Arvest Bank Mortgage Lending & HMDA Data, 2023

In 2023, Arvest Bank of Tulsa, OK reported 20,382 mortgage applications totaling $4.0 billion, down 26% from 2022. The average application was for $196,540, and applicants reported an average income of $126,355. 59% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (4,584), Tulsa, OK (2,451) and Little Rock-North Little Rock-Conway, AR (1,723) (applications in parentheses).

Mortgage Company & Address Arvest Bank

Tulsa, OK 74103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 20,382
Total Mortgage Loan Application Amount $4,005,880,000
Average Mortgage Loan Application Amount $196,540
Highest Mortgage Loan Application Amount $57,695,000
Average Applicant Income $126,355
Highest Applicant Income $5,073,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton, Arkansas 2,662 $ 718,300,000 $ 269,834 $ 149,000
Washington, Arkansas 1,818 $ 402,730,000 $ 221,523 $ 138,000
Tulsa, Oklahoma 1,695 $ 313,425,000 $ 184,911 $ 137,000
Pulaski, Arkansas 911 $ 146,115,000 $ 160,389 $ 125,000
Oklahoma, Oklahoma 564 $ 125,060,000 $ 221,737 $ 146,000
Sebastian, Arkansas 518 $ 70,250,000 $ 135,617 $ 100,000
Jackson, Missouri 506 $ 99,770,000 $ 197,173 $ 132,000
Jasper, Missouri 475 $ 64,585,000 $ 135,968 $ 106,000
Johnson, Kansas 456 $ 182,440,000 $ 400,087 $ 240,000
Pope, Arkansas 407 $ 50,485,000 $ 124,041 $ 92,000
Greene, Missouri 392 $ 79,260,000 $ 202,193 $ 139,000
Saline, Arkansas 354 $ 56,970,000 $ 160,932 $ 118,000
Garland, Arkansas 349 $ 56,395,000 $ 161,590 $ 121,000
Comanche, Oklahoma 312 $ 37,550,000 $ 120,352 $ 124,000
Wagoner, Oklahoma 299 $ 50,295,000 $ 168,210 $ 108,000
Faulkner, Arkansas 255 $ 69,685,000 $ 273,274 $ 115,000
Cleveland, Oklahoma 247 $ 40,155,000 $ 162,570 $ 137,000
Washington, Oklahoma 239 $ 28,085,000 $ 117,510 $ 100,000
Crawford, Arkansas 238 $ 27,390,000 $ 115,084 $ 86,000
Craighead, Arkansas 237 $ 37,465,000 $ 158,080 $ 105,000
Newton, Missouri 207 $ 30,475,000 $ 147,222 $ 109,000
Rogers, Oklahoma 182 $ 38,760,000 $ 212,967 $ 149,000
Baxter, Arkansas 177 $ 30,045,000 $ 169,745 $ 116,000
Stephens, Oklahoma 175 $ 20,885,000 $ 119,342 $ 93,000
Christian, Missouri 174 $ 31,640,000 $ 181,839 $ 122,000
Johnson, Arkansas 171 $ 18,725,000 $ 109,502 $ 75,000
Cherokee, Oklahoma 169 $ 24,165,000 $ 142,988 $ 110,000
Lonoke, Arkansas 162 $ 22,590,000 $ 139,444 $ 107,000
Boone, Arkansas 141 $ 16,985,000 $ 120,460 $ 69,000
Le Flore, Oklahoma 139 $ 15,815,000 $ 113,776 $ 82,000
Mayes, Oklahoma 136 $ 17,490,000 $ 128,602 $ 99,000
Carroll, Arkansas 129 $ 22,995,000 $ 178,255 $ 120,000
Creek, Oklahoma 129 $ 54,875,000 $ 425,387 $ 118,000
Clay, Missouri 128 $ 25,120,000 $ 196,250 $ 154,000
Ottawa, Oklahoma 128 $ 16,080,000 $ 125,625 $ 71,000
Marion, Arkansas 122 $ 12,150,000 $ 99,590 $ 74,000
Taney, Missouri 120 $ 21,770,000 $ 181,416 $ 98,000
Delaware, Oklahoma 118 $ 22,570,000 $ 191,271 $ 143,000
Webster, Missouri 116 $ 13,260,000 $ 114,310 $ 97,000
Canadian, Oklahoma 114 $ 18,870,000 $ 165,526 $ 123,000
Pittsburg, Oklahoma 112 $ 14,400,000 $ 128,571 $ 100,000
Barry, Missouri 110 $ 13,320,000 $ 121,090 $ 94,000
Pottawatomie, Oklahoma 108 $ 12,920,000 $ 119,629 $ 87,000
Yell, Arkansas 107 $ 10,595,000 $ 99,018 $ 71,000
Lawrence, Missouri 106 $ 10,610,000 $ 100,094 $ 82,000
Madison, Arkansas 104 $ 12,880,000 $ 123,846 $ 96,000
McDonald, Missouri 102 $ 12,940,000 $ 126,862 $ 85,000
Wyandotte, Kansas 101 $ 18,135,000 $ 179,554 $ 90,000
Stone, Missouri 100 $ 17,200,000 $ 172,000 $ 117,000
Sequoyah, Oklahoma 100 $ 11,400,000 $ 114,000 $ 81,000
Muskogee, Oklahoma 97 $ 14,175,000 $ 146,134 $ 105,000
Grady, Oklahoma 90 $ 8,800,000 $ 97,777 $ 94,000
Cass, Missouri 88 $ 34,470,000 $ 391,704 $ 132,000
Conway, Arkansas 81 $ 8,585,000 $ 105,987 $ 80,000
Osage, Oklahoma 71 $ 15,915,000 $ 224,154 $ 158,000
Adair, Oklahoma 62 $ 8,300,000 $ 133,870 $ 83,000
Platte, Missouri 59 $ 15,815,000 $ 268,050 $ 222,000
Okmulgee, Oklahoma 56 $ 6,890,000 $ 123,035 $ 97,000
Vernon, Missouri 55 $ 4,715,000 $ 85,727 $ 73,000
Franklin, Arkansas 51 $ 5,375,000 $ 105,392 $ 74,000
Crawford, Kansas 51 $ 8,875,000 $ 174,019 $ 94,000
Logan, Oklahoma 51 $ 10,625,000 $ 208,333 $ 251,000
Cherokee, Kansas 50 $ 4,470,000 $ 89,400 $ 83,000
McIntosh, Oklahoma 50 $ 6,350,000 $ 127,000 $ 104,000
Scott, Arkansas 44 $ 3,590,000 $ 81,590 $ 60,000
Logan, Arkansas 41 $ 5,435,000 $ 132,560 $ 76,000
Barton, Missouri 41 $ 2,815,000 $ 68,658 $ 89,000
Payne, Oklahoma 41 $ 6,475,000 $ 157,926 $ 108,000
Franklin, Kansas 39 $ 6,915,000 $ 177,307 $ 89,000
Hot Spring, Arkansas 37 $ 3,785,000 $ 102,297 $ 78,000
Laclede, Missouri 37 $ 3,625,000 $ 97,972 $ 68,000
St. Louis, Missouri 37 $ 14,735,000 $ 398,243 $ 221,000
Nowata, Oklahoma 33 $ 3,065,000 $ 92,878 $ 114,000
Polk, Arkansas 32 $ 2,720,000 $ 85,000 $ 73,000
White, Arkansas 29 $ 4,685,000 $ 161,551 $ 123,000
Leavenworth, Kansas 28 $ 6,800,000 $ 242,857 $ 116,000
Sedgwick, Kansas 27 $ 8,335,000 $ 308,703 $ 172,000
Clark, Nevada 27 $ 10,835,000 $ 401,296 $ 201,000
McClain, Oklahoma 27 $ 9,115,000 $ 337,592 $ 192,000
Douglas, Kansas 24 $ 10,800,000 $ 450,000 $ 183,000
Grant, Arkansas 22 $ 3,140,000 $ 142,727 $ 114,000
Greene, Arkansas 21 $ 7,815,000 $ 372,142 $ 125,000
Poinsett, Arkansas 21 $ 1,895,000 $ 90,238 $ 97,000
Miami, Kansas 21 $ 6,425,000 $ 305,952 $ 176,000
Dade, Missouri 21 $ 1,115,000 $ 53,095 $ 64,000
Craig, Oklahoma 21 $ 3,155,000 $ 150,238 $ 115,000
Jefferson, Arkansas 20 $ 5,210,000 $ 260,500 $ 115,000
Lincoln, Oklahoma 20 $ 3,600,000 $ 180,000 $ 87,000
Cleburne, Arkansas 19 $ 4,085,000 $ 215,000 $ 138,000
Perry, Arkansas 19 $ 1,975,000 $ 103,947 $ 60,000
Pawnee, Oklahoma 19 $ 2,615,000 $ 137,631 $ 90,000
St. Charles, Missouri 18 $ 3,530,000 $ 196,111 $ 121,000
Maricopa, Arizona 17 $ 6,115,000 $ 359,705 $ 137,000
Riverside, California 17 $ 6,285,000 $ 369,705 $ 120,000
Camden, Missouri 17 $ 7,405,000 $ 435,588 $ 215,000
McCurtain, Oklahoma 17 $ 6,395,000 $ 376,176 $ 196,000
Collin, Texas 17 $ 7,585,000 $ 446,176 $ 199,000
Lawrence, Arkansas 16 $ 1,450,000 $ 90,625 $ 82,000
Mississippi, Arkansas 16 $ 2,060,000 $ 128,750 $ 97,000
Los Angeles, California 16 $ 5,750,000 $ 359,375 $ 147,000
Boone, Missouri 16 $ 4,210,000 $ 263,125 $ 165,000
Harris, Texas 16 $ 4,310,000 $ 269,375 $ 123,000
Cook, Illinois 15 $ 2,615,000 $ 174,333 $ 289,000
Montgomery, Kansas 15 $ 1,835,000 $ 122,333 $ 140,000
Buchanan, Missouri 15 $ 3,085,000 $ 205,666 $ 183,000
Randolph, Arkansas 14 $ 1,320,000 $ 94,285 $ 103,000
Polk, Missouri 14 $ 3,120,000 $ 222,857 $ 168,000
Haskell, Oklahoma 14 $ 1,730,000 $ 123,571 $ 54,000
Montgomery, Arkansas 13 $ 1,545,000 $ 118,846 $ 110,000
Fulton, Arkansas 12 $ 1,230,000 $ 102,500 $ 74,000
Van Buren, Arkansas 12 $ 1,990,000 $ 165,833 $ 125,000
Hillsborough, Florida 12 $ 4,020,000 $ 335,000 $ 156,000
Johnson, Missouri 12 $ 2,060,000 $ 171,666 $ 109,000
Tarrant, Texas 12 $ 3,510,000 $ 292,500 $ 106,000
Clark, Arkansas 11 $ 2,325,000 $ 211,363 $ 188,000
Shawnee, Kansas 11 $ 2,635,000 $ 239,545 $ 142,000
Bernalillo, New Mexico 11 $ 2,695,000 $ 245,000 $ 117,000
Duval, Florida 10 $ 3,350,000 $ 335,000 $ 298,000
Wake, North Carolina 10 $ 3,390,000 $ 339,000 $ 108,000
Latimer, Oklahoma 10 $ 950,000 $ 95,000 $ 69,000
Seminole, Oklahoma 10 $ 870,000 $ 87,000 $ 64,000
Howell, Missouri 9 $ 1,135,000 $ 126,111 $ 77,000
Ozark, Missouri 9 $ 925,000 $ 102,777 $ 69,000
St. Louis City, Missouri 9 $ 2,755,000 $ 306,111 $ 307,000
Caddo, Oklahoma 9 $ 1,135,000 $ 126,111 $ 83,000
Garfield, Oklahoma 9 $ 1,845,000 $ 205,000 $ 168,000
Denton, Texas 9 $ 4,005,000 $ 445,000 $ 185,000
Clay, Arkansas 8 $ 760,000 $ 95,000 $ 86,000
Independence, Arkansas 8 $ 1,620,000 $ 202,500 $ 234,000
Newton, Arkansas 8 $ 1,190,000 $ 148,750 $ 99,000
San Diego, California 8 $ 2,740,000 $ 342,500 $ 99,000
Miami-Dade, Florida 8 $ 2,410,000 $ 301,250 $ 116,000
Labette, Kansas 8 $ 500,000 $ 62,500 $ 84,000
Linn, Kansas 8 $ 2,150,000 $ 268,750 $ 137,000
Cedar, Missouri 8 $ 1,450,000 $ 181,250 $ 126,000
Cotton, Oklahoma 8 $ 1,070,000 $ 133,750 $ 83,000
Kay, Oklahoma 8 $ 660,000 $ 82,500 $ 148,000
Charleston, South Carolina 8 $ 4,120,000 $ 515,000 $ 137,000
Dallas, Texas 8 $ 3,540,000 $ 442,500 $ 229,000
Pike, Arkansas 7 $ 445,000 $ 63,571 $ 68,000
New Haven, Connecticut 7 $ 2,025,000 $ 289,285 $ 137,000
Marion, Florida 7 $ 3,105,000 $ 443,571 $ 336,000
Osceola, Florida 7 $ 3,465,000 $ 495,000 $ 181,000
Cobb, Georgia 7 $ 3,055,000 $ 436,428 $ 255,000
Hamilton, Indiana 7 $ 2,765,000 $ 395,000 $ 131,000
Dallas, Missouri 7 $ 1,085,000 $ 155,000 $ 78,000
Miller, Missouri 7 $ 1,425,000 $ 203,571 $ 123,000
Wright, Missouri 7 $ 2,125,000 $ 303,571 $ 55,000
Beckham, Oklahoma 7 $ 1,285,000 $ 183,571 $ 136,000
Bryan, Oklahoma 7 $ 1,325,000 $ 189,285 $ 114,000
Marshall, Oklahoma 7 $ 1,135,000 $ 162,142 $ 138,000
Shelby, Tennessee 7 $ 2,485,000 $ 355,000 $ 118,000
Bexar, Texas 7 $ 955,000 $ 136,428 $ 135,000
Montgomery, Texas 7 $ 1,715,000 $ 245,000 $ 170,000
Travis, Texas 7 $ 2,365,000 $ 337,857 $ 123,000
St. Francis, Arkansas 6 $ 400,000 $ 66,666 $ 51,000
Kern, California 6 $ 860,000 $ 143,333 $ 86,000
Douglas, Colorado 6 $ 3,070,000 $ 511,666 $ 226,000
Broward, Florida 6 $ 1,760,000 $ 293,333 $ 118,000
Clay, Florida 6 $ 1,320,000 $ 220,000 $ 205,000
Lake, Florida 6 $ 2,070,000 $ 345,000 $ 163,000
Lee, Florida 6 $ 2,820,000 $ 470,000 $ 151,000
Manatee, Florida 6 $ 5,700,000 $ 950,000 $ 352,000
Palm Beach, Florida 6 $ 1,450,000 $ 241,666 $ 115,000
Polk, Florida 6 $ 1,530,000 $ 255,000 $ 133,000
Paulding, Georgia 6 $ 1,260,000 $ 210,000 $ 76,000
Middlesex, Massachusetts 6 $ 2,370,000 $ 395,000 $ 192,000
Pettis, Missouri 6 $ 1,110,000 $ 185,000 $ 106,000
Douglas, Nebraska 6 $ 1,870,000 $ 311,666 $ 171,000
Okfuskee, Oklahoma 6 $ 360,000 $ 60,000 $ 64,000
Baldwin, Alabama 5 $ 1,955,000 $ 391,000 $ 377,000
Pima, Arizona 5 $ 1,385,000 $ 277,000 $ 137,000
Izard, Arkansas 5 $ 385,000 $ 77,000 $ 72,000
Sevier, Arkansas 5 $ 445,000 $ 89,000 $ 67,000
Woodruff, Arkansas 5 $ 335,000 $ 67,000 $ 73,000
San Bernardino, California 5 $ 1,975,000 $ 395,000 $ 101,000
El Paso, Colorado 5 $ 1,875,000 $ 375,000 $ 155,000
Jefferson, Colorado 5 $ 1,125,000 $ 225,000 $ 82,000
Brevard, Florida 5 $ 1,165,000 $ 233,000 $ 118,000
Sarasota, Florida 5 $ 1,575,000 $ 315,000 $ 140,000
Hendricks, Indiana 5 $ 1,735,000 $ 347,000 $ 116,000
Jefferson, Kentucky 5 $ 1,455,000 $ 291,000 $ 106,000
Madison, Kentucky 5 $ 1,085,000 $ 217,000 $ 134,000
Plymouth, Massachusetts 5 $ 1,215,000 $ 243,000 $ 101,000
Adair, Missouri 5 $ 1,175,000 $ 235,000 $ 340,000
Bates, Missouri 5 $ 835,000 $ 167,000 $ 90,000
Jefferson, Missouri 5 $ 465,000 $ 93,000 $ 70,000
Hughes, Oklahoma 5 $ 665,000 $ 133,000 $ 99,000
Murray, Oklahoma 5 $ 345,000 $ 69,000 $ 88,000
Williamson, Tennessee 5 $ 2,095,000 $ 419,000 $ 210,000
Williamson, Texas 5 $ 555,000 $ 111,000 $ 90,000
King, Washington 5 $ 2,115,000 $ 423,000 $ 131,000
Pinal, Arizona 4 $ 1,010,000 $ 252,500 $ 59,000
Columbia, Arkansas 4 $ 900,000 $ 225,000 $ 75,000
Crittenden, Arkansas 4 $ 460,000 $ 115,000 $ 51,000
Contra Costa, California 4 $ 1,550,000 $ 387,500 $ 141,000
Orange, California 4 $ 2,070,000 $ 517,500 $ 97,000
Weld, Colorado 4 $ 920,000 $ 230,000 $ 117,000
Bay, Florida 4 $ 1,800,000 $ 450,000 $ 316,000
Collier, Florida 4 $ 1,320,000 $ 330,000 $ 173,000
Escambia, Florida 4 $ 730,000 $ 182,500 $ 187,000
Pasco, Florida 4 $ 880,000 $ 220,000 $ 141,000
Pinellas, Florida 4 $ 1,010,000 $ 252,500 $ 173,000
St. Johns, Florida 4 $ 1,540,000 $ 385,000 $ 112,000
Walton, Florida 4 $ 12,460,000 $ 3,115,000 $ 793,000
Fulton, Georgia 4 $ 680,000 $ 170,000 $ 234,000
Ada, Idaho 4 $ 900,000 $ 225,000 $ 89,000
Kane, Illinois 4 $ 850,000 $ 212,500 $ 105,000
Madison, Illinois 4 $ 240,000 $ 60,000 $ 64,000
Will, Illinois 4 $ 460,000 $ 115,000 $ 59,000
Williamson, Illinois 4 $ 460,000 $ 115,000 $ 89,000
Elkhart, Indiana 4 $ 820,000 $ 205,000 $ 72,000
Tippecanoe, Indiana 4 $ 1,130,000 $ 282,500 $ 282,000
Polk, Iowa 4 $ 780,000 $ 195,000 $ 103,000
Anderson, Kansas 4 $ 860,000 $ 215,000 $ 76,000
Geary, Kansas 4 $ 900,000 $ 225,000 $ 106,000
Saline, Kansas 4 $ 930,000 $ 232,500 $ 82,000
Suffolk, Massachusetts 4 $ 1,650,000 $ 412,500 $ 86,000
Oakland, Michigan 4 $ 880,000 $ 220,000 $ 176,000
Morgan, Missouri 4 $ 730,000 $ 182,500 $ 96,000
Guilford, North Carolina 4 $ 370,000 $ 92,500 $ 45,000
Kingfisher, Oklahoma 4 $ 440,000 $ 110,000 $ 53,000
Noble, Oklahoma 4 $ 1,010,000 $ 252,500 $ 98,000
Pontotoc, Oklahoma 4 $ 300,000 $ 75,000 $ 188,000
Texas, Oklahoma 4 $ 420,000 $ 105,000 $ 25,000
Chester, Pennsylvania 4 $ 440,000 $ 110,000 $ 73,000
Greenville, South Carolina 4 $ 1,460,000 $ 365,000 $ 177,000
York, South Carolina 4 $ 1,280,000 $ 320,000 $ 140,000
Minnehaha, South Dakota 4 $ 1,200,000 $ 300,000 $ 117,000
Davidson, Tennessee 4 $ 1,760,000 $ 440,000 $ 154,000
Salt Lake, Utah 4 $ 1,450,000 $ 362,500 $ 140,000
Yavapai, Arizona 3 $ 855,000 $ 285,000 $ 65,000
Cleveland, Arkansas 3 $ 655,000 $ 218,333 $ 153,000
Searcy, Arkansas 3 $ 295,000 $ 98,333 $ 83,000
Sharp, Arkansas 3 $ 255,000 $ 85,000 $ 60,000
Union, Arkansas 3 $ 775,000 $ 258,333 $ 150,000
Fresno, California 3 $ 635,000 $ 211,666 $ 72,000
Sacramento, California 3 $ 515,000 $ 171,666 $ 98,000
San Joaquin, California 3 $ 1,935,000 $ 645,000 $ 199,000
Tulare, California 3 $ 905,000 $ 301,666 $ 106,000
Arapahoe, Colorado 3 $ 1,275,000 $ 425,000 $ 162,000
Mesa, Colorado 3 $ 595,000 $ 198,333 $ 106,000
Hartford, Connecticut 3 $ 1,005,000 $ 335,000 $ 292,000
Okaloosa, Florida 3 $ 645,000 $ 215,000 $ 62,000
Orange, Florida 3 $ 1,275,000 $ 425,000 $ 306,000
Volusia, Florida 3 $ 505,000 $ 168,333 $ 52,000
Cherokee, Georgia 3 $ 1,445,000 $ 481,666 $ 192,000
Gwinnett, Georgia 3 $ 785,000 $ 261,666 $ 74,000
Canyon, Idaho 3 $ 1,405,000 $ 468,333 $ 162,000
DuPage, Illinois 3 $ 155,000 $ 51,666 $ 140,000
Saline, Illinois 3 $ 545,000 $ 181,666 $ 79,000
Delaware, Indiana 3 $ 215,000 $ 71,666 $ 54,000
Lake, Indiana 3 $ 625,000 $ 208,333 $ 129,000
Atchison, Kansas 3 $ 345,000 $ 115,000 $ 62,000
Butler, Kansas 3 $ 1,095,000 $ 365,000 $ 151,000
Neosho, Kansas 3 $ 915,000 $ 305,000 $ 67,000
Osage, Kansas 3 $ 835,000 $ 278,333 $ 202,000
Cumberland, Maine 3 $ 645,000 $ 215,000 $ 76,000
York, Maine 3 $ 1,475,000 $ 491,666 $ 128,000
Bristol, Massachusetts 3 $ 1,155,000 $ 385,000 $ 120,000
Berrien, Michigan 3 $ 765,000 $ 255,000 $ 72,000
Macomb, Michigan 3 $ 715,000 $ 238,333 $ 108,000
Wayne, Michigan 3 $ 245,000 $ 81,666 $ 52,000
Hennepin, Minnesota 3 $ 1,135,000 $ 378,333 $ 105,000
Benton, Missouri 3 $ 425,000 $ 141,666 $ 125,000
Lincoln, Missouri 3 $ 515,000 $ 171,666 $ 147,000
Scott, Missouri 3 $ 755,000 $ 251,666 $ 158,000
Mercer, New Jersey 3 $ 1,045,000 $ 348,333 $ 111,000
Morris, New Jersey 3 $ 1,065,000 $ 355,000 $ 269,000
Brunswick, North Carolina 3 $ 495,000 $ 165,000 $ 43,000
Mecklenburg, North Carolina 3 $ 1,045,000 $ 348,333 $ 147,000
Franklin, Ohio 3 $ 925,000 $ 308,333 $ 217,000
Blaine, Oklahoma 3 $ 205,000 $ 68,333 $ 43,000
Washita, Oklahoma 3 $ 275,000 $ 91,666 $ 119,000
Anderson, South Carolina 3 $ 685,000 $ 228,333 $ 162,000
Madison, Tennessee 3 $ 515,000 $ 171,666 $ 76,000
Maury, Tennessee 3 $ 585,000 $ 195,000 $ 56,000
Brazoria, Texas 3 $ 795,000 $ 265,000 $ 155,000
Grayson, Texas 3 $ 695,000 $ 231,666 $ 137,000
Johnson, Texas 3 $ 1,065,000 $ 355,000 $ 136,000
McLennan, Texas 3 $ 695,000 $ 231,666 $ 85,000
Wichita, Texas 3 $ 385,000 $ 128,333 $ 134,000
Pierce, Washington 3 $ 705,000 $ 235,000 $ 71,000
Jefferson, Alabama 2 $ 510,000 $ 255,000 $ 184,000
Madison, Alabama 2 $ 590,000 $ 295,000 $ 107,000
Mobile, Alabama 2 $ 230,000 $ 115,000 $ 81,000
Arkansas, Arkansas 2 $ 100,000 $ 50,000 $ 38,000
Ashley, Arkansas 2 $ 170,000 $ 85,000 $ 78,000
Cross, Arkansas 2 $ 230,000 $ 115,000 $ 45,000
Dallas, Arkansas 2 $ 160,000 $ 80,000 $ 83,000
Desha, Arkansas 2 $ 140,000 $ 70,000 $ 53,000
Drew, Arkansas 2 $ 210,000 $ 105,000 $ 547,000
Howard, Arkansas 2 $ 180,000 $ 90,000 $ 112,000
Little River, Arkansas 2 $ 140,000 $ 70,000 $ 53,000
Miller, Arkansas 2 $ 130,000 $ 65,000 $ 46,000
Prairie, Arkansas 2 $ 190,000 $ 95,000 $ 52,000
Stone, Arkansas 2 $ 160,000 $ 80,000 $ 140,000
San Francisco, California 2 $ 590,000 $ 295,000 $ 79,000
Santa Clara, California 2 $ 920,000 $ 460,000 $ 80,000
Stanislaus, California 2 $ 410,000 $ 205,000 $ 60,000
Boulder, Colorado 2 $ 1,080,000 $ 540,000 $ 115,000
Denver, Colorado 2 $ 590,000 $ 295,000 $ 192,000
Garfield, Colorado 2 $ 630,000 $ 315,000 $ 134,000
Gunnison, Colorado 2 $ 1,800,000 $ 900,000 $ 539,000
Fairfield, Connecticut 2 $ 790,000 $ 395,000 $ 273,000
Tolland, Connecticut 2 $ 380,000 $ 190,000 $ 94,000
Charlotte, Florida 2 $ 300,000 $ 150,000 $ 63,000
Liberty, Florida 2 $ 290,000 $ 145,000 $ 93,000
Santa Rosa, Florida 2 $ 580,000 $ 290,000 $ 122,000
Seminole, Florida 2 $ 1,130,000 $ 565,000 $ 130,000
St. Lucie, Florida 2 $ 440,000 $ 220,000 $ 77,000
Coweta, Georgia 2 $ 820,000 $ 410,000 $ 151,000
Effingham, Georgia 2 $ 540,000 $ 270,000 $ 106,000
Forsyth, Georgia 2 $ 450,000 $ 225,000 $ 59,000
Henry, Georgia 2 $ 470,000 $ 235,000 $ 94,000
Monroe, Georgia 2 $ 370,000 $ 185,000 $ 83,000
Spalding, Georgia 2 $ 630,000 $ 315,000 $ 74,000
Troup, Georgia 2 $ 240,000 $ 120,000 $ 77,000
Wilkinson, Georgia 2 $ 410,000 $ 205,000 $ 249,000
Coles, Illinois 2 $ 350,000 $ 175,000 $ 149,000
Douglas, Illinois 2 $ 170,000 $ 85,000 $ 66,000
Lake, Illinois 2 $ 420,000 $ 210,000 $ 57,000
White, Illinois 2 $ 70,000 $ 35,000 $ 13,000
Boone, Indiana 2 $ 670,000 $ 335,000 $ 115,000
Lawrence, Indiana 2 $ 520,000 $ 260,000 $ 166,000
Madison, Indiana 2 $ 390,000 $ 195,000 $ 67,000
Pike, Indiana 2 $ 140,000 $ 70,000 $ 37,000
Marion, Iowa 2 $ 1,160,000 $ 580,000 $ 274,000
Bourbon, Kansas 2 $ 110,000 $ 55,000 $ 34,000
Coffey, Kansas 2 $ 150,000 $ 75,000 $ 62,000
Finney, Kansas 2 $ 440,000 $ 220,000 $ 229,000
Pratt, Kansas 2 $ 290,000 $ 145,000 $ 66,000
Daviess, Kentucky 2 $ 110,000 $ 55,000 $ 32,000
Warren, Kentucky 2 $ 680,000 $ 340,000 $ 84,000
East Baton Rouge, Louisiana 2 $ 210,000 $ 105,000 $ 33,000
Worcester, Massachusetts 2 $ 370,000 $ 185,000 $ 85,000
Livingston, Michigan 2 $ 1,040,000 $ 520,000 $ 272,000
Tuscola, Michigan 2 $ 190,000 $ 95,000 $ 45,000
Washtenaw, Michigan 2 $ 570,000 $ 285,000 $ 130,000
Harrison, Mississippi 2 $ 320,000 $ 160,000 $ 214,000
Andrew, Missouri 2 $ 1,220,000 $ 610,000 $ 478,000
Clinton, Missouri 2 $ 600,000 $ 300,000 $ 198,000
Franklin, Missouri 2 $ 270,000 $ 135,000 $ 56,000
Henry, Missouri 2 $ 300,000 $ 150,000 $ 90,000
Lafayette, Missouri 2 $ 140,000 $ 70,000 $ 66,000
Nodaway, Missouri 2 $ 170,000 $ 85,000 $ 206,000
Pulaski, Missouri 2 $ 130,000 $ 65,000 $ 131,000
Ray, Missouri 2 $ 240,000 $ 120,000 $ 78,000
Shannon, Missouri 2 $ 490,000 $ 245,000 $ 144,000
Texas, Missouri 2 $ 150,000 $ 75,000 $ 67,000
Cascade, Montana 2 $ 1,360,000 $ 680,000 $ 425,000
Lancaster, Nebraska 2 $ 590,000 $ 295,000 $ 116,000
Elko, Nevada 2 $ 780,000 $ 390,000 $ 183,000
Lyon, Nevada 2 $ 400,000 $ 200,000 $ 286,000
Washoe, Nevada 2 $ 720,000 $ 360,000 $ 123,000
Passaic, New Jersey 2 $ 340,000 $ 170,000 $ 94,000
Lincoln, New Mexico 2 $ 450,000 $ 225,000 $ 103,000
Santa Fe, New Mexico 2 $ 160,000 $ 80,000 $ 90,000
Craven, North Carolina 2 $ 1,100,000 $ 550,000 $ 140,000
Durham, North Carolina 2 $ 500,000 $ 250,000 $ 72,000
Forsyth, North Carolina 2 $ 370,000 $ 185,000 $ 412,000
Johnston, North Carolina 2 $ 600,000 $ 300,000 $ 105,000
Pender, North Carolina 2 $ 430,000 $ 215,000 $ 115,000
Cuyahoga, Ohio 2 $ 330,000 $ 165,000 $ 56,000
Greene, Ohio 2 $ 430,000 $ 215,000 $ 81,000
Lawrence, Ohio 2 $ 210,000 $ 105,000 $ 375,000
Miami, Ohio 2 $ 410,000 $ 205,000 $ 67,000
Summit, Ohio 2 $ 590,000 $ 295,000 $ 153,000
Carter, Oklahoma 2 $ 330,000 $ 165,000 $ 107,000
Custer, Oklahoma 2 $ 150,000 $ 75,000 $ 122,000
Jackson, Oklahoma 2 $ 140,000 $ 70,000 $ 58,000
Kiowa, Oklahoma 2 $ 40,000 $ 20,000 $ 39,000
Woods, Oklahoma 2 $ 230,000 $ 115,000 $ 135,000
Woodward, Oklahoma 2 $ 330,000 $ 165,000 $ 50,000
Baker, Oregon 2 $ 170,000 $ 85,000 $ 59,000
Bucks, Pennsylvania 2 $ 630,000 $ 315,000 $ 133,000
Columbia, Pennsylvania 2 $ 140,000 $ 70,000 $ 32,000
Lackawanna, Pennsylvania 2 $ 260,000 $ 130,000 $ 94,000
Lancaster, Pennsylvania 2 $ 320,000 $ 160,000 $ 75,000
Monroe, Pennsylvania 2 $ 360,000 $ 180,000 $ 58,000
Montgomery, Pennsylvania 2 $ 1,260,000 $ 630,000 $ 260,000
Northampton, Pennsylvania 2 $ 900,000 $ 450,000 $ 211,000
York, Pennsylvania 2 $ 70,000 $ 35,000 $ 59,000
Berkeley, South Carolina 2 $ 550,000 $ 275,000 $ 80,000
Jasper, South Carolina 2 $ 180,000 $ 90,000 $ 105,000
Lexington, South Carolina 2 $ 530,000 $ 265,000 $ 156,000
Oconee, South Carolina 2 $ 960,000 $ 480,000 $ 247,000
Lincoln, South Dakota 2 $ 310,000 $ 155,000 $ 49,000
Campbell, Tennessee 2 $ 90,000 $ 45,000 $ 192,000
Cheatham, Tennessee 2 $ 330,000 $ 165,000 $ 99,000
Coffee, Tennessee 2 $ 270,000 $ 135,000 $ 41,000
Dickson, Tennessee 2 $ 780,000 $ 390,000 $ 103,000
Greene, Tennessee 2 $ 670,000 $ 335,000 $ 103,000
Hamilton, Tennessee 2 $ 240,000 $ 120,000 $ 63,000
Rutherford, Tennessee 2 $ 210,000 $ 105,000 $ 59,000
Washington, Tennessee 2 $ 180,000 $ 90,000 $ 52,000
Wilson, Tennessee 2 $ 740,000 $ 370,000 $ 114,000
Bell, Texas 2 $ 190,000 $ 95,000 $ 236,000
Ellis, Texas 2 $ 80,000 $ 40,000 $ 103,000
Fort Bend, Texas 2 $ 540,000 $ 270,000 $ 88,000
Rockwall, Texas 2 $ 380,000 $ 190,000 $ 152,000
San Patricio, Texas 2 $ 430,000 $ 215,000 $ 254,000
Cache, Utah 2 $ 870,000 $ 435,000 $ 95,000
Utah, Utah 2 $ 810,000 $ 405,000 $ 103,000
Chittenden, Vermont 2 $ 590,000 $ 295,000 $ 95,000
Orange, Vermont 2 $ 440,000 $ 220,000 $ 221,000
Arlington, Virginia 2 $ 1,160,000 $ 580,000 $ 270,000
Newport News, Virginia 2 $ 370,000 $ 185,000 $ 36,000
Berkeley, West Virginia 2 $ 330,000 $ 165,000 $ 67,000
Dodge, Wisconsin 2 $ 470,000 $ 235,000 $ 243,000
Jefferson, Wisconsin 2 $ 430,000 $ 215,000 $ 263,000
Milwaukee, Wisconsin 2 $ 420,000 $ 210,000 $ 132,000
Waukesha, Wisconsin 2 $ 900,000 $ 450,000 $ 147,000
Laramie, Wyoming 2 $ 760,000 $ 380,000 $ 241,000
Barbour, Alabama 1 $ 115,000 $ 115,000 $ 55,000
Chambers, Alabama 1 $ 85,000 $ 85,000 $ 59,000
Coffee, Alabama 1 $ 115,000 $ 115,000 $ 55,000
Elmore, Alabama 1 $ 155,000 $ 155,000 $ 48,000
Jackson, Alabama 1 $ 285,000 $ 285,000 $ 90,000
Limestone, Alabama 1 $ 155,000 $ 155,000 $ 12,000
Marion, Alabama 1 $ 165,000 $ 165,000 $ 61,000
Morgan, Alabama 1 $ 565,000 $ 565,000 $ 438,000
Russell, Alabama 1 $ 195,000 $ 195,000 $ 0
Shelby, Alabama 1 $ 375,000 $ 375,000 $ 90,000
St. Clair, Alabama 1 $ 225,000 $ 225,000 $ 89,000
Tuscaloosa, Alabama 1 $ 485,000 $ 485,000 $ 187,000
Coconino, Arizona 1 $ 105,000 $ 105,000 $ 46,000
Mohave, Arizona 1 $ 165,000 $ 165,000 $ 85,000
Calhoun, Arkansas 1 $ 135,000 $ 135,000 $ 102,000
Hempstead, Arkansas 1 $ 135,000 $ 135,000 $ 59,000
Jackson, Arkansas 1 $ 125,000 $ 125,000 $ 68,000
Lee, Arkansas 1 $ 65,000 $ 65,000 $ 139,000
Monroe, Arkansas 1 $ 145,000 $ 145,000 $ 80,000
Nevada, Arkansas 1 $ 175,000 $ 175,000 $ 92,000
Ouachita, Arkansas 1 $ 15,000 $ 15,000 $ 86,000
Alameda, California 1 $ 525,000 $ 525,000 $ 0
Butte, California 1 $ 375,000 $ 375,000 $ 117,000
Merced, California 1 $ 85,000 $ 85,000 $ 28,000
Nevada, California 1 $ 305,000 $ 305,000 $ 317,000
Placer, California 1 $ 295,000 $ 295,000 $ 153,000
Solano, California 1 $ 285,000 $ 285,000 $ 134,000
Sonoma, California 1 $ 55,000 $ 55,000 $ 216,000
Sutter, California 1 $ 395,000 $ 395,000 $ 146,000
Tehama, California 1 $ 25,000 $ 25,000 $ 27,000
Ventura, California 1 $ 315,000 $ 315,000 $ 120,000
Yolo, California 1 $ 285,000 $ 285,000 $ 174,000
Archuleta, Colorado 1 $ 745,000 $ 745,000 $ 502,000
Chaffee, Colorado 1 $ 195,000 $ 195,000 $ 75,000
Clear Creek, Colorado 1 $ 455,000 $ 455,000 $ 427,000
Elbert, Colorado 1 $ 85,000 $ 85,000 $ 192,000
Fremont, Colorado 1 $ 275,000 $ 275,000 $ 94,000
La Plata, Colorado 1 $ 415,000 $ 415,000 $ 258,000
Lake, Colorado 1 $ 95,000 $ 95,000 $ 87,000
Larimer, Colorado 1 $ 615,000 $ 615,000 $ 115,000
Montezuma, Colorado 1 $ 55,000 $ 55,000 $ 149,000
Rio Blanco, Colorado 1 $ 95,000 $ 95,000 $ 26,000
Saguache, Colorado 1 $ 145,000 $ 145,000 $ 199,000
San Juan, Colorado 1 $ 415,000 $ 415,000 $ 300,000
Summit, Colorado 1 $ 1,125,000 $ 1,125,000 $ 480,000
Middlesex, Connecticut 1 $ 85,000 $ 85,000 $ 163,000
New London, Connecticut 1 $ 265,000 $ 265,000 $ 79,000
Alachua, Florida 1 $ 625,000 $ 625,000 $ 313,000
Citrus, Florida 1 $ 215,000 $ 215,000 $ 65,000
Flagler, Florida 1 $ 215,000 $ 215,000 $ 77,000
Gulf, Florida 1 $ 185,000 $ 185,000 $ 196,000
Hernando, Florida 1 $ 345,000 $ 345,000 $ 85,000
Indian River, Florida 1 $ 245,000 $ 245,000 $ 88,000
Martin, Florida 1 $ 825,000 $ 825,000 $ 225,000
Bibb, Georgia 1 $ 125,000 $ 125,000 $ 122,000
Clarke, Georgia 1 $ 195,000 $ 195,000 $ 90,000
Floyd, Georgia 1 $ 35,000 $ 35,000 $ 35,000
Hall, Georgia 1 $ 455,000 $ 455,000 $ 155,000
Jackson, Georgia 1 $ 265,000 $ 265,000 $ 67,000
Lee, Georgia 1 $ 385,000 $ 385,000 $ 306,000
Lowndes, Georgia 1 $ 85,000 $ 85,000 $ 100,000
Montgomery, Georgia 1 $ 265,000 $ 265,000 $ 105,000
Pike, Georgia 1 $ 35,000 $ 35,000 $ 27,000
Richmond, Georgia 1 $ 165,000 $ 165,000 $ 156,000
Rockdale, Georgia 1 $ 175,000 $ 175,000 $ 34,000
Tattnall, Georgia 1 $ 175,000 $ 175,000 $ 104,000
Union, Georgia 1 $ 105,000 $ 105,000 $ 40,000
Walton, Georgia 1 $ 105,000 $ 105,000 $ 61,000
Honolulu, Hawaii 1 $ 605,000 $ 605,000 $ 117,000
Kauai, Hawaii 1 $ 615,000 $ 615,000 $ 347,000
Elmore, Idaho 1 $ 145,000 $ 145,000 $ 120,000
Kootenai, Idaho 1 $ 85,000 $ 85,000 $ 45,000
Payette, Idaho 1 $ 175,000 $ 175,000 $ 71,000
Adams, Illinois 1 $ 205,000 $ 205,000 $ 128,000
Bureau, Illinois 1 $ 185,000 $ 185,000 $ 65,000
Champaign, Illinois 1 $ 35,000 $ 35,000 $ 126,000
Clark, Illinois 1 $ 105,000 $ 105,000 $ 44,000
Edgar, Illinois 1 $ 75,000 $ 75,000 $ 99,000
Effingham, Illinois 1 $ 255,000 $ 255,000 $ 89,000
Franklin, Illinois 1 $ 95,000 $ 95,000 $ 37,000
Gallatin, Illinois 1 $ 35,000 $ 35,000 $ 88,000
Hardin, Illinois 1 $ 85,000 $ 85,000 $ 82,000
Jackson, Illinois 1 $ 135,000 $ 135,000 $ 163,000
Jefferson, Illinois 1 $ 95,000 $ 95,000 $ 119,000
Kendall, Illinois 1 $ 105,000 $ 105,000 $ 42,000
Knox, Illinois 1 $ 85,000 $ 85,000 $ 26,000
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Mortgage Loan Application Detail Totals for Arvest Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,740 $2,607,060,000 $298,000 $57,695,000 $140,000 $4,297,000
Home Improvement 4,218 $347,950,000 $82,000 $5,145,000 $121,000 $5,068,000
Other Purpose 3,459 $260,925,000 $75,000 $2,505,000 $114,000 $5,073,000
Cash-out Refinancing 2,005 $401,945,000 $200,000 $1,215,000 $92,000 $957,000
Refinancing 1,957 $387,215,000 $197,000 $4,505,000 $134,000 $2,406,000
Not Applicable 3 $785,000 $261,000 $445,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,658 $2,244,440,000 $177,000 $4,005,000 $125,000 $5,073,000
Not Provided 2,687 $553,445,000 $205,000 $2,505,000 $160,000 $3,140,000
Hispanic 2,146 $303,030,000 $141,000 $2,405,000 $88,000 $2,357,000
Not applicable 1,090 $568,820,000 $521,000 $57,695,000 $0 $0
Black or African American 745 $112,495,000 $151,000 $1,205,000 $106,000 $1,001,000
Asian 496 $141,480,000 $285,000 $1,285,000 $162,000 $1,100,000
American Indian or Alaskan Native 473 $60,735,000 $128,000 $1,215,000 $106,000 $4,297,000
Native Hawaiian or Other Pacific Islander 30 $4,760,000 $158,000 $605,000 $140,000 $712,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,163 $3,539,945,000 $194,000 $57,695,000 $132,000 $5,073,000
FHA-insured (Federal Housing Administration) 1,548 $306,600,000 $198,000 $605,000 $76,000 $472,000
VA-guaranteed (Veterans Administration) 460 $127,420,000 $277,000 $775,000 $103,000 $525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 211 $31,915,000 $151,000 $425,000 $62,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,997 $2,749,865,000 $229,000 $57,695,000 $139,000 $2,406,000
Application Denied By Financial Institution 4,477 $464,595,000 $103,000 $5,145,000 $96,000 $5,068,000
Application Withdrawn By Applicant 2,999 $609,935,000 $203,000 $4,005,000 $123,000 $5,073,000
File Closed For Incompleteness 618 $133,590,000 $216,000 $2,405,000 $127,000 $2,211,000
Application Approved But Not Accepted 274 $44,610,000 $162,000 $6,305,000 $139,000 $1,720,000
Loan Purchased By The Institution 17 $3,285,000 $193,000 $445,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,905 $3,541,285,000 $222,000 $57,695,000 $135,000 $5,073,000
Debt-To-Income Ratio 2,063 $224,545,000 $108,000 $1,625,000 $69,000 $702,000
Credit History 1,403 $108,615,000 $77,000 $875,000 $108,000 $5,068,000
Collateral 407 $57,325,000 $140,000 $5,145,000 $125,000 $2,031,000
Other 244 $38,410,000 $157,000 $4,505,000 $145,000 $2,154,000
Employment History 192 $11,480,000 $59,000 $545,000 $146,000 $4,632,000
Unverifiable Information 141 $19,425,000 $137,000 $755,000 $118,000 $1,740,000
Credit Application Incomplete 27 $4,795,000 $177,000 $685,000 $97,000 $268,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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