American Mortgage Network Mortgage Lending & HMDA Data, 2005
In 2005, American Mortgage Network of San Diego, CA reported 103,214 mortgage applications totaling $21.9 billion, up 42% from 2004. The average application was for $211,728, and applicants reported an average income of $83,012. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (3,937), Tampa-St. Petersburg-Clearwater, FL (3,522) and Los Angeles-Long Beach-Glendale, CA (3,466) (applications in parentheses).
| Mortgage Company & Address | American Mortgage Network 10421 Wateridge Cir Ste 250 San Diego, CA 92121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 103,214 |
| Total Mortgage Loan Application Amount | $21,853,382,000 |
| Average Mortgage Loan Application Amount | $211,728 |
| Highest Mortgage Loan Application Amount | $6,200,000 |
| Average Applicant Income | $83,012 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Mortgage Network filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 3,937 | $ 767,900,000 | $ 195,046 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,522 | $ 573,794,000 | $ 162,917 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,466 | $ 1,223,199,000 | $ 352,913 | $ 125,000 |
| San Diego-Carlsbad-San Marcos, CA | 3,400 | $ 1,229,071,000 | $ 361,491 | $ 123,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,030 | $ 560,195,000 | $ 184,882 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,992 | $ 498,530,000 | $ 166,620 | $ 73,000 |
| Riverside-San Bernardino-Ontario, CA | 2,839 | $ 732,033,000 | $ 257,848 | $ 98,000 |
| Denver-Aurora, CO | 2,816 | $ 467,499,000 | $ 166,015 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,590 | $ 426,911,000 | $ 164,830 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 2,308 | $ 527,127,000 | $ 228,391 | $ 82,000 |
| Kansas City, MO-KS | 2,272 | $ 248,043,000 | $ 109,173 | $ 63,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,172 | $ 618,313,000 | $ 284,674 | $ 104,000 |
| Orlando, FL | 1,945 | $ 351,002,000 | $ 180,463 | $ 75,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,929 | $ 318,475,000 | $ 165,098 | $ 70,000 |
| Jacksonville, FL | 1,786 | $ 289,768,000 | $ 162,244 | $ 65,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,744 | $ 328,135,000 | $ 188,150 | $ 73,000 |
| Colorado Springs, CO | 1,715 | $ 255,889,000 | $ 149,206 | $ 59,000 |
| Oakland-Fremont-Hayward, CA | 1,645 | $ 634,854,000 | $ 385,929 | $ 120,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,255 | $ 273,770,000 | $ 218,143 | $ 93,000 |
| Santa Rosa-Petaluma, CA | 1,206 | $ 442,425,000 | $ 366,853 | $ 107,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,204 | $ 263,320,000 | $ 218,704 | $ 98,000 |
| Tucson, AZ | 1,125 | $ 193,405,000 | $ 171,915 | $ 71,000 |
| New York-Wayne-White Plains, NY-NJ | 1,073 | $ 363,565,000 | $ 338,830 | $ 112,000 |
| Philadelphia, PA | 1,040 | $ 178,420,000 | $ 171,557 | $ 73,000 |
| Nassau-Suffolk, NY | 1,018 | $ 309,731,000 | $ 304,254 | $ 123,000 |
| Edison, NJ | 1,007 | $ 257,561,000 | $ 255,770 | $ 80,000 |
| Baltimore-Towson, MD | 914 | $ 188,391,000 | $ 206,117 | $ 81,000 |
| Stockton, CA | 789 | $ 220,727,000 | $ 279,755 | $ 104,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 786 | $ 310,366,000 | $ 394,867 | $ 124,000 |
| Charlotte-Gastonia-Concord, NC-SC | 770 | $ 108,077,000 | $ 140,359 | $ 73,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 757 | $ 341,241,000 | $ 450,780 | $ 133,000 |
| Las Vegas-Paradise, NV | 743 | $ 163,577,000 | $ 220,157 | $ 101,000 |
| Newark-Union, NJ-PA | 737 | $ 186,653,000 | $ 253,260 | $ 82,000 |
| Sarasota-Bradenton-Venice, FL | 732 | $ 155,744,000 | $ 212,765 | $ 85,000 |
| Palm Bay-Melbourne-Titusville, FL | 716 | $ 122,781,000 | $ 171,481 | $ 78,000 |
| Nashville-Davidson--Murfreesboro, TN | 706 | $ 101,074,000 | $ 143,164 | $ 70,000 |
| Santa Ana-Anaheim-Irvine, CA | 669 | $ 286,911,000 | $ 428,865 | $ 134,000 |
| Bridgeport-Stamford-Norwalk, CT | 658 | $ 211,284,000 | $ 321,100 | $ 89,000 |
| San Francisco-San Mateo-Redwood City, CA | 655 | $ 323,165,000 | $ 493,381 | $ 147,000 |
| New Haven-Milford, CT | 633 | $ 120,636,000 | $ 190,578 | $ 76,000 |
| Boston-Quincy, MA | 583 | $ 151,149,000 | $ 259,260 | $ 151,000 |
| Camden, NJ | 551 | $ 95,761,000 | $ 173,794 | $ 68,000 |
| Miami-Miami Beach-Kendall, FL | 550 | $ 133,528,000 | $ 242,778 | $ 109,000 |
| Tacoma, WA | 537 | $ 97,876,000 | $ 182,264 | $ 69,000 |
| Salt Lake City, UT | 522 | $ 77,272,000 | $ 148,030 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 516 | $ 77,766,000 | $ 150,709 | $ 79,000 |
| Columbus, OH | 495 | $ 70,373,000 | $ 142,167 | $ 66,000 |
| Eugene-Springfield, OR | 479 | $ 66,059,000 | $ 137,910 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 467 | $ 78,957,000 | $ 169,072 | $ 75,000 |
| Fresno, CA | 411 | $ 81,681,000 | $ 198,737 | $ 92,000 |
| Yuba City, CA | 408 | $ 78,586,000 | $ 192,612 | $ 85,000 |
| Cincinnati-Middletown, OH-KY-IN | 404 | $ 52,535,000 | $ 130,037 | $ 61,000 |
| Wilmington, DE-MD-NJ | 398 | $ 65,846,000 | $ 165,442 | $ 66,000 |
| Modesto, CA | 391 | $ 97,222,000 | $ 248,649 | $ 110,000 |
| St. Louis, MO-IL | 388 | $ 49,949,000 | $ 128,734 | $ 61,000 |
| Ogden-Clearfield, UT | 381 | $ 44,533,000 | $ 116,884 | $ 64,000 |
| Bethesda-Frederick-Gaithersburg, MD | 358 | $ 101,086,000 | $ 282,363 | $ 98,000 |
| Lake County-Kenosha County, IL-WI | 350 | $ 81,103,000 | $ 231,722 | $ 80,000 |
| Port St. Lucie-Fort Pierce, FL | 338 | $ 62,693,000 | $ 185,482 | $ 82,000 |
| Bakersfield, CA | 337 | $ 57,881,000 | $ 171,753 | $ 79,000 |
| Cambridge-Newton-Framingham, MA | 334 | $ 88,436,000 | $ 264,778 | $ 86,000 |
| Worcester, MA | 323 | $ 62,135,000 | $ 192,368 | $ 63,000 |
| Vallejo-Fairfield, CA | 308 | $ 98,727,000 | $ 320,542 | $ 103,000 |
| Prescott, AZ | 291 | $ 53,495,000 | $ 183,831 | $ 82,000 |
| Tallahassee, FL | 290 | $ 40,556,000 | $ 139,848 | $ 71,000 |
| Provo-Orem, UT | 285 | $ 44,812,000 | $ 157,235 | $ 80,000 |
| Cape Coral-Fort Myers, FL | 282 | $ 58,587,000 | $ 207,755 | $ 110,000 |
| Salem, OR | 281 | $ 35,658,000 | $ 126,896 | $ 67,000 |
| Salinas, CA | 275 | $ 97,559,000 | $ 354,760 | $ 108,000 |
| Warren-Farmington Hills-Troy, MI | 272 | $ 59,645,000 | $ 219,283 | $ 95,000 |
| Bend, OR | 265 | $ 53,048,000 | $ 200,181 | $ 95,000 |
| Manchester-Nashua, NH | 261 | $ 50,187,000 | $ 192,287 | $ 87,000 |
| Lakeland, FL | 249 | $ 31,408,000 | $ 126,136 | $ 57,000 |
| Gary, IN | 246 | $ 29,378,000 | $ 119,422 | $ 73,000 |
| Fort Walton Beach-Crestview-Destin, FL | 233 | $ 46,755,000 | $ 200,665 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 233 | $ 47,484,000 | $ 203,793 | $ 45,000 |
| Columbia, SC | 232 | $ 33,831,000 | $ 145,823 | $ 44,000 |
| Pittsburgh, PA | 229 | $ 27,167,000 | $ 118,633 | $ 45,000 |
| Spokane, WA | 228 | $ 27,488,000 | $ 120,561 | $ 64,000 |
| Raleigh-Cary, NC | 217 | $ 39,231,000 | $ 180,788 | $ 71,000 |
| Asheville, NC | 205 | $ 30,281,000 | $ 147,712 | $ 64,000 |
| Essex County, MA | 202 | $ 53,331,000 | $ 264,014 | $ 84,000 |
| Pueblo, CO | 202 | $ 20,841,000 | $ 103,173 | $ 58,000 |
| Pensacola-Ferry Pass-Brent, FL | 195 | $ 27,437,000 | $ 140,702 | $ 119,000 |
| Merced, CA | 190 | $ 44,103,000 | $ 232,121 | $ 121,000 |
| Chattanooga, TN-GA | 185 | $ 19,050,000 | $ 102,972 | $ 54,000 |
| Albuquerque, NM | 175 | $ 20,068,000 | $ 114,674 | $ 77,000 |
| Fort Collins-Loveland, CO | 175 | $ 25,748,000 | $ 147,131 | $ 65,000 |
| Medford, OR | 173 | $ 30,729,000 | $ 177,624 | $ 74,000 |
| Rockingham County-Strafford County, NH | 171 | $ 31,140,000 | $ 182,105 | $ 76,000 |
| Chico, CA | 167 | $ 31,121,000 | $ 186,353 | $ 73,000 |
| Norwich-New London, CT | 166 | $ 27,179,000 | $ 163,728 | $ 56,000 |
| Omaha-Council Bluffs, NE-IA | 164 | $ 20,149,000 | $ 122,859 | $ 67,000 |
| Logan, UT-ID | 162 | $ 17,269,000 | $ 106,598 | $ 53,000 |
| Rockford, IL | 160 | $ 15,962,000 | $ 99,762 | $ 71,000 |
| Athens-Clarke County, GA | 158 | $ 17,894,000 | $ 113,253 | $ 62,000 |
| St. Cloud, MN | 158 | $ 19,396,000 | $ 122,759 | $ 65,000 |
| Wichita, KS | 158 | $ 15,010,000 | $ 95,000 | $ 55,000 |
| Lawrence, KS | 155 | $ 17,581,000 | $ 113,425 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 154 | $ 21,861,000 | $ 141,954 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 149 | $ 32,592,000 | $ 218,738 | $ 139,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 144 | $ 31,272,000 | $ 217,166 | $ 90,000 |
| Harrisburg-Carlisle, PA | 143 | $ 13,544,000 | $ 94,713 | $ 58,000 |
| Visalia-Porterville, CA | 143 | $ 26,432,000 | $ 184,839 | $ 75,000 |
| Greeley, CO | 142 | $ 18,427,000 | $ 129,767 | $ 59,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 142 | $ 39,518,000 | $ 278,295 | $ 88,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 140 | $ 50,690,000 | $ 362,071 | $ 197,000 |
| Punta Gorda, FL | 138 | $ 21,385,000 | $ 154,963 | $ 71,000 |
| Houston-Baytown-Sugar Land, TX | 136 | $ 21,201,000 | $ 155,889 | $ 87,000 |
| Cleveland-Elyria-Mentor, OH | 134 | $ 16,948,000 | $ 126,477 | $ 53,000 |
| Redding, CA | 134 | $ 28,807,000 | $ 214,977 | $ 72,000 |
| Richmond, VA | 128 | $ 18,165,000 | $ 141,914 | $ 67,000 |
| Ocala, FL | 121 | $ 14,048,000 | $ 116,099 | $ 53,000 |
| Detroit-Livonia-Dearborn, MI | 116 | $ 15,813,000 | $ 136,318 | $ 71,000 |
| Boulder, CO | 113 | $ 25,143,000 | $ 222,504 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 111 | $ 46,291,000 | $ 417,036 | $ 135,000 |
| St. George, UT | 111 | $ 17,445,000 | $ 157,162 | $ 84,000 |
| Duluth, MN-WI | 110 | $ 14,406,000 | $ 130,963 | $ 99,000 |
| Bremerton-Silverdale, WA | 108 | $ 19,886,000 | $ 184,129 | $ 66,000 |
| Portland-South Portland-Biddeford, ME | 108 | $ 20,416,000 | $ 189,037 | $ 75,000 |
| Rapid City, SD | 108 | $ 13,705,000 | $ 126,898 | $ 54,000 |
| Naples-Marco Island, FL | 102 | $ 34,970,000 | $ 342,843 | $ 161,000 |
| Topeka, KS | 102 | $ 8,771,000 | $ 85,990 | $ 52,000 |
| El Centro, CA | 99 | $ 16,216,000 | $ 163,797 | $ 89,000 |
| Flagstaff, AZ | 99 | $ 20,437,000 | $ 206,434 | $ 117,000 |
| Napa, CA | 94 | $ 37,231,000 | $ 396,074 | $ 120,000 |
| San Antonio, TX | 93 | $ 9,592,000 | $ 103,139 | $ 60,000 |
| Greensboro-High Point, NC | 92 | $ 12,304,000 | $ 133,739 | $ 64,000 |
| Fargo, ND-MN | 91 | $ 9,082,000 | $ 99,802 | $ 66,000 |
| Memphis, TN-MS-AR | 91 | $ 16,029,000 | $ 176,142 | $ 87,000 |
| Olympia, WA | 91 | $ 16,178,000 | $ 177,780 | $ 78,000 |
| Panama City-Lynn Haven, FL | 91 | $ 16,661,000 | $ 183,087 | $ 88,000 |
| Bellingham, WA | 88 | $ 18,073,000 | $ 205,375 | $ 72,000 |
| Brunswick, GA | 88 | $ 14,203,000 | $ 161,397 | $ 65,000 |
| Columbus, GA-AL | 88 | $ 11,980,000 | $ 136,136 | $ 74,000 |
| Madera, CA | 86 | $ 16,069,000 | $ 186,848 | $ 59,000 |
| Coeur D'Alene, ID | 85 | $ 14,923,000 | $ 175,564 | $ 87,000 |
| Trenton-Ewing, NJ | 85 | $ 17,090,000 | $ 201,058 | $ 86,000 |
| Wilmington, NC | 84 | $ 17,406,000 | $ 207,214 | $ 61,000 |
| Grand Junction, CO | 80 | $ 10,131,000 | $ 126,637 | $ 53,000 |
| Springfield, MA | 76 | $ 10,626,000 | $ 139,815 | $ 61,000 |
| Gainesville, GA | 75 | $ 14,274,000 | $ 190,320 | $ 94,000 |
| Ocean City, NJ | 75 | $ 20,502,000 | $ 273,360 | $ 165,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 74 | $ 11,157,000 | $ 150,770 | $ 62,000 |
| Atlantic City, NJ | 74 | $ 17,330,000 | $ 234,189 | $ 97,000 |
| Longview, WA | 74 | $ 9,360,000 | $ 126,486 | $ 57,000 |
| San Luis Obispo-Paso Robles, CA | 72 | $ 25,064,000 | $ 348,111 | $ 141,000 |
| Durham, NC | 69 | $ 10,097,000 | $ 146,333 | $ 73,000 |
| Roanoke, VA | 69 | $ 12,933,000 | $ 187,434 | $ 75,000 |
| Birmingham-Hoover, AL | 68 | $ 8,117,000 | $ 119,367 | $ 69,000 |
| Indianapolis, IN | 66 | $ 9,865,000 | $ 149,469 | $ 88,000 |
| Boise City-Nampa, ID | 65 | $ 7,549,000 | $ 116,138 | $ 75,000 |
| Reno-Sparks, NV | 64 | $ 19,022,000 | $ 297,218 | $ 95,000 |
| Akron, OH | 63 | $ 8,783,000 | $ 139,412 | $ 53,000 |
| Barnstable Town, MA | 62 | $ 16,238,000 | $ 261,903 | $ 101,000 |
| Wenatchee, WA | 62 | $ 7,435,000 | $ 119,919 | $ 66,000 |
| Dover, DE | 60 | $ 9,287,000 | $ 154,783 | $ 52,000 |
| Sioux Falls, SD | 60 | $ 5,557,000 | $ 92,616 | $ 45,000 |
| Baton Rouge, LA | 58 | $ 11,286,000 | $ 194,586 | $ 83,000 |
| Greenville, SC | 58 | $ 8,529,000 | $ 147,051 | $ 80,000 |
| Winston-Salem, NC | 58 | $ 5,992,000 | $ 103,310 | $ 64,000 |
| Dayton, OH | 53 | $ 6,590,000 | $ 124,339 | $ 54,000 |
| Clarksville, TN-KY | 52 | $ 6,637,000 | $ 127,634 | $ 67,000 |
| Gainesville, FL | 51 | $ 6,137,000 | $ 120,333 | $ 71,000 |
| Casper, WY | 48 | $ 4,932,000 | $ 102,750 | $ 68,000 |
| Mount Vernon-Anacortes, WA | 46 | $ 8,209,000 | $ 178,456 | $ 76,000 |
| York-Hanover, PA | 46 | $ 5,625,000 | $ 122,282 | $ 61,000 |
| Vineland-Millville-Bridgeton, NJ | 44 | $ 6,257,000 | $ 142,204 | $ 58,000 |
| Charleston-North Charleston, SC | 43 | $ 8,525,000 | $ 198,255 | $ 57,000 |
| Green Bay, WI | 42 | $ 4,797,000 | $ 114,214 | $ 62,000 |
| St. Joseph, MO-KS | 42 | $ 4,021,000 | $ 95,738 | $ 55,000 |
| Fayetteville, NC | 41 | $ 4,413,000 | $ 107,634 | $ 62,000 |
| Goldsboro, NC | 39 | $ 4,833,000 | $ 123,923 | $ 41,000 |
| Macon, GA | 39 | $ 4,606,000 | $ 118,102 | $ 74,000 |
| Springfield, MO | 39 | $ 3,707,000 | $ 95,051 | $ 59,000 |
| Greenville, NC | 35 | $ 4,054,000 | $ 115,828 | $ 29,000 |
| Hanford-Corcoran, CA | 35 | $ 6,086,000 | $ 173,885 | $ 74,000 |
| Canton-Massillon, OH | 34 | $ 3,666,000 | $ 107,823 | $ 45,000 |
| Huntsville, AL | 33 | $ 3,530,000 | $ 106,969 | $ 55,000 |
| Lynchburg, VA | 33 | $ 4,566,000 | $ 138,363 | $ 66,000 |
| Savannah, GA | 33 | $ 5,983,000 | $ 181,303 | $ 78,000 |
| Tulsa, OK | 33 | $ 3,408,000 | $ 103,272 | $ 66,000 |
| Vero Beach, FL | 33 | $ 5,751,000 | $ 174,272 | $ 105,000 |
| Jackson, MS | 32 | $ 2,827,000 | $ 88,343 | $ 76,000 |
| Toledo, OH | 31 | $ 3,664,000 | $ 118,193 | $ 64,000 |
| Reading, PA | 30 | $ 4,168,000 | $ 138,933 | $ 67,000 |
| Auburn-Opelika, AL | 29 | $ 3,249,000 | $ 112,034 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 29 | $ 4,294,000 | $ 148,068 | $ 49,000 |
| Des Moines, IA | 28 | $ 3,569,000 | $ 127,464 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 28 | $ 3,228,000 | $ 115,285 | $ 53,000 |
| Rochester, MN | 27 | $ 3,555,000 | $ 131,666 | $ 65,000 |
| Lancaster, PA | 26 | $ 4,316,000 | $ 166,000 | $ 49,000 |
| Yuma, AZ | 26 | $ 3,351,000 | $ 128,884 | $ 69,000 |
| Anderson, SC | 25 | $ 3,007,000 | $ 120,280 | $ 46,000 |
| Appleton, WI | 25 | $ 2,909,000 | $ 116,360 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 4,193,000 | $ 167,720 | $ 60,000 |
| Louisville, KY-IN | 25 | $ 4,779,000 | $ 191,160 | $ 67,000 |
| Rome, GA | 25 | $ 4,045,000 | $ 161,800 | $ 77,000 |
| Cleveland, TN | 24 | $ 2,573,000 | $ 107,208 | $ 72,000 |
| Santa Fe, NM | 24 | $ 5,611,000 | $ 233,791 | $ 123,000 |
| Kennewick-Richland-Pasco, WA | 23 | $ 3,081,000 | $ 133,956 | $ 62,000 |
| Yakima, WA | 22 | $ 2,201,000 | $ 100,045 | $ 50,000 |
| Burlington, NC | 21 | $ 2,456,000 | $ 116,952 | $ 65,000 |
| Corvallis, OR | 21 | $ 3,194,000 | $ 152,095 | $ 77,000 |
| New Orleans-Metairie-Kenner, LA | 21 | $ 2,954,000 | $ 140,666 | $ 62,000 |
| Peoria, IL | 21 | $ 2,305,000 | $ 109,761 | $ 57,000 |
| Scranton--Wilkes-Barre, PA | 21 | $ 2,549,000 | $ 121,380 | $ 88,000 |
| Albany-Schenectady-Troy, NY | 20 | $ 3,297,000 | $ 164,850 | $ 123,000 |
| Austin-Round Rock, TX | 19 | $ 2,120,000 | $ 111,578 | $ 88,000 |
| Kankakee-Bradley, IL | 19 | $ 2,995,000 | $ 157,631 | $ 81,000 |
| Michigan City-La Porte, IN | 19 | $ 1,615,000 | $ 85,000 | $ 46,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 2,117,000 | $ 117,611 | $ 72,000 |
| Lincoln, NE | 18 | $ 1,534,000 | $ 85,222 | $ 45,000 |
| Missoula, MT | 18 | $ 2,696,000 | $ 149,777 | $ 59,000 |
| Rochester, NY | 18 | $ 2,260,000 | $ 125,555 | $ 100,000 |
| Springfield, OH | 18 | $ 2,010,000 | $ 111,666 | $ 60,000 |
| Warner Robins, GA | 18 | $ 2,303,000 | $ 127,944 | $ 71,000 |
| Ann Arbor, MI | 17 | $ 3,480,000 | $ 204,705 | $ 104,000 |
| Decatur, AL | 17 | $ 1,508,000 | $ 88,705 | $ 38,000 |
| Joplin, MO | 17 | $ 1,550,000 | $ 91,176 | $ 39,000 |
| Knoxville, TN | 17 | $ 2,685,000 | $ 157,941 | $ 71,000 |
| Racine, WI | 17 | $ 2,530,000 | $ 148,823 | $ 63,000 |
| Valdosta, GA | 17 | $ 1,299,000 | $ 76,411 | $ 74,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 1,520,000 | $ 95,000 | $ 85,000 |
| Charlottesville, VA | 16 | $ 2,712,000 | $ 169,500 | $ 42,000 |
| Kingston, NY | 15 | $ 2,243,000 | $ 149,533 | $ 85,000 |
| Wausau, WI | 15 | $ 1,543,000 | $ 102,866 | $ 59,000 |
| Winchester, VA-WV | 15 | $ 3,025,000 | $ 201,666 | $ 91,000 |
| Florence, SC | 14 | $ 1,350,000 | $ 96,428 | $ 46,000 |
| Dallas-Plano-Irving, TX | 13 | $ 1,508,000 | $ 116,000 | $ 71,000 |
| Flint, MI | 13 | $ 1,582,000 | $ 121,692 | $ 85,000 |
| Lima, OH | 13 | $ 1,245,000 | $ 95,769 | $ 59,000 |
| Pocatello, ID | 13 | $ 835,000 | $ 64,230 | $ 81,000 |
| Rocky Mount, NC | 13 | $ 926,000 | $ 71,230 | $ 47,000 |
| Spartanburg, SC | 13 | $ 1,034,000 | $ 79,538 | $ 90,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 1,341,000 | $ 111,750 | $ 56,000 |
| Bangor, ME | 11 | $ 995,000 | $ 90,454 | $ 55,000 |
| Dalton, GA | 11 | $ 1,282,000 | $ 116,545 | $ 245,000 |
| Farmington, NM | 11 | $ 1,329,000 | $ 120,818 | $ 63,000 |
| Las Cruces, NM | 11 | $ 1,968,000 | $ 178,909 | $ 83,000 |
| Madison, WI | 11 | $ 1,713,000 | $ 155,727 | $ 82,000 |
| Mobile, AL | 11 | $ 1,269,000 | $ 115,363 | $ 49,000 |
| Monroe, MI | 11 | $ 1,251,000 | $ 113,727 | $ 102,000 |
| Pittsfield, MA | 11 | $ 1,591,000 | $ 144,636 | $ 145,000 |
| Bloomington-Normal, IL | 10 | $ 1,351,000 | $ 135,100 | $ 101,000 |
| Cheyenne, WY | 10 | $ 1,125,000 | $ 112,500 | $ 72,000 |
| Cumberland, MD-WV | 10 | $ 912,000 | $ 91,200 | $ 66,000 |
| Lafayette, IN | 10 | $ 1,018,000 | $ 101,800 | $ 47,000 |
| Mansfield, OH | 10 | $ 1,268,000 | $ 126,800 | $ 48,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,242,000 | $ 124,200 | $ 61,000 |
| Anchorage, AK | 9 | $ 1,571,000 | $ 174,555 | $ 52,000 |
| Anderson, IN | 9 | $ 657,000 | $ 73,000 | $ 52,000 |
| Columbia, MO | 9 | $ 1,350,000 | $ 150,000 | $ 137,000 |
| Fort Worth-Arlington, TX | 9 | $ 1,103,000 | $ 122,555 | $ 51,000 |
| Idaho Falls, ID | 9 | $ 1,048,000 | $ 116,444 | $ 46,000 |
| Sumter, SC | 9 | $ 906,000 | $ 100,666 | $ 37,000 |
| Altoona, PA | 8 | $ 659,000 | $ 82,375 | $ 45,000 |
| Evansville, IN-KY | 8 | $ 901,000 | $ 112,625 | $ 144,000 |
| Iowa City, IA | 8 | $ 835,000 | $ 104,375 | $ 47,000 |
| Lafayette, LA | 8 | $ 1,555,000 | $ 194,375 | $ 73,000 |
| Lewiston-Auburn, ME | 8 | $ 926,000 | $ 115,750 | $ 58,000 |
| Lexington-Fayette, KY | 8 | $ 940,000 | $ 117,500 | $ 56,000 |
| Pascagoula, MS | 8 | $ 896,000 | $ 112,000 | $ 57,000 |
| Albany, GA | 7 | $ 674,000 | $ 96,285 | $ 56,000 |
| Eau Claire, WI | 7 | $ 668,000 | $ 95,428 | $ 38,000 |
| Fond Du Lac, WI | 7 | $ 766,000 | $ 109,428 | $ 84,000 |
| Little Rock-North Little Rock, AR | 7 | $ 934,000 | $ 133,428 | $ 58,000 |
| Sheboygan, WI | 7 | $ 790,000 | $ 112,857 | $ 58,000 |
| Buffalo-Niagara Falls, NY | 6 | $ 1,135,000 | $ 189,166 | $ 86,000 |
| Champaign-Urbana, IL | 6 | $ 1,271,000 | $ 211,833 | $ 97,000 |
| Erie, PA | 6 | $ 424,000 | $ 70,666 | $ 47,000 |
| Gulfport-Biloxi, MS | 6 | $ 355,000 | $ 59,166 | $ 41,000 |
| Jacksonville, NC | 6 | $ 945,000 | $ 157,500 | $ 216,000 |
| Kalamazoo-Portage, MI | 6 | $ 828,000 | $ 138,000 | $ 100,000 |
| Montgomery, AL | 6 | $ 729,000 | $ 121,500 | $ 61,000 |
| Tuscaloosa, AL | 6 | $ 783,000 | $ 130,500 | $ 36,000 |
| Carson City, NV | 5 | $ 1,214,000 | $ 242,800 | $ 76,000 |
| Cedar Rapids, IA | 5 | $ 430,000 | $ 86,000 | $ 40,000 |
| Florence-Muscle Shoals, AL | 5 | $ 852,000 | $ 170,400 | $ 76,000 |
| Fort Wayne, IN | 5 | $ 518,000 | $ 103,600 | $ 70,000 |
| Grand Forks, ND-MN | 5 | $ 517,000 | $ 103,400 | $ 72,000 |
| Lansing-East Lansing, MI | 5 | $ 429,000 | $ 85,800 | $ 87,000 |
| Lebanon, PA | 5 | $ 421,000 | $ 84,200 | $ 107,000 |
| Salisbury, MD | 5 | $ 455,000 | $ 91,000 | $ 47,000 |
| Sandusky, OH | 5 | $ 433,000 | $ 86,600 | $ 50,000 |
| State College, PA | 5 | $ 813,000 | $ 162,600 | $ 64,000 |
| Utica-Rome, NY | 5 | $ 359,000 | $ 71,800 | $ 80,000 |
| Billings, MT | 4 | $ 459,000 | $ 114,750 | $ 178,000 |
| Burlington-South Burlington, VT | 4 | $ 771,000 | $ 192,750 | $ 54,000 |
| Dothan, AL | 4 | $ 353,000 | $ 88,250 | $ 46,000 |
| Elkhart-Goshen, IN | 4 | $ 514,000 | $ 128,500 | $ 44,000 |
| Harrisonburg, VA | 4 | $ 561,000 | $ 140,250 | $ 132,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 377,000 | $ 94,250 | $ 42,000 |
| Jackson, TN | 4 | $ 331,000 | $ 82,750 | $ 87,000 |
| Johnstown, PA | 4 | $ 321,000 | $ 80,250 | $ 17,000 |
| Binghamton, NY | 3 | $ 225,000 | $ 75,000 | $ 334,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 535,000 | $ 178,333 | $ 53,000 |
| Danville, IL | 3 | $ 286,000 | $ 95,333 | $ 72,000 |
| Danville, VA | 3 | $ 232,000 | $ 77,333 | $ 8,000 |
| Fairbanks, AK | 3 | $ 482,000 | $ 160,666 | $ 14,000 |
| Hot Springs, AR | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| Janesville, WI | 3 | $ 487,000 | $ 162,333 | $ 63,000 |
| Jefferson City, MO | 3 | $ 679,000 | $ 226,333 | $ 114,000 |
| Lewiston, ID-WA | 3 | $ 410,000 | $ 136,666 | $ 97,000 |
| McAllen-Edinburg-Pharr, TX | 3 | $ 399,000 | $ 133,000 | $ 68,000 |
| Morristown, TN | 3 | $ 182,000 | $ 60,666 | $ 42,000 |
| Niles-Benton Harbor, MI | 3 | $ 260,000 | $ 86,666 | $ 112,000 |
| Oklahoma City, OK | 3 | $ 301,000 | $ 100,333 | $ 56,000 |
| Anniston-Oxford, AL | 2 | $ 124,000 | $ 62,000 | $ 43,000 |
| Battle Creek, MI | 2 | $ 462,000 | $ 231,000 | $ 107,000 |
| Decatur, IL | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| El Paso, TX | 2 | $ 175,000 | $ 87,500 | $ 0 |
| Gadsden, AL | 2 | $ 143,000 | $ 71,500 | $ 38,000 |
| Jackson, MI | 2 | $ 466,000 | $ 233,000 | $ 76,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 144,000 | $ 72,000 | $ 65,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 191,000 | $ 95,500 | $ 65,000 |
| Lawton, OK | 2 | $ 271,000 | $ 135,500 | $ 264,000 |
| Muskegon-Norton Shores, MI | 2 | $ 313,000 | $ 156,500 | $ 21,000 |
| Parkersburg-Marietta, WV-OH | 2 | $ 158,000 | $ 79,000 | $ 45,000 |
| Sioux City, IA-NE-SD | 2 | $ 171,000 | $ 85,500 | $ 42,000 |
| Springfield, IL | 2 | $ 182,000 | $ 91,000 | $ 61,000 |
| Syracuse, NY | 2 | $ 145,000 | $ 72,500 | $ 42,000 |
| Waco, TX | 2 | $ 110,000 | $ 55,000 | $ 155,000 |
| Ames, IA | 1 | $ 150,000 | $ 150,000 | $ 158,000 |
| Bay City, MI | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Dubuque, IA | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Glens Falls, NY | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Holland-Grand Haven, MI | 1 | $ 168,000 | $ 168,000 | $ 89,000 |
| Ithaca, NY | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Johnson City, TN | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Longview, TX | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 63,000 | $ 63,000 | $ 68,000 |
| Shreveport-Bossier City, LA | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for American Mortgage Network in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 52,475 | $11,849,912,000 | $179,080 | $6,200,000 | $72,480 | $9,999,000 |
| Home Purchase | 50,653 | $9,985,904,000 | $157,480 | $4,130,000 | $76,700 | $9,999,000 |
| Home Improvement | 86 | $17,566,000 | $203,727 | $449,000 | $67,272 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 70,427 | $14,291,020,000 | $172,660 | $6,000,000 | $78,860 | $9,999,000 |
| Hispanic | 12,889 | $2,942,229,000 | $147,162 | $2,000,000 | $67,325 | $1,978,000 |
| Not Provided | 6,512 | $1,550,467,000 | $164,446 | $6,200,000 | $73,702 | $9,999,000 |
| Asian | 5,922 | $1,625,558,000 | $186,272 | $2,580,000 | $84,295 | $2,628,000 |
| Black or African American | 5,389 | $1,011,556,000 | $155,543 | $2,097,000 | $71,434 | $1,440,000 |
| Not applicable | 1,135 | $203,371,000 | $198,600 | $650,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 590 | $147,436,000 | $179,071 | $1,885,000 | $77,428 | $900,000 |
| American Indian or Alaskan Native | 350 | $81,745,000 | $170,416 | $2,500,000 | $69,361 | $750,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 98,964 | $21,208,348,000 | $168,480 | $6,200,000 | $77,840 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,932 | $414,396,000 | $136,386 | $491,000 | $39,659 | $247,000 |
| VA-guaranteed (Veterans Administration) | 1,318 | $230,638,000 | $162,300 | $409,000 | $41,475 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 68,924 | $14,248,638,000 | $165,280 | $6,200,000 | $72,840 | $2,700,000 |
| Application Approved But Not Accepted | 12,961 | $2,896,957,000 | $174,060 | $2,940,000 | $78,300 | $6,282,000 |
| Application Denied By Financial Institution | 10,653 | $2,240,981,000 | $167,980 | $4,130,000 | $78,980 | $3,324,000 |
| Application Withdrawn By Applicant | 8,072 | $1,961,387,000 | $176,170 | $6,000,000 | $77,255 | $9,999,000 |
| File Closed For Incompleteness | 1,469 | $302,048,000 | $171,153 | $1,446,000 | $83,487 | $9,999,000 |
| Loan Purchased By The Institution | 1,135 | $203,371,000 | $198,600 | $650,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3,391 | $739,996,000 | $172,571 | $4,130,000 | $87,367 | $3,324,000 |
| Credit History | 2,910 | $600,543,000 | $158,840 | $3,200,000 | $65,340 | $2,640,000 |
| Debt-To-Income Ratio | 1,783 | $353,205,000 | $166,530 | $2,000,000 | $62,938 | $593,000 |
| Collateral | 1,442 | $291,030,000 | $190,959 | $2,100,000 | $99,979 | $1,230,000 |
| Unverifiable Information | 619 | $152,075,000 | $200,911 | $1,850,000 | $92,676 | $1,751,000 |
| Employment History | 386 | $79,015,000 | $188,147 | $1,785,000 | $83,852 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 116 | $24,144,000 | $197,600 | $998,000 | $91,250 | $420,000 |
| Mortgage Insurance Denied | 6 | $973,000 | $165,750 | $295,000 | $85,000 | $116,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Mortgage Network's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Mortgage Network's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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