845,000 $ 189,666 $ 149,000
Fairfax, Virginia 15 $ 4,657,000 $ 310,466 $ 228,000
San Mateo, California 14 $ 4,648,000 $ 332,000 $ 161,000
Santa Clara, California 14 $ 4,744,000 $ 338,857 $ 157,000
Middlesex, Massachusetts 14 $ 2,426,000 $ 173,285 $ 114,000
DuPage, Illinois 13 $ 2,838,000 $ 218,307 $ 135,000
Harris, Texas 13 $ 2,051,000 $ 157,769 $ 113,000
Douglas, Colorado 12 $ 1,925,000 $ 160,416 $ 98,000
Collin, Texas 12 $ 2,284,000 $ 190,333 $ 101,000
Clark, Washington 12 $ 1,829,000 $ 152,416 $ 109,000
Contra Costa, California 11 $ 2,102,000 $ 191,090 $ 111,000
Fairfield, Connecticut 11 $ 3,146,000 $ 286,000 $ 212,000
New Castle, Delaware 11 $ 1,872,000 $ 170,181 $ 159,000
Anne Arundel, Maryland 11 $ 2,533,000 $ 230,272 $ 140,000
Kern, California 10 $ 1,771,000 $ 177,100 $ 133,000
Sacramento, California 10 $ 2,083,000 $ 208,300 $ 106,000
Montgomery, Maryland 10 $ 2,017,000 $ 201,700 $ 149,000
San Luis Obispo, California 9 $ 1,650,000 $ 183,333 $ 96,000
Will, Illinois 9 $ 1,895,000 $ 210,555 $ 117,000
Baltimore, Maryland 9 $ 1,310,000 $ 145,555 $ 96,000
Lake, Illinois 8 $ 1,546,000 $ 193,250 $ 152,000
Essex, Massachusetts 8 $ 1,567,000 $ 195,875 $ 115,000
Travis, Texas 8 $ 1,885,000 $ 235,625 $ 118,000
Snohomish, Washington 8 $ 1,930,000 $ 241,250 $ 72,000
Waukesha, Wisconsin 8 $ 1,540,000 $ 192,500 $ 135,000
New Haven, Connecticut 7 $ 1,853,000 $ 264,714 $ 193,000
Hennepin, Minnesota 7 $ 1,295,000 $ 185,000 $ 165,000
Hillsborough, New Hampshire 7 $ 1,097,000 $ 156,714 $ 196,000
Pierce, Washington 7 $ 1,134,000 $ 162,000 $ 101,000
El Dorado, California 6 $ 1,228,000 $ 204,666 $ 155,000
Fresno, California 6 $ 900,000 $ 150,000 $ 92,000
Hartford, Connecticut 6 $ 989,000 $ 164,833 $ 234,000
Carroll, Maryland 6 $ 995,000 $ 165,833 $ 117,000
Oakland, Michigan 6 $ 1,341,000 $ 223,500 $ 149,000
Union, North Carolina 6 $ 1,067,000 $ 177,833 $ 145,000
Wake, North Carolina 6 $ 751,000 $ 125,166 $ 95,000
Multnomah, Oregon 6 $ 1,271,000 $ 211,833 $ 110,000
Washington, Oregon 6 $ 965,000 $ 160,833 $ 101,000
Shelby, Tennessee 6 $ 1,395,000 $ 232,500 $ 129,000
Loudoun, Virginia 6 $ 1,445,000 $ 240,833 $ 168,000
Baldwin, Alabama 5 $ 1,112,000 $ 222,400 $ 183,000
Solano, California 5 $ 1,435,000 $ 287,000 $ 105,000
St. Johns, Florida 5 $ 800,000 $ 160,000 $ 68,000
McHenry, Illinois 5 $ 642,000 $ 128,400 $ 79,000
Cumberland, Maine 5 $ 764,000 $ 152,800 $ 49,000
Frederick, Maryland 5 $ 896,000 $ 179,200 $ 113,000
Bristol, Massachusetts 5 $ 1,058,000 $ 211,600 $ 105,000
Kent, Michigan 5 $ 719,000 $ 143,800 $ 100,000
Livingston, Michigan 5 $ 751,000 $ 150,200 $ 142,000
Denton, Texas 5 $ 896,000 $ 179,200 $ 73,000
Tarrant, Texas 5 $ 894,000 $ 178,800 $ 92,000
Arlington, Virginia 5 $ 991,000 $ 198,200 $ 146,000
Marin, California 4 $ 755,000 $ 188,750 $ 132,000
Arapahoe, Colorado 4 $ 778,000 $ 194,500 $ 86,000
Teller, Colorado 4 $ 711,000 $ 177,750 $ 85,000
Weld, Colorado 4 $ 643,000 $ 160,750 $ 128,000
Sussex, Delaware 4 $ 636,000 $ 159,000 $ 315,000
Broward, Florida 4 $ 938,000 $ 234,500 $ 101,000
Miami-Dade, Florida 4 $ 813,000 $ 203,250 $ 128,000
Kane, Illinois 4 $ 623,000 $ 155,750 $ 123,000
Norfolk, Massachusetts 4 $ 572,000 $ 143,000 $ 102,000
Plymouth, Massachusetts 4 $ 679,000 $ 169,750 $ 81,000
Worcester, Massachusetts 4 $ 670,000 $ 167,500 $ 102,000
Berrien, Michigan 4 $ 515,000 $ 128,750 $ 101,000
Brunswick, North Carolina 4 $ 835,000 $ 208,750 $ 136,000
Lane, Oregon 4 $ 442,000 $ 110,500 $ 65,000
Fort Bend, Texas 4 $ 556,000 $ 139,000 $ 142,000
Alexandria, Virginia 4 $ 895,000 $ 223,750 $ 178,000
Norfolk, Virginia 4 $ 578,000 $ 144,500 $ 69,000
Prince William, Virginia 4 $ 1,188,000 $ 297,000 $ 161,000
Cleburne, Arkansas 3 $ 555,000 $ 185,000 $ 95,000
Butte, California 3 $ 616,000 $ 205,333 $ 90,000
Lake, California 3 $ 731,000 $ 243,666 $ 119,000
Santa Barbara, California 3 $ 818,000 $ 272,666 $ 219,000
Santa Cruz, California 3 $ 685,000 $ 228,333 $ 162,000
Jefferson, Colorado 3 $ 544,000 $ 181,333 $ 95,000
Summit, Colorado 3 $ 466,000 $ 155,333 $ 95,000
Brevard, Florida 3 $ 362,000 $ 120,666 $ 100,000
Bonneville, Idaho 3 $ 698,000 $ 232,666 $ 78,000
Howard, Maryland 3 $ 565,000 $ 188,333 $ 145,000
Barnstable, Massachusetts 3 $ 586,000 $ 195,333 $ 114,000
Washtenaw, Michigan 3 $ 611,000 $ 203,666 $ 114,000
Wayne, Michigan 3 $ 353,000 $ 117,666 $ 109,000
Itasca, Minnesota 3 $ 436,000 $ 145,333 $ 134,000
Klamath, Oregon 3 $ 458,000 $ 152,666 $ 67,000
Linn, Oregon 3 $ 264,000 $ 88,000 $ 105,000
Bexar, Texas 3 $ 479,000 $ 159,666 $ 62,000
Yakima, Washington 3 $ 620,000 $ 206,666 $ 91,000
Lee, Alabama 2 $ 391,000 $ 195,500 $ 199,000
Boone, Arkansas 2 $ 240,000 $ 120,000 $ 67,000
Washington, Arkansas 2 $ 153,000 $ 76,500 $ 107,000
San Benito, California 2 $ 442,000 $ 221,000 $ 129,000
San Francisco, California 2 $ 908,000 $ 454,000 $ 292,000
San Joaquin, California 2 $ 260,000 $ 130,000 $ 207,000
Sonoma, California 2 $ 350,000 $ 175,000 $ 122,000
Adams, Colorado 2 $ 222,000 $ 111,000 $ 48,000
Boulder, Colorado 2 $ 443,000 $ 221,500 $ 102,000
Denver, Colorado 2 $ 480,000 $ 240,000 $ 132,000
Eagle, Colorado 2 $ 635,000 $ 317,500 $ 60,000
Larimer, Colorado 2 $ 525,000 $ 262,500 $ 103,000
Duval, Florida 2 $ 408,000 $ 204,000 $ 163,000
Gadsden, Florida 2 $ 181,000 $ 90,500 $ 60,000
Palm Beach, Florida 2 $ 268,000 $ 134,000 $ 170,000
Santa Rosa, Florida 2 $ 429,000 $ 214,500 $ 178,000
Sarasota, Florida 2 $ 268,000 $ 134,000 $ 107,000
Ada, Idaho 2 $ 161,000 $ 80,500 $ 45,000
Custer, Idaho 2 $ 120,000 $ 60,000 $ 65,000
Kootenai, Idaho 2 $ 360,000 $ 180,000 $ 88,000
Nez Perce, Idaho 2 $ 300,000 $ 150,000 $ 86,000
Champaign, Illinois 2 $ 208,000 $ 104,000 $ 105,000
St. Clair, Illinois 2 $ 297,000 $ 148,500 $ 123,000
Bossier, Louisiana 2 $ 324,000 $ 162,000 $ 115,000
East Baton Rouge, Louisiana 2 $ 218,000 $ 109,000 $ 100,000
St. Charles, Louisiana 2 $ 280,000 $ 140,000 $ 63,000
Tangipahoa, Louisiana 2 $ 161,000 $ 80,500 $ 75,000
Aroostook, Maine 2 $ 267,000 $ 133,500 $ 101,000
Cecil, Maryland 2 $ 350,000 $ 175,000 $ 121,000
Charles, Maryland 2 $ 416,000 $ 208,000 $ 180,000
Harford, Maryland 2 $ 342,000 $ 171,000 $ 63,000
Barry, Michigan 2 $ 304,000 $ 152,000 $ 77,000
Monroe, Michigan 2 $ 128,000 $ 64,000 $ 119,000
Shiawassee, Michigan 2 $ 332,000 $ 166,000 $ 84,000
Carver, Minnesota 2 $ 320,000 $ 160,000 $ 100,000
Scott, Minnesota 2 $ 187,000 $ 93,500 $ 83,000
Hinds, Mississippi 2 $ 251,000 $ 125,500 $ 97,000
Lauderdale, Mississippi 2 $ 250,000 $ 125,000 $ 93,000
Rankin, Mississippi 2 $ 238,000 $ 119,000 $ 140,000
Bernalillo, New Mexico 2 $ 318,000 $ 159,000 $ 137,000
Dona Ana, New Mexico 2 $ 220,000 $ 110,000 $ 49,000
Santa Fe, New Mexico 2 $ 475,000 $ 237,500 $ 113,000
Henderson, North Carolina 2 $ 376,000 $ 188,000 $ 51,000
Iredell, North Carolina 2 $ 374,000 $ 187,000 $ 93,000
Moore, North Carolina 2 $ 385,000 $ 192,500 $ 68,000
Clackamas, Oregon 2 $ 372,000 $ 186,000 $ 95,000
Clatsop, Oregon 2 $ 315,000 $ 157,500 $ 85,000
Jackson, Oregon 2 $ 328,000 $ 164,000 $ 75,000
Anderson, Tennessee 2 $ 383,000 $ 191,500 $ 144,000
Knox, Tennessee 2 $ 310,000 $ 155,000 $ 140,000
McNairy, Tennessee 2 $ 128,000 $ 64,000 $ 116,000
Brazoria, Texas 2 $ 121,000 $ 60,500 $ 126,000
Burnet, Texas 2 $ 150,000 $ 75,000 $ 59,000
El Paso, Texas 2 $ 98,000 $ 49,000 $ 84,000
Hood, Texas 2 $ 710,000 $ 355,000 $ 99,000
Lubbock, Texas 2 $ 123,000 $ 61,500 $ 111,000
Albemarle, Virginia 2 $ 324,000 $ 162,000 $ 205,000
Chesterfield, Virginia 2 $ 305,000 $ 152,500 $ 117,000
Lynchburg, Virginia 2 $ 301,000 $ 150,500 $ 89,000
Orange, Virginia 2 $ 236,000 $ 118,000 $ 73,000
Spotsylvania, Virginia 2 $ 271,000 $ 135,500 $ 130,000
Island, Washington 2 $ 304,000 $ 152,000 $ 72,000
Kitsap, Washington 2 $ 630,000 $ 315,000 $ 182,000
Spokane, Washington 2 $ 330,000 $ 165,000 $ 162,000
Stevens, Washington 2 $ 244,000 $ 122,000 $ 85,000
Thurston, Washington 2 $ 360,000 $ 180,000 $ 97,000
Milwaukee, Wisconsin 2 $ 446,000 $ 223,000 $ 154,000
Washington, Wisconsin 2 $ 355,000 $ 177,500 $ 80,000
Madison, Alabama 1 $ 80,000 $ 80,000 $ 80,000
Marshall, Alabama 1 $ 168,000 $ 168,000 $ 44,000
Garland, Arkansas 1 $ 90,000 $ 90,000 $ 61,000
Calaveras, California 1 $ 300,000 $ 300,000 $ 57,000
Kings, California 1 $ 75,000 $ 75,000 $ 132,000
Merced, California 1 $ 336,000 $ 336,000 $ 57,000
Tuolumne, California 1 $ 400,000 $ 400,000 $ 113,000
Yuba, California 1 $ 413,000 $ 413,000 $ 64,000
Chaffee, Colorado 1 $ 75,000 $ 75,000 $ 99,000
El Paso, Colorado 1 $ 185,000 $ 185,000 $ 102,000
Elbert, Colorado 1 $ 40,000 $ 40,000 $ 61,000
La Plata, Colorado 1 $ 322,000 $ 322,000 $ 74,000
New London, Connecticut 1 $ 130,000 $ 130,000 $ 38,000
Kent, Delaware 1 $ 152,000 $ 152,000 $ 87,000
Citrus, Florida 1 $ 174,000 $ 174,000 $ 34,000
Hillsborough, Florida 1 $ 253,000 $ 253,000 $ 45,000
Leon, Florida 1 $ 87,000 $ 87,000 $ 57,000
Manatee, Florida 1 $ 186,000 $ 186,000 $ 53,000
Marion, Florida 1 $ 75,000 $ 75,000 $ 173,000
Pasco, Florida 1 $ 75,000 $ 75,000 $ 93,000
Volusia, Florida 1 $ 410,000 $ 410,000 $ 73,000
DeKalb, Illinois 1 $ 133,000 $ 133,000 $ 42,000
Jersey, Illinois 1 $ 205,000 $ 205,000 $ 73,000
Kendall, Illinois 1 $ 385,000 $ 385,000 $ 134,000
Boone, Kentucky 1 $ 129,000 $ 129,000 $ 105,000
Jefferson, Kentucky 1 $ 94,000 $ 94,000 $ 26,000
Caddo, Louisiana 1 $ 225,000 $ 225,000 $ 130,000
Calcasieu, Louisiana 1 $ 180,000 $ 180,000 $ 130,000
St. Tammany, Louisiana 1 $ 75,000 $ 75,000 $ 71,000
Terrebonne, Louisiana 1 $ 75,000 $ 75,000 $ 65,000
West Feliciana, Louisiana 1 $ 275,000 $ 275,000 $ 54,000
Baltimore City, Maryland 1 $ 155,000 $ 155,000 $ 24,000
Calvert, Maryland 1 $ 35,000 $ 35,000 $ 83,000
Prince George's, Maryland 1 $ 75,000 $ 75,000 $ 161,000
Hampshire, Massachusetts 1 $ 186,000 $ 186,000 $ 77,000
Macomb, Michigan 1 $ 103,000 $ 103,000 $ 53,000
Midland, Michigan 1 $ 342,000 $ 342,000 $ 375,000
Aitkin, Minnesota 1 $ 240,000 $ 240,000 $ 28,000
Crow Wing, Minnesota 1 $ 183,000 $ 183,000 $ 28,000
DeSoto, Mississippi 1 $ 81,000 $ 81,000 $ 105,000
St. Louis, Missouri 1 $ 306,000 $ 306,000 $ 160,000
Flathead, Montana 1 $ 340,000 $ 340,000 $ 83,000
Douglas, Nebraska 1 $ 260,000 $ 260,000 $ 144,000
Merrimack, New Hampshire 1 $ 274,000 $ 274,000 $ 74,000
Los Alamos, New Mexico 1 $ 75,000 $ 75,000 $ 91,000
Sandoval, New Mexico 1 $ 55,000 $ 55,000 $ 23,000
Cleveland, North Carolina 1 $ 417,000 $ 417,000 $ 122,000
Cumberland, North Carolina 1 $ 138,000 $ 138,000 $ 120,000
Forsyth, North Carolina 1 $ 150,000 $ 150,000 $ 200,000
Macon, North Carolina 1 $ 330,000 $ 330,000 $ 103,000
Orange, North Carolina 1 $ 406,000 $ 406,000 $ 118,000
Stanly, North Carolina 1 $ 150,000 $ 150,000 $ 65,000
Vance, North Carolina 1 $ 417,000 $ 417,000 $ 125,000
Watauga, North Carolina 1 $ 196,000 $ 196,000 $ 98,000
Fairfield, Ohio 1 $ 153,000 $ 153,000 $ 90,000
Coos, Oregon 1 $ 190,000 $ 190,000 $ 54,000
Deschutes, Oregon 1 $ 280,000 $ 280,000 $ 60,000
Marion, Oregon 1 $ 334,000 $ 334,000 $ 119,000
Tillamook, Oregon 1 $ 300,000 $ 300,000 $ 131,000
Davidson, Tennessee 1 $ 182,000 $ 182,000 $ 85,000
Fayette, Tennessee 1 $ 88,000 $ 88,000 $ 88,000
Hawkins, Tennessee 1 $ 317,000 $ 317,000 $ 74,000
Sevier, Tennessee 1 $ 240,000 $ 240,000 $ 52,000
Anderson, Texas 1 $ 225,000 $ 225,000 $ 80,000
Brazos, Texas 1 $ 239,000 $ 239,000 $ 65,000
Comal, Texas 1 $ 185,000 $ 185,000 $ 65,000
Fayette, Texas 1 $ 75,000 $ 75,000 $ 117,000
Galveston, Texas 1 $ 310,000 $ 310,000 $ 88,000
Hays, Texas 1 $ 200,000 $ 200,000 $ 48,000
Henderson, Texas 1 $ 224,000 $ 224,000 $ 294,000
Hunt, Texas 1 $ 128,000 $ 128,000 $ 62,000
Medina, Texas 1 $ 194,000 $ 194,000 $ 43,000
Midland, Texas 1 $ 162,000 $ 162,000 $ 65,000
Montgomery, Texas 1 $ 40,000 $ 40,000 $ 169,000
Nueces, Texas 1 $ 75,000 $ 75,000 $ 50,000
Orange, Texas 1 $ 75,000 $ 75,000 $ 19,000
Parker, Texas 1 $ 260,000 $ 260,000 $ 95,000
Polk, Texas 1 $ 128,000 $ 128,000 $ 84,000
Robertson, Texas 1 $ 125,000 $ 125,000 $ 45,000
Sutton, Texas 1 $ 184,000 $ 184,000 $ 139,000
Taylor, Texas 1 $ 100,000 $ 100,000 $ 90,000
Waller, Texas 1 $ 190,000 $ 190,000 $ 136,000
Washington, Utah 1 $ 150,000 $ 150,000 $ 36,000
Weber, Utah 1 $ 98,000 $ 98,000 $ 99,000
Chesapeake, Virginia 1 $ 75,000 $ 75,000 $ 128,000
Fairfax City, Virginia 1 $ 280,000 $ 280,000 $ 78,000
James City, Virginia 1 $ 154,000 $ 154,000 $ 89,000
Manassas, Virginia 1 $ 200,000 $ 200,000 $ 68,000
Richmond City, Virginia 1 $ 155,000 $ 155,000 $ 37,000
Stafford, Virginia 1 $ 275,000 $ 275,000 $ 58,000
Skagit, Washington 1 $ 255,000 $ 255,000 $ 34,000
Whatcom, Washington 1 $ 75,000 $ 75,000 $ 44,000
Dane, Wisconsin 1 $ 348,000 $ 348,000 $ 143,000
Jefferson, Wisconsin 1 $ 395,000 $ 395,000 $ 85,000
Ozaukee, Wisconsin 1 $ 115,000 $ 115,000 $ 68,000
Laramie, Wyoming 1 $ 100,000 $ 100,000 $ 183,000

Mortgage Loan Application Detail Totals for Affinity Mortgage LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,053 $210,501,000 $199,000 $1,000,000 $123,000 $649,000
Home Purchase 42 $8,867,000 $211,000 $417,000 $109,000 $250,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,087 $218,453,000 $200,000 $1,000,000 $123,000 $649,000
White 8 $915,000 $114,000 $220,000 $103,000 $200,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,095 $219,368,000 $200,000 $1,000,000 $123,000 $649,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 713 $144,200,000 $202,000 $615,000 $121,000 $531,000
Application Withdrawn By Applicant 355 $68,121,000 $191,000 $1,000,000 $126,000 $649,000
Application Denied By Financial Institution 27 $7,047,000 $261,000 $417,000 $139,000 $446,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 16 $4,333,000 $270,000 $417,000 $156,000 $446,000
Credit Application Incomplete 4 $1,462,000 $365,000 $417,000 $182,000 $345,000
Debt-To-Income Ratio 4 $1,004,000 $251,000 $330,000 $83,000 $148,000
Unverifiable Information 1 $94,000 $94,000 $94,000 $26,000 $26,000
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity Mortgage LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Affinity Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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