Aig Federal Savings Bank Mortgage Lending & HMDA Data, 2005
In 2005, Aig Federal Savings Bank of Wilmington, DE reported 177,471 mortgage applications totaling $30.4 billion, up 39% from 2004. The average application was for $171,198, and applicants reported an average income of $72,120. 51% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (6,550), Atlanta-Sandy Springs-Marietta, GA (4,220) and Phoenix-Mesa-Scottsdale, AZ (4,098) (applications in parentheses).
| Mortgage Company & Address | Aig Federal Savings Bank 600 N King Street, Suite 2 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 177,471 |
| Total Mortgage Loan Application Amount | $30,382,806,000 |
| Average Mortgage Loan Application Amount | $171,198 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $72,120 |
| Highest Applicant Income | $3,837,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aig Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 6,550 | $ 1,075,941,000 | $ 164,265 | $ 75,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4,220 | $ 565,852,000 | $ 134,088 | $ 75,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,098 | $ 711,451,000 | $ 173,609 | $ 71,000 |
| Los Angeles-Long Beach-Glendale, CA | 4,019 | $ 1,165,112,000 | $ 289,900 | $ 94,000 |
| Baltimore-Towson, MD | 3,637 | $ 692,800,000 | $ 190,486 | $ 79,000 |
| New York-Wayne-White Plains, NY-NJ | 3,234 | $ 985,561,000 | $ 304,749 | $ 105,000 |
| Nassau-Suffolk, NY | 3,214 | $ 917,498,000 | $ 285,469 | $ 109,000 |
| Orlando, FL | 2,847 | $ 445,796,000 | $ 156,584 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,640 | $ 373,730,000 | $ 141,564 | $ 73,000 |
| Philadelphia, PA | 2,626 | $ 449,559,000 | $ 171,195 | $ 80,000 |
| Providence-New Bedford-Fall River, RI-MA | 2,610 | $ 496,613,000 | $ 190,273 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 2,432 | $ 602,662,000 | $ 247,805 | $ 91,000 |
| Cleveland-Elyria-Mentor, OH | 2,380 | $ 313,620,000 | $ 131,773 | $ 73,000 |
| Miami-Miami Beach-Kendall, FL | 2,352 | $ 391,773,000 | $ 166,570 | $ 82,000 |
| Las Vegas-Paradise, NV | 2,243 | $ 455,831,000 | $ 203,223 | $ 77,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,056 | $ 539,493,000 | $ 262,399 | $ 90,000 |
| Denver-Aurora, CO | 2,040 | $ 352,857,000 | $ 172,969 | $ 76,000 |
| Hartford-West Hartford-East Hartford, CT | 2,021 | $ 339,886,000 | $ 168,177 | $ 72,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,976 | $ 317,672,000 | $ 160,765 | $ 65,000 |
| Warren-Farmington Hills-Troy, MI | 1,841 | $ 286,124,000 | $ 155,417 | $ 75,000 |
| Oakland-Fremont-Hayward, CA | 1,806 | $ 582,206,000 | $ 322,373 | $ 98,000 |
| St. Louis, MO-IL | 1,799 | $ 218,628,000 | $ 121,527 | $ 67,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,793 | $ 236,287,000 | $ 131,783 | $ 72,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,773 | $ 296,165,000 | $ 167,041 | $ 74,000 |
| Richmond, VA | 1,685 | $ 252,269,000 | $ 149,714 | $ 67,000 |
| New Haven-Milford, CT | 1,628 | $ 285,621,000 | $ 175,442 | $ 76,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,628 | $ 262,885,000 | $ 161,477 | $ 62,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,578 | $ 281,541,000 | $ 178,416 | $ 81,000 |
| Indianapolis, IN | 1,510 | $ 186,240,000 | $ 123,337 | $ 69,000 |
| Detroit-Livonia-Dearborn, MI | 1,481 | $ 159,510,000 | $ 107,704 | $ 59,000 |
| Columbus, OH | 1,457 | $ 192,897,000 | $ 132,393 | $ 65,000 |
| Kansas City, MO-KS | 1,359 | $ 149,840,000 | $ 110,257 | $ 66,000 |
| Houston-Baytown-Sugar Land, TX | 1,293 | $ 129,640,000 | $ 100,262 | $ 88,000 |
| Seattle-Bellevue-Everett, WA | 1,273 | $ 258,961,000 | $ 203,425 | $ 74,000 |
| Salt Lake City, UT | 1,149 | $ 163,580,000 | $ 142,367 | $ 67,000 |
| Birmingham-Hoover, AL | 1,133 | $ 143,524,000 | $ 126,676 | $ 67,000 |
| Boston-Quincy, MA | 1,093 | $ 273,630,000 | $ 250,347 | $ 91,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,038 | $ 240,702,000 | $ 231,890 | $ 91,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,034 | $ 256,361,000 | $ 247,931 | $ 85,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 987 | $ 181,184,000 | $ 183,570 | $ 87,000 |
| Pittsburgh, PA | 984 | $ 118,578,000 | $ 120,506 | $ 60,000 |
| Nashville-Davidson--Murfreesboro, TN | 980 | $ 133,247,000 | $ 135,966 | $ 72,000 |
| Memphis, TN-MS-AR | 965 | $ 125,805,000 | $ 130,367 | $ 68,000 |
| Edison, NJ | 946 | $ 237,150,000 | $ 250,687 | $ 95,000 |
| Jacksonville, FL | 925 | $ 132,524,000 | $ 143,269 | $ 71,000 |
| San Diego-Carlsbad-San Marcos, CA | 914 | $ 320,829,000 | $ 351,016 | $ 111,000 |
| Dallas-Plano-Irving, TX | 885 | $ 119,451,000 | $ 134,972 | $ 105,000 |
| Akron, OH | 857 | $ 104,728,000 | $ 122,203 | $ 66,000 |
| Stockton, CA | 853 | $ 222,955,000 | $ 261,377 | $ 84,000 |
| Camden, NJ | 833 | $ 143,652,000 | $ 172,451 | $ 78,000 |
| Newark-Union, NJ-PA | 811 | $ 204,781,000 | $ 252,504 | $ 97,000 |
| Grand Rapids-Wyoming, MI | 796 | $ 82,830,000 | $ 104,057 | $ 56,000 |
| Wilmington, DE-MD-NJ | 762 | $ 127,209,000 | $ 166,940 | $ 66,000 |
| Santa Ana-Anaheim-Irvine, CA | 755 | $ 265,533,000 | $ 351,699 | $ 114,000 |
| York-Hanover, PA | 736 | $ 89,818,000 | $ 122,035 | $ 61,000 |
| Charlotte-Gastonia-Concord, NC-SC | 721 | $ 92,795,000 | $ 128,703 | $ 80,000 |
| Tacoma, WA | 708 | $ 123,186,000 | $ 173,991 | $ 64,000 |
| Milwaukee-Waukesha-West Allis, WI | 698 | $ 102,359,000 | $ 146,646 | $ 74,000 |
| Albany-Schenectady-Troy, NY | 674 | $ 92,866,000 | $ 137,783 | $ 72,000 |
| Worcester, MA | 666 | $ 130,788,000 | $ 196,378 | $ 67,000 |
| Dayton, OH | 646 | $ 74,787,000 | $ 115,769 | $ 63,000 |
| Louisville, KY-IN | 626 | $ 75,459,000 | $ 120,541 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 615 | $ 83,536,000 | $ 135,830 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 605 | $ 98,143,000 | $ 162,219 | $ 79,000 |
| Vallejo-Fairfield, CA | 603 | $ 169,174,000 | $ 280,553 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 596 | $ 160,780,000 | $ 269,765 | $ 92,000 |
| Canton-Massillon, OH | 581 | $ 61,876,000 | $ 106,499 | $ 57,000 |
| Harrisburg-Carlisle, PA | 578 | $ 70,973,000 | $ 122,790 | $ 65,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 573 | $ 129,490,000 | $ 225,986 | $ 90,000 |
| Toledo, OH | 572 | $ 65,542,000 | $ 114,583 | $ 60,000 |
| Knoxville, TN | 567 | $ 70,790,000 | $ 124,850 | $ 64,000 |
| Little Rock-North Little Rock, AR | 554 | $ 60,344,000 | $ 108,924 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 530 | $ 75,232,000 | $ 141,947 | $ 60,000 |
| Gary, IN | 498 | $ 54,849,000 | $ 110,138 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 486 | $ 71,737,000 | $ 147,606 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 486 | $ 189,060,000 | $ 389,012 | $ 105,000 |
| Charleston-North Charleston, SC | 485 | $ 67,238,000 | $ 138,635 | $ 68,000 |
| Sarasota-Bradenton-Venice, FL | 477 | $ 91,573,000 | $ 191,976 | $ 75,000 |
| Modesto, CA | 475 | $ 111,358,000 | $ 234,437 | $ 79,000 |
| Lakeland, FL | 466 | $ 59,259,000 | $ 127,165 | $ 63,000 |
| Lancaster, PA | 463 | $ 62,164,000 | $ 134,263 | $ 68,000 |
| Portland-South Portland-Biddeford, ME | 460 | $ 85,260,000 | $ 185,347 | $ 68,000 |
| Bakersfield, CA | 454 | $ 74,648,000 | $ 164,422 | $ 67,000 |
| Essex County, MA | 453 | $ 105,788,000 | $ 233,527 | $ 87,000 |
| Wichita, KS | 450 | $ 42,460,000 | $ 94,355 | $ 62,000 |
| Oklahoma City, OK | 449 | $ 45,911,000 | $ 102,251 | $ 62,000 |
| Lake County-Kenosha County, IL-WI | 443 | $ 78,233,000 | $ 176,598 | $ 85,000 |
| Palm Bay-Melbourne-Titusville, FL | 441 | $ 71,579,000 | $ 162,310 | $ 69,000 |
| Norwich-New London, CT | 440 | $ 77,292,000 | $ 175,663 | $ 66,000 |
| Mobile, AL | 433 | $ 36,552,000 | $ 84,415 | $ 50,000 |
| Columbia, SC | 428 | $ 50,535,000 | $ 118,072 | $ 67,000 |
| Roanoke, VA | 405 | $ 49,485,000 | $ 122,185 | $ 58,000 |
| Ogden-Clearfield, UT | 404 | $ 57,048,000 | $ 141,207 | $ 63,000 |
| Flint, MI | 393 | $ 44,017,000 | $ 112,002 | $ 59,000 |
| Chattanooga, TN-GA | 391 | $ 45,648,000 | $ 116,746 | $ 58,000 |
| Springfield, MA | 389 | $ 57,023,000 | $ 146,588 | $ 62,000 |
| Reading, PA | 380 | $ 54,484,000 | $ 143,378 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 377 | $ 129,790,000 | $ 344,270 | $ 105,000 |
| Youngstown-Warren-Boardman, OH-PA | 371 | $ 37,886,000 | $ 102,118 | $ 61,000 |
| Manchester-Nashua, NH | 368 | $ 70,143,000 | $ 190,605 | $ 83,000 |
| Colorado Springs, CO | 365 | $ 55,123,000 | $ 151,021 | $ 69,000 |
| Greensboro-High Point, NC | 358 | $ 46,491,000 | $ 129,863 | $ 65,000 |
| Rockingham County-Strafford County, NH | 358 | $ 76,580,000 | $ 213,910 | $ 80,000 |
| Port St. Lucie-Fort Pierce, FL | 350 | $ 59,132,000 | $ 168,948 | $ 73,000 |
| Buffalo-Niagara Falls, NY | 345 | $ 39,960,000 | $ 115,826 | $ 60,000 |
| Evansville, IN-KY | 342 | $ 34,883,000 | $ 101,997 | $ 53,000 |
| Fresno, CA | 339 | $ 66,049,000 | $ 194,834 | $ 67,000 |
| Albuquerque, NM | 333 | $ 47,839,000 | $ 143,660 | $ 61,000 |
| Fort Worth-Arlington, TX | 331 | $ 42,931,000 | $ 129,700 | $ 86,000 |
| Rockford, IL | 327 | $ 32,894,000 | $ 100,593 | $ 62,000 |
| Des Moines, IA | 323 | $ 33,205,000 | $ 102,801 | $ 64,000 |
| Provo-Orem, UT | 323 | $ 49,295,000 | $ 152,616 | $ 71,000 |
| San Francisco-San Mateo-Redwood City, CA | 322 | $ 137,517,000 | $ 427,071 | $ 133,000 |
| Lexington-Fayette, KY | 321 | $ 42,729,000 | $ 133,112 | $ 67,000 |
| Fort Wayne, IN | 319 | $ 33,221,000 | $ 104,141 | $ 59,000 |
| Tulsa, OK | 319 | $ 34,323,000 | $ 107,595 | $ 65,000 |
| Baton Rouge, LA | 317 | $ 39,221,000 | $ 123,725 | $ 65,000 |
| Tucson, AZ | 305 | $ 47,165,000 | $ 154,639 | $ 63,000 |
| Raleigh-Cary, NC | 295 | $ 44,584,000 | $ 151,132 | $ 82,000 |
| Santa Rosa-Petaluma, CA | 294 | $ 86,956,000 | $ 295,768 | $ 100,000 |
| Ocala, FL | 291 | $ 34,241,000 | $ 117,666 | $ 61,000 |
| Lansing-East Lansing, MI | 285 | $ 31,605,000 | $ 110,894 | $ 63,000 |
| Omaha-Council Bluffs, NE-IA | 283 | $ 30,358,000 | $ 107,272 | $ 67,000 |
| Salem, OR | 267 | $ 36,831,000 | $ 137,943 | $ 62,000 |
| Boise City-Nampa, ID | 266 | $ 36,291,000 | $ 136,432 | $ 62,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 265 | $ 75,231,000 | $ 283,890 | $ 89,000 |
| Winchester, VA-WV | 259 | $ 48,542,000 | $ 187,420 | $ 73,000 |
| Reno-Sparks, NV | 255 | $ 51,982,000 | $ 203,850 | $ 75,000 |
| Columbus, GA-AL | 236 | $ 28,208,000 | $ 119,525 | $ 64,000 |
| Jackson, MS | 236 | $ 27,662,000 | $ 117,211 | $ 66,000 |
| Springfield, MO | 236 | $ 24,303,000 | $ 102,978 | $ 65,000 |
| Charleston, WV | 233 | $ 23,797,000 | $ 102,133 | $ 55,000 |
| Pensacola-Ferry Pass-Brent, FL | 229 | $ 32,239,000 | $ 140,781 | $ 61,000 |
| Syracuse, NY | 228 | $ 24,787,000 | $ 108,714 | $ 64,000 |
| Montgomery, AL | 227 | $ 26,437,000 | $ 116,462 | $ 59,000 |
| Rochester, NY | 227 | $ 27,380,000 | $ 120,616 | $ 63,000 |
| Huntsville, AL | 214 | $ 22,698,000 | $ 106,065 | $ 64,000 |
| Lafayette, LA | 209 | $ 19,893,000 | $ 95,181 | $ 59,000 |
| Naples-Marco Island, FL | 206 | $ 42,368,000 | $ 205,669 | $ 87,000 |
| Madison, WI | 200 | $ 27,998,000 | $ 139,990 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 195 | $ 35,715,000 | $ 183,153 | $ 66,000 |
| Holland-Grand Haven, MI | 190 | $ 25,303,000 | $ 133,173 | $ 58,000 |
| Shreveport-Bossier City, LA | 190 | $ 19,807,000 | $ 104,247 | $ 67,000 |
| Atlantic City, NJ | 188 | $ 32,297,000 | $ 171,792 | $ 80,000 |
| Scranton--Wilkes-Barre, PA | 185 | $ 19,253,000 | $ 104,070 | $ 54,000 |
| Lynchburg, VA | 183 | $ 22,564,000 | $ 123,300 | $ 56,000 |
| Visalia-Porterville, CA | 178 | $ 28,888,000 | $ 162,292 | $ 74,000 |
| Ann Arbor, MI | 170 | $ 29,531,000 | $ 173,711 | $ 82,000 |
| Greenville, SC | 170 | $ 21,020,000 | $ 123,647 | $ 63,000 |
| Austin-Round Rock, TX | 168 | $ 23,458,000 | $ 139,630 | $ 94,000 |
| Bangor, ME | 165 | $ 21,620,000 | $ 131,030 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 164 | $ 21,500,000 | $ 131,097 | $ 71,000 |
| Greeley, CO | 163 | $ 24,508,000 | $ 150,355 | $ 71,000 |
| Topeka, KS | 162 | $ 16,762,000 | $ 103,469 | $ 62,000 |
| Kingston, NY | 156 | $ 32,497,000 | $ 208,314 | $ 83,000 |
| Dover, DE | 155 | $ 25,544,000 | $ 164,800 | $ 65,000 |
| Tallahassee, FL | 155 | $ 20,138,000 | $ 129,922 | $ 57,000 |
| San Antonio, TX | 154 | $ 16,218,000 | $ 105,311 | $ 79,000 |
| Wilmington, NC | 152 | $ 25,257,000 | $ 166,164 | $ 82,000 |
| Merced, CA | 148 | $ 32,683,000 | $ 220,831 | $ 73,000 |
| Salisbury, MD | 143 | $ 21,001,000 | $ 146,860 | $ 57,000 |
| Charlottesville, VA | 141 | $ 23,282,000 | $ 165,120 | $ 60,000 |
| Punta Gorda, FL | 139 | $ 21,377,000 | $ 153,791 | $ 65,000 |
| Winston-Salem, NC | 137 | $ 15,908,000 | $ 116,116 | $ 72,000 |
| Trenton-Ewing, NJ | 136 | $ 26,280,000 | $ 193,235 | $ 80,000 |
| Barnstable Town, MA | 135 | $ 31,867,000 | $ 236,051 | $ 84,000 |
| Durham, NC | 133 | $ 17,498,000 | $ 131,563 | $ 81,000 |
| Eugene-Springfield, OR | 131 | $ 19,709,000 | $ 150,450 | $ 59,000 |
| Monroe, MI | 131 | $ 19,508,000 | $ 148,916 | $ 68,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 130 | $ 16,725,000 | $ 128,653 | $ 106,000 |
| Jackson, MI | 129 | $ 15,178,000 | $ 117,658 | $ 57,000 |
| Kalamazoo-Portage, MI | 128 | $ 13,202,000 | $ 103,140 | $ 63,000 |
| Racine, WI | 120 | $ 14,323,000 | $ 119,358 | $ 57,000 |
| Fort Walton Beach-Crestview-Destin, FL | 119 | $ 18,882,000 | $ 158,672 | $ 71,000 |
| Springfield, OH | 119 | $ 13,132,000 | $ 110,352 | $ 54,000 |
| Spokane, WA | 118 | $ 13,553,000 | $ 114,855 | $ 59,000 |
| Savannah, GA | 117 | $ 15,412,000 | $ 131,726 | $ 67,000 |
| Vero Beach, FL | 117 | $ 16,715,000 | $ 142,863 | $ 65,000 |
| Gulfport-Biloxi, MS | 115 | $ 11,545,000 | $ 100,391 | $ 59,000 |
| Mansfield, OH | 113 | $ 11,544,000 | $ 102,159 | $ 57,000 |
| Cleveland, TN | 112 | $ 13,672,000 | $ 122,071 | $ 53,000 |
| Glens Falls, NY | 111 | $ 14,122,000 | $ 127,225 | $ 72,000 |
| Salinas, CA | 111 | $ 35,494,000 | $ 319,765 | $ 93,000 |
| Saginaw-Saginaw Township North, MI | 110 | $ 10,942,000 | $ 99,472 | $ 52,000 |
| Pascagoula, MS | 108 | $ 9,438,000 | $ 87,388 | $ 48,000 |
| South Bend-Mishawaka, IN-MI | 108 | $ 12,264,000 | $ 113,555 | $ 62,000 |
| Fort Collins-Loveland, CO | 106 | $ 20,211,000 | $ 190,669 | $ 67,000 |
| Muskegon-Norton Shores, MI | 106 | $ 10,497,000 | $ 99,028 | $ 54,000 |
| Asheville, NC | 105 | $ 14,557,000 | $ 138,638 | $ 77,000 |
| Blacksburg-Christiansburg-Radford, VA | 105 | $ 13,724,000 | $ 130,704 | $ 70,000 |
| Lincoln, NE | 104 | $ 13,054,000 | $ 125,519 | $ 68,000 |
| Tuscaloosa, AL | 104 | $ 11,530,000 | $ 110,865 | $ 75,000 |
| Yuba City, CA | 103 | $ 23,142,000 | $ 224,679 | $ 73,000 |
| Lebanon, PA | 101 | $ 12,188,000 | $ 120,673 | $ 64,000 |
| Macon, GA | 100 | $ 13,969,000 | $ 139,690 | $ 87,000 |
| Napa, CA | 100 | $ 32,885,000 | $ 328,850 | $ 100,000 |
| Elkhart-Goshen, IN | 99 | $ 11,598,000 | $ 117,151 | $ 57,000 |
| Olympia, WA | 95 | $ 15,658,000 | $ 164,821 | $ 73,000 |
| Lewiston-Auburn, ME | 94 | $ 12,876,000 | $ 136,978 | $ 52,000 |
| Peoria, IL | 94 | $ 9,446,000 | $ 100,489 | $ 57,000 |
| Gainesville, FL | 93 | $ 12,597,000 | $ 135,451 | $ 62,000 |
| Auburn-Opelika, AL | 92 | $ 11,376,000 | $ 123,652 | $ 67,000 |
| Janesville, WI | 92 | $ 9,823,000 | $ 106,771 | $ 49,000 |
| St. Joseph, MO-KS | 92 | $ 8,461,000 | $ 91,967 | $ 54,000 |
| Green Bay, WI | 89 | $ 10,993,000 | $ 123,516 | $ 50,000 |
| Appleton, WI | 88 | $ 10,152,000 | $ 115,363 | $ 58,000 |
| Erie, PA | 88 | $ 9,747,000 | $ 110,761 | $ 57,000 |
| Oshkosh-Neenah, WI | 86 | $ 8,481,000 | $ 98,616 | $ 46,000 |
| Utica-Rome, NY | 83 | $ 9,193,000 | $ 110,759 | $ 75,000 |
| Boulder, CO | 82 | $ 15,766,000 | $ 192,268 | $ 74,000 |
| Spartanburg, SC | 82 | $ 9,055,000 | $ 110,426 | $ 57,000 |
| Anderson, IN | 81 | $ 7,834,000 | $ 96,716 | $ 61,000 |
| Johnson City, TN | 81 | $ 8,333,000 | $ 102,876 | $ 60,000 |
| Decatur, AL | 80 | $ 7,942,000 | $ 99,275 | $ 53,000 |
| Kokomo, IN | 79 | $ 7,666,000 | $ 97,037 | $ 63,000 |
| Pueblo, CO | 79 | $ 9,497,000 | $ 120,215 | $ 46,000 |
| Fayetteville, NC | 78 | $ 8,190,000 | $ 105,000 | $ 68,000 |
| Hickory-Lenoir-Morganton, NC | 78 | $ 8,639,000 | $ 110,756 | $ 59,000 |
| Lawrence, KS | 78 | $ 10,125,000 | $ 129,807 | $ 69,000 |
| Bend, OR | 77 | $ 12,136,000 | $ 157,610 | $ 69,000 |
| Vineland-Millville-Bridgeton, NJ | 76 | $ 9,647,000 | $ 126,934 | $ 70,000 |
| Bremerton-Silverdale, WA | 74 | $ 12,593,000 | $ 170,175 | $ 60,000 |
| Prescott, AZ | 74 | $ 13,430,000 | $ 181,486 | $ 68,000 |
| Madera, CA | 72 | $ 13,651,000 | $ 189,597 | $ 64,000 |
| Cedar Rapids, IA | 71 | $ 7,003,000 | $ 98,633 | $ 51,000 |
| Chico, CA | 71 | $ 14,132,000 | $ 199,042 | $ 62,000 |
| Niles-Benton Harbor, MI | 71 | $ 9,685,000 | $ 136,408 | $ 198,000 |
| St. George, UT | 71 | $ 12,057,000 | $ 169,816 | $ 64,000 |
| Medford, OR | 70 | $ 14,015,000 | $ 200,214 | $ 69,000 |
| Sandusky, OH | 70 | $ 7,852,000 | $ 112,171 | $ 61,000 |
| Bloomington, IN | 68 | $ 6,468,000 | $ 95,117 | $ 75,000 |
| Panama City-Lynn Haven, FL | 68 | $ 10,022,000 | $ 147,382 | $ 66,000 |
| Lake Charles, LA | 67 | $ 7,089,000 | $ 105,805 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 66 | $ 5,547,000 | $ 84,045 | $ 51,000 |
| Rochester, MN | 66 | $ 8,606,000 | $ 130,393 | $ 56,000 |
| Bowling Green, KY | 65 | $ 7,276,000 | $ 111,938 | $ 67,000 |
| Elizabethtown, KY | 65 | $ 7,152,000 | $ 110,030 | $ 57,000 |
| Gainesville, GA | 65 | $ 9,286,000 | $ 142,861 | $ 74,000 |
| Danville, VA | 64 | $ 6,787,000 | $ 106,046 | $ 47,000 |
| Duluth, MN-WI | 63 | $ 7,350,000 | $ 116,666 | $ 52,000 |
| San Luis Obispo-Paso Robles, CA | 62 | $ 20,152,000 | $ 325,032 | $ 110,000 |
| Warner Robins, GA | 61 | $ 7,517,000 | $ 123,229 | $ 75,000 |
| Kennewick-Richland-Pasco, WA | 60 | $ 6,345,000 | $ 105,750 | $ 51,000 |
| Battle Creek, MI | 59 | $ 5,653,000 | $ 95,813 | $ 64,000 |
| Harrisonburg, VA | 59 | $ 9,027,000 | $ 153,000 | $ 56,000 |
| Longview, WA | 59 | $ 7,804,000 | $ 132,271 | $ 57,000 |
| Morristown, TN | 59 | $ 7,312,000 | $ 123,932 | $ 67,000 |
| Jefferson City, MO | 58 | $ 6,068,000 | $ 104,620 | $ 65,000 |
| Parkersburg-Marietta, WV-OH | 58 | $ 4,110,000 | $ 70,862 | $ 42,000 |
| Dalton, GA | 57 | $ 6,946,000 | $ 121,859 | $ 62,000 |
| Anderson, SC | 56 | $ 7,802,000 | $ 139,321 | $ 67,000 |
| Binghamton, NY | 56 | $ 5,464,000 | $ 97,571 | $ 59,000 |
| Ocean City, NJ | 55 | $ 12,344,000 | $ 224,436 | $ 99,000 |
| Owensboro, KY | 55 | $ 4,926,000 | $ 89,563 | $ 50,000 |
| Cumberland, MD-WV | 54 | $ 6,083,000 | $ 112,648 | $ 47,000 |
| Killeen-Temple-Fort Hood, TX | 54 | $ 4,168,000 | $ 77,185 | $ 79,000 |
| Michigan City-La Porte, IN | 54 | $ 4,974,000 | $ 92,111 | $ 49,000 |
| Jackson, TN | 53 | $ 6,270,000 | $ 118,301 | $ 60,000 |
| Santa Fe, NM | 53 | $ 11,379,000 | $ 214,698 | $ 88,000 |
| State College, PA | 53 | $ 6,795,000 | $ 128,207 | $ 74,000 |
| Yuma, AZ | 53 | $ 8,989,000 | $ 169,603 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 52 | $ 5,949,000 | $ 114,403 | $ 56,000 |
| Burlington, NC | 51 | $ 5,561,000 | $ 109,039 | $ 64,000 |
| Pittsfield, MA | 51 | $ 7,256,000 | $ 142,274 | $ 55,000 |
| Lima, OH | 50 | $ 5,922,000 | $ 118,440 | $ 67,000 |
| Anniston-Oxford, AL | 49 | $ 5,086,000 | $ 103,795 | $ 55,000 |
| Brownsville-Harlingen, TX | 49 | $ 4,868,000 | $ 99,346 | $ 77,000 |
| Redding, CA | 49 | $ 9,892,000 | $ 201,877 | $ 213,000 |
| Gadsden, AL | 48 | $ 4,652,000 | $ 96,916 | $ 61,000 |
| Athens-Clarke County, GA | 47 | $ 6,696,000 | $ 142,468 | $ 80,000 |
| El Centro, CA | 47 | $ 9,348,000 | $ 198,893 | $ 78,000 |
| Houma-Bayou Cane-Thibodaux, LA | 47 | $ 5,637,000 | $ 119,936 | $ 74,000 |
| Morgantown, WV | 47 | $ 5,789,000 | $ 123,170 | $ 61,000 |
| Yakima, WA | 47 | $ 4,765,000 | $ 101,382 | $ 51,000 |
| Altoona, PA | 46 | $ 5,041,000 | $ 109,586 | $ 59,000 |
| Augusta-Richmond County, GA-SC | 46 | $ 6,321,000 | $ 137,413 | $ 65,000 |
| Grand Junction, CO | 46 | $ 6,220,000 | $ 135,217 | $ 54,000 |
| La Crosse, WI-MN | 46 | $ 4,842,000 | $ 105,260 | $ 64,000 |
| Johnstown, PA | 45 | $ 4,796,000 | $ 106,577 | $ 64,000 |
| Wheeling, WV-OH | 45 | $ 4,145,000 | $ 92,111 | $ 58,000 |
| Kankakee-Bradley, IL | 44 | $ 5,482,000 | $ 124,590 | $ 68,000 |
| Lafayette, IN | 44 | $ 4,932,000 | $ 112,090 | $ 63,000 |
| Hot Springs, AR | 43 | $ 4,677,000 | $ 108,767 | $ 48,000 |
| Bloomington-Normal, IL | 42 | $ 5,642,000 | $ 134,333 | $ 67,000 |
| Coeur D'Alene, ID | 42 | $ 6,202,000 | $ 147,666 | $ 62,000 |
| Flagstaff, AZ | 42 | $ 8,134,000 | $ 193,666 | $ 74,000 |
| Clarksville, TN-KY | 41 | $ 4,632,000 | $ 112,975 | $ 57,000 |
| Florence-Muscle Shoals, AL | 41 | $ 4,390,000 | $ 107,073 | $ 60,000 |
| Terre Haute, IN | 41 | $ 3,793,000 | $ 92,512 | $ 61,000 |
| Bay City, MI | 40 | $ 4,154,000 | $ 103,850 | $ 56,000 |
| El Paso, TX | 40 | $ 4,110,000 | $ 102,750 | $ 86,000 |
| Champaign-Urbana, IL | 39 | $ 4,103,000 | $ 105,205 | $ 49,000 |
| Williamsport, PA | 39 | $ 4,331,000 | $ 111,051 | $ 55,000 |
| Eau Claire, WI | 38 | $ 5,122,000 | $ 134,789 | $ 65,000 |
| Jacksonville, NC | 38 | $ 3,900,000 | $ 102,631 | $ 64,000 |
| Joplin, MO | 38 | $ 3,298,000 | $ 86,789 | $ 58,000 |
| Missoula, MT | 38 | $ 5,369,000 | $ 141,289 | $ 62,000 |
| Muncie, IN | 38 | $ 3,497,000 | $ 92,026 | $ 52,000 |
| Valdosta, GA | 38 | $ 3,408,000 | $ 89,684 | $ 59,000 |
| Santa Cruz-Watsonville, CA | 37 | $ 15,931,000 | $ 430,567 | $ 147,000 |
| Waterloo-Cedar Falls, IA | 37 | $ 3,037,000 | $ 82,081 | $ 56,000 |
| Sioux Falls, SD | 36 | $ 4,261,000 | $ 118,361 | $ 52,000 |
| Bellingham, WA | 34 | $ 6,896,000 | $ 202,823 | $ 65,000 |
| Jonesboro, AR | 34 | $ 3,848,000 | $ 113,176 | $ 74,000 |
| Wenatchee, WA | 34 | $ 4,422,000 | $ 130,058 | $ 53,000 |
| Dothan, AL | 33 | $ 3,295,000 | $ 99,848 | $ 69,000 |
| Sheboygan, WI | 33 | $ 4,673,000 | $ 141,606 | $ 66,000 |
| Fond Du Lac, WI | 32 | $ 3,608,000 | $ 112,750 | $ 45,000 |
| Mount Vernon-Anacortes, WA | 32 | $ 5,228,000 | $ 163,375 | $ 68,000 |
| Springfield, IL | 32 | $ 3,862,000 | $ 120,687 | $ 58,000 |
| St. Cloud, MN | 32 | $ 4,405,000 | $ 137,656 | $ 70,000 |
| Wausau, WI | 32 | $ 3,068,000 | $ 95,875 | $ 48,000 |
| Alexandria, LA | 31 | $ 3,093,000 | $ 99,774 | $ 64,000 |
| Cheyenne, WY | 31 | $ 4,076,000 | $ 131,483 | $ 67,000 |
| Florence, SC | 31 | $ 2,880,000 | $ 92,903 | $ 53,000 |
| Monroe, LA | 31 | $ 4,149,000 | $ 133,838 | $ 70,000 |
| Carson City, NV | 30 | $ 6,377,000 | $ 212,566 | $ 62,000 |
| Elmira, NY | 30 | $ 2,791,000 | $ 93,033 | $ 55,000 |
| Hattiesburg, MS | 30 | $ 3,887,000 | $ 129,566 | $ 54,000 |
| Las Cruces, NM | 30 | $ 3,186,000 | $ 106,200 | $ 65,000 |
| Waco, TX | 30 | $ 2,935,000 | $ 97,833 | $ 61,000 |
| Fort Smith, AR-OK | 29 | $ 2,872,000 | $ 99,034 | $ 84,000 |
| Amarillo, TX | 27 | $ 1,764,000 | $ 65,333 | $ 76,000 |
| Fargo, ND-MN | 27 | $ 3,423,000 | $ 126,777 | $ 70,000 |
| Hanford-Corcoran, CA | 27 | $ 4,441,000 | $ 164,481 | $ 57,000 |
| Columbia, MO | 26 | $ 3,208,000 | $ 123,384 | $ 73,000 |
| Greenville, NC | 26 | $ 3,074,000 | $ 118,230 | $ 89,000 |
| Tyler, TX | 26 | $ 3,131,000 | $ 120,423 | $ 77,000 |
| Weirton-Steubenville, WV-OH | 25 | $ 2,219,000 | $ 88,760 | $ 54,000 |
| Billings, MT | 24 | $ 3,014,000 | $ 125,583 | $ 67,000 |
| Lewiston, ID-WA | 24 | $ 2,075,000 | $ 86,458 | $ 47,000 |
| Columbus, IN | 23 | $ 3,076,000 | $ 133,739 | $ 78,000 |
| Lawton, OK | 23 | $ 2,223,000 | $ 96,652 | $ 57,000 |
| Albany, GA | 22 | $ 2,403,000 | $ 109,227 | $ 77,000 |
| Corpus Christi, TX | 22 | $ 3,381,000 | $ 153,681 | $ 151,000 |
| Sumter, SC | 22 | $ 2,465,000 | $ 112,045 | $ 54,000 |
| Idaho Falls, ID | 20 | $ 3,116,000 | $ 155,800 | $ 91,000 |
| Logan, UT-ID | 20 | $ 2,914,000 | $ 145,700 | $ 57,000 |
| McAllen-Edinburg-Pharr, TX | 20 | $ 1,954,000 | $ 97,700 | $ 77,000 |
| Pine Bluff, AR | 20 | $ 1,793,000 | $ 89,650 | $ 51,000 |
| Rocky Mount, NC | 20 | $ 2,486,000 | $ 124,300 | $ 64,000 |
| Great Falls, MT | 19 | $ 1,588,000 | $ 83,578 | $ 86,000 |
| Ames, IA | 18 | $ 1,533,000 | $ 85,166 | $ 61,000 |
| Sioux City, IA-NE-SD | 18 | $ 1,599,000 | $ 88,833 | $ 66,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 2,298,000 | $ 135,176 | $ 67,000 |
| Iowa City, IA | 17 | $ 2,188,000 | $ 128,705 | $ 48,000 |
| Rome, GA | 16 | $ 1,762,000 | $ 110,125 | $ 76,000 |
| Casper, WY | 15 | $ 1,974,000 | $ 131,600 | $ 66,000 |
| Dubuque, IA | 14 | $ 1,203,000 | $ 85,928 | $ 132,000 |
| Decatur, IL | 13 | $ 1,276,000 | $ 98,153 | $ 37,000 |
| Farmington, NM | 13 | $ 1,966,000 | $ 151,230 | $ 65,000 |
| Longview, TX | 12 | $ 869,000 | $ 72,416 | $ 91,000 |
| Hinesville-Fort Stewart, GA | 11 | $ 1,159,000 | $ 105,363 | $ 62,000 |
| Pocatello, ID | 11 | $ 1,356,000 | $ 123,272 | $ 56,000 |
| Ithaca, NY | 10 | $ 1,223,000 | $ 122,300 | $ 61,000 |
| Beaumont-Port Arthur, TX | 9 | $ 821,000 | $ 91,222 | $ 78,000 |
| Corvallis, OR | 9 | $ 1,285,000 | $ 142,777 | $ 59,000 |
| Danville, IL | 9 | $ 747,000 | $ 83,000 | $ 52,000 |
| Rapid City, SD | 9 | $ 898,000 | $ 99,777 | $ 53,000 |
| Abilene, TX | 8 | $ 1,195,000 | $ 149,375 | $ 111,000 |
| Grand Forks, ND-MN | 8 | $ 922,000 | $ 115,250 | $ 61,000 |
| Brunswick, GA | 7 | $ 1,432,000 | $ 204,571 | $ 124,000 |
| Anchorage, AK | 6 | $ 1,554,000 | $ 259,000 | $ 102,000 |
| Honolulu, HI | 6 | $ 1,548,000 | $ 258,000 | $ 67,000 |
| Bismarck, ND | 5 | $ 510,000 | $ 102,000 | $ 49,000 |
| Sherman-Denison, TX | 5 | $ 635,000 | $ 127,000 | $ 82,000 |
| College Station-Bryan, TX | 4 | $ 457,000 | $ 114,250 | $ 48,000 |
| Goldsboro, NC | 3 | $ 454,000 | $ 151,333 | $ 44,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 812,000 | $ 270,666 | $ 90,000 |
| Wichita Falls, TX | 3 | $ 269,000 | $ 89,666 | $ 69,000 |
| Fairbanks, AK | 2 | $ 338,000 | $ 169,000 | $ 73,000 |
| Lubbock, TX | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Midland, TX | 2 | $ 149,000 | $ 74,500 | $ 105,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 732,000 | $ 366,000 | $ 146,000 |
| Victoria, TX | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 119,162 | $21,836,732,000 | $163,920 | $1,900,000 | $67,880 | $3,837,000 |
| Home Purchase | 57,877 | $8,450,059,000 | $138,647 | $1,400,000 | $73,039 | $1,896,000 |
| Home Improvement | 432 | $96,015,000 | $198,952 | $1,872,000 | $73,642 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87,641 | $14,404,944,000 | $159,235 | $1,900,000 | $72,568 | $2,700,000 |
| Not Provided | 40,679 | $7,442,651,000 | $156,500 | $1,872,000 | $68,080 | $3,837,000 |
| Hispanic | 23,105 | $4,164,347,000 | $131,869 | $1,000,000 | $63,130 | $3,300,000 |
| Black or African American | 20,722 | $3,196,621,000 | $145,543 | $1,000,000 | $66,717 | $1,325,000 |
| Asian | 4,120 | $931,077,000 | $168,456 | $1,000,000 | $79,717 | $1,657,000 |
| Native Hawaiian or Other Pacific Islander | 683 | $155,620,000 | $179,282 | $1,000,000 | $74,205 | $727,000 |
| American Indian or Alaskan Native | 517 | $87,015,000 | $146,095 | $779,000 | $65,952 | $877,000 |
| Not applicable | 4 | $531,000 | $132,000 | $189,000 | $81,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 177,441 | $30,378,492,000 | $154,313 | $1,900,000 | $69,333 | $3,837,000 |
| FHA-insured (Federal Housing Administration) | 22 | $2,631,000 | $109,500 | $213,000 | $61,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $971,000 | $242,750 | $306,000 | $111,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 4 | $712,000 | $178,000 | $326,000 | $92,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 90,474 | $15,432,705,000 | $155,880 | $1,900,000 | $70,240 | $3,837,000 |
| Application Denied By Financial Institution | 45,591 | $7,517,941,000 | $149,607 | $1,400,000 | $66,823 | $3,300,000 |
| Application Approved But Not Accepted | 36,555 | $6,541,668,000 | $159,775 | $1,250,000 | $71,183 | $1,676,000 |
| Application Withdrawn By Applicant | 3,419 | $631,884,000 | $163,000 | $960,000 | $70,125 | $852,000 |
| Loan Purchased By The Institution | 897 | $147,666,000 | $158,794 | $743,000 | $70,705 | $595,000 |
| File Closed For Incompleteness | 535 | $110,942,000 | $176,065 | $863,000 | $67,413 | $521,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 13,904 | $2,488,740,000 | $146,204 | $1,400,000 | $71,775 | $1,660,000 |
| Credit History | 13,559 | $2,043,754,000 | $148,408 | $1,400,000 | $63,408 | $1,860,000 |
| Collateral | 6,319 | $999,543,000 | $149,204 | $1,000,000 | $73,877 | $3,300,000 |
| Debt-To-Income Ratio | 5,682 | $969,285,000 | $151,000 | $959,000 | $56,595 | $864,000 |
| Unverifiable Information | 2,126 | $383,508,000 | $159,767 | $992,000 | $83,162 | $2,700,000 |
| Credit Application Incomplete | 2,064 | $327,282,000 | $147,276 | $1,000,000 | $64,914 | $924,000 |
| Employment History | 1,732 | $275,759,000 | $143,720 | $729,000 | $67,697 | $1,050,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 202 | $29,639,000 | $134,588 | $880,000 | $52,264 | $348,000 |
| Mortgage Insurance Denied | 3 | $431,000 | $143,666 | $213,000 | $48,666 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aig Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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