Amcap Mortgage, Ltd. Mortgage Lending & HMDA Data, 2023

In 2023, Amcap Mortgage, Ltd. of Austin, TX reported 11,586 mortgage applications totaling $3.4 billion, down 29% from 2022. The average application was for $290,342, and applicants reported an average income of $121,842. 67% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,238), San Antonio-New Braunfels, TX (1,902) and Dallas-Plano-Irving, TX (840) (applications in parentheses).

Mortgage Company & Address Amcap Mortgage, Ltd.
9999 Bellaire Blvd., Suite 700
Austin, TX 77036
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 11,586
Total Mortgage Loan Application Amount $3,363,910,000
Average Mortgage Loan Application Amount $290,342
Highest Mortgage Loan Application Amount $2,575,000
Average Applicant Income $121,842
Highest Applicant Income $2,687,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amcap Mortgage, Ltd. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amcap Mortgage, Ltd. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 1,423 $ 407,225,000 $ 286,173 $ 110,000
Harris, Texas 1,149 $ 361,765,000 $ 314,852 $ 148,000
Hidalgo, Texas 431 $ 104,005,000 $ 241,310 $ 106,000
Tarrant, Texas 366 $ 116,800,000 $ 319,125 $ 132,000
Fort Bend, Texas 324 $ 117,080,000 $ 361,358 $ 156,000
San Juan, New Mexico 289 $ 50,735,000 $ 175,553 $ 89,000
Montgomery, Texas 272 $ 90,980,000 $ 334,485 $ 156,000
Dallas, Texas 252 $ 72,700,000 $ 288,492 $ 119,000
Miami-Dade, Florida 246 $ 98,480,000 $ 400,325 $ 142,000
Randall, Texas 212 $ 48,490,000 $ 228,726 $ 92,000
Ector, Texas 184 $ 44,170,000 $ 240,054 $ 94,000
Galveston, Texas 184 $ 58,070,000 $ 315,597 $ 143,000
Brazoria, Texas 175 $ 52,935,000 $ 302,485 $ 126,000
Chaves, New Mexico 169 $ 20,335,000 $ 120,325 $ 59,000
Collin, Texas 156 $ 62,270,000 $ 399,166 $ 154,000
Denton, Texas 146 $ 55,030,000 $ 376,917 $ 153,000
Comal, Texas 144 $ 58,970,000 $ 409,513 $ 144,000
Potter, Texas 141 $ 22,635,000 $ 160,531 $ 70,000
Guadalupe, Texas 122 $ 39,670,000 $ 325,163 $ 124,000
Kaufman, Texas 114 $ 36,900,000 $ 323,684 $ 125,000
Mesa, Colorado 112 $ 36,810,000 $ 328,660 $ 103,000
Canyon, Idaho 110 $ 24,420,000 $ 222,000 $ 112,000
Jefferson, Texas 100 $ 22,860,000 $ 228,600 $ 118,000
Cameron, Texas 99 $ 24,345,000 $ 245,909 $ 126,000
Montezuma, Colorado 93 $ 24,295,000 $ 261,236 $ 88,000
Midland, Texas 84 $ 23,990,000 $ 285,595 $ 128,000
Ellis, Texas 77 $ 27,965,000 $ 363,181 $ 146,000
Angelina, Texas 71 $ 13,035,000 $ 183,591 $ 92,000
Medina, Texas 70 $ 25,180,000 $ 359,714 $ 128,000
Putnam, Tennessee 66 $ 17,470,000 $ 264,696 $ 102,000
Hardin, Texas 64 $ 14,460,000 $ 225,937 $ 116,000
Nueces, Texas 61 $ 15,005,000 $ 245,983 $ 114,000
Webb, Texas 61 $ 13,105,000 $ 214,836 $ 96,000
Eddy, New Mexico 60 $ 8,800,000 $ 146,666 $ 86,000
Pima, Arizona 59 $ 17,795,000 $ 301,610 $ 114,000
Broward, Florida 59 $ 20,895,000 $ 354,152 $ 118,000
Rockwall, Texas 57 $ 21,375,000 $ 375,000 $ 189,000
Maricopa, Arizona 55 $ 17,885,000 $ 325,181 $ 128,000
Tulsa, Oklahoma 52 $ 11,340,000 $ 218,076 $ 113,000
Pierce, Washington 50 $ 19,720,000 $ 394,400 $ 125,000
Palm Beach, Florida 49 $ 15,275,000 $ 311,734 $ 103,000
Dona Ana, New Mexico 49 $ 11,555,000 $ 235,816 $ 91,000
Travis, Texas 49 $ 19,855,000 $ 405,204 $ 247,000
McLennan, Texas 46 $ 12,940,000 $ 281,304 $ 105,000
Oklahoma, Oklahoma 45 $ 11,135,000 $ 247,444 $ 137,000
Atascosa, Texas 45 $ 13,185,000 $ 293,000 $ 108,000
Bell, Texas 43 $ 12,985,000 $ 301,976 $ 104,000
Johnson, Texas 43 $ 13,415,000 $ 311,976 $ 124,000
Liberty, Texas 43 $ 11,305,000 $ 262,906 $ 98,000
Williamson, Texas 43 $ 17,885,000 $ 415,930 $ 149,000
Chambers, Texas 41 $ 12,665,000 $ 308,902 $ 123,000
Waller, Texas 41 $ 14,595,000 $ 355,975 $ 142,000
Orange, Texas 40 $ 8,330,000 $ 208,250 $ 95,000
Wilson, Texas 40 $ 14,180,000 $ 354,500 $ 139,000
Livingston, Louisiana 39 $ 8,225,000 $ 210,897 $ 92,000
Polk, Florida 38 $ 9,510,000 $ 250,263 $ 93,000
White, Tennessee 38 $ 6,740,000 $ 177,368 $ 82,000
Hunt, Texas 38 $ 11,380,000 $ 299,473 $ 120,000
King, Washington 38 $ 16,640,000 $ 437,894 $ 140,000
Ada, Idaho 37 $ 10,765,000 $ 290,945 $ 122,000
Lee, Florida 34 $ 11,530,000 $ 339,117 $ 108,000
El Paso, Texas 34 $ 7,370,000 $ 216,764 $ 87,000
Hood, Texas 30 $ 8,330,000 $ 277,666 $ 145,000
Adams, Colorado 29 $ 10,265,000 $ 353,965 $ 118,000
Bandera, Texas 29 $ 11,575,000 $ 399,137 $ 149,000
Burnet, Texas 29 $ 12,395,000 $ 427,413 $ 157,000
Kendall, Texas 29 $ 14,215,000 $ 490,172 $ 222,000
Stark, Ohio 28 $ 3,920,000 $ 140,000 $ 70,000
Hays, Texas 28 $ 11,000,000 $ 392,857 $ 155,000
Franklin, Missouri 27 $ 5,015,000 $ 185,740 $ 66,000
Cleveland, Oklahoma 27 $ 6,895,000 $ 255,370 $ 101,000
Canadian, Oklahoma 25 $ 5,995,000 $ 239,800 $ 95,000
Bastrop, Texas 25 $ 10,655,000 $ 426,200 $ 147,000
Brazos, Texas 25 $ 6,495,000 $ 259,800 $ 121,000
Starr, Texas 25 $ 5,095,000 $ 203,800 $ 117,000
Gillespie, Texas 24 $ 12,600,000 $ 525,000 $ 183,000
Hutchinson, Texas 24 $ 3,240,000 $ 135,000 $ 85,000
Payne, Oklahoma 23 $ 3,695,000 $ 160,652 $ 69,000
Contra Costa, California 21 $ 9,675,000 $ 460,714 $ 168,000
Duval, Florida 21 $ 5,785,000 $ 275,476 $ 127,000
Andrews, Texas 21 $ 4,935,000 $ 235,000 $ 116,000
San Patricio, Texas 21 $ 5,225,000 $ 248,809 $ 98,000
Mobile, Alabama 20 $ 2,700,000 $ 135,000 $ 48,000
Wise, Texas 20 $ 6,530,000 $ 326,500 $ 110,000
Orange, Florida 19 $ 7,125,000 $ 375,000 $ 124,000
East Baton Rouge, Louisiana 19 $ 3,665,000 $ 192,894 $ 66,000
Overton, Tennessee 19 $ 4,375,000 $ 230,263 $ 75,000
Caldwell, Texas 19 $ 6,605,000 $ 347,631 $ 121,000
Hill, Texas 19 $ 6,025,000 $ 317,105 $ 128,000
Victoria, Texas 19 $ 6,135,000 $ 322,894 $ 129,000
Walker, Texas 19 $ 7,165,000 $ 377,105 $ 172,000
Lincoln, New Mexico 18 $ 3,870,000 $ 215,000 $ 97,000
Jackson, Tennessee 18 $ 2,420,000 $ 134,444 $ 57,000
Knox, Tennessee 18 $ 3,940,000 $ 218,888 $ 77,000
Llano, Texas 18 $ 7,310,000 $ 406,111 $ 136,000
Parker, Texas 18 $ 6,790,000 $ 377,222 $ 132,000
Polk, Texas 18 $ 4,720,000 $ 262,222 $ 126,000
Pulaski, Arkansas 17 $ 3,075,000 $ 180,882 $ 111,000
Allegheny, Pennsylvania 17 $ 4,055,000 $ 238,529 $ 96,000
Nacogdoches, Texas 17 $ 4,155,000 $ 244,411 $ 97,000
Smith, Texas 17 $ 4,575,000 $ 269,117 $ 108,000
Jefferson, Colorado 16 $ 7,350,000 $ 459,375 $ 146,000
St. Lucie, Florida 16 $ 5,170,000 $ 323,125 $ 113,000
Williams, North Dakota 16 $ 4,130,000 $ 258,125 $ 103,000
Westmoreland, Pennsylvania 16 $ 3,500,000 $ 218,750 $ 98,000
Milam, Texas 16 $ 6,040,000 $ 377,500 $ 122,000
Navarro, Texas 16 $ 5,250,000 $ 328,125 $ 170,000
Denver, Colorado 15 $ 5,565,000 $ 371,000 $ 139,000
Osceola, Florida 15 $ 5,475,000 $ 365,000 $ 123,000
Blanco, Texas 15 $ 5,815,000 $ 387,666 $ 147,000
Jim Wells, Texas 15 $ 2,645,000 $ 176,333 $ 93,000
Lawrence, Tennessee 14 $ 1,680,000 $ 120,000 $ 58,000
Henderson, Texas 14 $ 4,170,000 $ 297,857 $ 131,000
Kleberg, Texas 14 $ 2,750,000 $ 196,428 $ 93,000
Lampasas, Texas 14 $ 4,280,000 $ 305,714 $ 141,000
Leon, Texas 14 $ 5,020,000 $ 358,571 $ 170,000
Riverside, California 13 $ 6,335,000 $ 487,307 $ 136,000
San Joaquin, California 13 $ 3,415,000 $ 262,692 $ 124,000
Hamilton, Ohio 13 $ 2,695,000 $ 207,307 $ 90,000
Washington, Pennsylvania 13 $ 2,285,000 $ 175,769 $ 79,000
Davidson, Tennessee 13 $ 3,675,000 $ 282,692 $ 88,000
Rusk, Texas 13 $ 2,305,000 $ 177,307 $ 74,000
San Jacinto, Texas 13 $ 3,585,000 $ 275,769 $ 120,000
Van Zandt, Texas 13 $ 4,095,000 $ 315,000 $ 153,000
Hillsborough, Florida 12 $ 5,070,000 $ 422,500 $ 132,000
St. Johns, Florida 12 $ 5,890,000 $ 490,833 $ 168,000
Bernalillo, New Mexico 12 $ 3,360,000 $ 280,000 $ 96,000
Cumberland, Tennessee 12 $ 2,550,000 $ 212,500 $ 86,000
Grayson, Texas 12 $ 3,720,000 $ 310,000 $ 118,000
Grimes, Texas 12 $ 3,810,000 $ 317,500 $ 109,000
Lubbock, Texas 12 $ 2,170,000 $ 180,833 $ 84,000
Los Angeles, California 11 $ 4,935,000 $ 448,636 $ 118,000
Kenton, Kentucky 11 $ 1,955,000 $ 177,727 $ 78,000
Aransas, Texas 11 $ 3,995,000 $ 363,181 $ 333,000
Snohomish, Washington 11 $ 5,325,000 $ 484,090 $ 135,000
Yellowstone, Montana 10 $ 2,030,000 $ 203,000 $ 87,000
Jackson, Texas 10 $ 2,870,000 $ 287,000 $ 115,000
Manatee, Florida 9 $ 3,135,000 $ 348,333 $ 136,000
Lawrence, Indiana 9 $ 1,465,000 $ 162,777 $ 71,000
St. Charles, Missouri 9 $ 2,195,000 $ 243,888 $ 81,000
Lewis and Clark, Montana 9 $ 2,635,000 $ 292,777 $ 83,000
Lea, New Mexico 9 $ 805,000 $ 89,444 $ 59,000
Sandoval, New Mexico 9 $ 2,975,000 $ 330,555 $ 109,000
Tuscarawas, Ohio 9 $ 1,365,000 $ 151,666 $ 60,000
Austin, Texas 9 $ 3,875,000 $ 430,555 $ 151,000
Burleson, Texas 9 $ 3,305,000 $ 367,222 $ 139,000
Pecos, Texas 9 $ 1,765,000 $ 196,111 $ 86,000
Washington, Texas 9 $ 4,205,000 $ 467,222 $ 150,000
San Bernardino, California 8 $ 2,720,000 $ 340,000 $ 95,000
La Plata, Colorado 8 $ 2,750,000 $ 343,750 $ 101,000
Brevard, Florida 8 $ 1,680,000 $ 210,000 $ 989,000
Creek, Oklahoma 8 $ 1,200,000 $ 150,000 $ 88,000
Grady, Oklahoma 8 $ 2,570,000 $ 321,250 $ 231,000
Lincoln, Oklahoma 8 $ 1,740,000 $ 217,500 $ 93,000
McClain, Oklahoma 8 $ 2,170,000 $ 271,250 $ 78,000
Multnomah, Oregon 8 $ 3,440,000 $ 430,000 $ 125,000
Rutherford, Tennessee 8 $ 2,090,000 $ 261,250 $ 98,000
Colorado, Texas 8 $ 2,870,000 $ 358,750 $ 136,000
Coryell, Texas 8 $ 3,700,000 $ 462,500 $ 247,000
Fayette, Texas 8 $ 2,070,000 $ 258,750 $ 103,000
Gonzales, Texas 8 $ 3,180,000 $ 397,500 $ 169,000
Matagorda, Texas 8 $ 1,800,000 $ 225,000 $ 100,000
Wharton, Texas 8 $ 3,120,000 $ 390,000 $ 128,000
Anchorage, Alaska 7 $ 2,535,000 $ 362,142 $ 207,000
Dolores, Colorado 7 $ 1,545,000 $ 220,714 $ 70,000
Charlotte, Florida 7 $ 2,035,000 $ 290,714 $ 93,000
Clay, Florida 7 $ 2,405,000 $ 343,571 $ 126,000
Elmore, Idaho 7 $ 1,485,000 $ 212,142 $ 87,000
Otero, New Mexico 7 $ 1,385,000 $ 197,857 $ 107,000
Blount, Tennessee 7 $ 1,325,000 $ 189,285 $ 81,000
Cooke, Texas 7 $ 2,255,000 $ 322,142 $ 165,000
Erath, Texas 7 $ 1,285,000 $ 183,571 $ 119,000
Jasper, Texas 7 $ 1,395,000 $ 199,285 $ 116,000
Karnes, Texas 7 $ 1,445,000 $ 206,428 $ 106,000
Moore, Texas 7 $ 1,035,000 $ 147,857 $ 69,000
Robertson, Texas 7 $ 1,435,000 $ 205,000 $ 100,000
Swisher, Texas 7 $ 755,000 $ 107,857 $ 60,000
Cochise, Arizona 6 $ 1,530,000 $ 255,000 $ 88,000
Yavapai, Arizona 6 $ 2,340,000 $ 390,000 $ 174,000
Alameda, California 6 $ 3,760,000 $ 626,666 $ 211,000
Orange, California 6 $ 3,970,000 $ 661,666 $ 221,000
San Diego, California 6 $ 4,660,000 $ 776,666 $ 232,000
Solano, California 6 $ 2,280,000 $ 380,000 $ 131,000
Arapahoe, Colorado 6 $ 2,480,000 $ 413,333 $ 85,000
Weld, Colorado 6 $ 2,830,000 $ 471,666 $ 163,000
Hendry, Florida 6 $ 1,280,000 $ 213,333 $ 70,000
Santa Rosa, Florida 6 $ 830,000 $ 138,333 $ 69,000
Minidoka, Idaho 6 $ 1,140,000 $ 190,000 $ 82,000
Rapides, Louisiana 6 $ 1,000,000 $ 166,666 $ 63,000
Alamance, North Carolina 6 $ 1,390,000 $ 231,666 $ 97,000
Butler, Ohio 6 $ 1,120,000 $ 186,666 $ 79,000
Sumner, Tennessee 6 $ 2,050,000 $ 341,666 $ 144,000
Warren, Tennessee 6 $ 1,110,000 $ 185,000 $ 88,000
Bee, Texas 6 $ 1,610,000 $ 268,333 $ 117,000
Cherokee, Texas 6 $ 1,880,000 $ 313,333 $ 225,000
Gray, Texas 6 $ 770,000 $ 128,333 $ 92,000
Limestone, Texas 6 $ 1,610,000 $ 268,333 $ 118,000
Shelby, Texas 6 $ 1,020,000 $ 170,000 $ 83,000
Uvalde, Texas 6 $ 2,110,000 $ 351,666 $ 349,000
Ward, Texas 6 $ 1,460,000 $ 243,333 $ 101,000
Winkler, Texas 6 $ 1,220,000 $ 203,333 $ 90,000
Wood, Texas 6 $ 1,820,000 $ 303,333 $ 183,000
Pinal, Arizona 5 $ 1,715,000 $ 343,000 $ 87,000
Benton, Arkansas 5 $ 1,545,000 $ 309,000 $ 249,000
Ouachita, Arkansas 5 $ 305,000 $ 61,000 $ 54,000
Douglas, Colorado 5 $ 2,475,000 $ 495,000 $ 156,000
Montrose, Colorado 5 $ 1,085,000 $ 217,000 $ 113,000
Flagler, Florida 5 $ 1,945,000 $ 389,000 $ 171,000
Hernando, Florida 5 $ 1,375,000 $ 275,000 $ 76,000
Highlands, Florida 5 $ 945,000 $ 189,000 $ 90,000
Pasco, Florida 5 $ 2,365,000 $ 473,000 $ 154,000
Volusia, Florida 5 $ 1,835,000 $ 367,000 $ 114,000
Carroll, Iowa 5 $ 715,000 $ 143,000 $ 62,000
Boone, Kentucky 5 $ 1,135,000 $ 227,000 $ 69,000
Jefferson, Missouri 5 $ 1,355,000 $ 271,000 $ 96,000
Guilford, North Carolina 5 $ 1,075,000 $ 215,000 $ 83,000
Osage, Oklahoma 5 $ 795,000 $ 159,000 $ 86,000
Pawnee, Oklahoma 5 $ 505,000 $ 101,000 $ 91,000
Rogers, Oklahoma 5 $ 1,235,000 $ 247,000 $ 92,000
Wagoner, Oklahoma 5 $ 1,105,000 $ 221,000 $ 78,000
Giles, Tennessee 5 $ 745,000 $ 149,000 $ 59,000
Van Buren, Tennessee 5 $ 805,000 $ 161,000 $ 78,000
Wilson, Tennessee 5 $ 2,315,000 $ 463,000 $ 147,000
Bosque, Texas 5 $ 2,245,000 $ 449,000 $ 141,000
Bowie, Texas 5 $ 1,085,000 $ 217,000 $ 93,000
Crane, Texas 5 $ 1,135,000 $ 227,000 $ 80,000
Frio, Texas 5 $ 1,155,000 $ 231,000 $ 85,000
Hamilton, Texas 5 $ 1,895,000 $ 379,000 $ 139,000
Madison, Texas 5 $ 1,445,000 $ 289,000 $ 186,000
Maverick, Texas 5 $ 1,275,000 $ 255,000 $ 109,000
Upshur, Texas 5 $ 1,105,000 $ 221,000 $ 84,000
Val Verde, Texas 5 $ 1,335,000 $ 267,000 $ 122,000
Willacy, Texas 5 $ 1,535,000 $ 307,000 $ 181,000
Baldwin, Alabama 4 $ 680,000 $ 170,000 $ 50,000
Saline, Arkansas 4 $ 1,040,000 $ 260,000 $ 87,000
El Paso, Colorado 4 $ 1,380,000 $ 345,000 $ 123,000
Moffat, Colorado 4 $ 740,000 $ 185,000 $ 91,000
Pinellas, Florida 4 $ 1,320,000 $ 330,000 $ 130,000
Gem, Idaho 4 $ 670,000 $ 167,500 $ 70,000
Cedar, Iowa 4 $ 1,060,000 $ 265,000 $ 136,000
Grant, Kentucky 4 $ 950,000 $ 237,500 $ 96,000
Douglas, Nebraska 4 $ 1,770,000 $ 442,500 $ 144,000
McKenzie, North Dakota 4 $ 900,000 $ 225,000 $ 89,000
Lorain, Ohio 4 $ 550,000 $ 137,500 $ 68,000
Montgomery, Ohio 4 $ 930,000 $ 232,500 $ 104,000
Marion, Oregon 4 $ 1,230,000 $ 307,500 $ 109,000
Claiborne, Tennessee 4 $ 590,000 $ 147,500 $ 55,000
Coffee, Tennessee 4 $ 800,000 $ 200,000 $ 82,000
Maury, Tennessee 4 $ 920,000 $ 230,000 $ 74,000
Union, Tennessee 4 $ 740,000 $ 185,000 $ 76,000
Anderson, Texas 4 $ 1,040,000 $ 260,000 $ 115,000
Brown, Texas 4 $ 910,000 $ 227,500 $ 116,000
Calhoun, Texas 4 $ 2,000,000 $ 500,000 $ 192,000
Carson, Texas 4 $ 620,000 $ 155,000 $ 59,000
DeWitt, Texas 4 $ 810,000 $ 202,500 $ 96,000
Fannin, Texas 4 $ 1,160,000 $ 290,000 $ 108,000
Kerr, Texas 4 $ 2,030,000 $ 507,500 $ 145,000
Lamar, Texas 4 $ 760,000 $ 190,000 $ 91,000
Lee, Texas 4 $ 1,400,000 $ 350,000 $ 198,000
Palo Pinto, Texas 4 $ 880,000 $ 220,000 $ 157,000
Taylor, Texas 4 $ 1,560,000 $ 390,000 $ 152,000
Trinity, Texas 4 $ 1,030,000 $ 257,500 $ 102,000
Mason, Washington 4 $ 1,300,000 $ 325,000 $ 149,000
Walla Walla, Washington 4 $ 2,420,000 $ 605,000 $ 159,000
Morgan, Alabama 3 $ 745,000 $ 248,333 $ 106,000
Fairbanks North Star, Alaska 3 $ 945,000 $ 315,000 $ 93,000
Faulkner, Arkansas 3 $ 505,000 $ 168,333 $ 77,000
Lonoke, Arkansas 3 $ 605,000 $ 201,666 $ 75,000
Miller, Arkansas 3 $ 635,000 $ 211,666 $ 106,000
Kern, California 3 $ 1,075,000 $ 358,333 $ 121,000
Sacramento, California 3 $ 825,000 $ 275,000 $ 134,000
Delta, Colorado 3 $ 645,000 $ 215,000 $ 76,000
Larimer, Colorado 3 $ 1,635,000 $ 545,000 $ 251,000
Lake, Florida 3 $ 1,535,000 $ 511,666 $ 175,000
Marion, Florida 3 $ 735,000 $ 245,000 $ 78,000
Owyhee, Idaho 3 $ 705,000 $ 235,000 $ 76,000
Winnebago, Illinois 3 $ 385,000 $ 128,333 $ 85,000
Marion, Indiana 3 $ 495,000 $ 165,000 $ 84,000
Linn, Iowa 3 $ 585,000 $ 195,000 $ 85,000
Shawnee, Kansas 3 $ 755,000 $ 251,666 $ 105,000
Bell, Kentucky 3 $ 335,000 $ 111,666 $ 44,000
Campbell, Kentucky 3 $ 515,000 $ 171,666 $ 83,000
Ascension, Louisiana 3 $ 615,000 $ 205,000 $ 204,000
Grant, Louisiana 3 $ 665,000 $ 221,666 $ 77,000
Lafayette, Louisiana 3 $ 785,000 $ 261,666 $ 109,000
Tangipahoa, Louisiana 3 $ 555,000 $ 185,000 $ 56,000
Worcester, Massachusetts 3 $ 985,000 $ 328,333 $ 100,000
Lee, Mississippi 3 $ 955,000 $ 318,333 $ 88,000
Flathead, Montana 3 $ 1,055,000 $ 351,666 $ 119,000
Colfax, New Mexico 3 $ 1,055,000 $ 351,666 $ 117,000
Rio Arriba, New Mexico 3 $ 745,000 $ 248,333 $ 177,000
Sierra, New Mexico 3 $ 375,000 $ 125,000 $ 61,000
Brunswick, North Carolina 3 $ 735,000 $ 245,000 $ 130,000
Mecklenburg, North Carolina 3 $ 1,335,000 $ 445,000 $ 202,000
Cuyahoga, Ohio 3 $ 1,285,000 $ 428,333 $ 155,000
Summit, Ohio 3 $ 725,000 $ 241,666 $ 234,000
Logan, Oklahoma 3 $ 965,000 $ 321,666 $ 78,000
Fayette, Pennsylvania 3 $ 505,000 $ 168,333 $ 90,000
Florence, South Carolina 3 $ 835,000 $ 278,333 $ 104,000
Anderson, Tennessee 3 $ 425,000 $ 141,666 $ 150,000
Clay, Tennessee 3 $ 355,000 $ 118,333 $ 49,000
DeKalb, Tennessee 3 $ 1,345,000 $ 448,333 $ 146,000
Fentress, Tennessee 3 $ 765,000 $ 255,000 $ 77,000
Monroe, Tennessee 3 $ 645,000 $ 215,000 $ 134,000
Cass, Texas 3 $ 625,000 $ 208,333 $ 74,000
Comanche, Texas 3 $ 465,000 $ 155,000 $ 64,000
Freestone, Texas 3 $ 755,000 $ 251,666 $ 286,000
Hopkins, Texas 3 $ 685,000 $ 228,333 $ 95,000
Howard, Texas 3 $ 615,000 $ 205,000 $ 100,000
Kimble, Texas 3 $ 1,445,000 $ 481,666 $ 180,000
Marion, Texas 3 $ 735,000 $ 245,000 $ 78,000
Reeves, Texas 3 $ 415,000 $ 138,333 $ 87,000
Sherman, Texas 3 $ 435,000 $ 145,000 $ 79,000
Tom Green, Texas 3 $ 1,095,000 $ 365,000 $ 212,000
Grays Harbor, Washington 3 $ 575,000 $ 191,666 $ 140,000
Thurston, Washington 3 $ 1,235,000 $ 411,666 $ 111,000
Matanuska-Susitna, Alaska 2 $ 420,000 $ 210,000 $ 91,000
Coconino, Arizona 2 $ 1,350,000 $ 675,000 $ 253,000
Cleveland, Arkansas 2 $ 450,000 $ 225,000 $ 52,000
Garland, Arkansas 2 $ 720,000 $ 360,000 $ 27,000
Pope, Arkansas 2 $ 420,000 $ 210,000 $ 149,000
Fresno, California 2 $ 490,000 $ 245,000 $ 106,000
Monterey, California 2 $ 870,000 $ 435,000 $ 123,000
Yuba, California 2 $ 350,000 $ 175,000 $ 78,000
Garfield, Colorado 2 $ 890,000 $ 445,000 $ 105,000
Grand, Colorado 2 $ 820,000 $ 410,000 $ 202,000
Logan, Colorado 2 $ 500,000 $ 250,000 $ 160,000
Morgan, Colorado 2 $ 350,000 $ 175,000 $ 50,000
Routt, Colorado 2 $ 470,000 $ 235,000 $ 354,000
New Haven, Connecticut 2 $ 640,000 $ 320,000 $ 136,000
Collier, Florida 2 $ 1,000,000 $ 500,000 $ 145,000
Sarasota, Florida 2 $ 540,000 $ 270,000 $ 112,000
Suwannee, Florida 2 $ 150,000 $ 75,000 $ 69,000
Walton, Florida 2 $ 830,000 $ 415,000 $ 156,000
Bonneville, Idaho 2 $ 330,000 $ 165,000 $ 103,000
Gooding, Idaho 2 $ 370,000 $ 185,000 $ 97,000
Jerome, Idaho 2 $ 390,000 $ 195,000 $ 77,000
Allen, Indiana 2 $ 330,000 $ 165,000 $ 110,000
Grant, Indiana 2 $ 240,000 $ 120,000 $ 24,000
Monroe, Indiana 2 $ 450,000 $ 225,000 $ 55,000
Jefferson, Kansas 2 $ 450,000 $ 225,000 $ 79,000
Fayette, Kentucky 2 $ 400,000 $ 200,000 $ 84,000
Pulaski, Kentucky 2 $ 350,000 $ 175,000 $ 106,000
Scott, Kentucky 2 $ 480,000 $ 240,000 $ 93,000
Acadia, Louisiana 2 $ 400,000 $ 200,000 $ 55,000
East Feliciana, Louisiana 2 $ 290,000 $ 145,000 $ 116,000
La Salle, Louisiana 2 $ 410,000 $ 205,000 $ 31,000
St. Helena, Louisiana 2 $ 320,000 $ 160,000 $ 66,000
Winn, Louisiana 2 $ 330,000 $ 165,000 $ 62,000
Charles, Maryland 2 $ 760,000 $ 380,000 $ 98,000
Muskegon, Michigan 2 $ 270,000 $ 135,000 $ 86,000
Hennepin, Minnesota 2 $ 1,200,000 $ 600,000 $ 247,000
St. Louis, Missouri 2 $ 300,000 $ 150,000 $ 49,000
Deer Lodge, Montana 2 $ 480,000 $ 240,000 $ 64,000
Gallatin, Montana 2 $ 3,240,000 $ 1,620,000 $ 1,430,000
Silver Bow, Montana 2 $ 260,000 $ 130,000 $ 213,000
Sarpy, Nebraska 2 $ 640,000 $ 320,000 $ 110,000
Hudson, New Jersey 2 $ 1,140,000 $ 570,000 $ 119,000
Cibola, New Mexico 2 $ 110,000 $ 55,000 $ 29,000
Luna, New Mexico 2 $ 170,000 $ 85,000 $ 60,000
San Miguel, New Mexico 2 $ 290,000 $ 145,000 $ 49,000
Santa Fe, New Mexico 2 $ 560,000 $ 280,000 $ 169,000
Valencia, New Mexico 2 $ 460,000 $ 230,000 $ 77,000
Randolph, North Carolina 2 $ 590,000 $ 295,000 $ 94,000
Burleigh, North Dakota 2 $ 880,000 $ 440,000 $ 176,000
Ward, North Dakota 2 $ 610,000 $ 305,000 $ 129,000
Franklin, Ohio 2 $ 440,000 $ 220,000 $ 100,000
Garfield, Oklahoma 2 $ 450,000 $ 225,000 $ 87,000
Garvin, Oklahoma 2 $ 280,000 $ 140,000 $ 94,000
Kiowa, Oklahoma 2 $ 200,000 $ 100,000 $ 52,000
Latimer, Oklahoma 2 $ 300,000 $ 150,000 $ 57,000
Le Flore, Oklahoma 2 $ 310,000 $ 155,000 $ 81,000
Mayes, Oklahoma 2 $ 290,000 $ 145,000 $ 60,000
Pittsburg, Oklahoma 2 $ 370,000 $ 185,000 $ 123,000
Pottawatomie, Oklahoma 2 $ 470,000 $ 235,000 $ 92,000
Clackamas, Oregon 2 $ 930,000 $ 465,000 $ 298,000
Lane, Oregon 2 $ 1,460,000 $ 730,000 $ 326,000
Washington, Oregon 2 $ 1,230,000 $ 615,000 $ 390,000
Butler, Pennsylvania 2 $ 690,000 $ 345,000 $ 109,000
Charleston, South Carolina 2 $ 1,210,000 $ 605,000 $ 247,000
Richland, South Carolina 2 $ 520,000 $ 260,000 $ 70,000
Campbell, Tennessee 2 $ 200,000 $ 100,000 $ 61,000
Decatur, Tennessee 2 $ 330,000 $ 165,000 $ 48,000
Franklin, Tennessee 2 $ 390,000 $ 195,000 $ 95,000
Hardin, Tennessee 2 $ 150,000 $ 75,000 $ 52,000
Hawkins, Tennessee 2 $ 220,000 $ 110,000 $ 51,000
Humphreys, Tennessee 2 $ 230,000 $ 115,000 $ 55,000
Loudon, Tennessee 2 $ 300,000 $ 150,000 $ 70,000
Madison, Tennessee 2 $ 260,000 $ 130,000 $ 62,000
McMinn, Tennessee 2 $ 170,000 $ 85,000 $ 32,000
Montgomery, Tennessee 2 $ 630,000 $ 315,000 $ 114,000
Morgan, Tennessee 2 $ 210,000 $ 105,000 $ 64,000
Pickett, Tennessee 2 $ 380,000 $ 190,000 $ 110,000
Roane, Tennessee 2 $ 290,000 $ 145,000 $ 56,000
Robertson, Tennessee 2 $ 500,000 $ 250,000 $ 74,000
Briscoe, Texas 2 $ 190,000 $ 95,000 $ 110,000
Dawson, Texas 2 $ 270,000 $ 135,000 $ 101,000
Deaf Smith, Texas 2 $ 300,000 $ 150,000 $ 59,000
Delta, Texas 2 $ 610,000 $ 305,000 $ 93,000
Eastland, Texas 2 $ 450,000 $ 225,000 $ 113,000
Gaines, Texas 2 $ 350,000 $ 175,000 $ 82,000
Hale, Texas 2 $ 370,000 $ 185,000 $ 96,000
Harrison, Texas 2 $ 410,000 $ 205,000 $ 77,000
Hartley, Texas 2 $ 610,000 $ 305,000 $ 101,000
Hockley, Texas 2 $ 280,000 $ 140,000 $ 55,000
Houston, Texas 2 $ 720,000 $ 360,000 $ 146,000
Jack, Texas 2 $ 1,050,000 $ 525,000 $ 147,000
Jim Hogg, Texas 2 $ 230,000 $ 115,000 $ 110,000
Kinney, Texas 2 $ 620,000 $ 310,000 $ 121,000
Lavaca, Texas 2 $ 730,000 $ 365,000 $ 247,000
Live Oak, Texas 2 $ 260,000 $ 130,000 $ 76,000
Lynn, Texas 2 $ 290,000 $ 145,000 $ 55,000
Mason, Texas 2 $ 440,000 $ 220,000 $ 113,000
Montague, Texas 2 $ 290,000 $ 145,000 $ 65,000
Panola, Texas 2 $ 340,000 $ 170,000 $ 48,000
Runnels, Texas 2 $ 1,200,000 $ 600,000 $ 215,000
Somervell, Texas 2 $ 500,000 $ 250,000 $ 113,000
Tyler, Texas 2 $ 850,000 $ 425,000 $ 141,000
Upton, Texas 2 $ 640,000 $ 320,000 $ 142,000
Wheeler, Texas 2 $ 150,000 $ 75,000 $ 40,000
Wichita, Texas 2 $ 270,000 $ 135,000 $ 55,000
Stafford, Virginia 2 $ 1,080,000 $ 540,000 $ 103,000
Jefferson, Washington 2 $ 760,000 $ 380,000 $ 138,000
Skagit, Washington 2 $ 800,000 $ 400,000 $ 193,000
Racine, Wisconsin 2 $ 440,000 $ 220,000 $ 102,000
Laramie, Wyoming 2 $ 720,000 $ 360,000 $ 121,000
Natrona, Wyoming 2 $ 1,070,000 $ 535,000 $ 305,000
Shelby, Alabama 1 $ 155,000 $ 155,000 $ 39,000
Tuscaloosa, Alabama 1 $ 165,000 $ 165,000 $ 86,000
Mohave, Arizona 1 $ 375,000 $ 375,000 $ 186,000
Santa Cruz, Arizona 1 $ 85,000 $ 85,000 $ 116,000
Yuma, Arizona 1 $ 55,000 $ 55,000 $ 153,000
Howard, Arkansas 1 $ 75,000 $ 75,000 $ 36,000
Independence, Arkansas 1 $ 415,000 $ 415,000 $ 117,000
Nevada, Arkansas 1 $ 315,000 $ 315,000 $ 107,000
Yell, Arkansas 1 $ 275,000 $ 275,000 $ 63,000
Imperial, California 1 $ 245,000 $ 245,000 $ 49,000
Madera, California 1 $ 335,000 $ 335,000 $ 118,000
Napa, California 1 $ 455,000 $ 455,000 $ 192,000
San Luis Obispo, California 1 $ 705,000 $ 705,000 $ 251,000
Santa Clara, California 1 $ 655,000 $ 655,000 $ 140,000
Sonoma, California 1 $ 365,000 $ 365,000 $ 123,000
Stanislaus, California 1 $ 305,000 $ 305,000 $ 76,000
Ventura, California 1 $ 725,000 $ 725,000 $ 272,000
Alamosa, Colorado 1 $ 425,000 $ 425,000 $ 142,000
Archuleta, Colorado 1 $ 85,000 $ 85,000 $ 86,000
Broomfield, Colorado 1 $ 485,000 $ 485,000 $ 225,000
Gilpin, Colorado 1 $ 235,000 $ 235,000 $ 66,000
Las Animas, Colorado 1 $ 315,000 $ 315,000 $ 93,000
Ouray, Colorado 1 $ 305,000 $ 305,000 $ 84,000
Pueblo, Colorado 1 $ 195,000 $ 195,000 $ 57,000
Rio Blanco, Colorado 1 $ 125,000 $ 125,000 $ 50,000
San Miguel, Colorado 1 $ 365,000 $ 365,000 $ 110,000
Fairfield, Connecticut 1 $ 455,000 $ 455,000 $ 107,000
New Castle, Delaware 1 $ 685,000 $ 685,000 $ 162,000
Sussex, Delaware 1 $ 525,000 $ 525,000 $ 204,000
Baker, Florida 1 $ 275,000 $ 275,000 $ 64,000
Bay, Florida 1 $ 385,000 $ 385,000 $ 93,000
Columbia, Florida 1 $ 255,000 $ 255,000 $ 110,000
Escambia, Florida 1 $ 265,000 $ 265,000 $ 65,000
Leon, Florida 1 $ 705,000 $ 705,000 $ 447,000
Nassau, Florida 1 $ 315,000 $ 315,000 $ 81,000
Okaloosa, Florida 1 $ 405,000 $ 405,000 $ 126,000
Seminole, Florida 1 $ 285,000 $ 285,000 $ 83,000
Ware, Georgia 1 $ 125,000 $ 125,000 $ 80,000
Adams, Idaho 1 $ 515,000 $ 515,000 $ 87,000
Payette, Idaho 1 $ 315,000 $ 315,000 $ 49,000
Christian, Illinois 1 $ 245,000 $ 245,000 $ 117,000
Cook, Illinois 1 $ 125,000 $ 125,000 $ 194,000
DuPage, Illinois 1 $ 415,000 $ 415,000 $ 138,000
LaSalle, Illinois 1 $ 115,000 $ 115,000 $ 64,000
Macon, Illinois 1 $ 605,000 $ 605,000 $ 200,000
Madison, Illinois 1 $ 155,000 $ 155,000 $ 34,000
McHenry, Illinois 1 $ 365,000 $ 365,000 $ 140,000
St. Clair, Illinois 1 $ 215,000 $ 215,000 $ 109,000
Clark, Indiana 1 $ 165,000 $ 165,000 $ 64,000
Floyd, Indiana 1 $ 75,000 $ 75,000 $ 77,000
Hamilton, Indiana 1 $ 305,000 $ 305,000 $ 102,000
Jackson, Indiana 1 $ 95,000 $ 95,000 $ 39,000
Orange, Indiana 1 $ 95,000 $ 95,000 $ 0
Porter, Indiana 1 $ 245,000 $ 245,000 $ 115,000
Pulaski, Indiana 1 $ 165,000 $ 165,000 $ 55,000
St. Joseph, Indiana 1 $ 345,000 $ 345,000 $ 96,000
Starke, Indiana 1 $ 175,000 $ 175,000 $ 47,000
Black Hawk, Iowa 1 $ 175,000 $ 175,000 $ 84,000
Boone, Iowa 1 $ 145,000 $ 145,000 $ 95,000
Calhoun, Iowa 1 $ 85,000 $ 85,000 $ 45,000
Crawford, Iowa 1 $ 45,000 $ 45,000 $ 37,000
Dallas, Iowa 1 $ 175,000 $ 175,000 $ 66,000
Des Moines, Iowa 1 $ 225,000 $ 225,000 $ 110,000
Jasper, Iowa 1 $ 145,000 $ 145,000 $ 45,000
Johnson, Iowa 1 $ 475,000 $ 475,000 $ 188,000
Polk, Iowa 1 $ 315,000 $ 315,000 $ 143,000
Pottawattamie, Iowa 1 $ 395,000 $ 395,000 $ 119,000
Warren, Iowa 1 $ 205,000 $ 205,000 $ 61,000
Leavenworth, Kansas 1 $ 375,000 $ 375,000 $ 166,000
Sedgwick, Kansas 1 $ 215,000 $ 215,000 $ 141,000
Thomas, Kansas 1 $ 105,000 $ 105,000 $ 24,000
Jefferson, Kentucky 1 $ 175,000 $ 175,000 $ 90,000
Lewis, Kentucky 1 $ 85,000 $ 85,000 $ 55,000
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Mortgage Loan Application Detail Totals for Amcap Mortgage, Ltd. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,290 $2,919,220,000 $283,000 $2,575,000 $118,000 $2,687,000
Refinancing 868 $338,500,000 $389,000 $1,445,000 $154,000 $1,419,000
Cash-out Refinancing 428 $106,190,000 $248,000 $1,055,000 $149,000 $1,120,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,761 $1,380,845,000 $290,000 $2,575,000 $126,000 $2,687,000
Hispanic 4,027 $1,067,605,000 $265,000 $1,485,000 $105,000 $2,063,000
Black or African American 1,150 $361,020,000 $313,000 $2,405,000 $123,000 $1,120,000
Not Provided 1,077 $372,655,000 $346,000 $1,585,000 $150,000 $1,965,000
Asian 356 $122,080,000 $342,000 $845,000 $156,000 $793,000
American Indian or Alaskan Native 135 $30,985,000 $229,000 $785,000 $98,000 $376,000
Native Hawaiian or Other Pacific Islander 11 $3,925,000 $356,000 $655,000 $130,000 $207,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,580 $1,615,500,000 $289,000 $2,575,000 $146,000 $2,687,000
FHA-insured (Federal Housing Administration) 4,624 $1,252,390,000 $270,000 $1,105,000 $94,000 $468,000
VA-guaranteed (Veterans Administration) 1,301 $481,485,000 $370,000 $2,405,000 $117,000 $573,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 81 $14,535,000 $179,000 $345,000 $68,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,809 $2,256,105,000 $288,000 $2,405,000 $122,000 $2,063,000
Application Withdrawn By Applicant 2,725 $795,785,000 $292,000 $2,575,000 $126,000 $2,687,000
Application Denied By Financial Institution 841 $242,655,000 $288,000 $1,445,000 $104,000 $1,419,000
File Closed For Incompleteness 190 $62,910,000 $331,000 $945,000 $133,000 $541,000
Application Approved But Not Accepted 21 $6,455,000 $307,000 $595,000 $99,000 $152,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,745 $3,121,255,000 $290,000 $2,575,000 $123,000 $2,687,000
Debt-To-Income Ratio 335 $103,725,000 $309,000 $1,205,000 $87,000 $527,000
Collateral 132 $32,490,000 $246,000 $1,445,000 $128,000 $1,419,000
Other 121 $36,175,000 $298,000 $1,115,000 $118,000 $449,000
Insufficient Cash (Downpayment, Closing Cost) 77 $19,655,000 $255,000 $595,000 $98,000 $410,000
Credit History 72 $20,440,000 $283,000 $685,000 $119,000 $815,000
Employment History 70 $19,990,000 $285,000 $605,000 $96,000 $360,000
Unverifiable Information 34 $10,180,000 $299,000 $725,000 $116,000 $504,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amcap Mortgage, Ltd.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amcap Mortgage, Ltd.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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