Alaska USA Mortgage Company LLC Mortgage Lending & HMDA Data, 2022
In 2022, Alaska USA Mortgage Company LLC of Anchorage, AK reported 4,070 mortgage applications totaling $1.5 billion, down 46% from 2021. The average application was for $368,398, and applicants reported an average income of $127,179. 65% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Anchorage, AK (1,797), Seattle-Bellevue-Everett, WA (406) and Fairbanks, AK (280) (applications in parentheses).
| Mortgage Company & Address | Alaska USA Mortgage Company LLC 4000 Credit Union Drive, Ste. 700 Anchorage, AK 99503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,070 |
| Total Mortgage Loan Application Amount | $1,499,380,000 |
| Average Mortgage Loan Application Amount | $368,398 |
| Highest Mortgage Loan Application Amount | $9,995,000 |
| Average Applicant Income | $127,179 |
| Highest Applicant Income | $3,063,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alaska USA Mortgage Company LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anchorage, Alaska | 1,197 | $ 390,945,000 | $ 326,604 | $ 128,000 |
| Matanuska-Susitna, Alaska | 600 | $ 192,330,000 | $ 320,550 | $ 124,000 |
| Kenai Peninsula, Alaska | 389 | $ 116,205,000 | $ 298,727 | $ 113,000 |
| Fairbanks North Star, Alaska | 280 | $ 77,130,000 | $ 275,464 | $ 110,000 |
| King, Washington | 275 | $ 221,655,000 | $ 806,018 | $ 212,000 |
| Pierce, Washington | 151 | $ 62,865,000 | $ 416,324 | $ 144,000 |
| Snohomish, Washington | 131 | $ 78,745,000 | $ 601,106 | $ 149,000 |
| Island, Washington | 107 | $ 42,655,000 | $ 398,644 | $ 111,000 |
| Juneau, Alaska | 75 | $ 30,595,000 | $ 407,933 | $ 139,000 |
| San Bernardino, California | 65 | $ 16,785,000 | $ 258,230 | $ 86,000 |
| Bethel, Alaska | 52 | $ 19,950,000 | $ 383,653 | $ 122,000 |
| Ketchikan Gateway, Alaska | 25 | $ 7,665,000 | $ 306,600 | $ 93,000 |
| Thurston, Washington | 21 | $ 6,725,000 | $ 320,238 | $ 101,000 |
| Southeast Fairbanks, Alaska | 18 | $ 5,360,000 | $ 297,777 | $ 115,000 |
| Kitsap, Washington | 16 | $ 6,320,000 | $ 395,000 | $ 114,000 |
| Kodiak Island, Alaska | 15 | $ 5,275,000 | $ 351,666 | $ 125,000 |
| Clark, Washington | 15 | $ 4,935,000 | $ 329,000 | $ 122,000 |
| Grays Harbor, Washington | 15 | $ 3,265,000 | $ 217,666 | $ 76,000 |
| North Slope, Alaska | 14 | $ 3,320,000 | $ 237,142 | $ 148,000 |
| Skagit, Washington | 12 | $ 3,660,000 | $ 305,000 | $ 114,000 |
| Spokane, Washington | 10 | $ 2,850,000 | $ 285,000 | $ 99,000 |
| Lewis, Washington | 9 | $ 4,055,000 | $ 450,555 | $ 172,000 |
| Denali, Alaska | 8 | $ 1,840,000 | $ 230,000 | $ 103,000 |
| Northwest Arctic, Alaska | 8 | $ 2,240,000 | $ 280,000 | $ 117,000 |
| Sitka, Alaska | 8 | $ 3,810,000 | $ 476,250 | $ 162,000 |
| Mason, Washington | 8 | $ 2,700,000 | $ 337,500 | $ 94,000 |
| Whatcom, Washington | 7 | $ 2,715,000 | $ 387,857 | $ 178,000 |
| Aleutians West, Alaska | 6 | $ 1,870,000 | $ 311,666 | $ 142,000 |
| Nome, Alaska | 6 | $ 1,360,000 | $ 226,666 | $ 65,000 |
| Cowlitz, Washington | 6 | $ 1,660,000 | $ 276,666 | $ 101,000 |
| Kittitas, Washington | 6 | $ 2,710,000 | $ 451,666 | $ 145,000 |
| Dillingham, Alaska | 5 | $ 1,365,000 | $ 273,000 | $ 102,000 |
| Yakima, Washington | 5 | $ 1,455,000 | $ 291,000 | $ 98,000 |
| Haines, Alaska | 4 | $ 1,190,000 | $ 297,500 | $ 88,000 |
| Yukon-Koyukuk, Alaska | 4 | $ 390,000 | $ 97,500 | $ 114,000 |
| Bristol Bay, Alaska | 3 | $ 705,000 | $ 235,000 | $ 151,000 |
| Yakutat, Alaska | 3 | $ 605,000 | $ 201,666 | $ 83,000 |
| Riverside, California | 3 | $ 725,000 | $ 241,666 | $ 160,000 |
| Pacific, Washington | 3 | $ 765,000 | $ 255,000 | $ 94,000 |
| Aleutians East, Alaska | 2 | $ 230,000 | $ 115,000 | $ 229,000 |
| Lake and Peninsula, Alaska | 2 | $ 490,000 | $ 245,000 | $ 154,000 |
| Los Angeles, California | 2 | $ 820,000 | $ 410,000 | $ 139,000 |
| Benton, Washington | 2 | $ 460,000 | $ 230,000 | $ 68,000 |
| Clallam, Washington | 2 | $ 1,030,000 | $ 515,000 | $ 266,000 |
| Grant, Washington | 2 | $ 640,000 | $ 320,000 | $ 33,000 |
| Pend Oreille, Washington | 2 | $ 570,000 | $ 285,000 | $ 101,000 |
| San Juan, Washington | 2 | $ 750,000 | $ 375,000 | $ 78,000 |
| Kern, California | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Monterey, California | 1 | $ 855,000 | $ 855,000 | $ 212,000 |
| Orange, California | 1 | $ 1,305,000 | $ 1,305,000 | $ 312,000 |
| San Diego, California | 1 | $ 1,785,000 | $ 1,785,000 | $ 496,000 |
| San Luis Obispo, California | 1 | $ 355,000 | $ 355,000 | $ 698,000 |
| Santa Barbara, California | 1 | $ 625,000 | $ 625,000 | $ 101,000 |
| Jefferson, Washington | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
| Okanogan, Washington | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Alaska USA Mortgage Company LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,998 | $1,149,830,000 | $383,000 | $9,375,000 | $130,000 | $3,063,000 |
| Cash-out Refinancing | 631 | $203,015,000 | $321,000 | $3,005,000 | $118,000 | $2,544,000 |
| Refinancing | 425 | $139,595,000 | $328,000 | $9,995,000 | $121,000 | $1,301,000 |
| Other Purpose | 13 | $5,945,000 | $457,000 | $1,225,000 | $135,000 | $340,000 |
| Home Improvement | 2 | $990,000 | $495,000 | $695,000 | $106,000 | $123,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $30,000 | $30,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,344 | $779,560,000 | $332,000 | $4,115,000 | $122,000 | $3,063,000 |
| Not Provided | 604 | $239,120,000 | $395,000 | $9,995,000 | $140,000 | $1,824,000 |
| American Indian or Alaskan Native | 384 | $110,760,000 | $288,000 | $945,000 | $102,000 | $952,000 |
| Asian | 369 | $228,605,000 | $619,000 | $5,415,000 | $176,000 | $2,050,000 |
| Hispanic | 186 | $62,850,000 | $337,000 | $1,155,000 | $121,000 | $861,000 |
| Black or African American | 111 | $38,785,000 | $349,000 | $1,925,000 | $96,000 | $370,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $6,145,000 | $361,000 | $675,000 | $99,000 | $162,000 |
| Not applicable | 4 | $1,730,000 | $432,000 | $1,125,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,963 | $1,126,425,000 | $380,000 | $9,995,000 | $137,000 | $3,063,000 |
| FHA-insured (Federal Housing Administration) | 577 | $176,455,000 | $305,000 | $775,000 | $96,000 | $1,752,000 |
| VA-guaranteed (Veterans Administration) | 484 | $184,840,000 | $381,000 | $4,115,000 | $111,000 | $849,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $11,660,000 | $253,000 | $515,000 | $79,000 | $167,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,650 | $949,080,000 | $358,000 | $2,625,000 | $128,000 | $3,063,000 |
| Application Approved But Not Accepted | 380 | $137,610,000 | $362,000 | $1,785,000 | $131,000 | $861,000 |
| Application Denied By Financial Institution | 305 | $138,775,000 | $455,000 | $9,995,000 | $123,000 | $1,824,000 |
| Application Withdrawn By Applicant | 281 | $121,005,000 | $430,000 | $5,415,000 | $153,000 | $2,544,000 |
| Preapproval Approved but not Accepted | 233 | $86,715,000 | $372,000 | $2,005,000 | $110,000 | $791,000 |
| Preapproval Denied by Financial Institution | 161 | $40,545,000 | $251,000 | $1,925,000 | $85,000 | $1,752,000 |
| File Closed For Incompleteness | 60 | $25,650,000 | $427,000 | $4,115,000 | $153,000 | $698,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,604 | $1,320,060,000 | $366,000 | $5,415,000 | $130,000 | $3,063,000 |
| Credit History | 184 | $54,510,000 | $296,000 | $1,925,000 | $111,000 | $1,752,000 |
| Debt-To-Income Ratio | 142 | $54,990,000 | $387,000 | $2,655,000 | $78,000 | $441,000 |
| Collateral | 50 | $23,940,000 | $478,000 | $9,995,000 | $106,000 | $727,000 |
| Employment History | 40 | $11,100,000 | $277,000 | $765,000 | $125,000 | $952,000 |
| Other | 18 | $17,880,000 | $993,000 | $9,375,000 | $222,000 | $1,824,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $7,415,000 | $494,000 | $2,015,000 | $175,000 | $1,153,000 |
| Unverifiable Information | 10 | $6,540,000 | $654,000 | $3,005,000 | $173,000 | $914,000 |
| Credit Application Incomplete | 7 | $2,945,000 | $420,000 | $875,000 | $158,000 | $390,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alaska USA Mortgage Company LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alaska USA Mortgage Company LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alaska, download the full spreadsheet
with aggregated HMDA statistics today.
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