American Financial Resources LLC Mortgage Lending & HMDA Data, 2012
In 2012, American Financial Resources LLC of Parsippany, NJ reported 24,465 mortgage applications totaling $4.4 billion, up 61% from 2011. The average application was for $179,780, and applicants reported an average income of $67,887. 51% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (727), Newark-Union, NJ-PA (596) and New York-White Plains-Wayne, NY-NJ (571) (applications in parentheses).
| Mortgage Company & Address | American Financial Resources LLC 9 Sylvan Way Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 24,465 |
| Total Mortgage Loan Application Amount | $4,398,319,000 |
| Average Mortgage Loan Application Amount | $179,780 |
| Highest Mortgage Loan Application Amount | $1,360,000 |
| Average Applicant Income | $67,887 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 727 | $ 135,360,000 | $ 186,189 | $ 72,000 |
| Newark-Union, NJ-PA | 596 | $ 163,991,000 | $ 275,152 | $ 100,976 |
| New York-White Plains-Wayne, NY-NJ | 571 | $ 184,301,000 | $ 322,768 | $ 97,646 |
| Atlanta-Sandy Springs-Marietta, GA | 471 | $ 84,669,000 | $ 179,764 | $ 79,000 |
| Houston-Sugar Land-Baytown, TX | 467 | $ 70,777,000 | $ 151,556 | $ 81,000 |
| Edison-New Brunswick, NJ | 440 | $ 121,763,000 | $ 276,734 | $ 108,000 |
| Riverside-San Bernardino-Ontario, CA | 422 | $ 95,021,000 | $ 225,168 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 411 | $ 113,805,000 | $ 276,897 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 399 | $ 102,294,000 | $ 256,375 | $ 68,000 |
| Phoenix-Mesa-Glendale, AZ | 389 | $ 74,516,000 | $ 191,557 | $ 75,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 361 | $ 75,741,000 | $ 209,808 | $ 60,074 |
| Sacramento--Arden-Arcade--Roseville, CA | 350 | $ 76,558,000 | $ 218,737 | $ 78,000 |
| Philadelphia, PA | 308 | $ 61,782,000 | $ 200,590 | $ 72,000 |
| Dallas-Plano-Irving, TX | 303 | $ 52,008,000 | $ 171,643 | $ 89,000 |
| Las Vegas-Paradise, NV | 294 | $ 60,100,000 | $ 204,421 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 290 | $ 79,650,000 | $ 274,655 | $ 95,682 |
| Tampa-St. Petersburg-Clearwater, FL | 288 | $ 43,991,000 | $ 152,746 | $ 54,000 |
| Orlando-Kissimmee-Sanford, FL | 281 | $ 49,785,000 | $ 177,170 | $ 70,000 |
| Baltimore-Towson, MD | 257 | $ 61,027,000 | $ 237,459 | $ 75,000 |
| Warren-Troy-Farmington Hills, MI | 243 | $ 39,549,000 | $ 162,753 | $ 81,000 |
| Cincinnati-Middletown, OH-KY-IN | 232 | $ 31,696,000 | $ 136,620 | $ 60,706 |
| Camden, NJ | 211 | $ 41,780,000 | $ 198,009 | $ 75,000 |
| Nassau-Suffolk, NY | 208 | $ 63,306,000 | $ 304,355 | $ 107,000 |
| Tacoma, WA | 201 | $ 39,566,000 | $ 196,845 | $ 42,000 |
| Jacksonville, FL | 184 | $ 30,823,000 | $ 167,516 | $ 69,000 |
| St. Louis, MO-IL | 182 | $ 23,370,000 | $ 128,406 | $ 50,791 |
| Denver-Aurora-Broomfield, CO | 178 | $ 40,429,000 | $ 227,129 | $ 84,000 |
| San Antonio-New Braunfels, TX | 173 | $ 22,303,000 | $ 128,919 | $ 58,000 |
| Columbus, OH | 171 | $ 23,539,000 | $ 137,654 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 165 | $ 31,644,000 | $ 191,781 | $ 73,151 |
| San Diego-Carlsbad-San Marcos, CA | 163 | $ 50,261,000 | $ 308,349 | $ 121,000 |
| Milwaukee-Waukesha-West Allis, WI | 158 | $ 25,596,000 | $ 162,000 | $ 67,000 |
| Indianapolis-Carmel, IN | 155 | $ 23,178,000 | $ 149,535 | $ 60,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 155 | $ 23,362,000 | $ 150,722 | $ 59,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 152 | $ 26,165,000 | $ 172,138 | $ 77,335 |
| Pittsburgh, PA | 152 | $ 21,891,000 | $ 144,019 | $ 69,000 |
| Louisville/Jefferson County, KY-IN | 144 | $ 17,956,000 | $ 124,694 | $ 54,625 |
| Memphis, TN-MS-AR | 143 | $ 20,831,000 | $ 145,671 | $ 54,426 |
| Raleigh-Cary, NC | 134 | $ 23,552,000 | $ 175,761 | $ 76,000 |
| Santa Ana-Anaheim-Irvine, CA | 132 | $ 46,067,000 | $ 348,992 | $ 134,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 130 | $ 26,044,000 | $ 200,338 | $ 73,476 |
| Cleveland-Elyria-Mentor, OH | 130 | $ 19,274,000 | $ 148,261 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 130 | $ 26,005,000 | $ 200,038 | $ 73,000 |
| Austin-Round Rock-San Marcos, TX | 126 | $ 22,109,000 | $ 175,468 | $ 82,000 |
| Columbia, SC | 124 | $ 14,755,000 | $ 118,991 | $ 44,000 |
| New Orleans-Metairie-Kenner, LA | 123 | $ 14,793,000 | $ 120,268 | $ 40,000 |
| Oakland-Fremont-Hayward, CA | 122 | $ 36,197,000 | $ 296,696 | $ 104,000 |
| Fort Worth-Arlington, TX | 116 | $ 17,302,000 | $ 149,155 | $ 95,000 |
| Salem, OR | 104 | $ 16,820,000 | $ 161,730 | $ 39,000 |
| Shreveport-Bossier City, LA | 104 | $ 12,186,000 | $ 117,173 | $ 50,000 |
| Kansas City, MO-KS | 102 | $ 15,180,000 | $ 148,823 | $ 54,901 |
| Grand Rapids-Wyoming, MI | 100 | $ 12,233,000 | $ 122,330 | $ 53,000 |
| Tucson, AZ | 99 | $ 13,598,000 | $ 137,353 | $ 42,000 |
| Birmingham-Hoover, AL | 98 | $ 11,535,000 | $ 117,704 | $ 39,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 96 | $ 21,666,000 | $ 225,687 | $ 93,000 |
| Hartford-West Hartford-East Hartford, CT | 94 | $ 18,593,000 | $ 197,797 | $ 57,000 |
| Boise City-Nampa, ID | 92 | $ 15,683,000 | $ 170,467 | $ 58,000 |
| Detroit-Livonia-Dearborn, MI | 92 | $ 13,967,000 | $ 151,815 | $ 78,000 |
| Boston-Quincy, MA | 91 | $ 25,551,000 | $ 280,780 | $ 95,000 |
| Providence-New Bedford-Fall River, RI-MA | 90 | $ 17,957,000 | $ 199,522 | $ 66,366 |
| Richmond, VA | 90 | $ 16,084,000 | $ 178,711 | $ 51,000 |
| Gary, IN | 88 | $ 13,173,000 | $ 149,693 | $ 69,000 |
| Knoxville, TN | 88 | $ 11,714,000 | $ 133,113 | $ 52,000 |
| Rochester, NY | 88 | $ 10,243,000 | $ 116,397 | $ 54,000 |
| Evansville, IN-KY | 86 | $ 9,285,000 | $ 107,965 | $ 47,511 |
| New Haven-Milford, CT | 86 | $ 17,625,000 | $ 204,941 | $ 57,000 |
| Cambridge-Newton-Framingham, MA | 85 | $ 23,978,000 | $ 282,094 | $ 114,000 |
| Charleston-North Charleston-Summerville, SC | 81 | $ 11,184,000 | $ 138,074 | $ 51,000 |
| Springfield, MO | 81 | $ 9,127,000 | $ 112,679 | $ 35,000 |
| Eugene-Springfield, OR | 80 | $ 14,723,000 | $ 184,037 | $ 43,000 |
| Oklahoma City, OK | 78 | $ 9,548,000 | $ 122,410 | $ 55,000 |
| Miami-Miami Beach-Kendall, FL | 74 | $ 16,035,000 | $ 216,689 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 73 | $ 11,661,000 | $ 159,739 | $ 62,000 |
| Bakersfield-Delano, CA | 72 | $ 13,765,000 | $ 191,180 | $ 80,000 |
| Lake County-Kenosha County, IL-WI | 71 | $ 13,199,000 | $ 185,901 | $ 83,690 |
| Trenton-Ewing, NJ | 71 | $ 15,575,000 | $ 219,366 | $ 81,000 |
| Grand Junction, CO | 69 | $ 12,530,000 | $ 181,594 | $ 32,000 |
| Lakeland-Winter Haven, FL | 69 | $ 8,914,000 | $ 129,188 | $ 52,000 |
| Salt Lake City, UT | 69 | $ 13,558,000 | $ 196,492 | $ 57,000 |
| Chattanooga, TN-GA | 68 | $ 9,443,000 | $ 138,867 | $ 54,411 |
| McAllen-Edinburg-Mission, TX | 68 | $ 7,960,000 | $ 117,058 | $ 48,000 |
| Wilmington, DE-MD-NJ | 68 | $ 13,124,000 | $ 193,000 | $ 57,441 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 66 | $ 13,175,000 | $ 199,621 | $ 60,318 |
| Oxnard-Thousand Oaks-Ventura, CA | 65 | $ 20,046,000 | $ 308,400 | $ 112,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 63 | $ 24,265,000 | $ 385,158 | $ 158,000 |
| Syracuse, NY | 63 | $ 6,772,000 | $ 107,492 | $ 55,000 |
| York-Hanover, PA | 63 | $ 9,025,000 | $ 143,253 | $ 60,000 |
| Bridgeport-Stamford-Norwalk, CT | 62 | $ 18,621,000 | $ 300,338 | $ 115,000 |
| Cape Coral-Fort Myers, FL | 61 | $ 10,829,000 | $ 177,524 | $ 90,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 61 | $ 9,713,000 | $ 159,229 | $ 64,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 59 | $ 7,411,000 | $ 125,610 | $ 62,000 |
| Peabody, MA | 59 | $ 14,917,000 | $ 252,830 | $ 86,000 |
| Bethesda-Rockville-Frederick, MD | 57 | $ 17,687,000 | $ 310,298 | $ 91,000 |
| Fresno, CA | 56 | $ 11,403,000 | $ 203,625 | $ 75,000 |
| Prescott, AZ | 56 | $ 7,832,000 | $ 139,857 | $ 49,000 |
| Bellingham, WA | 55 | $ 10,923,000 | $ 198,600 | $ 49,000 |
| Spokane, WA | 55 | $ 8,505,000 | $ 154,636 | $ 43,000 |
| Asheville, NC | 54 | $ 6,480,000 | $ 120,000 | $ 46,000 |
| Albuquerque, NM | 53 | $ 7,759,000 | $ 146,396 | $ 43,000 |
| North Port-Bradenton-Sarasota, FL | 53 | $ 10,084,000 | $ 190,264 | $ 76,000 |
| Bremerton-Silverdale, WA | 49 | $ 8,752,000 | $ 178,612 | $ 52,000 |
| El Paso, TX | 49 | $ 7,145,000 | $ 145,816 | $ 67,000 |
| Baton Rouge, LA | 48 | $ 6,971,000 | $ 145,229 | $ 56,000 |
| Jackson, MS | 48 | $ 6,336,000 | $ 132,000 | $ 49,000 |
| Lynchburg, VA | 48 | $ 5,302,000 | $ 110,458 | $ 42,000 |
| Dayton, OH | 47 | $ 5,660,000 | $ 120,425 | $ 59,000 |
| Akron, OH | 46 | $ 5,435,000 | $ 118,152 | $ 51,000 |
| Farmington, NM | 46 | $ 7,070,000 | $ 153,695 | $ 69,000 |
| Green Bay, WI | 46 | $ 5,371,000 | $ 116,760 | $ 43,000 |
| Stockton, CA | 46 | $ 10,216,000 | $ 222,086 | $ 61,000 |
| Olympia, WA | 45 | $ 8,015,000 | $ 178,111 | $ 32,000 |
| Kalamazoo-Portage, MI | 44 | $ 5,219,000 | $ 118,613 | $ 76,000 |
| Medford, OR | 43 | $ 8,627,000 | $ 200,627 | $ 35,000 |
| Ogden-Clearfield, UT | 43 | $ 7,668,000 | $ 178,325 | $ 58,000 |
| Greenville-Mauldin-Easley, SC | 42 | $ 6,190,000 | $ 147,380 | $ 73,000 |
| Vallejo-Fairfield, CA | 42 | $ 10,579,000 | $ 251,880 | $ 95,000 |
| Greensboro-High Point, NC | 41 | $ 5,245,000 | $ 127,926 | $ 62,000 |
| San Francisco-San Mateo-Redwood City, CA | 41 | $ 15,624,000 | $ 381,073 | $ 154,000 |
| Wilmington, NC | 41 | $ 5,894,000 | $ 143,756 | $ 62,000 |
| Huntsville, AL | 40 | $ 6,427,000 | $ 160,675 | $ 58,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 40 | $ 9,391,000 | $ 234,775 | $ 90,000 |
| Harrisburg-Carlisle, PA | 39 | $ 5,915,000 | $ 151,666 | $ 54,000 |
| Worcester, MA | 39 | $ 8,258,000 | $ 211,743 | $ 77,000 |
| Longview, WA | 38 | $ 6,091,000 | $ 160,289 | $ 34,000 |
| Durham-Chapel Hill, NC | 37 | $ 5,478,000 | $ 148,054 | $ 60,000 |
| Palm Bay-Melbourne-Titusville, FL | 37 | $ 6,038,000 | $ 163,189 | $ 84,000 |
| Beaumont-Port Arthur, TX | 36 | $ 4,457,000 | $ 123,805 | $ 54,000 |
| Dothan, AL | 36 | $ 4,052,000 | $ 112,555 | $ 48,000 |
| Rockingham County-Strafford County, NH | 36 | $ 7,843,000 | $ 217,861 | $ 61,000 |
| Monroe, MI | 35 | $ 4,326,000 | $ 123,600 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 35 | $ 6,732,000 | $ 192,342 | $ 57,000 |
| Utica-Rome, NY | 35 | $ 3,279,000 | $ 93,685 | $ 49,000 |
| Canton-Massillon, OH | 34 | $ 3,635,000 | $ 106,911 | $ 52,000 |
| Muskegon-Norton Shores, MI | 34 | $ 3,089,000 | $ 90,852 | $ 39,000 |
| Lake Charles, LA | 33 | $ 4,155,000 | $ 125,909 | $ 64,000 |
| Ocala, FL | 33 | $ 3,932,000 | $ 119,151 | $ 58,000 |
| Provo-Orem, UT | 33 | $ 5,750,000 | $ 174,242 | $ 46,000 |
| Springfield, MA | 33 | $ 6,299,000 | $ 190,878 | $ 72,000 |
| Billings, MT | 32 | $ 5,040,000 | $ 157,500 | $ 61,000 |
| Lansing-East Lansing, MI | 32 | $ 4,499,000 | $ 140,593 | $ 64,000 |
| Wenatchee-East Wenatchee, WA | 32 | $ 5,151,000 | $ 160,968 | $ 39,000 |
| Colorado Springs, CO | 31 | $ 5,683,000 | $ 183,322 | $ 65,000 |
| Modesto, CA | 31 | $ 8,222,000 | $ 265,225 | $ 84,000 |
| Wichita, KS | 31 | $ 3,143,000 | $ 101,387 | $ 43,000 |
| Danville, VA | 30 | $ 2,651,000 | $ 88,366 | $ 31,000 |
| Jackson, TN | 30 | $ 3,522,000 | $ 117,400 | $ 52,000 |
| Portland-South Portland-Biddeford, ME | 30 | $ 5,545,000 | $ 184,833 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 30 | $ 2,799,000 | $ 93,300 | $ 42,000 |
| Atlantic City-Hammonton, NJ | 29 | $ 5,582,000 | $ 192,482 | $ 70,000 |
| Glens Falls, NY | 29 | $ 3,045,000 | $ 105,000 | $ 44,000 |
| Lancaster, PA | 29 | $ 5,072,000 | $ 174,896 | $ 41,000 |
| Port St. Lucie, FL | 29 | $ 5,377,000 | $ 185,413 | $ 62,000 |
| Scranton--Wilkes-Barre, PA | 29 | $ 3,878,000 | $ 133,724 | $ 56,000 |
| Charleston, WV | 28 | $ 2,955,000 | $ 105,535 | $ 56,000 |
| Reno-Sparks, NV | 28 | $ 6,311,000 | $ 225,392 | $ 91,000 |
| Winston-Salem, NC | 28 | $ 3,615,000 | $ 129,107 | $ 63,000 |
| Amarillo, TX | 27 | $ 3,473,000 | $ 128,629 | $ 61,000 |
| Dover, DE | 27 | $ 4,294,000 | $ 159,037 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 27 | $ 4,945,000 | $ 183,148 | $ 58,851 |
| Hickory-Lenoir-Morganton, NC | 27 | $ 3,142,000 | $ 116,370 | $ 45,000 |
| Jefferson City, MO | 27 | $ 2,873,000 | $ 106,407 | $ 49,000 |
| Tulsa, OK | 26 | $ 2,922,000 | $ 112,384 | $ 51,000 |
| Bend, OR | 25 | $ 4,256,000 | $ 170,240 | $ 57,000 |
| Florence, SC | 25 | $ 2,920,000 | $ 116,800 | $ 41,000 |
| Yakima, WA | 25 | $ 3,711,000 | $ 148,440 | $ 65,000 |
| Chico, CA | 24 | $ 3,689,000 | $ 153,708 | $ 42,000 |
| Corpus Christi, TX | 24 | $ 3,322,000 | $ 138,416 | $ 67,000 |
| Vineland-Millville-Bridgeton, NJ | 24 | $ 3,776,000 | $ 157,333 | $ 52,000 |
| Greeley, CO | 23 | $ 3,923,000 | $ 170,565 | $ 72,000 |
| Johnson City, TN | 23 | $ 2,368,000 | $ 102,956 | $ 44,000 |
| Lafayette, LA | 23 | $ 3,468,000 | $ 150,782 | $ 58,000 |
| South Bend-Mishawaka, IN-MI | 23 | $ 2,555,000 | $ 111,086 | $ 52,260 |
| Yuma, AZ | 23 | $ 3,508,000 | $ 152,521 | $ 21,000 |
| Clarksville, TN-KY | 22 | $ 2,629,000 | $ 119,500 | $ 44,909 |
| Fayetteville, NC | 22 | $ 3,047,000 | $ 138,500 | $ 61,000 |
| Lexington-Fayette, KY | 22 | $ 3,072,000 | $ 139,636 | $ 60,000 |
| Madison, WI | 22 | $ 3,919,000 | $ 178,136 | $ 62,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 3,472,000 | $ 157,818 | $ 124,000 |
| Reading, PA | 22 | $ 3,278,000 | $ 149,000 | $ 63,000 |
| Yuba City, CA | 22 | $ 4,147,000 | $ 188,500 | $ 50,000 |
| Des Moines-West Des Moines, IA | 21 | $ 3,219,000 | $ 153,285 | $ 38,000 |
| Morristown, TN | 21 | $ 2,021,000 | $ 96,238 | $ 41,000 |
| Muncie, IN | 21 | $ 1,775,000 | $ 84,523 | $ 35,000 |
| Norwich-New London, CT | 21 | $ 4,488,000 | $ 213,714 | $ 58,000 |
| Visalia-Porterville, CA | 21 | $ 5,272,000 | $ 251,047 | $ 88,000 |
| Kennewick-Pasco-Richland, WA | 20 | $ 3,058,000 | $ 152,900 | $ 49,000 |
| Omaha-Council Bluffs, NE-IA | 20 | $ 3,064,000 | $ 153,200 | $ 48,800 |
| Saginaw-Saginaw Township North, MI | 20 | $ 2,044,000 | $ 102,200 | $ 36,000 |
| Springfield, OH | 20 | $ 2,468,000 | $ 123,400 | $ 46,000 |
| Ann Arbor, MI | 19 | $ 4,110,000 | $ 216,315 | $ 96,000 |
| Boulder, CO | 19 | $ 5,253,000 | $ 276,473 | $ 106,000 |
| Buffalo-Niagara Falls, NY | 19 | $ 2,449,000 | $ 128,894 | $ 73,000 |
| Cedar Rapids, IA | 19 | $ 2,227,000 | $ 117,210 | $ 41,000 |
| Charlottesville, VA | 19 | $ 2,922,000 | $ 153,789 | $ 50,000 |
| Flint, MI | 19 | $ 2,112,000 | $ 111,157 | $ 64,000 |
| Gainesville, FL | 19 | $ 2,590,000 | $ 136,315 | $ 61,000 |
| Holland-Grand Haven, MI | 19 | $ 2,585,000 | $ 136,052 | $ 47,000 |
| Joplin, MO | 19 | $ 2,244,000 | $ 118,105 | $ 38,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 2,822,000 | $ 148,526 | $ 47,684 |
| Monroe, LA | 19 | $ 2,181,000 | $ 114,789 | $ 33,000 |
| Naples-Marco Island, FL | 19 | $ 4,877,000 | $ 256,684 | $ 87,000 |
| Little Rock-North Little Rock-Conway, AR | 18 | $ 2,678,000 | $ 148,777 | $ 54,000 |
| Toledo, OH | 18 | $ 2,401,000 | $ 133,388 | $ 78,000 |
| Anderson, SC | 17 | $ 1,707,000 | $ 100,411 | $ 40,000 |
| Burlington, NC | 17 | $ 1,792,000 | $ 105,411 | $ 44,000 |
| Cleveland, TN | 17 | $ 1,660,000 | $ 97,647 | $ 50,000 |
| Fargo, ND-MN | 17 | $ 2,635,000 | $ 155,000 | $ 40,705 |
| Roanoke, VA | 17 | $ 1,984,000 | $ 116,705 | $ 43,000 |
| Barnstable Town, MA | 16 | $ 3,889,000 | $ 243,062 | $ 111,000 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 2,914,000 | $ 182,125 | $ 70,000 |
| Duluth, MN-WI | 16 | $ 2,453,000 | $ 153,312 | $ 54,562 |
| Flagstaff, AZ | 16 | $ 2,899,000 | $ 181,187 | $ 37,000 |
| Manchester-Nashua, NH | 16 | $ 3,449,000 | $ 215,562 | $ 86,000 |
| Ocean City, NJ | 16 | $ 3,189,000 | $ 199,312 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 16 | $ 4,678,000 | $ 292,375 | $ 120,000 |
| Tallahassee, FL | 16 | $ 2,442,000 | $ 152,625 | $ 46,000 |
| Wheeling, WV-OH | 16 | $ 1,734,000 | $ 108,375 | $ 55,125 |
| Coeur D'Alene, ID | 15 | $ 2,831,000 | $ 188,733 | $ 40,000 |
| Michigan City-La Porte, IN | 15 | $ 1,405,000 | $ 93,666 | $ 44,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 15 | $ 2,542,000 | $ 169,466 | $ 75,000 |
| Punta Gorda, FL | 15 | $ 1,913,000 | $ 127,533 | $ 55,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 1,492,000 | $ 106,571 | $ 45,142 |
| Bangor, ME | 14 | $ 1,637,000 | $ 116,928 | $ 43,000 |
| Bloomington, IN | 14 | $ 1,988,000 | $ 142,000 | $ 52,000 |
| Fort Wayne, IN | 14 | $ 1,595,000 | $ 113,928 | $ 61,000 |
| Houma-Bayou Cane-Thibodaux, LA | 14 | $ 1,786,000 | $ 127,571 | $ 43,000 |
| Kingston, NY | 14 | $ 2,348,000 | $ 167,714 | $ 68,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 2,968,000 | $ 212,000 | $ 75,000 |
| Longview, TX | 14 | $ 1,969,000 | $ 140,642 | $ 57,000 |
| Savannah, GA | 14 | $ 1,821,000 | $ 130,071 | $ 62,000 |
| Spartanburg, SC | 14 | $ 1,690,000 | $ 120,714 | $ 48,000 |
| Alexandria, LA | 13 | $ 1,577,000 | $ 121,307 | $ 40,000 |
| Appleton, WI | 13 | $ 1,627,000 | $ 125,153 | $ 58,000 |
| Fort Collins-Loveland, CO | 13 | $ 2,532,000 | $ 194,769 | $ 68,000 |
| Great Falls, MT | 13 | $ 1,982,000 | $ 152,461 | $ 58,000 |
| Oshkosh-Neenah, WI | 13 | $ 1,485,000 | $ 114,230 | $ 48,000 |
| Racine, WI | 13 | $ 2,344,000 | $ 180,307 | $ 70,000 |
| San Luis Obispo-Paso Robles, CA | 13 | $ 3,588,000 | $ 276,000 | $ 66,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 13 | $ 4,005,000 | $ 308,076 | $ 87,000 |
| Santa Fe, NM | 13 | $ 2,980,000 | $ 229,230 | $ 71,000 |
| Sumter, SC | 13 | $ 1,518,000 | $ 116,769 | $ 42,000 |
| Athens-Clarke County, GA | 12 | $ 2,294,000 | $ 191,166 | $ 70,000 |
| Bay City, MI | 12 | $ 1,080,000 | $ 90,000 | $ 22,000 |
| Bowling Green, KY | 12 | $ 1,334,000 | $ 111,166 | $ 47,000 |
| Corvallis, OR | 12 | $ 1,772,000 | $ 147,666 | $ 47,000 |
| Elizabethtown, KY | 12 | $ 1,239,000 | $ 103,250 | $ 45,000 |
| Killeen-Temple-Fort Hood, TX | 12 | $ 1,235,000 | $ 102,916 | $ 66,000 |
| Mobile, AL | 12 | $ 1,674,000 | $ 139,500 | $ 40,000 |
| Rockford, IL | 12 | $ 1,756,000 | $ 146,333 | $ 35,000 |
| Winchester, VA-WV | 12 | $ 2,433,000 | $ 202,750 | $ 69,166 |
| Binghamton, NY | 11 | $ 1,028,000 | $ 93,454 | $ 47,000 |
| Greenville, NC | 11 | $ 1,156,000 | $ 105,090 | $ 44,000 |
| Logan, UT-ID | 11 | $ 1,643,000 | $ 149,363 | $ 36,090 |
| Madera-Chowchilla, CA | 11 | $ 2,017,000 | $ 183,363 | $ 59,000 |
| Merced, CA | 11 | $ 2,236,000 | $ 203,272 | $ 75,000 |
| Redding, CA | 11 | $ 1,887,000 | $ 171,545 | $ 44,000 |
| Warner Robins, GA | 11 | $ 1,563,000 | $ 142,090 | $ 54,000 |
| Columbia, MO | 10 | $ 1,110,000 | $ 111,000 | $ 42,000 |
| Columbus, GA-AL | 10 | $ 1,501,000 | $ 150,100 | $ 66,600 |
| Erie, PA | 10 | $ 1,384,000 | $ 138,400 | $ 73,000 |
| Goldsboro, NC | 10 | $ 1,132,000 | $ 113,200 | $ 60,000 |
| Honolulu, HI | 10 | $ 2,303,000 | $ 230,300 | $ 77,000 |
| Laredo, TX | 10 | $ 1,413,000 | $ 141,300 | $ 53,000 |
| Napa, CA | 10 | $ 2,651,000 | $ 265,100 | $ 101,000 |
| Palm Coast, FL | 10 | $ 1,473,000 | $ 147,300 | $ 64,000 |
| St. George, UT | 10 | $ 1,509,000 | $ 150,900 | $ 45,000 |
| State College, PA | 10 | $ 1,394,000 | $ 139,400 | $ 61,000 |
| Topeka, KS | 10 | $ 989,000 | $ 98,900 | $ 40,000 |
| Tyler, TX | 10 | $ 1,061,000 | $ 106,100 | $ 39,000 |
| Valdosta, GA | 10 | $ 1,305,000 | $ 130,500 | $ 50,000 |
| El Centro, CA | 9 | $ 1,979,000 | $ 219,888 | $ 75,000 |
| Jackson, MI | 9 | $ 1,081,000 | $ 120,111 | $ 55,000 |
| Jacksonville, NC | 9 | $ 1,166,000 | $ 129,555 | $ 49,000 |
| Lafayette, IN | 9 | $ 961,000 | $ 106,777 | $ 58,000 |
| Missoula, MT | 9 | $ 1,198,000 | $ 133,111 | $ 46,000 |
| Niles-Benton Harbor, MI | 9 | $ 2,074,000 | $ 230,444 | $ 125,000 |
| Owensboro, KY | 9 | $ 996,000 | $ 110,666 | $ 52,000 |
| Pocatello, ID | 9 | $ 1,164,000 | $ 129,333 | $ 44,000 |
| Rocky Mount, NC | 9 | $ 1,096,000 | $ 121,777 | $ 40,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 2,957,000 | $ 328,555 | $ 221,000 |
| Waco, TX | 9 | $ 1,197,000 | $ 133,000 | $ 60,000 |
| Abilene, TX | 8 | $ 761,000 | $ 95,125 | $ 61,000 |
| Battle Creek, MI | 8 | $ 940,000 | $ 117,500 | $ 61,000 |
| Brunswick, GA | 8 | $ 751,000 | $ 93,875 | $ 61,000 |
| Cheyenne, WY | 8 | $ 1,436,000 | $ 179,500 | $ 64,000 |
| Decatur, AL | 8 | $ 915,000 | $ 114,375 | $ 57,000 |
| Janesville, WI | 8 | $ 816,000 | $ 102,000 | $ 33,000 |
| Johnstown, PA | 8 | $ 723,000 | $ 90,375 | $ 43,000 |
| Sheboygan, WI | 8 | $ 1,063,000 | $ 132,875 | $ 43,000 |
| Anderson, IN | 7 | $ 911,000 | $ 130,142 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 766,000 | $ 109,428 | $ 36,000 |
| Casper, WY | 7 | $ 1,064,000 | $ 152,000 | $ 68,000 |
| Danville, IL | 7 | $ 613,000 | $ 87,571 | $ 50,000 |
| Elkhart-Goshen, IN | 7 | $ 749,000 | $ 107,000 | $ 35,000 |
| Elmira, NY | 7 | $ 760,000 | $ 108,571 | $ 49,000 |
| Idaho Falls, ID | 7 | $ 914,000 | $ 130,571 | $ 25,000 |
| Macon, GA | 7 | $ 744,000 | $ 106,285 | $ 46,000 |
| Mansfield, OH | 7 | $ 775,000 | $ 110,714 | $ 48,000 |
| Pittsfield, MA | 7 | $ 1,701,000 | $ 243,000 | $ 221,000 |
| Salinas, CA | 7 | $ 1,592,000 | $ 227,428 | $ 105,000 |
| Altoona, PA | 6 | $ 715,000 | $ 119,166 | $ 33,000 |
| Bloomington-Normal, IL | 6 | $ 1,069,000 | $ 178,166 | $ 130,000 |
| Burlington-South Burlington, VT | 6 | $ 1,032,000 | $ 172,000 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 603,000 | $ 100,500 | $ 35,500 |
| Gainesville, GA | 6 | $ 1,109,000 | $ 184,833 | $ 53,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 720,000 | $ 120,000 | $ 50,000 |
| Las Cruces, NM | 6 | $ 1,082,000 | $ 180,333 | $ 67,000 |
| Lebanon, PA | 6 | $ 813,000 | $ 135,500 | $ 46,000 |
| Lewiston, ID-WA | 6 | $ 821,000 | $ 136,833 | $ 30,666 |
| Lewiston-Auburn, ME | 6 | $ 760,000 | $ 126,666 | $ 62,000 |
| Montgomery, AL | 6 | $ 866,000 | $ 144,333 | $ 62,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 662,000 | $ 110,333 | $ 46,500 |
| Springfield, IL | 6 | $ 704,000 | $ 117,333 | $ 40,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 572,000 | $ 95,333 | $ 46,666 |
| Terre Haute, IN | 6 | $ 689,000 | $ 114,833 | $ 49,000 |
| Anniston-Oxford, AL | 5 | $ 506,000 | $ 101,200 | $ 36,000 |
| Auburn-Opelika, AL | 5 | $ 669,000 | $ 133,800 | $ 30,000 |
| Bismarck, ND | 5 | $ 768,000 | $ 153,600 | $ 30,000 |
| Champaign-Urbana, IL | 5 | $ 512,000 | $ 102,400 | $ 49,000 |
| Fond Du Lac, WI | 5 | $ 577,000 | $ 115,400 | $ 54,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 531,000 | $ 106,200 | $ 50,000 |
| Kankakee-Bradley, IL | 5 | $ 663,000 | $ 132,600 | $ 73,000 |
| Odessa, TX | 5 | $ 879,000 | $ 175,800 | $ 49,000 |
| Peoria, IL | 5 | $ 723,000 | $ 144,600 | $ 49,000 |
| Pueblo, CO | 5 | $ 822,000 | $ 164,400 | $ 86,000 |
| Rochester, MN | 5 | $ 600,000 | $ 120,000 | $ 82,000 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 560,000 | $ 112,000 | $ 47,800 |
| Tuscaloosa, AL | 5 | $ 633,000 | $ 126,600 | $ 66,000 |
| Anchorage, AK | 4 | $ 1,173,000 | $ 293,250 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 576,000 | $ 144,000 | $ 41,000 |
| Hanford-Corcoran, CA | 4 | $ 833,000 | $ 208,250 | $ 282,000 |
| Harrisonburg, VA | 4 | $ 588,000 | $ 147,000 | $ 49,000 |
| Morgantown, WV | 4 | $ 489,000 | $ 122,250 | $ 86,000 |
| Pine Bluff, AR | 4 | $ 266,000 | $ 66,500 | $ 50,000 |
| Rome, GA | 4 | $ 480,000 | $ 120,000 | $ 47,000 |
| Salisbury, MD | 4 | $ 834,000 | $ 208,500 | $ 79,000 |
| Sebastian-Vero Beach, FL | 4 | $ 742,000 | $ 185,500 | $ 85,000 |
| Sherman-Denison, TX | 4 | $ 488,000 | $ 122,000 | $ 64,000 |
| St. Joseph, MO-KS | 4 | $ 471,000 | $ 117,750 | $ 10,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 467,000 | $ 116,750 | $ 60,000 |
| Wichita Falls, TX | 4 | $ 352,000 | $ 88,000 | $ 48,000 |
| Albany, GA | 3 | $ 241,000 | $ 80,333 | $ 38,000 |
| Brownsville-Harlingen, TX | 3 | $ 341,000 | $ 113,666 | $ 62,000 |
| College Station-Bryan, TX | 3 | $ 498,000 | $ 166,000 | $ 176,000 |
| Cumberland, MD-WV | 3 | $ 349,000 | $ 116,333 | $ 52,000 |
| Dalton, GA | 3 | $ 274,000 | $ 91,333 | $ 59,000 |
| Florence-Muscle Shoals, AL | 3 | $ 478,000 | $ 159,333 | $ 83,000 |
| Gulfport-Biloxi, MS | 3 | $ 313,000 | $ 104,333 | $ 46,000 |
| Ithaca, NY | 3 | $ 278,000 | $ 92,666 | $ 48,000 |
| La Crosse, WI-MN | 3 | $ 340,000 | $ 113,333 | $ 0 |
| Lima, OH | 3 | $ 138,000 | $ 46,000 | $ 25,000 |
| Lincoln, NE | 3 | $ 402,000 | $ 134,000 | $ 25,000 |
| Lubbock, TX | 3 | $ 320,000 | $ 106,666 | $ 83,000 |
| Mankato-North Mankato, MN | 3 | $ 434,000 | $ 144,666 | $ 37,000 |
| St. Cloud, MN | 3 | $ 447,000 | $ 149,000 | $ 67,000 |
| Williamsport, PA | 3 | $ 364,000 | $ 121,333 | $ 15,000 |
| Ames, IA | 2 | $ 431,000 | $ 215,500 | $ 62,000 |
| Columbus, IN | 2 | $ 253,000 | $ 126,500 | $ 17,000 |
| Fort Smith, AR-OK | 2 | $ 208,000 | $ 104,000 | $ 47,500 |
| Gadsden, AL | 2 | $ 206,000 | $ 103,000 | $ 16,000 |
| Hattiesburg, MS | 2 | $ 212,000 | $ 106,000 | $ 35,000 |
| Iowa City, IA | 2 | $ 249,000 | $ 124,500 | $ 49,000 |
| Kokomo, IN | 2 | $ 337,000 | $ 168,500 | $ 43,000 |
| Lawton, OK | 2 | $ 144,000 | $ 72,000 | $ 39,000 |
| Rapid City, SD | 2 | $ 248,000 | $ 124,000 | $ 33,000 |
| San Angelo, TX | 2 | $ 413,000 | $ 206,500 | $ 101,000 |
| Sandusky, OH | 2 | $ 245,000 | $ 122,500 | $ 89,000 |
| Wausau, WI | 2 | $ 197,000 | $ 98,500 | $ 57,000 |
| Carson City, NV | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Decatur, IL | 1 | $ 114,000 | $ 114,000 | $ 19,000 |
| Eau Claire, WI | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Hot Springs, AR | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Jonesboro, AR | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Lawrence, KS | 1 | $ 146,000 | $ 146,000 | $ 115,000 |
| Manhattan, KS | 1 | $ 224,000 | $ 224,000 | $ 117,000 |
| Midland, TX | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Pascagoula, MS | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,123 | $3,049,824,000 | $201,000 | $900,000 | $74,000 | $1,157,000 |
| Home Purchase | 9,334 | $1,347,330,000 | $144,000 | $1,360,000 | $58,000 | $1,200,000 |
| Home Improvement | 8 | $1,165,000 | $145,000 | $296,000 | $50,000 | $109,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,116 | $2,509,569,000 | $177,000 | $1,360,000 | $68,000 | $1,200,000 |
| Not Provided | 5,720 | $1,037,779,000 | $181,000 | $1,100,000 | $70,000 | $1,040,000 |
| Hispanic | 1,964 | $334,208,000 | $170,000 | $846,000 | $57,000 | $551,000 |
| Black or African American | 1,830 | $310,353,000 | $169,000 | $886,000 | $55,000 | $650,000 |
| Asian | 703 | $180,647,000 | $256,000 | $635,000 | $107,000 | $539,000 |
| American Indian or Alaskan Native | 66 | $12,315,000 | $186,000 | $393,000 | $66,000 | $226,000 |
| Native Hawaiian or Other Pacific Islander | 66 | $13,448,000 | $203,000 | $701,000 | $82,000 | $324,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 16,026 | $2,476,727,000 | $154,000 | $886,000 | $48,000 | $737,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,797 | $1,832,801,000 | $235,000 | $1,360,000 | $110,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 584 | $74,760,000 | $128,000 | $383,000 | $43,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 58 | $14,031,000 | $241,000 | $712,000 | $85,000 | $267,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,513 | $2,326,304,000 | $185,000 | $1,360,000 | $71,000 | $1,157,000 |
| Application Withdrawn By Applicant | 5,206 | $946,181,000 | $181,000 | $1,100,000 | $72,000 | $1,143,000 |
| Application Denied By Financial Institution | 2,845 | $473,852,000 | $166,000 | $900,000 | $56,000 | $1,200,000 |
| Loan Purchased By The Institution | 2,427 | $415,064,000 | $171,000 | $760,000 | $60,000 | $907,000 |
| Application Approved But Not Accepted | 1,103 | $175,756,000 | $159,000 | $729,000 | $62,000 | $450,000 |
| File Closed For Incompleteness | 371 | $61,162,000 | $164,000 | $738,000 | $56,000 | $343,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,164 | $193,155,000 | $165,000 | $900,000 | $56,000 | $1,200,000 |
| Credit History | 642 | $97,555,000 | $151,000 | $682,000 | $52,000 | $317,000 |
| Debt-To-Income Ratio | 511 | $93,734,000 | $183,000 | $707,000 | $49,000 | $329,000 |
| Collateral | 317 | $52,917,000 | $166,000 | $650,000 | $75,000 | $368,000 |
| Unverifiable Information | 84 | $16,077,000 | $191,000 | $726,000 | $68,000 | $255,000 |
| Employment History | 78 | $12,302,000 | $157,000 | $592,000 | $47,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,017,000 | $143,000 | $345,000 | $60,000 | $160,000 |
| Mortgage Insurance Denied | 15 | $2,934,000 | $195,000 | $358,000 | $62,000 | $156,000 |
| Credit Application Incomplete | 11 | $1,527,000 | $138,000 | $306,000 | $41,000 | $149,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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