All Credit Considered Mortgage, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, All Credit Considered Mortgage, Inc. of Rockville, MD reported 1,745 mortgage applications totaling $652.5 million, down 50% from 2024. The average application was for $373,916, and applicants reported an average income of $281,610. 99% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (74), Baltimore-Columbia-Towson, MD (67) and Houston-The Woodlands-Sugar Land, TX (58) (applications in parentheses).

Mortgage Company & Address All Credit Considered Mortgage, Inc.
1801 Research Blvd #410
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  
Total Number of Mortgage Applications 1,745
Total Mortgage Loan Application Amount $652,485,000
Average Mortgage Loan Application Amount $373,916
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $281,610
Highest Applicant Income $6,842,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records All Credit Considered Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for All Credit Considered Mortgage, Inc. by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Arlington-Alexandria-Reston, VA-WV 74 $ 34,040,000 $ 460,000 $ 324,000
Baltimore-Columbia-Towson, MD 67 $ 18,715,000 $ 279,328 $ 162,000
Outside any metro area 65 $ 23,595,000 $ 363,000 $ 287,338
Houston-The Woodlands-Sugar Land, TX 58 $ 15,790,000 $ 272,241 $ 173,000
Orlando-Kissimmee-Sanford, FL 56 $ 19,810,000 $ 353,750 $ 226,000
Riverside-San Bernardino-Ontario, CA 55 $ 28,725,000 $ 522,272 $ 531,000
Dallas-Plano-Irving, TX 48 $ 14,590,000 $ 303,958 $ 459,000
Atlanta-Sandy Springs-Roswell, GA 46 $ 17,050,000 $ 370,652 $ 330,000
Phoenix-Mesa-Scottsdale, AZ 46 $ 17,120,000 $ 372,173 $ 164,000
Washington-Baltimore-Arlington, DC 43 $ 13,765,000 $ 320,116 $ 187,000
Los Angeles-Long Beach-Glendale, CA 40 $ 25,350,000 $ 633,750 $ 569,000
New York-Jersey City-White Plains, NY-NJ 40 $ 21,160,000 $ 529,000 $ 272,700
Newark, NJ-PA 40 $ 19,070,000 $ 476,750 $ 303,000
Lakewood-New Brunswick, NJ 37 $ 16,825,000 $ 454,729 $ 256,000
Las Vegas-Henderson-Paradise, NV 37 $ 13,265,000 $ 358,513 $ 815,000
Washington, DC-MD 37 $ 12,695,000 $ 343,108 $ 215,324
Chicago-Naperville, IL 35 $ 10,105,000 $ 288,714 $ 178,000
Tampa, FL 33 $ 11,285,000 $ 341,969 $ 381,000
Richmond, VA 27 $ 7,755,000 $ 287,222 $ 153,000
Austin-Round Rock, TX 25 $ 9,245,000 $ 369,800 $ 231,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 24 $ 11,240,000 $ 468,333 $ 314,000
Trenton, NJ 20 $ 5,100,000 $ 255,000 $ 182,000
Denver-Aurora-Lakewood, CO 19 $ 12,145,000 $ 639,210 $ 400,000
North Port-Sarasota-Bradenton, FL 19 $ 7,195,000 $ 378,684 $ 211,000
Deltona-Daytona Beach-Ormond Beach, FL 18 $ 5,680,000 $ 315,555 $ 279,000
Lakeland-Winter Haven, FL 18 $ 4,640,000 $ 257,777 $ 204,000
Miami-Miami Beach-Kendall, FL 18 $ 10,220,000 $ 567,777 $ 524,000
Charleston-North Charleston, SC 17 $ 4,205,000 $ 247,352 $ 206,000
Nashville-Davidson--Murfreesboro--Franklin, TN 16 $ 5,620,000 $ 351,250 $ 263,000
Charlotte-Concord-Gastonia, NC-SC 15 $ 5,445,000 $ 363,000 $ 189,000
Portland-Vancouver-Hillsboro, OR-WA 15 $ 7,085,000 $ 472,333 $ 290,333
San Antonio-New Braunfels, TX 15 $ 4,895,000 $ 326,333 $ 352,000
Camden, NJ 14 $ 3,580,000 $ 255,714 $ 145,000
Atlantic City-Hammonton, NJ 13 $ 5,455,000 $ 419,615 $ 187,000
Montgomery County-Bucks County-Chester County, PA 13 $ 4,445,000 $ 341,923 $ 150,000
Sacramento--Roseville--Arden-Arcade, CA 13 $ 4,725,000 $ 363,461 $ 156,000
Salt Lake City, UT 13 $ 4,255,000 $ 327,307 $ 165,000
Columbus, OH 12 $ 3,250,000 $ 270,833 $ 168,000
Fresno, CA 12 $ 3,270,000 $ 272,500 $ 194,000
West Palm Beach-Boca Raton-Delray Beach, FL 12 $ 5,170,000 $ 430,833 $ 164,000
Bridgeport-Stamford-Norwalk, CT 10 $ 3,320,000 $ 332,000 $ 101,000
Cape Coral-Fort Myers, FL 10 $ 4,110,000 $ 411,000 $ 424,000
Oakland-Hayward-Berkeley, CA 10 $ 5,310,000 $ 531,000 $ 461,000
Raleigh, NC 10 $ 3,260,000 $ 326,000 $ 385,000
St. Petersburg-Clearwater-Largo, FL 10 $ 4,380,000 $ 438,000 $ 322,000
Vineland-Bridgeton, NJ 10 $ 2,450,000 $ 245,000 $ 81,000
Wilmington, NC 10 $ 3,680,000 $ 368,000 $ 298,000
Greenville-Anderson-Mauldin, SC 9 $ 2,465,000 $ 273,888 $ 151,000
Killeen-Temple, TX 9 $ 1,605,000 $ 178,333 $ 210,000
Memphis, TN-MS-AR 9 $ 3,055,000 $ 339,444 $ 194,111
Seattle-Bellevue-Everett, WA 9 $ 4,615,000 $ 512,777 $ 442,000
Hartford-West Hartford-East Hartford, CT 8 $ 2,060,000 $ 257,500 $ 193,000
Hilton Head Island-Bluffton-Beaufort, SC 8 $ 2,850,000 $ 356,250 $ 410,000
McAllen-Edinburg-Mission, TX 8 $ 2,130,000 $ 266,250 $ 93,000
New Haven-Milford, CT 8 $ 3,010,000 $ 376,250 $ 218,000
Winchester, VA-WV 8 $ 2,160,000 $ 270,000 $ 296,000
Durham-Chapel Hill, NC 7 $ 2,045,000 $ 292,142 $ 406,000
Fort Worth-Arlington, TX 7 $ 1,685,000 $ 240,714 $ 673,000
Greensboro-High Point, NC 7 $ 1,425,000 $ 203,571 $ 134,000
Marietta, GA 7 $ 2,065,000 $ 295,000 $ 133,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 7 $ 2,625,000 $ 375,000 $ 441,000
Salem, OR 7 $ 2,395,000 $ 342,142 $ 96,000
Stockton-Lodi, CA 7 $ 3,115,000 $ 445,000 $ 207,000
Waterbury-Shelton, CT 7 $ 1,925,000 $ 275,000 $ 229,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 1,910,000 $ 318,333 $ 483,000
Chattanooga, TN-GA 6 $ 1,800,000 $ 300,000 $ 600,000
Colorado Springs, CO 6 $ 2,070,000 $ 345,000 $ 138,000
Eugene, OR 6 $ 3,130,000 $ 521,666 $ 280,000
Everett, WA 6 $ 3,070,000 $ 511,666 $ 195,000
Jacksonville, FL 6 $ 1,980,000 $ 330,000 $ 370,000
Ocala, FL 6 $ 1,650,000 $ 275,000 $ 158,000
Santa Maria-Santa Barbara, CA 6 $ 2,360,000 $ 393,333 $ 113,000
Tacoma-Lakewood, WA 6 $ 2,670,000 $ 445,000 $ 163,000
Anaheim-Santa Ana-Irvine, CA 5 $ 4,385,000 $ 877,000 $ 303,000
Bakersfield, CA 5 $ 1,495,000 $ 299,000 $ 240,000
Hagerstown-Martinsburg, MD-WV 5 $ 1,235,000 $ 247,000 $ 87,000
Indianapolis-Carmel-Anderson, IN 5 $ 1,175,000 $ 235,000 $ 116,000
Laredo, TX 5 $ 1,445,000 $ 289,000 $ 237,000
Modesto, CA 5 $ 2,245,000 $ 449,000 $ 189,000
New Orleans-Metairie, LA 5 $ 1,055,000 $ 211,000 $ 267,000
Philadelphia, PA 5 $ 1,005,000 $ 201,000 $ 68,000
Provo-Orem, UT 5 $ 1,825,000 $ 365,000 $ 64,000
Punta Gorda, FL 5 $ 1,335,000 $ 267,000 $ 143,000
San Diego-Carlsbad, CA 5 $ 7,115,000 $ 1,423,000 $ 691,000
Boise City, ID 4 $ 1,230,000 $ 307,500 $ 106,000
Crestview-Fort Walton Beach-Destin, FL 4 $ 1,780,000 $ 445,000 $ 271,000
Gainesville, GA 4 $ 970,000 $ 242,500 $ 159,000
Kennewick-Richland, WA 4 $ 1,590,000 $ 397,500 $ 532,000
Lake County-Kenosha County, IL-WI 4 $ 1,470,000 $ 367,500 $ 358,000
Lexington-Fayette, KY 4 $ 1,220,000 $ 305,000 $ 275,000
Little Rock-North Little Rock-Conway, AR 4 $ 2,140,000 $ 535,000 $ 657,000
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 1,340,000 $ 335,000 $ 286,000
Panama City, FL 4 $ 1,020,000 $ 255,000 $ 138,000
Pensacola-Ferry Pass-Brent, FL 4 $ 1,350,000 $ 337,500 $ 153,000
San Jose-Sunnyvale-Santa Clara, CA 4 $ 2,460,000 $ 615,000 $ 799,000
Santa Rosa, CA 4 $ 1,930,000 $ 482,500 $ 198,000
Vallejo-Fairfield, CA 4 $ 1,600,000 $ 400,000 $ 160,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 1,420,000 $ 355,000 $ 88,000
Wildwood-The Villages, FL 4 $ 720,000 $ 180,000 $ 0
Wilmington, DE-MD-NJ 4 $ 1,520,000 $ 380,000 $ 180,500
Yuba City, CA 4 $ 1,170,000 $ 292,500 $ 85,000
Detroit-Dearborn-Livonia, MI 3 $ 605,000 $ 201,666 $ 227,000
Goldsboro, NC 3 $ 605,000 $ 201,666 $ 118,000
Huntsville, AL 3 $ 905,000 $ 301,666 $ 281,000
Jackson, MS 3 $ 715,000 $ 238,333 $ 336,000
Merced, CA 3 $ 885,000 $ 295,000 $ 97,000
Naples-Immokalee-Marco Island, FL 3 $ 1,005,000 $ 335,000 $ 184,000
Ogden-Clearfield, UT 3 $ 855,000 $ 285,000 $ 83,000
Oxnard-Thousand Oaks-Ventura, CA 3 $ 2,335,000 $ 778,333 $ 238,000
Scranton--Wilkes-Barre--Hazleton, PA 3 $ 535,000 $ 178,333 $ 295,000
Spartanburg, SC 3 $ 695,000 $ 231,666 $ 98,000
Visalia-Porterville, CA 3 $ 745,000 $ 248,333 $ 95,000
Yakima, WA 3 $ 785,000 $ 261,666 $ 114,000
Asheville, NC 2 $ 1,310,000 $ 655,000 $ 305,000
Athens-Clarke County, GA 2 $ 430,000 $ 215,000 $ 104,000
Bremerton-Silverdale, WA 2 $ 1,160,000 $ 580,000 $ 149,000
Brownsville-Harlingen, TX 2 $ 670,000 $ 335,000 $ 0
Cincinnati, OH-KY-IN 2 $ 400,000 $ 200,000 $ 66,000
Dayton-Springfield-Kettering, OH 2 $ 520,000 $ 260,000 $ 109,000
Elgin, IL 2 $ 450,000 $ 225,000 $ 91,000
Flagstaff, AZ 2 $ 1,140,000 $ 570,000 $ 258,000
Greeley, CO 2 $ 1,120,000 $ 560,000 $ 182,000
Kansas City, MO-KS 2 $ 600,000 $ 300,000 $ 140,000
Medford, OR 2 $ 1,050,000 $ 525,000 $ 519,000
Midland, TX 2 $ 660,000 $ 330,000 $ 124,000
Montgomery, AL 2 $ 350,000 $ 175,000 $ 123,000
Odessa, TX 2 $ 450,000 $ 225,000 $ 176,000
Olympia-Tumwater, WA 2 $ 1,410,000 $ 705,000 $ 540,000
Roanoke, VA 2 $ 440,000 $ 220,000 $ 0
Rockford, IL 2 $ 330,000 $ 165,000 $ 89,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 1,700,000 $ 850,000 $ 264,000
Slidell-Mandeville-Covington, LA 2 $ 960,000 $ 480,000 $ 454,000
Warren-Troy-Farmington Hills, MI 2 $ 490,000 $ 245,000 $ 232,000
York-Hanover, PA 2 $ 410,000 $ 205,000 $ 0
Albany, OR 1 $ 275,000 $ 275,000 $ 94,000
Anchorage, AK 1 $ 355,000 $ 355,000 $ 0
Ann Arbor, MI 1 $ 155,000 $ 155,000 $ 135,000
Augusta-Richmond County, GA-SC 1 $ 155,000 $ 155,000 $ 50,000
Battle Creek, MI 1 $ 325,000 $ 325,000 $ 148,000
Bend-Redmond, OR 1 $ 675,000 $ 675,000 $ 166,000
Birmingham-Hoover, AL 1 $ 205,000 $ 205,000 $ 0
Blacksburg-Christiansburg-Radford, VA 1 $ 235,000 $ 235,000 $ 159,000
Boston, MA 1 $ 845,000 $ 845,000 $ 0
Boulder, CO 1 $ 645,000 $ 645,000 $ 339,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 255,000 $ 255,000 $ 0
Burlington, NC 1 $ 275,000 $ 275,000 $ 909,000
Cambridge-Newton-Framingham, MA 1 $ 385,000 $ 385,000 $ 290,000
Canton-Massillon, OH 1 $ 155,000 $ 155,000 $ 67,000
Chambersburg-Waynesboro, PA 1 $ 265,000 $ 265,000 $ 71,000
Cleveland, OH 1 $ 505,000 $ 505,000 $ 535,000
College Station-Bryan, TX 1 $ 255,000 $ 255,000 $ 77,000
Columbia, SC 1 $ 305,000 $ 305,000 $ 281,000
Columbus, GA-AL 1 $ 155,000 $ 155,000 $ 213,000
Corpus Christi, TX 1 $ 365,000 $ 365,000 $ 152,000
Daphne-Fairhope-Foley, AL 1 $ 435,000 $ 435,000 $ 0
Decatur, AL 1 $ 175,000 $ 175,000 $ 532,000
Dover, DE 1 $ 305,000 $ 305,000 $ 122,000
El Paso, TX 1 $ 205,000 $ 205,000 $ 0
Fort Wayne, IN 1 $ 155,000 $ 155,000 $ 0
Gainesville, FL 1 $ 295,000 $ 295,000 $ 107,000
Green Bay, WI 1 $ 405,000 $ 405,000 $ 99,000
Hammond, LA 1 $ 265,000 $ 265,000 $ 104,000
Hanford-Corcoran, CA 1 $ 185,000 $ 185,000 $ 63,000
Harrisburg-Carlisle, PA 1 $ 165,000 $ 165,000 $ 1,516,000
Harrisonburg, VA 1 $ 205,000 $ 205,000 $ 146,000
Homosassa Springs, FL 1 $ 175,000 $ 175,000 $ 0
Hot Springs, AR 1 $ 355,000 $ 355,000 $ 0
Houma-Thibodaux, LA 1 $ 205,000 $ 205,000 $ 111,000
Kahului-Wailuku-Lahaina, HI 1 $ 355,000 $ 355,000 $ 0
Lafayette, LA 1 $ 225,000 $ 225,000 $ 113,000
Lake Charles, LA 1 $ 335,000 $ 335,000 $ 140,000
Lancaster, PA 1 $ 155,000 $ 155,000 $ 0
Lawton, OK 1 $ 1,115,000 $ 1,115,000 $ 1,421,000
Longview, WA 1 $ 435,000 $ 435,000 $ 112,000
Lubbock, TX 1 $ 165,000 $ 165,000 $ 155,000
Lynchburg, VA 1 $ 155,000 $ 155,000 $ 0
Macon-Bibb County, GA 1 $ 165,000 $ 165,000 $ 143,000
Mount Vernon-Anacortes, WA 1 $ 315,000 $ 315,000 $ 218,000
Napa, CA 1 $ 775,000 $ 775,000 $ 0
Nassau County-Suffolk County, NY 1 $ 485,000 $ 485,000 $ 0
Oklahoma City, OK 1 $ 205,000 $ 205,000 $ 87,000
Omaha-Council Bluffs, NE-IA 1 $ 445,000 $ 445,000 $ 213,000
Palm Bay-Melbourne-Titusville, FL 1 $ 225,000 $ 225,000 $ 0
Pittsburgh, PA 1 $ 215,000 $ 215,000 $ 0
Port St. Lucie, FL 1 $ 245,000 $ 245,000 $ 97,000
Prescott Valley-Prescott, AZ 1 $ 485,000 $ 485,000 $ 266,000
Redding, CA 1 $ 185,000 $ 185,000 $ 0
Reno, NV 1 $ 1,025,000 $ 1,025,000 $ 1,422,000
Santa Fe, NM 1 $ 435,000 $ 435,000 $ 1,504,000
St. Louis, MO-IL 1 $ 335,000 $ 335,000 $ 178,000
Staunton-Waynesboro, VA 1 $ 255,000 $ 255,000 $ 65,000
Tallahassee, FL 1 $ 175,000 $ 175,000 $ 58,000
Twin Falls, ID 1 $ 285,000 $ 285,000 $ 163,000
Utica-Rome, NY 1 $ 165,000 $ 165,000 $ 0
Wichita, KS 1 $ 305,000 $ 305,000 $ 443,000
Winston-Salem, NC 1 $ 215,000 $ 215,000 $ 0
Worcester, MA-CT 1 $ 365,000 $ 365,000 $ 0

Mortgage Loan Application Detail Totals for All Credit Considered Mortgage, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,207 $463,695,000 $384,000 $2,405,000 $299,000 $6,842,000
Cash-out Refinancing 377 $130,375,000 $345,000 $2,005,000 $242,000 $1,823,000
Refinancing 161 $58,415,000 $362,000 $1,015,000 $244,000 $1,504,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,037 $358,765,000 $345,000 $2,005,000 $267,000 $6,842,000
White 314 $138,950,000 $442,000 $2,405,000 $316,000 $1,823,000
Not Provided 208 $79,940,000 $384,000 $1,955,000 $287,000 $2,603,000
Asian 97 $42,605,000 $439,000 $2,185,000 $331,000 $1,141,000
Black or African American 84 $30,070,000 $357,000 $1,425,000 $393,000 $3,845,000
American Indian or Alaskan Native 3 $945,000 $315,000 $455,000 $88,000 $112,000
Native Hawaiian or Other Pacific Islander 2 $1,210,000 $605,000 $735,000 $376,000 $376,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,745 $652,485,000 $373,000 $2,405,000 $284,000 $6,842,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,727 $645,865,000 $373,000 $2,405,000 $286,000 $6,842,000
Application Denied By Financial Institution 12 $4,200,000 $350,000 $825,000 $68,000 $160,000
Application Withdrawn By Applicant 6 $2,420,000 $403,000 $845,000 $181,000 $359,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,733 $648,285,000 $374,000 $2,405,000 $285,000 $6,842,000
Collateral 8 $2,140,000 $267,000 $505,000 $52,000 $96,000
Credit History 1 $825,000 $825,000 $825,000 $0 $0
Debt-To-Income Ratio 1 $505,000 $505,000 $505,000 $160,000 $160,000
Other 1 $95,000 $95,000 $95,000 $43,000 $43,000
Insufficient Cash (Downpayment, Closing Cost) 1 $635,000 $635,000 $635,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into All Credit Considered Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess All Credit Considered Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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