Associated Bank NA Mortgage Lending & HMDA Data, 2013

In 2013, Associated Bank NA of Green Bay, WI reported 28,811 mortgage applications totaling $5.9 billion, down 29% from 2012. The average application was for $206,029, and applicants reported an average income of $106,821. 68% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (3,122), Green Bay, WI (2,457) and Minneapolis-St. Paul-Bloomington, MN-WI (2,245) (applications in parentheses).

Mortgage Company & Address Associated Bank NA
200 North Adams Street
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 28,811
Total Mortgage Loan Application Amount $5,935,926,000
Average Mortgage Loan Application Amount $206,029
Highest Mortgage Loan Application Amount $33,867,000
Average Applicant Income $106,821
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Associated Bank NA by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee-Waukesha-West Allis, WI 3,122 $ 775,234,000 $ 248,313 $ 119,000
Green Bay, WI 2,457 $ 390,301,000 $ 158,852 $ 85,000
Minneapolis-St. Paul-Bloomington, MN-WI 2,245 $ 620,736,000 $ 276,497 $ 148,121
Chicago-Joliet-Naperville, IL 2,184 $ 1,134,417,000 $ 519,421 $ 223,000
Madison, WI 1,544 $ 336,303,000 $ 217,812 $ 93,000
Appleton, WI 1,425 $ 203,756,000 $ 142,986 $ 77,000
Peoria, IL 1,084 $ 156,154,000 $ 144,053 $ 97,000
Oshkosh-Neenah, WI 954 $ 135,676,000 $ 142,218 $ 79,000
St. Louis, MO-IL 733 $ 186,317,000 $ 254,184 $ 154,069
Janesville, WI 722 $ 81,629,000 $ 113,059 $ 64,000
La Crosse, WI-MN 587 $ 78,441,000 $ 133,630 $ 73,509
Rockford, IL 534 $ 54,375,000 $ 101,825 $ 68,000
Lake County-Kenosha County, IL-WI 518 $ 206,018,000 $ 397,718 $ 188,903
Wausau, WI 501 $ 64,284,000 $ 128,311 $ 76,000
Fond Du Lac, WI 401 $ 55,826,000 $ 139,216 $ 76,000
Sheboygan, WI 349 $ 48,174,000 $ 138,034 $ 84,000
Rochester, MN 297 $ 56,713,000 $ 190,952 $ 108,000
Eau Claire, WI 288 $ 35,290,000 $ 122,534 $ 72,000
Racine, WI 278 $ 45,186,000 $ 162,539 $ 93,000
Warren-Troy-Farmington Hills, MI 69 $ 41,522,000 $ 601,768 $ 573,000
Bloomington, IN 47 $ 7,546,000 $ 160,553 $ 77,000
Indianapolis-Carmel, IN 40 $ 9,458,000 $ 236,450 $ 156,000
Duluth, MN-WI 39 $ 6,600,000 $ 169,230 $ 160,461
Springfield, MO 36 $ 8,723,000 $ 242,305 $ 148,000
Phoenix-Mesa-Glendale, AZ 23 $ 6,162,000 $ 267,913 $ 122,000
Mankato-North Mankato, MN 20 $ 2,937,000 $ 146,850 $ 89,000
Kansas City, MO-KS 17 $ 5,896,000 $ 346,823 $ 160,411
Cape Coral-Fort Myers, FL 13 $ 3,084,000 $ 237,230 $ 282,000
Bloomington-Normal, IL 12 $ 3,548,000 $ 295,666 $ 153,000
Gary, IN 10 $ 3,159,000 $ 315,900 $ 220,000
Cedar Rapids, IA 7 $ 2,063,000 $ 294,714 $ 281,000
Champaign-Urbana, IL 7 $ 1,050,000 $ 150,000 $ 98,000
Detroit-Livonia-Dearborn, MI 7 $ 12,719,000 $ 1,817,000 $ 210,000
Kokomo, IN 7 $ 566,000 $ 80,857 $ 61,000
Naples-Marco Island, FL 7 $ 2,064,000 $ 294,857 $ 262,000
North Port-Bradenton-Sarasota, FL 7 $ 1,963,000 $ 280,428 $ 214,000
Cincinnati-Middletown, OH-KY-IN 5 $ 2,523,000 $ 504,600 $ 101,400
Davenport-Moline-Rock Island, IA-IL 5 $ 576,000 $ 115,200 $ 71,200
Des Moines-West Des Moines, IA 5 $ 1,640,000 $ 328,000 $ 200,000
Niles-Benton Harbor, MI 5 $ 1,102,000 $ 220,400 $ 192,000
Ann Arbor, MI 4 $ 1,245,000 $ 311,250 $ 186,000
Columbus, OH 4 $ 850,000 $ 212,500 $ 114,000
Orlando-Kissimmee-Sanford, FL 4 $ 838,000 $ 209,500 $ 379,000
Tampa-St. Petersburg-Clearwater, FL 4 $ 694,000 $ 173,500 $ 301,000
Waterloo-Cedar Falls, IA 4 $ 440,000 $ 110,000 $ 155,000
Cape Girardeau-Jackson, MO-IL 3 $ 417,000 $ 139,000 $ 79,000
Flint, MI 3 $ 6,869,000 $ 2,289,666 $ 0
Kalamazoo-Portage, MI 3 $ 737,000 $ 245,666 $ 166,000
Miami-Miami Beach-Kendall, FL 3 $ 1,391,000 $ 463,666 $ 282,000
Springfield, IL 3 $ 1,490,000 $ 496,666 $ 51,000
Tucson, AZ 3 $ 770,000 $ 256,666 $ 120,000
West Palm Beach-Boca Raton-Boynton Beach, FL 3 $ 1,215,000 $ 405,000 $ 427,000
Columbia, MO 2 $ 460,000 $ 230,000 $ 106,000
Dayton, OH 2 $ 291,000 $ 145,500 $ 49,000
Grand Rapids-Wyoming, MI 2 $ 525,000 $ 262,500 $ 235,000
Holland-Grand Haven, MI 2 $ 305,000 $ 152,500 $ 168,000
Lafayette, IN 2 $ 136,000 $ 68,000 $ 32,000
Louisville/Jefferson County, KY-IN 2 $ 1,048,000 $ 524,000 $ 187,000
Port St. Lucie, FL 2 $ 892,000 $ 446,000 $ 883,000
Ames, IA 1 $ 68,000 $ 68,000 $ 112,000
Anderson, IN 1 $ 51,000 $ 51,000 $ 67,000
Battle Creek, MI 1 $ 75,000 $ 75,000 $ 58,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 70,000 $ 70,000 $ 81,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 108,000 $ 108,000 $ 55,000
Iowa City, IA 1 $ 82,000 $ 82,000 $ 48,000
Jackson, MI 1 $ 55,000 $ 55,000 $ 138,000
Jacksonville, FL 1 $ 260,000 $ 260,000 $ 0
Joplin, MO 1 $ 480,000 $ 480,000 $ 220,000
Kankakee-Bradley, IL 1 $ 555,000 $ 555,000 $ 169,000
Lansing-East Lansing, MI 1 $ 91,000 $ 91,000 $ 46,000
Michigan City-La Porte, IN 1 $ 152,000 $ 152,000 $ 152,000
Muskegon-Norton Shores, MI 1 $ 953,000 $ 953,000 $ 713,000
Panama City-Lynn Haven-Panama City Beach, FL 1 $ 136,000 $ 136,000 $ 67,000
Punta Gorda, FL 1 $ 208,000 $ 208,000 $ 158,000
Raleigh-Cary, NC 1 $ 16,000,000 $ 16,000,000 $ 0
Springfield, OH 1 $ 85,000 $ 85,000 $ 49,000
St. Cloud, MN 1 $ 309,000 $ 309,000 $ 126,000
St. Joseph, MO-KS 1 $ 37,000 $ 37,000 $ 82,000
Tallahassee, FL 1 $ 684,000 $ 684,000 $ 297,000
Toledo, OH 1 $ 3,000,000 $ 3,000,000 $ 0

Mortgage Loan Application Detail Totals for Associated Bank NA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,745 $3,187,391,000 $190,000 $23,850,000 $104,000 $9,999,000
Home Purchase 10,474 $2,442,739,000 $233,000 $33,867,000 $111,000 $5,372,000
Home Improvement 1,592 $305,796,000 $192,000 $3,400,000 $109,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 26,684 $5,203,998,000 $195,000 $9,025,000 $107,000 $9,999,000
Asian 679 $200,570,000 $295,000 $2,260,000 $162,000 $1,820,000
Hispanic 549 $88,145,000 $160,000 $1,292,000 $82,000 $2,130,000
Black or African American 376 $56,584,000 $150,000 $1,063,000 $113,000 $9,999,000
Not applicable 230 $313,583,000 $1,363,000 $33,867,000 $17,000 $534,000
Not Provided 176 $55,181,000 $313,000 $1,480,000 $154,000 $742,000
American Indian or Alaskan Native 88 $10,930,000 $124,000 $537,000 $88,000 $420,000
Native Hawaiian or Other Pacific Islander 29 $6,935,000 $239,000 $900,000 $126,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,122 $5,725,041,000 $211,000 $33,867,000 $110,000 $9,999,000
FHA-insured (Federal Housing Administration) 799 $98,603,000 $123,000 $363,000 $52,000 $463,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 548 $61,773,000 $112,000 $322,000 $44,000 $120,000
VA-guaranteed (Veterans Administration) 342 $50,509,000 $147,000 $376,000 $60,000 $222,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,717 $4,282,192,000 $217,000 $33,867,000 $115,000 $9,999,000
Application Denied By Financial Institution 4,260 $854,144,000 $200,000 $9,025,000 $95,000 $9,978,000
Preapproval Denied by Financial Institution 1,600 $204,863,000 $128,000 $1,620,000 $53,000 $829,000
Application Withdrawn By Applicant 939 $180,455,000 $192,000 $3,500,000 $111,000 $3,848,000
File Closed For Incompleteness 862 $151,925,000 $176,000 $1,444,000 $95,000 $1,494,000
Application Approved But Not Accepted 830 $185,218,000 $223,000 $4,000,000 $112,000 $1,626,000
Loan Purchased By The Institution 603 $77,129,000 $127,000 $399,000 $72,000 $325,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,768 $229,690,000 $129,000 $1,530,000 $67,000 $1,634,000
Collateral 1,673 $353,681,000 $211,000 $4,500,000 $112,000 $3,770,000
Debt-To-Income Ratio 1,658 $316,719,000 $191,000 $2,000,000 $54,000 $1,066,000
Unverifiable Information 283 $58,335,000 $206,000 $1,691,000 $121,000 $1,465,000
Other 173 $37,841,000 $218,000 $9,025,000 $153,000 $9,978,000
Insufficient Cash (Downpayment, Closing Cost) 146 $38,978,000 $266,000 $2,000,000 $134,000 $2,163,000
Employment History 75 $10,088,000 $134,000 $880,000 $58,000 $238,000
Mortgage Insurance Denied 69 $11,353,000 $164,000 $640,000 $74,000 $604,000
Credit Application Incomplete 15 $2,322,000 $154,000 $328,000 $68,000 $137,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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