Aig Federal Savings Bank Mortgage Lending & HMDA Data, 2004

In 2004, Aig Federal Savings Bank of Wilmington, DE reported 127,801 mortgage applications totaling $20.0 billion, up 252% from 2003. The average application was for $156,781, and applicants reported an average income of $66,950. 51% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,524), Los Angeles-Long Beach-Glendale, CA (3,374) and Baltimore-Towson, MD (2,966) (applications in parentheses).

Mortgage Company & Address Aig Federal Savings Bank
600 N King Street, Suite 2
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 127,801
Total Mortgage Loan Application Amount $20,036,869,000
Average Mortgage Loan Application Amount $156,781
Highest Mortgage Loan Application Amount $1,855,000
Average Applicant Income $66,950
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aig Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aig Federal Savings Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,374 $ 823,199,000 $ 243,983 $ 94,000
Cook, Illinois 2,914 $ 438,016,000 $ 150,314 $ 74,000
Clark, Nevada 2,090 $ 361,472,000 $ 172,953 $ 73,000
Maricopa, Arizona 2,077 $ 278,919,000 $ 134,289 $ 65,000
Prince George's, Maryland 1,518 $ 280,799,000 $ 184,979 $ 71,000
Sacramento, California 1,437 $ 291,364,000 $ 202,758 $ 74,000
Suffolk, New York 1,360 $ 334,923,000 $ 246,266 $ 96,000
Hartford, Connecticut 1,246 $ 180,087,000 $ 144,532 $ 65,000
Providence, Rhode Island 1,192 $ 200,816,000 $ 168,469 $ 66,000
New Haven, Connecticut 1,125 $ 183,379,000 $ 163,003 $ 78,000
Wayne, Michigan 1,002 $ 114,234,000 $ 114,005 $ 62,000
Miami-Dade, Florida 994 $ 156,679,000 $ 157,624 $ 78,000
San Bernardino, California 929 $ 187,259,000 $ 201,570 $ 79,000
Shelby, Tennessee 916 $ 114,333,000 $ 124,817 $ 66,000
Salt Lake, Utah 908 $ 132,222,000 $ 145,618 $ 59,000
Jefferson, Alabama 898 $ 108,833,000 $ 121,194 $ 59,000
Cuyahoga, Ohio 893 $ 110,095,000 $ 123,286 $ 60,000
Baltimore, Maryland 891 $ 138,143,000 $ 155,042 $ 67,000
Riverside, California 885 $ 194,816,000 $ 220,131 $ 82,000
Nassau, New York 835 $ 233,273,000 $ 279,368 $ 101,000
Broward, Florida 826 $ 134,808,000 $ 163,205 $ 72,000
Hillsborough, Florida 826 $ 105,354,000 $ 127,547 $ 63,000
Marion, Indiana 817 $ 90,575,000 $ 110,862 $ 56,000
Orange, Florida 812 $ 107,958,000 $ 132,953 $ 62,000
Orange, California 773 $ 237,482,000 $ 307,221 $ 101,000
Hamilton, Ohio 725 $ 86,813,000 $ 119,742 $ 51,000
San Diego, California 721 $ 225,730,000 $ 313,079 $ 105,000
King, Washington 700 $ 137,828,000 $ 196,897 $ 76,000
Worcester, Massachusetts 689 $ 127,767,000 $ 185,438 $ 66,000
Fairfax, Virginia 689 $ 166,302,000 $ 241,367 $ 89,000
Anne Arundel, Maryland 662 $ 129,696,000 $ 195,915 $ 73,000
Prince William, Virginia 662 $ 137,590,000 $ 207,839 $ 75,000
Fairfield, Connecticut 652 $ 143,146,000 $ 219,549 $ 81,000
Hennepin, Minnesota 637 $ 110,476,000 $ 173,431 $ 71,000
Franklin, Ohio 632 $ 79,071,000 $ 125,112 $ 60,000
New Castle, Delaware 629 $ 94,418,000 $ 150,108 $ 61,000
St. Louis, Missouri 618 $ 71,741,000 $ 116,085 $ 63,000
York, Pennsylvania 612 $ 71,572,000 $ 116,947 $ 62,000
Will, Illinois 605 $ 95,386,000 $ 157,662 $ 79,000
Summit, Ohio 604 $ 69,030,000 $ 114,288 $ 56,000
Queens, New York 598 $ 165,583,000 $ 276,894 $ 93,000
Oakland, Michigan 594 $ 92,759,000 $ 156,159 $ 75,000
Alameda, California 593 $ 171,257,000 $ 288,797 $ 103,000
Jackson, Missouri 593 $ 62,733,000 $ 105,789 $ 56,000
Santa Clara, California 575 $ 181,792,000 $ 316,160 $ 110,000
San Joaquin, California 570 $ 125,043,000 $ 219,373 $ 92,000
Baltimore City, Maryland 557 $ 54,584,000 $ 97,996 $ 57,000
Pinellas, Florida 547 $ 69,503,000 $ 127,062 $ 57,000
Montgomery, Maryland 516 $ 117,638,000 $ 227,980 $ 82,000
Virginia Beach, Virginia 515 $ 75,781,000 $ 147,147 $ 61,000
Multnomah, Oregon 499 $ 73,942,000 $ 148,180 $ 65,000
Contra Costa, California 498 $ 144,467,000 $ 290,094 $ 92,000
Middlesex, Massachusetts 496 $ 122,026,000 $ 246,020 $ 89,000
Palm Beach, Florida 493 $ 81,180,000 $ 164,665 $ 76,000
Kent, Rhode Island 490 $ 78,704,000 $ 160,620 $ 65,000
Macomb, Michigan 486 $ 69,058,000 $ 142,094 $ 85,000
Pierce, Washington 486 $ 77,341,000 $ 159,137 $ 69,000
Philadelphia, Pennsylvania 484 $ 53,483,000 $ 110,502 $ 57,000
Stanislaus, California 478 $ 91,394,000 $ 191,200 $ 73,000
Duval, Florida 474 $ 58,160,000 $ 122,700 $ 53,000
Chesterfield, Virginia 467 $ 65,049,000 $ 139,291 $ 66,000
Johnson, Kansas 450 $ 67,316,000 $ 149,591 $ 74,000
Montgomery, Pennsylvania 446 $ 75,445,000 $ 169,159 $ 75,000
Davidson, Tennessee 446 $ 52,549,000 $ 117,822 $ 59,000
Milwaukee, Wisconsin 445 $ 49,835,000 $ 111,988 $ 56,000
Clark, Washington 439 $ 66,112,000 $ 150,596 $ 75,000
Bristol, Massachusetts 436 $ 85,964,000 $ 197,165 $ 72,000
Plymouth, Massachusetts 433 $ 94,146,000 $ 217,427 $ 77,000
Butler, Ohio 428 $ 55,294,000 $ 129,191 $ 58,000
DuPage, Illinois 426 $ 76,577,000 $ 179,758 $ 82,000
Stark, Ohio 426 $ 45,699,000 $ 107,274 $ 52,000
Fulton, Georgia 419 $ 66,639,000 $ 159,042 $ 81,000
Ventura, California 417 $ 119,349,000 $ 286,208 $ 88,000
Utah, Utah 407 $ 58,882,000 $ 144,673 $ 57,000
Lake, Illinois 400 $ 62,455,000 $ 156,137 $ 78,000
Knox, Tennessee 400 $ 47,660,000 $ 119,150 $ 63,000
Kings, New York 397 $ 108,298,000 $ 272,790 $ 92,000
Montgomery, Ohio 397 $ 41,340,000 $ 104,130 $ 53,000
Jefferson, Kentucky 396 $ 46,716,000 $ 117,969 $ 53,000
Lucas, Ohio 394 $ 45,121,000 $ 114,520 $ 64,000
Lorain, Ohio 393 $ 46,880,000 $ 119,287 $ 57,000
Shelby, Alabama 387 $ 60,296,000 $ 155,803 $ 75,000
Kern, California 385 $ 53,156,000 $ 138,067 $ 67,000
Gwinnett, Georgia 364 $ 50,722,000 $ 139,346 $ 84,000
Cobb, Georgia 356 $ 54,759,000 $ 153,817 $ 84,000
Sedgwick, Kansas 355 $ 35,809,000 $ 100,870 $ 59,000
Kent, Michigan 354 $ 42,250,000 $ 119,350 $ 55,000
Bucks, Pennsylvania 352 $ 67,017,000 $ 190,389 $ 94,000
DeKalb, Georgia 351 $ 45,717,000 $ 130,247 $ 61,000
New London, Connecticut 350 $ 55,171,000 $ 157,631 $ 67,000
El Paso, Colorado 348 $ 50,760,000 $ 145,862 $ 74,000
Allegheny, Pennsylvania 347 $ 35,605,000 $ 102,608 $ 56,000
Arapahoe, Colorado 342 $ 51,753,000 $ 151,324 $ 66,000
St. Charles, Missouri 335 $ 42,907,000 $ 128,080 $ 64,000
Harford, Maryland 333 $ 56,897,000 $ 170,861 $ 72,000
Washington, Oregon 331 $ 52,459,000 $ 158,486 $ 78,000
Denver, Colorado 326 $ 47,941,000 $ 147,058 $ 66,000
Brevard, Florida 316 $ 43,656,000 $ 138,151 $ 56,000
Henrico, Virginia 315 $ 42,648,000 $ 135,390 $ 61,000
Lancaster, Pennsylvania 313 $ 41,313,000 $ 131,990 $ 60,000
Adams, Colorado 311 $ 45,904,000 $ 147,601 $ 67,000
Kane, Illinois 309 $ 43,809,000 $ 141,776 $ 68,000
Snohomish, Washington 307 $ 52,483,000 $ 170,954 $ 73,000
Dakota, Minnesota 300 $ 50,488,000 $ 168,293 $ 74,000
Pasco, Florida 292 $ 35,718,000 $ 122,321 $ 60,000
Charles, Maryland 291 $ 56,083,000 $ 192,725 $ 73,000
Hamilton, Tennessee 289 $ 31,504,000 $ 109,010 $ 51,000
Solano, California 286 $ 70,128,000 $ 245,202 $ 83,000
Genesee, Michigan 285 $ 35,434,000 $ 124,329 $ 61,000
Lake, Ohio 283 $ 39,015,000 $ 137,862 $ 61,000
Warren, Ohio 281 $ 40,327,000 $ 143,512 $ 69,000
Delaware, Pennsylvania 280 $ 40,667,000 $ 145,239 $ 67,000
Essex, Massachusetts 278 $ 63,338,000 $ 227,834 $ 83,000
Fresno, California 277 $ 48,517,000 $ 175,151 $ 71,000
Clackamas, Oregon 275 $ 49,464,000 $ 179,869 $ 76,000
Seminole, Florida 271 $ 38,599,000 $ 142,431 $ 72,000
Suffolk, Massachusetts 270 $ 68,693,000 $ 254,418 $ 88,000
Anoka, Minnesota 270 $ 42,947,000 $ 159,062 $ 69,000
Richmond, New York 268 $ 64,180,000 $ 239,477 $ 94,000
Norfolk, Massachusetts 266 $ 61,792,000 $ 232,300 $ 87,000
Rutherford, Tennessee 264 $ 31,665,000 $ 119,943 $ 56,000
Westchester, New York 262 $ 80,266,000 $ 306,358 $ 107,000
Carroll, Maryland 261 $ 51,648,000 $ 197,885 $ 82,000
Mecklenburg, North Carolina 260 $ 33,826,000 $ 130,100 $ 76,000
Vanderburgh, Indiana 259 $ 22,243,000 $ 85,880 $ 47,000
Jefferson, Colorado 258 $ 46,605,000 $ 180,639 $ 86,000
Volusia, Florida 257 $ 30,261,000 $ 117,747 $ 53,000
Pulaski, Arkansas 256 $ 34,324,000 $ 134,078 $ 68,000
Polk, Florida 253 $ 27,429,000 $ 108,415 $ 52,000
Hampden, Massachusetts 253 $ 32,809,000 $ 129,679 $ 52,000
Loudoun, Virginia 250 $ 63,386,000 $ 253,544 $ 88,000
Clermont, Ohio 245 $ 32,034,000 $ 130,751 $ 60,000
Chesapeake, Virginia 244 $ 39,599,000 $ 162,290 $ 64,000
Frederick, Maryland 243 $ 48,320,000 $ 198,847 $ 74,000
Windham, Connecticut 242 $ 34,677,000 $ 143,293 $ 61,000
Spotsylvania, Virginia 241 $ 44,141,000 $ 183,157 $ 94,000
Medina, Ohio 239 $ 33,802,000 $ 141,430 $ 65,000
Chester, Pennsylvania 236 $ 46,425,000 $ 196,716 $ 90,000
Allen, Indiana 233 $ 23,181,000 $ 99,489 $ 55,000
Orange, New York 226 $ 45,094,000 $ 199,530 $ 89,000
Litchfield, Connecticut 224 $ 39,585,000 $ 176,718 $ 65,000
Osceola, Florida 224 $ 27,809,000 $ 124,147 $ 60,000
DeSoto, Mississippi 223 $ 28,603,000 $ 128,264 $ 62,000
Polk, Iowa 221 $ 24,381,000 $ 110,321 $ 62,000
Guilford, North Carolina 220 $ 27,878,000 $ 126,718 $ 76,000
Jefferson, Missouri 218 $ 24,700,000 $ 113,302 $ 62,000
Hamilton, Indiana 217 $ 36,542,000 $ 168,396 $ 79,000
Lee, Florida 215 $ 30,646,000 $ 142,539 $ 66,000
Merced, California 214 $ 37,748,000 $ 176,392 $ 80,000
Fayette, Kentucky 213 $ 27,265,000 $ 128,004 $ 59,000
Stafford, Virginia 213 $ 47,465,000 $ 222,840 $ 80,000
Davis, Utah 209 $ 30,339,000 $ 145,162 $ 60,000
Howard, Maryland 208 $ 45,347,000 $ 218,014 $ 87,000
Erie, New York 206 $ 22,076,000 $ 107,165 $ 74,000
Bernalillo, New Mexico 204 $ 25,882,000 $ 126,872 $ 61,000
Sarasota, Florida 203 $ 29,405,000 $ 144,852 $ 68,000
Richland, South Carolina 202 $ 23,657,000 $ 117,113 $ 62,000
Madison, Alabama 201 $ 23,619,000 $ 117,507 $ 60,000
Ramsey, Minnesota 201 $ 31,826,000 $ 158,338 $ 63,000
Marion, Oregon 201 $ 25,114,000 $ 124,945 $ 61,000
Hillsborough, New Hampshire 200 $ 36,814,000 $ 184,070 $ 72,000
Middlesex, Connecticut 196 $ 35,196,000 $ 179,571 $ 69,000
Bronx, New York 196 $ 52,714,000 $ 268,948 $ 93,000
Charleston, South Carolina 192 $ 27,420,000 $ 142,812 $ 60,000
Berks, Pennsylvania 190 $ 24,917,000 $ 131,142 $ 62,000
Winnebago, Illinois 186 $ 18,701,000 $ 100,543 $ 55,000
Clay, Missouri 186 $ 21,475,000 $ 115,456 $ 62,000
Dauphin, Pennsylvania 185 $ 20,889,000 $ 112,913 $ 54,000
Douglas, Nebraska 184 $ 20,092,000 $ 109,195 $ 56,000
Placer, California 183 $ 46,900,000 $ 256,284 $ 93,000
Cecil, Maryland 183 $ 29,626,000 $ 161,890 $ 62,000
Cumberland, Pennsylvania 183 $ 23,231,000 $ 126,945 $ 60,000
Cumberland, Maine 178 $ 30,031,000 $ 168,713 $ 67,000
Clayton, Georgia 177 $ 18,806,000 $ 106,248 $ 51,000
Lake, Florida 173 $ 24,173,000 $ 139,728 $ 66,000
Washington, Rhode Island 173 $ 33,370,000 $ 192,890 $ 77,000
Sumner, Tennessee 173 $ 22,730,000 $ 131,387 $ 71,000
Ingham, Michigan 171 $ 18,991,000 $ 111,058 $ 59,000
Northampton, Pennsylvania 171 $ 23,786,000 $ 139,099 $ 78,000
Washington, Maryland 170 $ 24,549,000 $ 144,405 $ 61,000
Manatee, Florida 168 $ 25,100,000 $ 149,404 $ 70,000
McHenry, Illinois 168 $ 26,737,000 $ 159,148 $ 76,000
Mahoning, Ohio 166 $ 17,107,000 $ 103,054 $ 55,000
Dutchess, New York 164 $ 34,177,000 $ 208,396 $ 83,000
Douglas, Colorado 163 $ 33,702,000 $ 206,760 $ 84,000
Kenton, Kentucky 162 $ 18,877,000 $ 116,524 $ 54,000
Mobile, Alabama 161 $ 17,218,000 $ 106,944 $ 53,000
Tulsa, Oklahoma 160 $ 16,364,000 $ 102,275 $ 72,000
Lancaster, Nebraska 159 $ 18,051,000 $ 113,528 $ 64,000
Norfolk, Virginia 159 $ 18,205,000 $ 114,496 $ 48,000
Hinds, Mississippi 157 $ 14,999,000 $ 95,535 $ 59,000
Washington, Minnesota 155 $ 28,894,000 $ 186,412 $ 68,000
Calvert, Maryland 153 $ 31,389,000 $ 205,156 $ 76,000
Muscogee, Georgia 152 $ 17,778,000 $ 116,960 $ 55,000
Lehigh, Pennsylvania 151 $ 20,523,000 $ 135,913 $ 68,000
Larimer, Colorado 150 $ 22,108,000 $ 147,386 $ 61,000
Wyandotte, Kansas 150 $ 14,743,000 $ 98,286 $ 56,000
Harris, Texas 149 $ 15,797,000 $ 106,020 $ 78,000
Portage, Ohio 147 $ 19,936,000 $ 135,619 $ 66,000
Dane, Wisconsin 146 $ 20,414,000 $ 139,821 $ 61,000
Hampton, Virginia 145 $ 16,657,000 $ 114,875 $ 53,000
Richmond City, Virginia 145 $ 15,679,000 $ 108,131 $ 54,000
St. Louis City, Missouri 143 $ 14,288,000 $ 99,916 $ 48,000
Rockingham, New Hampshire 142 $ 29,261,000 $ 206,063 $ 86,000
Weld, Colorado 141 $ 20,321,000 $ 144,120 $ 66,000
Greenville, South Carolina 140 $ 17,047,000 $ 121,764 $ 60,000
Frederick, Virginia 140 $ 20,802,000 $ 148,585 $ 63,000
Roanoke City, Virginia 140 $ 12,175,000 $ 86,964 $ 46,000
Pima, Arizona 138 $ 18,076,000 $ 130,985 $ 78,000
Montgomery, Alabama 136 $ 20,103,000 $ 147,816 $ 60,000
Marion, Florida 135 $ 12,931,000 $ 95,785 $ 61,000
Monroe, Pennsylvania 135 $ 19,975,000 $ 147,962 $ 75,000
Camden, New Jersey 134 $ 20,048,000 $ 149,611 $ 62,000
Waukesha, Wisconsin 134 $ 22,614,000 $ 168,761 $ 77,000
Johnson, Indiana 132 $ 15,525,000 $ 117,613 $ 64,000
Newport News, Virginia 132 $ 15,481,000 $ 117,280 $ 52,000
Collier, Florida 131 $ 21,989,000 $ 167,854 $ 82,000
Williamson, Tennessee 130 $ 26,101,000 $ 200,776 $ 100,000
Tolland, Connecticut 129 $ 21,629,000 $ 167,666 $ 74,000
Lake, Indiana 129 $ 14,160,000 $ 109,767 $ 49,000
Rockland, New York 128 $ 35,974,000 $ 281,046 $ 106,000
York, Maine 127 $ 23,093,000 $ 181,834 $ 75,000
Lexington, South Carolina 127 $ 13,255,000 $ 104,370 $ 54,000
Ottawa, Michigan 126 $ 16,588,000 $ 131,650 $ 58,000
Shawnee, Kansas 125 $ 11,961,000 $ 95,688 $ 58,000
Penobscot, Maine 125 $ 15,738,000 $ 125,904 $ 66,000
Trumbull, Ohio 125 $ 14,530,000 $ 116,240 $ 57,000
Santa Barbara, California 124 $ 33,831,000 $ 272,830 $ 82,000
Adams, Pennsylvania 124 $ 16,756,000 $ 135,129 $ 53,000
Pinal, Arizona 122 $ 13,528,000 $ 110,885 $ 57,000
Ocean, New Jersey 122 $ 25,686,000 $ 210,540 $ 87,000
Dallas, Texas 122 $ 13,989,000 $ 114,663 $ 82,000
Monterey, California 120 $ 34,661,000 $ 288,841 $ 83,000
Forsyth, North Carolina 120 $ 13,980,000 $ 116,500 $ 63,000
Hendricks, Indiana 119 $ 17,649,000 $ 148,310 $ 67,000
St. Mary's, Maryland 119 $ 20,197,000 $ 169,722 $ 64,000
St. Lucie, Florida 118 $ 15,650,000 $ 132,627 $ 56,000
Weber, Utah 118 $ 14,102,000 $ 119,508 $ 57,000
Barnstable, Massachusetts 117 $ 24,825,000 $ 212,179 $ 82,000
York, South Carolina 117 $ 13,886,000 $ 118,683 $ 63,000
Portsmouth, Virginia 117 $ 13,176,000 $ 112,615 $ 50,000
Washoe, Nevada 116 $ 20,824,000 $ 179,517 $ 77,000
Wake, North Carolina 116 $ 16,914,000 $ 145,810 $ 79,000
Wilson, Tennessee 115 $ 16,285,000 $ 141,608 $ 65,000
Boone, Kentucky 114 $ 16,538,000 $ 145,070 $ 70,000
Blount, Tennessee 114 $ 12,694,000 $ 111,350 $ 59,000
Warren, Virginia 114 $ 16,803,000 $ 147,394 $ 60,000
Clay, Florida 113 $ 15,883,000 $ 140,557 $ 72,000
Hernando, Florida 111 $ 12,810,000 $ 115,405 $ 49,000
Washtenaw, Michigan 111 $ 20,226,000 $ 182,216 $ 84,000
Bergen, New Jersey 111 $ 32,896,000 $ 296,360 $ 110,000
San Mateo, California 110 $ 40,290,000 $ 366,272 $ 111,000
Spartanburg, South Carolina 110 $ 10,701,000 $ 97,281 $ 57,000
Linn, Iowa 109 $ 11,108,000 $ 101,908 $ 57,000
Middlesex, New Jersey 109 $ 23,104,000 $ 211,963 $ 84,000
Roanoke, Virginia 109 $ 13,621,000 $ 124,963 $ 60,000
Licking, Ohio 108 $ 14,239,000 $ 131,842 $ 64,000
Westmoreland, Pennsylvania 108 $ 12,342,000 $ 114,277 $ 55,000
Scott, Minnesota 107 $ 18,822,000 $ 175,906 $ 71,000
Essex, New Jersey 107 $ 23,853,000 $ 222,925 $ 104,000
Burlington, New Jersey 106 $ 20,793,000 $ 196,160 $ 82,000
Ashtabula, Ohio 106 $ 10,465,000 $ 98,726 $ 50,000
Tulare, California 105 $ 16,313,000 $ 155,361 $ 71,000
Kent, Delaware 105 $ 14,191,000 $ 135,152 $ 58,000
Greene, Ohio 105 $ 12,542,000 $ 119,447 $ 65,000
Thurston, Washington 104 $ 15,115,000 $ 145,336 $ 76,000
Kanawha, West Virginia 104 $ 9,734,000 $ 93,596 $ 77,000
Henry, Georgia 102 $ 17,454,000 $ 171,117 $ 78,000
Saratoga, New York 102 $ 13,865,000 $ 135,931 $ 79,000
Berkeley, West Virginia 101 $ 12,006,000 $ 118,871 $ 59,000
Rankin, Mississippi 100 $ 10,906,000 $ 109,060 $ 63,000
Clark, Ohio 100 $ 11,144,000 $ 111,440 $ 54,000
Newport, Rhode Island 100 $ 22,995,000 $ 229,950 $ 78,000
Wood, Ohio 99 $ 11,576,000 $ 116,929 $ 60,000
Cherokee, Georgia 98 $ 13,845,000 $ 141,275 $ 69,000
Fairfield, Ohio 98 $ 13,226,000 $ 134,959 $ 65,000
Richland, Ohio 98 $ 10,874,000 $ 110,959 $ 63,000
Yakima, Washington 97 $ 9,250,000 $ 95,360 $ 45,000
Bibb, Georgia 96 $ 10,177,000 $ 106,010 $ 55,000
Madison, Illinois 96 $ 9,849,000 $ 102,593 $ 54,000
Forsyth, Georgia 95 $ 17,199,000 $ 181,042 $ 72,000
Cass, Missouri 95 $ 11,019,000 $ 115,989 $ 65,000
Onondaga, New York 95 $ 9,516,000 $ 100,168 $ 65,000
St. Clair, Alabama 94 $ 11,232,000 $ 119,489 $ 64,000
Clark, Indiana 94 $ 10,048,000 $ 106,893 $ 49,000
Jefferson, Louisiana 94 $ 10,749,000 $ 114,351 $ 68,000
Union, New Jersey 93 $ 19,044,000 $ 204,774 $ 83,000
Berkeley, South Carolina 93 $ 10,422,000 $ 112,064 $ 61,000
Hanover, Virginia 93 $ 15,232,000 $ 163,784 $ 73,000
Madison, Indiana 92 $ 8,149,000 $ 88,576 $ 50,000
Delaware, Ohio 91 $ 15,715,000 $ 172,692 $ 76,000
Monmouth, New Jersey 90 $ 20,819,000 $ 231,322 $ 103,000
Muskegon, Michigan 88 $ 8,498,000 $ 96,568 $ 53,000
Strafford, New Hampshire 88 $ 13,249,000 $ 150,556 $ 61,000
Gloucester, New Jersey 88 $ 16,720,000 $ 190,000 $ 82,000
El Dorado, California 87 $ 21,460,000 $ 246,666 $ 82,000
Calhoun, Michigan 87 $ 8,639,000 $ 99,298 $ 55,000
Charlotte, Florida 85 $ 10,967,000 $ 129,023 $ 68,000
St. Clair, Illinois 85 $ 9,672,000 $ 113,788 $ 63,000
St. Clair, Michigan 85 $ 11,420,000 $ 134,352 $ 63,000
Ulster, New York 85 $ 16,330,000 $ 192,117 $ 96,000
Morgan, Indiana 83 $ 11,199,000 $ 134,927 $ 55,000
Monroe, New York 83 $ 9,962,000 $ 120,024 $ 69,000
Wayne, Ohio 82 $ 8,731,000 $ 106,475 $ 67,000
Jackson, Oregon 82 $ 11,127,000 $ 135,695 $ 61,000
Albany, New York 81 $ 10,273,000 $ 126,827 $ 67,000
Geauga, Ohio 81 $ 13,778,000 $ 170,098 $ 100,000
Bradley, Tennessee 81 $ 8,748,000 $ 108,000 $ 51,000
Yolo, California 80 $ 16,865,000 $ 210,812 $ 76,000
Leon, Florida 80 $ 11,233,000 $ 140,412 $ 72,000
Paulding, Georgia 80 $ 9,938,000 $ 124,225 $ 62,000
Monroe, Michigan 80 $ 12,176,000 $ 152,200 $ 66,000
Wright, Minnesota 80 $ 13,408,000 $ 167,600 $ 80,000
Harrison, Mississippi 80 $ 9,050,000 $ 113,125 $ 52,000
Tuscaloosa, Alabama 79 $ 10,588,000 $ 134,025 $ 60,000
St. Johns, Florida 79 $ 14,172,000 $ 179,392 $ 87,000
Miami, Ohio 79 $ 9,208,000 $ 116,556 $ 59,000
Coweta, Georgia 78 $ 9,893,000 $ 126,833 $ 58,000
Orleans, Louisiana 78 $ 10,430,000 $ 133,717 $ 69,000
Luzerne, Pennsylvania 77 $ 7,398,000 $ 96,077 $ 57,000
Spokane, Washington 77 $ 8,471,000 $ 110,012 $ 62,000
Rock, Wisconsin 76 $ 7,095,000 $ 93,355 $ 53,000
Saline, Arkansas 75 $ 8,870,000 $ 118,266 $ 71,000
Houston, Georgia 75 $ 8,367,000 $ 111,560 $ 67,000
Jackson, Michigan 75 $ 8,577,000 $ 114,360 $ 58,000
Saginaw, Michigan 75 $ 7,859,000 $ 104,786 $ 51,000
Augusta, Virginia 75 $ 9,070,000 $ 120,933 $ 60,000
Sonoma, California 73 $ 23,655,000 $ 324,041 $ 82,000
Worcester, Maryland 73 $ 12,167,000 $ 166,671 $ 78,000
Lane, Oregon 73 $ 9,342,000 $ 127,972 $ 62,000
Culpeper, Virginia 73 $ 12,899,000 $ 176,698 $ 62,000
Elkhart, Indiana 72 $ 7,781,000 $ 108,069 $ 56,000
Livingston, Michigan 72 $ 12,309,000 $ 170,958 $ 66,000
Merrimack, New Hampshire 72 $ 11,018,000 $ 153,027 $ 65,000
Tarrant, Texas 72 $ 7,348,000 $ 102,055 $ 68,000
Pueblo, Colorado 71 $ 9,382,000 $ 132,140 $ 90,000
Hudson, New Jersey 71 $ 15,111,000 $ 212,830 $ 86,000
New Hanover, North Carolina 71 $ 11,305,000 $ 159,225 $ 68,000
Kenosha, Wisconsin 71 $ 8,317,000 $ 117,140 $ 57,000
Warrick, Indiana 70 $ 9,359,000 $ 133,700 $ 68,000
Linn, Oregon 70 $ 8,160,000 $ 116,571 $ 55,000
Wicomico, Maryland 69 $ 8,510,000 $ 123,333 $ 54,000
Carver, Minnesota 69 $ 14,018,000 $ 203,159 $ 89,000
Franklin, Missouri 69 $ 7,549,000 $ 109,405 $ 53,000
Passaic, New Jersey 69 $ 15,890,000 $ 230,289 $ 83,000
Putnam, New York 69 $ 17,677,000 $ 256,188 $ 93,000
Mercer, Pennsylvania 69 $ 7,360,000 $ 106,666 $ 57,000
Fauquier, Virginia 69 $ 15,191,000 $ 220,159 $ 79,000
Benton, Arkansas 68 $ 8,351,000 $ 122,808 $ 64,000
Cabarrus, North Carolina 68 $ 8,024,000 $ 118,000 $ 68,000
Berrien, Michigan 67 $ 6,825,000 $ 101,865 $ 51,000
St. Joseph, Indiana 66 $ 7,057,000 $ 106,924 $ 52,000
Kalamazoo, Michigan 66 $ 8,953,000 $ 135,651 $ 68,000
Morris, New Jersey 66 $ 18,057,000 $ 273,590 $ 104,000
Sullivan, Tennessee 66 $ 7,257,000 $ 109,954 $ 50,000
Ada, Idaho 65 $ 8,038,000 $ 123,661 $ 63,000
Hancock, Indiana 65 $ 9,115,000 $ 140,230 $ 74,000
Sarpy, Nebraska 65 $ 7,552,000 $ 116,184 $ 66,000
Durham, North Carolina 65 $ 8,299,000 $ 127,676 $ 62,000
Tipton, Tennessee 65 $ 7,132,000 $ 109,723 $ 62,000
Suffolk, Virginia 65 $ 9,367,000 $ 144,107 $ 59,000
Putnam, West Virginia 65 $ 7,385,000 $ 113,615 $ 64,000
Racine, Wisconsin 65 $ 7,960,000 $ 122,461 $ 63,000
Mohave, Arizona 64 $ 7,738,000 $ 120,906 $ 92,000
Escambia, Florida 64 $ 7,735,000 $ 120,859 $ 60,000
Eaton, Michigan 64 $ 7,602,000 $ 118,781 $ 62,000
Lebanon, Pennsylvania 64 $ 7,318,000 $ 114,343 $ 60,000
Napa, California 63 $ 18,167,000 $ 288,365 $ 90,000
Gaston, North Carolina 63 $ 5,957,000 $ 94,555 $ 50,000
Franklin, Pennsylvania 63 $ 6,820,000 $ 108,253 $ 54,000
Sussex, Delaware 62 $ 10,544,000 $ 170,064 $ 73,000
St. Tammany, Louisiana 62 $ 7,117,000 $ 114,790 $ 58,000
Androscoggin, Maine 62 $ 8,161,000 $ 131,629 $ 64,000
Union, North Carolina 62 $ 8,780,000 $ 141,612 $ 83,000
Montgomery, Tennessee 62 $ 6,858,000 $ 110,612 $ 55,000
Sutter, California 61 $ 11,645,000 $ 190,901 $ 61,000
Flagler, Florida 61 $ 9,198,000 $ 150,786 $ 68,000
Delaware, Indiana 61 $ 6,074,000 $ 99,573 $ 56,000
San Francisco, California 60 $ 22,952,000 $ 382,533 $ 114,000
Monroe, Indiana 60 $ 6,288,000 $ 104,800 $ 56,000
Atlantic, New Jersey 60 $ 11,352,000 $ 189,200 $ 68,000
Schenectady, New York 60 $ 6,762,000 $ 112,700 $ 63,000
Dorchester, South Carolina 60 $ 7,222,000 $ 120,366 $ 59,000
Collin, Texas 60 $ 10,063,000 $ 167,716 $ 108,000
Benton, Washington 60 $ 6,660,000 $ 111,000 $ 66,000
Bullitt, Kentucky 59 $ 6,413,000 $ 108,694 $ 52,000
Muskingum, Ohio 59 $ 5,646,000 $ 95,694 $ 51,000
Oklahoma, Oklahoma 59 $ 5,599,000 $ 94,898 $ 53,000
Washington, Pennsylvania 59 $ 6,637,000 $ 112,491 $ 57,000
Louisa, Virginia 59 $ 7,340,000 $ 124,406 $ 59,000
Baldwin, Alabama 58 $ 8,174,000 $ 140,931 $ 53,000
Madera, California 58 $ 9,973,000 $ 171,948 $ 74,000
Washington, Tennessee 58 $ 6,544,000 $ 112,827 $ 61,000
Santa Rosa, Florida 57 $ 7,771,000 $ 136,333 $ 69,000
Newton, Georgia 57 $ 7,667,000 $ 134,508 $ 62,000
East Baton Rouge, Louisiana 57 $ 7,430,000 $ 130,350 $ 90,000
Mercer, New Jersey 57 $ 10,057,000 $ 176,438 $ 76,000
Anderson, South Carolina 57 $ 6,074,000 $ 106,561 $ 53,000
Alexandria, Virginia 57 $ 11,719,000 $ 205,596 $ 79,000
Kitsap, Washington 57 $ 10,034,000 $ 176,035 $ 74,000
Boulder, Colorado 56 $ 11,042,000 $ 197,178 $ 83,000
Campbell, Kentucky 56 $ 7,148,000 $ 127,642 $ 53,000
Davidson, North Carolina 56 $ 5,836,000 $ 104,214 $ 51,000
Deschutes, Oregon 56 $ 9,178,000 $ 163,892 $ 65,000
Maury, Tennessee 56 $ 5,980,000 $ 106,785 $ 53,000
Douglas, Kansas 55 $ 7,200,000 $ 130,909 $ 83,000
Platte, Missouri 55 $ 7,597,000 $ 138,127 $ 64,000
Erie, Pennsylvania 55 $ 6,113,000 $ 111,145 $ 71,000
Queen Anne's, Maryland 54 $ 10,148,000 $ 187,925 $ 65,000
Niagara, New York 54 $ 5,698,000 $ 105,518 $ 73,000
Douglas, Georgia 53 $ 8,103,000 $ 152,886 $ 65,000
Kendall, Illinois 53 $ 9,198,000 $ 173,547 $ 76,000
Allegany, Maryland 53 $ 5,255,000 $ 99,150 $ 46,000
Tuscarawas, Ohio 53 $ 5,762,000 $ 108,716 $ 50,000
Robertson, Tennessee 53 $ 6,032,000 $ 113,811 $ 52,000
Alachua, Florida 52 $ 7,395,000 $ 142,211 $ 64,000
Columbiana, Ohio 52 $ 5,536,000 $ 106,461 $ 47,000
Walworth, Wisconsin 52 $ 6,457,000 $ 124,173 $ 57,000
Elmore, Alabama 51 $ 8,137,000 $ 159,549 $ 68,000
Limestone, Alabama 51 $ 5,714,000 $ 112,039 $ 59,000
Washington, Arkansas 51 $ 6,759,000 $ 132,529 $ 58,000
Kennebec, Maine 51 $ 5,534,000 $ 108,509 $ 57,000
Berkshire, Massachusetts 51 $ 6,299,000 $ 123,509 $ 60,000
Santa Fe, New Mexico 51 $ 9,217,000 $ 180,725 $ 83,000
Butler, Pennsylvania 51 $ 6,563,000 $ 128,686 $ 73,000
Dodge, Wisconsin 51 $ 5,250,000 $ 102,941 $ 55,000
Okaloosa, Florida 50 $ 8,315,000 $ 166,300 $ 75,000
Olmsted, Minnesota 50 $ 6,733,000 $ 134,660 $ 69,000
Yuba, California 49 $ 7,600,000 $ 155,102 $ 68,000
Rockdale, Georgia 49 $ 7,304,000 $ 149,061 $ 69,000
Caroline, Maryland 49 $ 6,840,000 $ 139,591 $ 52,000
Sherburne, Minnesota 49 $ 7,653,000 $ 156,183 $ 66,000
St. Louis, Minnesota 49 $ 5,828,000 $ 118,938 $ 59,000
Belknap, New Hampshire 49 $ 7,430,000 $ 151,632 $ 58,000
Caroline, Virginia 49 $ 7,046,000 $ 143,795 $ 53,000
Calhoun, Alabama 48 $ 4,638,000 $ 96,625 $ 45,000
Lee, Alabama 48 $ 5,708,000 $ 118,916 $ 70,000
San Luis Obispo, California 48 $ 12,921,000 $ 269,187 $ 106,000
Henry, Indiana 48 $ 3,954,000 $ 82,375 $ 49,000
Howard, Indiana 48 $ 5,357,000 $ 111,604 $ 64,000
Porter, Indiana 48 $ 6,388,000 $ 133,083 $ 68,000
Iredell, North Carolina 48 $ 7,343,000 $ 152,979 $ 76,000
Yamhill, Oregon 48 $ 6,346,000 $ 132,208 $ 57,000
Cambria, Pennsylvania 48 $ 4,288,000 $ 89,333 $ 53,000
Cabell, West Virginia 48 $ 3,283,000 $ 68,395 $ 52,000
Chatham, Georgia 47 $ 6,408,000 $ 136,340 $ 69,000
Lenawee, Michigan 47 $ 6,006,000 $ 127,787 $ 61,000
Rensselaer, New York 47 $ 5,155,000 $ 109,680 $ 64,000
Rowan, North Carolina 47 $ 5,024,000 $ 106,893 $ 56,000
Clinton, Ohio 47 $ 5,169,000 $ 109,978 $ 47,000
Travis, Texas 47 $ 7,003,000 $ 149,000 $ 100,000
Franklin, Virginia 47 $ 6,364,000 $ 135,404 $ 60,000
Imperial, California 46 $ 7,437,000 $ 161,673 $ 81,000
Indian River, Florida 46 $ 5,697,000 $ 123,847 $ 68,000
Catoosa, Georgia 46 $ 4,185,000 $ 90,978 $ 48,000
Bedford, Virginia 46 $ 5,872,000 $ 127,652 $ 58,000
Manassas, Virginia 46 $ 8,751,000 $ 190,239 $ 70,000
Orange, Virginia 46 $ 6,265,000 $ 136,195 $ 53,000
Morgan, Alabama 45 $ 5,151,000 $ 114,466 $ 57,000
Bay, Florida 45 $ 5,375,000 $ 119,444 $ 54,000
Boone, Indiana 45 $ 5,987,000 $ 133,044 $ 59,000
Dearborn, Indiana 45 $ 6,328,000 $ 140,622 $ 59,000
Kosciusko, Indiana 45 $ 5,852,000 $ 130,044 $ 63,000
Allegan, Michigan 45 $ 6,080,000 $ 135,111 $ 60,000
Jackson, Mississippi 45 $ 4,115,000 $ 91,444 $ 48,000
Sandusky, Ohio 45 $ 4,627,000 $ 102,822 $ 49,000
Columbia, Oregon 45 $ 7,606,000 $ 169,022 $ 63,000
Lackawanna, Pennsylvania 45 $ 4,902,000 $ 108,933 $ 54,000
Arlington, Virginia 45 $ 12,925,000 $ 287,222 $ 97,000
Shelby, Indiana 44 $ 5,024,000 $ 114,181 $ 60,000
Hampshire, Massachusetts 44 $ 7,285,000 $ 165,568 $ 63,000
Barry, Michigan 44 $ 5,529,000 $ 125,659 $ 64,000
Lapeer, Michigan 44 $ 6,397,000 $ 145,386 $ 72,000
Cheshire, New Hampshire 44 $ 5,947,000 $ 135,159 $ 57,000
Erie, Ohio 44 $ 5,340,000 $ 121,363 $ 55,000
Washington, Utah 44 $ 6,137,000 $ 139,477 $ 76,000
Rockingham, Virginia 44 $ 5,137,000 $ 116,750 $ 52,000
Jefferson, West Virginia 44 $ 6,325,000 $ 143,750 $ 64,000
Butte, California 43 $ 7,297,000 $ 169,697 $ 63,000
Nevada, California 43 $ 9,656,000 $ 224,558 $ 84,000
Tippecanoe, Indiana 43 $ 5,335,000 $ 124,069 $ 56,000
Butler, Kansas 43 $ 4,794,000 $ 111,488 $ 78,000
Leavenworth, Kansas 43 $ 5,767,000 $ 134,116 $ 62,000
Madison, Mississippi 43 $ 6,464,000 $ 150,325 $ 70,000
Denton, Texas 43 $ 7,258,000 $ 168,790 $ 95,000
James City, Virginia 43 $ 6,198,000 $ 144,139 $ 59,000
Shenandoah, Virginia 43 $ 5,463,000 $ 127,046 $ 59,000
Walker, Georgia 42 $ 3,318,000 $ 79,000 $ 55,000
Floyd, Indiana 42 $ 5,475,000 $ 130,357 $ 71,000
Dorchester, Maryland 42 $ 5,552,000 $ 132,190 $ 52,000
Beaver, Pennsylvania 42 $ 4,455,000 $ 106,071 $ 58,000
Tooele, Utah 42 $ 4,457,000 $ 106,119 $ 57,000
Marshall, Alabama 41 $ 3,885,000 $ 94,756 $ 44,000
Scott, Iowa 41 $ 3,948,000 $ 96,292 $ 74,000
Hardin, Kentucky 41 $ 4,468,000 $ 108,975 $ 59,000
Somerset, New Jersey 41 $ 9,932,000 $ 242,243 $ 114,000
Alamance, North Carolina 41 $ 4,972,000 $ 121,268 $ 54,000
Polk, Oregon 41 $ 4,984,000 $ 121,560 $ 75,000
Cowlitz, Washington 41 $ 4,917,000 $ 119,926 $ 76,000
Blount, Alabama 40 $ 4,904,000 $ 122,600 $ 59,000
Page:

Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 91,823 $15,041,064,000 $158,460 $1,336,000 $68,460 $1,500,000
Home Purchase 35,918 $4,989,813,000 $133,240 $1,855,000 $71,140 $1,277,000
Home Improvement 60 $5,992,000 $109,476 $915,000 $79,714 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 66,509 $10,083,652,000 $148,960 $1,488,000 $70,800 $1,500,000
Not Provided 33,766 $5,579,839,000 $146,122 $1,855,000 $69,714 $1,360,000
Hispanic 11,938 $1,977,726,000 $128,666 $750,000 $61,711 $984,000
Black or African American 11,838 $1,633,688,000 $129,023 $741,000 $62,500 $648,000
Asian 2,680 $562,126,000 $156,547 $915,000 $82,119 $1,290,000
Native Hawaiian or Other Pacific Islander 449 $84,571,000 $148,352 $742,000 $91,000 $836,000
American Indian or Alaskan Native 362 $54,391,000 $159,605 $581,000 $71,315 $300,000
Not applicable 259 $60,876,000 $219,945 $900,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 127,775 $20,033,673,000 $147,780 $1,855,000 $68,700 $1,500,000
FHA-insured (Federal Housing Administration) 24 $2,935,000 $118,000 $159,000 $32,000 $42,000
VA-guaranteed (Veterans Administration) 2 $261,000 $130,500 $143,000 $32,000 $35,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 65,804 $10,528,997,000 $146,580 $1,855,000 $74,340 $1,360,000
Application Denied By Financial Institution 36,034 $5,286,585,000 $141,693 $1,100,000 $68,183 $1,500,000
Application Approved But Not Accepted 23,725 $3,857,634,000 $141,408 $1,488,000 $66,938 $971,000
Application Withdrawn By Applicant 1,538 $230,264,000 $139,913 $716,000 $65,913 $749,000
Loan Purchased By The Institution 368 $77,022,000 $211,157 $900,000 $8,815 $192,000
File Closed For Incompleteness 332 $56,367,000 $143,250 $732,000 $84,875 $1,382,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11,408 $1,521,467,000 $126,127 $950,000 $61,893 $1,500,000
Other 10,399 $1,629,846,000 $137,891 $928,000 $67,630 $1,290,000
Debt-To-Income Ratio 5,906 $910,692,000 $142,659 $928,000 $59,063 $601,000
Collateral 5,457 $774,330,000 $141,125 $1,100,000 $69,895 $900,000
Employment History 1,153 $176,127,000 $140,500 $700,000 $64,785 $1,142,000
Unverifiable Information 952 $160,386,000 $148,219 $750,000 $78,146 $1,300,000
Credit Application Incomplete 622 $94,895,000 $139,333 $684,000 $64,311 $504,000
Insufficient Cash (Downpayment, Closing Cost) 129 $17,603,000 $128,281 $580,000 $52,625 $218,000
Mortgage Insurance Denied 8 $1,239,000 $151,166 $267,000 $73,833 $120,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aig Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

Download the Delaware Lender List