Aig Federal Savings Bank Mortgage Lending & HMDA Data, 2004
In 2004, Aig Federal Savings Bank of Wilmington, DE reported 127,801 mortgage applications totaling $20.0 billion, up 252% from 2003. The average application was for $156,781, and applicants reported an average income of $66,950. 51% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,524), Los Angeles-Long Beach-Glendale, CA (3,374) and Baltimore-Towson, MD (2,966) (applications in parentheses).
| Mortgage Company & Address | Aig Federal Savings Bank 600 N King Street, Suite 2 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 127,801 |
| Total Mortgage Loan Application Amount | $20,036,869,000 |
| Average Mortgage Loan Application Amount | $156,781 |
| Highest Mortgage Loan Application Amount | $1,855,000 |
| Average Applicant Income | $66,950 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aig Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 4,524 | $ 696,340,000 | $ 153,921 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,374 | $ 823,199,000 | $ 243,983 | $ 94,000 |
| Baltimore-Towson, MD | 2,966 | $ 486,463,000 | $ 164,013 | $ 71,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,482 | $ 356,053,000 | $ 143,454 | $ 71,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,199 | $ 292,447,000 | $ 132,990 | $ 63,000 |
| Nassau-Suffolk, NY | 2,195 | $ 568,196,000 | $ 258,859 | $ 99,000 |
| Las Vegas-Paradise, NV | 2,090 | $ 361,472,000 | $ 172,953 | $ 73,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,995 | $ 344,743,000 | $ 172,803 | $ 70,000 |
| New York-Wayne-White Plains, NY-NJ | 1,942 | $ 533,310,000 | $ 274,618 | $ 98,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,937 | $ 329,444,000 | $ 170,079 | $ 71,000 |
| Cleveland-Elyria-Mentor, OH | 1,889 | $ 243,570,000 | $ 128,941 | $ 64,000 |
| Riverside-San Bernardino-Ontario, CA | 1,814 | $ 382,075,000 | $ 210,625 | $ 81,000 |
| Philadelphia, PA | 1,798 | $ 283,037,000 | $ 157,417 | $ 74,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,787 | $ 376,589,000 | $ 210,738 | $ 80,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,776 | $ 223,385,000 | $ 125,779 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,713 | $ 217,922,000 | $ 127,216 | $ 58,000 |
| Hartford-West Hartford-East Hartford, CT | 1,571 | $ 236,912,000 | $ 150,803 | $ 68,000 |
| Indianapolis, IN | 1,560 | $ 196,256,000 | $ 125,805 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,527 | $ 210,782,000 | $ 138,036 | $ 57,000 |
| Birmingham-Hoover, AL | 1,485 | $ 192,600,000 | $ 129,696 | $ 64,000 |
| Orlando, FL | 1,480 | $ 198,539,000 | $ 134,147 | $ 65,000 |
| Denver-Aurora, CO | 1,447 | $ 234,594,000 | $ 162,124 | $ 72,000 |
| St. Louis, MO-IL | 1,442 | $ 168,286,000 | $ 116,703 | $ 59,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,291 | $ 167,388,000 | $ 129,657 | $ 62,000 |
| Warren-Farmington Hills-Troy, MI | 1,281 | $ 191,943,000 | $ 149,838 | $ 76,000 |
| Richmond, VA | 1,279 | $ 171,805,000 | $ 134,327 | $ 60,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,198 | $ 189,817,000 | $ 158,444 | $ 70,000 |
| New Haven-Milford, CT | 1,125 | $ 183,379,000 | $ 163,003 | $ 78,000 |
| Oakland-Fremont-Hayward, CA | 1,091 | $ 315,724,000 | $ 289,389 | $ 98,000 |
| Columbus, OH | 1,031 | $ 135,923,000 | $ 131,836 | $ 63,000 |
| Memphis, TN-MS-AR | 1,018 | $ 127,453,000 | $ 125,199 | $ 65,000 |
| Seattle-Bellevue-Everett, WA | 1,007 | $ 190,311,000 | $ 188,988 | $ 74,000 |
| Detroit-Livonia-Dearborn, MI | 1,002 | $ 114,234,000 | $ 114,005 | $ 62,000 |
| Miami-Miami Beach-Kendall, FL | 994 | $ 156,679,000 | $ 157,624 | $ 78,000 |
| Boston-Quincy, MA | 969 | $ 224,631,000 | $ 231,817 | $ 84,000 |
| Salt Lake City, UT | 962 | $ 139,743,000 | $ 145,262 | $ 65,000 |
| Kansas City, MO-KS | 961 | $ 106,325,000 | $ 110,639 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 826 | $ 134,808,000 | $ 163,205 | $ 72,000 |
| Santa Ana-Anaheim-Irvine, CA | 773 | $ 237,482,000 | $ 307,221 | $ 101,000 |
| Bethesda-Frederick-Gaithersburg, MD | 759 | $ 165,958,000 | $ 218,653 | $ 78,000 |
| Akron, OH | 751 | $ 88,966,000 | $ 118,463 | $ 60,000 |
| San Diego-Carlsbad-San Marcos, CA | 721 | $ 225,730,000 | $ 313,079 | $ 105,000 |
| Jacksonville, FL | 709 | $ 92,926,000 | $ 131,066 | $ 62,000 |
| Worcester, MA | 689 | $ 127,767,000 | $ 185,438 | $ 66,000 |
| Bridgeport-Stamford-Norwalk, CT | 652 | $ 143,146,000 | $ 219,549 | $ 81,000 |
| Pittsburgh, PA | 643 | $ 69,246,000 | $ 107,692 | $ 59,000 |
| Milwaukee-Waukesha-West Allis, WI | 632 | $ 80,130,000 | $ 126,787 | $ 64,000 |
| Wilmington, DE-MD-NJ | 629 | $ 94,418,000 | $ 150,108 | $ 61,000 |
| Dayton, OH | 621 | $ 67,834,000 | $ 109,233 | $ 57,000 |
| York-Hanover, PA | 612 | $ 71,572,000 | $ 116,947 | $ 62,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 595 | $ 188,247,000 | $ 316,381 | $ 107,000 |
| Knoxville, TN | 585 | $ 68,883,000 | $ 117,748 | $ 62,000 |
| Stockton, CA | 570 | $ 125,043,000 | $ 219,373 | $ 92,000 |
| Toledo, OH | 561 | $ 65,036,000 | $ 115,928 | $ 62,000 |
| Louisville, KY-IN | 552 | $ 65,592,000 | $ 118,826 | $ 57,000 |
| Cambridge-Newton-Framingham, MA | 496 | $ 122,026,000 | $ 246,020 | $ 89,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 493 | $ 81,180,000 | $ 164,665 | $ 76,000 |
| Tacoma, WA | 486 | $ 77,341,000 | $ 159,137 | $ 69,000 |
| Modesto, CA | 478 | $ 91,394,000 | $ 191,200 | $ 73,000 |
| Charlotte-Gastonia-Concord, NC-SC | 455 | $ 56,804,000 | $ 124,843 | $ 70,000 |
| Canton-Massillon, OH | 450 | $ 48,193,000 | $ 107,095 | $ 52,000 |
| Grand Rapids-Wyoming, MI | 440 | $ 52,185,000 | $ 118,602 | $ 57,000 |
| Little Rock-North Little Rock, AR | 431 | $ 54,163,000 | $ 125,668 | $ 67,000 |
| Wichita, KS | 426 | $ 43,397,000 | $ 101,870 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 417 | $ 119,349,000 | $ 286,208 | $ 88,000 |
| Provo-Orem, UT | 412 | $ 59,368,000 | $ 144,097 | $ 60,000 |
| Harrisburg-Carlisle, PA | 404 | $ 47,257,000 | $ 116,972 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 400 | $ 62,455,000 | $ 156,137 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 390 | $ 79,271,000 | $ 203,258 | $ 86,000 |
| Bakersfield, CA | 385 | $ 53,156,000 | $ 138,067 | $ 67,000 |
| Evansville, IN-KY | 373 | $ 36,116,000 | $ 96,825 | $ 55,000 |
| Sarasota-Bradenton-Venice, FL | 371 | $ 54,505,000 | $ 146,913 | $ 69,000 |
| Edison, NJ | 362 | $ 79,541,000 | $ 219,726 | $ 94,000 |
| Colorado Springs, CO | 358 | $ 52,813,000 | $ 147,522 | $ 72,000 |
| Norwich-New London, CT | 350 | $ 55,171,000 | $ 157,631 | $ 67,000 |
| Columbia, SC | 348 | $ 39,004,000 | $ 112,080 | $ 57,000 |
| Charleston-North Charleston, SC | 345 | $ 45,064,000 | $ 130,620 | $ 60,000 |
| Roanoke, VA | 344 | $ 37,964,000 | $ 110,360 | $ 55,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 343 | $ 46,729,000 | $ 136,236 | $ 71,000 |
| Springfield, MA | 336 | $ 45,139,000 | $ 134,342 | $ 56,000 |
| Ogden-Clearfield, UT | 330 | $ 44,855,000 | $ 135,924 | $ 58,000 |
| Camden, NJ | 328 | $ 57,561,000 | $ 175,490 | $ 73,000 |
| Newark-Union, NJ-PA | 326 | $ 75,505,000 | $ 231,610 | $ 98,000 |
| Lexington-Fayette, KY | 324 | $ 40,254,000 | $ 124,240 | $ 58,000 |
| Portland-South Portland-Biddeford, ME | 319 | $ 55,223,000 | $ 173,112 | $ 69,000 |
| Jackson, MS | 318 | $ 33,759,000 | $ 106,160 | $ 60,000 |
| Palm Bay-Melbourne-Titusville, FL | 316 | $ 43,656,000 | $ 138,151 | $ 56,000 |
| Lancaster, PA | 313 | $ 41,313,000 | $ 131,990 | $ 60,000 |
| Chattanooga, TN-GA | 312 | $ 34,242,000 | $ 109,750 | $ 56,000 |
| Albany-Schenectady-Troy, NY | 308 | $ 37,956,000 | $ 123,233 | $ 68,000 |
| Des Moines, IA | 297 | $ 33,301,000 | $ 112,124 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 291 | $ 31,637,000 | $ 108,718 | $ 56,000 |
| Vallejo-Fairfield, CA | 286 | $ 70,128,000 | $ 245,202 | $ 83,000 |
| Flint, MI | 285 | $ 35,434,000 | $ 124,329 | $ 61,000 |
| Essex County, MA | 278 | $ 63,338,000 | $ 227,834 | $ 83,000 |
| Fresno, CA | 277 | $ 48,517,000 | $ 175,151 | $ 71,000 |
| Fort Wayne, IN | 274 | $ 26,987,000 | $ 98,492 | $ 52,000 |
| New Orleans-Metairie-Kenner, LA | 274 | $ 32,882,000 | $ 120,007 | $ 66,000 |
| Greensboro-High Point, NC | 273 | $ 34,691,000 | $ 127,073 | $ 69,000 |
| Omaha-Council Bluffs, NE-IA | 271 | $ 29,871,000 | $ 110,225 | $ 61,000 |
| Lansing-East Lansing, MI | 262 | $ 30,230,000 | $ 115,381 | $ 61,000 |
| Buffalo-Niagara Falls, NY | 260 | $ 27,774,000 | $ 106,823 | $ 73,000 |
| Albuquerque, NM | 258 | $ 32,351,000 | $ 125,391 | $ 63,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 257 | $ 30,261,000 | $ 117,747 | $ 53,000 |
| Dallas-Plano-Irving, TX | 253 | $ 34,681,000 | $ 137,079 | $ 91,000 |
| Lakeland, FL | 253 | $ 27,429,000 | $ 108,415 | $ 52,000 |
| Huntsville, AL | 252 | $ 29,333,000 | $ 116,400 | $ 60,000 |
| Salem, OR | 242 | $ 30,098,000 | $ 124,371 | $ 64,000 |
| Rockingham County-Strafford County, NH | 230 | $ 42,510,000 | $ 184,826 | $ 74,000 |
| Montgomery, AL | 225 | $ 33,474,000 | $ 148,773 | $ 61,000 |
| Houston-Baytown-Sugar Land, TX | 223 | $ 24,106,000 | $ 108,098 | $ 85,000 |
| Rockford, IL | 220 | $ 22,888,000 | $ 104,036 | $ 59,000 |
| Cape Coral-Fort Myers, FL | 215 | $ 30,646,000 | $ 142,539 | $ 66,000 |
| Merced, CA | 214 | $ 37,748,000 | $ 176,392 | $ 80,000 |
| San Francisco-San Mateo-Redwood City, CA | 207 | $ 79,247,000 | $ 382,835 | $ 115,000 |
| Greenville, SC | 202 | $ 22,962,000 | $ 113,673 | $ 56,000 |
| Manchester-Nashua, NH | 200 | $ 36,814,000 | $ 184,070 | $ 72,000 |
| Tulsa, OK | 193 | $ 19,788,000 | $ 102,528 | $ 69,000 |
| Reading, PA | 190 | $ 24,917,000 | $ 131,142 | $ 62,000 |
| Gary, IN | 189 | $ 22,231,000 | $ 117,624 | $ 57,000 |
| Columbus, GA-AL | 188 | $ 22,453,000 | $ 119,430 | $ 57,000 |
| Madison, WI | 182 | $ 24,650,000 | $ 135,439 | $ 61,000 |
| Charleston, WV | 175 | $ 17,560,000 | $ 100,342 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 170 | $ 24,549,000 | $ 144,405 | $ 61,000 |
| Lincoln, NE | 166 | $ 18,759,000 | $ 113,006 | $ 64,000 |
| Topeka, KS | 165 | $ 16,172,000 | $ 98,012 | $ 55,000 |
| Mobile, AL | 161 | $ 17,218,000 | $ 106,944 | $ 53,000 |
| Winchester, VA-WV | 161 | $ 23,777,000 | $ 147,683 | $ 59,000 |
| Raleigh-Cary, NC | 156 | $ 21,677,000 | $ 138,955 | $ 75,000 |
| Fort Collins-Loveland, CO | 150 | $ 22,108,000 | $ 147,386 | $ 61,000 |
| Port St. Lucie-Fort Pierce, FL | 146 | $ 20,516,000 | $ 140,520 | $ 60,000 |
| Winston-Salem, NC | 145 | $ 16,794,000 | $ 115,820 | $ 63,000 |
| Greeley, CO | 141 | $ 20,321,000 | $ 144,120 | $ 66,000 |
| Tucson, AZ | 138 | $ 18,076,000 | $ 130,985 | $ 78,000 |
| Cedar Rapids, IA | 137 | $ 13,748,000 | $ 100,350 | $ 55,000 |
| Lynchburg, VA | 135 | $ 14,905,000 | $ 110,407 | $ 50,000 |
| Ocala, FL | 135 | $ 12,931,000 | $ 95,785 | $ 61,000 |
| Rochester, NY | 133 | $ 15,025,000 | $ 112,969 | $ 59,000 |
| Naples-Marco Island, FL | 131 | $ 21,989,000 | $ 167,854 | $ 82,000 |
| Scranton--Wilkes-Barre, PA | 130 | $ 13,131,000 | $ 101,007 | $ 56,000 |
| Baton Rouge, LA | 127 | $ 17,105,000 | $ 134,685 | $ 76,000 |
| Holland-Grand Haven, MI | 126 | $ 16,588,000 | $ 131,650 | $ 58,000 |
| Bangor, ME | 125 | $ 15,738,000 | $ 125,904 | $ 66,000 |
| Macon, GA | 124 | $ 14,099,000 | $ 113,701 | $ 58,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 124 | $ 33,831,000 | $ 272,830 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 122 | $ 15,285,000 | $ 125,286 | $ 60,000 |
| Syracuse, NY | 122 | $ 11,917,000 | $ 97,680 | $ 63,000 |
| Pensacola-Ferry Pass-Brent, FL | 121 | $ 15,506,000 | $ 128,148 | $ 65,000 |
| Salinas, CA | 120 | $ 34,661,000 | $ 288,841 | $ 83,000 |
| Barnstable Town, MA | 117 | $ 24,825,000 | $ 212,179 | $ 82,000 |
| Reno-Sparks, NV | 116 | $ 20,824,000 | $ 179,517 | $ 77,000 |
| Ann Arbor, MI | 111 | $ 20,226,000 | $ 182,216 | $ 84,000 |
| Oklahoma City, OK | 111 | $ 11,628,000 | $ 104,756 | $ 54,000 |
| Charlottesville, VA | 110 | $ 15,227,000 | $ 138,427 | $ 56,000 |
| Spartanburg, SC | 110 | $ 10,701,000 | $ 97,281 | $ 57,000 |
| Yuba City, CA | 110 | $ 19,245,000 | $ 174,954 | $ 64,000 |
| Dover, DE | 105 | $ 14,191,000 | $ 135,152 | $ 58,000 |
| Visalia-Porterville, CA | 105 | $ 16,313,000 | $ 155,361 | $ 71,000 |
| Olympia, WA | 104 | $ 15,115,000 | $ 145,336 | $ 76,000 |
| Wilmington, NC | 102 | $ 16,070,000 | $ 157,549 | $ 69,000 |
| Gulfport-Biloxi, MS | 100 | $ 10,950,000 | $ 109,500 | $ 51,000 |
| Springfield, OH | 100 | $ 11,144,000 | $ 111,440 | $ 54,000 |
| Salisbury, MD | 99 | $ 12,143,000 | $ 122,656 | $ 56,000 |
| Mansfield, OH | 98 | $ 10,874,000 | $ 110,959 | $ 63,000 |
| Boise City-Nampa, ID | 97 | $ 10,796,000 | $ 111,298 | $ 57,000 |
| Yakima, WA | 97 | $ 9,250,000 | $ 95,360 | $ 45,000 |
| Tallahassee, FL | 94 | $ 12,696,000 | $ 135,063 | $ 65,000 |
| Anderson, IN | 92 | $ 8,149,000 | $ 88,576 | $ 50,000 |
| Kalamazoo-Portage, MI | 92 | $ 12,242,000 | $ 133,065 | $ 63,000 |
| Kennewick-Richland-Pasco, WA | 90 | $ 9,649,000 | $ 107,211 | $ 59,000 |
| Muskegon-Norton Shores, MI | 88 | $ 8,498,000 | $ 96,568 | $ 53,000 |
| Battle Creek, MI | 87 | $ 8,639,000 | $ 99,298 | $ 55,000 |
| Cleveland, TN | 86 | $ 9,153,000 | $ 106,430 | $ 49,000 |
| Kingston, NY | 85 | $ 16,330,000 | $ 192,117 | $ 96,000 |
| Punta Gorda, FL | 85 | $ 10,967,000 | $ 129,023 | $ 68,000 |
| Johnson City, TN | 83 | $ 8,700,000 | $ 104,819 | $ 55,000 |
| Kingsport-Bristol-Bristol, TN-VA | 83 | $ 8,890,000 | $ 107,108 | $ 47,000 |
| Durham, NC | 82 | $ 10,980,000 | $ 133,902 | $ 64,000 |
| Medford, OR | 82 | $ 11,127,000 | $ 135,695 | $ 61,000 |
| Bloomington, IN | 80 | $ 8,174,000 | $ 102,175 | $ 54,000 |
| Monroe, MI | 80 | $ 12,176,000 | $ 152,200 | $ 66,000 |
| Tuscaloosa, AL | 79 | $ 10,588,000 | $ 134,025 | $ 60,000 |
| Fort Worth-Arlington, TX | 78 | $ 8,012,000 | $ 102,717 | $ 69,000 |
| Spokane, WA | 77 | $ 8,471,000 | $ 110,012 | $ 62,000 |
| Janesville, WI | 76 | $ 7,095,000 | $ 93,355 | $ 53,000 |
| Austin-Round Rock, TX | 75 | $ 10,615,000 | $ 141,533 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 75 | $ 8,378,000 | $ 111,706 | $ 60,000 |
| Jackson, MI | 75 | $ 8,577,000 | $ 114,360 | $ 58,000 |
| Saginaw-Saginaw Township North, MI | 75 | $ 7,859,000 | $ 104,786 | $ 51,000 |
| Warner Robins, GA | 75 | $ 8,367,000 | $ 111,560 | $ 67,000 |
| Eugene-Springfield, OR | 73 | $ 9,342,000 | $ 127,972 | $ 62,000 |
| Santa Rosa-Petaluma, CA | 73 | $ 23,655,000 | $ 324,041 | $ 82,000 |
| Elkhart-Goshen, IN | 72 | $ 7,781,000 | $ 108,069 | $ 56,000 |
| Pueblo, CO | 71 | $ 9,382,000 | $ 132,140 | $ 90,000 |
| Kokomo, IN | 70 | $ 7,331,000 | $ 104,728 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 69 | $ 7,770,000 | $ 112,608 | $ 51,000 |
| Rochester, MN | 69 | $ 9,211,000 | $ 133,492 | $ 63,000 |
| Niles-Benton Harbor, MI | 67 | $ 6,825,000 | $ 101,865 | $ 51,000 |
| South Bend-Mishawaka, IN-MI | 66 | $ 7,057,000 | $ 106,924 | $ 52,000 |
| Clarksville, TN-KY | 65 | $ 7,139,000 | $ 109,830 | $ 54,000 |
| Racine, WI | 65 | $ 7,960,000 | $ 122,461 | $ 63,000 |
| Lebanon, PA | 64 | $ 7,318,000 | $ 114,343 | $ 60,000 |
| Peoria, IL | 64 | $ 6,372,000 | $ 99,562 | $ 54,000 |
| Napa, CA | 63 | $ 18,167,000 | $ 288,365 | $ 90,000 |
| Savannah, GA | 63 | $ 8,896,000 | $ 141,206 | $ 71,000 |
| Lewiston-Auburn, ME | 62 | $ 8,161,000 | $ 131,629 | $ 64,000 |
| Duluth, MN-WI | 61 | $ 7,145,000 | $ 117,131 | $ 60,000 |
| Muncie, IN | 61 | $ 6,074,000 | $ 99,573 | $ 56,000 |
| Atlantic City, NJ | 60 | $ 11,352,000 | $ 189,200 | $ 68,000 |
| Florence-Muscle Shoals, AL | 58 | $ 6,755,000 | $ 116,465 | $ 61,000 |
| Madera, CA | 58 | $ 9,973,000 | $ 171,948 | $ 74,000 |
| Anderson, SC | 57 | $ 6,074,000 | $ 106,561 | $ 53,000 |
| Bremerton-Silverdale, WA | 57 | $ 10,034,000 | $ 176,035 | $ 74,000 |
| Trenton-Ewing, NJ | 57 | $ 10,057,000 | $ 176,438 | $ 76,000 |
| Bend, OR | 56 | $ 9,178,000 | $ 163,892 | $ 65,000 |
| Boulder, CO | 56 | $ 11,042,000 | $ 197,178 | $ 83,000 |
| Huntington-Ashland, WV-KY-OH | 56 | $ 3,964,000 | $ 70,785 | $ 51,000 |
| Lafayette, IN | 56 | $ 6,402,000 | $ 114,321 | $ 51,000 |
| Erie, PA | 55 | $ 6,113,000 | $ 111,145 | $ 71,000 |
| Lawrence, KS | 55 | $ 7,200,000 | $ 130,909 | $ 83,000 |
| Danville, VA | 54 | $ 6,410,000 | $ 118,703 | $ 60,000 |
| Gainesville, FL | 54 | $ 7,685,000 | $ 142,314 | $ 65,000 |
| Cumberland, MD-WV | 53 | $ 5,255,000 | $ 99,150 | $ 46,000 |
| Glens Falls, NY | 53 | $ 5,401,000 | $ 101,905 | $ 58,000 |
| Harrisonburg, VA | 53 | $ 6,144,000 | $ 115,924 | $ 50,000 |
| Decatur, AL | 52 | $ 5,805,000 | $ 111,634 | $ 58,000 |
| Pittsfield, MA | 51 | $ 6,299,000 | $ 123,509 | $ 60,000 |
| Santa Fe, NM | 51 | $ 9,217,000 | $ 180,725 | $ 83,000 |
| Utica-Rome, NY | 51 | $ 4,830,000 | $ 94,705 | $ 54,000 |
| Fort Walton Beach-Crestview-Destin, FL | 50 | $ 8,315,000 | $ 166,300 | $ 75,000 |
| Morristown, TN | 49 | $ 6,113,000 | $ 124,755 | $ 53,000 |
| Anniston-Oxford, AL | 48 | $ 4,638,000 | $ 96,625 | $ 45,000 |
| Auburn-Opelika, AL | 48 | $ 5,708,000 | $ 118,916 | $ 70,000 |
| Johnstown, PA | 48 | $ 4,288,000 | $ 89,333 | $ 53,000 |
| San Luis Obispo-Paso Robles, CA | 48 | $ 12,921,000 | $ 269,187 | $ 106,000 |
| Springfield, MO | 48 | $ 5,017,000 | $ 104,520 | $ 59,000 |
| Augusta-Richmond County, GA-SC | 47 | $ 4,720,000 | $ 100,425 | $ 54,000 |
| Terre Haute, IN | 47 | $ 4,059,000 | $ 86,361 | $ 48,000 |
| El Centro, CA | 46 | $ 7,437,000 | $ 161,673 | $ 81,000 |
| Vero Beach, FL | 46 | $ 5,697,000 | $ 123,847 | $ 68,000 |
| Panama City-Lynn Haven, FL | 45 | $ 5,375,000 | $ 119,444 | $ 54,000 |
| Pascagoula, MS | 45 | $ 4,115,000 | $ 91,444 | $ 48,000 |
| Asheville, NC | 44 | $ 5,683,000 | $ 129,159 | $ 61,000 |
| Sandusky, OH | 44 | $ 5,340,000 | $ 121,363 | $ 55,000 |
| St. George, UT | 44 | $ 6,137,000 | $ 139,477 | $ 76,000 |
| Chico, CA | 43 | $ 7,297,000 | $ 169,697 | $ 63,000 |
| Elizabethtown, KY | 43 | $ 4,809,000 | $ 111,837 | $ 59,000 |
| Bowling Green, KY | 42 | $ 4,044,000 | $ 96,285 | $ 51,000 |
| Burlington, NC | 41 | $ 4,972,000 | $ 121,268 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 41 | $ 3,948,000 | $ 96,292 | $ 74,000 |
| Longview, WA | 41 | $ 4,917,000 | $ 119,926 | $ 76,000 |
| Parkersburg-Marietta, WV-OH | 40 | $ 3,455,000 | $ 86,375 | $ 46,000 |
| Santa Cruz-Watsonville, CA | 40 | $ 14,012,000 | $ 350,300 | $ 109,000 |
| Columbus, IN | 39 | $ 4,468,000 | $ 114,564 | $ 82,000 |
| Gainesville, GA | 39 | $ 5,035,000 | $ 129,102 | $ 56,000 |
| Altoona, PA | 38 | $ 3,059,000 | $ 80,500 | $ 49,000 |
| Iowa City, IA | 38 | $ 4,374,000 | $ 115,105 | $ 79,000 |
| Jackson, TN | 38 | $ 4,049,000 | $ 106,552 | $ 62,000 |
| Fayetteville, NC | 37 | $ 3,618,000 | $ 97,783 | $ 61,000 |
| St. Joseph, MO-KS | 37 | $ 3,751,000 | $ 101,378 | $ 56,000 |
| State College, PA | 37 | $ 4,428,000 | $ 119,675 | $ 75,000 |
| Hattiesburg, MS | 36 | $ 3,819,000 | $ 106,083 | $ 54,000 |
| Waterloo-Cedar Falls, IA | 36 | $ 3,243,000 | $ 90,083 | $ 63,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 35 | $ 5,863,000 | $ 167,514 | $ 72,000 |
| Prescott, AZ | 35 | $ 5,847,000 | $ 167,057 | $ 65,000 |
| Vineland-Millville-Bridgeton, NJ | 35 | $ 4,401,000 | $ 125,742 | $ 66,000 |
| Gadsden, AL | 34 | $ 3,517,000 | $ 103,441 | $ 49,000 |
| Hanford-Corcoran, CA | 34 | $ 5,195,000 | $ 152,794 | $ 71,000 |
| Lima, OH | 34 | $ 3,128,000 | $ 92,000 | $ 55,000 |
| Shreveport-Bossier City, LA | 34 | $ 3,859,000 | $ 113,500 | $ 68,000 |
| Green Bay, WI | 33 | $ 4,203,000 | $ 127,363 | $ 64,000 |
| Ocean City, NJ | 33 | $ 6,332,000 | $ 191,878 | $ 75,000 |
| Owensboro, KY | 32 | $ 3,410,000 | $ 106,562 | $ 49,000 |
| San Antonio, TX | 32 | $ 3,181,000 | $ 99,406 | $ 81,000 |
| Appleton, WI | 30 | $ 3,464,000 | $ 115,466 | $ 54,000 |
| Athens-Clarke County, GA | 30 | $ 3,052,000 | $ 101,733 | $ 54,000 |
| Bellingham, WA | 30 | $ 4,661,000 | $ 155,366 | $ 63,000 |
| Dalton, GA | 30 | $ 3,653,000 | $ 121,766 | $ 50,000 |
| Champaign-Urbana, IL | 29 | $ 2,898,000 | $ 99,931 | $ 61,000 |
| Michigan City-La Porte, IN | 29 | $ 2,796,000 | $ 96,413 | $ 53,000 |
| Sheboygan, WI | 29 | $ 2,993,000 | $ 103,206 | $ 51,000 |
| Redding, CA | 28 | $ 5,815,000 | $ 207,678 | $ 69,000 |
| Williamsport, PA | 28 | $ 2,590,000 | $ 92,500 | $ 43,000 |
| Kankakee-Bradley, IL | 26 | $ 2,956,000 | $ 113,692 | $ 72,000 |
| Sioux Falls, SD | 26 | $ 3,045,000 | $ 117,115 | $ 63,000 |
| St. Cloud, MN | 26 | $ 3,785,000 | $ 145,576 | $ 80,000 |
| Binghamton, NY | 25 | $ 2,157,000 | $ 86,280 | $ 49,000 |
| Bay City, MI | 24 | $ 2,623,000 | $ 109,291 | $ 48,000 |
| Bloomington-Normal, IL | 24 | $ 3,312,000 | $ 138,000 | $ 70,000 |
| Cheyenne, WY | 24 | $ 2,828,000 | $ 117,833 | $ 83,000 |
| Florence, SC | 24 | $ 2,096,000 | $ 87,333 | $ 49,000 |
| Las Cruces, NM | 24 | $ 3,644,000 | $ 151,833 | $ 83,000 |
| Flagstaff, AZ | 23 | $ 2,703,000 | $ 117,521 | $ 73,000 |
| Corvallis, OR | 22 | $ 3,523,000 | $ 160,136 | $ 69,000 |
| Grand Junction, CO | 22 | $ 3,164,000 | $ 143,818 | $ 66,000 |
| Oshkosh-Neenah, WI | 22 | $ 2,427,000 | $ 110,318 | $ 54,000 |
| Springfield, IL | 22 | $ 2,208,000 | $ 100,363 | $ 57,000 |
| La Crosse, WI-MN | 21 | $ 2,207,000 | $ 105,095 | $ 56,000 |
| Wheeling, WV-OH | 21 | $ 1,425,000 | $ 67,857 | $ 41,000 |
| Albany, GA | 20 | $ 2,047,000 | $ 102,350 | $ 53,000 |
| Fond Du Lac, WI | 20 | $ 2,613,000 | $ 130,650 | $ 48,000 |
| Fort Smith, AR-OK | 20 | $ 1,969,000 | $ 98,450 | $ 51,000 |
| Wenatchee, WA | 19 | $ 2,268,000 | $ 119,368 | $ 57,000 |
| Houma-Bayou Cane-Thibodaux, LA | 18 | $ 1,636,000 | $ 90,888 | $ 47,000 |
| Sioux City, IA-NE-SD | 18 | $ 1,371,000 | $ 76,166 | $ 53,000 |
| Sumter, SC | 18 | $ 1,619,000 | $ 89,944 | $ 66,000 |
| Eau Claire, WI | 17 | $ 1,917,000 | $ 112,764 | $ 54,000 |
| Lawton, OK | 17 | $ 1,346,000 | $ 79,176 | $ 41,000 |
| Yuma, AZ | 17 | $ 1,833,000 | $ 107,823 | $ 50,000 |
| Casper, WY | 16 | $ 1,366,000 | $ 85,375 | $ 51,000 |
| Wausau, WI | 16 | $ 1,680,000 | $ 105,000 | $ 42,000 |
| Weirton-Steubenville, WV-OH | 16 | $ 1,351,000 | $ 84,437 | $ 56,000 |
| Logan, UT-ID | 15 | $ 1,975,000 | $ 131,666 | $ 70,000 |
| Brunswick, GA | 14 | $ 1,110,000 | $ 79,285 | $ 66,000 |
| Dubuque, IA | 14 | $ 1,492,000 | $ 106,571 | $ 49,000 |
| Jacksonville, NC | 14 | $ 1,038,000 | $ 74,142 | $ 51,000 |
| Hot Springs, AR | 13 | $ 1,439,000 | $ 110,692 | $ 65,000 |
| Killeen-Temple-Fort Hood, TX | 13 | $ 1,464,000 | $ 112,615 | $ 57,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 1,421,000 | $ 109,307 | $ 51,000 |
| Farmington, NM | 12 | $ 1,386,000 | $ 115,500 | $ 77,000 |
| McAllen-Edinburg-Pharr, TX | 12 | $ 822,000 | $ 68,500 | $ 49,000 |
| Pine Bluff, AR | 12 | $ 1,133,000 | $ 94,416 | $ 64,000 |
| Ames, IA | 11 | $ 1,070,000 | $ 97,272 | $ 56,000 |
| Brownsville-Harlingen, TX | 11 | $ 886,000 | $ 80,545 | $ 70,000 |
| Carson City, NV | 11 | $ 1,964,000 | $ 178,545 | $ 63,000 |
| Jonesboro, AR | 11 | $ 1,275,000 | $ 115,909 | $ 65,000 |
| Rapid City, SD | 11 | $ 1,336,000 | $ 121,454 | $ 62,000 |
| Alexandria, LA | 10 | $ 911,000 | $ 91,100 | $ 65,000 |
| Coeur D'Alene, ID | 10 | $ 1,229,000 | $ 122,900 | $ 66,000 |
| Columbia, MO | 10 | $ 1,780,000 | $ 178,000 | $ 94,000 |
| Greenville, NC | 10 | $ 1,403,000 | $ 140,300 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 10 | $ 757,000 | $ 75,700 | $ 56,000 |
| Morgantown, WV | 10 | $ 1,229,000 | $ 122,900 | $ 59,000 |
| Danville, IL | 9 | $ 882,000 | $ 98,000 | $ 55,000 |
| Decatur, IL | 9 | $ 713,000 | $ 79,222 | $ 54,000 |
| El Paso, TX | 9 | $ 524,000 | $ 58,222 | $ 37,000 |
| Elmira, NY | 9 | $ 653,000 | $ 72,555 | $ 50,000 |
| Idaho Falls, ID | 9 | $ 775,000 | $ 86,111 | $ 59,000 |
| Ithaca, NY | 9 | $ 1,125,000 | $ 125,000 | $ 59,000 |
| Jefferson City, MO | 9 | $ 1,063,000 | $ 118,111 | $ 57,000 |
| Lake Charles, LA | 9 | $ 953,000 | $ 105,888 | $ 52,000 |
| Monroe, LA | 9 | $ 805,000 | $ 89,444 | $ 63,000 |
| Dothan, AL | 8 | $ 1,030,000 | $ 128,750 | $ 69,000 |
| Grand Forks, ND-MN | 8 | $ 587,000 | $ 73,375 | $ 48,000 |
| Joplin, MO | 8 | $ 645,000 | $ 80,625 | $ 36,000 |
| Rocky Mount, NC | 8 | $ 929,000 | $ 116,125 | $ 75,000 |
| Pocatello, ID | 7 | $ 687,000 | $ 98,142 | $ 66,000 |
| Rome, GA | 7 | $ 925,000 | $ 132,142 | $ 98,000 |
| Waco, TX | 7 | $ 521,000 | $ 74,428 | $ 47,000 |
| Goldsboro, NC | 6 | $ 374,000 | $ 62,333 | $ 41,000 |
| Lafayette, LA | 6 | $ 569,000 | $ 94,833 | $ 67,000 |
| Missoula, MT | 6 | $ 597,000 | $ 99,500 | $ 48,000 |
| Billings, MT | 5 | $ 506,000 | $ 101,200 | $ 63,000 |
| Wichita Falls, TX | 5 | $ 391,000 | $ 78,200 | $ 68,000 |
| Beaumont-Port Arthur, TX | 4 | $ 501,000 | $ 125,250 | $ 65,000 |
| Fargo, ND-MN | 4 | $ 627,000 | $ 156,750 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4 | $ 1,329,000 | $ 332,250 | $ 190,000 |
| Laredo, TX | 3 | $ 368,000 | $ 122,666 | $ 92,000 |
| Tyler, TX | 3 | $ 443,000 | $ 147,666 | $ 82,000 |
| Bismarck, ND | 2 | $ 133,000 | $ 66,500 | $ 52,000 |
| Corpus Christi, TX | 2 | $ 99,000 | $ 49,500 | $ 34,000 |
| Great Falls, MT | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Valdosta, GA | 2 | $ 254,000 | $ 127,000 | $ 41,000 |
| Abilene, TX | 1 | $ 64,000 | $ 64,000 | $ 300,000 |
| Amarillo, TX | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Burlington-South Burlington, VT | 1 | $ 256,000 | $ 256,000 | $ 87,000 |
| Honolulu, HI | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 89,000 | $ 89,000 | $ 89,000 |
| Lubbock, TX | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| Sherman-Denison, TX | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 91,823 | $15,041,064,000 | $158,460 | $1,336,000 | $68,460 | $1,500,000 |
| Home Purchase | 35,918 | $4,989,813,000 | $133,240 | $1,855,000 | $71,140 | $1,277,000 |
| Home Improvement | 60 | $5,992,000 | $109,476 | $915,000 | $79,714 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 66,509 | $10,083,652,000 | $148,960 | $1,488,000 | $70,800 | $1,500,000 |
| Not Provided | 33,766 | $5,579,839,000 | $146,122 | $1,855,000 | $69,714 | $1,360,000 |
| Hispanic | 11,938 | $1,977,726,000 | $128,666 | $750,000 | $61,711 | $984,000 |
| Black or African American | 11,838 | $1,633,688,000 | $129,023 | $741,000 | $62,500 | $648,000 |
| Asian | 2,680 | $562,126,000 | $156,547 | $915,000 | $82,119 | $1,290,000 |
| Native Hawaiian or Other Pacific Islander | 449 | $84,571,000 | $148,352 | $742,000 | $91,000 | $836,000 |
| American Indian or Alaskan Native | 362 | $54,391,000 | $159,605 | $581,000 | $71,315 | $300,000 |
| Not applicable | 259 | $60,876,000 | $219,945 | $900,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 127,775 | $20,033,673,000 | $147,780 | $1,855,000 | $68,700 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 24 | $2,935,000 | $118,000 | $159,000 | $32,000 | $42,000 |
| VA-guaranteed (Veterans Administration) | 2 | $261,000 | $130,500 | $143,000 | $32,000 | $35,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 65,804 | $10,528,997,000 | $146,580 | $1,855,000 | $74,340 | $1,360,000 |
| Application Denied By Financial Institution | 36,034 | $5,286,585,000 | $141,693 | $1,100,000 | $68,183 | $1,500,000 |
| Application Approved But Not Accepted | 23,725 | $3,857,634,000 | $141,408 | $1,488,000 | $66,938 | $971,000 |
| Application Withdrawn By Applicant | 1,538 | $230,264,000 | $139,913 | $716,000 | $65,913 | $749,000 |
| Loan Purchased By The Institution | 368 | $77,022,000 | $211,157 | $900,000 | $8,815 | $192,000 |
| File Closed For Incompleteness | 332 | $56,367,000 | $143,250 | $732,000 | $84,875 | $1,382,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11,408 | $1,521,467,000 | $126,127 | $950,000 | $61,893 | $1,500,000 |
| Other | 10,399 | $1,629,846,000 | $137,891 | $928,000 | $67,630 | $1,290,000 |
| Debt-To-Income Ratio | 5,906 | $910,692,000 | $142,659 | $928,000 | $59,063 | $601,000 |
| Collateral | 5,457 | $774,330,000 | $141,125 | $1,100,000 | $69,895 | $900,000 |
| Employment History | 1,153 | $176,127,000 | $140,500 | $700,000 | $64,785 | $1,142,000 |
| Unverifiable Information | 952 | $160,386,000 | $148,219 | $750,000 | $78,146 | $1,300,000 |
| Credit Application Incomplete | 622 | $94,895,000 | $139,333 | $684,000 | $64,311 | $504,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $17,603,000 | $128,281 | $580,000 | $52,625 | $218,000 |
| Mortgage Insurance Denied | 8 | $1,239,000 | $151,166 | $267,000 | $73,833 | $120,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aig Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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