Associated Bank NA Mortgage Lending & HMDA Data, 2015

In 2015, Associated Bank NA of Green Bay, WI reported 20,466 mortgage applications totaling $5.3 billion, up 18% from 2014. The average application was for $261,222, and applicants reported an average income of $117,156. 64% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (2,766), Milwaukee-Waukesha-West Allis, WI (2,109) and Minneapolis-St. Paul-Bloomington, MN-WI (1,891) (applications in parentheses).

Mortgage Company & Address Associated Bank NA
200 North Adams Street
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 20,466
Total Mortgage Loan Application Amount $5,346,178,000
Average Mortgage Loan Application Amount $261,222
Highest Mortgage Loan Application Amount $62,500,000
Average Applicant Income $117,156
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Associated Bank NA by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Arlington Heights, IL 2,766 $ 1,518,696,000 $ 549,058 $ 207,000
Milwaukee-Waukesha-West Allis, WI 2,109 $ 605,016,000 $ 286,873 $ 127,000
Minneapolis-St. Paul-Bloomington, MN-WI 1,891 $ 550,606,000 $ 291,171 $ 128,067
Green Bay, WI 1,317 $ 213,271,000 $ 161,936 $ 84,000
Madison, WI 888 $ 217,686,000 $ 245,141 $ 95,000
Appleton, WI 681 $ 119,541,000 $ 175,537 $ 68,000
St. Louis, MO-IL 575 $ 187,674,000 $ 326,389 $ 174,320
Oshkosh-Neenah, WI 547 $ 78,599,000 $ 143,691 $ 69,000
Lake County-Kenosha County, IL-WI 532 $ 225,564,000 $ 423,992 $ 182,409
Warren-Troy-Farmington Hills, MI 477 $ 164,900,000 $ 345,702 $ 184,000
Janesville-Beloit, WI 439 $ 50,568,000 $ 115,189 $ 64,000
Peoria, IL 322 $ 50,060,000 $ 155,465 $ 90,000
Rockford, IL 314 $ 32,389,000 $ 103,149 $ 59,000
Wausau, WI 314 $ 44,654,000 $ 142,210 $ 76,000
La Crosse-Onalaska, WI-MN 256 $ 39,740,000 $ 155,234 $ 87,148
Fond Du Lac, WI 255 $ 37,875,000 $ 148,529 $ 81,000
Racine, WI 225 $ 40,094,000 $ 178,195 $ 81,000
Eau Claire, WI 218 $ 29,257,000 $ 134,206 $ 66,000
Sheboygan, WI 191 $ 26,843,000 $ 140,539 $ 86,000
Elgin, IL 159 $ 40,827,000 $ 256,773 $ 135,000
Rochester, MN 120 $ 19,515,000 $ 162,625 $ 83,000
Detroit-Dearborn-Livonia, MI 84 $ 33,688,000 $ 401,047 $ 165,000
Springfield, MO 43 $ 7,873,000 $ 183,093 $ 129,000
Kansas City, MO-KS 38 $ 15,859,000 $ 417,342 $ 190,210
Duluth, MN-WI 37 $ 7,421,000 $ 200,567 $ 163,027
Indianapolis-Carmel-Anderson, IN 33 $ 32,850,000 $ 995,454 $ 139,000
Kokomo, IN 31 $ 3,396,000 $ 109,548 $ 89,000
Ann Arbor, MI 30 $ 9,461,000 $ 315,366 $ 189,000
Lansing-East Lansing, MI 26 $ 5,112,000 $ 196,615 $ 110,000
Columbus, OH 24 $ 22,960,000 $ 956,666 $ 191,000
Mankato-North Mankato, MN 17 $ 3,941,000 $ 231,823 $ 174,000
Cape Coral-Fort Myers, FL 16 $ 4,216,000 $ 263,500 $ 263,000
Fort Wayne, IN 16 $ 3,062,000 $ 191,375 $ 77,000
Niles-Benton Harbor, MI 15 $ 14,799,000 $ 986,600 $ 419,000
Phoenix-Mesa-Scottsdale, AZ 15 $ 3,854,000 $ 256,933 $ 164,000
Flint, MI 14 $ 2,544,000 $ 181,714 $ 93,000
Cincinnati, OH-KY-IN 10 $ 8,032,000 $ 803,200 $ 150,000
Grand Rapids-Wyoming, MI 10 $ 1,948,000 $ 194,800 $ 120,000
Tampa-St. Petersburg-Clearwater, FL 10 $ 1,571,000 $ 157,100 $ 233,000
Kalamazoo-Portage, MI 8 $ 3,435,000 $ 429,375 $ 405,000
Gary, IN 7 $ 14,707,000 $ 2,101,000 $ 86,000
Lafayette-West Lafayette, IN 7 $ 1,440,000 $ 205,714 $ 107,000
Champaign-Urbana, IL 6 $ 1,424,000 $ 237,333 $ 208,000
Des Moines-West Des Moines, IA 6 $ 2,801,000 $ 466,833 $ 261,000
Cedar Rapids, IA 5 $ 969,000 $ 193,800 $ 69,000
Naples-Immokalee-Marco Island, FL 5 $ 4,232,000 $ 846,400 $ 1,006,000
St. Cloud, MN 5 $ 1,079,000 $ 215,800 $ 72,000
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 2,238,000 $ 447,600 $ 515,000
Bloomington, IL 4 $ 1,200,000 $ 300,000 $ 174,000
Cleveland-Elyria, OH 4 $ 4,709,000 $ 1,177,250 $ 140,000
Iowa City, IA 4 $ 854,000 $ 213,500 $ 159,000
Akron, OH 3 $ 960,000 $ 320,000 $ 135,000
Davenport-Moline-Rock Island, IA-IL 3 $ 1,468,000 $ 489,333 $ 203,000
Decatur, IL 3 $ 1,135,000 $ 378,333 $ 130,000
Denver-Aurora-Lakewood, CO 3 $ 950,000 $ 316,666 $ 97,000
Lakeland-Winter Haven, FL 3 $ 399,000 $ 133,000 $ 133,000
Orlando-Kissimmee-Sanford, FL 3 $ 325,000 $ 108,333 $ 128,000
South Bend-Mishawaka, IN-MI 3 $ 9,173,000 $ 3,057,666 $ 220,666
Springfield, IL 3 $ 722,000 $ 240,666 $ 124,000
Battle Creek, MI 2 $ 174,000 $ 87,000 $ 113,000
Canton-Massillon, OH 2 $ 212,000 $ 106,000 $ 93,000
Columbia, MO 2 $ 972,000 $ 486,000 $ 548,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 448,000 $ 224,000 $ 356,000
Jackson, MI 2 $ 254,000 $ 127,000 $ 92,000
Michigan City-La Porte, IN 2 $ 857,000 $ 428,500 $ 293,000
Muskegon, MI 2 $ 1,259,000 $ 629,500 $ 36,000
North Port-Sarasota-Bradenton, FL 2 $ 124,000 $ 62,000 $ 52,000
Saginaw, MI 2 $ 207,000 $ 103,500 $ 44,000
The Villages, FL 2 $ 375,000 $ 187,500 $ 64,000
Ames, IA 1 $ 134,000 $ 134,000 $ 471,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 4,920,000 $ 4,920,000 $ 0
Bloomington, IN 1 $ 274,000 $ 274,000 $ 68,000
Carbondale-Marion, IL 1 $ 45,000 $ 45,000 $ 56,000
Dayton, OH 1 $ 342,000 $ 342,000 $ 112,000
Elkhart-Goshen, IN 1 $ 140,000 $ 140,000 $ 57,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 214,000 $ 214,000 $ 149,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 206,000 $ 206,000 $ 384,000
Gainesville, FL 1 $ 75,000 $ 75,000 $ 114,000
Kankakee, IL 1 $ 228,000 $ 228,000 $ 124,000
Louisville/Jefferson County, KY-IN 1 $ 12,375,000 $ 12,375,000 $ 0
Midland, MI 1 $ 409,000 $ 409,000 $ 103,000
Palm Bay-Melbourne-Titusville, FL 1 $ 149,000 $ 149,000 $ 186,000
Panama City, FL 1 $ 40,000 $ 40,000 $ 77,000
Portland-South Portland, ME 1 $ 92,000 $ 92,000 $ 20,000
Punta Gorda, FL 1 $ 398,000 $ 398,000 $ 191,000
Sioux Falls, SD 1 $ 2,360,000 $ 2,360,000 $ 0
Toledo, OH 1 $ 2,900,000 $ 2,900,000 $ 0
Tucson, AZ 1 $ 171,000 $ 171,000 $ 179,000

Mortgage Loan Application Detail Totals for Associated Bank NA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,959 $2,853,092,000 $260,000 $62,500,000 $109,000 $7,000,000
Refinancing 8,448 $2,171,333,000 $257,000 $13,450,000 $125,000 $9,999,000
Home Improvement 1,059 $321,753,000 $303,000 $4,750,000 $139,000 $2,226,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,083 $4,418,429,000 $244,000 $4,800,000 $119,000 $9,999,000
Hispanic 738 $115,491,000 $156,000 $1,000,000 $58,000 $1,822,000
Asian 646 $211,556,000 $327,000 $2,400,000 $148,000 $1,474,000
Black or African American 451 $81,500,000 $180,000 $1,987,000 $89,000 $1,272,000
Not Provided 300 $85,651,000 $285,000 $1,500,000 $138,000 $2,106,000
Not applicable 151 $410,467,000 $2,718,000 $62,500,000 $16,000 $519,000
American Indian or Alaskan Native 73 $14,348,000 $196,000 $538,000 $102,000 $420,000
Native Hawaiian or Other Pacific Islander 24 $8,736,000 $364,000 $1,345,000 $174,000 $1,156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,868 $5,121,954,000 $271,000 $62,500,000 $123,000 $9,999,000
FHA-insured (Federal Housing Administration) 848 $118,966,000 $140,000 $474,000 $40,000 $229,000
VA-guaranteed (Veterans Administration) 424 $67,265,000 $158,000 $427,000 $57,000 $202,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 326 $37,993,000 $116,000 $306,000 $43,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,016 $3,546,668,000 $272,000 $62,500,000 $134,000 $9,999,000
Application Denied By Financial Institution 2,475 $666,888,000 $269,000 $15,000,000 $100,000 $2,014,000
Preapproval Denied by Financial Institution 1,718 $237,290,000 $138,000 $1,700,000 $54,000 $687,000
Application Approved But Not Accepted 1,100 $342,748,000 $311,000 $6,340,000 $153,000 $3,507,000
Loan Purchased By The Institution 1,034 $164,106,000 $158,000 $850,000 $0 $0
Application Withdrawn By Applicant 688 $299,687,000 $435,000 $24,500,000 $120,000 $1,920,000
File Closed For Incompleteness 435 $88,791,000 $204,000 $1,189,000 $115,000 $1,472,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,586 $366,564,000 $231,000 $2,600,000 $60,000 $597,000
Credit History 1,585 $271,680,000 $171,000 $15,000,000 $80,000 $1,247,000
Collateral 737 $197,509,000 $267,000 $8,430,000 $120,000 $1,619,000
Other 106 $34,187,000 $322,000 $7,500,000 $146,000 $2,014,000
Employment History 74 $13,098,000 $177,000 $1,200,000 $74,000 $445,000
Unverifiable Information 62 $13,342,000 $215,000 $990,000 $123,000 $1,196,000
Insufficient Cash (Downpayment, Closing Cost) 36 $5,930,000 $164,000 $943,000 $72,000 $257,000
Mortgage Insurance Denied 4 $876,000 $219,000 $365,000 $126,000 $201,000
Credit Application Incomplete 3 $992,000 $330,000 $600,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank NA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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