American Enterprise Bank of Fl Mortgage Lending & HMDA Data, 2006
In 2006, American Enterprise Bank of Fl of Jacksnoville, FL reported 1,049 mortgage applications totaling $208.3 million, up 98% from 2005. The average application was for $198,564, and applicants reported an average income of $82,681. 3% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Jacksonville, FL (86), New York-White Plains-Wayne, NY-NJ (68) and Nassau-Suffolk, NY (34) (applications in parentheses).
| Mortgage Company & Address | American Enterprise Bank of Fl 10611 Deerwood Park Blvd Jacksnoville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,049 |
| Total Mortgage Loan Application Amount | $208,294,000 |
| Average Mortgage Loan Application Amount | $198,564 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $82,681 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Enterprise Bank of Fl filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jacksonville, FL | 86 | $ 13,859,000 | $ 161,151 | $ 78,000 |
| New York-White Plains-Wayne, NY-NJ | 68 | $ 23,545,000 | $ 346,250 | $ 100,250 |
| Nassau-Suffolk, NY | 34 | $ 10,856,000 | $ 319,294 | $ 119,000 |
| Las Vegas-Paradise, NV | 33 | $ 8,657,000 | $ 262,333 | $ 124,000 |
| Charlotte-Gastonia-Concord, NC-SC | 27 | $ 3,051,000 | $ 113,000 | $ 69,444 |
| Newark-Union, NJ-PA | 27 | $ 5,986,000 | $ 221,703 | $ 102,814 |
| Philadelphia, PA | 24 | $ 4,112,000 | $ 171,333 | $ 92,000 |
| Edison, NJ | 23 | $ 6,094,000 | $ 264,956 | $ 111,000 |
| Los Angeles-Long Beach-Glendale, CA | 20 | $ 7,549,000 | $ 377,450 | $ 142,000 |
| Camden, NJ | 15 | $ 2,759,000 | $ 183,933 | $ 72,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 15 | $ 3,253,000 | $ 216,866 | $ 76,333 |
| Pittsburgh, PA | 14 | $ 1,946,000 | $ 139,000 | $ 85,000 |
| Riverside-San Bernardino-Ontario, CA | 14 | $ 3,580,000 | $ 255,714 | $ 98,000 |
| Phoenix-Mesa-Scottsdale, AZ | 13 | $ 2,657,000 | $ 204,384 | $ 64,000 |
| Raleigh-Cary, NC | 12 | $ 1,458,000 | $ 121,500 | $ 65,000 |
| Baltimore-Towson, MD | 11 | $ 2,743,000 | $ 249,363 | $ 75,000 |
| Portland-Vancouver-Beaverton, OR-WA | 11 | $ 2,750,000 | $ 250,000 | $ 80,545 |
| St. Louis, MO-IL | 11 | $ 1,403,000 | $ 127,545 | $ 58,363 |
| Atlanta-Sandy Springs-Marietta, GA | 10 | $ 1,901,000 | $ 190,100 | $ 81,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 2,121,000 | $ 235,666 | $ 123,000 |
| Albuquerque, NM | 8 | $ 1,042,000 | $ 130,250 | $ 83,000 |
| Chicago-Naperville-Joliet, IL | 8 | $ 1,256,000 | $ 157,000 | $ 67,000 |
| Greensboro-High Point, NC | 8 | $ 1,091,000 | $ 136,375 | $ 42,000 |
| Orlando-Kissimmee, FL | 8 | $ 1,245,000 | $ 155,625 | $ 39,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 2,037,000 | $ 254,625 | $ 63,000 |
| Winston-Salem, NC | 8 | $ 776,000 | $ 97,000 | $ 49,000 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 1,369,000 | $ 195,571 | $ 99,000 |
| Boise City-Nampa, ID | 6 | $ 844,000 | $ 140,666 | $ 52,000 |
| Boston-Quincy, MA | 6 | $ 2,250,000 | $ 375,000 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 2,374,000 | $ 395,666 | $ 117,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 437,000 | $ 72,833 | $ 47,000 |
| Kansas City, MO-KS | 6 | $ 916,000 | $ 152,666 | $ 67,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 1,645,000 | $ 274,166 | $ 104,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,580,000 | $ 263,333 | $ 113,166 |
| Salt Lake City, UT | 6 | $ 1,081,000 | $ 180,166 | $ 51,000 |
| San Diego-Carlsbad-San Marcos, CA | 6 | $ 2,190,000 | $ 365,000 | $ 82,000 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 2,300,000 | $ 383,333 | $ 135,000 |
| Syracuse, NY | 6 | $ 535,000 | $ 89,166 | $ 46,000 |
| Asheville, NC | 5 | $ 572,000 | $ 114,400 | $ 41,000 |
| Buffalo-Niagara Falls, NY | 5 | $ 650,000 | $ 130,000 | $ 43,000 |
| Durham, NC | 5 | $ 1,000,000 | $ 200,000 | $ 36,000 |
| Houston-Sugar Land-Baytown, TX | 5 | $ 664,000 | $ 132,800 | $ 96,000 |
| Indianapolis-Carmel, IN | 5 | $ 762,000 | $ 152,400 | $ 63,000 |
| Kingston, NY | 5 | $ 874,000 | $ 174,800 | $ 73,000 |
| Oklahoma City, OK | 5 | $ 395,000 | $ 79,000 | $ 52,000 |
| Rochester, NY | 5 | $ 456,000 | $ 91,200 | $ 51,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 1,696,000 | $ 339,200 | $ 147,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 1,242,000 | $ 248,400 | $ 71,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 1,231,000 | $ 246,200 | $ 121,000 |
| Worcester, MA | 5 | $ 882,000 | $ 176,400 | $ 48,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 622,000 | $ 155,500 | $ 67,000 |
| Dallas-Plano-Irving, TX | 4 | $ 872,000 | $ 218,000 | $ 141,000 |
| Denver-Aurora, CO | 4 | $ 808,000 | $ 202,000 | $ 46,000 |
| Fayetteville, NC | 4 | $ 366,000 | $ 91,500 | $ 36,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 717,000 | $ 179,250 | $ 58,500 |
| Harrisburg-Carlisle, PA | 4 | $ 314,000 | $ 78,500 | $ 42,000 |
| Reno-Sparks, NV | 4 | $ 843,000 | $ 210,750 | $ 123,000 |
| Richmond, VA | 4 | $ 576,000 | $ 144,000 | $ 55,000 |
| Tacoma, WA | 4 | $ 669,000 | $ 167,250 | $ 74,000 |
| Trenton-Ewing, NJ | 4 | $ 690,000 | $ 172,500 | $ 107,000 |
| Tucson, AZ | 4 | $ 632,000 | $ 158,000 | $ 22,000 |
| Atlantic City, NJ | 3 | $ 557,000 | $ 185,666 | $ 56,000 |
| Bakersfield, CA | 3 | $ 433,000 | $ 144,333 | $ 28,000 |
| Bethesda-Gaithersburg-Frederick, MD | 3 | $ 1,343,000 | $ 447,666 | $ 99,000 |
| Binghamton, NY | 3 | $ 249,000 | $ 83,000 | $ 104,000 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 392,000 | $ 130,666 | $ 40,333 |
| Eugene-Springfield, OR | 3 | $ 432,000 | $ 144,000 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 561,000 | $ 187,000 | $ 117,000 |
| Ocean City, NJ | 3 | $ 415,000 | $ 138,333 | $ 67,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 924,000 | $ 308,000 | $ 145,000 |
| Santa Fe, NM | 3 | $ 710,000 | $ 236,666 | $ 91,000 |
| Savannah, GA | 3 | $ 936,000 | $ 312,000 | $ 113,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 367,000 | $ 122,333 | $ 48,000 |
| Spokane, WA | 3 | $ 465,000 | $ 155,000 | $ 76,000 |
| Springfield, MA | 3 | $ 712,000 | $ 237,333 | $ 129,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 358,000 | $ 119,333 | $ 85,000 |
| Wilmington, NC | 3 | $ 383,000 | $ 127,666 | $ 57,000 |
| Charleston-North Charleston, SC | 2 | $ 245,000 | $ 122,500 | $ 40,000 |
| Colorado Springs, CO | 2 | $ 327,000 | $ 163,500 | $ 118,000 |
| Columbus, OH | 2 | $ 251,000 | $ 125,500 | $ 16,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Des Moines-West Des Moines, IA | 2 | $ 218,000 | $ 109,000 | $ 51,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 255,000 | $ 127,500 | $ 620,000 |
| Elkhart-Goshen, IN | 2 | $ 155,000 | $ 77,500 | $ 14,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 295,000 | $ 147,500 | $ 53,000 |
| Fort Smith, AR-OK | 2 | $ 196,000 | $ 98,000 | $ 39,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 219,000 | $ 109,500 | $ 67,000 |
| Fort Worth-Arlington, TX | 2 | $ 385,000 | $ 192,500 | $ 78,000 |
| Fresno, CA | 2 | $ 243,000 | $ 121,500 | $ 57,000 |
| Gainesville, GA | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Gary, IN | 2 | $ 566,000 | $ 283,000 | $ 88,000 |
| Glens Falls, NY | 2 | $ 340,000 | $ 170,000 | $ 99,000 |
| Goldsboro, NC | 2 | $ 188,000 | $ 94,000 | $ 39,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 228,000 | $ 114,000 | $ 97,000 |
| Hot Springs, AR | 2 | $ 233,000 | $ 116,500 | $ 100,000 |
| Jacksonville, NC | 2 | $ 165,000 | $ 82,500 | $ 51,000 |
| Lancaster, PA | 2 | $ 565,000 | $ 282,500 | $ 43,000 |
| Lebanon, PA | 2 | $ 201,000 | $ 100,500 | $ 65,000 |
| Little Rock-North Little Rock, AR | 2 | $ 244,000 | $ 122,000 | $ 43,000 |
| Lynchburg, VA | 2 | $ 315,000 | $ 157,500 | $ 60,000 |
| Madera, CA | 2 | $ 574,000 | $ 287,000 | $ 100,000 |
| Morgantown, WV | 2 | $ 333,000 | $ 166,500 | $ 24,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 210,000 | $ 105,000 | $ 26,000 |
| Nashville-Davidson--Murfreesboro, TN | 2 | $ 652,000 | $ 326,000 | $ 114,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 920,000 | $ 460,000 | $ 134,000 |
| Rocky Mount, NC | 2 | $ 233,000 | $ 116,500 | $ 40,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,385,000 | $ 692,500 | $ 595,000 |
| Sarasota-Bradenton-Venice, FL | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Springfield, MO | 2 | $ 147,000 | $ 73,500 | $ 60,000 |
| Valdosta, GA | 2 | $ 212,000 | $ 106,000 | $ 38,000 |
| Vallejo-Fairfield, CA | 2 | $ 581,000 | $ 290,500 | $ 71,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Williamsport, PA | 2 | $ 220,000 | $ 110,000 | $ 24,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 312,000 | $ 156,000 | $ 32,500 |
| Yuma, AZ | 2 | $ 301,000 | $ 150,500 | $ 45,000 |
| Akron, OH | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Appleton, WI | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Athens-Clarke County, GA | 1 | $ 40,000 | $ 40,000 | $ 13,000 |
| Austin-Round Rock, TX | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Barnstable Town, MA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bellingham, WA | 1 | $ 189,000 | $ 189,000 | $ 57,000 |
| Bismarck, ND | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Bloomington, IN | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Bloomington-Normal, IL | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Boulder, CO | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Bremerton-Silverdale, WA | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Burlington, NC | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Carson City, NV | 1 | $ 86,000 | $ 86,000 | $ 96,000 |
| Charleston, WV | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Chico, CA | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Columbia, MO | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Columbia, SC | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Corvallis, OR | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Cumberland, MD-WV | 1 | $ 209,000 | $ 209,000 | $ 126,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Dayton, OH | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Elmira, NY | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Essex County, MA | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Farmington, NM | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 649,000 | $ 649,000 | $ 353,000 |
| Fort Collins-Loveland, CO | 1 | $ 201,000 | $ 201,000 | $ 54,000 |
| Gainesville, FL | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Great Falls, MT | 1 | $ 365,000 | $ 365,000 | $ 1,080,000 |
| Ithaca, NY | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Jackson, MS | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Johnson City, TN | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 87,000 | $ 87,000 | $ 144,000 |
| Kokomo, IN | 1 | $ 219,000 | $ 219,000 | $ 139,000 |
| Lincoln, NE | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Longview, WA | 1 | $ 96,000 | $ 96,000 | $ 16,000 |
| Macon, GA | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Manchester-Nashua, NH | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Medford, OR | 1 | $ 224,000 | $ 224,000 | $ 47,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 416,000 | $ 416,000 | $ 153,000 |
| Midland, TX | 1 | $ 197,000 | $ 197,000 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 86,000 | $ 86,000 | $ 120,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 178,000 | $ 178,000 | $ 25,000 |
| Modesto, CA | 1 | $ 413,000 | $ 413,000 | $ 120,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
| Muskegon-Norton Shores, MI | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Napa, CA | 1 | $ 370,000 | $ 370,000 | $ 48,000 |
| Ocala, FL | 1 | $ 200,000 | $ 200,000 | $ 204,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 231,000 | $ 231,000 | $ 36,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Panama City-Lynn Haven, FL | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Peoria, IL | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Pine Bluff, AR | 1 | $ 127,000 | $ 127,000 | $ 114,000 |
| Port St. Lucie-Fort Pierce, FL | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Prescott, AZ | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Reading, PA | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Rockingham County-Strafford County, NH | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Salinas, CA | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Salisbury, MD | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| San Antonio, TX | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 580,000 | $ 580,000 | $ 130,000 |
| Santa Barbara-Santa Maria, CA | 1 | $ 370,000 | $ 370,000 | $ 83,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Springfield, IL | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| St. Cloud, MN | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| St. Joseph, MO-KS | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Stockton, CA | 1 | $ 80,000 | $ 80,000 | $ 156,000 |
| Toledo, OH | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Topeka, KS | 1 | $ 172,000 | $ 172,000 | $ 101,000 |
| Tyler, TX | 1 | $ 136,000 | $ 136,000 | $ 93,000 |
| Victoria, TX | 1 | $ 217,000 | $ 217,000 | $ 196,000 |
| Visalia-Porterville, CA | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Wichita, KS | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Wilmington, DE-MD-NJ | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Yakima, WA | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| York-Hanover, PA | 1 | $ 214,000 | $ 214,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for American Enterprise Bank of Fl in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 821 | $159,252,000 | $193,000 | $1,250,000 | $77,000 | $1,200,000 |
| Home Purchase | 220 | $48,474,000 | $220,000 | $1,000,000 | $105,000 | $1,090,000 |
| Home Improvement | 8 | $568,000 | $71,000 | $142,000 | $52,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 564 | $105,437,000 | $186,000 | $1,250,000 | $81,000 | $1,080,000 |
| Not Provided | 339 | $71,191,000 | $210,000 | $890,000 | $84,000 | $1,200,000 |
| Black or African American | 52 | $9,359,000 | $179,000 | $500,000 | $57,000 | $145,000 |
| Hispanic | 43 | $8,441,000 | $196,000 | $417,000 | $81,000 | $206,000 |
| Asian | 36 | $10,852,000 | $301,000 | $700,000 | $115,000 | $400,000 |
| American Indian or Alaskan Native | 8 | $1,524,000 | $190,000 | $600,000 | $52,000 | $131,000 |
| Not applicable | 5 | $1,060,000 | $212,000 | $383,000 | $258,000 | $988,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $310,000 | $80,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,049 | $208,294,000 | $198,000 | $1,250,000 | $82,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 732 | $146,189,000 | $199,000 | $1,250,000 | $86,000 | $1,200,000 |
| Application Denied By Financial Institution | 283 | $57,952,000 | $204,000 | $1,000,000 | $71,000 | $400,000 |
| Loan Originated | 34 | $4,153,000 | $122,000 | $718,000 | $94,000 | $988,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 144 | $27,147,000 | $188,000 | $1,000,000 | $61,000 | $264,000 |
| Collateral | 59 | $12,064,000 | $204,000 | $712,000 | $88,000 | $210,000 |
| Debt-To-Income Ratio | 32 | $8,007,000 | $250,000 | $890,000 | $61,000 | $311,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,516,000 | $193,000 | $440,000 | $78,000 | $328,000 |
| Other | 13 | $2,077,000 | $159,000 | $680,000 | $57,000 | $115,000 |
| Employment History | 12 | $2,995,000 | $249,000 | $700,000 | $100,000 | $400,000 |
| Unverifiable Information | 7 | $2,522,000 | $360,000 | $700,000 | $135,000 | $400,000 |
| Credit Application Incomplete | 2 | $579,000 | $289,000 | $360,000 | $31,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Enterprise Bank of Fl's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Enterprise Bank of Fl's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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