Ameribanq Mortgage Group Mortgage Lending & HMDA Data, 2005
In 2005, Ameribanq Mortgage Group of Mountville, PA reported 378 mortgage applications totaling $77.6 million, down 83% from 2004. The average application was for $205,304, and applicants reported an average income of $64,574. 42% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Baltimore-Towson, MD (82), Washington-Arlington-Alexandria, DC-VA-MD-WV (25) and Bethesda-Frederick-Gaithersburg, MD (13) (applications in parentheses).
| Mortgage Company & Address | Ameribanq Mortgage Group 3840 Hempland Road Mountville, PA 17554 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 378 |
| Total Mortgage Loan Application Amount | $77,605,000 |
| Average Mortgage Loan Application Amount | $205,304 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $64,574 |
| Highest Applicant Income | $714,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameribanq Mortgage Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 53 | $ 10,122,000 | $ 190,981 | $ 65,000 |
| Anne Arundel, Maryland | 32 | $ 5,426,000 | $ 169,562 | $ 63,000 |
| District of Columbia, District Of Columbia | 25 | $ 5,150,000 | $ 206,000 | $ 47,000 |
| Baltimore City, Maryland | 22 | $ 1,602,000 | $ 72,818 | $ 59,000 |
| Fairfax, Virginia | 22 | $ 8,482,000 | $ 385,545 | $ 75,000 |
| St. Mary's, Maryland | 15 | $ 2,924,000 | $ 194,933 | $ 60,000 |
| Loudoun, Virginia | 13 | $ 5,905,000 | $ 454,230 | $ 83,000 |
| Baltimore, Maryland | 12 | $ 2,119,000 | $ 176,583 | $ 38,000 |
| Harford, Maryland | 12 | $ 2,041,000 | $ 170,083 | $ 53,000 |
| Montgomery, Maryland | 10 | $ 3,496,000 | $ 349,600 | $ 109,000 |
| Prince William, Virginia | 10 | $ 2,193,000 | $ 219,300 | $ 43,000 |
| Roanoke City, Virginia | 8 | $ 560,000 | $ 70,000 | $ 21,000 |
| Sussex, Delaware | 7 | $ 1,423,000 | $ 203,285 | $ 189,000 |
| Calvert, Maryland | 7 | $ 1,493,000 | $ 213,285 | $ 65,000 |
| Charles, Maryland | 7 | $ 1,187,000 | $ 169,571 | $ 61,000 |
| Jefferson, West Virginia | 7 | $ 1,120,000 | $ 160,000 | $ 47,000 |
| Arlington, Virginia | 6 | $ 1,928,000 | $ 321,333 | $ 94,000 |
| Philadelphia, Pennsylvania | 5 | $ 172,000 | $ 34,400 | $ 41,000 |
| Caroline, Maryland | 4 | $ 775,000 | $ 193,750 | $ 30,000 |
| Ocean, New Jersey | 4 | $ 630,000 | $ 157,500 | $ 74,000 |
| Montgomery, Pennsylvania | 4 | $ 910,000 | $ 227,500 | $ 22,000 |
| Alexandria, Virginia | 4 | $ 1,011,000 | $ 252,750 | $ 37,000 |
| Leon, Florida | 3 | $ 583,000 | $ 194,333 | $ 97,000 |
| Frederick, Maryland | 3 | $ 542,000 | $ 180,666 | $ 44,000 |
| Howard, Maryland | 3 | $ 742,000 | $ 247,333 | $ 63,000 |
| Chesterfield, Virginia | 3 | $ 525,000 | $ 175,000 | $ 43,000 |
| Dorchester, Maryland | 2 | $ 349,000 | $ 174,500 | $ 150,000 |
| Talbot, Maryland | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Washington, Maryland | 2 | $ 249,000 | $ 124,500 | $ 147,000 |
| Worcester, Maryland | 2 | $ 370,000 | $ 185,000 | $ 270,000 |
| Dare, North Carolina | 2 | $ 1,710,000 | $ 855,000 | $ 362,000 |
| Iredell, North Carolina | 2 | $ 113,000 | $ 56,500 | $ 37,000 |
| Dauphin, Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 30,000 |
| Delaware, Pennsylvania | 2 | $ 171,000 | $ 85,500 | $ 36,000 |
| Franklin, Pennsylvania | 2 | $ 105,000 | $ 52,500 | $ 43,000 |
| Lancaster, Pennsylvania | 2 | $ 245,000 | $ 122,500 | $ 32,000 |
| York, Pennsylvania | 2 | $ 229,000 | $ 114,500 | $ 32,000 |
| Falls Church, Virginia | 2 | $ 251,000 | $ 125,500 | $ 60,000 |
| Roanoke, Virginia | 2 | $ 65,000 | $ 32,500 | $ 32,000 |
| Spotsylvania, Virginia | 2 | $ 338,000 | $ 169,000 | $ 134,000 |
| Stafford, Virginia | 2 | $ 302,000 | $ 151,000 | $ 30,000 |
| Berkeley, West Virginia | 2 | $ 232,000 | $ 116,000 | $ 27,000 |
| Maricopa, Arizona | 1 | $ 289,000 | $ 289,000 | $ 53,000 |
| Pinal, Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Los Angeles, California | 1 | $ 241,000 | $ 241,000 | $ 48,000 |
| Riverside, California | 1 | $ 74,000 | $ 74,000 | $ 185,000 |
| San Bernardino, California | 1 | $ 360,000 | $ 360,000 | $ 117,000 |
| San Diego, California | 1 | $ 829,000 | $ 829,000 | $ 0 |
| Fairfield, Connecticut | 1 | $ 680,000 | $ 680,000 | $ 240,000 |
| Hartford, Connecticut | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Broward, Florida | 1 | $ 233,000 | $ 233,000 | $ 70,000 |
| Flagler, Florida | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Manatee, Florida | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Martin, Florida | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Osceola, Florida | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Pinellas, Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Cobb, Georgia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Lowndes, Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Lee, Illinois | 1 | $ 87,000 | $ 87,000 | $ 132,000 |
| Jefferson, Louisiana | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Carroll, Maryland | 1 | $ 310,000 | $ 310,000 | $ 75,000 |
| Somerset, Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Middlesex, Massachusetts | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Kent, Michigan | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Bergen, New Jersey | 1 | $ 391,000 | $ 391,000 | $ 113,000 |
| Burlington, New Jersey | 1 | $ 189,000 | $ 189,000 | $ 51,000 |
| Camden, New Jersey | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Mercer, New Jersey | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Oneida, New York | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Robeson, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Union, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 460,000 | $ 460,000 | $ 180,000 |
| Allegheny, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Luzerne, Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 39,000 |
| Horry, South Carolina | 1 | $ 19,000 | $ 19,000 | $ 78,000 |
| Harris, Texas | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Utah, Utah | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Bedford, Virginia | 1 | $ 360,000 | $ 360,000 | $ 126,000 |
| Clarke, Virginia | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Fairfax City, Virginia | 1 | $ 29,000 | $ 29,000 | $ 72,000 |
| Franklin, Virginia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Henrico, Virginia | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Newport News, Virginia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Powhatan, Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Salem, Virginia | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Virginia Beach, Virginia | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| Preston, West Virginia | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Ameribanq Mortgage Group in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 368 | $75,092,000 | $194,590 | $1,900,000 | $79,818 | $714,000 |
| Refinancing | 10 | $2,513,000 | $243,666 | $470,000 | $66,000 | $285,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 238 | $50,969,000 | $191,944 | $1,425,000 | $69,388 | $714,000 |
| Black or African American | 114 | $18,677,000 | $219,071 | $680,000 | $79,285 | $353,000 |
| Hispanic | 10 | $1,842,000 | $167,000 | $343,000 | $39,333 | $75,000 |
| Not Provided | 9 | $2,198,000 | $201,333 | $675,000 | $99,666 | $185,000 |
| Asian | 6 | $3,574,000 | $474,500 | $1,900,000 | $76,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $345,000 | $345,000 | $345,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 332 | $69,828,000 | $195,500 | $1,900,000 | $81,136 | $714,000 |
| FHA-insured (Federal Housing Administration) | 35 | $5,989,000 | $185,166 | $298,000 | $33,666 | $84,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,765,000 | $162,000 | $256,000 | $35,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $23,000 | $23,000 | $23,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 194 | $37,620,000 | $195,764 | $1,900,000 | $69,117 | $714,000 |
| Loan Originated | 159 | $35,614,000 | $270,818 | $1,425,000 | $96,545 | $511,000 |
| Application Denied By Financial Institution | 17 | $3,035,000 | $177,125 | $413,000 | $75,750 | $315,000 |
| Application Approved But Not Accepted | 4 | $893,000 | $223,250 | $390,000 | $70,000 | $138,000 |
| File Closed For Incompleteness | 4 | $443,000 | $89,333 | $247,000 | $35,666 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $1,735,000 | $191,428 | $360,000 | $69,000 | $132,000 |
| Credit History | 8 | $1,300,000 | $131,666 | $413,000 | $74,000 | $315,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameribanq Mortgage Group's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameribanq Mortgage Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About