Aig Federal Savings Bank Mortgage Lending & HMDA Data, 2010
In 2010, Aig Federal Savings Bank of Wilmington, DE reported 528 mortgage applications totaling $108.9 million, up 39% from 2009. The average application was for $206,155, and applicants reported an average income of $89,984. 20% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Wilmington, DE-MD-NJ (123), New York-White Plains-Wayne, NY-NJ (33) and Chicago-Joliet-Naperville, IL (16) (applications in parentheses).
| Mortgage Company & Address | Aig Federal Savings Bank 600 N King Street, Suite 2 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 528 |
| Total Mortgage Loan Application Amount | $108,850,000 |
| Average Mortgage Loan Application Amount | $206,155 |
| Highest Mortgage Loan Application Amount | $2,735,000 |
| Average Applicant Income | $89,984 |
| Highest Applicant Income | $2,304,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aig Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wilmington, DE-MD-NJ | 123 | $ 16,277,000 | $ 132,333 | $ 46,121 |
| New York-White Plains-Wayne, NY-NJ | 33 | $ 12,346,000 | $ 374,121 | $ 130,272 |
| Chicago-Joliet-Naperville, IL | 16 | $ 3,619,000 | $ 226,187 | $ 136,000 |
| Philadelphia, PA | 14 | $ 2,708,000 | $ 193,428 | $ 84,000 |
| Nassau-Suffolk, NY | 12 | $ 3,392,000 | $ 282,666 | $ 124,000 |
| Houston-Sugar Land-Baytown, TX | 11 | $ 2,205,000 | $ 200,454 | $ 114,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 3,124,000 | $ 312,400 | $ 109,800 |
| Atlanta-Sandy Springs-Marietta, GA | 9 | $ 1,708,000 | $ 189,777 | $ 69,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 9 | $ 2,031,000 | $ 225,666 | $ 113,000 |
| Edison-New Brunswick, NJ | 9 | $ 2,009,000 | $ 223,222 | $ 91,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 2,839,000 | $ 315,444 | $ 116,000 |
| Las Vegas-Paradise, NV | 8 | $ 750,000 | $ 93,750 | $ 79,000 |
| Newark-Union, NJ-PA | 8 | $ 2,620,000 | $ 327,500 | $ 113,000 |
| Austin-Round Rock-San Marcos, TX | 6 | $ 3,720,000 | $ 620,000 | $ 462,000 |
| Baltimore-Towson, MD | 5 | $ 1,231,000 | $ 246,200 | $ 82,000 |
| New Orleans-Metairie-Kenner, LA | 5 | $ 1,074,000 | $ 214,800 | $ 93,000 |
| Phoenix-Mesa-Glendale, AZ | 5 | $ 1,545,000 | $ 309,000 | $ 95,000 |
| Pittsburgh, PA | 5 | $ 569,000 | $ 113,800 | $ 57,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 961,000 | $ 192,200 | $ 136,000 |
| Bethesda-Rockville-Frederick, MD | 4 | $ 1,369,000 | $ 342,250 | $ 116,000 |
| Dover, DE | 4 | $ 656,000 | $ 164,000 | $ 60,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 710,000 | $ 177,500 | $ 79,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 1,249,000 | $ 312,250 | $ 106,000 |
| Boston-Quincy, MA | 3 | $ 907,000 | $ 302,333 | $ 108,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 832,000 | $ 277,333 | $ 90,000 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 741,000 | $ 247,000 | $ 185,000 |
| Dallas-Plano-Irving, TX | 3 | $ 1,399,000 | $ 466,333 | $ 244,000 |
| Denver-Aurora-Broomfield, CO | 3 | $ 316,000 | $ 105,333 | $ 95,000 |
| Gary, IN | 3 | $ 1,255,000 | $ 418,333 | $ 99,000 |
| Kansas City, MO-KS | 3 | $ 785,000 | $ 261,666 | $ 241,666 |
| Memphis, TN-MS-AR | 3 | $ 1,000,000 | $ 333,333 | $ 142,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 762,000 | $ 254,000 | $ 80,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 568,000 | $ 189,333 | $ 46,333 |
| Rockingham County-Strafford County, NH | 3 | $ 573,000 | $ 191,000 | $ 81,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 570,000 | $ 190,000 | $ 82,000 |
| Trenton-Ewing, NJ | 3 | $ 716,000 | $ 238,666 | $ 146,000 |
| Tucson, AZ | 3 | $ 427,000 | $ 142,333 | $ 62,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 393,000 | $ 131,000 | $ 54,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 285,000 | $ 142,500 | $ 107,000 |
| Baton Rouge, LA | 2 | $ 222,000 | $ 111,000 | $ 37,000 |
| Boulder, CO | 2 | $ 322,000 | $ 161,000 | $ 67,000 |
| Camden, NJ | 2 | $ 325,000 | $ 162,500 | $ 157,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 423,000 | $ 211,500 | $ 97,500 |
| Colorado Springs, CO | 2 | $ 368,000 | $ 184,000 | $ 47,000 |
| Columbia, MO | 2 | $ 1,998,000 | $ 999,000 | $ 235,000 |
| Columbia, SC | 2 | $ 118,000 | $ 59,000 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 378,000 | $ 189,000 | $ 99,000 |
| Indianapolis-Carmel, IN | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Jackson, MS | 2 | $ 193,000 | $ 96,500 | $ 32,000 |
| Ocean City, NJ | 2 | $ 1,136,000 | $ 568,000 | $ 202,000 |
| Oklahoma City, OK | 2 | $ 117,000 | $ 58,500 | $ 43,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Peabody, MA | 2 | $ 690,000 | $ 345,000 | $ 145,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 152,000 | $ 76,000 | $ 53,000 |
| Salt Lake City, UT | 2 | $ 372,000 | $ 186,000 | $ 95,000 |
| San Diego-Carlsbad-San Marcos, CA | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 163,000 | $ 81,500 | $ 24,000 |
| St. Louis, MO-IL | 2 | $ 312,000 | $ 156,000 | $ 66,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 147,000 | $ 73,500 | $ 38,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 274,000 | $ 137,000 | $ 82,000 |
| Wilmington, NC | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Winchester, VA-WV | 2 | $ 226,000 | $ 113,000 | $ 54,000 |
| Albuquerque, NM | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 153,000 | $ 153,000 | $ 149,000 |
| Ames, IA | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Anniston-Oxford, AL | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Asheville, NC | 1 | $ 468,000 | $ 468,000 | $ 82,000 |
| Auburn-Opelika, AL | 1 | $ 104,000 | $ 104,000 | $ 106,000 |
| Binghamton, NY | 1 | $ 116,000 | $ 116,000 | $ 144,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Cedar Rapids, IA | 1 | $ 147,000 | $ 147,000 | $ 122,000 |
| Charleston, WV | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Charlottesville, VA | 1 | $ 29,000 | $ 29,000 | $ 65,000 |
| Columbus, GA-AL | 1 | $ 99,000 | $ 99,000 | $ 84,000 |
| Dayton, OH | 1 | $ 113,000 | $ 113,000 | $ 86,000 |
| Des Moines-West Des Moines, IA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 133,000 | $ 133,000 | $ 150,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
| Greeley, CO | 1 | $ 218,000 | $ 218,000 | $ 44,000 |
| Greensboro-High Point, NC | 1 | $ 41,000 | $ 41,000 | $ 127,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Gulfport-Biloxi, MS | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Harrisburg-Carlisle, PA | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Jacksonville, FL | 1 | $ 287,000 | $ 287,000 | $ 116,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Knoxville, TN | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 375,000 | $ 375,000 | $ 208,000 |
| Lancaster, PA | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Manchester-Nashua, NH | 1 | $ 180,000 | $ 180,000 | $ 170,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Montgomery, AL | 1 | $ 89,000 | $ 89,000 | $ 87,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 134,000 | $ 134,000 | $ 87,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 230,000 | $ 230,000 | $ 54,000 |
| New Haven-Milford, CT | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| North Port-Bradenton-Sarasota, FL | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 405,000 | $ 405,000 | $ 101,000 |
| Olympia, WA | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Pocatello, ID | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 312,000 | $ 312,000 | $ 145,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 167,000 | $ 167,000 | $ 69,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Pueblo, CO | 1 | $ 191,000 | $ 191,000 | $ 90,000 |
| Raleigh-Cary, NC | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Reno-Sparks, NV | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Richmond, VA | 1 | $ 116,000 | $ 116,000 | $ 23,000 |
| Rochester, NY | 1 | $ 173,000 | $ 173,000 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 413,000 | $ 413,000 | $ 100,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 850,000 | $ 850,000 | $ 108,000 |
| Sherman-Denison, TX | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Toledo, OH | 1 | $ 258,000 | $ 258,000 | $ 32,000 |
| Tulsa, OK | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 77,000 | $ 77,000 | $ 162,000 |
| Wichita, KS | 1 | $ 158,000 | $ 158,000 | $ 85,000 |
| Worcester, MA | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| York-Hanover, PA | 1 | $ 49,000 | $ 49,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 380 | $87,563,000 | $230,000 | $2,735,000 | $104,000 | $2,304,000 |
| Home Purchase | 148 | $21,287,000 | $143,000 | $960,000 | $54,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 236 | $45,128,000 | $191,000 | $1,260,000 | $86,000 | $635,000 |
| Not Provided | 231 | $53,190,000 | $230,000 | $2,735,000 | $101,000 | $2,304,000 |
| Asian | 24 | $6,351,000 | $264,000 | $960,000 | $98,000 | $233,000 |
| Black or African American | 20 | $2,074,000 | $103,000 | $315,000 | $42,000 | $141,000 |
| Hispanic | 11 | $1,430,000 | $130,000 | $405,000 | $47,000 | $101,000 |
| American Indian or Alaskan Native | 3 | $365,000 | $121,000 | $162,000 | $30,000 | $60,000 |
| Not applicable | 2 | $159,000 | $79,000 | $81,000 | $30,000 | $34,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $153,000 | $153,000 | $153,000 | $82,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 486 | $101,547,000 | $208,000 | $2,735,000 | $93,000 | $2,304,000 |
| FHA-insured (Federal Housing Administration) | 42 | $7,303,000 | $173,000 | $519,000 | $56,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 119 | $27,603,000 | $231,000 | $1,000,000 | $84,000 | $635,000 |
| Loan Purchased By The Institution | 116 | $14,895,000 | $128,000 | $644,000 | $43,000 | $378,000 |
| Loan Originated | 107 | $22,767,000 | $212,000 | $1,000,000 | $93,000 | $369,000 |
| Application Withdrawn By Applicant | 106 | $25,241,000 | $238,000 | $2,735,000 | $133,000 | $2,304,000 |
| File Closed For Incompleteness | 69 | $15,533,000 | $225,000 | $1,260,000 | $102,000 | $454,000 |
| Application Approved But Not Accepted | 11 | $2,811,000 | $255,000 | $719,000 | $125,000 | $236,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 40 | $9,304,000 | $232,000 | $1,000,000 | $65,000 | $200,000 |
| Credit History | 26 | $3,504,000 | $134,000 | $468,000 | $48,000 | $100,000 |
| Other | 25 | $7,462,000 | $298,000 | $998,000 | $116,000 | $450,000 |
| Collateral | 16 | $4,191,000 | $261,000 | $686,000 | $138,000 | $635,000 |
| Credit Application Incomplete | 11 | $2,725,000 | $247,000 | $480,000 | $94,000 | $206,000 |
| Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aig Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About