American Financial Resources LLC Mortgage Lending & HMDA Data, 2012

In 2012, American Financial Resources LLC of Parsippany, NJ reported 24,465 mortgage applications totaling $4.4 billion, up 61% from 2011. The average application was for $179,780, and applicants reported an average income of $67,887. 51% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (727), Newark-Union, NJ-PA (596) and New York-White Plains-Wayne, NY-NJ (571) (applications in parentheses).

Mortgage Company & Address American Financial Resources LLC
9 Sylvan Way
Parsippany, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 24,465
Total Mortgage Loan Application Amount $4,398,319,000
Average Mortgage Loan Application Amount $179,780
Highest Mortgage Loan Application Amount $1,360,000
Average Applicant Income $67,887
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Financial Resources LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 411 $ 113,805,000 $ 276,897 $ 94,000
Cook, Illinois 386 $ 72,018,000 $ 186,575 $ 71,000
Maricopa, Arizona 344 $ 68,000,000 $ 197,674 $ 78,000
Clark, Nevada 294 $ 60,100,000 $ 204,421 $ 78,000
Harris, Texas 285 $ 41,773,000 $ 146,571 $ 79,000
Riverside, California 265 $ 60,754,000 $ 229,260 $ 75,000
Morris, New Jersey 244 $ 75,179,000 $ 308,110 $ 119,000
Sacramento, California 239 $ 48,664,000 $ 203,615 $ 78,000
King, Washington 206 $ 55,808,000 $ 270,912 $ 75,000
Pierce, Washington 201 $ 39,566,000 $ 196,845 $ 42,000
Snohomish, Washington 193 $ 46,486,000 $ 240,860 $ 61,000
San Diego, California 163 $ 50,261,000 $ 308,349 $ 121,000
San Bernardino, California 157 $ 34,267,000 $ 218,261 $ 79,000
Bergen, New Jersey 156 $ 48,798,000 $ 312,807 $ 120,000
Middlesex, New Jersey 153 $ 40,165,000 $ 262,516 $ 99,000
Hillsborough, Florida 140 $ 20,767,000 $ 148,335 $ 50,000
Essex, New Jersey 133 $ 36,119,000 $ 271,571 $ 94,000
Orange, California 132 $ 46,067,000 $ 348,992 $ 134,000
Broward, Florida 130 $ 26,005,000 $ 200,038 $ 73,000
Oakland, Michigan 124 $ 21,775,000 $ 175,604 $ 93,000
Orange, Florida 120 $ 23,678,000 $ 197,316 $ 80,000
Suffolk, New York 120 $ 33,533,000 $ 279,441 $ 101,000
Monmouth, New Jersey 115 $ 35,072,000 $ 304,973 $ 118,000
Bexar, Texas 111 $ 15,059,000 $ 135,666 $ 64,000
Dallas, Texas 111 $ 18,785,000 $ 169,234 $ 86,000
Philadelphia, Pennsylvania 109 $ 16,657,000 $ 152,816 $ 54,000
Shelby, Tennessee 108 $ 15,666,000 $ 145,055 $ 55,000
Passaic, New Jersey 107 $ 29,438,000 $ 275,121 $ 81,000
Prince George's, Maryland 106 $ 26,299,000 $ 248,103 $ 84,000
Duval, Florida 102 $ 16,583,000 $ 162,578 $ 64,000
Wake, North Carolina 101 $ 19,413,000 $ 192,207 $ 86,000
Pima, Arizona 99 $ 13,598,000 $ 137,353 $ 42,000
Will, Illinois 97 $ 18,089,000 $ 186,484 $ 70,000
Palm Beach, Florida 96 $ 21,666,000 $ 225,687 $ 93,000
Sussex, New Jersey 96 $ 21,339,000 $ 222,281 $ 83,000
Union, New Jersey 93 $ 24,645,000 $ 265,000 $ 86,000
Wayne, Michigan 92 $ 13,967,000 $ 151,815 $ 78,000
Ocean, New Jersey 91 $ 21,636,000 $ 237,758 $ 112,000
Clackamas, Oregon 91 $ 18,912,000 $ 207,824 $ 51,000
Collin, Texas 90 $ 16,562,000 $ 184,022 $ 97,000
Tarrant, Texas 90 $ 14,097,000 $ 156,633 $ 98,000
Nassau, New York 88 $ 29,773,000 $ 338,329 $ 116,000
Clark, Washington 88 $ 18,242,000 $ 207,295 $ 64,000
Franklin, Ohio 87 $ 11,867,000 $ 136,402 $ 58,000
New Haven, Connecticut 86 $ 17,625,000 $ 204,941 $ 57,000
Middlesex, Massachusetts 85 $ 23,978,000 $ 282,094 $ 114,000
Milwaukee, Wisconsin 85 $ 11,025,000 $ 129,705 $ 54,000
Gwinnett, Georgia 84 $ 14,990,000 $ 178,452 $ 73,000
Kane, Illinois 83 $ 13,843,000 $ 166,783 $ 68,000
Macomb, Michigan 83 $ 12,274,000 $ 147,879 $ 68,000
Camden, New Jersey 83 $ 15,707,000 $ 189,240 $ 73,000
Contra Costa, California 82 $ 22,342,000 $ 272,463 $ 91,000
Hudson, New Jersey 82 $ 23,019,000 $ 280,719 $ 94,000
Somerset, New Jersey 81 $ 24,890,000 $ 307,283 $ 109,000
Lane, Oregon 80 $ 14,723,000 $ 184,037 $ 43,000
Burlington, New Jersey 77 $ 15,865,000 $ 206,038 $ 76,000
Marion, Oregon 77 $ 11,633,000 $ 151,077 $ 39,000
Hartford, Connecticut 76 $ 14,694,000 $ 193,342 $ 57,000
Baltimore, Maryland 76 $ 16,422,000 $ 216,078 $ 75,000
Kent, Michigan 76 $ 9,538,000 $ 125,500 $ 55,000
Fulton, Georgia 75 $ 14,937,000 $ 199,160 $ 96,000
Miami-Dade, Florida 74 $ 16,035,000 $ 216,689 $ 94,000
Cuyahoga, Ohio 74 $ 10,842,000 $ 146,513 $ 80,000
Kern, California 72 $ 13,765,000 $ 191,180 $ 80,000
Mercer, New Jersey 71 $ 15,575,000 $ 219,366 $ 81,000
Mecklenburg, North Carolina 71 $ 13,886,000 $ 195,577 $ 96,000
Mesa, Colorado 69 $ 12,530,000 $ 181,594 $ 32,000
Polk, Florida 69 $ 8,914,000 $ 129,188 $ 52,000
Washington, Oregon 69 $ 15,311,000 $ 221,898 $ 67,000
Jefferson, Kentucky 68 $ 8,196,000 $ 120,529 $ 56,000
Hidalgo, Texas 68 $ 7,960,000 $ 117,058 $ 48,000
Ventura, California 65 $ 20,046,000 $ 308,400 $ 112,000
Caddo, Louisiana 63 $ 6,721,000 $ 106,682 $ 46,000
York, Pennsylvania 63 $ 9,025,000 $ 143,253 $ 60,000
Santa Clara, California 62 $ 24,105,000 $ 388,790 $ 159,000
Fairfield, Connecticut 62 $ 18,621,000 $ 300,338 $ 115,000
Pinellas, Florida 62 $ 10,831,000 $ 174,693 $ 66,000
DuPage, Illinois 62 $ 13,349,000 $ 215,306 $ 87,000
Orleans, Louisiana 62 $ 6,807,000 $ 109,790 $ 37,000
Hamilton, Ohio 62 $ 10,245,000 $ 165,241 $ 84,000
Lexington, South Carolina 62 $ 6,889,000 $ 111,112 $ 44,000
Lee, Florida 61 $ 10,829,000 $ 177,524 $ 90,000
Volusia, Florida 61 $ 9,713,000 $ 159,229 $ 64,000
Queens, New York 61 $ 21,599,000 $ 354,081 $ 64,000
Bucks, Pennsylvania 61 $ 13,749,000 $ 225,393 $ 77,000
Fort Bend, Texas 61 $ 10,807,000 $ 177,163 $ 94,000
Seminole, Florida 60 $ 10,692,000 $ 178,200 $ 65,000
Essex, Massachusetts 59 $ 14,917,000 $ 252,830 $ 86,000
Horry, South Carolina 59 $ 7,411,000 $ 125,610 $ 62,000
Placer, California 58 $ 14,147,000 $ 243,913 $ 81,000
Denton, Texas 58 $ 10,600,000 $ 182,758 $ 90,000
Salt Lake, Utah 58 $ 11,389,000 $ 196,362 $ 58,000
Jefferson, Alabama 57 $ 6,933,000 $ 121,631 $ 37,000
Pasco, Florida 57 $ 8,573,000 $ 150,403 $ 52,000
Monroe, New York 57 $ 6,923,000 $ 121,456 $ 56,000
Multnomah, Oregon 57 $ 12,761,000 $ 223,877 $ 66,000
Allegheny, Pennsylvania 57 $ 8,325,000 $ 146,052 $ 77,000
Yavapai, Arizona 56 $ 7,832,000 $ 139,857 $ 49,000
Fresno, California 56 $ 11,403,000 $ 203,625 $ 75,000
Travis, Texas 56 $ 11,943,000 $ 213,267 $ 103,000
Ada, Idaho 55 $ 10,111,000 $ 183,836 $ 65,000
McHenry, Illinois 55 $ 10,123,000 $ 184,054 $ 70,000
Spokane, Washington 55 $ 8,505,000 $ 154,636 $ 43,000
Whatcom, Washington 55 $ 10,923,000 $ 198,600 $ 49,000
Marion, Indiana 54 $ 6,774,000 $ 125,444 $ 50,000
Lake, Illinois 53 $ 10,258,000 $ 193,547 $ 88,000
Baltimore City, Maryland 53 $ 10,454,000 $ 197,245 $ 53,000
Lake, Indiana 52 $ 7,477,000 $ 143,788 $ 59,000
Montgomery, Pennsylvania 52 $ 12,415,000 $ 238,750 $ 97,000
Lake, Florida 51 $ 8,900,000 $ 174,509 $ 78,000
Gloucester, New Jersey 51 $ 10,208,000 $ 200,156 $ 77,000
Osceola, Florida 50 $ 6,515,000 $ 130,300 $ 44,000
DeKalb, Georgia 49 $ 9,023,000 $ 184,142 $ 87,000
Hennepin, Minnesota 49 $ 9,623,000 $ 196,387 $ 80,000
El Paso, Texas 49 $ 7,145,000 $ 145,816 $ 67,000
Kitsap, Washington 49 $ 8,752,000 $ 178,612 $ 52,000
New Castle, Delaware 48 $ 9,568,000 $ 199,333 $ 54,000
Anne Arundel, Maryland 48 $ 12,801,000 $ 266,687 $ 86,000
Arapahoe, Colorado 47 $ 9,880,000 $ 210,212 $ 81,000
Hamilton, Tennessee 47 $ 6,825,000 $ 145,212 $ 52,000
San Joaquin, California 46 $ 10,216,000 $ 222,086 $ 61,000
San Juan, New Mexico 46 $ 7,070,000 $ 153,695 $ 69,000
Pinal, Arizona 45 $ 6,516,000 $ 144,800 $ 54,000
Sussex, Delaware 45 $ 7,446,000 $ 165,466 $ 51,000
Chester, Pennsylvania 45 $ 11,838,000 $ 263,066 $ 98,000
Lehigh, Pennsylvania 45 $ 8,033,000 $ 178,511 $ 55,000
Thurston, Washington 45 $ 8,015,000 $ 178,111 $ 32,000
Waukesha, Wisconsin 45 $ 8,799,000 $ 195,533 $ 69,000
Cobb, Georgia 44 $ 8,344,000 $ 189,636 $ 78,000
Madison, Illinois 43 $ 4,429,000 $ 103,000 $ 45,000
Greene, Missouri 43 $ 4,814,000 $ 111,953 $ 28,000
St. Louis, Missouri 43 $ 6,732,000 $ 156,558 $ 57,000
Kings, New York 43 $ 19,896,000 $ 462,697 $ 115,000
Jackson, Oregon 43 $ 8,627,000 $ 200,627 $ 35,000
Berkeley, South Carolina 43 $ 5,575,000 $ 129,651 $ 47,000
Knox, Tennessee 43 $ 6,386,000 $ 148,511 $ 63,000
Solano, California 42 $ 10,579,000 $ 251,880 $ 95,000
Delaware, Pennsylvania 41 $ 7,123,000 $ 173,731 $ 54,000
Montgomery, Texas 41 $ 6,181,000 $ 150,756 $ 85,000
Alameda, California 40 $ 13,855,000 $ 346,375 $ 132,000
Fulton, New York 40 $ 4,051,000 $ 101,275 $ 39,000
Denver, Colorado 39 $ 9,592,000 $ 245,948 $ 96,000
Worcester, Massachusetts 39 $ 8,258,000 $ 211,743 $ 77,000
Montgomery, New York 39 $ 3,284,000 $ 84,205 $ 44,000
Richland, South Carolina 39 $ 5,302,000 $ 135,948 $ 39,000
Fairfax, Virginia 39 $ 12,972,000 $ 332,615 $ 124,000
Montgomery, Maryland 38 $ 12,082,000 $ 317,947 $ 94,000
Buncombe, North Carolina 38 $ 4,166,000 $ 109,631 $ 46,000
Northampton, Pennsylvania 38 $ 8,192,000 $ 215,578 $ 89,000
Cowlitz, Washington 38 $ 6,091,000 $ 160,289 $ 34,000
Brevard, Florida 37 $ 6,038,000 $ 163,189 $ 84,000
St. Johns, Florida 37 $ 7,416,000 $ 200,432 $ 76,000
Hamilton, Indiana 37 $ 6,326,000 $ 170,972 $ 77,000
Vanderburgh, Indiana 37 $ 4,303,000 $ 116,297 $ 47,000
Norfolk, Massachusetts 37 $ 11,483,000 $ 310,351 $ 98,000
Westchester, New York 37 $ 13,463,000 $ 363,864 $ 125,000
Williamson, Texas 37 $ 5,760,000 $ 155,675 $ 66,000
El Dorado, California 36 $ 9,876,000 $ 274,333 $ 72,000
Plymouth, Massachusetts 36 $ 9,198,000 $ 255,500 $ 80,000
Davidson, Tennessee 36 $ 5,630,000 $ 156,388 $ 63,000
Monroe, Michigan 35 $ 4,326,000 $ 123,600 $ 61,000
Anoka, Minnesota 35 $ 6,441,000 $ 184,028 $ 68,000
Jackson, Missouri 35 $ 4,587,000 $ 131,057 $ 52,000
Skagit, Washington 35 $ 6,732,000 $ 192,342 $ 57,000
Jefferson, Colorado 34 $ 7,477,000 $ 219,911 $ 77,000
Muskegon, Michigan 34 $ 3,089,000 $ 90,852 $ 39,000
Warren, New Jersey 34 $ 7,952,000 $ 233,882 $ 72,000
Onondaga, New York 34 $ 4,112,000 $ 120,941 $ 61,000
Linn, Oregon 34 $ 5,148,000 $ 151,411 $ 33,000
Monroe, Pennsylvania 34 $ 5,737,000 $ 168,735 $ 47,000
Marion, Florida 33 $ 3,932,000 $ 119,151 $ 58,000
Bristol, Massachusetts 33 $ 6,662,000 $ 201,878 $ 67,000
Richmond, New York 33 $ 10,524,000 $ 318,909 $ 73,000
Montgomery, Ohio 33 $ 3,441,000 $ 104,272 $ 52,000
Stark, Ohio 33 $ 3,538,000 $ 107,212 $ 53,000
District of Columbia, District Of Columbia 32 $ 9,514,000 $ 297,312 $ 112,000
Calcasieu, Louisiana 32 $ 4,045,000 $ 126,406 $ 64,000
Jefferson, Louisiana 32 $ 4,034,000 $ 126,062 $ 46,000
Howard, Maryland 32 $ 9,944,000 $ 310,750 $ 124,000
Galveston, Texas 32 $ 4,776,000 $ 149,250 $ 82,000
Prince William, Virginia 32 $ 9,630,000 $ 300,937 $ 106,000
Island, Washington 32 $ 6,025,000 $ 188,281 $ 55,000
Brown, Wisconsin 32 $ 3,731,000 $ 116,593 $ 43,000
Stanislaus, California 31 $ 8,222,000 $ 265,225 $ 84,000
Cherokee, Georgia 31 $ 5,248,000 $ 169,290 $ 71,000
Canyon, Idaho 31 $ 4,492,000 $ 144,903 $ 48,000
Harford, Maryland 31 $ 6,797,000 $ 219,258 $ 55,000
Westmoreland, Pennsylvania 31 $ 4,152,000 $ 133,935 $ 67,000
Greenville, South Carolina 31 $ 4,979,000 $ 160,612 $ 77,000
Rutherford, Tennessee 31 $ 5,205,000 $ 167,903 $ 54,000
Brazoria, Texas 31 $ 4,959,000 $ 159,967 $ 79,000
El Paso, Colorado 30 $ 5,539,000 $ 184,633 $ 66,000
Manatee, Florida 30 $ 5,777,000 $ 192,566 $ 67,000
Forsyth, Georgia 30 $ 6,444,000 $ 214,800 $ 89,000
Yellowstone, Montana 30 $ 4,869,000 $ 162,300 $ 60,000
Madison, Alabama 29 $ 4,653,000 $ 160,448 $ 60,000
Clay, Florida 29 $ 4,629,000 $ 159,620 $ 71,000
Hernando, Florida 29 $ 3,820,000 $ 131,724 $ 55,000
Kenton, Kentucky 29 $ 3,738,000 $ 128,896 $ 44,000
Atlantic, New Jersey 29 $ 5,582,000 $ 192,482 $ 70,000
Bernalillo, New Mexico 29 $ 4,031,000 $ 139,000 $ 35,000
Summit, Ohio 29 $ 3,666,000 $ 126,413 $ 57,000
Oklahoma, Oklahoma 29 $ 3,572,000 $ 123,172 $ 55,000
Lancaster, Pennsylvania 29 $ 5,072,000 $ 174,896 $ 41,000
Providence, Rhode Island 29 $ 5,148,000 $ 177,517 $ 61,000
Bedford, Virginia 29 $ 3,144,000 $ 108,413 $ 40,000
Bossier, Louisiana 28 $ 3,815,000 $ 136,250 $ 51,000
Jefferson, Missouri 28 $ 2,762,000 $ 98,642 $ 39,000
Brown, Ohio 28 $ 2,532,000 $ 90,428 $ 45,000
Douglas, Oregon 28 $ 4,410,000 $ 157,500 $ 28,000
Utah, Utah 28 $ 5,244,000 $ 187,285 $ 47,000
Grant, Washington 28 $ 3,967,000 $ 141,678 $ 49,000
Douglas, Colorado 27 $ 7,433,000 $ 275,296 $ 95,000
Kent, Delaware 27 $ 4,294,000 $ 159,037 $ 50,000
Gallatin, Montana 27 $ 4,210,000 $ 155,925 $ 56,000
Washoe, Nevada 27 $ 6,078,000 $ 225,111 $ 95,000
Guilford, North Carolina 27 $ 3,675,000 $ 136,111 $ 69,000
Butler, Ohio 27 $ 3,953,000 $ 146,407 $ 62,000
Licking, Ohio 27 $ 3,842,000 $ 142,296 $ 58,000
Polk, Oregon 27 $ 5,187,000 $ 192,111 $ 40,000
York, South Carolina 27 $ 4,116,000 $ 152,444 $ 65,000
Weber, Utah 27 $ 4,894,000 $ 181,259 $ 57,000
Houston, Alabama 26 $ 3,093,000 $ 118,961 $ 49,000
Henry, Georgia 26 $ 4,549,000 $ 174,961 $ 84,000
Rockingham, New Hampshire 26 $ 5,746,000 $ 221,000 $ 56,000
Bronx, New York 26 $ 9,757,000 $ 375,269 $ 95,000
Lorain, Ohio 26 $ 3,587,000 $ 137,961 $ 65,000
Butler, Pennsylvania 26 $ 3,803,000 $ 146,269 $ 56,000
Saratoga, New York 25 $ 4,523,000 $ 180,920 $ 62,000
Deschutes, Oregon 25 $ 4,256,000 $ 170,240 $ 57,000
Wasco, Oregon 25 $ 3,588,000 $ 143,520 $ 53,000
Yamhill, Oregon 25 $ 5,096,000 $ 203,840 $ 50,000
Madison, Tennessee 25 $ 2,976,000 $ 119,040 $ 56,000
Pittsylvania, Virginia 25 $ 2,030,000 $ 81,200 $ 31,000
Yakima, Washington 25 $ 3,711,000 $ 148,440 $ 65,000
Butte, California 24 $ 3,689,000 $ 153,708 $ 42,000
St. Lucie, Florida 24 $ 4,010,000 $ 167,083 $ 59,000
Kendall, Illinois 24 $ 4,762,000 $ 198,416 $ 74,000
East Baton Rouge, Louisiana 24 $ 3,852,000 $ 160,500 $ 59,000
Kalamazoo, Michigan 24 $ 3,142,000 $ 130,916 $ 59,000
Hinds, Mississippi 24 $ 2,846,000 $ 118,583 $ 44,000
Elko, Nevada 24 $ 4,164,000 $ 173,500 $ 60,000
Cumberland, New Jersey 24 $ 3,776,000 $ 157,333 $ 52,000
Charleston, South Carolina 24 $ 3,673,000 $ 153,041 $ 54,000
Blount, Tennessee 24 $ 2,586,000 $ 107,750 $ 33,000
Lewis, Washington 24 $ 3,563,000 $ 148,458 $ 52,000
Mason, Washington 24 $ 3,877,000 $ 161,541 $ 42,000
Yuma, Arizona 23 $ 3,508,000 $ 152,521 $ 21,000
Weld, Colorado 23 $ 3,923,000 $ 170,565 $ 72,000
Sarasota, Florida 23 $ 4,307,000 $ 187,260 $ 88,000
DeSoto, Mississippi 23 $ 3,452,000 $ 150,086 $ 55,000
Christian, Missouri 23 $ 2,853,000 $ 124,043 $ 48,000
Adams, Colorado 22 $ 4,239,000 $ 192,681 $ 64,000
Kosciusko, Indiana 22 $ 2,280,000 $ 103,636 $ 41,000
St. Charles, Missouri 22 $ 3,752,000 $ 170,545 $ 56,000
Fairfield, Ohio 22 $ 2,927,000 $ 133,045 $ 51,000
Columbia, Oregon 22 $ 4,018,000 $ 182,636 $ 61,000
Berks, Pennsylvania 22 $ 3,278,000 $ 149,000 $ 63,000
Sumner, Tennessee 22 $ 3,073,000 $ 139,681 $ 52,000
Navajo, Arizona 21 $ 2,249,000 $ 107,095 $ 40,000
Tulare, California 21 $ 5,272,000 $ 251,047 $ 88,000
New London, Connecticut 21 $ 4,488,000 $ 213,714 $ 58,000
Delaware, Indiana 21 $ 1,775,000 $ 84,523 $ 35,000
Porter, Indiana 21 $ 3,891,000 $ 185,285 $ 111,000
Cumberland, Maine 21 $ 4,167,000 $ 198,428 $ 73,000
Dakota, Minnesota 21 $ 4,138,000 $ 197,047 $ 82,000
Cabarrus, North Carolina 21 $ 3,294,000 $ 156,857 $ 61,000
Florence, South Carolina 21 $ 2,479,000 $ 118,047 $ 40,000
Gila, Arizona 20 $ 2,666,000 $ 133,300 $ 76,000
Nevada, California 20 $ 5,169,000 $ 258,450 $ 76,000
Sedgwick, Kansas 20 $ 1,859,000 $ 92,950 $ 43,000
Hampden, Massachusetts 20 $ 3,390,000 $ 169,500 $ 49,000
Saginaw, Michigan 20 $ 2,044,000 $ 102,200 $ 36,000
Van Buren, Michigan 20 $ 2,077,000 $ 103,850 $ 98,000
Hunterdon, New Jersey 20 $ 5,369,000 $ 268,450 $ 123,000
Dutchess, New York 20 $ 4,519,000 $ 225,950 $ 94,000
Orange, New York 20 $ 4,872,000 $ 243,600 $ 86,000
Oswego, New York 20 $ 1,795,000 $ 89,750 $ 50,000
Durham, North Carolina 20 $ 3,320,000 $ 166,000 $ 66,000
Rowan, North Carolina 20 $ 1,760,000 $ 88,000 $ 38,000
Union, North Carolina 20 $ 3,471,000 $ 173,550 $ 62,000
Clark, Ohio 20 $ 2,468,000 $ 123,400 $ 46,000
Warren, Ohio 20 $ 3,143,000 $ 157,150 $ 77,000
Wayne, Ohio 20 $ 2,295,000 $ 114,750 $ 51,000
Hood River, Oregon 20 $ 3,743,000 $ 187,150 $ 53,000
Nueces, Texas 20 $ 2,766,000 $ 138,300 $ 63,000
Boulder, Colorado 19 $ 5,253,000 $ 276,473 $ 106,000
Citrus, Florida 19 $ 2,215,000 $ 116,578 $ 57,000
Collier, Florida 19 $ 4,877,000 $ 256,684 $ 87,000
Jefferson, Indiana 19 $ 1,653,000 $ 87,000 $ 30,000
Frederick, Maryland 19 $ 5,605,000 $ 295,000 $ 84,000
Genesee, Michigan 19 $ 2,112,000 $ 111,157 $ 64,000
Ottawa, Michigan 19 $ 2,585,000 $ 136,052 $ 47,000
Washtenaw, Michigan 19 $ 4,110,000 $ 216,315 $ 96,000
Clermont, Ohio 19 $ 2,403,000 $ 126,473 $ 46,000
Lincoln, Oregon 19 $ 2,493,000 $ 131,210 $ 40,000
Adams, Pennsylvania 19 $ 3,180,000 $ 167,368 $ 71,000
Chesterfield, Virginia 19 $ 4,106,000 $ 216,105 $ 45,000
Spotsylvania, Virginia 19 $ 3,722,000 $ 195,894 $ 78,000
Chelan, Washington 19 $ 3,044,000 $ 160,210 $ 38,000
Washington, Wisconsin 19 $ 3,434,000 $ 180,736 $ 67,000
San Mateo, California 18 $ 6,375,000 $ 354,166 $ 146,000
Alachua, Florida 18 $ 2,450,000 $ 136,111 $ 64,000
Escambia, Florida 18 $ 2,947,000 $ 163,722 $ 135,000
Miami, Kansas 18 $ 2,554,000 $ 141,888 $ 57,000
Suffolk, Massachusetts 18 $ 4,870,000 $ 270,555 $ 115,000
Herkimer, New York 18 $ 1,656,000 $ 92,000 $ 52,000
Cumberland, North Carolina 18 $ 2,624,000 $ 145,777 $ 64,000
Cleveland, Oklahoma 18 $ 1,968,000 $ 109,333 $ 55,000
Dauphin, Pennsylvania 18 $ 2,418,000 $ 134,333 $ 40,000
Jefferson, Tennessee 18 $ 1,673,000 $ 92,944 $ 40,000
Montgomery, Tennessee 18 $ 2,265,000 $ 125,833 $ 38,000
Jefferson, Texas 18 $ 2,406,000 $ 133,666 $ 52,000
Kaufman, Texas 18 $ 2,275,000 $ 126,388 $ 59,000
Dane, Wisconsin 18 $ 3,384,000 $ 188,000 $ 63,000
Kenosha, Wisconsin 18 $ 2,941,000 $ 163,388 $ 71,000
San Francisco, California 17 $ 6,403,000 $ 376,647 $ 169,000
Yolo, California 17 $ 3,871,000 $ 227,705 $ 76,000
Douglas, Georgia 17 $ 2,781,000 $ 163,588 $ 61,000
Paulding, Georgia 17 $ 2,815,000 $ 165,588 $ 70,000
Warrick, Indiana 17 $ 1,905,000 $ 112,058 $ 49,000
Lafayette, Louisiana 17 $ 2,729,000 $ 160,529 $ 57,000
Ouachita, Louisiana 17 $ 1,965,000 $ 115,588 $ 32,000
Livingston, Michigan 17 $ 3,067,000 $ 180,411 $ 83,000
Erie, New York 17 $ 2,202,000 $ 129,529 $ 74,000
Oneida, New York 17 $ 1,623,000 $ 95,470 $ 46,000
Washington, New York 17 $ 1,525,000 $ 89,705 $ 44,000
Alamance, North Carolina 17 $ 1,792,000 $ 105,411 $ 44,000
Brunswick, North Carolina 17 $ 2,323,000 $ 136,647 $ 42,000
Johnston, North Carolina 17 $ 2,426,000 $ 142,705 $ 56,000
Knox, Ohio 17 $ 2,171,000 $ 127,705 $ 46,000
Portage, Ohio 17 $ 1,769,000 $ 104,058 $ 42,000
Anderson, South Carolina 17 $ 1,707,000 $ 100,411 $ 40,000
Henrico, Virginia 17 $ 3,402,000 $ 200,117 $ 68,000
Coconino, Arizona 16 $ 2,899,000 $ 181,187 $ 37,000
Sonoma, California 16 $ 4,678,000 $ 292,375 $ 120,000
Okaloosa, Florida 16 $ 2,914,000 $ 182,125 $ 70,000
Clayton, Georgia 16 $ 2,078,000 $ 129,875 $ 39,000
Rockdale, Georgia 16 $ 2,672,000 $ 167,000 $ 76,000
Johnson, Indiana 16 $ 2,507,000 $ 156,687 $ 49,000
Wayne, Indiana 16 $ 1,201,000 $ 75,062 $ 33,000
Linn, Iowa 16 $ 1,944,000 $ 121,500 $ 42,000
Boone, Kentucky 16 $ 2,387,000 $ 149,187 $ 62,000
Barnstable, Massachusetts 16 $ 3,889,000 $ 243,062 $ 111,000
Allegan, Michigan 16 $ 1,563,000 $ 97,687 $ 40,000
Lewis and Clark, Montana 16 $ 2,871,000 $ 179,437 $ 60,000
Hillsborough, New Hampshire 16 $ 3,449,000 $ 215,562 $ 86,000
Cape May, New Jersey 16 $ 3,189,000 $ 199,312 $ 63,000
Franklin, North Carolina 16 $ 1,713,000 $ 107,062 $ 36,000
Cass, North Dakota 16 $ 2,496,000 $ 156,000 $ 40,000
Delaware, Ohio 16 $ 2,774,000 $ 173,375 $ 60,000
Muskingum, Ohio 16 $ 1,702,000 $ 106,375 $ 56,000
Luzerne, Pennsylvania 16 $ 2,014,000 $ 125,875 $ 58,000
Benton, Washington 16 $ 2,514,000 $ 157,125 $ 56,000
Berkeley, West Virginia 16 $ 2,933,000 $ 183,312 $ 56,000
Shelby, Alabama 15 $ 2,030,000 $ 135,333 $ 47,000
Lake, California 15 $ 2,050,000 $ 136,666 $ 57,000
Bay, Florida 15 $ 2,542,000 $ 169,466 $ 75,000
Charlotte, Florida 15 $ 1,913,000 $ 127,533 $ 55,000
Kootenai, Idaho 15 $ 2,831,000 $ 188,733 $ 40,000
DeKalb, Illinois 15 $ 2,209,000 $ 147,266 $ 63,000
St. Clair, Illinois 15 $ 1,659,000 $ 110,600 $ 47,000
LaPorte, Indiana 15 $ 1,405,000 $ 93,666 $ 44,000
Charles, Maryland 15 $ 4,213,000 $ 280,866 $ 93,000
Ingham, Michigan 15 $ 2,447,000 $ 163,133 $ 80,000
Cass, Missouri 15 $ 2,626,000 $ 175,066 $ 47,000
Sandoval, New Mexico 15 $ 2,690,000 $ 179,333 $ 57,000
Albany, New York 15 $ 2,953,000 $ 196,866 $ 65,000
Schenectady, New York 15 $ 2,045,000 $ 136,333 $ 68,000
Trumbull, Ohio 15 $ 1,324,000 $ 88,266 $ 34,000
Canadian, Oklahoma 15 $ 2,285,000 $ 152,333 $ 58,000
Cumberland, Pennsylvania 15 $ 2,868,000 $ 191,200 $ 79,000
Bradley, Tennessee 15 $ 1,527,000 $ 101,800 $ 52,000
Guadalupe, Texas 15 $ 1,680,000 $ 112,000 $ 31,000
Randall, Texas 15 $ 1,970,000 $ 131,333 $ 66,000
Davis, Utah 15 $ 2,644,000 $ 176,266 $ 61,000
Klickitat, Washington 15 $ 2,227,000 $ 148,466 $ 56,000
Mohave, Arizona 14 $ 2,968,000 $ 212,000 $ 75,000
Mendocino, California 14 $ 2,876,000 $ 205,428 $ 51,000
Yuba, California 14 $ 2,628,000 $ 187,714 $ 43,000
Hendricks, Indiana 14 $ 2,526,000 $ 180,428 $ 65,000
St. Joseph, Indiana 14 $ 1,832,000 $ 130,857 $ 64,000
Polk, Iowa 14 $ 2,220,000 $ 158,571 $ 37,000
Henderson, Kentucky 14 $ 1,404,000 $ 100,285 $ 45,000
St. Tammany, Louisiana 14 $ 1,888,000 $ 134,857 $ 30,000
Penobscot, Maine 14 $ 1,637,000 $ 116,928 $ 43,000
Carroll, Maryland 14 $ 3,768,000 $ 269,142 $ 66,000
Douglas, Nebraska 14 $ 2,080,000 $ 148,571 $ 47,000
Rockland, New York 14 $ 4,401,000 $ 314,357 $ 73,000
Ulster, New York 14 $ 2,348,000 $ 167,714 $ 68,000
Harnett, North Carolina 14 $ 1,345,000 $ 96,071 $ 45,000
Medina, Ohio 14 $ 2,100,000 $ 150,000 $ 71,000
Tulsa, Oklahoma 14 $ 1,762,000 $ 125,857 $ 46,000
Klamath, Oregon 14 $ 1,982,000 $ 141,571 $ 38,000
Beaver, Pennsylvania 14 $ 1,862,000 $ 133,000 $ 56,000
Dorchester, South Carolina 14 $ 1,936,000 $ 138,285 $ 57,000
Spartanburg, South Carolina 14 $ 1,690,000 $ 120,714 $ 48,000
Wilson, Tennessee 14 $ 2,519,000 $ 179,928 $ 68,000
Bastrop, Texas 14 $ 1,622,000 $ 115,857 $ 41,000
Hays, Texas 14 $ 2,079,000 $ 148,500 $ 80,000
Dodge, Wisconsin 14 $ 1,919,000 $ 137,071 $ 53,000
Cochise, Arizona 13 $ 1,905,000 $ 146,538 $ 27,000
San Luis Obispo, California 13 $ 3,588,000 $ 276,000 $ 66,000
Santa Barbara, California 13 $ 4,005,000 $ 308,076 $ 87,000
Larimer, Colorado 13 $ 2,532,000 $ 194,769 $ 68,000
Johnson, Kansas 13 $ 2,407,000 $ 185,153 $ 43,000
De Soto, Louisiana 13 $ 1,650,000 $ 126,923 $ 63,000
St. Mary's, Maryland 13 $ 2,706,000 $ 208,153 $ 77,000
Callaway, Missouri 13 $ 1,504,000 $ 115,692 $ 59,000
Jasper, Missouri 13 $ 1,564,000 $ 120,307 $ 33,000
Cascade, Montana 13 $ 1,982,000 $ 152,461 $ 58,000
Nye, Nevada 13 $ 1,948,000 $ 149,846 $ 59,000
Santa Fe, New Mexico 13 $ 2,980,000 $ 229,230 $ 71,000
Clinton, New York 13 $ 1,357,000 $ 104,384 $ 39,000
Forsyth, North Carolina 13 $ 1,921,000 $ 147,769 $ 67,000
Darke, Ohio 13 $ 996,000 $ 76,615 $ 39,000
Ross, Ohio 13 $ 1,361,000 $ 104,692 $ 53,000
Carbon, Pennsylvania 13 $ 1,867,000 $ 143,615 $ 97,000
Kent, Rhode Island 13 $ 2,765,000 $ 212,692 $ 68,000
Orangeburg, South Carolina 13 $ 1,411,000 $ 108,538 $ 36,000
Sumter, South Carolina 13 $ 1,518,000 $ 116,769 $ 42,000
Hardin, Tennessee 13 $ 1,445,000 $ 111,153 $ 53,000
Sevier, Tennessee 13 $ 1,361,000 $ 104,692 $ 35,000
Wilson, Texas 13 $ 1,608,000 $ 123,692 $ 52,000
Clallam, Washington 13 $ 2,655,000 $ 204,230 $ 37,000
Douglas, Washington 13 $ 2,107,000 $ 162,076 $ 40,000
Kanawha, West Virginia 13 $ 1,261,000 $ 97,000 $ 46,000
Racine, Wisconsin 13 $ 2,344,000 $ 180,307 $ 70,000
Winnebago, Wisconsin 13 $ 1,485,000 $ 114,230 $ 48,000
Mobile, Alabama 12 $ 1,674,000 $ 139,500 $ 40,000
Garfield, Colorado 12 $ 2,818,000 $ 234,833 $ 59,000
Montrose, Colorado 12 $ 1,926,000 $ 160,500 $ 56,000
Wayne, Georgia 12 $ 1,330,000 $ 110,833 $ 51,000
Clark, Indiana 12 $ 1,464,000 $ 122,000 $ 64,000
Gibson, Indiana 12 $ 1,095,000 $ 91,250 $ 53,000
Jasper, Indiana 12 $ 1,383,000 $ 115,250 $ 47,000
Starke, Indiana 12 $ 1,027,000 $ 85,583 $ 31,000
Hardin, Kentucky 12 $ 1,239,000 $ 103,250 $ 45,000
Rapides, Louisiana 12 $ 1,459,000 $ 121,583 $ 39,000
Kennebec, Maine 12 $ 1,365,000 $ 113,750 $ 46,000
Bay, Michigan 12 $ 1,080,000 $ 90,000 $ 22,000
Eaton, Michigan 12 $ 1,506,000 $ 125,500 $ 54,000
Washington, Minnesota 12 $ 2,488,000 $ 207,333 $ 66,000
Madison, Mississippi 12 $ 1,807,000 $ 150,583 $ 60,000
Cayuga, New York 12 $ 1,033,000 $ 86,083 $ 49,000
Rensselaer, New York 12 $ 1,611,000 $ 134,250 $ 52,000
Warren, New York 12 $ 1,520,000 $ 126,666 $ 44,000
Catawba, North Carolina 12 $ 1,741,000 $ 145,083 $ 62,000
New Hanover, North Carolina 12 $ 1,984,000 $ 165,333 $ 67,000
Pender, North Carolina 12 $ 1,587,000 $ 132,250 $ 85,000
Surry, North Carolina 12 $ 1,103,000 $ 91,916 $ 32,000
Lucas, Ohio 12 $ 1,505,000 $ 125,416 $ 71,000
Benton, Oregon 12 $ 1,772,000 $ 147,666 $ 47,000
Franklin, Pennsylvania 12 $ 1,683,000 $ 140,250 $ 48,000
Carter, Tennessee 12 $ 908,000 $ 75,666 $ 40,000
Roane, Tennessee 12 $ 1,411,000 $ 117,583 $ 66,000
Bell, Texas 12 $ 1,235,000 $ 102,916 $ 66,000
Johnson, Texas 12 $ 1,139,000 $ 94,916 $ 79,000
Parker, Texas 12 $ 1,907,000 $ 158,916 $ 91,000
Virginia Beach, Virginia 12 $ 2,922,000 $ 243,500 $ 71,000
Limestone, Alabama 11 $ 1,774,000 $ 161,272 $ 51,000
Madera, California 11 $ 2,017,000 $ 183,363 $ 59,000
Merced, California 11 $ 2,236,000 $ 203,272 $ 75,000
Shasta, California 11 $ 1,887,000 $ 171,545 $ 44,000
Litchfield, Connecticut 11 $ 1,729,000 $ 157,181 $ 52,000
Nassau, Florida 11 $ 1,799,000 $ 163,545 $ 102,000
Houston, Georgia 11 $ 1,563,000 $ 142,090 $ 54,000
Spencer, Indiana 11 $ 967,000 $ 87,909 $ 42,000
Laurel, Kentucky 11 $ 1,239,000 $ 112,636 $ 40,000
Terrebonne, Louisiana 11 $ 1,575,000 $ 143,181 $ 46,000
Cecil, Maryland 11 $ 2,193,000 $ 199,363 $ 72,000
Washington, Maryland 11 $ 2,012,000 $ 182,909 $ 63,000
Worcester, Maryland 11 $ 2,585,000 $ 235,000 $ 119,000
Tuscola, Michigan 11 $ 982,000 $ 89,272 $ 31,000
St. Louis, Minnesota 11 $ 1,614,000 $ 146,727 $ 59,000
Rankin, Mississippi 11 $ 1,474,000 $ 134,000 $ 46,000
Cole, Missouri 11 $ 1,116,000 $ 101,454 $ 41,000
Lincoln, Nebraska 11 $ 899,000 $ 81,727 $ 41,000
Eddy, New Mexico 11 $ 1,447,000 $ 131,545 $ 53,000
Ontario, New York 11 $ 1,113,000 $ 101,181 $ 48,000
Gaston, North Carolina 11 $ 1,243,000 $ 113,000 $ 52,000
Iredell, North Carolina 11 $ 1,413,000 $ 128,454 $ 38,000
Belmont, Ohio 11 $ 1,082,000 $ 98,363 $ 52,000
Tuscarawas, Ohio 11 $ 1,128,000 $ 102,545 $ 39,000
Josephine, Oregon 11 $ 1,525,000 $ 138,636 $ 44,000
Umatilla, Oregon 11 $ 1,510,000 $ 137,272 $ 36,000
Kershaw, South Carolina 11 $ 1,133,000 $ 103,000 $ 36,000
Greene, Tennessee 11 $ 1,198,000 $ 108,909 $ 26,000
Sullivan, Tennessee 11 $ 1,751,000 $ 159,181 $ 39,000
Williamson, Tennessee 11 $ 2,499,000 $ 227,181 $ 103,000
Comal, Texas 11 $ 1,366,000 $ 124,181 $ 47,000
Frederick, Virginia 11 $ 2,330,000 $ 211,818 $ 72,000
Loudoun, Virginia 11 $ 3,534,000 $ 321,272 $ 61,000
Richmond City, Virginia 11 $ 1,336,000 $ 121,454 $ 38,000
Putnam, West Virginia 11 $ 1,349,000 $ 122,636 $ 65,000
Oconto, Wisconsin 11 $ 1,298,000 $ 118,000 $ 43,000
St. Clair, Alabama 10 $ 897,000 $ 89,700 $ 39,000
Calaveras, California 10 $ 2,454,000 $ 245,400 $ 50,000
Napa, California 10 $ 2,651,000 $ 265,100 $ 101,000
Middlesex, Connecticut 10 $ 2,213,000 $ 221,300 $ 83,000
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Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,123 $3,049,824,000 $201,000 $900,000 $74,000 $1,157,000
Home Purchase 9,334 $1,347,330,000 $144,000 $1,360,000 $58,000 $1,200,000
Home Improvement 8 $1,165,000 $145,000 $296,000 $50,000 $109,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,116 $2,509,569,000 $177,000 $1,360,000 $68,000 $1,200,000
Not Provided 5,720 $1,037,779,000 $181,000 $1,100,000 $70,000 $1,040,000
Hispanic 1,964 $334,208,000 $170,000 $846,000 $57,000 $551,000
Black or African American 1,830 $310,353,000 $169,000 $886,000 $55,000 $650,000
Asian 703 $180,647,000 $256,000 $635,000 $107,000 $539,000
American Indian or Alaskan Native 66 $12,315,000 $186,000 $393,000 $66,000 $226,000
Native Hawaiian or Other Pacific Islander 66 $13,448,000 $203,000 $701,000 $82,000 $324,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 16,026 $2,476,727,000 $154,000 $886,000 $48,000 $737,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,797 $1,832,801,000 $235,000 $1,360,000 $110,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 584 $74,760,000 $128,000 $383,000 $43,000 $110,000
VA-guaranteed (Veterans Administration) 58 $14,031,000 $241,000 $712,000 $85,000 $267,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,513 $2,326,304,000 $185,000 $1,360,000 $71,000 $1,157,000
Application Withdrawn By Applicant 5,206 $946,181,000 $181,000 $1,100,000 $72,000 $1,143,000
Application Denied By Financial Institution 2,845 $473,852,000 $166,000 $900,000 $56,000 $1,200,000
Loan Purchased By The Institution 2,427 $415,064,000 $171,000 $760,000 $60,000 $907,000
Application Approved But Not Accepted 1,103 $175,756,000 $159,000 $729,000 $62,000 $450,000
File Closed For Incompleteness 371 $61,162,000 $164,000 $738,000 $56,000 $343,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,164 $193,155,000 $165,000 $900,000 $56,000 $1,200,000
Credit History 642 $97,555,000 $151,000 $682,000 $52,000 $317,000
Debt-To-Income Ratio 511 $93,734,000 $183,000 $707,000 $49,000 $329,000
Collateral 317 $52,917,000 $166,000 $650,000 $75,000 $368,000
Unverifiable Information 84 $16,077,000 $191,000 $726,000 $68,000 $255,000
Employment History 78 $12,302,000 $157,000 $592,000 $47,000 $163,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,017,000 $143,000 $345,000 $60,000 $160,000
Mortgage Insurance Denied 15 $2,934,000 $195,000 $358,000 $62,000 $156,000
Credit Application Incomplete 11 $1,527,000 $138,000 $306,000 $41,000 $149,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Resources LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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