Arvest Bank Group Mortgage Lending & HMDA Data, 2010

In 2010, Arvest Bank Group of Tulsa, OK reported 5,254 mortgage applications totaling $233.2 million, down 36% from 2009. The average application was for $44,387, and applicants reported an average income of $66,315. 64% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (1,232), Tulsa, OK (1,084) and Oklahoma City, OK (633) (applications in parentheses).

Mortgage Company & Address Arvest Bank Group
4500 South Garnett Suit 440
Tulsa, OK 74146
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,254
Total Mortgage Loan Application Amount $233,211,000
Average Mortgage Loan Application Amount $44,387
Highest Mortgage Loan Application Amount $8,007,000
Average Applicant Income $66,315
Highest Applicant Income $6,544,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank Group by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 819 $ 33,192,000 $ 40,527 $ 73,000
Washington, Arkansas 600 $ 32,709,000 $ 54,515 $ 59,000
Benton, Arkansas 527 $ 28,807,000 $ 54,662 $ 78,000
Oklahoma, Oklahoma 312 $ 12,493,000 $ 40,041 $ 86,000
Sebastian, Arkansas 196 $ 9,035,000 $ 46,096 $ 70,000
Cleveland, Oklahoma 187 $ 7,434,000 $ 39,754 $ 72,000
Pulaski, Arkansas 171 $ 13,949,000 $ 81,573 $ 78,000
Washington, Oklahoma 129 $ 5,146,000 $ 39,891 $ 52,000
Comanche, Oklahoma 120 $ 2,922,000 $ 24,350 $ 78,000
Saline, Arkansas 100 $ 2,628,000 $ 26,280 $ 57,000
Crawford, Arkansas 95 $ 3,200,000 $ 33,684 $ 54,000
Wagoner, Oklahoma 81 $ 3,131,000 $ 38,654 $ 60,000
Le Flore, Oklahoma 80 $ 2,385,000 $ 29,812 $ 44,000
Rogers, Oklahoma 79 $ 2,219,000 $ 28,088 $ 65,000
Pottawatomie, Oklahoma 78 $ 3,334,000 $ 42,743 $ 64,000
Madison, Arkansas 77 $ 2,800,000 $ 36,363 $ 48,000
Marion, Arkansas 65 $ 2,633,000 $ 40,507 $ 33,000
Baxter, Arkansas 63 $ 1,954,000 $ 31,015 $ 45,000
Nowata, Oklahoma 60 $ 2,012,000 $ 33,533 $ 41,000
Creek, Oklahoma 57 $ 816,000 $ 14,315 $ 50,000
Jasper, Missouri 54 $ 2,590,000 $ 47,962 $ 56,000
Faulkner, Arkansas 53 $ 2,179,000 $ 41,113 $ 62,000
Adair, Oklahoma 50 $ 1,582,000 $ 31,640 $ 171,000
Muskogee, Oklahoma 50 $ 856,000 $ 17,120 $ 57,000
Delaware, Oklahoma 49 $ 1,576,000 $ 32,163 $ 43,000
Stephens, Oklahoma 45 $ 1,814,000 $ 40,311 $ 39,000
Canadian, Oklahoma 42 $ 780,000 $ 18,571 $ 69,000
Grady, Oklahoma 42 $ 1,721,000 $ 40,976 $ 92,000
Carroll, Arkansas 39 $ 2,349,000 $ 60,230 $ 42,000
Sequoyah, Oklahoma 39 $ 731,000 $ 18,743 $ 57,000
Pope, Arkansas 38 $ 2,332,000 $ 61,368 $ 67,000
Boone, Arkansas 33 $ 840,000 $ 25,454 $ 48,000
Garland, Arkansas 33 $ 2,454,000 $ 74,363 $ 39,000
Johnson, Arkansas 33 $ 1,313,000 $ 39,787 $ 54,000
McClain, Oklahoma 33 $ 1,257,000 $ 38,090 $ 62,000
Jackson, Missouri 32 $ 2,604,000 $ 81,375 $ 78,000
Cherokee, Oklahoma 32 $ 2,216,000 $ 69,250 $ 72,000
Ottawa, Oklahoma 32 $ 1,655,000 $ 51,718 $ 51,000
Newton, Missouri 30 $ 1,692,000 $ 56,400 $ 66,000
Craig, Oklahoma 30 $ 1,159,000 $ 38,633 $ 65,000
McIntosh, Oklahoma 29 $ 495,000 $ 17,068 $ 45,000
McDonald, Missouri 28 $ 1,362,000 $ 48,642 $ 42,000
Mayes, Oklahoma 26 $ 460,000 $ 17,692 $ 48,000
Johnson, Kansas 25 $ 2,541,000 $ 101,640 $ 91,000
Conway, Arkansas 23 $ 593,000 $ 25,782 $ 53,000
Osage, Oklahoma 22 $ 185,000 $ 8,409 $ 77,000
Polk, Arkansas 20 $ 592,000 $ 29,600 $ 44,000
Okmulgee, Oklahoma 20 $ 321,000 $ 16,050 $ 46,000
Barry, Missouri 18 $ 668,000 $ 37,111 $ 34,000
Pittsburg, Oklahoma 17 $ 301,000 $ 17,705 $ 40,000
Logan, Arkansas 16 $ 890,000 $ 55,625 $ 39,000
Montgomery, Kansas 14 $ 842,000 $ 60,142 $ 41,000
Franklin, Arkansas 12 $ 619,000 $ 51,583 $ 80,000
Stone, Missouri 12 $ 618,000 $ 51,500 $ 41,000
Taney, Missouri 12 $ 626,000 $ 52,166 $ 40,000
Logan, Oklahoma 12 $ 528,000 $ 44,000 $ 82,000
Lonoke, Arkansas 10 $ 332,000 $ 33,200 $ 84,000
Franklin, Kansas 9 $ 68,000 $ 7,555 $ 48,000
McCurtain, Oklahoma 8 $ 47,000 $ 5,875 $ 31,000
Hot Spring, Arkansas 7 $ 53,000 $ 7,571 $ 46,000
Greene, Missouri 7 $ 601,000 $ 85,857 $ 74,000
Cotton, Oklahoma 7 $ 99,000 $ 14,142 $ 27,000
Garfield, Oklahoma 7 $ 195,000 $ 27,857 $ 65,000
Payne, Oklahoma 7 $ 342,000 $ 48,857 $ 84,000
Pontotoc, Oklahoma 7 $ 409,000 $ 58,428 $ 38,000
Scott, Arkansas 6 $ 87,000 $ 14,500 $ 50,000
Pawnee, Oklahoma 6 $ 67,000 $ 11,166 $ 42,000
Seminole, Oklahoma 6 $ 397,000 $ 66,166 $ 38,000
Christian, Missouri 5 $ 139,000 $ 27,800 $ 58,000
Caddo, Oklahoma 5 $ 113,000 $ 22,600 $ 42,000
Lincoln, Oklahoma 5 $ 115,000 $ 23,000 $ 87,000
Clark, Arkansas 4 $ 29,000 $ 7,250 $ 45,000
Newton, Arkansas 4 $ 206,000 $ 51,500 $ 24,000
White, Arkansas 4 $ 232,000 $ 58,000 $ 74,000
Chautauqua, Kansas 4 $ 66,000 $ 16,500 $ 41,000
Cherokee, Kansas 4 $ 82,000 $ 20,500 $ 63,000
Wyandotte, Kansas 4 $ 30,000 $ 7,500 $ 86,000
Clay, Missouri 4 $ 176,000 $ 44,000 $ 61,000
Haskell, Oklahoma 4 $ 70,000 $ 17,500 $ 26,000
Grant, Arkansas 3 $ 22,000 $ 7,333 $ 61,000
Montgomery, Arkansas 3 $ 111,000 $ 37,000 $ 47,000
Perry, Arkansas 3 $ 116,000 $ 38,666 $ 17,000
Macon, Missouri 3 $ 83,000 $ 27,666 $ 53,000
Carter, Oklahoma 3 $ 209,000 $ 69,666 $ 171,000
Maricopa, Arizona 2 $ 157,000 $ 78,500 $ 203,000
Yell, Arkansas 2 $ 23,000 $ 11,500 $ 33,000
Finney, Kansas 2 $ 42,000 $ 21,000 $ 72,000
Leavenworth, Kansas 2 $ 50,000 $ 25,000 $ 85,000
Osage, Kansas 2 $ 13,000 $ 6,500 $ 88,000
Cass, Missouri 2 $ 14,000 $ 7,000 $ 81,000
Clinton, Missouri 2 $ 33,000 $ 16,500 $ 55,000
Lafayette, Missouri 2 $ 31,000 $ 15,500 $ 79,000
Platte, Missouri 2 $ 18,000 $ 9,000 $ 69,000
Ray, Missouri 2 $ 20,000 $ 10,000 $ 37,000
Webster, Missouri 2 $ 28,000 $ 14,000 $ 169,000
Mecklenburg, North Carolina 2 $ 974,000 $ 487,000 $ 500,000
Hughes, Oklahoma 2 $ 33,000 $ 16,500 $ 46,000
Latimer, Oklahoma 2 $ 8,000 $ 4,000 $ 39,000
Marshall, Oklahoma 2 $ 52,000 $ 26,000 $ 93,000
Fort Bend, Texas 2 $ 214,000 $ 107,000 $ 183,000
Harris, Texas 2 $ 299,000 $ 149,500 $ 76,000
Wichita, Texas 2 $ 11,000 $ 5,500 $ 34,000
Jefferson, Alabama 1 $ 15,000 $ 15,000 $ 187,000
Shelby, Alabama 1 $ 74,000 $ 74,000 $ 0
Fairbanks North Star, Alaska 1 $ 5,000 $ 5,000 $ 115,000
Cleburne, Arkansas 1 $ 417,000 $ 417,000 $ 365,000
Cleveland, Arkansas 1 $ 5,000 $ 5,000 $ 134,000
Dallas, Arkansas 1 $ 8,000 $ 8,000 $ 0
Fulton, Arkansas 1 $ 10,000 $ 10,000 $ 11,000
Izard, Arkansas 1 $ 6,000 $ 6,000 $ 16,000
Jefferson, Arkansas 1 $ 25,000 $ 25,000 $ 106,000
Mississippi, Arkansas 1 $ 1,389,000 $ 1,389,000 $ 0
Searcy, Arkansas 1 $ 10,000 $ 10,000 $ 30,000
Sharp, Arkansas 1 $ 9,000 $ 9,000 $ 12,000
Stone, Arkansas 1 $ 12,000 $ 12,000 $ 21,000
Los Angeles, California 1 $ 11,000 $ 11,000 $ 43,000
Orange, California 1 $ 16,000 $ 16,000 $ 103,000
Denver, Colorado 1 $ 300,000 $ 300,000 $ 180,000
Eagle, Colorado 1 $ 23,000 $ 23,000 $ 120,000
Jefferson, Colorado 1 $ 31,000 $ 31,000 $ 27,000
Clay, Florida 1 $ 133,000 $ 133,000 $ 236,000
Hillsborough, Florida 1 $ 90,000 $ 90,000 $ 49,000
Cobb, Georgia 1 $ 17,000 $ 17,000 $ 120,000
Rockdale, Georgia 1 $ 3,000 $ 3,000 $ 89,000
Cook, Illinois 1 $ 28,000 $ 28,000 $ 133,000
Hendricks, Indiana 1 $ 35,000 $ 35,000 $ 122,000
Anderson, Kansas 1 $ 31,000 $ 31,000 $ 124,000
Douglas, Kansas 1 $ 266,000 $ 266,000 $ 0
Geary, Kansas 1 $ 85,000 $ 85,000 $ 87,000
Harvey, Kansas 1 $ 25,000 $ 25,000 $ 59,000
Jackson, Kansas 1 $ 10,000 $ 10,000 $ 116,000
Jefferson, Kansas 1 $ 25,000 $ 25,000 $ 105,000
Labette, Kansas 1 $ 10,000 $ 10,000 $ 30,000
Lyon, Kansas 1 $ 126,000 $ 126,000 $ 182,000
Mitchell, Kansas 1 $ 15,000 $ 15,000 $ 85,000
Sedgwick, Kansas 1 $ 32,000 $ 32,000 $ 25,000
Stevens, Kansas 1 $ 104,000 $ 104,000 $ 140,000
Bossier, Louisiana 1 $ 165,000 $ 165,000 $ 64,000
Jefferson, Louisiana 1 $ 3,000 $ 3,000 $ 105,000
Orleans, Louisiana 1 $ 114,000 $ 114,000 $ 112,000
Norfolk, Massachusetts 1 $ 41,000 $ 41,000 $ 0
Genesee, Michigan 1 $ 15,000 $ 15,000 $ 70,000
Hennepin, Minnesota 1 $ 85,000 $ 85,000 $ 74,000
Wright, Minnesota 1 $ 50,000 $ 50,000 $ 46,000
Buchanan, Missouri 1 $ 11,000 $ 11,000 $ 86,000
Callaway, Missouri 1 $ 18,000 $ 18,000 $ 44,000
Grundy, Missouri 1 $ 15,000 $ 15,000 $ 156,000
Howard, Missouri 1 $ 17,000 $ 17,000 $ 19,000
Jefferson, Missouri 1 $ 10,000 $ 10,000 $ 30,000
Johnson, Missouri 1 $ 9,000 $ 9,000 $ 23,000
Morgan, Missouri 1 $ 16,000 $ 16,000 $ 41,000
Randolph, Missouri 1 $ 8,000 $ 8,000 $ 30,000
St. Clair, Missouri 1 $ 21,000 $ 21,000 $ 34,000
St. Louis, Missouri 1 $ 332,000 $ 332,000 $ 225,000
Douglas, Nebraska 1 $ 175,000 $ 175,000 $ 390,000
Sarpy, Nebraska 1 $ 38,000 $ 38,000 $ 141,000
Bernalillo, New Mexico 1 $ 48,000 $ 48,000 $ 46,000
Kings, New York 1 $ 120,000 $ 120,000 $ 45,000
New York, New York 1 $ 3,000 $ 3,000 $ 149,000
Blaine, Oklahoma 1 $ 92,000 $ 92,000 $ 13,000
Garvin, Oklahoma 1 $ 113,000 $ 113,000 $ 33,000
Grant, Oklahoma 1 $ 56,000 $ 56,000 $ 40,000
Greer, Oklahoma 1 $ 45,000 $ 45,000 $ 60,000
Kingfisher, Oklahoma 1 $ 10,000 $ 10,000 $ 52,000
Noble, Oklahoma 1 $ 1,000 $ 1,000 $ 48,000
Okfuskee, Oklahoma 1 $ 3,000 $ 3,000 $ 56,000
Pushmataha, Oklahoma 1 $ 2,000 $ 2,000 $ 31,000
Tillman, Oklahoma 1 $ 20,000 $ 20,000 $ 0
Woods, Oklahoma 1 $ 10,000 $ 10,000 $ 58,000
Woodward, Oklahoma 1 $ 113,000 $ 113,000 $ 298,000
Chester, Pennsylvania 1 $ 63,000 $ 63,000 $ 150,000
Lancaster, South Carolina 1 $ 33,000 $ 33,000 $ 15,000
Cumberland, Tennessee 1 $ 70,000 $ 70,000 $ 0
Dallas, Texas 1 $ 134,000 $ 134,000 $ 160,000
Denton, Texas 1 $ 17,000 $ 17,000 $ 169,000
Liberty, Texas 1 $ 36,000 $ 36,000 $ 40,000
Rockwall, Texas 1 $ 2,713,000 $ 2,713,000 $ 300,000
Wood, Texas 1 $ 85,000 $ 85,000 $ 40,000
Fairfax, Virginia 1 $ 164,000 $ 164,000 $ 252,000
Winnebago, Wisconsin 1 $ 60,000 $ 60,000 $ 0

Mortgage Loan Application Detail Totals for Arvest Bank Group in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,731 $33,037,000 $12,000 $265,000 $59,000 $838,000
Refinancing 2,004 $150,267,000 $74,000 $4,754,000 $73,000 $6,544,000
Home Purchase 519 $49,907,000 $96,000 $8,007,000 $79,000 $476,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,622 $140,950,000 $38,000 $2,713,000 $71,000 $6,544,000
Not Provided 1,114 $52,265,000 $46,000 $1,501,000 $61,000 $800,000
Hispanic 168 $4,585,000 $27,000 $325,000 $49,000 $492,000
Black or African American 132 $1,908,000 $14,000 $175,000 $50,000 $390,000
American Indian or Alaskan Native 94 $3,295,000 $35,000 $250,000 $53,000 $404,000
Not applicable 86 $28,253,000 $328,000 $8,007,000 $40,000 $480,000
Asian 37 $1,785,000 $48,000 $340,000 $64,000 $200,000
Native Hawaiian or Other Pacific Islander 1 $170,000 $170,000 $170,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,179 $227,924,000 $44,000 $8,007,000 $67,000 $6,544,000
FHA-insured (Federal Housing Administration) 70 $4,890,000 $69,000 $277,000 $59,000 $276,000
VA-guaranteed (Veterans Administration) 4 $346,000 $86,000 $138,000 $161,000 $544,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $51,000 $51,000 $51,000 $25,000 $25,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,377 $172,231,000 $51,000 $8,007,000 $70,000 $6,544,000
Application Denied By Financial Institution 1,151 $19,456,000 $16,000 $417,000 $49,000 $404,000
Application Withdrawn By Applicant 603 $23,129,000 $38,000 $417,000 $75,000 $981,000
File Closed For Incompleteness 110 $16,380,000 $148,000 $1,235,000 $87,000 $1,000,000
Application Approved But Not Accepted 13 $2,015,000 $155,000 $508,000 $109,000 $345,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank Group's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List