Alliance Home Funding Mortgage Lending & HMDA Data, 2006
In 2006, Alliance Home Funding of Chantilly, VA reported 646 mortgage applications totaling $220.1 million, down 8% from 2005. The average application was for $340,716, and applicants reported an average income of $141,058. 87% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (520), Bethesda-Gaithersburg-Frederick, MD (31) and Baltimore-Towson, MD (12) (applications in parentheses).
| Mortgage Company & Address | Alliance Home Funding 14200 Park Meadow Drive Suite 220 South Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 646 |
| Total Mortgage Loan Application Amount | $220,103,000 |
| Average Mortgage Loan Application Amount | $340,716 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $141,058 |
| Highest Applicant Income | $720,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Home Funding filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 204 | $ 76,246,000 | $ 373,754 | $ 152,000 |
| Prince William, Virginia | 110 | $ 37,194,000 | $ 338,127 | $ 124,000 |
| Loudoun, Virginia | 60 | $ 24,516,000 | $ 408,600 | $ 160,000 |
| Montgomery, Maryland | 28 | $ 9,595,000 | $ 342,678 | $ 127,000 |
| District of Columbia, District Of Columbia | 27 | $ 11,476,000 | $ 425,037 | $ 192,000 |
| Alexandria, Virginia | 24 | $ 6,876,000 | $ 286,500 | $ 137,000 |
| Prince George's, Maryland | 23 | $ 6,219,000 | $ 270,391 | $ 123,000 |
| Arlington, Virginia | 20 | $ 6,833,000 | $ 341,650 | $ 143,000 |
| Stafford, Virginia | 15 | $ 4,838,000 | $ 322,533 | $ 118,000 |
| Fauquier, Virginia | 8 | $ 4,725,000 | $ 590,625 | $ 147,000 |
| Spotsylvania, Virginia | 7 | $ 1,345,000 | $ 192,142 | $ 86,000 |
| Anne Arundel, Maryland | 6 | $ 2,883,000 | $ 480,500 | $ 176,000 |
| Charles, Maryland | 6 | $ 934,000 | $ 155,666 | $ 84,000 |
| Manassas, Virginia | 5 | $ 871,000 | $ 174,200 | $ 82,000 |
| Berkeley, West Virginia | 4 | $ 610,000 | $ 152,500 | $ 77,000 |
| Jefferson, West Virginia | 4 | $ 969,000 | $ 242,250 | $ 128,000 |
| Baltimore City, Maryland | 3 | $ 678,000 | $ 226,000 | $ 239,000 |
| Frederick, Maryland | 3 | $ 510,000 | $ 170,000 | $ 84,000 |
| Washington, Maryland | 3 | $ 395,000 | $ 131,666 | $ 75,000 |
| Dare, North Carolina | 3 | $ 657,000 | $ 219,000 | $ 197,000 |
| Caroline, Virginia | 3 | $ 492,000 | $ 164,000 | $ 132,000 |
| Culpeper, Virginia | 3 | $ 976,000 | $ 325,333 | $ 89,000 |
| Newport News, Virginia | 3 | $ 494,000 | $ 164,666 | $ 106,000 |
| Virginia Beach, Virginia | 3 | $ 709,000 | $ 236,333 | $ 94,000 |
| Sussex, Delaware | 2 | $ 530,000 | $ 265,000 | $ 380,000 |
| Broward, Florida | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Duval, Florida | 2 | $ 249,000 | $ 124,500 | $ 79,000 |
| Orange, Florida | 2 | $ 302,000 | $ 151,000 | $ 84,000 |
| Howard, Maryland | 2 | $ 804,000 | $ 402,000 | $ 186,000 |
| St. Mary's, Maryland | 2 | $ 411,000 | $ 205,500 | $ 82,000 |
| Talbot, Maryland | 2 | $ 790,000 | $ 395,000 | $ 152,000 |
| Wayne, Michigan | 2 | $ 95,000 | $ 47,500 | $ 0 |
| Carteret, North Carolina | 2 | $ 424,000 | $ 212,000 | $ 101,000 |
| Currituck, North Carolina | 2 | $ 2,297,000 | $ 1,148,500 | $ 639,000 |
| Guilford, North Carolina | 2 | $ 135,000 | $ 67,500 | $ 43,000 |
| Union, North Carolina | 2 | $ 362,000 | $ 181,000 | $ 144,000 |
| Montgomery, Ohio | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Dorchester, South Carolina | 2 | $ 158,000 | $ 79,000 | $ 113,000 |
| Montgomery, Tennessee | 2 | $ 223,000 | $ 111,500 | $ 67,000 |
| Fairfax City, Virginia | 2 | $ 517,000 | $ 258,500 | $ 65,000 |
| Isle of Wight, Virginia | 2 | $ 607,000 | $ 303,500 | $ 162,000 |
| Louisa, Virginia | 2 | $ 435,000 | $ 217,500 | $ 133,000 |
| Manassas Park, Virginia | 2 | $ 540,000 | $ 270,000 | $ 50,000 |
| Page, Virginia | 2 | $ 327,000 | $ 163,500 | $ 25,000 |
| Prince Edward, Virginia | 2 | $ 347,000 | $ 173,500 | $ 122,000 |
| Brevard, Florida | 1 | $ 580,000 | $ 580,000 | $ 608,000 |
| Miami-Dade, Florida | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Sumter, Florida | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Muscogee, Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Calvert, Maryland | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Queen Anne's, Maryland | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Worcester, Maryland | 1 | $ 135,000 | $ 135,000 | $ 312,000 |
| Schuyler, New York | 1 | $ 74,000 | $ 74,000 | $ 376,000 |
| Johnston, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Moore, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 63,000 |
| Northampton, North Carolina | 1 | $ 500,000 | $ 500,000 | $ 226,000 |
| Erie, Ohio | 1 | $ 396,000 | $ 396,000 | $ 169,000 |
| Cumberland, Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 126,000 |
| Dauphin, Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 48,000 |
| York, Pennsylvania | 1 | $ 368,000 | $ 368,000 | $ 132,000 |
| Newport, Rhode Island | 1 | $ 1,050,000 | $ 1,050,000 | $ 720,000 |
| Horry, South Carolina | 1 | $ 181,000 | $ 181,000 | $ 86,000 |
| Albemarle, Virginia | 1 | $ 414,000 | $ 414,000 | $ 105,000 |
| Charlotte, Virginia | 1 | $ 34,000 | $ 34,000 | $ 100,000 |
| Clarke, Virginia | 1 | $ 368,000 | $ 368,000 | $ 137,000 |
| Frederick, Virginia | 1 | $ 266,000 | $ 266,000 | $ 30,000 |
| Fredericksburg, Virginia | 1 | $ 294,000 | $ 294,000 | $ 127,000 |
| Halifax, Virginia | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| Hanover, Virginia | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| King George, Virginia | 1 | $ 556,000 | $ 556,000 | $ 228,000 |
| Madison, Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 240,000 |
| Suffolk, Virginia | 1 | $ 118,000 | $ 118,000 | $ 150,000 |
| York, Virginia | 1 | $ 340,000 | $ 340,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Alliance Home Funding in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 392 | $150,180,000 | $383,000 | $1,900,000 | $156,000 | $720,000 |
| Home Purchase | 254 | $69,923,000 | $275,000 | $1,000,000 | $118,000 | $592,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 408 | $150,989,000 | $370,000 | $1,900,000 | $153,000 | $720,000 |
| Hispanic | 124 | $36,258,000 | $292,000 | $1,000,000 | $98,000 | $540,000 |
| Black or African American | 70 | $18,642,000 | $266,000 | $842,000 | $120,000 | $420,000 |
| Asian | 34 | $9,951,000 | $292,000 | $750,000 | $180,000 | $540,000 |
| Not Provided | 9 | $3,080,000 | $342,000 | $1,114,000 | $183,000 | $594,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,183,000 | $1,183,000 | $1,183,000 | $684,000 | $684,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 636 | $217,872,000 | $342,000 | $1,900,000 | $143,000 | $720,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,228,000 | $204,000 | $270,000 | $61,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,003,000 | $250,000 | $400,000 | $53,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 560 | $191,164,000 | $341,000 | $1,900,000 | $145,000 | $720,000 |
| Application Withdrawn By Applicant | 68 | $23,880,000 | $351,000 | $1,700,000 | $122,000 | $570,000 |
| Application Denied By Financial Institution | 17 | $4,683,000 | $275,000 | $864,000 | $111,000 | $262,000 |
| Application Approved But Not Accepted | 1 | $376,000 | $376,000 | $376,000 | $80,000 | $80,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $1,454,000 | $484,000 | $864,000 | $171,000 | $262,000 |
| Unverifiable Information | 2 | $395,000 | $197,000 | $316,000 | $86,000 | $89,000 |
| Collateral | 1 | $66,000 | $66,000 | $66,000 | $90,000 | $90,000 |
| Credit History | 1 | $266,000 | $266,000 | $266,000 | $30,000 | $30,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Home Funding's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliance Home Funding's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About