Sre Mortgage Alliance Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Sre Mortgage Alliance Inc. of El Segundo, CA reported 3,671 mortgage applications totaling $1.3 billion, up 13% from 2011. The average application was for $345,190, and applicants reported an average income of $126,297. 73% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,543), Santa Ana-Anaheim-Irvine, CA (556) and Riverside-San Bernardino-Ontario, CA (342) (applications in parentheses).

Mortgage Company & Address Sre Mortgage Alliance Inc.
2245 Campus Drive
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 3,671
Total Mortgage Loan Application Amount $1,267,194,000
Average Mortgage Loan Application Amount $345,190
Highest Mortgage Loan Application Amount $1,999,000
Average Applicant Income $126,297
Highest Applicant Income $1,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sre Mortgage Alliance Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sre Mortgage Alliance Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,543 $ 608,558,000 $ 394,399 $ 143,000
Orange, California 556 $ 220,239,000 $ 396,113 $ 137,000
San Diego, California 210 $ 72,727,000 $ 346,319 $ 118,000
Riverside, California 209 $ 46,415,000 $ 222,081 $ 101,000
San Bernardino, California 133 $ 33,489,000 $ 251,796 $ 94,000
Sacramento, California 104 $ 21,075,000 $ 202,644 $ 78,000
Butte, California 100 $ 16,093,000 $ 160,930 $ 62,000
Santa Fe, New Mexico 85 $ 23,568,000 $ 277,270 $ 116,000
Placer, California 83 $ 22,018,000 $ 265,277 $ 98,000
Santa Clara, California 70 $ 26,992,000 $ 385,600 $ 137,000
Ventura, California 49 $ 16,408,000 $ 334,857 $ 125,000
Sonoma, California 34 $ 10,569,000 $ 310,852 $ 104,000
Contra Costa, California 31 $ 11,859,000 $ 382,548 $ 140,000
Alameda, California 22 $ 7,101,000 $ 322,772 $ 118,000
El Dorado, California 19 $ 5,526,000 $ 290,842 $ 103,000
Santa Barbara, California 19 $ 7,577,000 $ 398,789 $ 135,000
San Francisco, California 18 $ 8,362,000 $ 464,555 $ 329,000
San Joaquin, California 18 $ 3,732,000 $ 207,333 $ 88,000
Bernalillo, New Mexico 16 $ 2,704,000 $ 169,000 $ 83,000
San Mateo, California 14 $ 5,723,000 $ 408,785 $ 162,000
Solano, California 14 $ 2,665,000 $ 190,357 $ 84,000
Marin, California 13 $ 5,257,000 $ 404,384 $ 166,000
Sutter, California 12 $ 1,868,000 $ 155,666 $ 68,000
Nevada, California 11 $ 2,604,000 $ 236,727 $ 69,000
Santa Cruz, California 10 $ 3,543,000 $ 354,300 $ 113,000
Shasta, California 9 $ 1,601,000 $ 177,888 $ 55,000
Multnomah, Oregon 9 $ 1,866,000 $ 207,333 $ 106,000
Yolo, California 8 $ 1,985,000 $ 248,125 $ 113,000
Monterey, California 7 $ 2,075,000 $ 296,428 $ 71,000
San Luis Obispo, California 7 $ 2,157,000 $ 308,142 $ 172,000
Washington, Oregon 7 $ 1,162,000 $ 166,000 $ 61,000
Kern, California 6 $ 740,000 $ 123,333 $ 88,000
Fresno, California 5 $ 1,017,000 $ 203,400 $ 118,000
Stanislaus, California 5 $ 809,000 $ 161,800 $ 63,000
Yuba, California 5 $ 985,000 $ 197,000 $ 58,000
Marion, Oregon 5 $ 731,000 $ 146,200 $ 66,000
Napa, California 3 $ 888,000 $ 296,000 $ 107,000
Denver, Colorado 3 $ 679,000 $ 226,333 $ 57,000
Sandoval, New Mexico 3 $ 659,000 $ 219,666 $ 78,000
Yamhill, Oregon 3 $ 567,000 $ 189,000 $ 48,000
Tehama, California 2 $ 403,000 $ 201,500 $ 100,000
Jefferson, Colorado 2 $ 592,000 $ 296,000 $ 161,000
Dona Ana, New Mexico 2 $ 1,112,000 $ 556,000 $ 225,000
San Miguel, New Mexico 2 $ 260,000 $ 130,000 $ 35,000
Clackamas, Oregon 2 $ 476,000 $ 238,000 $ 79,000
Calaveras, California 1 $ 271,000 $ 271,000 $ 150,000
Madera, California 1 $ 337,000 $ 337,000 $ 548,000
Mariposa, California 1 $ 160,000 $ 160,000 $ 216,000
Mendocino, California 1 $ 240,000 $ 240,000 $ 130,000
Mono, California 1 $ 503,000 $ 503,000 $ 552,000
San Benito, California 1 $ 527,000 $ 527,000 $ 167,000
Tulare, California 1 $ 141,000 $ 141,000 $ 96,000
Arapahoe, Colorado 1 $ 205,000 $ 205,000 $ 0
Mesa, Colorado 1 $ 300,000 $ 300,000 $ 86,000
Rio Arriba, New Mexico 1 $ 412,000 $ 412,000 $ 301,000
Union, New Mexico 1 $ 147,000 $ 147,000 $ 92,000
Valencia, New Mexico 1 $ 156,000 $ 156,000 $ 46,000
Benton, Oregon 1 $ 265,000 $ 265,000 $ 74,000
Clatsop, Oregon 1 $ 235,000 $ 235,000 $ 55,000
Klamath, Oregon 1 $ 117,000 $ 117,000 $ 33,000
Lane, Oregon 1 $ 167,000 $ 167,000 $ 76,000
Linn, Oregon 1 $ 137,000 $ 137,000 $ 54,000

Mortgage Loan Application Detail Totals for Sre Mortgage Alliance Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,416 $863,417,000 $357,000 $1,747,000 $133,000 $1,915,000
Home Purchase 1,210 $388,837,000 $321,000 $1,999,000 $113,000 $1,999,000
Home Improvement 45 $14,940,000 $332,000 $845,000 $124,000 $704,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,803 $631,761,000 $350,000 $1,747,000 $127,000 $1,999,000
Not Provided 1,215 $441,476,000 $363,000 $1,999,000 $138,000 $1,203,000
Hispanic 341 $91,555,000 $268,000 $691,000 $85,000 $480,000
Asian 225 $74,385,000 $330,000 $1,040,000 $130,000 $1,915,000
Black or African American 64 $19,324,000 $301,000 $875,000 $95,000 $487,000
Native Hawaiian or Other Pacific Islander 12 $4,602,000 $383,000 $560,000 $112,000 $190,000
American Indian or Alaskan Native 11 $4,091,000 $371,000 $571,000 $178,000 $548,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,949 $1,017,371,000 $344,000 $1,999,000 $135,000 $1,999,000
FHA-insured (Federal Housing Administration) 620 $217,012,000 $350,000 $729,000 $93,000 $718,000
VA-guaranteed (Veterans Administration) 87 $29,721,000 $341,000 $729,000 $91,000 $368,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $3,090,000 $206,000 $347,000 $54,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,695 $933,966,000 $346,000 $1,999,000 $131,000 $1,999,000
Application Approved But Not Accepted 450 $151,523,000 $336,000 $1,185,000 $126,000 $1,203,000
Application Withdrawn By Applicant 258 $86,638,000 $335,000 $1,640,000 $95,000 $704,000
File Closed For Incompleteness 147 $60,741,000 $413,000 $1,500,000 $130,000 $546,000
Application Denied By Financial Institution 121 $34,326,000 $283,000 $868,000 $90,000 $365,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 10 $2,957,000 $295,000 $584,000 $59,000 $123,000
Other 9 $2,630,000 $292,000 $495,000 $90,000 $153,000
Credit History 8 $3,370,000 $421,000 $729,000 $140,000 $259,000
Collateral 5 $1,246,000 $249,000 $510,000 $146,000 $260,000
Credit Application Incomplete 1 $207,000 $207,000 $207,000 $124,000 $124,000
Unverifiable Information 1 $626,000 $626,000 $626,000 $137,000 $137,000
Employment History 1 $245,000 $245,000 $245,000 $82,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sre Mortgage Alliance Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sre Mortgage Alliance Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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